Home > Citizens Home Bank > Income and Expense
Citizens Home Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 4,874 |
| Total interest expense | $1,439,000 | 4,413 |
| Net interest income | $2,611,000 | 5,046 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $372,000 | 5,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $314,000 | 3,455 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,825 |
| Total noninterest expense | $1,788,000 | 5,497 |
| Salaries and employee benefits | $989,000 | 5,455 |
| Premises and equipment expense | $215,000 | 5,855 |
| Additional noninterest expense | $584,000 | 5,207 |
| Pre-tax net operating income | $1,195,000 | 4,308 |
| Securities gains (losses) | $19,000 | 1,247 |
| Applicable income taxes | $214,000 | 4,312 |
| Income before extraordinary items | $1,000,000 | 4,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,000,000 | 4,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,120 |
| Cash dividends | $433,000 | 3,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $984,420 | 4,157 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 4,921 |
| Total interest expense | $918,000 | 4,390 |
| Net interest income | $1,692,000 | 5,126 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $271,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $207,000 | 3,431 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $64,000 | 6,019 |
| Total noninterest expense | $1,153,000 | 5,600 |
| Salaries and employee benefits | $657,000 | 5,447 |
| Premises and equipment expense | $168,000 | 5,393 |
| Additional noninterest expense | $328,000 | 5,731 |
| Pre-tax net operating income | $810,000 | 4,265 |
| Securities gains (losses) | $17,000 | 1,160 |
| Applicable income taxes | $254,000 | 3,383 |
| Income before extraordinary items | $573,000 | 4,544 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $573,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $275,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $561,270 | 4,543 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 4,962 |
| Total interest expense | $446,000 | 4,360 |
| Net interest income | $836,000 | 5,202 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $558,000 | 5,739 |
| Salaries and employee benefits | $321,000 | 5,578 |
| Premises and equipment expense | $81,000 | 5,528 |
| Additional noninterest expense | $156,000 | 5,872 |
| Pre-tax net operating income | $411,000 | 4,197 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $253,000 | 2,254 |
| Income before extraordinary items | $163,000 | 5,916 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $163,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $130,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $159,800 | 5,932 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 4,776 |
| Total interest expense | $1,707,000 | 4,132 |
| Net interest income | $3,395,000 | 5,008 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $441,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $345,000 | 3,974 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $96,000 | 6,495 |
| Total noninterest expense | $3,062,000 | 4,598 |
| Salaries and employee benefits | $1,403,000 | 5,164 |
| Premises and equipment expense | $416,000 | 4,638 |
| Additional noninterest expense | $1,243,000 | 3,639 |
| Pre-tax net operating income | $774,000 | 5,872 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $470,000 | 3,449 |
| Income before extraordinary items | $316,000 | 7,161 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $316,000 | 7,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $5,677,000 | 556 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $308,320 | 7,133 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 4,751 |
| Total interest expense | $1,285,000 | 4,074 |
| Net interest income | $2,554,000 | 4,989 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $298,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $229,000 | 4,307 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 6,565 |
| Total noninterest expense | $2,537,000 | 4,258 |
| Salaries and employee benefits | $1,115,000 | 4,933 |
| Premises and equipment expense | $339,000 | 4,382 |
| Additional noninterest expense | $1,083,000 | 3,193 |
| Pre-tax net operating income | $315,000 | 7,127 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $201,000 | 4,423 |
| Income before extraordinary items | $114,000 | 7,995 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $114,000 | 7,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $5,516,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $114,000 | 7,943 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 4,745 |
| Total interest expense | $863,000 | 4,051 |
| Net interest income | $1,704,000 | 4,981 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $190,000 | 5,938 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $141,000 | 4,478 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 6,460 |
| Total noninterest expense | $1,435,000 | 4,790 |
| Salaries and employee benefits | $764,000 | 4,874 |
| Premises and equipment expense | $265,000 | 3,895 |
| Additional noninterest expense | $406,000 | 5,014 |
| Pre-tax net operating income | $459,000 | 5,522 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $147,000 | 4,284 |
| Income before extraordinary items | $314,000 | 5,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 5,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $312,640 | 5,855 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 4,785 |
| Total interest expense | $439,000 | 4,048 |
| Net interest income | $839,000 | 5,038 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $100,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 4,450 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $717,000 | 4,841 |
| Salaries and employee benefits | $382,000 | 4,895 |
| Premises and equipment expense | $134,000 | 3,902 |
| Additional noninterest expense | $201,000 | 5,064 |
| Pre-tax net operating income | $222,000 | 5,585 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $68,000 | 4,390 |
| Income before extraordinary items | $156,000 | 5,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $156,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $154,600 | 5,818 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 4,713 |
| Total interest expense | $2,160,000 | 3,775 |
| Net interest income | $3,119,000 | 5,188 |
| Provision for loan and lease losses | $38,000 | 6,576 |
| Total noninterest income | $359,000 | 6,206 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $292,000 | 4,363 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $67,000 | 7,177 |
| Total noninterest expense | $2,867,000 | 4,753 |
| Salaries and employee benefits | $1,520,000 | 4,803 |
| Premises and equipment expense | $493,000 | 4,108 |
| Additional noninterest expense | $854,000 | 4,824 |
| Pre-tax net operating income | $573,000 | 6,437 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $195,000 | 4,963 |
| Income before extraordinary items | $383,000 | 6,892 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $383,000 | 6,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,873 |
| Cash dividends | $29,000 | 6,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $379,700 | 6,751 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 4,748 |
| Total interest expense | $1,696,000 | 3,741 |
| Net interest income | $2,285,000 | 5,271 |
| Provision for loan and lease losses | $38,000 | 6,187 |
| Total noninterest income | $275,000 | 6,197 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $221,000 | 4,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,104 |
| Total noninterest expense | $2,164,000 | 4,717 |
| Salaries and employee benefits | $1,142,000 | 4,791 |
| Premises and equipment expense | $379,000 | 4,021 |
| Additional noninterest expense | $643,000 | 4,765 |
| Pre-tax net operating income | $358,000 | 6,913 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $128,000 | 5,296 |
| Income before extraordinary items | $233,000 | 7,380 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $233,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,301 |
| Cash dividends | $29,000 | 5,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $231,050 | 7,225 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,693,000 | 4,724 |
| Total interest expense | $1,192,000 | 3,685 |
| Net interest income | $1,501,000 | 5,326 |
| Provision for loan and lease losses | $14,000 | 6,643 |
| Total noninterest income | $191,000 | 6,106 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $146,000 | 4,360 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $1,487,000 | 4,621 |
| Salaries and employee benefits | $782,000 | 4,685 |
| Premises and equipment expense | $261,000 | 3,912 |
| Additional noninterest expense | $444,000 | 4,638 |
| Pre-tax net operating income | $191,000 | 7,278 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $78,000 | 5,441 |
| Income before extraordinary items | $116,000 | 7,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $116,000 | 7,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,809 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $114,080 | 7,634 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 4,619 |
| Total interest expense | $622,000 | 3,638 |
| Net interest income | $781,000 | 5,179 |
| Provision for loan and lease losses | $14,000 | 5,838 |
| Total noninterest income | $117,000 | 5,510 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $73,000 | 4,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 5,509 |
| Total noninterest expense | $779,000 | 4,451 |
| Salaries and employee benefits | $388,000 | 4,714 |
| Premises and equipment expense | $164,000 | 3,248 |
| Additional noninterest expense | $227,000 | 4,542 |
| Pre-tax net operating income | $105,000 | 7,111 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $37,000 | 5,499 |
| Income before extraordinary items | $69,000 | 7,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $68,350 | 7,376 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 4,335 |
| Total interest expense | $3,033,000 | 3,507 |
| Net interest income | $3,407,000 | 4,842 |
| Provision for loan and lease losses | $187,000 | 4,494 |
| Total noninterest income | $233,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $296,000 | 4,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-63,000 | 9,319 |
| Total noninterest expense | $2,958,000 | 4,506 |
| Salaries and employee benefits | $1,571,000 | 4,518 |
| Premises and equipment expense | $366,000 | 4,955 |
| Additional noninterest expense | $1,021,000 | 4,112 |
| Pre-tax net operating income | $495,000 | 6,775 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $131,000 | 5,691 |
| Income before extraordinary items | $366,000 | 7,004 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $366,000 | 7,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,353 |
| Cash dividends | $28,000 | 6,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $364,520 | 6,883 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,176,000 | 3,949 |
| Total interest expense | $4,436,000 | 3,502 |
| Net interest income | $3,740,000 | 4,354 |
| Provision for loan and lease losses | $122,000 | 5,165 |
| Total noninterest income | $310,000 | 6,331 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $342,000 | 3,827 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-32,000 | 9,593 |
| Total noninterest expense | $2,646,000 | 4,772 |
| Salaries and employee benefits | $1,405,000 | 4,742 |
| Premises and equipment expense | $350,000 | 5,032 |
| Additional noninterest expense | $891,000 | 4,441 |
| Pre-tax net operating income | $1,282,000 | 4,264 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $418,000 | 3,651 |
| Income before extraordinary items | $864,000 | 4,672 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $864,000 | 4,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,857 |
| Cash dividends | $27,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $864,000 | 4,561 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,812,000 | 4,214 |
| Total interest expense | $4,522,000 | 3,606 |
| Net interest income | $3,290,000 | 4,832 |
| Provision for loan and lease losses | $515,000 | 1,825 |
| Total noninterest income | $339,000 | 5,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 6,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 4,305 |
| Total noninterest expense | $2,448,000 | 4,936 |
| Salaries and employee benefits | $1,243,000 | 5,072 |
| Premises and equipment expense | $368,000 | 4,774 |
| Additional noninterest expense | $837,000 | 4,587 |
| Pre-tax net operating income | $666,000 | 6,358 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $180,000 | 5,605 |
| Income before extraordinary items | $486,000 | 6,397 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $486,000 | 6,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,080 |
| Cash dividends | $26,000 | 6,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $486,000 | 6,409 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 4,816 |
| Total interest expense | $3,343,000 | 4,206 |
| Net interest income | $2,906,000 | 5,287 |
| Provision for loan and lease losses | $95,000 | 5,363 |
| Total noninterest income | $239,000 | 7,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,245 |
| Total noninterest expense | $2,113,000 | 5,474 |
| Salaries and employee benefits | $1,087,000 | 5,547 |
| Premises and equipment expense | $295,000 | 5,509 |
| Additional noninterest expense | $731,000 | 5,103 |
| Pre-tax net operating income | $937,000 | 5,499 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $250,000 | 5,204 |
| Income before extraordinary items | $681,000 | 5,539 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $681,000 | 5,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $25,000 | 6,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $685,380 | 5,486 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,450,000 | 5,341 |
| Total interest expense | $2,926,000 | 4,829 |
| Net interest income | $2,524,000 | 5,821 |
| Provision for loan and lease losses | $101,000 | 5,074 |
| Total noninterest income | $221,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,471 |
| Total noninterest expense | $1,634,000 | 6,351 |
| Salaries and employee benefits | $866,000 | 6,374 |
| Premises and equipment expense | $189,000 | 6,883 |
| Additional noninterest expense | $579,000 | 5,887 |
| Pre-tax net operating income | $1,010,000 | 5,378 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $285,000 | 5,310 |
| Income before extraordinary items | $725,000 | 5,504 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $725,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $24,000 | 7,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $725,000 | 5,394 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 6,344 |
| Total interest expense | $2,212,000 | 5,862 |
| Net interest income | $2,139,000 | 6,644 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $169,000 | 8,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,329 |
| Total noninterest expense | $1,379,000 | 7,095 |
| Salaries and employee benefits | $728,000 | 7,150 |
| Premises and equipment expense | $118,000 | 8,544 |
| Additional noninterest expense | $533,000 | 6,250 |
| Pre-tax net operating income | $839,000 | 6,367 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $205,000 | 6,812 |
| Income before extraordinary items | $635,000 | 6,190 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $635,000 | 6,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $23,000 | 7,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $634,240 | 6,142 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 7,026 |
| Total interest expense | $1,976,000 | 6,455 |
| Net interest income | $1,851,000 | 7,463 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $139,000 | 9,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,512 |
| Total noninterest expense | $1,026,000 | 8,577 |
| Salaries and employee benefits | $521,000 | 8,704 |
| Premises and equipment expense | $128,000 | 8,584 |
| Additional noninterest expense | $377,000 | 8,080 |
| Pre-tax net operating income | $963,000 | 5,864 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $265,000 | 6,241 |
| Income before extraordinary items | $698,000 | 5,770 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $698,000 | 5,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $21,000 | 8,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $698,000 | 5,710 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 7,584 |
| Total interest expense | $1,816,000 | 6,855 |
| Net interest income | $1,666,000 | 8,104 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $125,000 | 9,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,981 |
| Total noninterest expense | $814,000 | 9,713 |
| Salaries and employee benefits | $429,000 | 9,704 |
| Premises and equipment expense | $27,000 | 11,683 |
| Additional noninterest expense | $358,000 | 8,613 |
| Pre-tax net operating income | $957,000 | 6,168 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $236,000 | 6,858 |
| Income before extraordinary items | $723,000 | 5,850 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $723,000 | 5,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $21,000 | 8,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $721,500 | 5,838 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 7,818 |
| Total interest expense | $1,505,000 | 6,874 |
| Net interest income | $1,653,000 | 8,443 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $114,000 | 10,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $825,000 | 10,112 |
| Salaries and employee benefits | $407,000 | 10,227 |
| Premises and equipment expense | $33,000 | 12,157 |
| Additional noninterest expense | $385,000 | 8,974 |
| Pre-tax net operating income | $934,000 | 6,241 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $211,000 | 7,166 |
| Income before extraordinary items | $723,000 | 5,786 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $723,000 | 5,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $723,000 | 5,858 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 8,115 |
| Total interest expense | $1,541,000 | 7,075 |
| Net interest income | $1,598,000 | 8,803 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $92,000 | 11,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 13,212 |
| Total noninterest expense | $793,000 | 10,700 |
| Salaries and employee benefits | $383,000 | 10,808 |
| Premises and equipment expense | $30,000 | 12,856 |
| Additional noninterest expense | $380,000 | 9,477 |
| Pre-tax net operating income | $897,000 | 6,360 |
| Securities gains (losses) | $59,000 | 3,175 |
| Applicable income taxes | $262,000 | 6,617 |
| Income before extraordinary items | $694,000 | 6,154 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $694,000 | 6,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $19,000 | 8,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $650,930 | 6,180 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 8,616 |
| Total interest expense | $1,669,000 | 7,983 |
| Net interest income | $1,544,000 | 9,136 |
| Provision for loan and lease losses | $17,000 | 10,772 |
| Total noninterest income | $103,000 | 11,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $826,000 | 10,878 |
| Salaries and employee benefits | $356,000 | 11,380 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $427,000 | 9,235 |
| Pre-tax net operating income | $804,000 | 6,543 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $179,000 | 7,994 |
| Income before extraordinary items | $654,000 | 6,205 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $654,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $18,000 | 8,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $631,090 | 6,009 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.