Home > Citizens National Bank > Income and Expense
Citizens National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 5,428 |
| Total interest expense | $2,182,000 | 5,199 |
| Net interest income | $3,079,000 | 5,511 |
| Provision for loan and lease losses | $-35,000 | 11,926 |
| Total noninterest income | $688,000 | 4,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,636 |
| Total noninterest expense | $2,709,000 | 4,814 |
| Salaries and employee benefits | $1,370,000 | 4,657 |
| Premises and equipment expense | $358,000 | 5,012 |
| Additional noninterest expense | $981,000 | 4,785 |
| Pre-tax net operating income | $1,093,000 | 5,592 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $305,000 | 5,815 |
| Income before extraordinary items | $788,000 | 5,422 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $788,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $788,000 | 5,483 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 6,210 |
| Total interest expense | $1,723,000 | 6,554 |
| Net interest income | $2,865,000 | 5,856 |
| Provision for loan and lease losses | $83,000 | 6,262 |
| Total noninterest income | $667,000 | 4,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,836 |
| Total noninterest expense | $2,504,000 | 5,274 |
| Salaries and employee benefits | $1,238,000 | 5,096 |
| Premises and equipment expense | $344,000 | 5,303 |
| Additional noninterest expense | $922,000 | 5,264 |
| Pre-tax net operating income | $945,000 | 6,137 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $695,000 | 6,147 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $695,000 | 6,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $695,000 | 5,873 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,715,000 | 6,658 |
| Total interest expense | $2,085,000 | 6,907 |
| Net interest income | $2,630,000 | 6,359 |
| Provision for loan and lease losses | $243,000 | 4,662 |
| Total noninterest income | $654,000 | 4,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,910 |
| Total noninterest expense | $2,223,000 | 5,863 |
| Salaries and employee benefits | $1,072,000 | 5,691 |
| Premises and equipment expense | $315,000 | 5,769 |
| Additional noninterest expense | $836,000 | 5,856 |
| Pre-tax net operating income | $818,000 | 6,486 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $204,000 | 7,478 |
| Income before extraordinary items | $623,000 | 6,412 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $623,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $616,250 | 6,097 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.