Home > Citizens & Merchants State Bank > Income and Expense
Citizens & Merchants State Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,013,000 | 2,569 |
| Total interest expense | $6,252,000 | 1,973 |
| Net interest income | $4,761,000 | 3,345 |
| Provision for loan and lease losses | $11,008,000 | 378 |
| Total noninterest income | $-1,209,000 | 8,347 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $534,000 | 2,329 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-1,743,000 | 8,365 |
| Total noninterest expense | $5,279,000 | 2,662 |
| Salaries and employee benefits | $2,464,000 | 3,030 |
| Premises and equipment expense | $615,000 | 3,127 |
| Additional noninterest expense | $2,200,000 | 1,976 |
| Pre-tax net operating income | $-12,735,000 | 8,245 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-4,960,000 | 8,267 |
| Income before extraordinary items | $-7,775,000 | 8,192 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-7,775,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,469,000 | 258 |
| Cash dividends | $323,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 979 |
| Net operating income | $-7,775,000 | 8,218 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,904,000 | 2,443 |
| Total interest expense | $4,490,000 | 1,915 |
| Net interest income | $3,414,000 | 3,130 |
| Provision for loan and lease losses | $8,738,000 | 304 |
| Total noninterest income | $-281,000 | 8,413 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $373,000 | 2,248 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-654,000 | 8,433 |
| Total noninterest expense | $3,465,000 | 2,701 |
| Salaries and employee benefits | $1,584,000 | 3,172 |
| Premises and equipment expense | $397,000 | 3,233 |
| Additional noninterest expense | $1,484,000 | 1,942 |
| Pre-tax net operating income | $-9,070,000 | 8,350 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-3,537,000 | 8,369 |
| Income before extraordinary items | $-5,533,000 | 8,326 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,533,000 | 8,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,871,000 | 227 |
| Cash dividends | $323,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 847 |
| Net operating income | $-5,533,000 | 8,322 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 2,344 |
| Total interest expense | $2,540,000 | 1,848 |
| Net interest income | $1,751,000 | 3,068 |
| Provision for loan and lease losses | $3,616,000 | 268 |
| Total noninterest income | $-143,000 | 8,455 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $193,000 | 2,136 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-336,000 | 8,476 |
| Total noninterest expense | $1,739,000 | 2,691 |
| Salaries and employee benefits | $895,000 | 2,842 |
| Premises and equipment expense | $146,000 | 4,066 |
| Additional noninterest expense | $698,000 | 2,019 |
| Pre-tax net operating income | $-3,747,000 | 8,417 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,468,000 | 8,418 |
| Income before extraordinary items | $-2,279,000 | 8,399 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,279,000 | 8,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,198,000 | 183 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 725 |
| Net operating income | $-2,279,000 | 8,398 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,532,000 | 1,880 |
| Total interest expense | $11,085,000 | 1,799 |
| Net interest income | $11,447,000 | 1,986 |
| Provision for loan and lease losses | $3,735,000 | 531 |
| Total noninterest income | $944,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $732,000 | 2,285 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $212,000 | 4,945 |
| Total noninterest expense | $5,606,000 | 3,143 |
| Salaries and employee benefits | $2,877,000 | 3,333 |
| Premises and equipment expense | $453,000 | 4,647 |
| Additional noninterest expense | $2,276,000 | 2,370 |
| Pre-tax net operating income | $3,050,000 | 2,435 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,110,000 | 1,734 |
| Income before extraordinary items | $1,940,000 | 2,887 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,940,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,064,000 | 601 |
| Cash dividends | $2,454,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 1,007 |
| Net operating income | $1,940,000 | 2,875 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,189,000 | 1,850 |
| Total interest expense | $8,538,000 | 1,752 |
| Net interest income | $8,651,000 | 1,985 |
| Provision for loan and lease losses | $575,000 | 1,391 |
| Total noninterest income | $770,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $541,000 | 2,297 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $229,000 | 4,232 |
| Total noninterest expense | $4,147,000 | 3,152 |
| Salaries and employee benefits | $2,143,000 | 3,341 |
| Premises and equipment expense | $337,000 | 4,659 |
| Additional noninterest expense | $1,667,000 | 2,374 |
| Pre-tax net operating income | $4,699,000 | 1,443 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,775,000 | 1,059 |
| Income before extraordinary items | $2,924,000 | 1,727 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,924,000 | 1,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $706,000 | 836 |
| Cash dividends | $1,284,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 882 |
| Net operating income | $2,924,000 | 1,715 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,426,000 | 1,880 |
| Total interest expense | $5,617,000 | 1,776 |
| Net interest income | $5,809,000 | 2,002 |
| Provision for loan and lease losses | $412,000 | 1,211 |
| Total noninterest income | $496,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $350,000 | 2,358 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $146,000 | 4,363 |
| Total noninterest expense | $2,727,000 | 3,215 |
| Salaries and employee benefits | $1,385,000 | 3,446 |
| Premises and equipment expense | $230,000 | 4,617 |
| Additional noninterest expense | $1,112,000 | 2,385 |
| Pre-tax net operating income | $3,166,000 | 1,463 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,198,000 | 1,112 |
| Income before extraordinary items | $1,968,000 | 1,761 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,968,000 | 1,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $653,000 | 600 |
| Cash dividends | $450,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 794 |
| Net operating income | $1,968,000 | 1,747 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 1,919 |
| Total interest expense | $2,707,000 | 1,826 |
| Net interest income | $2,838,000 | 2,051 |
| Provision for loan and lease losses | $745,000 | 372 |
| Total noninterest income | $249,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $172,000 | 2,335 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $77,000 | 4,286 |
| Total noninterest expense | $1,263,000 | 3,431 |
| Salaries and employee benefits | $634,000 | 3,732 |
| Premises and equipment expense | $116,000 | 4,609 |
| Additional noninterest expense | $513,000 | 2,560 |
| Pre-tax net operating income | $1,079,000 | 2,033 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $406,000 | 1,507 |
| Income before extraordinary items | $673,000 | 2,415 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $673,000 | 2,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 408 |
| Cash dividends | $450,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 662 |
| Net operating income | $673,000 | 2,395 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,001,000 | 1,981 |
| Total interest expense | $8,366,000 | 1,970 |
| Net interest income | $11,635,000 | 1,995 |
| Provision for loan and lease losses | $1,280,000 | 814 |
| Total noninterest income | $976,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $767,000 | 2,196 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $209,000 | 5,041 |
| Total noninterest expense | $5,085,000 | 3,310 |
| Salaries and employee benefits | $2,922,000 | 3,200 |
| Premises and equipment expense | $411,000 | 4,839 |
| Additional noninterest expense | $1,752,000 | 2,890 |
| Pre-tax net operating income | $6,246,000 | 1,547 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,370,000 | 1,166 |
| Income before extraordinary items | $3,876,000 | 1,840 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,876,000 | 1,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,163,000 | 605 |
| Cash dividends | $1,510,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 954 |
| Net operating income | $3,876,000 | 1,819 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,637,000 | 2,011 |
| Total interest expense | $5,980,000 | 1,997 |
| Net interest income | $8,657,000 | 2,025 |
| Provision for loan and lease losses | $1,044,000 | 728 |
| Total noninterest income | $762,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $599,000 | 2,122 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 4,960 |
| Total noninterest expense | $3,813,000 | 3,299 |
| Salaries and employee benefits | $2,203,000 | 3,187 |
| Premises and equipment expense | $310,000 | 4,819 |
| Additional noninterest expense | $1,300,000 | 2,900 |
| Pre-tax net operating income | $4,562,000 | 1,626 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,726,000 | 1,242 |
| Income before extraordinary items | $2,836,000 | 1,930 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,836,000 | 1,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $709,000 | 602 |
| Cash dividends | $1,195,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 804 |
| Net operating income | $2,836,000 | 1,917 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,512,000 | 2,023 |
| Total interest expense | $3,812,000 | 1,984 |
| Net interest income | $5,700,000 | 2,058 |
| Provision for loan and lease losses | $734,000 | 691 |
| Total noninterest income | $515,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $403,000 | 2,091 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $112,000 | 4,889 |
| Total noninterest expense | $2,536,000 | 3,315 |
| Salaries and employee benefits | $1,477,000 | 3,167 |
| Premises and equipment expense | $204,000 | 4,869 |
| Additional noninterest expense | $855,000 | 2,949 |
| Pre-tax net operating income | $2,945,000 | 1,685 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,120,000 | 1,271 |
| Income before extraordinary items | $1,825,000 | 1,992 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,825,000 | 1,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,982 |
| Cash dividends | $879,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 676 |
| Net operating income | $1,825,000 | 1,978 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 2,062 |
| Total interest expense | $1,830,000 | 1,977 |
| Net interest income | $2,730,000 | 2,128 |
| Provision for loan and lease losses | $381,000 | 632 |
| Total noninterest income | $244,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $192,000 | 2,117 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,040 |
| Total noninterest expense | $1,233,000 | 3,392 |
| Salaries and employee benefits | $757,000 | 3,119 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $386,000 | 3,221 |
| Pre-tax net operating income | $1,360,000 | 1,778 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $516,000 | 1,362 |
| Income before extraordinary items | $844,000 | 2,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $844,000 | 2,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,154 |
| Cash dividends | $659,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 493 |
| Net operating income | $844,000 | 2,074 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,856,000 | 2,103 |
| Total interest expense | $5,759,000 | 1,954 |
| Net interest income | $10,097,000 | 2,196 |
| Provision for loan and lease losses | $1,266,000 | 831 |
| Total noninterest income | $873,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $676,000 | 2,414 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $197,000 | 5,197 |
| Total noninterest expense | $4,521,000 | 3,526 |
| Salaries and employee benefits | $2,543,000 | 3,429 |
| Premises and equipment expense | $438,000 | 4,584 |
| Additional noninterest expense | $1,540,000 | 3,158 |
| Pre-tax net operating income | $5,183,000 | 1,812 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,971,000 | 1,382 |
| Income before extraordinary items | $3,212,000 | 2,118 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,212,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,406 |
| Cash dividends | $1,444,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,212,000 | 2,098 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,412,000 | 2,137 |
| Total interest expense | $4,088,000 | 1,949 |
| Net interest income | $7,324,000 | 2,239 |
| Provision for loan and lease losses | $791,000 | 955 |
| Total noninterest income | $654,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $508,000 | 2,413 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 5,238 |
| Total noninterest expense | $3,393,000 | 3,480 |
| Salaries and employee benefits | $1,936,000 | 3,372 |
| Premises and equipment expense | $339,000 | 4,458 |
| Additional noninterest expense | $1,118,000 | 3,212 |
| Pre-tax net operating income | $3,794,000 | 1,843 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,442,000 | 1,429 |
| Income before extraordinary items | $2,352,000 | 2,180 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,352,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,050 |
| Cash dividends | $1,410,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,352,000 | 2,144 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 2,168 |
| Total interest expense | $2,486,000 | 1,999 |
| Net interest income | $4,769,000 | 2,272 |
| Provision for loan and lease losses | $441,000 | 1,099 |
| Total noninterest income | $437,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $337,000 | 2,390 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $100,000 | 5,187 |
| Total noninterest expense | $2,222,000 | 3,513 |
| Salaries and employee benefits | $1,283,000 | 3,376 |
| Premises and equipment expense | $219,000 | 4,512 |
| Additional noninterest expense | $720,000 | 3,290 |
| Pre-tax net operating income | $2,543,000 | 1,814 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $966,000 | 1,402 |
| Income before extraordinary items | $1,577,000 | 2,139 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,577,000 | 2,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,487 |
| Cash dividends | $552,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,577,000 | 2,106 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 2,219 |
| Total interest expense | $1,161,000 | 2,032 |
| Net interest income | $2,319,000 | 2,317 |
| Provision for loan and lease losses | $234,000 | 986 |
| Total noninterest income | $240,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $164,000 | 2,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,289 |
| Total noninterest expense | $1,145,000 | 3,446 |
| Salaries and employee benefits | $669,000 | 3,246 |
| Premises and equipment expense | $110,000 | 4,551 |
| Additional noninterest expense | $366,000 | 3,246 |
| Pre-tax net operating income | $1,180,000 | 1,913 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $447,000 | 1,475 |
| Income before extraordinary items | $733,000 | 2,243 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $733,000 | 2,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,576 |
| Cash dividends | $64,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $733,000 | 2,204 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,631,000 | 2,469 |
| Total interest expense | $3,276,000 | 2,428 |
| Net interest income | $8,355,000 | 2,450 |
| Provision for loan and lease losses | $584,000 | 1,712 |
| Total noninterest income | $999,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $767,000 | 2,217 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $232,000 | 4,792 |
| Total noninterest expense | $4,450,000 | 3,447 |
| Salaries and employee benefits | $2,700,000 | 3,142 |
| Premises and equipment expense | $386,000 | 4,879 |
| Additional noninterest expense | $1,364,000 | 3,377 |
| Pre-tax net operating income | $4,320,000 | 1,917 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,629,000 | 1,519 |
| Income before extraordinary items | $2,691,000 | 2,273 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,691,000 | 2,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,501 |
| Cash dividends | $1,633,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,691,000 | 2,221 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,466,000 | 2,501 |
| Total interest expense | $2,288,000 | 2,555 |
| Net interest income | $6,178,000 | 2,443 |
| Provision for loan and lease losses | $433,000 | 1,664 |
| Total noninterest income | $760,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $586,000 | 2,205 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $174,000 | 4,794 |
| Total noninterest expense | $3,400,000 | 3,370 |
| Salaries and employee benefits | $2,095,000 | 3,001 |
| Premises and equipment expense | $294,000 | 4,811 |
| Additional noninterest expense | $1,011,000 | 3,396 |
| Pre-tax net operating income | $3,105,000 | 2,012 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,194,000 | 1,546 |
| Income before extraordinary items | $1,911,000 | 2,416 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,911,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,728 |
| Cash dividends | $759,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,911,000 | 2,363 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 2,664 |
| Total interest expense | $1,406,000 | 2,721 |
| Net interest income | $3,840,000 | 2,588 |
| Provision for loan and lease losses | $195,000 | 2,252 |
| Total noninterest income | $505,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $376,000 | 2,260 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $129,000 | 4,617 |
| Total noninterest expense | $2,217,000 | 3,453 |
| Salaries and employee benefits | $1,390,000 | 3,038 |
| Premises and equipment expense | $191,000 | 4,913 |
| Additional noninterest expense | $636,000 | 3,564 |
| Pre-tax net operating income | $1,933,000 | 2,099 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $744,000 | 1,620 |
| Income before extraordinary items | $1,189,000 | 2,549 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,189,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,528 |
| Cash dividends | $559,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,189,000 | 2,481 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 2,728 |
| Total interest expense | $683,000 | 2,804 |
| Net interest income | $1,876,000 | 2,638 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $225,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $184,000 | 2,241 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $1,108,000 | 3,472 |
| Salaries and employee benefits | $717,000 | 2,966 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $295,000 | 3,787 |
| Pre-tax net operating income | $913,000 | 2,170 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $351,000 | 1,720 |
| Income before extraordinary items | $562,000 | 2,665 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $562,000 | 2,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,673 |
| Cash dividends | $284,000 | 1,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $562,000 | 2,575 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,937,000 | 2,839 |
| Total interest expense | $2,811,000 | 3,038 |
| Net interest income | $7,126,000 | 2,708 |
| Provision for loan and lease losses | $265,000 | 3,440 |
| Total noninterest income | $858,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $677,000 | 2,428 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $181,000 | 5,496 |
| Total noninterest expense | $4,026,000 | 3,701 |
| Salaries and employee benefits | $2,362,000 | 3,420 |
| Premises and equipment expense | $318,000 | 5,483 |
| Additional noninterest expense | $1,346,000 | 3,394 |
| Pre-tax net operating income | $3,693,000 | 2,107 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,417,000 | 1,700 |
| Income before extraordinary items | $2,276,000 | 2,583 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,276,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,256 |
| Cash dividends | $1,938,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,276,000 | 2,462 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 2,916 |
| Total interest expense | $2,165,000 | 3,070 |
| Net interest income | $5,203,000 | 2,795 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $626,000 | 4,187 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $502,000 | 2,465 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 5,684 |
| Total noninterest expense | $2,888,000 | 3,814 |
| Salaries and employee benefits | $1,718,000 | 3,496 |
| Premises and equipment expense | $221,000 | 5,697 |
| Additional noninterest expense | $949,000 | 3,551 |
| Pre-tax net operating income | $2,916,000 | 2,089 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,119,000 | 1,694 |
| Income before extraordinary items | $1,797,000 | 2,572 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,797,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,161 |
| Cash dividends | $1,492,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,797,000 | 2,443 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 2,906 |
| Total interest expense | $1,479,000 | 3,091 |
| Net interest income | $3,497,000 | 2,771 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $428,000 | 4,088 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $341,000 | 2,393 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $87,000 | 5,586 |
| Total noninterest expense | $1,885,000 | 3,857 |
| Salaries and employee benefits | $1,109,000 | 3,580 |
| Premises and equipment expense | $147,000 | 5,723 |
| Additional noninterest expense | $629,000 | 3,580 |
| Pre-tax net operating income | $2,040,000 | 1,995 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $782,000 | 1,658 |
| Income before extraordinary items | $1,258,000 | 2,465 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,258,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,386 |
| Cash dividends | $1,047,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,258,000 | 2,330 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 2,849 |
| Total interest expense | $735,000 | 3,174 |
| Net interest income | $1,814,000 | 2,665 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $204,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $169,000 | 2,346 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $962,000 | 3,788 |
| Salaries and employee benefits | $581,000 | 3,453 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $304,000 | 3,622 |
| Pre-tax net operating income | $1,056,000 | 1,942 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $402,000 | 1,615 |
| Income before extraordinary items | $654,000 | 2,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $654,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $407,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $654,000 | 2,209 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,215,000 | 2,957 |
| Total interest expense | $2,953,000 | 3,580 |
| Net interest income | $7,262,000 | 2,625 |
| Provision for loan and lease losses | $255,000 | 3,810 |
| Total noninterest income | $1,089,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $888,000 | 1,814 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $201,000 | 5,023 |
| Total noninterest expense | $3,970,000 | 3,580 |
| Salaries and employee benefits | $2,357,000 | 3,280 |
| Premises and equipment expense | $347,000 | 5,120 |
| Additional noninterest expense | $1,266,000 | 3,459 |
| Pre-tax net operating income | $4,126,000 | 1,939 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,561,000 | 1,595 |
| Income before extraordinary items | $2,565,000 | 2,302 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,565,000 | 2,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,872 |
| Cash dividends | $1,624,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,565,000 | 2,232 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,538,000 | 3,171 |
| Total interest expense | $4,209,000 | 3,652 |
| Net interest income | $6,329,000 | 2,806 |
| Provision for loan and lease losses | $508,000 | 2,173 |
| Total noninterest income | $925,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $837,000 | 1,822 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $88,000 | 6,699 |
| Total noninterest expense | $3,258,000 | 4,068 |
| Salaries and employee benefits | $1,985,000 | 3,617 |
| Premises and equipment expense | $319,000 | 5,332 |
| Additional noninterest expense | $954,000 | 4,220 |
| Pre-tax net operating income | $3,488,000 | 1,981 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,300,000 | 1,700 |
| Income before extraordinary items | $2,188,000 | 2,348 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,188,000 | 2,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,205 |
| Cash dividends | $1,411,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,188,000 | 2,271 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,217,000 | 3,335 |
| Total interest expense | $4,380,000 | 3,707 |
| Net interest income | $5,837,000 | 3,032 |
| Provision for loan and lease losses | $234,000 | 3,423 |
| Total noninterest income | $1,088,000 | 2,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $811,000 | 1,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,085 |
| Total noninterest expense | $3,422,000 | 3,775 |
| Salaries and employee benefits | $2,015,000 | 3,437 |
| Premises and equipment expense | $297,000 | 5,453 |
| Additional noninterest expense | $1,110,000 | 3,678 |
| Pre-tax net operating income | $3,269,000 | 2,202 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,178,000 | 1,851 |
| Income before extraordinary items | $2,091,000 | 2,452 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,091,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,664 |
| Cash dividends | $658,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,091,000 | 2,459 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 3,809 |
| Total interest expense | $2,887,000 | 4,735 |
| Net interest income | $5,341,000 | 3,249 |
| Provision for loan and lease losses | $291,000 | 2,746 |
| Total noninterest income | $956,000 | 3,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $643,000 | 2,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,935 |
| Total noninterest expense | $3,217,000 | 3,973 |
| Salaries and employee benefits | $1,945,000 | 3,534 |
| Premises and equipment expense | $345,000 | 5,015 |
| Additional noninterest expense | $927,000 | 4,274 |
| Pre-tax net operating income | $2,789,000 | 2,557 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,035,000 | 2,163 |
| Income before extraordinary items | $1,754,000 | 2,866 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,754,000 | 2,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $1,183,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,754,000 | 2,843 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,109,000 | 4,349 |
| Total interest expense | $2,698,000 | 5,104 |
| Net interest income | $4,411,000 | 3,797 |
| Provision for loan and lease losses | $171,000 | 3,894 |
| Total noninterest income | $855,000 | 3,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $593,000 | 2,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,307 |
| Total noninterest expense | $2,827,000 | 4,343 |
| Salaries and employee benefits | $1,700,000 | 3,835 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $817,000 | 4,611 |
| Pre-tax net operating income | $2,268,000 | 3,012 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $837,000 | 2,634 |
| Income before extraordinary items | $1,431,000 | 3,376 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,431,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,066 |
| Cash dividends | $1,076,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,431,000 | 3,288 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,606,000 | 4,721 |
| Total interest expense | $2,350,000 | 5,652 |
| Net interest income | $4,256,000 | 4,016 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $723,000 | 3,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $541,000 | 2,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,189 |
| Total noninterest expense | $2,559,000 | 4,698 |
| Salaries and employee benefits | $1,549,000 | 4,141 |
| Premises and equipment expense | $249,000 | 6,069 |
| Additional noninterest expense | $761,000 | 4,913 |
| Pre-tax net operating income | $2,180,000 | 3,268 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $817,000 | 2,882 |
| Income before extraordinary items | $1,363,000 | 3,648 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,363,000 | 3,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $1,356,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,363,000 | 3,573 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 5,372 |
| Total interest expense | $1,982,000 | 6,445 |
| Net interest income | $3,718,000 | 4,585 |
| Provision for loan and lease losses | $101,000 | 5,052 |
| Total noninterest income | $607,000 | 4,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $458,000 | 2,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,991 |
| Total noninterest expense | $2,219,000 | 5,507 |
| Salaries and employee benefits | $1,316,000 | 4,808 |
| Premises and equipment expense | $207,000 | 6,906 |
| Additional noninterest expense | $696,000 | 5,768 |
| Pre-tax net operating income | $2,005,000 | 3,417 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $733,000 | 3,080 |
| Income before extraordinary items | $1,273,000 | 3,684 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,273,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,754 |
| Cash dividends | $2,136,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,272,360 | 3,634 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 5,927 |
| Total interest expense | $1,872,000 | 6,737 |
| Net interest income | $3,196,000 | 5,228 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $527,000 | 4,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,865 |
| Total noninterest expense | $1,981,000 | 6,027 |
| Salaries and employee benefits | $1,105,000 | 5,581 |
| Premises and equipment expense | $183,000 | 7,537 |
| Additional noninterest expense | $693,000 | 5,905 |
| Pre-tax net operating income | $1,702,000 | 4,029 |
| Securities gains (losses) | $119,000 | 885 |
| Applicable income taxes | $681,000 | 3,314 |
| Income before extraordinary items | $1,140,000 | 4,116 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,140,000 | 4,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,939 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,063,840 | 4,361 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,113,000 | 6,559 |
| Total interest expense | $1,290,000 | 7,582 |
| Net interest income | $2,823,000 | 5,870 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $467,000 | 5,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $1,977,000 | 6,266 |
| Salaries and employee benefits | $950,000 | 6,360 |
| Premises and equipment expense | $209,000 | 7,235 |
| Additional noninterest expense | $818,000 | 5,598 |
| Pre-tax net operating income | $1,283,000 | 4,990 |
| Securities gains (losses) | $16,000 | 1,924 |
| Applicable income taxes | $469,000 | 4,252 |
| Income before extraordinary items | $830,000 | 5,217 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $830,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $346,000 | 4,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $819,760 | 5,326 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 7,456 |
| Total interest expense | $1,189,000 | 8,296 |
| Net interest income | $2,364,000 | 6,806 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $465,000 | 5,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $1,704,000 | 7,176 |
| Salaries and employee benefits | $862,000 | 6,936 |
| Premises and equipment expense | $214,000 | 7,406 |
| Additional noninterest expense | $628,000 | 7,097 |
| Pre-tax net operating income | $1,005,000 | 5,878 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $315,000 | 5,902 |
| Income before extraordinary items | $692,000 | 6,166 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $692,000 | 6,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $257,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $690,620 | 5,914 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 8,055 |
| Total interest expense | $1,523,000 | 8,445 |
| Net interest income | $2,065,000 | 7,586 |
| Provision for loan and lease losses | $190,000 | 5,357 |
| Total noninterest income | $375,000 | 6,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,621,000 | 7,505 |
| Salaries and employee benefits | $780,000 | 7,392 |
| Premises and equipment expense | $200,000 | 7,833 |
| Additional noninterest expense | $641,000 | 7,170 |
| Pre-tax net operating income | $629,000 | 7,522 |
| Securities gains (losses) | $99,000 | 3,013 |
| Applicable income taxes | $214,000 | 7,296 |
| Income before extraordinary items | $514,000 | 7,210 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $514,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $71,000 | 7,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $443,710 | 7,443 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.