Home > Citizens National Bank > Assets and Liabilities
Citizens National Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 35 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $73,634,000 | 5,509 |
| Cash and due from depository institutions | $2,265,000 | 4,678 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $22,854,000 | 4,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $41,147,000 | 5,735 |
| Loan loss allowance | $527,000 | 5,494 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,076,000 | 3,902 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $3,834,000 | 740 |
| All other assets | $1,458,000 | 4,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,634,000 | 5,509 |
| Total liabilities | $64,247,000 | 5,603 |
| Total deposits | $58,046,000 | 5,678 |
| Interest-bearing deposits | $47,779,000 | 5,821 |
| Deposits held in domestic offices | $58,046,000 | 5,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,486,000 | 2,719 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $715,000 | 4,186 |
| Total equity capital | $9,387,000 | 4,482 |
| Total bank equity capital | $9,387,000 | 4,482 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,250,000 | 2,674 |
| Surplus | $9,025,000 | 1,799 |
| Undivided profits | $-888,000 | 9,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 7,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,409 |
| Income earned, not collected on loans | $232,000 | 7,373 |
| Earning assets | $64,001,000 | 5,670 |
| Long-term assets (5+ years) | $12,798,000 | 4,316 |
| Average Assets, year-to-date | $76,335,800 | 5,247 |
| Average Assets, quarterly | $74,694,500 | 5,415 |
| Volatile liabilities | $13,800,000 | 4,462 |
| Insider loans | $140,000 | 7,641 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,481,000 | 5,220 |
| Tier 1 (core) risk-based capital | $6,007,000 | 6,280 |
| Tier 2 risk-based capital | $527,000 | 5,141 |
| Total risk weighted assets | $45,837,900 | 5,506 |
| Total unused commitments | $5,481,000 | 5,223 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $81,252,000 | 5,166 |
| Cash and due from depository institutions | $2,142,000 | 3,988 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $32,306,000 | 3,414 |
| Federal funds sold & reverse repurchase agreements | $875,000 | 7,223 |
| Net loans & leases | $38,693,000 | 5,810 |
| Loan loss allowance | $492,000 | 5,686 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,257,000 | 3,516 |
| Other real estate owned | $0 | 3,988 |
| Goodwill and other intangibles | $4,134,000 | 665 |
| All other assets | $845,000 | 6,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,252,000 | 5,166 |
| Total liabilities | $70,770,000 | 5,257 |
| Total deposits | $69,897,000 | 5,058 |
| Interest-bearing deposits | $56,644,000 | 5,252 |
| Deposits held in domestic offices | $69,897,000 | 5,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $873,000 | 3,904 |
| Total equity capital | $10,482,000 | 4,153 |
| Total bank equity capital | $10,482,000 | 4,153 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,250,000 | 2,656 |
| Surplus | $9,025,000 | 1,726 |
| Undivided profits | $207,000 | 9,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 7,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,520 |
| Income earned, not collected on loans | $231,000 | 7,494 |
| Earning assets | $71,874,000 | 5,272 |
| Long-term assets (5+ years) | $14,332,000 | 3,879 |
| Average Assets, year-to-date | $82,245,600 | 4,871 |
| Average Assets, quarterly | $81,225,000 | 5,075 |
| Volatile liabilities | $10,581,000 | 4,830 |
| Insider loans | $161,000 | 7,503 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,515,000 | 4,679 |
| Tier 1 (core) risk-based capital | $5,991,000 | 6,192 |
| Tier 2 risk-based capital | $492,000 | 5,278 |
| Total risk weighted assets | $45,058,700 | 5,462 |
| Total unused commitments | $6,515,000 | 4,685 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $83,351,000 | 5,030 |
| Cash and due from depository institutions | $2,467,000 | 3,856 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $33,604,000 | 3,297 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,411 |
| Net loans & leases | $37,099,000 | 6,089 |
| Loan loss allowance | $478,000 | 5,884 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,361,000 | 3,319 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $5,320,000 | 1,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,351,000 | 5,030 |
| Total liabilities | $73,024,000 | 5,105 |
| Total deposits | $72,357,000 | 4,908 |
| Interest-bearing deposits | $60,061,000 | 5,073 |
| Deposits held in domestic offices | $72,357,000 | 4,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $667,000 | 4,842 |
| Total equity capital | $10,327,000 | 4,176 |
| Total bank equity capital | $10,327,000 | 4,176 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,250,000 | 2,702 |
| Surplus | $9,025,000 | 1,702 |
| Undivided profits | $52,000 | 10,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 6,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,485 |
| Income earned, not collected on loans | $203,000 | 8,206 |
| Earning assets | $73,203,000 | 5,193 |
| Long-term assets (5+ years) | $10,013,000 | 4,330 |
| Average Assets, year-to-date | $78,023,200 | 5,102 |
| Average Assets, quarterly | $80,770,500 | 5,105 |
| Volatile liabilities | $12,035,000 | 4,400 |
| Insider loans | $256,000 | 6,976 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,503,000 | 4,144 |
| Tier 1 (core) risk-based capital | $10,261,000 | 4,062 |
| Tier 2 risk-based capital | $478,000 | 5,333 |
| Total risk weighted assets | $47,315,600 | 5,257 |
| Total unused commitments | $7,503,000 | 4,146 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $76,115,000 | 5,515 |
| Cash and due from depository institutions | $1,650,000 | 4,297 |
| Interest-bearing balances | $200,000 | 3,917 |
| Securities | $32,847,000 | 3,645 |
| Federal funds sold & reverse repurchase agreements | $4,725,000 | 2,727 |
| Net loans & leases | $33,497,000 | 6,531 |
| Loan loss allowance | $376,000 | 7,042 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,417,000 | 3,206 |
| Other real estate owned | $0 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $979,000 | 6,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,115,000 | 5,515 |
| Total liabilities | $68,329,000 | 5,515 |
| Total deposits | $67,587,000 | 5,337 |
| Interest-bearing deposits | $56,949,000 | 5,424 |
| Deposits held in domestic offices | $67,587,000 | 5,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $742,000 | 4,448 |
| Total equity capital | $7,786,000 | 5,358 |
| Total bank equity capital | $7,786,000 | 5,358 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,250,000 | 2,879 |
| Surplus | $1,250,000 | 6,979 |
| Undivided profits | $5,286,000 | 4,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 6,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,401 |
| Income earned, not collected on loans | $204,000 | 8,396 |
| Earning assets | $71,269,000 | 5,427 |
| Long-term assets (5+ years) | $5,602,000 | 5,621 |
| Average Assets, year-to-date | $72,021,000 | 5,594 |
| Average Assets, quarterly | $75,525,000 | 5,503 |
| Volatile liabilities | $10,874,000 | 4,600 |
| Insider loans | $377,000 | 6,256 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,356,000 | 3,797 |
| Tier 1 (core) risk-based capital | $7,642,000 | 5,339 |
| Tier 2 risk-based capital | $376,000 | 6,368 |
| Total risk weighted assets | $40,443,500 | 5,935 |
| Total unused commitments | $8,356,000 | 3,812 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $68,360,000 | 6,061 |
| Cash and due from depository institutions | $2,514,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $30,207,000 | 4,044 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 5,634 |
| Net loans & leases | $30,275,000 | 6,946 |
| Loan loss allowance | $351,000 | 7,481 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,540,000 | 2,981 |
| Other real estate owned | $0 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $874,000 | 6,960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,360,000 | 6,061 |
| Total liabilities | $60,547,000 | 6,107 |
| Total deposits | $59,860,000 | 5,942 |
| Interest-bearing deposits | $48,264,000 | 6,234 |
| Deposits held in domestic offices | $59,860,000 | 5,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $687,000 | 4,953 |
| Total equity capital | $7,813,000 | 5,363 |
| Total bank equity capital | $7,813,000 | 5,363 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $1,250,000 | 7,095 |
| Undivided profits | $5,313,000 | 4,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 4,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 1,068 |
| Income earned, not collected on loans | $191,000 | 8,947 |
| Earning assets | $62,432,000 | 6,060 |
| Long-term assets (5+ years) | $5,691,000 | 5,480 |
| Average Assets, year-to-date | $65,643,600 | 6,039 |
| Average Assets, quarterly | $67,553,000 | 6,053 |
| Volatile liabilities | $5,489,000 | 6,612 |
| Insider loans | $869,000 | 4,085 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,673,000 | 5,168 |
| Tier 1 (core) risk-based capital | $7,547,000 | 5,405 |
| Tier 2 risk-based capital | $351,000 | 6,704 |
| Total risk weighted assets | $36,808,400 | 6,328 |
| Total unused commitments | $4,673,000 | 5,181 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $62,555,000 | 6,464 |
| Cash and due from depository institutions | $2,921,000 | 4,658 |
| Interest-bearing balances | $200,000 | 4,365 |
| Securities | $27,484,000 | 4,607 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 6,954 |
| Net loans & leases | $28,221,000 | 7,302 |
| Loan loss allowance | $348,000 | 7,779 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,544,000 | 2,904 |
| Other real estate owned | $0 | 4,658 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $935,000 | 7,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,555,000 | 6,464 |
| Total liabilities | $56,091,000 | 6,489 |
| Total deposits | $55,654,000 | 6,291 |
| Interest-bearing deposits | $46,087,000 | 6,470 |
| Deposits held in domestic offices | $55,654,000 | 6,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $437,000 | 5,710 |
| Total equity capital | $6,464,000 | 5,917 |
| Total bank equity capital | $6,464,000 | 5,917 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,250,000 | 3,089 |
| Surplus | $1,250,000 | 7,228 |
| Undivided profits | $3,964,000 | 4,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 5,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $171,000 | 9,174 |
| Earning assets | $56,355,000 | 6,516 |
| Long-term assets (5+ years) | $12,346,000 | 3,616 |
| Average Assets, year-to-date | $63,176,200 | 6,281 |
| Average Assets, quarterly | $63,325,500 | 6,372 |
| Volatile liabilities | $9,713,000 | 4,439 |
| Insider loans | $1,001,000 | 3,706 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,229,000 | 4,790 |
| Tier 1 (core) risk-based capital | $6,932,000 | 5,678 |
| Tier 2 risk-based capital | $348,000 | 6,849 |
| Total risk weighted assets | $34,100,600 | 6,626 |
| Total unused commitments | $5,229,000 | 4,798 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $62,940,000 | 6,593 |
| Cash and due from depository institutions | $2,606,000 | 5,064 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $25,079,000 | 5,197 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 2,957 |
| Net loans & leases | $26,714,000 | 7,504 |
| Loan loss allowance | $756,000 | 4,682 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,593,000 | 2,823 |
| Other real estate owned | $299,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $899,000 | 6,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,940,000 | 6,593 |
| Total liabilities | $56,597,000 | 6,637 |
| Total deposits | $56,199,000 | 6,475 |
| Interest-bearing deposits | $46,526,000 | 6,684 |
| Deposits held in domestic offices | $56,199,000 | 6,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $398,000 | 6,306 |
| Total equity capital | $6,343,000 | 6,100 |
| Total bank equity capital | $6,343,000 | 6,100 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,250,000 | 3,180 |
| Surplus | $1,250,000 | 7,293 |
| Undivided profits | $3,843,000 | 5,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $923,000 | 3,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,909 |
| Income earned, not collected on loans | $151,000 | 9,446 |
| Earning assets | $56,543,000 | 6,701 |
| Long-term assets (5+ years) | $14,796,000 | 3,341 |
| Average Assets, year-to-date | $60,415,000 | 6,654 |
| Average Assets, quarterly | $62,227,500 | 6,578 |
| Volatile liabilities | $8,766,000 | 4,519 |
| Insider loans | $977,000 | 3,806 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,251,000 | 4,754 |
| Tier 1 (core) risk-based capital | $6,343,000 | 6,023 |
| Tier 2 risk-based capital | $432,600 | 5,919 |
| Total risk weighted assets | $34,284,500 | 6,613 |
| Total unused commitments | $5,251,000 | 4,777 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $60,363,000 | 6,898 |
| Cash and due from depository institutions | $3,427,000 | 5,307 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,366,000 | 5,268 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,908 |
| Net loans & leases | $26,637,000 | 7,600 |
| Loan loss allowance | $951,000 | 3,897 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,366,000 | 5,003 |
| Other real estate owned | $772,000 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $695,000 | 8,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,363,000 | 6,898 |
| Total liabilities | $55,023,000 | 6,890 |
| Total deposits | $54,526,000 | 6,756 |
| Interest-bearing deposits | $46,037,000 | 6,900 |
| Deposits held in domestic offices | $54,526,000 | 6,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $497,000 | 5,848 |
| Total equity capital | $5,340,000 | 6,752 |
| Total bank equity capital | $5,340,000 | 6,752 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,250,000 | 3,303 |
| Surplus | $1,250,000 | 7,262 |
| Undivided profits | $2,840,000 | 6,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,177,000 | 3,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $154,000 | 9,898 |
| Earning assets | $54,103,000 | 6,995 |
| Long-term assets (5+ years) | $14,948,000 | 3,242 |
| Average Assets, year-to-date | $60,378,600 | 6,744 |
| Average Assets, quarterly | $60,406,000 | 6,825 |
| Volatile liabilities | $8,986,000 | 4,446 |
| Insider loans | $310,000 | 2,852 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,169,000 | 5,132 |
| Tier 1 (core) risk-based capital | $5,340,000 | 6,684 |
| Tier 2 risk-based capital | $425,000 | 5,978 |
| Total risk weighted assets | $33,474,000 | 6,810 |
| Total unused commitments | $4,169,000 | 5,162 |
| Derivatives | $0 | 651 |