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Citizens Independent Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$3,784,000	2,480
Total interest expense	$913,000	2,829
Net interest income	$2,871,000	2,290
Provision for loan and lease losses	$20,000	2,346
Total noninterest income	$245,000	2,663
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$77,000	2,143
Trading account gains and fees	$0	116
Additional Noninterest Income	$168,000	2,579
Total noninterest expense	$2,565,000	2,080
Salaries and employee benefits	$1,637,000	1,930
Premises and equipment expense	$448,000	1,389
Additional noninterest expense	$168,000	2,579
Pre-tax net operating income	$531,000	2,922
Securities gains (losses)	$0	665
Applicable income taxes	$134,000	1,870
Income before extraordinary items	$397,000	3,045
Extraordinary gains, net	$0	47
Net income	$397,000	3,075
Minority interest net income	$0	65
Net income of bank and minority interests.	$397,000	3,045
Net charge-offs	$5,000	1,877
Cash dividends	$2,000,000	554
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$397,000	3,064
2024-12-31 (YTD Data)		Rank
Total interest income	$15,251,000	2,452
Total interest expense	$4,065,000	2,737
Net interest income	$11,186,000	2,230
Provision for loan and lease losses	$-500,000	4,394
Total noninterest income	$1,032,000	2,687
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$312,000	2,174
Trading account gains and fees	$0	138
Additional Noninterest Income	$720,000	2,604
Total noninterest expense	$10,279,000	2,059
Salaries and employee benefits	$6,522,000	1,902
Premises and equipment expense	$1,851,000	1,318
Additional noninterest expense	$720,000	2,604
Pre-tax net operating income	$2,439,000	2,667
Securities gains (losses)	$0	940
Applicable income taxes	$626,000	1,697
Income before extraordinary items	$1,813,000	2,838
Extraordinary gains, net	$0	53
Net income	$1,813,000	2,865
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,813,000	2,838
Net charge-offs	$-148,000	4,349
Cash dividends	$1,100,000	2,149
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$1,813,000	2,851
2024-09-30 (YTD Data)		Rank
Total interest income	$11,377,000	2,440
Total interest expense	$3,003,000	2,747
Net interest income	$8,374,000	2,227
Provision for loan and lease losses	$0	3,100
Total noninterest income	$798,000	2,627
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$236,000	2,153
Trading account gains and fees	$0	139
Additional Noninterest Income	$562,000	2,537
Total noninterest expense	$7,787,000	2,026
Salaries and employee benefits	$4,992,000	1,867
Premises and equipment expense	$1,407,000	1,291
Additional noninterest expense	$562,000	2,537
Pre-tax net operating income	$1,385,000	2,971
Securities gains (losses)	$0	930
Applicable income taxes	$313,000	1,985
Income before extraordinary items	$1,072,000	3,072
Extraordinary gains, net	$0	51
Net income	$1,072,000	3,107
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,072,000	3,075
Net charge-offs	$-137,000	4,391
Cash dividends	$1,100,000	1,677
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$1,072,000	3,074
2024-06-30 (YTD Data)		Rank
Total interest income	$7,500,000	2,440
Total interest expense	$1,944,000	2,751
Net interest income	$5,556,000	2,216
Provision for loan and lease losses	$0	2,935
Total noninterest income	$511,000	2,651
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$155,000	2,147
Trading account gains and fees	$0	145
Additional Noninterest Income	$356,000	2,553
Total noninterest expense	$5,331,000	1,988
Salaries and employee benefits	$3,430,000	1,827
Premises and equipment expense	$940,000	1,290
Additional noninterest expense	$356,000	2,553
Pre-tax net operating income	$736,000	3,160
Securities gains (losses)	$0	628
Applicable income taxes	$171,000	2,074
Income before extraordinary items	$565,000	3,261
Extraordinary gains, net	$0	52
Net income	$565,000	3,299
Minority interest net income	$0	84
Net income of bank and minority interests.	$565,000	3,264
Net charge-offs	$-125,000	4,424
Cash dividends	$1,100,000	1,355
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$565,000	3,273
2024-03-31 (YTD Data)		Rank
Total interest income	$3,670,000	2,460
Total interest expense	$929,000	2,766
Net interest income	$2,741,000	2,231
Provision for loan and lease losses	$0	2,578
Total noninterest income	$252,000	2,625
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$78,000	2,129
Trading account gains and fees	$0	121
Additional Noninterest Income	$174,000	2,521
Total noninterest expense	$2,668,000	1,979
Salaries and employee benefits	$1,719,000	1,828
Premises and equipment expense	$454,000	1,337
Additional noninterest expense	$174,000	2,521
Pre-tax net operating income	$325,000	3,226
Securities gains (losses)	$0	689
Applicable income taxes	$67,000	2,174
Income before extraordinary items	$258,000	3,302
Extraordinary gains, net	$0	51
Net income	$258,000	3,338
Minority interest net income	$0	72
Net income of bank and minority interests.	$258,000	3,303
Net charge-offs	$-116,000	4,485
Cash dividends	$1,100,000	777
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$258,000	3,308
2023-12-31 (YTD Data)		Rank
Total interest income	$15,012,000	2,282
Total interest expense	$2,657,000	2,765
Net interest income	$12,355,000	2,072
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,040,000	2,694
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$327,000	2,094
Trading account gains and fees	$0	123
Additional Noninterest Income	$713,000	2,636
Total noninterest expense	$10,122,000	2,032
Salaries and employee benefits	$6,338,000	1,887
Premises and equipment expense	$1,862,000	1,303
Additional noninterest expense	$713,000	2,636
Pre-tax net operating income	$3,273,000	2,413
Securities gains (losses)	$-104,000	3,799
Applicable income taxes	$807,000	1,584
Income before extraordinary items	$2,362,000	2,609
Extraordinary gains, net	$0	54
Net income	$2,362,000	2,635
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,362,000	2,611
Net charge-offs	$-96,000	4,328
Cash dividends	$1,075,000	2,091
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,444,160	2,584
2023-09-30 (YTD Data)		Rank
Total interest income	$11,255,000	2,249
Total interest expense	$1,774,000	2,775
Net interest income	$9,481,000	2,059
Provision for loan and lease losses	$0	3,085
Total noninterest income	$779,000	2,703
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$240,000	2,126
Trading account gains and fees	$0	125
Additional Noninterest Income	$539,000	2,613
Total noninterest expense	$7,422,000	2,057
Salaries and employee benefits	$4,634,000	1,918
Premises and equipment expense	$1,399,000	1,302
Additional noninterest expense	$539,000	2,612
Pre-tax net operating income	$2,838,000	2,293
Securities gains (losses)	$-103,000	4,002
Applicable income taxes	$686,000	1,544
Income before extraordinary items	$2,049,000	2,487
Extraordinary gains, net	$0	52
Net income	$2,049,000	2,510
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,049,000	2,488
Net charge-offs	$-93,000	4,346
Cash dividends	$1,075,000	1,628
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,130,370	2,462
2023-06-30 (YTD Data)		Rank
Total interest income	$7,534,000	2,209
Total interest expense	$894,000	2,920
Net interest income	$6,640,000	2,014
Provision for loan and lease losses	$0	2,940
Total noninterest income	$504,000	2,688
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$157,000	2,136
Trading account gains and fees	$0	112
Additional Noninterest Income	$347,000	2,609
Total noninterest expense	$4,932,000	2,052
Salaries and employee benefits	$3,084,000	1,921
Premises and equipment expense	$939,000	1,279
Additional noninterest expense	$347,000	2,604
Pre-tax net operating income	$2,212,000	2,118
Securities gains (losses)	$-103,000	4,206
Applicable income taxes	$534,000	1,448
Income before extraordinary items	$1,575,000	2,353
Extraordinary gains, net	$0	51
Net income	$1,575,000	2,380
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,575,000	2,353
Net charge-offs	$-73,000	4,404
Cash dividends	$1,075,000	1,315
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,656,370	2,294
2023-03-31 (YTD Data)		Rank
Total interest income	$3,975,000	2,114
Total interest expense	$233,000	3,420
Net interest income	$3,742,000	1,840
Provision for loan and lease losses	$0	2,612
Total noninterest income	$257,000	2,652
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$81,000	2,129
Trading account gains and fees	$0	97
Additional Noninterest Income	$176,000	2,584
Total noninterest expense	$2,506,000	2,063
Salaries and employee benefits	$1,598,000	1,909
Premises and equipment expense	$464,000	1,325
Additional noninterest expense	$176,000	2,584
Pre-tax net operating income	$1,493,000	1,794
Securities gains (losses)	$0	950
Applicable income taxes	$393,000	1,177
Income before extraordinary items	$1,100,000	1,980
Extraordinary gains, net	$0	4
Net income	$1,100,000	1,980
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,100,000	1,980
Net charge-offs	$-62,000	4,486
Cash dividends	$1,075,000	764
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,100,000	2,000
2022-12-31 (YTD Data)		Rank
Total interest income	$11,611,000	2,328
Total interest expense	$341,000	3,628
Net interest income	$11,270,000	2,199
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,218,000	2,578
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$365,000	2,043
Trading account gains and fees	$0	116
Additional Noninterest Income	$853,000	2,512
Total noninterest expense	$9,647,000	2,063
Salaries and employee benefits	$6,070,000	1,936
Premises and equipment expense	$2,025,000	1,190
Additional noninterest expense	$853,000	2,512
Pre-tax net operating income	$2,841,000	2,723
Securities gains (losses)	$0	691
Applicable income taxes	$645,000	1,855
Income before extraordinary items	$2,196,000	2,835
Extraordinary gains, net	$0	5
Net income	$2,196,000	2,832
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,196,000	2,834
Net charge-offs	$-369,000	4,554
Cash dividends	$775,000	2,365
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,196,000	2,866
2022-09-30 (YTD Data)		Rank
Total interest income	$8,153,000	2,363
Total interest expense	$218,000	3,638
Net interest income	$7,935,000	2,261
Provision for loan and lease losses	$0	2,835
Total noninterest income	$870,000	2,662
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$283,000	2,028
Trading account gains and fees	$0	111
Additional Noninterest Income	$587,000	2,621
Total noninterest expense	$6,800,000	2,129
Salaries and employee benefits	$4,319,000	2,005
Premises and equipment expense	$1,480,000	1,225
Additional noninterest expense	$587,000	2,621
Pre-tax net operating income	$2,005,000	2,774
Securities gains (losses)	$0	740
Applicable income taxes	$465,000	1,881
Income before extraordinary items	$1,540,000	2,897
Extraordinary gains, net	$0	4
Net income	$1,540,000	2,895
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,540,000	2,896
Net charge-offs	$-277,000	4,547
Cash dividends	$775,000	1,868
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,540,000	2,930
2022-06-30 (YTD Data)		Rank
Total interest income	$5,083,000	2,410
Total interest expense	$158,000	3,476
Net interest income	$4,925,000	2,331
Provision for loan and lease losses	$0	2,599
Total noninterest income	$575,000	2,669
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$185,000	2,052
Trading account gains and fees	$0	108
Additional Noninterest Income	$390,000	2,665
Total noninterest expense	$4,532,000	2,119
Salaries and employee benefits	$2,877,000	2,004
Premises and equipment expense	$971,000	1,238
Additional noninterest expense	$684,000	3,228
Pre-tax net operating income	$968,000	3,050
Securities gains (losses)	$0	687
Applicable income taxes	$212,000	2,083
Income before extraordinary items	$756,000	3,122
Extraordinary gains, net	$0	4
Net income	$756,000	3,121
Minority interest net income	$0	60
Net income of bank and minority interests.	$756,000	3,122
Net charge-offs	$-186,000	4,534
Cash dividends	$775,000	1,537
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$756,000	3,150
2022-03-31 (YTD Data)		Rank
Total interest income	$2,374,000	2,461
Total interest expense	$84,000	3,396
Net interest income	$2,290,000	2,393
Provision for loan and lease losses	$0	2,285
Total noninterest income	$270,000	2,717
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$92,000	2,041
Trading account gains and fees	$0	103
Additional Noninterest Income	$178,000	2,698
Total noninterest expense	$2,252,000	2,125
Salaries and employee benefits	$1,390,000	2,032
Premises and equipment expense	$481,000	1,262
Additional noninterest expense	$381,000	3,067
Pre-tax net operating income	$308,000	3,401
Securities gains (losses)	$0	623
Applicable income taxes	$60,000	2,405
Income before extraordinary items	$248,000	3,450
Extraordinary gains, net	$0	4
Net income	$248,000	3,449
Minority interest net income	$0	50
Net income of bank and minority interests.	$248,000	3,450
Net charge-offs	$-92,000	4,537
Cash dividends	$775,000	905
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$248,000	3,475
2021-12-31 (YTD Data)		Rank
Total interest income	$10,250,000	2,434
Total interest expense	$455,000	3,296
Net interest income	$9,795,000	2,357
Provision for loan and lease losses	$-500,000	4,425
Total noninterest income	$1,330,000	2,676
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$357,000	2,002
Trading account gains and fees	$0	132
Additional Noninterest Income	$973,000	2,662
Total noninterest expense	$9,550,000	2,035
Salaries and employee benefits	$5,927,000	1,953
Premises and equipment expense	$2,305,000	1,067
Additional noninterest expense	$1,318,000	3,293
Pre-tax net operating income	$2,075,000	3,100
Securities gains (losses)	$0	2,062
Applicable income taxes	$488,000	2,113
Income before extraordinary items	$1,587,000	3,282
Extraordinary gains, net	$0	10
Net income	$1,587,000	3,281
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,587,000	3,282
Net charge-offs	$-378,000	4,679
Cash dividends	$850,000	2,370
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,587,000	3,267
2021-09-30 (YTD Data)		Rank
Total interest income	$7,771,000	2,468
Total interest expense	$356,000	3,331
Net interest income	$7,415,000	2,396
Provision for loan and lease losses	$-500,000	4,545
Total noninterest income	$929,000	2,786
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$268,000	1,999
Trading account gains and fees	$0	132
Additional Noninterest Income	$661,000	2,776
Total noninterest expense	$6,932,000	2,086
Salaries and employee benefits	$4,225,000	2,018
Premises and equipment expense	$1,770,000	1,050
Additional noninterest expense	$937,000	3,398
Pre-tax net operating income	$1,912,000	2,988
Securities gains (losses)	$0	2,015
Applicable income taxes	$470,000	2,022
Income before extraordinary items	$1,442,000	3,192
Extraordinary gains, net	$0	8
Net income	$1,442,000	3,191
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,442,000	3,192
Net charge-offs	$-260,000	4,710
Cash dividends	$850,000	1,872
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,442,000	3,168
2021-06-30 (YTD Data)		Rank
Total interest income	$5,112,000	2,481
Total interest expense	$251,000	3,333
Net interest income	$4,861,000	2,409
Provision for loan and lease losses	$0	2,862
Total noninterest income	$618,000	2,761
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$175,000	1,970
Trading account gains and fees	$0	133
Additional Noninterest Income	$443,000	2,759
Total noninterest expense	$4,581,000	2,097
Salaries and employee benefits	$2,809,000	2,009
Premises and equipment expense	$1,139,000	1,084
Additional noninterest expense	$633,000	3,373
Pre-tax net operating income	$898,000	3,391
Securities gains (losses)	$0	1,818
Applicable income taxes	$206,000	2,288
Income before extraordinary items	$692,000	3,574
Extraordinary gains, net	$0	6
Net income	$692,000	3,573
Minority interest net income	$0	67
Net income of bank and minority interests.	$692,000	3,574
Net charge-offs	$-168,000	4,719
Cash dividends	$850,000	1,512
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$692,000	3,545
2021-03-31 (YTD Data)		Rank
Total interest income	$2,546,000	2,473
Total interest expense	$137,000	3,294
Net interest income	$2,409,000	2,401
Provision for loan and lease losses	$0	2,741
Total noninterest income	$309,000	2,774
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$83,000	2,026
Trading account gains and fees	$0	127
Additional Noninterest Income	$226,000	2,727
Total noninterest expense	$2,331,000	2,055
Salaries and employee benefits	$1,440,000	1,972
Premises and equipment expense	$565,000	1,102
Additional noninterest expense	$326,000	3,290
Pre-tax net operating income	$387,000	3,528
Securities gains (losses)	$0	1,392
Applicable income taxes	$87,000	2,376
Income before extraordinary items	$300,000	3,689
Extraordinary gains, net	$0	3
Net income	$300,000	3,689
Minority interest net income	$0	55
Net income of bank and minority interests.	$300,000	3,689
Net charge-offs	$-77,000	4,711
Cash dividends	$850,000	851
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$300,000	3,662
2020-12-31 (YTD Data)		Rank
Total interest income	$11,313,000	2,332
Total interest expense	$842,000	3,182
Net interest income	$10,471,000	2,184
Provision for loan and lease losses	$0	4,319
Total noninterest income	$1,252,000	2,638
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$381,000	1,957
Trading account gains and fees	$0	133
Additional Noninterest Income	$871,000	2,608
Total noninterest expense	$9,397,000	2,032
Salaries and employee benefits	$5,816,000	1,942
Premises and equipment expense	$2,307,000	1,047
Additional noninterest expense	$1,274,000	3,318
Pre-tax net operating income	$2,326,000	2,766
Securities gains (losses)	$0	2,675
Applicable income taxes	$568,000	1,852
Income before extraordinary items	$1,758,000	2,992
Extraordinary gains, net	$0	4
Net income	$1,758,000	2,991
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,758,000	2,992
Net charge-offs	$-317,000	4,915
Cash dividends	$900,000	2,325
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,758,000	2,944
2020-09-30 (YTD Data)		Rank
Total interest income	$8,362,000	2,365
Total interest expense	$673,000	3,183
Net interest income	$7,689,000	2,212
Provision for loan and lease losses	$0	4,239
Total noninterest income	$930,000	2,611
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$291,000	1,932
Trading account gains and fees	$0	125
Additional Noninterest Income	$639,000	2,596
Total noninterest expense	$6,913,000	2,044
Salaries and employee benefits	$4,301,000	1,942
Premises and equipment expense	$1,736,000	1,043
Additional noninterest expense	$876,000	3,430
Pre-tax net operating income	$1,706,000	2,803
Securities gains (losses)	$0	2,494
Applicable income taxes	$416,000	1,846
Income before extraordinary items	$1,290,000	3,027
Extraordinary gains, net	$0	4
Net income	$1,290,000	3,026
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,290,000	3,027
Net charge-offs	$-248,000	4,930
Cash dividends	$900,000	1,790
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,290,000	2,970
2020-06-30 (YTD Data)		Rank
Total interest income	$5,641,000	2,375
Total interest expense	$479,000	3,189
Net interest income	$5,162,000	2,213
Provision for loan and lease losses	$0	4,134
Total noninterest income	$611,000	2,586
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$201,000	1,908
Trading account gains and fees	$0	123
Additional Noninterest Income	$410,000	2,592
Total noninterest expense	$4,630,000	2,033
Salaries and employee benefits	$2,871,000	1,937
Premises and equipment expense	$1,162,000	1,029
Additional noninterest expense	$597,000	3,411
Pre-tax net operating income	$1,143,000	2,754
Securities gains (losses)	$0	2,249
Applicable income taxes	$280,000	1,792
Income before extraordinary items	$863,000	2,996
Extraordinary gains, net	$0	4
Net income	$863,000	2,995
Minority interest net income	$0	65
Net income of bank and minority interests.	$863,000	2,996
Net charge-offs	$-159,000	4,957
Cash dividends	$900,000	1,420
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$863,000	2,956
2020-03-31 (YTD Data)		Rank
Total interest income	$2,827,000	2,362
Total interest expense	$252,000	3,249
Net interest income	$2,575,000	2,171
Provision for loan and lease losses	$0	3,711
Total noninterest income	$335,000	2,381
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$121,000	1,910
Trading account gains and fees	$0	106
Additional Noninterest Income	$214,000	2,358
Total noninterest expense	$2,406,000	2,008
Salaries and employee benefits	$1,484,000	1,900
Premises and equipment expense	$577,000	1,055
Additional noninterest expense	$345,000	3,207
Pre-tax net operating income	$504,000	2,771
Securities gains (losses)	$0	1,705
Applicable income taxes	$122,000	1,779
Income before extraordinary items	$382,000	2,983
Extraordinary gains, net	$0	4
Net income	$382,000	2,984
Minority interest net income	$0	56
Net income of bank and minority interests.	$382,000	2,984
Net charge-offs	$-79,000	4,934
Cash dividends	$900,000	882
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$382,000	2,966
2019-12-31 (YTD Data)		Rank
Total interest income	$11,044,000	2,413
Total interest expense	$938,000	3,392
Net interest income	$10,106,000	2,225
Provision for loan and lease losses	$-400,000	5,085
Total noninterest income	$1,462,000	2,334
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$512,000	1,899
Trading account gains and fees	$0	135
Additional Noninterest Income	$950,000	2,310
Total noninterest expense	$9,571,000	1,988
Salaries and employee benefits	$5,701,000	1,920
Premises and equipment expense	$2,465,000	992
Additional noninterest expense	$1,405,000	3,212
Pre-tax net operating income	$2,397,000	2,799
Securities gains (losses)	$0	2,379
Applicable income taxes	$581,000	1,871
Income before extraordinary items	$1,816,000	3,025
Extraordinary gains, net	$0	11
Net income	$1,816,000	3,024
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,816,000	3,026
Net charge-offs	$-38,000	4,719
Cash dividends	$570,000	2,885
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,816,000	2,993
2019-09-30 (YTD Data)		Rank
Total interest income	$8,230,000	2,454
Total interest expense	$673,000	3,480
Net interest income	$7,557,000	2,260
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,210,000	2,213
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$386,000	1,884
Trading account gains and fees	$0	129
Additional Noninterest Income	$824,000	2,136
Total noninterest expense	$7,054,000	2,013
Salaries and employee benefits	$4,246,000	1,936
Premises and equipment expense	$1,803,000	1,013
Additional noninterest expense	$1,005,000	3,320
Pre-tax net operating income	$1,713,000	2,937
Securities gains (losses)	$0	2,167
Applicable income taxes	$411,000	1,965
Income before extraordinary items	$1,302,000	3,144
Extraordinary gains, net	$0	11
Net income	$1,302,000	3,143
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,302,000	3,144
Net charge-offs	$16,000	2,802
Cash dividends	$570,000	2,375
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,302,000	3,109
2019-06-30 (YTD Data)		Rank
Total interest income	$5,341,000	2,497
Total interest expense	$416,000	3,576
Net interest income	$4,925,000	2,299
Provision for loan and lease losses	$0	3,685
Total noninterest income	$831,000	2,160
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$260,000	1,850
Trading account gains and fees	$0	131
Additional Noninterest Income	$571,000	2,061
Total noninterest expense	$4,736,000	2,021
Salaries and employee benefits	$2,818,000	1,945
Premises and equipment expense	$1,221,000	1,006
Additional noninterest expense	$697,000	3,276
Pre-tax net operating income	$1,020,000	3,072
Securities gains (losses)	$0	1,702
Applicable income taxes	$240,000	2,065
Income before extraordinary items	$780,000	3,288
Extraordinary gains, net	$0	11
Net income	$780,000	3,285
Minority interest net income	$0	69
Net income of bank and minority interests.	$780,000	3,286
Net charge-offs	$96,000	1,437
Cash dividends	$570,000	1,986
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$780,000	3,261
2019-03-31 (YTD Data)		Rank
Total interest income	$2,597,000	2,557
Total interest expense	$187,000	3,711
Net interest income	$2,410,000	2,341
Provision for loan and lease losses	$0	3,406
Total noninterest income	$322,000	2,443
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$129,000	1,854
Trading account gains and fees	$0	126
Additional Noninterest Income	$193,000	2,437
Total noninterest expense	$2,346,000	2,039
Salaries and employee benefits	$1,365,000	2,005
Premises and equipment expense	$626,000	989
Additional noninterest expense	$355,000	3,245
Pre-tax net operating income	$386,000	3,438
Securities gains (losses)	$0	1,087
Applicable income taxes	$86,000	2,269
Income before extraordinary items	$300,000	3,630
Extraordinary gains, net	$0	5
Net income	$300,000	3,629
Minority interest net income	$0	52
Net income of bank and minority interests.	$300,000	3,629
Net charge-offs	$-79,000	5,160
Cash dividends	$570,000	1,232
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$300,000	3,616
2018-12-31 (YTD Data)		Rank
Total interest income	$10,035,000	2,522
Total interest expense	$590,000	3,708
Net interest income	$9,445,000	2,350
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,496,000	2,342
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$528,000	1,899
Trading account gains and fees	$0	126
Additional Noninterest Income	$968,000	2,276
Total noninterest expense	$9,292,000	2,014
Salaries and employee benefits	$5,570,000	1,926
Premises and equipment expense	$2,409,000	1,009
Additional noninterest expense	$1,313,000	3,422
Pre-tax net operating income	$1,649,000	3,397
Securities gains (losses)	$0	1,125
Applicable income taxes	$336,000	2,301
Income before extraordinary items	$1,313,000	3,545
Extraordinary gains, net	$0	6
Net income	$1,313,000	3,542
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,313,000	3,544
Net charge-offs	$-177,000	5,153
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,313,000	3,557
2018-09-30 (YTD Data)		Rank
Total interest income	$7,374,000	2,552
Total interest expense	$446,000	3,634
Net interest income	$6,928,000	2,401
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,085,000	2,389
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$393,000	1,927
Trading account gains and fees	$0	138
Additional Noninterest Income	$692,000	2,360
Total noninterest expense	$6,848,000	2,040
Salaries and employee benefits	$4,093,000	1,956
Premises and equipment expense	$1,810,000	1,002
Additional noninterest expense	$945,000	3,512
Pre-tax net operating income	$1,165,000	3,542
Securities gains (losses)	$0	1,118
Applicable income taxes	$230,000	2,428
Income before extraordinary items	$935,000	3,676
Extraordinary gains, net	$0	5
Net income	$935,000	3,675
Minority interest net income	$0	66
Net income of bank and minority interests.	$935,000	3,675
Net charge-offs	$-70,000	5,025
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$935,000	3,682
2018-06-30 (YTD Data)		Rank
Total interest income	$4,864,000	2,564
Total interest expense	$308,000	3,516
Net interest income	$4,556,000	2,423
Provision for loan and lease losses	$0	3,782
Total noninterest income	$745,000	2,361
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$260,000	1,930
Trading account gains and fees	$0	130
Additional Noninterest Income	$485,000	2,298
Total noninterest expense	$4,579,000	2,050
Salaries and employee benefits	$2,732,000	1,960
Premises and equipment expense	$1,211,000	1,000
Additional noninterest expense	$636,000	3,503
Pre-tax net operating income	$722,000	3,638
Securities gains (losses)	$0	961
Applicable income taxes	$138,000	2,493
Income before extraordinary items	$584,000	3,768
Extraordinary gains, net	$0	6
Net income	$584,000	3,766
Minority interest net income	$0	65
Net income of bank and minority interests.	$584,000	3,767
Net charge-offs	$-1,000	3,891
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$584,000	3,770
2018-03-31 (YTD Data)		Rank
Total interest income	$2,421,000	2,554
Total interest expense	$179,000	3,260
Net interest income	$2,242,000	2,446
Provision for loan and lease losses	$0	3,508
Total noninterest income	$384,000	2,311
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$127,000	1,962
Trading account gains and fees	$0	123
Additional Noninterest Income	$257,000	2,196
Total noninterest expense	$2,338,000	2,039
Salaries and employee benefits	$1,398,000	1,954
Premises and equipment expense	$603,000	1,016
Additional noninterest expense	$337,000	3,415
Pre-tax net operating income	$288,000	3,914
Securities gains (losses)	$0	735
Applicable income taxes	$50,000	2,692
Income before extraordinary items	$238,000	3,989
Extraordinary gains, net	$0	7
Net income	$238,000	3,989
Minority interest net income	$0	52
Net income of bank and minority interests.	$238,000	3,989
Net charge-offs	$-42,000	5,196
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$238,000	3,991
2017-12-31 (YTD Data)		Rank
Total interest income	$9,845,000	2,470
Total interest expense	$884,000	2,769
Net interest income	$8,961,000	2,415
Provision for loan and lease losses	$-500,000	5,512
Total noninterest income	$1,397,000	2,496
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$461,000	2,164
Trading account gains and fees	$0	151
Additional Noninterest Income	$936,000	2,367
Total noninterest expense	$9,149,000	2,050
Salaries and employee benefits	$5,283,000	2,004
Premises and equipment expense	$2,401,000	993
Additional noninterest expense	$1,465,000	3,284
Pre-tax net operating income	$1,709,000	3,358
Securities gains (losses)	$-3,000	4,906
Applicable income taxes	$948,000	1,930
Income before extraordinary items	$758,000	4,064
Extraordinary gains, net	$0	9
Net income	$758,000	4,064
Minority interest net income	$0	76
Net income of bank and minority interests.	$758,000	4,064
Net charge-offs	$-48,000	5,131
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$759,920	4,045
2017-09-30 (YTD Data)		Rank
Total interest income	$7,323,000	2,500
Total interest expense	$658,000	2,761
Net interest income	$6,665,000	2,441
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,086,000	2,470
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$351,000	2,146
Trading account gains and fees	$0	145
Additional Noninterest Income	$735,000	2,353
Total noninterest expense	$6,866,000	2,055
Salaries and employee benefits	$3,910,000	2,038
Premises and equipment expense	$1,806,000	995
Additional noninterest expense	$1,150,000	3,193
Pre-tax net operating income	$885,000	3,937
Securities gains (losses)	$-3,000	5,250
Applicable income taxes	$192,000	2,790
Income before extraordinary items	$690,000	4,021
Extraordinary gains, net	$0	9
Net income	$690,000	4,020
Minority interest net income	$0	71
Net income of bank and minority interests.	$690,000	4,021
Net charge-offs	$-62,000	5,219
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$692,340	4,007
2017-06-30 (YTD Data)		Rank
Total interest income	$4,834,000	2,505
Total interest expense	$431,000	2,732
Net interest income	$4,403,000	2,444
Provision for loan and lease losses	$0	3,871
Total noninterest income	$701,000	2,503
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$238,000	2,112
Trading account gains and fees	$0	139
Additional Noninterest Income	$463,000	2,419
Total noninterest expense	$4,569,000	2,063
Salaries and employee benefits	$2,578,000	2,058
Premises and equipment expense	$1,210,000	992
Additional noninterest expense	$781,000	3,160
Pre-tax net operating income	$535,000	4,043
Securities gains (losses)	$0	1,906
Applicable income taxes	$110,000	2,870
Income before extraordinary items	$425,000	4,083
Extraordinary gains, net	$0	11
Net income	$425,000	4,082
Minority interest net income	$0	71
Net income of bank and minority interests.	$425,000	4,083
Net charge-offs	$-57,000	5,318
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$425,000	4,068
2017-03-31 (YTD Data)		Rank
Total interest income	$2,400,000	2,509
Total interest expense	$214,000	2,725
Net interest income	$2,186,000	2,452
Provision for loan and lease losses	$0	3,537
Total noninterest income	$352,000	2,504
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$120,000	2,094
Trading account gains and fees	$0	142
Additional Noninterest Income	$232,000	2,398
Total noninterest expense	$2,270,000	2,094
Salaries and employee benefits	$1,287,000	2,086
Premises and equipment expense	$603,000	1,005
Additional noninterest expense	$380,000	3,215
Pre-tax net operating income	$268,000	4,003
Securities gains (losses)	$0	1,153
Applicable income taxes	$58,000	2,800
Income before extraordinary items	$210,000	4,070
Extraordinary gains, net	$0	8
Net income	$210,000	4,069
Minority interest net income	$0	55
Net income of bank and minority interests.	$210,000	4,070
Net charge-offs	$20,000	1,889
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$210,000	4,052
2016-12-31 (YTD Data)		Rank
Total interest income	$9,838,000	2,434
Total interest expense	$1,038,000	2,364
Net interest income	$8,800,000	2,430
Provision for loan and lease losses	$0	4,332
Total noninterest income	$1,557,000	2,438
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$490,000	2,107
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,067,000	2,327
Total noninterest expense	$9,273,000	2,041
Salaries and employee benefits	$5,314,000	1,999
Premises and equipment expense	$2,396,000	988
Additional noninterest expense	$1,563,000	3,253
Pre-tax net operating income	$1,084,000	3,969
Securities gains (losses)	$130,000	1,152
Applicable income taxes	$298,000	2,654
Income before extraordinary items	$916,000	4,003
Extraordinary gains, net	$0	5
Net income	$916,000	4,001
Minority interest net income	$0	82
Net income of bank and minority interests.	$916,000	4,002
Net charge-offs	$-23,000	5,151
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$818,500	4,093
2016-09-30 (YTD Data)		Rank
Total interest income	$7,392,000	2,429
Total interest expense	$817,000	2,286
Net interest income	$6,575,000	2,441
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,177,000	2,433
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$378,000	2,082
Trading account gains and fees	$0	169
Additional Noninterest Income	$799,000	2,320
Total noninterest expense	$7,123,000	2,001
Salaries and employee benefits	$4,084,000	1,944
Premises and equipment expense	$1,787,000	996
Additional noninterest expense	$1,252,000	3,121
Pre-tax net operating income	$629,000	4,362
Securities gains (losses)	$130,000	1,082
Applicable income taxes	$148,000	3,005
Income before extraordinary items	$611,000	4,228
Extraordinary gains, net	$0	5
Net income	$611,000	4,227
Minority interest net income	$0	71
Net income of bank and minority interests.	$611,000	4,228
Net charge-offs	$-7,000	4,828
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$505,700	4,399
2016-06-30 (YTD Data)		Rank
Total interest income	$4,885,000	2,451
Total interest expense	$568,000	2,230
Net interest income	$4,317,000	2,472
Provision for loan and lease losses	$0	4,017
Total noninterest income	$772,000	2,434
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$251,000	2,064
Trading account gains and fees	$0	157
Additional Noninterest Income	$521,000	2,325
Total noninterest expense	$4,825,000	1,977
Salaries and employee benefits	$2,785,000	1,915
Premises and equipment expense	$1,184,000	1,007
Additional noninterest expense	$856,000	3,085
Pre-tax net operating income	$264,000	4,877
Securities gains (losses)	$130,000	806
Applicable income taxes	$46,000	3,439
Income before extraordinary items	$348,000	4,455
Extraordinary gains, net	$0	16
Net income	$348,000	4,451
Minority interest net income	$0	71
Net income of bank and minority interests.	$348,000	4,453
Net charge-offs	$1,000	3,591
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$233,600	4,833
2016-03-31 (YTD Data)		Rank
Total interest income	$2,476,000	2,422
Total interest expense	$284,000	2,232
Net interest income	$2,192,000	2,447
Provision for loan and lease losses	$0	3,656
Total noninterest income	$376,000	2,435
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$124,000	2,067
Trading account gains and fees	$0	142
Additional Noninterest Income	$252,000	2,326
Total noninterest expense	$2,457,000	1,954
Salaries and employee benefits	$1,461,000	1,837
Premises and equipment expense	$591,000	1,020
Additional noninterest expense	$405,000	3,203
Pre-tax net operating income	$111,000	4,985
Securities gains (losses)	$130,000	415
Applicable income taxes	$55,000	2,918
Income before extraordinary items	$186,000	4,341
Extraordinary gains, net	$0	12
Net income	$186,000	4,338
Minority interest net income	$0	62
Net income of bank and minority interests.	$186,000	4,340
Net charge-offs	$23,000	1,894
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$85,900	5,087
2015-12-31 (YTD Data)		Rank
Total interest income	$10,659,000	2,247
Total interest expense	$1,156,000	2,179
Net interest income	$9,503,000	2,249
Provision for loan and lease losses	$-1,250,000	6,067
Total noninterest income	$2,154,000	2,017
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$580,000	1,876
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,574,000	1,795
Total noninterest expense	$9,412,000	2,001
Salaries and employee benefits	$5,254,000	1,979
Premises and equipment expense	$2,366,000	1,014
Additional noninterest expense	$1,792,000	3,016
Pre-tax net operating income	$3,495,000	2,068
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,216,000	1,414
Income before extraordinary items	$2,279,000	2,495
Extraordinary gains, net	$0	23
Net income	$2,279,000	2,497
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,279,000	2,497
Net charge-offs	$1,645,000	453
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,279,000	2,448
2015-09-30 (YTD Data)		Rank
Total interest income	$8,056,000	2,241
Total interest expense	$870,000	2,196
Net interest income	$7,186,000	2,248
Provision for loan and lease losses	$-1,250,000	6,174
Total noninterest income	$1,509,000	2,125
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$442,000	1,872
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,067,000	1,944
Total noninterest expense	$7,027,000	2,015
Salaries and employee benefits	$3,879,000	2,005
Premises and equipment expense	$1,770,000	1,030
Additional noninterest expense	$1,378,000	2,975
Pre-tax net operating income	$2,918,000	1,945
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,031,000	1,343
Income before extraordinary items	$1,887,000	2,363
Extraordinary gains, net	$0	21
Net income	$1,887,000	2,364
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,887,000	2,364
Net charge-offs	$935,000	528
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,887,000	2,324
2015-06-30 (YTD Data)		Rank
Total interest income	$5,463,000	2,212
Total interest expense	$591,000	2,179
Net interest income	$4,872,000	2,198
Provision for loan and lease losses	$-1,250,000	6,268
Total noninterest income	$939,000	2,224
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$298,000	1,842
Trading account gains and fees	$0	157
Additional Noninterest Income	$641,000	2,079
Total noninterest expense	$4,718,000	2,020
Salaries and employee benefits	$2,591,000	2,006
Premises and equipment expense	$1,189,000	1,025
Additional noninterest expense	$938,000	2,946
Pre-tax net operating income	$2,343,000	1,671
Securities gains (losses)	$0	2,636
Applicable income taxes	$842,000	1,161
Income before extraordinary items	$1,501,000	2,047
Extraordinary gains, net	$0	22
Net income	$1,501,000	2,049
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,501,000	2,049
Net charge-offs	$1,086,000	326
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,501,000	2,001
2015-03-31 (YTD Data)		Rank
Total interest income	$2,608,000	2,297
Total interest expense	$308,000	2,126
Net interest income	$2,300,000	2,320
Provision for loan and lease losses	$-1,250,000	6,383
Total noninterest income	$404,000	2,384
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$143,000	1,883
Trading account gains and fees	$0	152
Additional Noninterest Income	$261,000	2,294
Total noninterest expense	$2,436,000	1,950
Salaries and employee benefits	$1,324,000	1,979
Premises and equipment expense	$602,000	1,015
Additional noninterest expense	$510,000	2,743
Pre-tax net operating income	$1,518,000	1,321
Securities gains (losses)	$0	2,027
Applicable income taxes	$565,000	937
Income before extraordinary items	$953,000	1,673
Extraordinary gains, net	$0	13
Net income	$953,000	1,675
Minority interest net income	$0	64
Net income of bank and minority interests.	$953,000	1,675
Net charge-offs	$227,000	661
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$953,000	1,607
2014-12-31 (YTD Data)		Rank
Total interest income	$10,740,000	2,243
Total interest expense	$1,310,000	2,108
Net interest income	$9,430,000	2,256
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,787,000	2,273
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$622,000	1,906
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,165,000	2,117
Total noninterest expense	$11,538,000	1,656
Salaries and employee benefits	$5,020,000	2,037
Premises and equipment expense	$2,359,000	1,022
Additional noninterest expense	$4,159,000	1,507
Pre-tax net operating income	$-321,000	6,261
Securities gains (losses)	$0	3,259
Applicable income taxes	$-323,000	6,349
Income before extraordinary items	$2,000	6,106
Extraordinary gains, net	$3,060,000	2
Net income	$3,062,000	1,985
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,062,000	1,984
Net charge-offs	$128,000	2,938
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,000	6,083
2014-09-30 (YTD Data)		Rank
Total interest income	$8,051,000	2,256
Total interest expense	$994,000	2,128
Net interest income	$7,057,000	2,269
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,096,000	2,574
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$464,000	1,923
Trading account gains and fees	$0	174
Additional Noninterest Income	$632,000	2,575
Total noninterest expense	$7,154,000	1,984
Salaries and employee benefits	$3,761,000	2,048
Premises and equipment expense	$1,777,000	1,028
Additional noninterest expense	$1,616,000	2,732
Pre-tax net operating income	$999,000	3,762
Securities gains (losses)	$0	2,980
Applicable income taxes	$263,000	2,576
Income before extraordinary items	$736,000	4,044
Extraordinary gains, net	$3,060,000	2
Net income	$3,796,000	1,276
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,796,000	1,277
Net charge-offs	$165,000	2,197
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$736,000	3,998
2014-06-30 (YTD Data)		Rank
Total interest income	$5,355,000	2,251
Total interest expense	$668,000	2,135
Net interest income	$4,687,000	2,266
Provision for loan and lease losses	$0	4,196
Total noninterest income	$641,000	2,735
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$313,000	1,885
Trading account gains and fees	$0	172
Additional Noninterest Income	$328,000	2,914
Total noninterest expense	$4,849,000	1,955
Salaries and employee benefits	$2,524,000	2,045
Premises and equipment expense	$1,189,000	1,027
Additional noninterest expense	$1,136,000	2,602
Pre-tax net operating income	$479,000	4,243
Securities gains (losses)	$0	2,580
Applicable income taxes	$100,000	3,006
Income before extraordinary items	$379,000	4,394
Extraordinary gains, net	$3,060,000	3
Net income	$3,439,000	952
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,439,000	952
Net charge-offs	$352,000	1,140
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$379,000	4,345
2014-03-31 (YTD Data)		Rank
Total interest income	$2,676,000	2,256
Total interest expense	$343,000	2,117
Net interest income	$2,333,000	2,261
Provision for loan and lease losses	$0	3,817
Total noninterest income	$345,000	2,602
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$157,000	1,864
Trading account gains and fees	$0	147
Additional Noninterest Income	$188,000	2,650
Total noninterest expense	$2,341,000	2,026
Salaries and employee benefits	$1,252,000	2,075
Premises and equipment expense	$603,000	1,039
Additional noninterest expense	$486,000	2,950
Pre-tax net operating income	$337,000	3,611
Securities gains (losses)	$0	1,715
Applicable income taxes	$89,000	2,458
Income before extraordinary items	$248,000	3,870
Extraordinary gains, net	$3,060,000	4
Net income	$3,308,000	488
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,308,000	490
Net charge-offs	$380,000	612
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$248,000	3,829
2013-12-31 (YTD Data)		Rank
Total interest income	$11,547,000	2,121
Total interest expense	$1,566,000	2,089
Net interest income	$9,981,000	2,091
Provision for loan and lease losses	$1,422,000	827
Total noninterest income	$2,446,000	1,871
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$674,000	1,889
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,772,000	1,653
Total noninterest expense	$9,274,000	2,035
Salaries and employee benefits	$4,802,000	2,128
Premises and equipment expense	$2,326,000	1,023
Additional noninterest expense	$2,146,000	2,828
Pre-tax net operating income	$1,731,000	3,131
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,731,000	2,872
Extraordinary gains, net	$0	29
Net income	$1,731,000	2,874
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,731,000	2,875
Net charge-offs	$3,406,000	483
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,731,000	2,820
2013-09-30 (YTD Data)		Rank
Total interest income	$8,783,000	2,112
Total interest expense	$1,193,000	2,111
Net interest income	$7,590,000	2,076
Provision for loan and lease losses	$1,351,000	696
Total noninterest income	$1,879,000	1,874
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$511,000	1,882
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,368,000	1,660
Total noninterest expense	$6,863,000	2,061
Salaries and employee benefits	$3,541,000	2,159
Premises and equipment expense	$1,746,000	1,035
Additional noninterest expense	$1,576,000	2,862
Pre-tax net operating income	$1,255,000	3,270
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,255,000	2,983
Extraordinary gains, net	$0	25
Net income	$1,255,000	2,987
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,255,000	2,987
Net charge-offs	$2,797,000	454
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,255,000	2,919
2013-06-30 (YTD Data)		Rank
Total interest income	$5,925,000	2,082
Total interest expense	$805,000	2,122
Net interest income	$5,120,000	2,048
Provision for loan and lease losses	$1,063,000	646
Total noninterest income	$1,030,000	2,190
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$344,000	1,833
Trading account gains and fees	$0	157
Additional Noninterest Income	$686,000	2,053
Total noninterest expense	$4,607,000	2,056
Salaries and employee benefits	$2,337,000	2,179
Premises and equipment expense	$1,172,000	1,022
Additional noninterest expense	$1,098,000	2,748
Pre-tax net operating income	$480,000	4,212
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$480,000	4,013
Extraordinary gains, net	$0	22
Net income	$480,000	4,015
Minority interest net income	$0	82
Net income of bank and minority interests.	$480,000	4,016
Net charge-offs	$2,742,000	350
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$480,000	3,913
2013-03-31 (YTD Data)		Rank
Total interest income	$3,148,000	1,991
Total interest expense	$407,000	2,161
Net interest income	$2,741,000	1,948
Provision for loan and lease losses	$527,000	669
Total noninterest income	$314,000	2,938
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$175,000	1,807
Trading account gains and fees	$0	148
Additional Noninterest Income	$139,000	3,290
Total noninterest expense	$2,211,000	2,152
Salaries and employee benefits	$1,125,000	2,274
Premises and equipment expense	$589,000	1,044
Additional noninterest expense	$497,000	3,003
Pre-tax net operating income	$317,000	3,704
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$317,000	3,467
Extraordinary gains, net	$0	10
Net income	$317,000	3,467
Minority interest net income	$0	76
Net income of bank and minority interests.	$317,000	3,469
Net charge-offs	$542,000	727
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$317,000	3,371
2012-12-31 (YTD Data)		Rank
Total interest income	$13,180,000	1,995
Total interest expense	$2,142,000	2,021
Net interest income	$11,038,000	1,974
Provision for loan and lease losses	$2,269,000	970
Total noninterest income	$1,237,000	2,911
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$785,000	1,719
Trading account gains and fees	$0	166
Additional Noninterest Income	$452,000	3,472
Total noninterest expense	$9,065,000	2,115
Salaries and employee benefits	$4,440,000	2,235
Premises and equipment expense	$2,258,000	1,053
Additional noninterest expense	$2,367,000	2,692
Pre-tax net operating income	$941,000	4,095
Securities gains (losses)	$-7,000	6,717
Applicable income taxes	$6,000	4,480
Income before extraordinary items	$928,000	4,036
Extraordinary gains, net	$0	29
Net income	$928,000	4,036
Minority interest net income	$0	93
Net income of bank and minority interests.	$928,000	4,038
Net charge-offs	$1,201,000	1,628
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$934,930	3,847
2012-09-30 (YTD Data)		Rank
Total interest income	$9,942,000	2,019
Total interest expense	$1,704,000	1,996
Net interest income	$8,238,000	2,017
Provision for loan and lease losses	$1,994,000	859
Total noninterest income	$859,000	3,044
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$587,000	1,744
Trading account gains and fees	$0	157
Additional Noninterest Income	$272,000	3,821
Total noninterest expense	$6,810,000	2,114
Salaries and employee benefits	$3,326,000	2,234
Premises and equipment expense	$1,705,000	1,057
Additional noninterest expense	$1,779,000	2,699
Pre-tax net operating income	$293,000	5,328
Securities gains (losses)	$-7,000	6,846
Applicable income taxes	$-6,000	6,736
Income before extraordinary items	$292,000	5,354
Extraordinary gains, net	$0	20
Net income	$292,000	5,353
Minority interest net income	$0	86
Net income of bank and minority interests.	$292,000	5,353
Net charge-offs	$844,000	1,618
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$299,000	5,132
2012-06-30 (YTD Data)		Rank
Total interest income	$6,702,000	2,007
Total interest expense	$1,239,000	1,897
Net interest income	$5,463,000	2,026
Provision for loan and lease losses	$761,000	1,336
Total noninterest income	$350,000	3,915
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$383,000	1,772
Trading account gains and fees	$0	153
Additional Noninterest Income	$-33,000	6,924
Total noninterest expense	$4,573,000	2,100
Salaries and employee benefits	$2,224,000	2,236
Premises and equipment expense	$1,140,000	1,040
Additional noninterest expense	$1,209,000	2,671
Pre-tax net operating income	$479,000	4,177
Securities gains (losses)	$-7,000	6,922
Applicable income taxes	$-6,000	6,808
Income before extraordinary items	$478,000	4,067
Extraordinary gains, net	$0	19
Net income	$478,000	4,070
Minority interest net income	$0	84
Net income of bank and minority interests.	$478,000	4,071
Net charge-offs	$430,000	1,927
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$485,000	3,843
2012-03-31 (YTD Data)		Rank
Total interest income	$3,377,000	2,001
Total interest expense	$619,000	1,985
Net interest income	$2,758,000	2,002
Provision for loan and lease losses	$215,000	1,937
Total noninterest income	$-80,000	7,196
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$188,000	1,792
Trading account gains and fees	$0	148
Additional Noninterest Income	$-268,000	7,238
Total noninterest expense	$2,239,000	2,136
Salaries and employee benefits	$1,101,000	2,259
Premises and equipment expense	$559,000	1,069
Additional noninterest expense	$579,000	2,735
Pre-tax net operating income	$224,000	4,342
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$224,000	4,185
Extraordinary gains, net	$0	19
Net income	$224,000	4,189
Minority interest net income	$0	78
Net income of bank and minority interests.	$224,000	4,189
Net charge-offs	$322,000	1,424
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$224,000	4,036
2011-12-31 (YTD Data)		Rank
Total interest income	$13,762,000	2,033
Total interest expense	$3,073,000	1,918
Net interest income	$10,689,000	2,042
Provision for loan and lease losses	$3,130,000	1,161
Total noninterest income	$966,000	3,175
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$817,000	1,758
Trading account gains and fees	$0	146
Additional Noninterest Income	$149,000	4,857
Total noninterest expense	$10,081,000	1,902
Salaries and employee benefits	$4,455,000	2,175
Premises and equipment expense	$2,359,000	1,050
Additional noninterest expense	$3,267,000	2,045
Pre-tax net operating income	$-1,556,000	6,711
Securities gains (losses)	$214,000	1,396
Applicable income taxes	$0	4,719
Income before extraordinary items	$-1,342,000	6,730
Extraordinary gains, net	$0	29
Net income	$-1,342,000	6,730
Minority interest net income	$0	96
Net income of bank and minority interests.	$-1,342,000	6,730
Net charge-offs	$2,174,000	1,480
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-1,556,000	6,739
2011-09-30 (YTD Data)		Rank
Total interest income	$10,268,000	2,063
Total interest expense	$2,320,000	1,982
Net interest income	$7,948,000	2,070
Provision for loan and lease losses	$1,557,000	1,472
Total noninterest income	$1,082,000	2,502
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$608,000	1,776
Trading account gains and fees	$0	145
Additional Noninterest Income	$474,000	2,781
Total noninterest expense	$7,227,000	1,986
Salaries and employee benefits	$3,329,000	2,182
Premises and equipment expense	$1,758,000	1,076
Additional noninterest expense	$2,140,000	2,316
Pre-tax net operating income	$246,000	5,301
Securities gains (losses)	$11,000	3,028
Applicable income taxes	$0	4,740
Income before extraordinary items	$257,000	5,246
Extraordinary gains, net	$0	21
Net income	$257,000	5,246
Minority interest net income	$0	87
Net income of bank and minority interests.	$257,000	5,246
Net charge-offs	$1,380,000	1,579
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$246,000	5,163
2011-06-30 (YTD Data)		Rank
Total interest income	$6,798,000	2,098
Total interest expense	$1,580,000	2,009
Net interest income	$5,218,000	2,096
Provision for loan and lease losses	$1,022,000	1,479
Total noninterest income	$703,000	2,535
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$391,000	1,804
Trading account gains and fees	$0	153
Additional Noninterest Income	$312,000	2,813
Total noninterest expense	$4,735,000	2,043
Salaries and employee benefits	$2,203,000	2,213
Premises and equipment expense	$1,159,000	1,098
Additional noninterest expense	$1,373,000	2,436
Pre-tax net operating income	$164,000	5,328
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$164,000	5,269
Extraordinary gains, net	$0	15
Net income	$164,000	5,268
Minority interest net income	$0	89
Net income of bank and minority interests.	$164,000	5,269
Net charge-offs	$1,234,000	1,289
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$164,000	5,177
2011-03-31 (YTD Data)		Rank
Total interest income	$3,388,000	2,111
Total interest expense	$814,000	2,028
Net interest income	$2,574,000	2,112
Provision for loan and lease losses	$594,000	1,293
Total noninterest income	$332,000	2,649
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$180,000	1,898
Trading account gains and fees	$0	158
Additional Noninterest Income	$152,000	2,879
Total noninterest expense	$2,214,000	2,181
Salaries and employee benefits	$1,069,000	2,294
Premises and equipment expense	$559,000	1,183
Additional noninterest expense	$586,000	2,766
Pre-tax net operating income	$98,000	5,163
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$98,000	5,032
Extraordinary gains, net	$0	9
Net income	$98,000	5,030
Minority interest net income	$0	86
Net income of bank and minority interests.	$98,000	5,032
Net charge-offs	$1,165,000	774
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$98,000	4,975
2010-12-31 (YTD Data)		Rank
Total interest income	$14,200,000	2,122
Total interest expense	$4,029,000	1,988
Net interest income	$10,171,000	2,153
Provision for loan and lease losses	$4,149,000	1,307
Total noninterest income	$-2,510,000	7,604
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$714,000	2,004
Trading account gains and fees	$0	175
Additional Noninterest Income	$-3,224,000	7,604
Total noninterest expense	$10,243,000	1,909
Salaries and employee benefits	$4,769,000	2,022
Premises and equipment expense	$2,300,000	1,132
Additional noninterest expense	$3,174,000	2,187
Pre-tax net operating income	$-6,731,000	7,219
Securities gains (losses)	$-199,000	7,307
Applicable income taxes	$6,000	4,320
Income before extraordinary items	$-6,936,000	7,280
Extraordinary gains, net	$0	29
Net income	$-6,936,000	7,280
Minority interest net income	$0	111
Net income of bank and minority interests.	$-6,936,000	7,280
Net charge-offs	$4,556,000	1,100
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-6,737,000	7,250
2010-09-30 (YTD Data)		Rank
Total interest income	$11,033,000	2,088
Total interest expense	$3,120,000	2,006
Net interest income	$7,913,000	2,090
Provision for loan and lease losses	$1,787,000	1,785
Total noninterest income	$903,000	2,924
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$544,000	2,043
Trading account gains and fees	$0	165
Additional Noninterest Income	$359,000	3,267
Total noninterest expense	$7,144,000	2,030
Salaries and employee benefits	$3,522,000	2,051
Premises and equipment expense	$1,729,000	1,143
Additional noninterest expense	$1,893,000	2,613
Pre-tax net operating income	$-115,000	6,180
Securities gains (losses)	$-19,000	7,258
Applicable income taxes	$5,000	4,390
Income before extraordinary items	$-139,000	6,359
Extraordinary gains, net	$0	23
Net income	$-139,000	6,360
Minority interest net income	$0	110
Net income of bank and minority interests.	$-139,000	6,359
Net charge-offs	$3,574,000	988
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-120,000	6,238
2010-06-30 (YTD Data)		Rank
Total interest income	$7,525,000	2,075
Total interest expense	$2,109,000	2,048
Net interest income	$5,416,000	2,041
Provision for loan and lease losses	$1,163,000	1,784
Total noninterest income	$570,000	2,973
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$356,000	2,071
Trading account gains and fees	$0	152
Additional Noninterest Income	$214,000	3,405
Total noninterest expense	$4,714,000	2,060
Salaries and employee benefits	$2,296,000	2,121
Premises and equipment expense	$1,152,000	1,154
Additional noninterest expense	$1,266,000	2,598
Pre-tax net operating income	$109,000	5,447
Securities gains (losses)	$-52,000	7,439
Applicable income taxes	$0	4,691
Income before extraordinary items	$57,000	5,843
Extraordinary gains, net	$0	19
Net income	$57,000	5,845
Minority interest net income	$0	105
Net income of bank and minority interests.	$57,000	5,844
Net charge-offs	$3,481,000	731
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$109,000	5,363
2010-03-31 (YTD Data)		Rank
Total interest income	$3,767,000	2,115
Total interest expense	$1,072,000	2,122
Net interest income	$2,695,000	2,069
Provision for loan and lease losses	$624,000	1,582
Total noninterest income	$352,000	2,577
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$178,000	2,065
Trading account gains and fees	$0	175
Additional Noninterest Income	$174,000	2,598
Total noninterest expense	$2,335,000	2,090
Salaries and employee benefits	$1,212,000	2,036
Premises and equipment expense	$552,000	1,233
Additional noninterest expense	$571,000	2,829
Pre-tax net operating income	$88,000	5,192
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$88,000	5,145
Extraordinary gains, net	$0	16
Net income	$88,000	5,146
Minority interest net income	$0	91
Net income of bank and minority interests.	$88,000	5,145
Net charge-offs	$3,240,000	462
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$88,000	5,019
2009-12-31 (YTD Data)		Rank
Total interest income	$15,498,000	2,172
Total interest expense	$4,740,000	2,380
Net interest income	$10,758,000	2,032
Provision for loan and lease losses	$3,839,000	1,696
Total noninterest income	$926,000	3,493
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$766,000	2,109
Trading account gains and fees	$0	211
Additional Noninterest Income	$160,000	4,987
Total noninterest expense	$10,081,000	2,005
Salaries and employee benefits	$5,204,000	1,896
Premises and equipment expense	$2,217,000	1,227
Additional noninterest expense	$2,660,000	2,605
Pre-tax net operating income	$-2,236,000	6,698
Securities gains (losses)	$97,000	2,167
Applicable income taxes	$0	4,388
Income before extraordinary items	$-2,139,000	6,795
Extraordinary gains, net	$0	34
Net income	$-2,139,000	6,793
Minority interest net income	$0	115
Net income of bank and minority interests.	$-2,139,000	6,793
Net charge-offs	$843,000	3,095
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-2,236,000	6,813
2009-09-30 (YTD Data)		Rank
Total interest income	$11,821,000	2,179
Total interest expense	$3,587,000	2,459
Net interest income	$8,234,000	2,000
Provision for loan and lease losses	$1,926,000	1,957
Total noninterest income	$1,003,000	2,814
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$575,000	2,114
Trading account gains and fees	$0	212
Additional Noninterest Income	$428,000	3,061
Total noninterest expense	$7,374,000	2,045
Salaries and employee benefits	$3,761,000	1,977
Premises and equipment expense	$1,612,000	1,279
Additional noninterest expense	$2,001,000	2,575
Pre-tax net operating income	$-63,000	5,817
Securities gains (losses)	$97,000	1,863
Applicable income taxes	$0	4,592
Income before extraordinary items	$34,000	5,639
Extraordinary gains, net	$0	27
Net income	$34,000	5,639
Minority interest net income	$0	118
Net income of bank and minority interests.	$34,000	5,639
Net charge-offs	$581,000	2,839
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-63,000	5,864
2009-06-30 (YTD Data)		Rank
Total interest income	$8,064,000	2,175
Total interest expense	$2,414,000	2,532
Net interest income	$5,650,000	1,944
Provision for loan and lease losses	$1,368,000	1,735
Total noninterest income	$652,000	2,872
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$378,000	2,117
Trading account gains and fees	$0	193
Additional Noninterest Income	$274,000	3,142
Total noninterest expense	$4,920,000	2,062
Salaries and employee benefits	$2,509,000	2,006
Premises and equipment expense	$1,094,000	1,282
Additional noninterest expense	$1,317,000	2,621
Pre-tax net operating income	$14,000	5,718
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$14,000	5,835
Extraordinary gains, net	$0	21
Net income	$14,000	5,833
Minority interest net income	$0	112
Net income of bank and minority interests.	$14,000	5,833
Net charge-offs	$438,000	2,491
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$14,000	5,742
2009-03-31 (YTD Data)		Rank
Total interest income	$4,074,000	2,182
Total interest expense	$1,234,000	2,563
Net interest income	$2,840,000	1,922
Provision for loan and lease losses	$687,000	1,490
Total noninterest income	$315,000	2,931
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$186,000	2,090
Trading account gains and fees	$0	171
Additional Noninterest Income	$129,000	3,218
Total noninterest expense	$2,402,000	2,055
Salaries and employee benefits	$1,277,000	2,014
Premises and equipment expense	$554,000	1,291
Additional noninterest expense	$571,000	2,675
Pre-tax net operating income	$66,000	5,421
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$66,000	5,453
Extraordinary gains, net	$0	15
Net income	$66,000	5,457
Minority interest net income	$0	102
Net income of bank and minority interests.	$66,000	5,456
Net charge-offs	$52,000	3,501
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$66,000	5,277
2008-12-31 (YTD Data)		Rank
Total interest income	$17,192,000	2,202
Total interest expense	$6,314,000	2,408
Net interest income	$10,878,000	2,040
Provision for loan and lease losses	$3,068,000	1,367
Total noninterest income	$1,395,000	2,765
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$777,000	2,178
Trading account gains and fees	$0	154
Additional Noninterest Income	$618,000	2,849
Total noninterest expense	$9,342,000	2,061
Salaries and employee benefits	$5,110,000	1,968
Premises and equipment expense	$2,222,000	1,226
Additional noninterest expense	$2,010,000	2,861
Pre-tax net operating income	$-137,000	6,490
Securities gains (losses)	$283,000	572
Applicable income taxes	$5,000	4,660
Income before extraordinary items	$141,000	5,710
Extraordinary gains, net	$0	39
Net income	$141,000	5,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,291,000	941
Cash dividends	$700,000	2,846
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-133,510	6,550
2008-09-30 (YTD Data)		Rank
Total interest income	$13,091,000	2,224
Total interest expense	$4,908,000	2,413
Net interest income	$8,183,000	2,045
Provision for loan and lease losses	$2,025,000	1,178
Total noninterest income	$1,057,000	2,790
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$591,000	2,178
Trading account gains and fees	$0	148
Additional Noninterest Income	$466,000	2,926
Total noninterest expense	$6,992,000	2,052
Salaries and employee benefits	$3,957,000	1,955
Premises and equipment expense	$1,665,000	1,233
Additional noninterest expense	$1,370,000	2,997
Pre-tax net operating income	$223,000	5,950
Securities gains (losses)	$283,000	486
Applicable income taxes	$5,000	5,028
Income before extraordinary items	$501,000	4,451
Extraordinary gains, net	$0	31
Net income	$501,000	4,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,149,000	624
Cash dividends	$700,000	2,266
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$220,830	5,767
2008-06-30 (YTD Data)		Rank
Total interest income	$8,903,000	2,209
Total interest expense	$3,363,000	2,444
Net interest income	$5,540,000	2,015
Provision for loan and lease losses	$1,729,000	864
Total noninterest income	$695,000	2,855
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$392,000	2,164
Trading account gains and fees	$0	149
Additional Noninterest Income	$303,000	2,999
Total noninterest expense	$4,602,000	2,093
Salaries and employee benefits	$2,654,000	1,960
Premises and equipment expense	$1,105,000	1,241
Additional noninterest expense	$843,000	3,202
Pre-tax net operating income	$-96,000	7,184
Securities gains (losses)	$248,000	524
Applicable income taxes	$0	5,627
Income before extraordinary items	$152,000	5,954
Extraordinary gains, net	$0	21
Net income	$152,000	5,952
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$512,000	1,293
Cash dividends	$700,000	1,851
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-96,000	7,216
2008-03-31 (YTD Data)		Rank
Total interest income	$4,598,000	2,195
Total interest expense	$1,822,000	2,432
Net interest income	$2,776,000	2,006
Provision for loan and lease losses	$519,000	983
Total noninterest income	$350,000	2,832
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$193,000	2,136
Trading account gains and fees	$0	158
Additional Noninterest Income	$157,000	2,962
Total noninterest expense	$2,466,000	1,939
Salaries and employee benefits	$1,465,000	1,799
Premises and equipment expense	$557,000	1,233
Additional noninterest expense	$444,000	3,011
Pre-tax net operating income	$141,000	5,546
Securities gains (losses)	$132,000	596
Applicable income taxes	$0	5,622
Income before extraordinary items	$273,000	4,011
Extraordinary gains, net	$0	15
Net income	$273,000	4,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	2,807
Cash dividends	$700,000	1,018
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$141,000	5,214
2007-12-31 (YTD Data)		Rank
Total interest income	$18,792,000	2,195
Total interest expense	$7,691,000	2,402
Net interest income	$11,101,000	2,043
Provision for loan and lease losses	$2,325,000	747
Total noninterest income	$1,153,000	3,216
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$686,000	2,403
Trading account gains and fees	$0	178
Additional Noninterest Income	$467,000	3,435
Total noninterest expense	$9,641,000	1,923
Salaries and employee benefits	$5,717,000	1,768
Premises and equipment expense	$2,136,000	1,242
Additional noninterest expense	$1,788,000	2,944
Pre-tax net operating income	$288,000	6,634
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$5,000	5,774
Income before extraordinary items	$282,000	6,499
Extraordinary gains, net	$0	39
Net income	$282,000	6,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$328,000	2,178
Cash dividends	$1,300,000	2,213
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$282,980	6,476
2007-09-30 (YTD Data)		Rank
Total interest income	$14,193,000	2,179
Total interest expense	$5,774,000	2,396
Net interest income	$8,419,000	2,039
Provision for loan and lease losses	$623,000	1,318
Total noninterest income	$869,000	3,209
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$510,000	2,407
Trading account gains and fees	$0	184
Additional Noninterest Income	$359,000	3,411
Total noninterest expense	$7,361,000	1,861
Salaries and employee benefits	$4,460,000	1,691
Premises and equipment expense	$1,571,000	1,263
Additional noninterest expense	$1,330,000	2,914
Pre-tax net operating income	$1,304,000	3,773
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$5,000	5,890
Income before extraordinary items	$1,298,000	3,288
Extraordinary gains, net	$0	33
Net income	$1,298,000	3,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$247,000	1,700
Cash dividends	$1,300,000	1,670
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,299,000	3,267
2007-06-30 (YTD Data)		Rank
Total interest income	$9,318,000	2,233
Total interest expense	$3,724,000	2,473
Net interest income	$5,594,000	2,075
Provision for loan and lease losses	$338,000	1,406
Total noninterest income	$588,000	3,191
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$338,000	2,412
Trading account gains and fees	$0	168
Additional Noninterest Income	$250,000	3,344
Total noninterest expense	$4,983,000	1,854
Salaries and employee benefits	$3,041,000	1,689
Premises and equipment expense	$1,023,000	1,309
Additional noninterest expense	$919,000	2,825
Pre-tax net operating income	$861,000	3,860
Securities gains (losses)	$1,000	1,305
Applicable income taxes	$5,000	5,893
Income before extraordinary items	$857,000	3,366
Extraordinary gains, net	$0	29
Net income	$857,000	3,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	1,892
Cash dividends	$1,300,000	1,244
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$856,010	3,349
2007-03-31 (YTD Data)		Rank
Total interest income	$4,545,000	2,280
Total interest expense	$1,771,000	2,581
Net interest income	$2,774,000	2,095
Provision for loan and lease losses	$190,000	1,217
Total noninterest income	$284,000	3,229
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$158,000	2,498
Trading account gains and fees	$0	195
Additional Noninterest Income	$126,000	3,324
Total noninterest expense	$2,513,000	1,835
Salaries and employee benefits	$1,546,000	1,687
Premises and equipment expense	$529,000	1,276
Additional noninterest expense	$438,000	2,931
Pre-tax net operating income	$355,000	4,275
Securities gains (losses)	$1,000	1,055
Applicable income taxes	$5,000	5,693
Income before extraordinary items	$351,000	3,812
Extraordinary gains, net	$0	22
Net income	$351,000	3,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	1,469
Cash dividends	$1,300,000	650
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$350,010	3,803
2006-12-31 (YTD Data)		Rank
Total interest income	$16,619,000	2,347
Total interest expense	$5,717,000	2,697
Net interest income	$10,902,000	2,132
Provision for loan and lease losses	$650,000	1,503
Total noninterest income	$1,149,000	3,216
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$757,000	2,221
Trading account gains and fees	$0	130
Additional Noninterest Income	$392,000	3,773
Total noninterest expense	$9,701,000	1,843
Salaries and employee benefits	$5,752,000	1,691
Premises and equipment expense	$2,199,000	1,163
Additional noninterest expense	$1,750,000	2,891
Pre-tax net operating income	$1,700,000	4,013
Securities gains (losses)	$-44,000	7,894
Applicable income taxes	$5,000	6,317
Income before extraordinary items	$1,651,000	3,553
Extraordinary gains, net	$0	51
Net income	$1,651,000	3,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$504,000	1,170
Cash dividends	$100,000	5,417
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,695,000	3,477
2006-09-30 (YTD Data)		Rank
Total interest income	$12,192,000	2,379
Total interest expense	$4,058,000	2,744
Net interest income	$8,134,000	2,154
Provision for loan and lease losses	$605,000	1,199
Total noninterest income	$881,000	3,182
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$577,000	2,197
Trading account gains and fees	$0	126
Additional Noninterest Income	$304,000	3,713
Total noninterest expense	$7,134,000	1,865
Salaries and employee benefits	$4,150,000	1,766
Premises and equipment expense	$1,656,000	1,166
Additional noninterest expense	$1,328,000	2,851
Pre-tax net operating income	$1,276,000	4,151
Securities gains (losses)	$-51,000	8,182
Applicable income taxes	$5,000	6,397
Income before extraordinary items	$1,220,000	3,701
Extraordinary gains, net	$0	45
Net income	$1,220,000	3,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$448,000	882
Cash dividends	$100,000	4,724
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,271,000	3,583
2006-06-30 (YTD Data)		Rank
Total interest income	$7,795,000	2,427
Total interest expense	$2,506,000	2,816
Net interest income	$5,289,000	2,208
Provision for loan and lease losses	$321,000	1,385
Total noninterest income	$580,000	3,189
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$383,000	2,179
Trading account gains and fees	$0	126
Additional Noninterest Income	$197,000	3,774
Total noninterest expense	$4,778,000	1,858
Salaries and employee benefits	$2,824,000	1,739
Premises and equipment expense	$1,126,000	1,138
Additional noninterest expense	$828,000	3,045
Pre-tax net operating income	$770,000	4,411
Securities gains (losses)	$-45,000	8,343
Applicable income taxes	$0	6,706
Income before extraordinary items	$725,000	3,987
Extraordinary gains, net	$0	39
Net income	$725,000	3,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$330,000	777
Cash dividends	$100,000	4,336
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$770,000	3,826
2006-03-31 (YTD Data)		Rank
Total interest income	$3,733,000	2,476
Total interest expense	$1,183,000	2,836
Net interest income	$2,550,000	2,283
Provision for loan and lease losses	$171,000	1,287
Total noninterest income	$276,000	3,254
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$177,000	2,257
Trading account gains and fees	$0	115
Additional Noninterest Income	$99,000	3,720
Total noninterest expense	$2,331,000	1,912
Salaries and employee benefits	$1,366,000	1,810
Premises and equipment expense	$563,000	1,137
Additional noninterest expense	$402,000	3,102
Pre-tax net operating income	$324,000	4,771
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$324,000	4,224
Extraordinary gains, net	$0	21
Net income	$324,000	4,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	1,533
Cash dividends	$100,000	3,061
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$324,000	4,207
2005-12-31 (YTD Data)		Rank
Total interest income	$12,861,000	2,564
Total interest expense	$3,338,000	3,062
Net interest income	$9,523,000	2,322
Provision for loan and lease losses	$563,000	1,733
Total noninterest income	$2,173,000	2,084
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$792,000	2,124
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,381,000	1,774
Total noninterest expense	$9,228,000	1,837
Salaries and employee benefits	$5,463,000	1,715
Premises and equipment expense	$2,144,000	1,137
Additional noninterest expense	$1,621,000	3,046
Pre-tax net operating income	$1,905,000	3,809
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$1,905,000	3,218
Extraordinary gains, net	$0	46
Net income	$1,905,000	3,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	2,096
Cash dividends	$100,000	5,466
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,905,000	3,184
2005-09-30 (YTD Data)		Rank
Total interest income	$9,376,000	2,571
Total interest expense	$2,328,000	3,098
Net interest income	$7,048,000	2,328
Provision for loan and lease losses	$452,000	1,532
Total noninterest income	$1,844,000	1,897
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$590,000	2,134
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,254,000	1,539
Total noninterest expense	$7,010,000	1,796
Salaries and employee benefits	$4,178,000	1,656
Premises and equipment expense	$1,585,000	1,146
Additional noninterest expense	$1,247,000	2,945
Pre-tax net operating income	$1,430,000	3,886
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$1,430,000	3,248
Extraordinary gains, net	$0	35
Net income	$1,430,000	3,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	2,001
Cash dividends	$100,000	4,657
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,430,000	3,213
2005-06-30 (YTD Data)		Rank
Total interest income	$6,050,000	2,585
Total interest expense	$1,386,000	3,253
Net interest income	$4,664,000	2,320
Provision for loan and lease losses	$294,000	1,592
Total noninterest income	$963,000	2,241
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$381,000	2,154
Trading account gains and fees	$0	116
Additional Noninterest Income	$582,000	1,970
Total noninterest expense	$4,498,000	1,842
Salaries and employee benefits	$2,740,000	1,674
Premises and equipment expense	$938,000	1,280
Additional noninterest expense	$820,000	2,956
Pre-tax net operating income	$835,000	4,183
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$835,000	3,543
Extraordinary gains, net	$0	30
Net income	$835,000	3,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	2,666
Cash dividends	$100,000	4,233
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$835,000	3,492
2005-03-31 (YTD Data)		Rank
Total interest income	$2,892,000	2,658
Total interest expense	$615,000	3,447
Net interest income	$2,277,000	2,362
Provision for loan and lease losses	$116,000	1,844
Total noninterest income	$458,000	2,270
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$180,000	2,198
Trading account gains and fees	$0	115
Additional Noninterest Income	$278,000	1,985
Total noninterest expense	$2,178,000	1,902
Salaries and employee benefits	$1,357,000	1,699
Premises and equipment expense	$404,000	1,498
Additional noninterest expense	$417,000	2,912
Pre-tax net operating income	$441,000	4,017
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$441,000	3,369
Extraordinary gains, net	$0	24
Net income	$441,000	3,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	1,912
Cash dividends	$100,000	2,899
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$441,000	3,334
2004-12-31 (YTD Data)		Rank
Total interest income	$10,631,000	2,666
Total interest expense	$1,867,000	3,850
Net interest income	$8,764,000	2,330
Provision for loan and lease losses	$307,000	2,864
Total noninterest income	$2,994,000	1,611
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$854,000	2,014
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,140,000	1,259
Total noninterest expense	$9,978,000	1,628
Salaries and employee benefits	$5,234,000	1,688
Premises and equipment expense	$1,844,000	1,236
Additional noninterest expense	$2,900,000	1,684
Pre-tax net operating income	$1,473,000	4,289
Securities gains (losses)	$28,000	2,163
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,501,000	3,643
Extraordinary gains, net	$0	34
Net income	$1,501,000	3,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	2,018
Cash dividends	$200,000	4,847
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,473,000	3,624
2004-09-30 (YTD Data)		Rank
Total interest income	$7,848,000	2,685
Total interest expense	$1,345,000	3,937
Net interest income	$6,503,000	2,317
Provision for loan and lease losses	$207,000	2,929
Total noninterest income	$2,260,000	1,609
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$642,000	2,035
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,618,000	1,253
Total noninterest expense	$7,458,000	1,630
Salaries and employee benefits	$4,013,000	1,647
Premises and equipment expense	$1,254,000	1,380
Additional noninterest expense	$2,191,000	1,652
Pre-tax net operating income	$1,098,000	4,384
Securities gains (losses)	$28,000	2,085
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,126,000	3,710
Extraordinary gains, net	$0	26
Net income	$1,126,000	3,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$289,000	1,479
Cash dividends	$200,000	3,963
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,098,000	3,700
2004-06-30 (YTD Data)		Rank
Total interest income	$5,231,000	2,676
Total interest expense	$868,000	4,034
Net interest income	$4,363,000	2,290
Provision for loan and lease losses	$198,000	2,237
Total noninterest income	$1,501,000	1,590
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$432,000	1,993
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,069,000	1,258
Total noninterest expense	$4,988,000	1,623
Salaries and employee benefits	$2,689,000	1,642
Premises and equipment expense	$842,000	1,368
Additional noninterest expense	$1,457,000	1,653
Pre-tax net operating income	$678,000	4,524
Securities gains (losses)	$28,000	1,835
Applicable income taxes	$0	7,214
Income before extraordinary items	$706,000	3,827
Extraordinary gains, net	$0	21
Net income	$706,000	3,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$265,000	1,131
Cash dividends	$200,000	3,418
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$678,000	3,842
2004-03-31 (YTD Data)		Rank
Total interest income	$2,587,000	2,699
Total interest expense	$441,000	4,034
Net interest income	$2,146,000	2,322
Provision for loan and lease losses	$96,000	2,191
Total noninterest income	$682,000	1,700
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$217,000	1,928
Trading account gains and fees	$0	121
Additional Noninterest Income	$465,000	1,366
Total noninterest expense	$2,426,000	1,681
Salaries and employee benefits	$1,303,000	1,706
Premises and equipment expense	$414,000	1,414
Additional noninterest expense	$709,000	1,678
Pre-tax net operating income	$306,000	4,767
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$306,000	4,219
Extraordinary gains, net	$0	16
Net income	$306,000	4,218
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	1,471
Cash dividends	$200,000	2,144
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$306,000	4,096
2003-12-31 (YTD Data)		Rank
Total interest income	$10,468,000	2,701
Total interest expense	$2,310,000	3,563
Net interest income	$8,158,000	2,389
Provision for loan and lease losses	$318,000	3,034
Total noninterest income	$2,841,000	1,767
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$918,000	1,881
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,923,000	1,509
Total noninterest expense	$9,297,000	1,718
Salaries and employee benefits	$5,064,000	1,699
Premises and equipment expense	$1,615,000	1,407
Additional noninterest expense	$2,618,000	1,841
Pre-tax net operating income	$1,384,000	4,338
Securities gains (losses)	$62,000	2,314
Applicable income taxes	$5,000	7,192
Income before extraordinary items	$1,441,000	3,651
Extraordinary gains, net	$0	54
Net income	$1,441,000	3,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	2,706
Cash dividends	$100,000	5,525
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,379,000	3,616
2003-09-30 (YTD Data)		Rank
Total interest income	$7,868,000	2,736
Total interest expense	$1,818,000	3,532
Net interest income	$6,050,000	2,425
Provision for loan and lease losses	$155,000	3,838
Total noninterest income	$2,127,000	1,813
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$683,000	1,893
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,444,000	1,575
Total noninterest expense	$7,045,000	1,711
Salaries and employee benefits	$3,820,000	1,700
Premises and equipment expense	$1,200,000	1,428
Additional noninterest expense	$2,025,000	1,785
Pre-tax net operating income	$977,000	4,604
Securities gains (losses)	$62,000	2,133
Applicable income taxes	$5,000	7,232
Income before extraordinary items	$1,034,000	3,907
Extraordinary gains, net	$0	40
Net income	$1,034,000	3,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,801
Cash dividends	$100,000	4,694
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$972,000	3,881
2003-06-30 (YTD Data)		Rank
Total interest income	$5,299,000	2,738
Total interest expense	$1,290,000	3,461
Net interest income	$4,009,000	2,424
Provision for loan and lease losses	$64,000	4,631
Total noninterest income	$1,424,000	1,795
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$463,000	1,827
Trading account gains and fees	$0	150
Additional Noninterest Income	$961,000	1,564
Total noninterest expense	$4,779,000	1,685
Salaries and employee benefits	$2,627,000	1,628
Premises and equipment expense	$790,000	1,451
Additional noninterest expense	$1,362,000	1,764
Pre-tax net operating income	$590,000	4,879
Securities gains (losses)	$62,000	1,873
Applicable income taxes	$5,000	7,181
Income before extraordinary items	$647,000	4,077
Extraordinary gains, net	$0	30
Net income	$647,000	4,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,920
Cash dividends	$100,000	4,223
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$585,620	4,160
2003-03-31 (YTD Data)		Rank
Total interest income	$2,719,000	2,689
Total interest expense	$658,000	3,479
Net interest income	$2,061,000	2,355
Provision for loan and lease losses	$18,000	5,381
Total noninterest income	$660,000	1,865
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$224,000	1,823
Trading account gains and fees	$0	134
Additional Noninterest Income	$436,000	1,629
Total noninterest expense	$2,374,000	1,681
Salaries and employee benefits	$1,321,000	1,610
Premises and equipment expense	$395,000	1,469
Additional noninterest expense	$658,000	1,788
Pre-tax net operating income	$329,000	4,554
Securities gains (losses)	$0	2,891
Applicable income taxes	$5,000	6,893
Income before extraordinary items	$324,000	4,028
Extraordinary gains, net	$0	21
Net income	$324,000	4,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-43,000	9,080
Cash dividends	$100,000	2,874
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$324,000	3,837
2002-12-31 (YTD Data)		Rank
Total interest income	$11,706,000	2,613
Total interest expense	$3,582,000	3,028
Net interest income	$8,124,000	2,366
Provision for loan and lease losses	$545,000	2,239
Total noninterest income	$2,431,000	1,834
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$874,000	1,844
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,557,000	1,602
Total noninterest expense	$8,969,000	1,695
Salaries and employee benefits	$4,898,000	1,645
Premises and equipment expense	$1,645,000	1,334
Additional noninterest expense	$2,426,000	1,903
Pre-tax net operating income	$1,041,000	5,101
Securities gains (losses)	$-7,000	8,862
Applicable income taxes	$0	7,681
Income before extraordinary items	$1,034,000	4,508
Extraordinary gains, net	$0	70
Net income	$1,034,000	4,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$589,000	1,458
Cash dividends	$100,000	5,540
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,041,000	4,377
2001-12-31 (YTD Data)		Rank
Total interest income	$13,531,000	2,527
Total interest expense	$4,983,000	3,164
Net interest income	$8,548,000	2,089
Provision for loan and lease losses	$202,000	4,102
Total noninterest income	$2,209,000	1,861
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$798,000	1,904
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,411,000	1,607
Total noninterest expense	$8,713,000	1,667
Salaries and employee benefits	$4,758,000	1,587
Premises and equipment expense	$1,664,000	1,287
Additional noninterest expense	$2,291,000	1,963
Pre-tax net operating income	$1,842,000	3,372
Securities gains (losses)	$49,000	2,369
Applicable income taxes	$190,000	5,119
Income before extraordinary items	$1,701,000	2,931
Extraordinary gains, net	$0	105
Net income	$1,701,000	2,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	3,883
Cash dividends	$200,000	4,983
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,656,900	2,890
2000-12-31 (YTD Data)		Rank
Total interest income	$12,945,000	2,685
Total interest expense	$4,944,000	3,358
Net interest income	$8,001,000	2,224
Provision for loan and lease losses	$41,000	6,834
Total noninterest income	$1,875,000	1,970
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$674,000	2,058
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,201,000	1,652
Total noninterest expense	$7,757,000	1,801
Salaries and employee benefits	$4,225,000	1,695
Premises and equipment expense	$1,441,000	1,444
Additional noninterest expense	$2,091,000	2,081
Pre-tax net operating income	$2,078,000	3,226
Securities gains (losses)	$6,000	1,308
Applicable income taxes	$309,000	4,537
Income before extraordinary items	$1,775,000	2,828
Extraordinary gains, net	$0	38
Net income	$1,775,000	2,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	2,244
Cash dividends	$600,000	3,185
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,769,900	2,832
1999-12-31 (YTD Data)		Rank
Total interest income	$11,318,000	2,854
Total interest expense	$3,766,000	3,776
Net interest income	$7,552,000	2,336
Provision for loan and lease losses	$384,000	2,178
Total noninterest income	$1,784,000	2,009
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$697,000	1,909
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,087,000	1,758
Total noninterest expense	$6,947,000	1,974
Salaries and employee benefits	$3,989,000	1,729
Premises and equipment expense	$1,130,000	1,808
Additional noninterest expense	$1,828,000	2,385
Pre-tax net operating income	$2,005,000	3,340
Securities gains (losses)	$-52,000	9,801
Applicable income taxes	$234,000	5,357
Income before extraordinary items	$1,719,000	2,913
Extraordinary gains, net	$0	35
Net income	$1,719,000	2,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$340,000	1,649
Cash dividends	$1,547,000	1,647
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,764,760	2,825
1998-12-31 (YTD Data)		Rank
Total interest income	$11,063,000	2,917
Total interest expense	$3,675,000	3,957
Net interest income	$7,388,000	2,308
Provision for loan and lease losses	$381,000	2,145
Total noninterest income	$1,506,000	2,261
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$674,000	1,896
Trading account gains and fees	$0	224
Additional Noninterest Income	$832,000	2,105
Total noninterest expense	$6,667,000	1,964
Salaries and employee benefits	$3,738,000	1,778
Premises and equipment expense	$1,110,000	1,773
Additional noninterest expense	$1,819,000	2,292
Pre-tax net operating income	$1,846,000	3,559
Securities gains (losses)	$-49,000	10,365
Applicable income taxes	$544,000	3,635
Income before extraordinary items	$1,253,000	3,787
Extraordinary gains, net	$0	32
Net income	$1,253,000	3,786
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$297,000	1,872
Cash dividends	$770,000	2,669
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,287,300	3,636
1997-12-31 (YTD Data)		Rank
Total interest income	$10,331,000	3,140
Total interest expense	$3,213,000	4,437
Net interest income	$7,118,000	2,441
Provision for loan and lease losses	$493,000	1,798
Total noninterest income	$1,461,000	2,250
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$714,000	1,819
Trading account gains and fees	$0	239
Additional Noninterest Income	$747,000	2,123
Total noninterest expense	$6,286,000	2,059
Salaries and employee benefits	$3,461,000	1,896
Premises and equipment expense	$1,094,000	1,815
Additional noninterest expense	$1,731,000	2,390
Pre-tax net operating income	$1,800,000	3,862
Securities gains (losses)	$-19,000	10,340
Applicable income taxes	$623,000	3,557
Income before extraordinary items	$1,158,000	4,179
Extraordinary gains, net	$0	44
Net income	$1,158,000	4,178
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$408,000	1,569
Cash dividends	$525,000	3,359
Sale, conversion, retirement of capital stock, net	$-475,000	10,837
Net operating income	$1,170,350	4,079
1996-12-31 (YTD Data)		Rank
Total interest income	$10,163,000	3,232
Total interest expense	$3,559,000	4,132
Net interest income	$6,604,000	2,683
Provision for loan and lease losses	$264,000	2,852
Total noninterest income	$1,468,000	2,326
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$781,000	1,720
Trading account gains and fees	$0	262
Additional Noninterest Income	$687,000	2,330
Total noninterest expense	$5,749,000	2,393
Salaries and employee benefits	$3,208,000	2,078
Premises and equipment expense	$1,071,000	1,882
Additional noninterest expense	$1,470,000	3,178
Pre-tax net operating income	$2,059,000	3,350
Securities gains (losses)	$-343,000	11,350
Applicable income taxes	$654,000	3,346
Income before extraordinary items	$1,062,000	4,267
Extraordinary gains, net	$0	53
Net income	$1,062,000	4,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$311,000	2,022
Cash dividends	$450,000	3,623
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,281,520	3,614
1995-12-31 (YTD Data)		Rank
Total interest income	$10,362,000	3,200
Total interest expense	$4,584,000	3,264
Net interest income	$5,778,000	3,075
Provision for loan and lease losses	$652,000	1,264
Total noninterest income	$1,770,000	2,029
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$775,000	1,756
Trading account gains and fees	$0	522
Additional Noninterest Income	$995,000	1,808
Total noninterest expense	$5,320,000	2,552
Salaries and employee benefits	$2,832,000	2,338
Premises and equipment expense	$1,057,000	1,928
Additional noninterest expense	$1,431,000	3,213
Pre-tax net operating income	$1,576,000	4,278
Securities gains (losses)	$-147,000	11,612
Applicable income taxes	$526,000	4,034
Income before extraordinary items	$903,000	4,979
Extraordinary gains, net	$0	65
Net income	$903,000	4,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$545,000	1,306
Cash dividends	$600,000	2,907
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$997,080	4,615
1994-12-31 (YTD Data)		Rank
Total interest income	$10,427,000	2,918
Total interest expense	$3,650,000	3,337
Net interest income	$6,777,000	2,672
Provision for loan and lease losses	$-36,000	11,932
Total noninterest income	$1,359,000	2,482
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$814,000	1,661
Trading account gains and fees	$0	475
Additional Noninterest Income	$545,000	2,783
Total noninterest expense	$5,681,000	2,471
Salaries and employee benefits	$2,806,000	2,387
Premises and equipment expense	$1,052,000	1,934
Additional noninterest expense	$1,823,000	2,794
Pre-tax net operating income	$2,491,000	2,839
Securities gains (losses)	$-114,000	11,627
Applicable income taxes	$950,000	2,352
Income before extraordinary items	$1,427,000	3,310
Extraordinary gains, net	$0	249
Net income	$1,427,000	3,325
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	2,843
Cash dividends	$500,000	3,161
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,499,960	3,203
1993-12-31 (YTD Data)		Rank
Total interest income	$9,778,000	3,158
Total interest expense	$2,833,000	4,328
Net interest income	$6,945,000	2,601
Provision for loan and lease losses	$92,000	5,973
Total noninterest income	$1,357,000	2,642
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$829,000	1,659
Trading account gains and fees	$0	532
Additional Noninterest Income	$528,000	3,148
Total noninterest expense	$5,697,000	2,512
Salaries and employee benefits	$2,650,000	2,506
Premises and equipment expense	$1,032,000	1,992
Additional noninterest expense	$2,015,000	2,717
Pre-tax net operating income	$2,513,000	2,696
Securities gains (losses)	$97,000	2,547
Applicable income taxes	$1,015,000	2,221
Income before extraordinary items	$1,595,000	3,063
Extraordinary gains, net	$0	3,149
Net income	$1,595,000	3,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$619,000	1,551
Cash dividends	$500,000	3,045
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,532,920	3,004
1992-12-31 (YTD Data)		Rank
Total interest income	$10,461,000	3,337
Total interest expense	$3,378,000	4,684
Net interest income	$7,083,000	2,561
Provision for loan and lease losses	$738,000	2,283
Total noninterest income	$1,380,000	2,548
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$830,000	1,645
Trading account gains and fees	$0	504
Additional Noninterest Income	$550,000	3,000
Total noninterest expense	$5,310,000	2,713
Salaries and employee benefits	$2,482,000	2,621
Premises and equipment expense	$967,000	2,162
Additional noninterest expense	$1,861,000	2,981
Pre-tax net operating income	$2,415,000	2,580
Securities gains (losses)	$71,000	3,566
Applicable income taxes	$973,000	2,162
Income before extraordinary items	$1,513,000	3,056
Extraordinary gains, net	$0	1,422
Net income	$1,513,000	3,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,140,000	1,437
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,467,560	2,904

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.