Home > Citizens & Merchants State Bank > Assets and Liabilities
Citizens & Merchants State Bank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 45 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $273,262,000 | 2,418 |
| Cash and due from depository institutions | $4,956,000 | 3,600 |
| Interest-bearing balances | $62,000 | 5,546 |
| Securities | $22,086,000 | 4,133 |
| Federal funds sold & reverse repurchase agreements | $218,000 | 5,439 |
| Net loans & leases | $226,989,000 | 2,118 |
| Loan loss allowance | $5,036,000 | 1,250 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,673,000 | 1,500 |
| Other real estate owned | $6,087,000 | 3,600 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,253,000 | 3,521 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $273,262,000 | 2,418 |
| Total liabilities | $250,113,000 | 2,390 |
| Total deposits | $244,269,000 | 2,172 |
| Interest-bearing deposits | $237,885,000 | 1,955 |
| Deposits held in domestic offices | $244,269,000 | 2,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,052,000 | 1,935 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,792,000 | 2,544 |
| Total equity capital | $23,149,000 | 2,854 |
| Total bank equity capital | $23,149,000 | 2,854 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,159,000 | 2,675 |
| Surplus | $26,424,000 | 1,193 |
| Undivided profits | $-4,434,000 | 8,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,087,000 | 381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $991,000 | 3,886 |
| Earning assets | $249,355,000 | 2,438 |
| Long-term assets (5+ years) | $11,033,000 | 5,129 |
| Average Assets, year-to-date | $287,685,750 | 2,276 |
| Average Assets, quarterly | $275,990,500 | 2,392 |
| Volatile liabilities | $45,886,000 | 2,843 |
| Insider loans | $6,968,000 | 1,135 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $37,542,000 | 2,098 |
| Tier 1 (core) risk-based capital | $23,032,000 | 2,773 |
| Tier 2 risk-based capital | $3,275,000 | 1,676 |
| Total risk weighted assets | $260,175,000 | 1,938 |
| Total unused commitments | $37,542,000 | 2,100 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 49 | 3,402 |
| Assets and Liabilities | ||
| Total Assets: | $278,719,000 | 2,378 |
| Cash and due from depository institutions | $5,325,000 | 3,402 |
| Interest-bearing balances | $54,000 | 5,583 |
| Securities | $24,335,000 | 3,945 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $226,569,000 | 2,110 |
| Loan loss allowance | $6,364,000 | 952 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,765,000 | 1,472 |
| Other real estate owned | $8,816,000 | 3,402 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,909,000 | 3,138 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $278,719,000 | 2,378 |
| Total liabilities | $255,502,000 | 2,338 |
| Total deposits | $220,656,000 | 2,357 |
| Interest-bearing deposits | $214,641,000 | 2,125 |
| Deposits held in domestic offices | $220,656,000 | 2,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,309,000 | 650 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,537,000 | 2,829 |
| Total equity capital | $23,217,000 | 2,870 |
| Total bank equity capital | $23,217,000 | 2,870 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,159,000 | 2,698 |
| Surplus | $24,211,000 | 1,273 |
| Undivided profits | $-2,153,000 | 7,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,466,000 | 518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,236,000 | 3,081 |
| Earning assets | $250,958,000 | 2,420 |
| Long-term assets (5+ years) | $11,341,000 | 5,069 |
| Average Assets, year-to-date | $292,493,670 | 2,253 |
| Average Assets, quarterly | $288,564,500 | 2,296 |
| Volatile liabilities | $68,380,000 | 2,050 |
| Insider loans | $7,246,000 | 1,089 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $42,320,000 | 1,994 |
| Tier 1 (core) risk-based capital | $23,062,000 | 2,770 |
| Tier 2 risk-based capital | $3,315,000 | 1,644 |
| Total risk weighted assets | $262,044,000 | 1,924 |
| Total unused commitments | $42,320,000 | 1,994 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 48 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $298,410,000 | 2,249 |
| Cash and due from depository institutions | $5,761,000 | 3,467 |
| Interest-bearing balances | $47,000 | 5,675 |
| Securities | $32,957,000 | 3,212 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $238,843,000 | 1,982 |
| Loan loss allowance | $4,915,000 | 1,154 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,635,000 | 1,483 |
| Other real estate owned | $6,632,000 | 3,467 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,582,000 | 2,820 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $298,410,000 | 2,249 |
| Total liabilities | $272,746,000 | 2,204 |
| Total deposits | $250,685,000 | 2,111 |
| Interest-bearing deposits | $245,274,000 | 1,891 |
| Deposits held in domestic offices | $250,685,000 | 2,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,001,000 | 883 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,060,000 | 2,413 |
| Total equity capital | $25,664,000 | 2,684 |
| Total bank equity capital | $25,664,000 | 2,684 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,159,000 | 2,702 |
| Surplus | $22,700,000 | 1,319 |
| Undivided profits | $1,805,000 | 6,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,559,000 | 475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,346,000 | 2,892 |
| Earning assets | $271,847,000 | 2,251 |
| Long-term assets (5+ years) | $18,783,000 | 3,983 |
| Average Assets, year-to-date | $299,381,000 | 2,222 |
| Average Assets, quarterly | $299,381,000 | 2,222 |
| Volatile liabilities | $51,798,000 | 2,545 |
| Insider loans | $6,216,000 | 1,258 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $45,953,000 | 1,889 |
| Tier 1 (core) risk-based capital | $25,128,000 | 2,579 |
| Tier 2 risk-based capital | $3,397,000 | 1,572 |
| Total risk weighted assets | $270,270,000 | 1,860 |
| Total unused commitments | $45,953,000 | 1,890 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 50 | 3,351 |
| Assets and Liabilities | ||
| Total Assets: | $300,352,000 | 2,219 |
| Cash and due from depository institutions | $4,790,000 | 3,351 |
| Interest-bearing balances | $39,000 | 5,560 |
| Securities | $33,408,000 | 3,197 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $244,534,000 | 1,924 |
| Loan loss allowance | $5,497,000 | 990 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,877,000 | 1,626 |
| Other real estate owned | $4,686,000 | 3,351 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,057,000 | 3,039 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $300,352,000 | 2,219 |
| Total liabilities | $275,155,000 | 2,169 |
| Total deposits | $239,525,000 | 2,184 |
| Interest-bearing deposits | $233,084,000 | 1,949 |
| Deposits held in domestic offices | $239,525,000 | 2,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,486,000 | 619 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,144,000 | 2,319 |
| Total equity capital | $25,197,000 | 2,694 |
| Total bank equity capital | $25,197,000 | 2,694 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,159,000 | 2,704 |
| Surplus | $20,297,000 | 1,434 |
| Undivided profits | $3,741,000 | 5,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,505,000 | 1,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,650,000 | 2,583 |
| Earning assets | $277,981,000 | 2,195 |
| Long-term assets (5+ years) | $17,387,000 | 3,940 |
| Average Assets, year-to-date | $294,359,400 | 2,179 |
| Average Assets, quarterly | $298,302,000 | 2,218 |
| Volatile liabilities | $64,098,000 | 2,128 |
| Insider loans | $6,225,000 | 1,246 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $53,967,000 | 1,664 |
| Tier 1 (core) risk-based capital | $25,004,000 | 2,574 |
| Tier 2 risk-based capital | $3,405,000 | 1,565 |
| Total risk weighted assets | $270,339,000 | 1,842 |
| Total unused commitments | $53,967,000 | 1,664 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 47 | 3,507 |
| Assets and Liabilities | ||
| Total Assets: | $296,252,000 | 2,217 |
| Cash and due from depository institutions | $3,354,000 | 3,507 |
| Interest-bearing balances | $31,000 | 5,642 |
| Securities | $33,112,000 | 3,208 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $243,577,000 | 1,887 |
| Loan loss allowance | $3,694,000 | 1,460 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,899,000 | 1,827 |
| Other real estate owned | $5,205,000 | 3,507 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,105,000 | 3,516 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $296,252,000 | 2,217 |
| Total liabilities | $270,428,000 | 2,176 |
| Total deposits | $247,812,000 | 2,108 |
| Interest-bearing deposits | $240,965,000 | 1,892 |
| Deposits held in domestic offices | $247,812,000 | 2,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,166,000 | 843 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,450,000 | 2,110 |
| Total equity capital | $25,824,000 | 2,624 |
| Total bank equity capital | $25,824,000 | 2,624 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,159,000 | 2,676 |
| Surplus | $18,956,000 | 1,507 |
| Undivided profits | $5,709,000 | 4,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $489,000 | 4,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,855,000 | 2,487 |
| Earning assets | $276,720,000 | 2,179 |
| Long-term assets (5+ years) | $17,250,000 | 3,833 |
| Average Assets, year-to-date | $292,861,250 | 2,188 |
| Average Assets, quarterly | $299,850,500 | 2,182 |
| Volatile liabilities | $51,089,000 | 2,520 |
| Insider loans | $6,244,000 | 1,198 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $53,990,000 | 1,679 |
| Tier 1 (core) risk-based capital | $25,817,000 | 2,507 |
| Tier 2 risk-based capital | $3,402,000 | 1,545 |
| Total risk weighted assets | $271,852,000 | 1,797 |
| Total unused commitments | $53,990,000 | 1,679 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $303,449,000 | 2,182 |
| Cash and due from depository institutions | $5,461,000 | 3,609 |
| Interest-bearing balances | $319,000 | 3,487 |
| Securities | $33,486,000 | 3,188 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $250,249,000 | 1,850 |
| Loan loss allowance | $3,584,000 | 1,500 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,932,000 | 2,112 |
| Other real estate owned | $4,303,000 | 3,609 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,018,000 | 3,525 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $303,449,000 | 2,182 |
| Total liabilities | $278,119,000 | 2,132 |
| Total deposits | $259,357,000 | 2,043 |
| Interest-bearing deposits | $237,619,000 | 1,940 |
| Deposits held in domestic offices | $259,357,000 | 2,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,957,000 | 939 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,805,000 | 1,820 |
| Total equity capital | $25,330,000 | 2,646 |
| Total bank equity capital | $25,330,000 | 2,646 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,159,000 | 2,680 |
| Surplus | $18,942,000 | 1,507 |
| Undivided profits | $5,229,000 | 4,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 3,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,604,000 | 2,628 |
| Earning assets | $284,054,000 | 2,139 |
| Long-term assets (5+ years) | $16,824,000 | 3,816 |
| Average Assets, year-to-date | $291,731,000 | 2,229 |
| Average Assets, quarterly | $301,279,000 | 2,184 |
| Volatile liabilities | $49,295,000 | 2,550 |
| Insider loans | $4,787,000 | 1,535 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $64,798,000 | 1,498 |
| Tier 1 (core) risk-based capital | $25,680,000 | 2,524 |
| Tier 2 risk-based capital | $3,481,000 | 1,523 |
| Total risk weighted assets | $278,390,000 | 1,759 |
| Total unused commitments | $64,798,000 | 1,499 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 45 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $299,109,000 | 2,200 |
| Cash and due from depository institutions | $4,379,000 | 3,648 |
| Interest-bearing balances | $187,000 | 4,113 |
| Securities | $31,664,000 | 3,324 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $252,608,000 | 1,820 |
| Loan loss allowance | $4,074,000 | 1,297 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,368,000 | 2,289 |
| Other real estate owned | $639,000 | 3,648 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,451,000 | 3,244 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $299,109,000 | 2,200 |
| Total liabilities | $274,862,000 | 2,141 |
| Total deposits | $243,396,000 | 2,173 |
| Interest-bearing deposits | $222,364,000 | 2,054 |
| Deposits held in domestic offices | $243,396,000 | 2,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,002,000 | 813 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,464,000 | 2,064 |
| Total equity capital | $24,247,000 | 2,761 |
| Total bank equity capital | $24,247,000 | 2,761 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,159,000 | 2,672 |
| Surplus | $18,925,000 | 1,479 |
| Undivided profits | $4,163,000 | 5,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,236,000 | 841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,695,000 | 2,416 |
| Earning assets | $284,459,000 | 2,128 |
| Long-term assets (5+ years) | $14,983,000 | 3,986 |
| Average Assets, year-to-date | $285,872,000 | 2,278 |
| Average Assets, quarterly | $285,872,000 | 2,278 |
| Volatile liabilities | $51,988,000 | 2,418 |
| Insider loans | $5,444,000 | 1,322 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $92,280,000 | 1,142 |
| Tier 1 (core) risk-based capital | $24,368,000 | 2,626 |
| Tier 2 risk-based capital | $3,453,000 | 1,524 |
| Total risk weighted assets | $275,618,000 | 1,762 |
| Total unused commitments | $92,280,000 | 1,142 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 44 | 3,728 |
| Assets and Liabilities | ||
| Total Assets: | $272,635,000 | 2,372 |
| Cash and due from depository institutions | $6,763,000 | 3,728 |
| Interest-bearing balances | $207,000 | 3,985 |
| Securities | $29,551,000 | 3,510 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $227,006,000 | 1,987 |
| Loan loss allowance | $3,825,000 | 1,365 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,031,000 | 2,389 |
| Other real estate owned | $0 | 3,728 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,284,000 | 3,340 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $272,635,000 | 2,372 |
| Total liabilities | $249,016,000 | 2,335 |
| Total deposits | $218,460,000 | 2,375 |
| Interest-bearing deposits | $199,178,000 | 2,228 |
| Deposits held in domestic offices | $218,460,000 | 2,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,858,000 | 864 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,698,000 | 2,726 |
| Total equity capital | $23,619,000 | 2,764 |
| Total bank equity capital | $23,619,000 | 2,764 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,159,000 | 2,672 |
| Surplus | $18,612,000 | 1,473 |
| Undivided profits | $3,848,000 | 5,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,732,000 | 675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,590,000 | 2,634 |
| Earning assets | $256,764,000 | 2,305 |
| Long-term assets (5+ years) | $12,523,000 | 4,272 |
| Average Assets, year-to-date | $259,975,800 | 2,391 |
| Average Assets, quarterly | $272,379,000 | 2,358 |
| Volatile liabilities | $90,704,000 | 1,630 |
| Insider loans | $8,729,000 | 788 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $54,023,000 | 1,726 |
| Tier 1 (core) risk-based capital | $23,833,000 | 2,627 |
| Tier 2 risk-based capital | $3,126,000 | 1,644 |
| Total risk weighted assets | $249,373,000 | 1,916 |
| Total unused commitments | $54,023,000 | 1,727 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $272,123,000 | 2,371 |
| Cash and due from depository institutions | $7,281,000 | 3,794 |
| Interest-bearing balances | $221,000 | 3,899 |
| Securities | $29,533,000 | 3,531 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $226,395,000 | 1,984 |
| Loan loss allowance | $4,043,000 | 1,284 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,783,000 | 2,461 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,131,000 | 3,439 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $272,123,000 | 2,371 |
| Total liabilities | $249,264,000 | 2,302 |
| Total deposits | $218,453,000 | 2,356 |
| Interest-bearing deposits | $195,294,000 | 2,239 |
| Deposits held in domestic offices | $218,453,000 | 2,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,055,000 | 832 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,756,000 | 2,596 |
| Total equity capital | $22,859,000 | 2,826 |
| Total bank equity capital | $22,859,000 | 2,826 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,159,000 | 2,687 |
| Surplus | $15,598,000 | 1,700 |
| Undivided profits | $6,102,000 | 4,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,168,000 | 586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,387,000 | 2,981 |
| Earning assets | $256,149,000 | 2,301 |
| Long-term assets (5+ years) | $10,326,000 | 4,584 |
| Average Assets, year-to-date | $256,811,000 | 2,424 |
| Average Assets, quarterly | $264,115,000 | 2,405 |
| Volatile liabilities | $85,283,000 | 1,711 |
| Insider loans | $8,614,000 | 788 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $55,836,000 | 1,710 |
| Tier 1 (core) risk-based capital | $23,092,000 | 2,670 |
| Tier 2 risk-based capital | $3,185,000 | 1,624 |
| Total risk weighted assets | $253,950,000 | 1,871 |
| Total unused commitments | $55,836,000 | 1,711 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 39 | 4,136 |
| Assets and Liabilities | ||
| Total Assets: | $256,107,000 | 2,475 |
| Cash and due from depository institutions | $4,901,000 | 4,136 |
| Interest-bearing balances | $306,000 | 3,598 |
| Securities | $26,817,000 | 3,767 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $214,973,000 | 2,059 |
| Loan loss allowance | $4,363,000 | 1,176 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,824,000 | 2,414 |
| Other real estate owned | $0 | 4,136 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,592,000 | 3,177 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $256,107,000 | 2,475 |
| Total liabilities | $234,417,000 | 2,422 |
| Total deposits | $218,621,000 | 2,334 |
| Interest-bearing deposits | $194,361,000 | 2,240 |
| Deposits held in domestic offices | $218,621,000 | 2,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 2,019 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,396,000 | 1,903 |
| Total equity capital | $21,690,000 | 2,842 |
| Total bank equity capital | $21,690,000 | 2,842 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,159,000 | 2,680 |
| Surplus | $15,451,000 | 1,664 |
| Undivided profits | $5,080,000 | 4,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,892,000 | 561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,275,000 | 2,919 |
| Earning assets | $242,096,000 | 2,400 |
| Long-term assets (5+ years) | $9,783,000 | 4,632 |
| Average Assets, year-to-date | $251,707,000 | 2,470 |
| Average Assets, quarterly | $253,517,000 | 2,473 |
| Volatile liabilities | $84,477,000 | 1,708 |
| Insider loans | $8,305,000 | 826 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $60,950,000 | 1,596 |
| Tier 1 (core) risk-based capital | $22,253,000 | 2,711 |
| Tier 2 risk-based capital | $3,053,000 | 1,655 |
| Total risk weighted assets | $242,993,000 | 1,915 |
| Total unused commitments | $60,950,000 | 1,596 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 45 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $250,927,000 | 2,492 |
| Cash and due from depository institutions | $9,409,000 | 3,657 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $24,032,000 | 4,133 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $209,544,000 | 2,067 |
| Loan loss allowance | $4,109,000 | 1,234 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,728,000 | 2,955 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,214,000 | 3,288 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $250,927,000 | 2,492 |
| Total liabilities | $229,989,000 | 2,459 |
| Total deposits | $197,921,000 | 2,529 |
| Interest-bearing deposits | $177,463,000 | 2,413 |
| Deposits held in domestic offices | $197,921,000 | 2,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,897,000 | 779 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,171,000 | 2,046 |
| Total equity capital | $20,938,000 | 2,904 |
| Total bank equity capital | $20,938,000 | 2,904 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,159,000 | 2,667 |
| Surplus | $15,371,000 | 1,607 |
| Undivided profits | $4,408,000 | 4,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,177,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,244,000 | 2,852 |
| Earning assets | $233,576,000 | 2,451 |
| Long-term assets (5+ years) | $6,589,000 | 5,312 |
| Average Assets, year-to-date | $249,507,000 | 2,492 |
| Average Assets, quarterly | $249,507,000 | 2,492 |
| Volatile liabilities | $79,941,000 | 1,690 |
| Insider loans | $7,687,000 | 868 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $60,630,000 | 1,581 |
| Tier 1 (core) risk-based capital | $21,410,000 | 2,751 |
| Tier 2 risk-based capital | $2,980,000 | 1,653 |
| Total risk weighted assets | $237,285,000 | 1,902 |
| Total unused commitments | $60,630,000 | 1,581 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 46 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $248,087,000 | 2,508 |
| Cash and due from depository institutions | $8,251,000 | 3,601 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $24,263,000 | 4,118 |
| Federal funds sold & reverse repurchase agreements | $218,000 | 5,759 |
| Net loans & leases | $207,700,000 | 2,034 |
| Loan loss allowance | $3,708,000 | 1,335 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,579,000 | 3,004 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,076,000 | 3,360 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $248,087,000 | 2,508 |
| Total liabilities | $227,891,000 | 2,464 |
| Total deposits | $171,207,000 | 2,859 |
| Interest-bearing deposits | $152,301,000 | 2,718 |
| Deposits held in domestic offices | $171,207,000 | 2,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,433,000 | 495 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,251,000 | 2,990 |
| Total equity capital | $20,196,000 | 2,971 |
| Total bank equity capital | $20,196,000 | 2,971 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,159,000 | 2,664 |
| Surplus | $14,683,000 | 1,644 |
| Undivided profits | $4,354,000 | 4,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,386,000 | 781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,142,000 | 3,088 |
| Earning assets | $232,181,000 | 2,453 |
| Long-term assets (5+ years) | $6,677,000 | 5,326 |
| Average Assets, year-to-date | $239,216,600 | 2,476 |
| Average Assets, quarterly | $247,669,000 | 2,478 |
| Volatile liabilities | $82,831,000 | 1,609 |
| Insider loans | $8,244,000 | 780 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $49,868,000 | 1,792 |
| Tier 1 (core) risk-based capital | $20,538,000 | 2,834 |
| Tier 2 risk-based capital | $2,784,000 | 1,729 |
| Total risk weighted assets | $221,806,000 | 1,993 |
| Total unused commitments | $49,868,000 | 1,792 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 46 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $247,251,000 | 2,463 |
| Cash and due from depository institutions | $6,992,000 | 3,586 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $24,454,000 | 4,059 |
| Federal funds sold & reverse repurchase agreements | $13,000 | 5,904 |
| Net loans & leases | $208,531,000 | 1,997 |
| Loan loss allowance | $3,260,000 | 1,498 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,571,000 | 2,977 |
| Other real estate owned | $225,000 | 3,586 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,465,000 | 3,679 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $247,251,000 | 2,463 |
| Total liabilities | $227,774,000 | 2,419 |
| Total deposits | $177,410,000 | 2,702 |
| Interest-bearing deposits | $156,067,000 | 2,612 |
| Deposits held in domestic offices | $177,410,000 | 2,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,735,000 | 533 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,629,000 | 2,427 |
| Total equity capital | $19,477,000 | 3,039 |
| Total bank equity capital | $19,477,000 | 3,039 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,159,000 | 2,647 |
| Surplus | $14,683,000 | 1,601 |
| Undivided profits | $3,635,000 | 5,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,179,000 | 843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,195,000 | 2,924 |
| Earning assets | $232,998,000 | 2,404 |
| Long-term assets (5+ years) | $8,135,000 | 5,023 |
| Average Assets, year-to-date | $236,999,000 | 2,482 |
| Average Assets, quarterly | $245,661,000 | 2,450 |
| Volatile liabilities | $73,647,000 | 1,721 |
| Insider loans | $9,195,000 | 668 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $46,264,000 | 1,846 |
| Tier 1 (core) risk-based capital | $19,711,000 | 2,915 |
| Tier 2 risk-based capital | $2,760,000 | 1,706 |
| Total risk weighted assets | $220,299,000 | 1,953 |
| Total unused commitments | $46,264,000 | 1,848 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 47 | 3,536 |
| Assets and Liabilities | ||
| Total Assets: | $244,071,000 | 2,450 |
| Cash and due from depository institutions | $6,294,000 | 3,536 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $23,380,000 | 4,211 |
| Federal funds sold & reverse repurchase agreements | $84,000 | 5,596 |
| Net loans & leases | $207,197,000 | 1,965 |
| Loan loss allowance | $2,918,000 | 1,648 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,614,000 | 2,881 |
| Other real estate owned | $402,000 | 3,536 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,100,000 | 3,817 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $244,071,000 | 2,450 |
| Total liabilities | $224,496,000 | 2,402 |
| Total deposits | $191,817,000 | 2,498 |
| Interest-bearing deposits | $172,321,000 | 2,351 |
| Deposits held in domestic offices | $191,817,000 | 2,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,076,000 | 747 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,603,000 | 2,316 |
| Total equity capital | $19,575,000 | 2,984 |
| Total bank equity capital | $19,575,000 | 2,984 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,159,000 | 2,625 |
| Surplus | $14,555,000 | 1,576 |
| Undivided profits | $3,861,000 | 5,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 3,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,099,000 | 2,894 |
| Earning assets | $230,661,000 | 2,375 |
| Long-term assets (5+ years) | $9,427,000 | 4,786 |
| Average Assets, year-to-date | $233,581,670 | 2,492 |
| Average Assets, quarterly | $241,958,500 | 2,436 |
| Volatile liabilities | $73,853,000 | 1,668 |
| Insider loans | $8,759,000 | 690 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $47,687,000 | 1,765 |
| Tier 1 (core) risk-based capital | $19,666,000 | 2,865 |
| Tier 2 risk-based capital | $2,720,000 | 1,702 |
| Total risk weighted assets | $217,398,000 | 1,930 |
| Total unused commitments | $47,687,000 | 1,766 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 45 | 3,633 |
| Assets and Liabilities | ||
| Total Assets: | $239,846,000 | 2,458 |
| Cash and due from depository institutions | $5,337,000 | 3,633 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,760,000 | 4,362 |
| Federal funds sold & reverse repurchase agreements | $40,000 | 6,265 |
| Net loans & leases | $204,616,000 | 1,925 |
| Loan loss allowance | $2,714,000 | 1,743 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,662,000 | 2,815 |
| Other real estate owned | $376,000 | 3,633 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,055,000 | 3,808 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $239,846,000 | 2,458 |
| Total liabilities | $220,848,000 | 2,410 |
| Total deposits | $195,201,000 | 2,444 |
| Interest-bearing deposits | $175,965,000 | 2,312 |
| Deposits held in domestic offices | $195,201,000 | 2,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,031,000 | 924 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,562 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,616,000 | 2,275 |
| Total equity capital | $18,998,000 | 2,980 |
| Total bank equity capital | $18,998,000 | 2,980 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,159,000 | 2,637 |
| Surplus | $14,545,000 | 1,544 |
| Undivided profits | $3,294,000 | 5,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $303,000 | 4,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,054,000 | 2,911 |
| Earning assets | $227,416,000 | 2,385 |
| Long-term assets (5+ years) | $11,171,000 | 4,536 |
| Average Assets, year-to-date | $228,337,000 | 2,561 |
| Average Assets, quarterly | $228,337,000 | 2,561 |
| Volatile liabilities | $69,514,000 | 1,656 |
| Insider loans | $9,560,000 | 605 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $44,875,000 | 1,799 |
| Tier 1 (core) risk-based capital | $19,299,000 | 2,858 |
| Tier 2 risk-based capital | $2,681,000 | 1,697 |
| Total risk weighted assets | $214,476,000 | 1,914 |
| Total unused commitments | $44,875,000 | 1,801 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 47 | 3,516 |
| Assets and Liabilities | ||
| Total Assets: | $216,828,000 | 2,690 |
| Cash and due from depository institutions | $3,691,000 | 3,516 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $20,916,000 | 4,593 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 6,150 |
| Net loans & leases | $185,328,000 | 2,107 |
| Loan loss allowance | $2,538,000 | 1,852 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,701,000 | 2,769 |
| Other real estate owned | $492,000 | 3,516 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,697,000 | 4,071 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $216,828,000 | 2,690 |
| Total liabilities | $198,599,000 | 2,627 |
| Total deposits | $170,741,000 | 2,729 |
| Interest-bearing deposits | $151,525,000 | 2,624 |
| Deposits held in domestic offices | $170,741,000 | 2,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,598,000 | 858 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,000,000 | 2,576 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,260,000 | 2,678 |
| Total equity capital | $18,229,000 | 3,092 |
| Total bank equity capital | $18,229,000 | 3,092 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,159,000 | 2,627 |
| Surplus | $14,249,000 | 1,554 |
| Undivided profits | $2,821,000 | 5,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $446,000 | 4,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $858,000 | 3,493 |
| Earning assets | $206,247,000 | 2,605 |
| Long-term assets (5+ years) | $11,167,000 | 4,612 |
| Average Assets, year-to-date | $201,068,800 | 2,756 |
| Average Assets, quarterly | $217,442,500 | 2,657 |
| Volatile liabilities | $59,697,000 | 1,832 |
| Insider loans | $7,599,000 | 769 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $44,178,000 | 1,759 |
| Tier 1 (core) risk-based capital | $18,335,000 | 2,947 |
| Tier 2 risk-based capital | $2,436,000 | 1,852 |
| Total risk weighted assets | $194,785,000 | 2,081 |
| Total unused commitments | $44,178,000 | 1,760 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 45 | 3,649 |
| Assets and Liabilities | ||
| Total Assets: | $218,057,000 | 2,639 |
| Cash and due from depository institutions | $7,136,000 | 3,649 |
| Interest-bearing balances | $3,384,000 | 1,528 |
| Securities | $16,241,000 | 5,315 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $189,095,000 | 2,027 |
| Loan loss allowance | $2,358,000 | 1,990 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,732,000 | 2,710 |
| Other real estate owned | $463,000 | 3,649 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,390,000 | 5,761 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $218,057,000 | 2,639 |
| Total liabilities | $199,625,000 | 2,587 |
| Total deposits | $179,855,000 | 2,572 |
| Interest-bearing deposits | $160,672,000 | 2,450 |
| Deposits held in domestic offices | $179,855,000 | 2,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,202,000 | 1,190 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,000,000 | 2,560 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $568,000 | 4,588 |
| Total equity capital | $18,432,000 | 3,053 |
| Total bank equity capital | $18,432,000 | 3,053 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,159,000 | 2,627 |
| Surplus | $14,248,000 | 1,524 |
| Undivided profits | $3,025,000 | 5,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $802,000 | 3,845 |
| Earning assets | $208,720,000 | 2,538 |
| Long-term assets (5+ years) | $9,832,000 | 4,961 |
| Average Assets, year-to-date | $197,129,000 | 2,797 |
| Average Assets, quarterly | $208,143,000 | 2,722 |
| Volatile liabilities | $61,995,000 | 1,747 |
| Insider loans | $7,184,000 | 802 |
| FHLB advances | $10,000,000 | 2,424 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $43,564,000 | 1,751 |
| Tier 1 (core) risk-based capital | $18,428,000 | 2,913 |
| Tier 2 risk-based capital | $2,358,000 | 1,875 |
| Total risk weighted assets | $195,994,000 | 2,029 |
| Total unused commitments | $43,564,000 | 1,752 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 45 | 3,689 |
| Assets and Liabilities | ||
| Total Assets: | $198,229,000 | 2,836 |
| Cash and due from depository institutions | $8,586,000 | 3,689 |
| Interest-bearing balances | $3,374,000 | 1,547 |
| Securities | $13,890,000 | 5,790 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $169,733,000 | 2,194 |
| Loan loss allowance | $2,199,000 | 2,108 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,777,000 | 2,638 |
| Other real estate owned | $545,000 | 3,689 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,698,000 | 5,226 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $198,229,000 | 2,836 |
| Total liabilities | $182,487,000 | 2,780 |
| Total deposits | $165,327,000 | 2,749 |
| Interest-bearing deposits | $145,981,000 | 2,651 |
| Deposits held in domestic offices | $165,327,000 | 2,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,552,000 | 1,443 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,546 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $608,000 | 4,078 |
| Total equity capital | $15,742,000 | 3,384 |
| Total bank equity capital | $15,742,000 | 3,384 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,159,000 | 2,632 |
| Surplus | $12,348,000 | 1,668 |
| Undivided profits | $2,235,000 | 6,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $905,000 | 2,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $626,000 | 4,449 |
| Earning assets | $186,997,000 | 2,767 |
| Long-term assets (5+ years) | $8,860,000 | 5,273 |
| Average Assets, year-to-date | $190,153,000 | 2,879 |
| Average Assets, quarterly | $193,438,500 | 2,864 |
| Volatile liabilities | $49,155,000 | 2,075 |
| Insider loans | $7,010,000 | 801 |
| FHLB advances | $10,000,000 | 2,408 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $43,074,000 | 1,746 |
| Tier 1 (core) risk-based capital | $16,006,000 | 3,258 |
| Tier 2 risk-based capital | $2,199,000 | 1,970 |
| Total risk weighted assets | $178,087,000 | 2,161 |
| Total unused commitments | $43,074,000 | 1,750 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 47 | 3,540 |
| Assets and Liabilities | ||
| Total Assets: | $188,648,000 | 2,923 |
| Cash and due from depository institutions | $8,018,000 | 3,540 |
| Interest-bearing balances | $3,410,000 | 1,718 |
| Securities | $22,088,000 | 4,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $152,209,000 | 2,362 |
| Loan loss allowance | $2,086,000 | 2,182 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,816,000 | 2,581 |
| Other real estate owned | $545,000 | 3,540 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,972,000 | 4,694 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $188,648,000 | 2,923 |
| Total liabilities | $174,219,000 | 2,847 |
| Total deposits | $152,653,000 | 2,925 |
| Interest-bearing deposits | $133,880,000 | 2,864 |
| Deposits held in domestic offices | $152,653,000 | 2,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,206,000 | 1,067 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,000,000 | 2,415 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,360,000 | 2,593 |
| Total equity capital | $14,429,000 | 3,735 |
| Total bank equity capital | $14,429,000 | 3,735 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,159,000 | 2,627 |
| Surplus | $8,988,000 | 2,178 |
| Undivided profits | $4,282,000 | 5,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 3,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $558,000 | 4,794 |
| Earning assets | $177,707,000 | 2,852 |
| Long-term assets (5+ years) | $6,743,000 | 5,721 |
| Average Assets, year-to-date | $186,115,000 | 2,932 |
| Average Assets, quarterly | $186,115,000 | 2,932 |
| Volatile liabilities | $47,298,000 | 2,061 |
| Insider loans | $4,625,000 | 1,216 |
| FHLB advances | $10,000,000 | 2,279 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,562,000 | 2,619 |
| Tier 1 (core) risk-based capital | $14,371,000 | 3,560 |
| Tier 2 risk-based capital | $2,016,000 | 2,094 |
| Total risk weighted assets | $161,154,000 | 2,310 |
| Total unused commitments | $23,562,000 | 2,627 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 47 | 3,549 |
| Assets and Liabilities | ||
| Total Assets: | $183,582,000 | 2,986 |
| Cash and due from depository institutions | $4,558,000 | 3,549 |
| Interest-bearing balances | $11,000 | 6,590 |
| Securities | $25,626,000 | 4,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $147,115,000 | 2,414 |
| Loan loss allowance | $1,978,000 | 2,284 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,863,000 | 2,549 |
| Other real estate owned | $547,000 | 3,549 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,873,000 | 4,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,582,000 | 2,986 |
| Total liabilities | $169,525,000 | 2,919 |
| Total deposits | $141,247,000 | 3,120 |
| Interest-bearing deposits | $121,817,000 | 3,067 |
| Deposits held in domestic offices | $141,247,000 | 3,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,404,000 | 804 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,410 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $874,000 | 3,383 |
| Total equity capital | $14,057,000 | 3,747 |
| Total bank equity capital | $14,057,000 | 3,747 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,159,000 | 2,645 |
| Surplus | $8,988,000 | 2,146 |
| Undivided profits | $3,910,000 | 5,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 4,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $691,000 | 4,181 |
| Earning assets | $172,752,000 | 2,917 |
| Long-term assets (5+ years) | $6,349,000 | 5,852 |
| Average Assets, year-to-date | $161,406,600 | 3,189 |
| Average Assets, quarterly | $167,977,000 | 3,164 |
| Volatile liabilities | $39,286,000 | 2,380 |
| Insider loans | $4,633,000 | 1,185 |
| FHLB advances | $10,000,000 | 2,267 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $22,244,000 | 2,648 |
| Tier 1 (core) risk-based capital | $14,094,000 | 3,583 |
| Tier 2 risk-based capital | $1,935,000 | 2,161 |
| Total risk weighted assets | $155,335,000 | 2,388 |
| Total unused commitments | $22,244,000 | 2,652 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 47 | 3,565 |
| Assets and Liabilities | ||
| Total Assets: | $152,372,000 | 3,437 |
| Cash and due from depository institutions | $3,804,000 | 3,565 |
| Interest-bearing balances | $9,000 | 6,698 |
| Securities | $12,805,000 | 5,959 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $129,877,000 | 2,672 |
| Loan loss allowance | $1,791,000 | 2,479 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,851,000 | 2,522 |
| Other real estate owned | $405,000 | 3,565 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,630,000 | 5,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,372,000 | 3,437 |
| Total liabilities | $139,598,000 | 3,369 |
| Total deposits | $125,540,000 | 3,432 |
| Interest-bearing deposits | $104,503,000 | 3,498 |
| Deposits held in domestic offices | $125,540,000 | 3,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,060,000 | 1,889 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,372 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $998,000 | 3,212 |
| Total equity capital | $12,774,000 | 4,036 |
| Total bank equity capital | $12,774,000 | 4,036 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,159,000 | 2,664 |
| Surplus | $7,708,000 | 2,389 |
| Undivided profits | $3,907,000 | 5,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 5,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $498,000 | 5,556 |
| Earning assets | $142,691,000 | 3,376 |
| Long-term assets (5+ years) | $1,389,000 | 7,556 |
| Average Assets, year-to-date | $155,862,750 | 3,301 |
| Average Assets, quarterly | $156,476,500 | 3,335 |
| Volatile liabilities | $16,258,000 | 4,410 |
| Insider loans | $6,084,000 | 871 |
| FHLB advances | $10,000,000 | 2,220 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $23,020,000 | 2,577 |
| Tier 1 (core) risk-based capital | $12,781,000 | 3,875 |
| Tier 2 risk-based capital | $1,685,000 | 2,412 |
| Total risk weighted assets | $134,691,000 | 2,709 |
| Total unused commitments | $23,020,000 | 2,580 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $160,581,000 | 3,275 |
| Cash and due from depository institutions | $6,657,000 | 3,917 |
| Interest-bearing balances | $7,000 | 6,769 |
| Securities | $15,002,000 | 5,486 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $133,259,000 | 2,580 |
| Loan loss allowance | $1,763,000 | 2,467 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,253,000 | 2,867 |
| Other real estate owned | $585,000 | 3,917 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,825,000 | 4,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,581,000 | 3,275 |
| Total liabilities | $147,810,000 | 3,212 |
| Total deposits | $132,425,000 | 3,277 |
| Interest-bearing deposits | $111,039,000 | 3,297 |
| Deposits held in domestic offices | $132,425,000 | 3,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,303,000 | 1,587 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,335 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,082,000 | 3,129 |
| Total equity capital | $12,771,000 | 4,036 |
| Total bank equity capital | $12,771,000 | 4,036 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,159,000 | 2,666 |
| Surplus | $7,708,000 | 2,353 |
| Undivided profits | $3,904,000 | 5,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $588,000 | 4,808 |
| Earning assets | $148,268,000 | 3,242 |
| Long-term assets (5+ years) | $4,111,000 | 6,445 |
| Average Assets, year-to-date | $157,026,330 | 3,283 |
| Average Assets, quarterly | $158,340,500 | 3,278 |
| Volatile liabilities | $18,924,000 | 3,956 |
| Insider loans | $5,601,000 | 929 |
| FHLB advances | $10,000,000 | 2,177 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $24,272,000 | 2,472 |
| Tier 1 (core) risk-based capital | $12,687,000 | 3,837 |
| Tier 2 risk-based capital | $1,737,000 | 2,286 |
| Total risk weighted assets | $138,907,000 | 2,579 |
| Total unused commitments | $24,272,000 | 2,479 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 42 | 3,886 |
| Assets and Liabilities | ||
| Total Assets: | $156,100,000 | 3,310 |
| Cash and due from depository institutions | $6,354,000 | 3,886 |
| Interest-bearing balances | $21,000 | 6,380 |
| Securities | $14,018,000 | 5,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $130,734,000 | 2,574 |
| Loan loss allowance | $1,862,000 | 2,321 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,781,000 | 3,251 |
| Other real estate owned | $329,000 | 3,886 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,884,000 | 4,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,100,000 | 3,310 |
| Total liabilities | $143,294,000 | 3,250 |
| Total deposits | $125,452,000 | 3,395 |
| Interest-bearing deposits | $105,833,000 | 3,432 |
| Deposits held in domestic offices | $125,452,000 | 3,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,531,000 | 1,231 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,000,000 | 2,262 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,311,000 | 2,786 |
| Total equity capital | $12,806,000 | 3,952 |
| Total bank equity capital | $12,806,000 | 3,952 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,159,000 | 2,676 |
| Surplus | $7,708,000 | 2,322 |
| Undivided profits | $3,939,000 | 5,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $978,000 | 2,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $715,000 | 4,090 |
| Earning assets | $144,773,000 | 3,278 |
| Long-term assets (5+ years) | $4,944,000 | 6,135 |
| Average Assets, year-to-date | $155,249,000 | 3,303 |
| Average Assets, quarterly | $155,249,000 | 3,303 |
| Volatile liabilities | $22,361,000 | 3,491 |
| Insider loans | $4,881,000 | 1,081 |
| FHLB advances | $10,000,000 | 2,119 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $24,550,000 | 2,356 |
| Tier 1 (core) risk-based capital | $12,723,000 | 3,763 |
| Tier 2 risk-based capital | $1,691,000 | 2,300 |
| Total risk weighted assets | $135,112,000 | 2,602 |
| Total unused commitments | $24,550,000 | 2,365 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $154,398,000 | 3,298 |
| Cash and due from depository institutions | $5,095,000 | 3,794 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $12,213,000 | 6,019 |
| Federal funds sold & reverse repurchase agreements | $18,000 | 6,960 |
| Net loans & leases | $132,590,000 | 2,519 |
| Loan loss allowance | $1,871,000 | 2,270 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,554,000 | 3,457 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,928,000 | 4,640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,398,000 | 3,298 |
| Total liabilities | $141,811,000 | 3,240 |
| Total deposits | $130,233,000 | 3,235 |
| Interest-bearing deposits | $110,198,000 | 3,249 |
| Deposits held in domestic offices | $130,233,000 | 3,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $495,000 | 2,808 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,000,000 | 2,281 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,083,000 | 3,203 |
| Total equity capital | $12,587,000 | 3,958 |
| Total bank equity capital | $12,587,000 | 3,958 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,159,000 | 2,679 |
| Surplus | $7,705,000 | 2,278 |
| Undivided profits | $3,723,000 | 5,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $771,000 | 4,028 |
| Earning assets | $144,821,000 | 3,242 |
| Long-term assets (5+ years) | $7,506,000 | 5,367 |
| Average Assets, year-to-date | $145,887,200 | 3,332 |
| Average Assets, quarterly | $153,222,000 | 3,294 |
| Volatile liabilities | $16,871,000 | 4,190 |
| Insider loans | $2,804,000 | 1,897 |
| FHLB advances | $10,000,000 | 2,118 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $20,767,000 | 2,571 |
| Tier 1 (core) risk-based capital | $12,474,000 | 3,774 |
| Tier 2 risk-based capital | $1,691,000 | 2,284 |
| Total risk weighted assets | $135,098,000 | 2,573 |
| Total unused commitments | $20,767,000 | 2,577 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $140,338,000 | 3,454 |
| Cash and due from depository institutions | $5,667,000 | 3,815 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $13,130,000 | 5,759 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $117,670,000 | 2,722 |
| Loan loss allowance | $1,681,000 | 2,337 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,559,000 | 3,390 |
| Other real estate owned | $14,000 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,298,000 | 5,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,338,000 | 3,454 |
| Total liabilities | $129,555,000 | 3,378 |
| Total deposits | $118,896,000 | 3,363 |
| Interest-bearing deposits | $100,594,000 | 3,397 |
| Deposits held in domestic offices | $118,896,000 | 3,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,958,000 | 1,073 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $701,000 | 4,432 |
| Total equity capital | $10,783,000 | 4,243 |
| Total bank equity capital | $10,783,000 | 4,243 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,159,000 | 2,723 |
| Surplus | $6,753,000 | 2,432 |
| Undivided profits | $2,871,000 | 5,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $269,000 | 5,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $777,000 | 4,327 |
| Earning assets | $130,800,000 | 3,374 |
| Long-term assets (5+ years) | $11,542,000 | 4,480 |
| Average Assets, year-to-date | $128,585,400 | 3,560 |
| Average Assets, quarterly | $137,984,500 | 3,455 |
| Volatile liabilities | $25,672,000 | 3,072 |
| Insider loans | $3,173,000 | 1,576 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,107,000 | 3,168 |
| Tier 1 (core) risk-based capital | $10,580,000 | 4,156 |
| Tier 2 risk-based capital | $1,504,000 | 2,400 |
| Total risk weighted assets | $120,158,000 | 2,765 |
| Total unused commitments | $14,107,000 | 3,175 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 40 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $118,993,000 | 3,842 |
| Cash and due from depository institutions | $5,113,000 | 4,097 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $21,049,000 | 4,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $89,233,000 | 3,344 |
| Loan loss allowance | $1,264,000 | 2,837 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,090,000 | 3,876 |
| Other real estate owned | $14,000 | 4,097 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,494,000 | 4,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,993,000 | 3,842 |
| Total liabilities | $110,045,000 | 3,738 |
| Total deposits | $104,214,000 | 3,649 |
| Interest-bearing deposits | $85,879,000 | 3,759 |
| Deposits held in domestic offices | $104,214,000 | 3,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,820,000 | 1,601 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,011,000 | 3,565 |
| Total equity capital | $8,948,000 | 4,815 |
| Total bank equity capital | $8,948,000 | 4,815 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,159,000 | 2,796 |
| Surplus | $5,885,000 | 2,652 |
| Undivided profits | $1,904,000 | 6,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $676,000 | 4,000 |
| Earning assets | $110,282,000 | 3,817 |
| Long-term assets (5+ years) | $16,099,000 | 3,598 |
| Average Assets, year-to-date | $110,154,400 | 3,965 |
| Average Assets, quarterly | $114,862,000 | 3,918 |
| Volatile liabilities | $26,798,000 | 2,917 |
| Insider loans | $1,469,000 | 2,979 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,125,000 | 2,498 |
| Tier 1 (core) risk-based capital | $8,934,000 | 4,710 |
| Tier 2 risk-based capital | $1,192,730 | 2,791 |
| Total risk weighted assets | $95,347,030 | 3,215 |
| Total unused commitments | $18,125,000 | 2,502 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $101,586,000 | 4,349 |
| Cash and due from depository institutions | $4,115,000 | 4,097 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $17,023,000 | 5,376 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $77,046,000 | 3,685 |
| Loan loss allowance | $1,125,000 | 3,090 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,091,000 | 3,879 |
| Other real estate owned | $10,000 | 4,097 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,301,000 | 5,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,586,000 | 4,349 |
| Total liabilities | $94,932,000 | 4,213 |
| Total deposits | $85,675,000 | 4,290 |
| Interest-bearing deposits | $68,021,000 | 4,584 |
| Deposits held in domestic offices | $85,675,000 | 4,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,648,000 | 1,309 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $609,000 | 4,710 |
| Total equity capital | $6,654,000 | 5,857 |
| Total bank equity capital | $6,654,000 | 5,857 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,159,000 | 2,861 |
| Surplus | $4,051,000 | 3,506 |
| Undivided profits | $1,444,000 | 7,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 8,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $472,000 | 4,781 |
| Earning assets | $94,069,000 | 4,276 |
| Long-term assets (5+ years) | $13,669,000 | 4,160 |
| Average Assets, year-to-date | $94,318,600 | 4,466 |
| Average Assets, quarterly | $99,539,500 | 4,369 |
| Volatile liabilities | $21,985,000 | 3,268 |
| Insider loans | $483,000 | 5,451 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $26,124,000 | 1,926 |
| Tier 1 (core) risk-based capital | $7,167,000 | 5,581 |
| Tier 2 risk-based capital | $997,570 | 3,167 |
| Total risk weighted assets | $79,678,070 | 3,628 |
| Total unused commitments | $26,124,000 | 1,930 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $88,397,000 | 4,810 |
| Cash and due from depository institutions | $6,327,000 | 4,841 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $15,190,000 | 5,779 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 2,519 |
| Net loans & leases | $56,643,000 | 4,509 |
| Loan loss allowance | $859,000 | 3,783 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,237,000 | 3,546 |
| Other real estate owned | $253,000 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $847,000 | 6,493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,397,000 | 4,810 |
| Total liabilities | $81,777,000 | 4,702 |
| Total deposits | $81,017,000 | 4,492 |
| Interest-bearing deposits | $66,989,000 | 4,629 |
| Deposits held in domestic offices | $81,017,000 | 4,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $760,000 | 4,343 |
| Total equity capital | $6,620,000 | 5,989 |
| Total bank equity capital | $6,620,000 | 5,989 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,159,000 | 2,860 |
| Surplus | $4,051,000 | 3,361 |
| Undivided profits | $1,410,000 | 7,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 8,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $388,000 | 5,619 |
| Earning assets | $78,733,000 | 4,943 |
| Long-term assets (5+ years) | $9,439,000 | 4,861 |
| Average Assets, year-to-date | $79,837,200 | 4,979 |
| Average Assets, quarterly | $85,935,000 | 4,851 |
| Volatile liabilities | $13,017,000 | 4,195 |
| Insider loans | $1,110,000 | 3,301 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,382,000 | 3,339 |
| Tier 1 (core) risk-based capital | $6,596,000 | 5,845 |
| Tier 2 risk-based capital | $779,840 | 3,758 |
| Total risk weighted assets | $62,307,640 | 4,291 |
| Total unused commitments | $11,382,000 | 3,343 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $72,992,000 | 5,547 |
| Cash and due from depository institutions | $3,286,000 | 4,776 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,468,000 | 6,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $52,884,000 | 4,760 |
| Loan loss allowance | $826,000 | 3,943 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,273,000 | 3,426 |
| Other real estate owned | $253,000 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $828,000 | 6,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,992,000 | 5,547 |
| Total liabilities | $66,712,000 | 5,474 |
| Total deposits | $65,665,000 | 5,302 |
| Interest-bearing deposits | $51,835,000 | 5,637 |
| Deposits held in domestic offices | $65,665,000 | 5,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 3,056 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $497,000 | 5,930 |
| Total equity capital | $6,280,000 | 6,223 |
| Total bank equity capital | $6,280,000 | 6,223 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,159,000 | 2,924 |
| Surplus | $4,051,000 | 3,298 |
| Undivided profits | $1,070,000 | 8,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 5,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $422,000 | 5,450 |
| Earning assets | $66,352,000 | 5,595 |
| Long-term assets (5+ years) | $7,908,000 | 4,904 |
| Average Assets, year-to-date | $71,345,200 | 5,445 |
| Average Assets, quarterly | $73,138,000 | 5,480 |
| Volatile liabilities | $11,194,000 | 4,623 |
| Insider loans | $887,000 | 3,869 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,306,000 | 3,884 |
| Tier 1 (core) risk-based capital | $6,240,000 | 6,109 |
| Tier 2 risk-based capital | $697,380 | 3,993 |
| Total risk weighted assets | $55,661,680 | 4,626 |
| Total unused commitments | $8,306,000 | 3,886 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $72,237,000 | 5,737 |
| Cash and due from depository institutions | $3,131,000 | 6,375 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $19,533,000 | 5,384 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 2,922 |
| Net loans & leases | $42,720,000 | 5,615 |
| Loan loss allowance | $657,000 | 4,892 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,583,000 | 4,516 |
| Other real estate owned | $253,000 | 6,375 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $667,000 | 7,817 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,237,000 | 5,737 |
| Total liabilities | $66,047,000 | 5,648 |
| Total deposits | $65,245,000 | 5,472 |
| Interest-bearing deposits | $53,874,000 | 5,654 |
| Deposits held in domestic offices | $65,245,000 | 5,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $456,000 | 4,021 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $346,000 | 7,357 |
| Total equity capital | $6,190,000 | 6,319 |
| Total bank equity capital | $6,190,000 | 6,319 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,159,000 | 3,119 |
| Surplus | $4,051,000 | 3,380 |
| Undivided profits | $980,000 | 8,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 8,858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $325,000 | 6,564 |
| Earning assets | $66,603,000 | 5,719 |
| Long-term assets (5+ years) | $9,908,000 | 4,237 |
| Average Assets, year-to-date | $62,142,200 | 6,200 |
| Average Assets, quarterly | $66,961,000 | 6,016 |
| Volatile liabilities | $7,393,000 | 5,876 |
| Insider loans | $826,000 | 4,123 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,217,000 | 3,833 |
| Tier 1 (core) risk-based capital | $6,233,000 | 6,210 |
| Tier 2 risk-based capital | $592,030 | 4,649 |
| Total risk weighted assets | $47,297,630 | 5,296 |
| Total unused commitments | $8,217,000 | 3,848 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $56,734,000 | 6,903 |
| Cash and due from depository institutions | $2,392,000 | 6,946 |
| Interest-bearing balances | $98,000 | 5,312 |
| Securities | $12,831,000 | 7,324 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,868 |
| Net loans & leases | $34,431,000 | 6,432 |
| Loan loss allowance | $622,000 | 5,144 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,143,000 | 5,596 |
| Other real estate owned | $479,000 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $458,000 | 9,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,734,000 | 6,903 |
| Total liabilities | $49,483,000 | 7,017 |
| Total deposits | $48,970,000 | 6,867 |
| Interest-bearing deposits | $40,142,000 | 7,022 |
| Deposits held in domestic offices | $48,970,000 | 6,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $133,000 | 4,241 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $380,000 | 7,369 |
| Total equity capital | $7,251,000 | 5,712 |
| Total bank equity capital | $7,251,000 | 5,712 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,159,000 | 3,239 |
| Surplus | $4,051,000 | 3,386 |
| Undivided profits | $2,041,000 | 7,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 9,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $240,000 | 8,088 |
| Earning assets | $52,360,000 | 6,840 |
| Long-term assets (5+ years) | $7,402,000 | 4,794 |
| Average Assets, year-to-date | $53,167,600 | 6,977 |
| Average Assets, quarterly | $55,812,000 | 6,907 |
| Volatile liabilities | $6,609,000 | 5,983 |
| Insider loans | $1,025,000 | 3,680 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,613,000 | 3,608 |
| Tier 1 (core) risk-based capital | $7,096,000 | 5,672 |
| Tier 2 risk-based capital | $467,950 | 5,562 |
| Total risk weighted assets | $37,281,650 | 6,280 |
| Total unused commitments | $8,613,000 | 3,621 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $50,102,000 | 7,498 |
| Cash and due from depository institutions | $3,146,000 | 7,461 |
| Interest-bearing balances | $90,000 | 5,841 |
| Securities | $9,334,000 | 8,993 |
| Federal funds sold & reverse repurchase agreements | $2,020,000 | 3,712 |
| Net loans & leases | $33,037,000 | 6,613 |
| Loan loss allowance | $674,000 | 4,970 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,139,000 | 5,629 |
| Other real estate owned | $748,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $678,000 | 8,393 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,102,000 | 7,498 |
| Total liabilities | $43,729,000 | 7,643 |
| Total deposits | $43,383,000 | 7,480 |
| Interest-bearing deposits | $35,930,000 | 7,599 |
| Deposits held in domestic offices | $43,383,000 | 7,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $265,000 | 4,236 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $81,000 | 11,533 |
| Total equity capital | $6,373,000 | 5,988 |
| Total bank equity capital | $6,373,000 | 5,988 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,159,000 | 3,358 |
| Surplus | $3,301,000 | 3,865 |
| Undivided profits | $1,913,000 | 7,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 10,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $220,000 | 8,051 |
| Earning assets | $44,481,000 | 7,608 |
| Long-term assets (5+ years) | $3,950,000 | 6,660 |
| Average Assets, year-to-date | $47,384,200 | 7,639 |
| Average Assets, quarterly | $49,425,500 | 7,526 |
| Volatile liabilities | $4,844,000 | 6,874 |
| Insider loans | $2,435,000 | 1,732 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,915,000 | 4,438 |
| Tier 1 (core) risk-based capital | $6,556,000 | 5,953 |
| Tier 2 risk-based capital | $451,110 | 5,724 |
| Total risk weighted assets | $35,865,610 | 6,401 |
| Total unused commitments | $5,915,000 | 4,445 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $46,770,000 | 8,052 |
| Cash and due from depository institutions | $3,495,000 | 7,996 |
| Interest-bearing balances | $288,000 | 5,230 |
| Securities | $8,877,000 | 9,516 |
| Federal funds sold & reverse repurchase agreements | $3,020,000 | 4,357 |
| Net loans & leases | $29,037,000 | 7,142 |
| Loan loss allowance | $669,000 | 5,147 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,421,000 | 4,867 |
| Other real estate owned | $476,000 | 7,996 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $444,000 | 9,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,770,000 | 8,052 |
| Total liabilities | $40,698,000 | 8,237 |
| Total deposits | $40,020,000 | 8,164 |
| Interest-bearing deposits | $33,316,000 | 8,296 |
| Deposits held in domestic offices | $40,020,000 | 8,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $390,000 | 3,577 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $288,000 | 7,728 |
| Total equity capital | $6,072,000 | 6,332 |
| Total bank equity capital | $6,072,000 | 6,332 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,159,000 | 3,458 |
| Surplus | $3,301,000 | 3,833 |
| Undivided profits | $1,612,000 | 8,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 7,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $164,000 | 9,072 |
| Earning assets | $41,222,000 | 8,221 |
| Long-term assets (5+ years) | $4,514,000 | 6,720 |
| Average Assets, year-to-date | $45,559,600 | 8,023 |
| Average Assets, quarterly | $46,854,500 | 7,992 |
| Volatile liabilities | $3,469,000 | 7,876 |
| Insider loans | $2,364,000 | 1,748 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,682,000 | 5,086 |
| Tier 1 (core) risk-based capital | $6,072,000 | 6,254 |
| Tier 2 risk-based capital | $396,430 | 6,333 |
| Total risk weighted assets | $31,441,430 | 7,045 |
| Total unused commitments | $4,682,000 | 5,107 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $43,829,000 | 8,530 |
| Cash and due from depository institutions | $3,858,000 | 8,629 |
| Interest-bearing balances | $879,000 | 4,088 |
| Securities | $9,882,000 | 9,209 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 7,479 |
| Net loans & leases | $26,268,000 | 7,657 |
| Loan loss allowance | $579,000 | 5,795 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,435,000 | 4,827 |
| Other real estate owned | $484,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $402,000 | 10,657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,829,000 | 8,530 |
| Total liabilities | $38,192,000 | 8,744 |
| Total deposits | $37,620,000 | 8,667 |
| Interest-bearing deposits | $30,372,000 | 8,984 |
| Deposits held in domestic offices | $37,620,000 | 8,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $421,000 | 3,322 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $151,000 | 11,131 |
| Total equity capital | $5,637,000 | 6,482 |
| Total bank equity capital | $5,637,000 | 6,482 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,159,000 | 3,611 |
| Surplus | $3,301,000 | 3,724 |
| Undivided profits | $1,177,000 | 9,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $396,000 | 6,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $155,000 | 9,870 |
| Earning assets | $38,529,000 | 8,692 |
| Long-term assets (5+ years) | $4,390,000 | 6,878 |
| Average Assets, year-to-date | $42,965,600 | 8,466 |
| Average Assets, quarterly | $44,304,000 | 8,414 |
| Volatile liabilities | $4,956,000 | 6,608 |
| Insider loans | $1,012,000 | 831 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,812,000 | 5,384 |
| Tier 1 (core) risk-based capital | $5,637,000 | 6,408 |
| Tier 2 risk-based capital | $355,720 | 6,807 |
| Total risk weighted assets | $28,234,420 | 7,648 |
| Total unused commitments | $3,812,000 | 5,413 |
| Derivatives | $0 | 651 |