Home > Citizens National Bank > Assets and Liabilities
Citizens National Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 42 | 3,846 |
| Assets and Liabilities | ||
| Total Assets: | $139,604,000 | 4,138 |
| Cash and due from depository institutions | $6,972,000 | 3,846 |
| Interest-bearing balances | $231,000 | 3,850 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $845,000 | 5,129 |
| Net loans & leases | $105,554,000 | 3,803 |
| Loan loss allowance | $1,607,000 | 3,017 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,244,000 | 1,383 |
| Other real estate owned | $651,000 | 3,846 |
| Goodwill and other intangibles | $14,334,000 | 551 |
| All other assets | $2,004,000 | 5,181 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $139,604,000 | 4,138 |
| Total liabilities | $114,423,000 | 4,354 |
| Total deposits | $110,706,000 | 4,195 |
| Interest-bearing deposits | $82,755,000 | 4,550 |
| Deposits held in domestic offices | $110,706,000 | 4,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $480,000 | 5,163 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,237,000 | 1,682 |
| Total equity capital | $25,181,000 | 2,698 |
| Total bank equity capital | $25,181,000 | 2,698 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,438,000 | 2,429 |
| Surplus | $24,050,000 | 1,247 |
| Undivided profits | $-307,000 | 7,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,256,000 | 2,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $245,000 | 504 |
| Income earned, not collected on loans | $568,000 | 5,750 |
| Earning assets | $106,630,000 | 4,644 |
| Long-term assets (5+ years) | $4,980,000 | 6,002 |
| Average Assets, year-to-date | $143,312,000 | 3,940 |
| Average Assets, quarterly | $139,489,500 | 4,102 |
| Volatile liabilities | $24,481,000 | 4,263 |
| Insider loans | $577,000 | 5,286 |
| FHLB advances | $480,000 | 4,925 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $17,251,000 | 3,671 |
| Tier 1 (core) risk-based capital | $12,954,000 | 4,515 |
| Tier 2 risk-based capital | $1,410,000 | 3,220 |
| Total risk weighted assets | $116,447,000 | 3,700 |
| Total unused commitments | $17,251,000 | 3,672 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 50 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $139,375,000 | 4,090 |
| Cash and due from depository institutions | $8,769,000 | 3,329 |
| Interest-bearing balances | $271,000 | 3,578 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $9,745,000 | 1,517 |
| Net loans & leases | $111,608,000 | 3,608 |
| Loan loss allowance | $1,517,000 | 3,140 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,325,000 | 1,993 |
| Other real estate owned | $465,000 | 3,329 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,463,000 | 4,765 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $139,375,000 | 4,090 |
| Total liabilities | $128,216,000 | 4,000 |
| Total deposits | $126,474,000 | 3,780 |
| Interest-bearing deposits | $98,904,000 | 4,027 |
| Deposits held in domestic offices | $126,474,000 | 3,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $505,000 | 5,100 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,237,000 | 3,570 |
| Total equity capital | $11,159,000 | 5,123 |
| Total bank equity capital | $11,159,000 | 5,123 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,438,000 | 2,408 |
| Surplus | $7,412,000 | 3,147 |
| Undivided profits | $2,309,000 | 6,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,967,000 | 1,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 909 |
| Income earned, not collected on loans | $761,000 | 5,105 |
| Earning assets | $121,624,000 | 4,246 |
| Long-term assets (5+ years) | $4,392,000 | 6,091 |
| Average Assets, year-to-date | $144,239,000 | 3,916 |
| Average Assets, quarterly | $139,668,000 | 4,055 |
| Volatile liabilities | $29,566,000 | 3,784 |
| Insider loans | $701,000 | 4,934 |
| FHLB advances | $505,000 | 4,831 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $22,494,000 | 3,180 |
| Tier 1 (core) risk-based capital | $11,146,000 | 5,028 |
| Tier 2 risk-based capital | $1,443,000 | 3,137 |
| Total risk weighted assets | $115,394,000 | 3,684 |
| Total unused commitments | $22,494,000 | 3,180 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 52 | 3,280 |
| Assets and Liabilities | ||
| Total Assets: | $139,961,000 | 4,079 |
| Cash and due from depository institutions | $7,443,000 | 3,280 |
| Interest-bearing balances | $315,000 | 3,505 |
| Securities | $2,466,000 | 7,769 |
| Federal funds sold & reverse repurchase agreements | $4,056,000 | 3,056 |
| Net loans & leases | $116,692,000 | 3,482 |
| Loan loss allowance | $1,618,000 | 2,964 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,417,000 | 1,955 |
| Other real estate owned | $480,000 | 3,280 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,407,000 | 4,793 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $139,961,000 | 4,079 |
| Total liabilities | $128,471,000 | 3,994 |
| Total deposits | $126,860,000 | 3,778 |
| Interest-bearing deposits | $102,120,000 | 3,939 |
| Deposits held in domestic offices | $126,860,000 | 3,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $517,000 | 5,043 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,094,000 | 3,656 |
| Total equity capital | $11,490,000 | 4,934 |
| Total bank equity capital | $11,490,000 | 4,934 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,438,000 | 2,408 |
| Surplus | $7,288,000 | 3,169 |
| Undivided profits | $2,764,000 | 5,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,696,000 | 2,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,015 |
| Income earned, not collected on loans | $845,000 | 4,530 |
| Earning assets | $123,529,000 | 4,183 |
| Long-term assets (5+ years) | $4,643,000 | 5,983 |
| Average Assets, year-to-date | $145,860,330 | 3,920 |
| Average Assets, quarterly | $150,759,500 | 3,850 |
| Volatile liabilities | $29,427,000 | 3,757 |
| Insider loans | $701,000 | 4,912 |
| FHLB advances | $517,000 | 4,790 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $27,944,000 | 2,755 |
| Tier 1 (core) risk-based capital | $11,455,000 | 4,913 |
| Tier 2 risk-based capital | $1,533,000 | 2,983 |
| Total risk weighted assets | $122,591,000 | 3,500 |
| Total unused commitments | $27,944,000 | 2,755 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 53 | 3,216 |
| Assets and Liabilities | ||
| Total Assets: | $161,558,000 | 3,686 |
| Cash and due from depository institutions | $6,970,000 | 3,216 |
| Interest-bearing balances | $268,000 | 3,729 |
| Securities | $3,106,000 | 7,662 |
| Federal funds sold & reverse repurchase agreements | $26,111,000 | 715 |
| Net loans & leases | $115,629,000 | 3,466 |
| Loan loss allowance | $1,582,000 | 3,025 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,342,000 | 1,947 |
| Other real estate owned | $529,000 | 3,216 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,871,000 | 4,276 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $161,558,000 | 3,686 |
| Total liabilities | $150,228,000 | 3,556 |
| Total deposits | $148,271,000 | 3,368 |
| Interest-bearing deposits | $121,119,000 | 3,463 |
| Deposits held in domestic offices | $148,271,000 | 3,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $536,000 | 4,995 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,421,000 | 3,101 |
| Total equity capital | $11,330,000 | 4,987 |
| Total bank equity capital | $11,330,000 | 4,987 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,438,000 | 2,402 |
| Surplus | $7,288,000 | 3,120 |
| Undivided profits | $2,604,000 | 5,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,456,000 | 2,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $677,000 | 256 |
| Income earned, not collected on loans | $881,000 | 4,250 |
| Earning assets | $145,114,000 | 3,758 |
| Long-term assets (5+ years) | $4,888,000 | 5,890 |
| Average Assets, year-to-date | $148,810,000 | 3,878 |
| Average Assets, quarterly | $148,810,000 | 3,878 |
| Volatile liabilities | $24,138,000 | 4,147 |
| Insider loans | $864,000 | 4,556 |
| FHLB advances | $536,000 | 4,766 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $32,041,000 | 2,518 |
| Tier 1 (core) risk-based capital | $11,295,000 | 4,934 |
| Tier 2 risk-based capital | $1,567,000 | 2,915 |
| Total risk weighted assets | $125,407,000 | 3,430 |
| Total unused commitments | $32,041,000 | 2,520 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 53 | 3,200 |
| Assets and Liabilities | ||
| Total Assets: | $136,062,000 | 4,132 |
| Cash and due from depository institutions | $4,990,000 | 3,200 |
| Interest-bearing balances | $188,000 | 4,135 |
| Securities | $3,522,000 | 7,593 |
| Federal funds sold & reverse repurchase agreements | $3,651,000 | 3,431 |
| Net loans & leases | $114,741,000 | 3,457 |
| Loan loss allowance | $1,409,000 | 3,280 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,764,000 | 2,095 |
| Other real estate owned | $521,000 | 3,200 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,873,000 | 4,322 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $136,062,000 | 4,132 |
| Total liabilities | $124,775,000 | 4,054 |
| Total deposits | $118,997,000 | 3,924 |
| Interest-bearing deposits | $90,392,000 | 4,227 |
| Deposits held in domestic offices | $118,997,000 | 3,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $554,000 | 5,136 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,224,000 | 1,102 |
| Total equity capital | $11,287,000 | 4,960 |
| Total bank equity capital | $11,287,000 | 4,960 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,438,000 | 2,397 |
| Surplus | $7,288,000 | 3,069 |
| Undivided profits | $2,561,000 | 6,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,474,000 | 1,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 705 |
| Income earned, not collected on loans | $828,000 | 4,586 |
| Earning assets | $122,102,000 | 4,189 |
| Long-term assets (5+ years) | $4,096,000 | 6,090 |
| Average Assets, year-to-date | $127,804,400 | 4,186 |
| Average Assets, quarterly | $137,164,500 | 4,075 |
| Volatile liabilities | $19,955,000 | 4,706 |
| Insider loans | $892,000 | 4,475 |
| FHLB advances | $554,000 | 4,885 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $29,932,000 | 2,614 |
| Tier 1 (core) risk-based capital | $11,252,000 | 4,907 |
| Tier 2 risk-based capital | $1,409,000 | 3,139 |
| Total risk weighted assets | $120,711,000 | 3,476 |
| Total unused commitments | $29,932,000 | 2,614 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $138,267,000 | 4,055 |
| Cash and due from depository institutions | $5,541,000 | 3,252 |
| Interest-bearing balances | $180,000 | 4,165 |
| Securities | $3,823,000 | 7,613 |
| Federal funds sold & reverse repurchase agreements | $4,548,000 | 2,602 |
| Net loans & leases | $117,033,000 | 3,415 |
| Loan loss allowance | $1,221,000 | 3,657 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,769,000 | 2,469 |
| Other real estate owned | $598,000 | 3,252 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,955,000 | 5,271 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $138,267,000 | 4,055 |
| Total liabilities | $125,543,000 | 4,000 |
| Total deposits | $123,670,000 | 3,785 |
| Interest-bearing deposits | $94,796,000 | 4,040 |
| Deposits held in domestic offices | $123,670,000 | 3,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $572,000 | 5,352 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,301,000 | 3,228 |
| Total equity capital | $12,724,000 | 4,549 |
| Total bank equity capital | $12,724,000 | 4,549 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,438,000 | 2,401 |
| Surplus | $7,288,000 | 3,040 |
| Undivided profits | $3,998,000 | 5,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,944,000 | 1,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $213,000 | 536 |
| Income earned, not collected on loans | $715,000 | 5,094 |
| Earning assets | $125,584,000 | 4,072 |
| Long-term assets (5+ years) | $4,150,000 | 6,061 |
| Average Assets, year-to-date | $125,740,000 | 4,246 |
| Average Assets, quarterly | $134,716,500 | 4,103 |
| Volatile liabilities | $20,450,000 | 4,676 |
| Insider loans | $889,000 | 4,471 |
| FHLB advances | $572,000 | 5,073 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $30,583,000 | 2,574 |
| Tier 1 (core) risk-based capital | $12,694,000 | 4,494 |
| Tier 2 risk-based capital | $1,221,000 | 3,461 |
| Total risk weighted assets | $122,938,000 | 3,428 |
| Total unused commitments | $30,583,000 | 2,574 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 50 | 3,352 |
| Assets and Liabilities | ||
| Total Assets: | $131,166,000 | 4,178 |
| Cash and due from depository institutions | $7,031,000 | 3,352 |
| Interest-bearing balances | $138,000 | 4,448 |
| Securities | $4,268,000 | 7,548 |
| Federal funds sold & reverse repurchase agreements | $4,688,000 | 2,348 |
| Net loans & leases | $108,968,000 | 3,554 |
| Loan loss allowance | $1,455,000 | 3,197 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,823,000 | 2,943 |
| Other real estate owned | $600,000 | 3,352 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,788,000 | 5,427 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $131,166,000 | 4,178 |
| Total liabilities | $118,414,000 | 4,139 |
| Total deposits | $116,495,000 | 3,929 |
| Interest-bearing deposits | $89,173,000 | 4,170 |
| Deposits held in domestic offices | $116,495,000 | 3,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $590,000 | 5,329 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,329,000 | 2,938 |
| Total equity capital | $12,752,000 | 4,423 |
| Total bank equity capital | $12,752,000 | 4,423 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,438,000 | 2,392 |
| Surplus | $7,288,000 | 2,977 |
| Undivided profits | $4,026,000 | 5,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,021,000 | 891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $213,000 | 550 |
| Income earned, not collected on loans | $683,000 | 4,877 |
| Earning assets | $118,062,000 | 4,235 |
| Long-term assets (5+ years) | $4,307,000 | 5,987 |
| Average Assets, year-to-date | $121,564,330 | 4,358 |
| Average Assets, quarterly | $125,620,500 | 4,288 |
| Volatile liabilities | $20,916,000 | 4,542 |
| Insider loans | $1,078,000 | 4,106 |
| FHLB advances | $590,000 | 5,079 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $32,057,000 | 2,504 |
| Tier 1 (core) risk-based capital | $12,739,000 | 4,427 |
| Tier 2 risk-based capital | $1,423,000 | 3,087 |
| Total risk weighted assets | $113,756,000 | 3,583 |
| Total unused commitments | $32,057,000 | 2,505 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 48 | 3,469 |
| Assets and Liabilities | ||
| Total Assets: | $120,075,000 | 4,430 |
| Cash and due from depository institutions | $6,433,000 | 3,469 |
| Interest-bearing balances | $270,000 | 3,879 |
| Securities | $4,625,000 | 7,500 |
| Federal funds sold & reverse repurchase agreements | $6,351,000 | 2,203 |
| Net loans & leases | $97,486,000 | 3,805 |
| Loan loss allowance | $1,039,000 | 4,008 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,230,000 | 3,268 |
| Other real estate owned | $301,000 | 3,469 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,649,000 | 5,541 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $120,075,000 | 4,430 |
| Total liabilities | $107,523,000 | 4,412 |
| Total deposits | $105,678,000 | 4,203 |
| Interest-bearing deposits | $79,224,000 | 4,518 |
| Deposits held in domestic offices | $105,678,000 | 4,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $607,000 | 5,217 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,238,000 | 3,060 |
| Total equity capital | $12,552,000 | 4,431 |
| Total bank equity capital | $12,552,000 | 4,431 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,438,000 | 2,382 |
| Surplus | $7,288,000 | 2,913 |
| Undivided profits | $3,826,000 | 5,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,959,000 | 903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $888,000 | 197 |
| Income earned, not collected on loans | $557,000 | 5,354 |
| Earning assets | $108,732,000 | 4,479 |
| Long-term assets (5+ years) | $2,635,000 | 6,566 |
| Average Assets, year-to-date | $116,763,500 | 4,480 |
| Average Assets, quarterly | $116,763,500 | 4,480 |
| Volatile liabilities | $21,044,000 | 4,375 |
| Insider loans | $1,078,000 | 4,049 |
| FHLB advances | $607,000 | 5,014 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $32,909,000 | 2,425 |
| Tier 1 (core) risk-based capital | $12,521,000 | 4,409 |
| Tier 2 risk-based capital | $1,039,000 | 3,808 |
| Total risk weighted assets | $99,926,000 | 3,866 |
| Total unused commitments | $32,909,000 | 2,427 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 46 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $113,452,000 | 4,581 |
| Cash and due from depository institutions | $6,867,000 | 3,601 |
| Interest-bearing balances | $489,000 | 3,396 |
| Securities | $4,329,000 | 7,606 |
| Federal funds sold & reverse repurchase agreements | $3,956,000 | 2,895 |
| Net loans & leases | $93,158,000 | 3,900 |
| Loan loss allowance | $1,003,000 | 4,086 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,144,000 | 3,295 |
| Other real estate owned | $284,000 | 3,601 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,714,000 | 5,453 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $113,452,000 | 4,581 |
| Total liabilities | $101,183,000 | 4,595 |
| Total deposits | $99,273,000 | 4,370 |
| Interest-bearing deposits | $71,090,000 | 4,823 |
| Deposits held in domestic offices | $99,273,000 | 4,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $624,000 | 5,308 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,286,000 | 2,929 |
| Total equity capital | $12,269,000 | 4,467 |
| Total bank equity capital | $12,269,000 | 4,467 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,438,000 | 2,378 |
| Surplus | $7,287,000 | 2,878 |
| Undivided profits | $3,544,000 | 5,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,484,000 | 1,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $240,000 | 502 |
| Income earned, not collected on loans | $627,000 | 5,002 |
| Earning assets | $101,932,000 | 4,648 |
| Long-term assets (5+ years) | $4,092,000 | 6,082 |
| Average Assets, year-to-date | $107,166,600 | 4,609 |
| Average Assets, quarterly | $112,840,000 | 4,563 |
| Volatile liabilities | $18,785,000 | 4,608 |
| Insider loans | $464,000 | 5,558 |
| FHLB advances | $624,000 | 5,042 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $26,622,000 | 2,742 |
| Tier 1 (core) risk-based capital | $12,238,000 | 4,435 |
| Tier 2 risk-based capital | $1,003,000 | 3,889 |
| Total risk weighted assets | $100,841,000 | 3,825 |
| Total unused commitments | $26,622,000 | 2,743 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 45 | 3,655 |
| Assets and Liabilities | ||
| Total Assets: | $112,228,000 | 4,583 |
| Cash and due from depository institutions | $7,422,000 | 3,655 |
| Interest-bearing balances | $455,000 | 3,559 |
| Securities | $4,003,000 | 7,718 |
| Federal funds sold & reverse repurchase agreements | $7,990,000 | 1,581 |
| Net loans & leases | $85,869,000 | 4,084 |
| Loan loss allowance | $1,058,000 | 3,917 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,131,000 | 3,275 |
| Other real estate owned | $1,776,000 | 3,655 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,037,000 | 4,997 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $112,228,000 | 4,583 |
| Total liabilities | $100,339,000 | 4,562 |
| Total deposits | $98,461,000 | 4,331 |
| Interest-bearing deposits | $74,044,000 | 4,643 |
| Deposits held in domestic offices | $98,461,000 | 4,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $641,000 | 5,391 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,237,000 | 2,992 |
| Total equity capital | $11,889,000 | 4,543 |
| Total bank equity capital | $11,889,000 | 4,543 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,438,000 | 2,350 |
| Surplus | $7,287,000 | 2,820 |
| Undivided profits | $3,164,000 | 5,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 4,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,098 |
| Income earned, not collected on loans | $553,000 | 5,408 |
| Earning assets | $98,317,000 | 4,712 |
| Long-term assets (5+ years) | $3,779,000 | 6,230 |
| Average Assets, year-to-date | $105,595,250 | 4,671 |
| Average Assets, quarterly | $110,500,500 | 4,591 |
| Volatile liabilities | $20,090,000 | 4,405 |
| Insider loans | $450,000 | 5,607 |
| FHLB advances | $641,000 | 5,125 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $23,304,000 | 2,970 |
| Tier 1 (core) risk-based capital | $11,500,000 | 4,581 |
| Tier 2 risk-based capital | $1,058,000 | 3,714 |
| Total risk weighted assets | $95,220,000 | 3,955 |
| Total unused commitments | $23,304,000 | 2,972 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 44 | 3,737 |
| Assets and Liabilities | ||
| Total Assets: | $108,773,000 | 4,614 |
| Cash and due from depository institutions | $5,995,000 | 3,737 |
| Interest-bearing balances | $361,000 | 3,705 |
| Securities | $4,495,000 | 7,646 |
| Federal funds sold & reverse repurchase agreements | $7,245,000 | 1,573 |
| Net loans & leases | $85,181,000 | 4,046 |
| Loan loss allowance | $971,000 | 4,145 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,904,000 | 3,407 |
| Other real estate owned | $846,000 | 3,737 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,107,000 | 4,744 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $108,773,000 | 4,614 |
| Total liabilities | $98,463,000 | 4,569 |
| Total deposits | $96,586,000 | 4,326 |
| Interest-bearing deposits | $73,893,000 | 4,605 |
| Deposits held in domestic offices | $96,586,000 | 4,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $661,000 | 5,299 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,216,000 | 2,837 |
| Total equity capital | $10,310,000 | 5,000 |
| Total bank equity capital | $10,310,000 | 5,000 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,438,000 | 2,329 |
| Surplus | $5,688,000 | 3,339 |
| Undivided profits | $3,184,000 | 5,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,245,000 | 1,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,287,000 | 150 |
| Income earned, not collected on loans | $511,000 | 5,385 |
| Earning assets | $97,282,000 | 4,687 |
| Long-term assets (5+ years) | $3,538,000 | 6,362 |
| Average Assets, year-to-date | $103,384,330 | 4,728 |
| Average Assets, quarterly | $104,478,000 | 4,717 |
| Volatile liabilities | $19,378,000 | 4,344 |
| Insider loans | $465,000 | 5,560 |
| FHLB advances | $661,000 | 5,077 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $22,731,000 | 2,940 |
| Tier 1 (core) risk-based capital | $10,286,000 | 4,911 |
| Tier 2 risk-based capital | $971,000 | 3,908 |
| Total risk weighted assets | $87,173,000 | 4,120 |
| Total unused commitments | $22,731,000 | 2,940 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 44 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $100,183,000 | 4,882 |
| Cash and due from depository institutions | $6,258,000 | 3,706 |
| Interest-bearing balances | $351,000 | 3,775 |
| Securities | $4,811,000 | 7,638 |
| Federal funds sold & reverse repurchase agreements | $910,000 | 5,140 |
| Net loans & leases | $83,408,000 | 4,054 |
| Loan loss allowance | $861,000 | 4,495 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,964,000 | 4,380 |
| Other real estate owned | $791,000 | 3,706 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,041,000 | 4,845 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $100,183,000 | 4,882 |
| Total liabilities | $92,020,000 | 4,796 |
| Total deposits | $90,226,000 | 4,567 |
| Interest-bearing deposits | $65,367,000 | 5,056 |
| Deposits held in domestic offices | $90,226,000 | 4,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $674,000 | 5,181 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,120,000 | 2,953 |
| Total equity capital | $8,163,000 | 5,684 |
| Total bank equity capital | $8,163,000 | 5,684 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,438,000 | 2,335 |
| Surplus | $3,688,000 | 4,301 |
| Undivided profits | $3,037,000 | 5,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,115,000 | 2,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $477,000 | 5,479 |
| Earning assets | $89,480,000 | 4,977 |
| Long-term assets (5+ years) | $4,769,000 | 6,070 |
| Average Assets, year-to-date | $100,690,000 | 4,844 |
| Average Assets, quarterly | $100,690,000 | 4,844 |
| Volatile liabilities | $19,378,000 | 4,251 |
| Insider loans | $339,000 | 6,049 |
| FHLB advances | $674,000 | 4,953 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $19,398,000 | 3,210 |
| Tier 1 (core) risk-based capital | $8,144,000 | 5,628 |
| Tier 2 risk-based capital | $861,000 | 4,212 |
| Total risk weighted assets | $83,471,000 | 4,214 |
| Total unused commitments | $19,398,000 | 3,212 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 44 | 3,711 |
| Assets and Liabilities | ||
| Total Assets: | $101,197,000 | 4,858 |
| Cash and due from depository institutions | $6,614,000 | 3,711 |
| Interest-bearing balances | $358,000 | 3,796 |
| Securities | $4,998,000 | 7,644 |
| Federal funds sold & reverse repurchase agreements | $4,019,000 | 2,642 |
| Net loans & leases | $81,549,000 | 4,106 |
| Loan loss allowance | $919,000 | 4,283 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,957,000 | 4,356 |
| Other real estate owned | $699,000 | 3,711 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,361,000 | 5,802 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $101,197,000 | 4,858 |
| Total liabilities | $93,064,000 | 4,752 |
| Total deposits | $91,928,000 | 4,495 |
| Interest-bearing deposits | $65,969,000 | 4,995 |
| Deposits held in domestic offices | $91,928,000 | 4,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $690,000 | 5,222 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $446,000 | 5,021 |
| Total equity capital | $8,133,000 | 5,707 |
| Total bank equity capital | $8,133,000 | 5,707 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,438,000 | 2,318 |
| Surplus | $3,688,000 | 4,271 |
| Undivided profits | $3,007,000 | 5,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,169,000 | 2,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 955 |
| Income earned, not collected on loans | $455,000 | 5,653 |
| Earning assets | $90,924,000 | 4,914 |
| Long-term assets (5+ years) | $6,374,000 | 5,663 |
| Average Assets, year-to-date | $95,122,000 | 4,911 |
| Average Assets, quarterly | $99,262,500 | 4,871 |
| Volatile liabilities | $22,758,000 | 3,810 |
| Insider loans | $422,000 | 5,738 |
| FHLB advances | $690,000 | 4,965 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $19,737,000 | 3,069 |
| Tier 1 (core) risk-based capital | $8,133,000 | 5,581 |
| Tier 2 risk-based capital | $919,000 | 4,022 |
| Total risk weighted assets | $78,791,000 | 4,358 |
| Total unused commitments | $19,737,000 | 3,069 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $97,328,000 | 4,942 |
| Cash and due from depository institutions | $7,862,000 | 3,854 |
| Interest-bearing balances | $345,000 | 3,873 |
| Securities | $5,000,000 | 7,682 |
| Federal funds sold & reverse repurchase agreements | $4,189,000 | 2,410 |
| Net loans & leases | $75,343,000 | 4,291 |
| Loan loss allowance | $929,000 | 4,250 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,923,000 | 4,343 |
| Other real estate owned | $695,000 | 3,854 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,316,000 | 4,449 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $97,328,000 | 4,942 |
| Total liabilities | $89,140,000 | 4,836 |
| Total deposits | $88,096,000 | 4,590 |
| Interest-bearing deposits | $62,897,000 | 5,123 |
| Deposits held in domestic offices | $88,096,000 | 4,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $706,000 | 5,243 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $338,000 | 5,903 |
| Total equity capital | $8,188,000 | 5,702 |
| Total bank equity capital | $8,188,000 | 5,702 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,438,000 | 2,315 |
| Surplus | $3,688,000 | 4,242 |
| Undivided profits | $3,062,000 | 5,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $692,000 | 3,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $402,000 | 6,198 |
| Earning assets | $84,877,000 | 5,099 |
| Long-term assets (5+ years) | $6,943,000 | 5,611 |
| Average Assets, year-to-date | $93,603,250 | 4,970 |
| Average Assets, quarterly | $94,950,500 | 4,973 |
| Volatile liabilities | $23,716,000 | 3,671 |
| Insider loans | $422,000 | 5,739 |
| FHLB advances | $706,000 | 4,996 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $19,504,000 | 3,050 |
| Tier 1 (core) risk-based capital | $8,188,000 | 5,541 |
| Tier 2 risk-based capital | $929,000 | 3,965 |
| Total risk weighted assets | $76,540,000 | 4,400 |
| Total unused commitments | $19,504,000 | 3,053 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $92,573,000 | 5,083 |
| Cash and due from depository institutions | $7,990,000 | 3,881 |
| Interest-bearing balances | $220,000 | 4,394 |
| Securities | $6,022,000 | 7,504 |
| Federal funds sold & reverse repurchase agreements | $180,000 | 5,539 |
| Net loans & leases | $73,634,000 | 4,319 |
| Loan loss allowance | $701,000 | 5,082 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,972,000 | 4,256 |
| Other real estate owned | $870,000 | 3,881 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,905,000 | 4,938 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $92,573,000 | 5,083 |
| Total liabilities | $84,897,000 | 5,003 |
| Total deposits | $82,448,000 | 4,819 |
| Interest-bearing deposits | $59,368,000 | 5,340 |
| Deposits held in domestic offices | $82,448,000 | 4,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $722,000 | 5,215 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,727,000 | 1,985 |
| Total equity capital | $7,676,000 | 5,788 |
| Total bank equity capital | $7,676,000 | 5,788 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,437,000 | 2,318 |
| Surplus | $3,688,000 | 4,214 |
| Undivided profits | $2,551,000 | 5,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 4,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $438,000 | 5,717 |
| Earning assets | $80,056,000 | 5,265 |
| Long-term assets (5+ years) | $9,127,000 | 5,217 |
| Average Assets, year-to-date | $92,361,670 | 5,042 |
| Average Assets, quarterly | $92,905,500 | 5,060 |
| Volatile liabilities | $19,565,000 | 4,053 |
| Insider loans | $443,000 | 5,678 |
| FHLB advances | $722,000 | 4,988 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,201,000 | 4,190 |
| Tier 1 (core) risk-based capital | $7,656,000 | 5,721 |
| Tier 2 risk-based capital | $701,000 | 4,749 |
| Total risk weighted assets | $72,912,000 | 4,511 |
| Total unused commitments | $11,201,000 | 4,190 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $93,238,000 | 5,059 |
| Cash and due from depository institutions | $8,852,000 | 3,881 |
| Interest-bearing balances | $211,000 | 4,563 |
| Securities | $4,976,000 | 7,753 |
| Federal funds sold & reverse repurchase agreements | $5,660,000 | 2,541 |
| Net loans & leases | $69,398,000 | 4,426 |
| Loan loss allowance | $709,000 | 5,006 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,011,000 | 4,177 |
| Other real estate owned | $373,000 | 3,881 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,968,000 | 4,699 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $93,238,000 | 5,059 |
| Total liabilities | $85,667,000 | 4,961 |
| Total deposits | $83,142,000 | 4,785 |
| Interest-bearing deposits | $61,274,000 | 5,259 |
| Deposits held in domestic offices | $83,142,000 | 4,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $737,000 | 5,044 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,788,000 | 2,128 |
| Total equity capital | $7,571,000 | 5,935 |
| Total bank equity capital | $7,571,000 | 5,935 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,438,000 | 2,313 |
| Surplus | $3,688,000 | 4,184 |
| Undivided profits | $2,445,000 | 6,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $503,000 | 4,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $420,000 | 5,786 |
| Earning assets | $80,245,000 | 5,261 |
| Long-term assets (5+ years) | $8,065,000 | 5,384 |
| Average Assets, year-to-date | $92,256,000 | 5,055 |
| Average Assets, quarterly | $92,256,000 | 5,055 |
| Volatile liabilities | $21,444,000 | 3,748 |
| Insider loans | $775,000 | 4,583 |
| FHLB advances | $737,000 | 4,820 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,134,000 | 3,032 |
| Tier 1 (core) risk-based capital | $7,571,000 | 5,710 |
| Tier 2 risk-based capital | $709,000 | 4,678 |
| Total risk weighted assets | $71,376,000 | 4,513 |
| Total unused commitments | $19,134,000 | 3,038 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 42 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $91,274,000 | 5,099 |
| Cash and due from depository institutions | $10,342,000 | 3,887 |
| Interest-bearing balances | $383,000 | 3,957 |
| Securities | $4,793,000 | 7,866 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $71,830,000 | 4,284 |
| Loan loss allowance | $721,000 | 4,943 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,050,000 | 4,125 |
| Other real estate owned | $228,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,031,000 | 4,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,274,000 | 5,099 |
| Total liabilities | $83,815,000 | 5,019 |
| Total deposits | $81,121,000 | 4,862 |
| Interest-bearing deposits | $56,062,000 | 5,526 |
| Deposits held in domestic offices | $81,121,000 | 4,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $205,000 | 3,258 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $752,000 | 5,064 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,737,000 | 2,057 |
| Total equity capital | $7,459,000 | 5,896 |
| Total bank equity capital | $7,459,000 | 5,896 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,438,000 | 2,330 |
| Surplus | $3,687,000 | 4,155 |
| Undivided profits | $2,334,000 | 6,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $545,000 | 3,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $577,000 | 4,856 |
| Earning assets | $77,006,000 | 5,370 |
| Long-term assets (5+ years) | $9,617,000 | 5,080 |
| Average Assets, year-to-date | $89,378,800 | 5,045 |
| Average Assets, quarterly | $90,527,000 | 5,095 |
| Volatile liabilities | $19,121,000 | 4,031 |
| Insider loans | $795,000 | 4,546 |
| FHLB advances | $752,000 | 4,835 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,359,000 | 3,131 |
| Tier 1 (core) risk-based capital | $7,448,000 | 5,723 |
| Tier 2 risk-based capital | $721,000 | 4,624 |
| Total risk weighted assets | $73,596,000 | 4,407 |
| Total unused commitments | $17,359,000 | 3,133 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $89,780,000 | 5,145 |
| Cash and due from depository institutions | $11,049,000 | 3,917 |
| Interest-bearing balances | $299,000 | 4,296 |
| Securities | $3,744,000 | 8,102 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,481 |
| Net loans & leases | $69,472,000 | 4,383 |
| Loan loss allowance | $765,000 | 4,764 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,078,000 | 4,080 |
| Other real estate owned | $231,000 | 3,917 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,306,000 | 4,310 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,780,000 | 5,145 |
| Total liabilities | $82,274,000 | 5,057 |
| Total deposits | $79,669,000 | 4,906 |
| Interest-bearing deposits | $55,618,000 | 5,567 |
| Deposits held in domestic offices | $79,669,000 | 4,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $767,000 | 5,036 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,838,000 | 2,049 |
| Total equity capital | $7,506,000 | 5,856 |
| Total bank equity capital | $7,506,000 | 5,856 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,438,000 | 2,344 |
| Surplus | $3,688,000 | 4,097 |
| Undivided profits | $2,380,000 | 6,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $839,000 | 3,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $530,000 | 5,322 |
| Earning assets | $74,415,000 | 5,498 |
| Long-term assets (5+ years) | $8,794,000 | 5,256 |
| Average Assets, year-to-date | $88,905,000 | 5,083 |
| Average Assets, quarterly | $89,819,500 | 5,133 |
| Volatile liabilities | $16,680,000 | 4,339 |
| Insider loans | $651,000 | 4,926 |
| FHLB advances | $767,000 | 4,805 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $15,372,000 | 3,358 |
| Tier 1 (core) risk-based capital | $7,487,000 | 5,711 |
| Tier 2 risk-based capital | $765,000 | 4,470 |
| Total risk weighted assets | $72,143,000 | 4,456 |
| Total unused commitments | $15,372,000 | 3,362 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $89,859,000 | 5,131 |
| Cash and due from depository institutions | $8,519,000 | 3,917 |
| Interest-bearing balances | $256,000 | 4,559 |
| Securities | $4,512,000 | 7,893 |
| Federal funds sold & reverse repurchase agreements | $3,310,000 | 3,842 |
| Net loans & leases | $68,765,000 | 4,392 |
| Loan loss allowance | $863,000 | 4,353 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,097,000 | 4,021 |
| Other real estate owned | $259,000 | 3,917 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,397,000 | 4,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,859,000 | 5,131 |
| Total liabilities | $82,466,000 | 5,041 |
| Total deposits | $79,367,000 | 4,904 |
| Interest-bearing deposits | $59,356,000 | 5,344 |
| Deposits held in domestic offices | $79,367,000 | 4,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $782,000 | 5,058 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,317,000 | 1,793 |
| Total equity capital | $7,393,000 | 5,912 |
| Total bank equity capital | $7,393,000 | 5,912 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,438,000 | 2,345 |
| Surplus | $3,688,000 | 4,052 |
| Undivided profits | $2,267,000 | 6,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $864,000 | 3,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $607,000 | 4,681 |
| Earning assets | $76,843,000 | 5,367 |
| Long-term assets (5+ years) | $6,182,000 | 5,818 |
| Average Assets, year-to-date | $88,613,330 | 5,101 |
| Average Assets, quarterly | $89,038,000 | 5,121 |
| Volatile liabilities | $13,829,000 | 4,794 |
| Insider loans | $404,000 | 5,853 |
| FHLB advances | $782,000 | 4,774 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $10,060,000 | 4,199 |
| Tier 1 (core) risk-based capital | $7,374,000 | 5,700 |
| Tier 2 risk-based capital | $863,000 | 4,062 |
| Total risk weighted assets | $71,409,000 | 4,462 |
| Total unused commitments | $10,060,000 | 4,211 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 45 | 3,670 |
| Assets and Liabilities | ||
| Total Assets: | $88,217,000 | 5,141 |
| Cash and due from depository institutions | $7,482,000 | 3,670 |
| Interest-bearing balances | $219,000 | 4,565 |
| Securities | $5,067,000 | 7,791 |
| Federal funds sold & reverse repurchase agreements | $2,760,000 | 4,635 |
| Net loans & leases | $68,300,000 | 4,377 |
| Loan loss allowance | $825,000 | 4,450 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,991,000 | 4,123 |
| Other real estate owned | $114,000 | 3,670 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,503,000 | 3,973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,217,000 | 5,141 |
| Total liabilities | $80,917,000 | 5,049 |
| Total deposits | $78,380,000 | 4,910 |
| Interest-bearing deposits | $59,261,000 | 5,326 |
| Deposits held in domestic offices | $78,380,000 | 4,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $796,000 | 4,934 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,741,000 | 2,272 |
| Total equity capital | $7,300,000 | 5,877 |
| Total bank equity capital | $7,300,000 | 5,877 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,438,000 | 2,359 |
| Surplus | $3,688,000 | 4,002 |
| Undivided profits | $2,174,000 | 6,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,636,000 | 1,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,245,000 | 174 |
| Income earned, not collected on loans | $484,000 | 5,484 |
| Earning assets | $76,346,000 | 5,331 |
| Long-term assets (5+ years) | $7,334,000 | 5,476 |
| Average Assets, year-to-date | $87,990,500 | 5,118 |
| Average Assets, quarterly | $87,990,500 | 5,118 |
| Volatile liabilities | $13,401,000 | 4,858 |
| Insider loans | $538,000 | 5,268 |
| FHLB advances | $796,000 | 4,713 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,492,000 | 3,364 |
| Tier 1 (core) risk-based capital | $7,286,000 | 5,682 |
| Tier 2 risk-based capital | $825,000 | 4,144 |
| Total risk weighted assets | $68,589,000 | 4,530 |
| Total unused commitments | $14,492,000 | 3,375 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $87,764,000 | 5,113 |
| Cash and due from depository institutions | $6,661,000 | 3,876 |
| Interest-bearing balances | $314,000 | 4,157 |
| Securities | $5,265,000 | 7,749 |
| Federal funds sold & reverse repurchase agreements | $378,000 | 6,552 |
| Net loans & leases | $71,218,000 | 4,241 |
| Loan loss allowance | $837,000 | 4,352 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,004,000 | 4,097 |
| Other real estate owned | $155,000 | 3,876 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,083,000 | 4,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,764,000 | 5,113 |
| Total liabilities | $80,057,000 | 5,052 |
| Total deposits | $77,547,000 | 4,888 |
| Interest-bearing deposits | $56,962,000 | 5,405 |
| Deposits held in domestic offices | $77,547,000 | 4,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $811,000 | 5,029 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,699,000 | 2,304 |
| Total equity capital | $7,707,000 | 5,629 |
| Total bank equity capital | $7,707,000 | 5,629 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,437,000 | 2,362 |
| Surplus | $3,688,000 | 3,955 |
| Undivided profits | $2,582,000 | 6,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 6,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $47,000 | 1,099 |
| Income earned, not collected on loans | $522,000 | 5,466 |
| Earning assets | $77,175,000 | 5,244 |
| Long-term assets (5+ years) | $6,896,000 | 5,538 |
| Average Assets, year-to-date | $87,303,400 | 4,962 |
| Average Assets, quarterly | $87,150,000 | 5,103 |
| Volatile liabilities | $14,036,000 | 4,713 |
| Insider loans | $546,000 | 5,248 |
| FHLB advances | $811,000 | 4,714 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $16,884,000 | 2,948 |
| Tier 1 (core) risk-based capital | $7,693,000 | 5,433 |
| Tier 2 risk-based capital | $837,000 | 4,050 |
| Total risk weighted assets | $72,587,000 | 4,331 |
| Total unused commitments | $16,884,000 | 2,954 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $85,644,000 | 5,071 |
| Cash and due from depository institutions | $5,386,000 | 3,349 |
| Interest-bearing balances | $704,000 | 3,335 |
| Securities | $6,990,000 | 7,324 |
| Federal funds sold & reverse repurchase agreements | $3,170,000 | 3,798 |
| Net loans & leases | $65,266,000 | 4,391 |
| Loan loss allowance | $739,000 | 4,554 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,043,000 | 3,979 |
| Other real estate owned | $30,000 | 3,349 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,759,000 | 3,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,644,000 | 5,071 |
| Total liabilities | $80,838,000 | 4,905 |
| Total deposits | $77,664,000 | 4,768 |
| Interest-bearing deposits | $61,912,000 | 5,016 |
| Deposits held in domestic offices | $77,664,000 | 4,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,190,000 | 4,535 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,984,000 | 2,029 |
| Total equity capital | $4,806,000 | 7,238 |
| Total bank equity capital | $4,806,000 | 7,238 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,437,000 | 2,407 |
| Surplus | $1,437,000 | 6,241 |
| Undivided profits | $1,933,000 | 6,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $851,000 | 3,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $208,000 | 623 |
| Income earned, not collected on loans | $491,000 | 5,999 |
| Earning assets | $76,130,000 | 5,186 |
| Long-term assets (5+ years) | $6,318,000 | 5,733 |
| Average Assets, year-to-date | $83,636,600 | 4,992 |
| Average Assets, quarterly | $84,184,500 | 5,097 |
| Volatile liabilities | $24,876,000 | 3,144 |
| Insider loans | $788,000 | 4,450 |
| FHLB advances | $1,000,000 | 4,355 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,112,000 | 3,495 |
| Tier 1 (core) risk-based capital | $4,791,000 | 7,104 |
| Tier 2 risk-based capital | $739,000 | 4,276 |
| Total risk weighted assets | $64,780,000 | 4,587 |
| Total unused commitments | $12,112,000 | 3,503 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $81,461,000 | 5,129 |
| Cash and due from depository institutions | $4,587,000 | 3,286 |
| Interest-bearing balances | $809,000 | 2,581 |
| Securities | $10,439,000 | 6,662 |
| Federal funds sold & reverse repurchase agreements | $1,785,000 | 4,466 |
| Net loans & leases | $60,206,000 | 4,563 |
| Loan loss allowance | $644,000 | 4,868 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,959,000 | 4,068 |
| Other real estate owned | $462,000 | 3,286 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,023,000 | 3,917 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,461,000 | 5,129 |
| Total liabilities | $74,529,000 | 5,068 |
| Total deposits | $73,322,000 | 4,844 |
| Interest-bearing deposits | $58,205,000 | 5,110 |
| Deposits held in domestic offices | $73,322,000 | 4,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $209,000 | 5,303 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $998,000 | 3,600 |
| Total equity capital | $6,932,000 | 5,830 |
| Total bank equity capital | $6,932,000 | 5,830 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,437,000 | 2,458 |
| Surplus | $1,437,000 | 6,314 |
| Undivided profits | $4,058,000 | 4,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,125,000 | 2,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $305,000 | 422 |
| Income earned, not collected on loans | $588,000 | 4,532 |
| Earning assets | $73,239,000 | 5,204 |
| Long-term assets (5+ years) | $6,877,000 | 5,402 |
| Average Assets, year-to-date | $81,292,200 | 4,987 |
| Average Assets, quarterly | $79,853,000 | 5,143 |
| Volatile liabilities | $24,632,000 | 3,137 |
| Insider loans | $1,675,000 | 2,685 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,488,000 | 3,877 |
| Tier 1 (core) risk-based capital | $6,954,000 | 5,696 |
| Tier 2 risk-based capital | $644,000 | 4,602 |
| Total risk weighted assets | $63,904,400 | 4,476 |
| Total unused commitments | $9,488,000 | 3,879 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 50 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $81,514,000 | 5,157 |
| Cash and due from depository institutions | $3,117,000 | 3,453 |
| Interest-bearing balances | $116,000 | 4,485 |
| Securities | $8,689,000 | 7,459 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $65,995,000 | 4,176 |
| Loan loss allowance | $698,000 | 4,558 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,087,000 | 3,888 |
| Other real estate owned | $8,000 | 3,453 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,618,000 | 4,610 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,514,000 | 5,157 |
| Total liabilities | $75,177,000 | 5,074 |
| Total deposits | $69,312,000 | 5,083 |
| Interest-bearing deposits | $55,622,000 | 5,288 |
| Deposits held in domestic offices | $69,312,000 | 5,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,975,000 | 1,717 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $227,000 | 5,297 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $663,000 | 4,445 |
| Total equity capital | $6,337,000 | 6,041 |
| Total bank equity capital | $6,337,000 | 6,041 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,438,000 | 2,505 |
| Surplus | $1,438,000 | 6,404 |
| Undivided profits | $3,461,000 | 5,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,365,000 | 1,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $697,000 | 223 |
| Income earned, not collected on loans | $695,000 | 3,382 |
| Earning assets | $74,800,000 | 5,136 |
| Long-term assets (5+ years) | $7,148,000 | 5,605 |
| Average Assets, year-to-date | $80,527,800 | 5,072 |
| Average Assets, quarterly | $81,971,500 | 5,110 |
| Volatile liabilities | $24,555,000 | 2,953 |
| Insider loans | $2,273,000 | 2,005 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,944,000 | 3,751 |
| Tier 1 (core) risk-based capital | $6,405,000 | 6,027 |
| Tier 2 risk-based capital | $698,000 | 4,261 |
| Total risk weighted assets | $59,473,700 | 4,660 |
| Total unused commitments | $9,944,000 | 3,755 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $76,503,000 | 5,376 |
| Cash and due from depository institutions | $6,252,000 | 4,067 |
| Interest-bearing balances | $237,000 | 4,155 |
| Securities | $9,740,000 | 7,193 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,801 |
| Net loans & leases | $54,078,000 | 4,687 |
| Loan loss allowance | $643,000 | 4,757 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,142,000 | 3,692 |
| Other real estate owned | $24,000 | 4,067 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,267,000 | 5,085 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,503,000 | 5,376 |
| Total liabilities | $71,054,000 | 5,246 |
| Total deposits | $69,154,000 | 5,100 |
| Interest-bearing deposits | $54,772,000 | 5,387 |
| Deposits held in domestic offices | $69,154,000 | 5,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $245,000 | 4,525 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,655,000 | 2,320 |
| Total equity capital | $5,449,000 | 6,747 |
| Total bank equity capital | $5,449,000 | 6,747 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,437,000 | 2,484 |
| Surplus | $1,437,000 | 6,377 |
| Undivided profits | $2,575,000 | 6,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $685,000 | 3,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,173 |
| Income earned, not collected on loans | $549,000 | 4,237 |
| Earning assets | $67,055,000 | 5,547 |
| Long-term assets (5+ years) | $10,510,000 | 4,604 |
| Average Assets, year-to-date | $69,724,000 | 5,494 |
| Average Assets, quarterly | $75,901,500 | 5,316 |
| Volatile liabilities | $13,423,000 | 4,102 |
| Insider loans | $1,118,000 | 3,288 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,564,000 | 4,312 |
| Tier 1 (core) risk-based capital | $5,436,000 | 6,584 |
| Tier 2 risk-based capital | $643,000 | 4,364 |
| Total risk weighted assets | $55,866,000 | 4,664 |
| Total unused commitments | $7,564,000 | 4,318 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 30 | 5,530 |
| Assets and Liabilities | ||
| Total Assets: | $62,837,000 | 6,164 |
| Cash and due from depository institutions | $2,477,000 | 5,530 |
| Interest-bearing balances | $435,000 | 3,246 |
| Securities | $11,178,000 | 7,065 |
| Federal funds sold & reverse repurchase agreements | $7,075,000 | 1,964 |
| Net loans & leases | $39,328,000 | 5,859 |
| Loan loss allowance | $520,000 | 5,546 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,822,000 | 4,122 |
| Other real estate owned | $116,000 | 5,530 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $841,000 | 6,703 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,837,000 | 6,164 |
| Total liabilities | $58,183,000 | 6,009 |
| Total deposits | $57,082,000 | 5,867 |
| Interest-bearing deposits | $47,584,000 | 5,957 |
| Deposits held in domestic offices | $57,082,000 | 5,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $257,000 | 4,405 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $844,000 | 4,079 |
| Total equity capital | $4,654,000 | 7,461 |
| Total bank equity capital | $4,654,000 | 7,461 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,437,000 | 2,510 |
| Surplus | $1,437,000 | 6,468 |
| Undivided profits | $1,780,000 | 7,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $179,000 | 688 |
| Income earned, not collected on loans | $453,000 | 5,159 |
| Earning assets | $58,016,000 | 6,129 |
| Long-term assets (5+ years) | $13,128,000 | 3,671 |
| Average Assets, year-to-date | $55,832,400 | 6,449 |
| Average Assets, quarterly | $62,246,000 | 6,137 |
| Volatile liabilities | $10,717,000 | 4,772 |
| Insider loans | $1,138,000 | 3,245 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,409,000 | 3,848 |
| Tier 1 (core) risk-based capital | $4,608,000 | 7,360 |
| Tier 2 risk-based capital | $509,020 | 5,084 |
| Total risk weighted assets | $40,710,920 | 5,856 |
| Total unused commitments | $8,409,000 | 3,850 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $48,429,000 | 7,383 |
| Cash and due from depository institutions | $2,240,000 | 6,375 |
| Interest-bearing balances | $298,000 | 3,597 |
| Securities | $12,358,000 | 7,170 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $31,241,000 | 6,806 |
| Loan loss allowance | $429,000 | 6,521 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,743,000 | 4,188 |
| Other real estate owned | $283,000 | 6,375 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $564,000 | 8,441 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,429,000 | 7,383 |
| Total liabilities | $44,505,000 | 7,269 |
| Total deposits | $42,223,000 | 7,289 |
| Interest-bearing deposits | $34,472,000 | 7,489 |
| Deposits held in domestic offices | $42,223,000 | 7,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,650,000 | 2,401 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $272,000 | 4,365 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $360,000 | 7,197 |
| Total equity capital | $3,924,000 | 8,258 |
| Total bank equity capital | $3,924,000 | 8,258 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,437,000 | 2,671 |
| Surplus | $1,437,000 | 6,641 |
| Undivided profits | $1,050,000 | 8,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $812,000 | 3,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $187,000 | 662 |
| Income earned, not collected on loans | $281,000 | 7,178 |
| Earning assets | $43,897,000 | 7,429 |
| Long-term assets (5+ years) | $11,553,000 | 3,864 |
| Average Assets, year-to-date | $49,120,200 | 7,152 |
| Average Assets, quarterly | $49,458,000 | 7,249 |
| Volatile liabilities | $9,652,000 | 4,988 |
| Insider loans | $724,000 | 4,478 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,044,000 | 4,219 |
| Tier 1 (core) risk-based capital | $4,001,000 | 8,087 |
| Tier 2 risk-based capital | $397,590 | 6,158 |
| Total risk weighted assets | $31,775,590 | 6,888 |
| Total unused commitments | $7,044,000 | 4,232 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $46,232,000 | 7,747 |
| Cash and due from depository institutions | $3,166,000 | 7,163 |
| Interest-bearing balances | $286,000 | 3,952 |
| Securities | $13,954,000 | 6,983 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $26,568,000 | 7,472 |
| Loan loss allowance | $368,000 | 7,325 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,697,000 | 4,255 |
| Other real estate owned | $394,000 | 7,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $453,000 | 9,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,232,000 | 7,747 |
| Total liabilities | $42,693,000 | 7,616 |
| Total deposits | $39,405,000 | 7,788 |
| Interest-bearing deposits | $31,784,000 | 8,034 |
| Deposits held in domestic offices | $39,405,000 | 7,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,300,000 | 2,090 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $284,000 | 3,835 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $704,000 | 4,862 |
| Total equity capital | $3,539,000 | 8,848 |
| Total bank equity capital | $3,539,000 | 8,848 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,437,000 | 2,761 |
| Surplus | $1,437,000 | 6,735 |
| Undivided profits | $665,000 | 9,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 8,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $311,000 | 6,957 |
| Earning assets | $40,808,000 | 7,898 |
| Long-term assets (5+ years) | $9,249,000 | 4,246 |
| Average Assets, year-to-date | $45,757,000 | 7,608 |
| Average Assets, quarterly | $47,093,000 | 7,608 |
| Volatile liabilities | $9,609,000 | 4,682 |
| Insider loans | $723,000 | 4,597 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,692,000 | 4,637 |
| Tier 1 (core) risk-based capital | $3,484,000 | 8,812 |
| Tier 2 risk-based capital | $341,160 | 6,805 |
| Total risk weighted assets | $27,265,960 | 7,545 |
| Total unused commitments | $5,692,000 | 4,651 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $42,340,000 | 8,277 |
| Cash and due from depository institutions | $1,067,000 | 8,087 |
| Interest-bearing balances | $170,000 | 4,769 |
| Securities | $15,437,000 | 7,005 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $23,451,000 | 8,090 |
| Loan loss allowance | $240,000 | 9,232 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,299,000 | 5,158 |
| Other real estate owned | $544,000 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $542,000 | 9,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,340,000 | 8,277 |
| Total liabilities | $39,402,000 | 8,114 |
| Total deposits | $33,158,000 | 8,737 |
| Interest-bearing deposits | $27,521,000 | 8,844 |
| Deposits held in domestic offices | $33,158,000 | 8,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,915,000 | 1,647 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $329,000 | 6,922 |
| Total equity capital | $2,938,000 | 9,567 |
| Total bank equity capital | $2,938,000 | 9,567 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,437,000 | 2,859 |
| Surplus | $1,437,000 | 6,828 |
| Undivided profits | $64,000 | 11,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 7,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $245,000 | 7,554 |
| Earning assets | $39,058,000 | 8,232 |
| Long-term assets (5+ years) | $5,893,000 | 5,575 |
| Average Assets, year-to-date | $38,601,200 | 8,629 |
| Average Assets, quarterly | $40,464,000 | 8,471 |
| Volatile liabilities | $12,474,000 | 3,701 |
| Insider loans | $1,098,000 | 3,452 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,755,000 | 5,050 |
| Tier 1 (core) risk-based capital | $3,101,000 | 9,429 |
| Tier 2 risk-based capital | $240,000 | 8,417 |
| Total risk weighted assets | $23,712,200 | 8,259 |
| Total unused commitments | $4,755,000 | 5,056 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $36,753,000 | 9,263 |
| Cash and due from depository institutions | $2,539,000 | 8,670 |
| Interest-bearing balances | $102,000 | 6,111 |
| Securities | $9,399,000 | 9,308 |
| Federal funds sold & reverse repurchase agreements | $2,575,000 | 4,899 |
| Net loans & leases | $20,103,000 | 8,807 |
| Loan loss allowance | $220,000 | 9,865 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,163,000 | 5,567 |
| Other real estate owned | $575,000 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $399,000 | 10,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,753,000 | 9,263 |
| Total liabilities | $33,904,000 | 9,151 |
| Total deposits | $33,737,000 | 9,005 |
| Interest-bearing deposits | $25,513,000 | 9,553 |
| Deposits held in domestic offices | $33,737,000 | 8,999 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $167,000 | 9,966 |
| Total equity capital | $2,849,000 | 10,018 |
| Total bank equity capital | $2,849,000 | 10,018 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,437,000 | 2,935 |
| Surplus | $1,437,000 | 6,863 |
| Undivided profits | $-25,000 | 12,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $412,000 | 5,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $185,000 | 8,515 |
| Earning assets | $32,179,000 | 9,438 |
| Long-term assets (5+ years) | $10,135,000 | 4,328 |
| Average Assets, year-to-date | $33,761,800 | 9,479 |
| Average Assets, quarterly | $36,402,500 | 9,233 |
| Volatile liabilities | $3,917,000 | 7,400 |
| Insider loans | $1,160,000 | 3,341 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,687,000 | 4,074 |
| Tier 1 (core) risk-based capital | $2,776,000 | 10,068 |
| Tier 2 risk-based capital | $220,000 | 8,934 |
| Total risk weighted assets | $20,465,600 | 9,040 |
| Total unused commitments | $6,687,000 | 4,099 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $31,322,000 | 10,235 |
| Cash and due from depository institutions | $2,661,000 | 9,428 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,529,000 | 10,806 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,807 |
| Net loans & leases | $15,482,000 | 10,049 |
| Loan loss allowance | $235,000 | 9,867 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,163,000 | 5,605 |
| Other real estate owned | $918,000 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $369,000 | 10,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,322,000 | 10,235 |
| Total liabilities | $29,051,000 | 10,119 |
| Total deposits | $28,923,000 | 9,985 |
| Interest-bearing deposits | $22,469,000 | 10,448 |
| Deposits held in domestic offices | $28,923,000 | 9,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $128,000 | 11,668 |
| Total equity capital | $2,271,000 | 10,977 |
| Total bank equity capital | $2,271,000 | 10,977 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,437,000 | 3,048 |
| Surplus | $1,437,000 | 6,811 |
| Undivided profits | $-603,000 | 13,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 8,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $144,000 | 10,200 |
| Earning assets | $26,211,000 | 10,578 |
| Long-term assets (5+ years) | $5,133,000 | 6,424 |
| Average Assets, year-to-date | $28,240,400 | 10,538 |
| Average Assets, quarterly | $29,508,000 | 10,441 |
| Volatile liabilities | $3,216,000 | 8,292 |
| Insider loans | $109,000 | 5,494 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,450,000 | 8,212 |
| Tier 1 (core) risk-based capital | $2,271,000 | 10,929 |
| Tier 2 risk-based capital | $232,470 | 8,763 |
| Total risk weighted assets | $18,594,870 | 9,650 |
| Total unused commitments | $1,450,000 | 8,241 |
| Derivatives | $0 | 651 |