Home > Citizens National Bank > Income and Expense
Citizens National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 9,530 |
| Total interest expense | $1,197,000 | 8,260 |
| Net interest income | $1,122,000 | 10,324 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $67,000 | 12,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $839,000 | 10,477 |
| Salaries and employee benefits | $398,000 | 10,651 |
| Premises and equipment expense | $121,000 | 9,761 |
| Additional noninterest expense | $320,000 | 10,194 |
| Pre-tax net operating income | $350,000 | 9,805 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $135,000 | 8,981 |
| Income before extraordinary items | $247,000 | 10,080 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $247,000 | 10,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $226,200 | 10,088 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 9,735 |
| Total interest expense | $1,469,000 | 8,606 |
| Net interest income | $1,126,000 | 10,606 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $58,000 | 12,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $767,000 | 11,167 |
| Salaries and employee benefits | $371,000 | 11,211 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $328,000 | 10,457 |
| Pre-tax net operating income | $401,000 | 9,244 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $184,000 | 7,884 |
| Income before extraordinary items | $236,000 | 10,083 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $236,000 | 10,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 6,366 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $223,840 | 9,921 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.