Home > Citizens Home Bank > Assets and Liabilities
Citizens Home Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 45 | 3,655 |
| Assets and Liabilities | ||
| Total Assets: | $106,851,000 | 4,725 |
| Cash and due from depository institutions | $3,769,000 | 3,655 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $37,840,000 | 2,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $59,781,000 | 5,105 |
| Loan loss allowance | $721,000 | 5,054 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,999,000 | 3,388 |
| Other real estate owned | $146,000 | 3,655 |
| Goodwill and other intangibles | $1,022,000 | 1,656 |
| All other assets | $1,294,000 | 6,104 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $106,851,000 | 4,725 |
| Total liabilities | $96,772,000 | 4,674 |
| Total deposits | $89,256,000 | 4,649 |
| Interest-bearing deposits | $80,858,000 | 4,384 |
| Deposits held in domestic offices | $89,256,000 | 4,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,750,000 | 2,114 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,500,000 | 3,876 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $266,000 | 6,693 |
| Total equity capital | $10,079,000 | 5,119 |
| Total bank equity capital | $10,079,000 | 5,119 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $9,536,000 | 2,285 |
| Undivided profits | $443,000 | 7,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $853,000 | 3,926 |
| Earning assets | $97,621,000 | 4,731 |
| Long-term assets (5+ years) | $13,111,000 | 4,142 |
| Average Assets, year-to-date | $107,466,500 | 4,602 |
| Average Assets, quarterly | $106,607,500 | 4,692 |
| Volatile liabilities | $18,490,000 | 4,601 |
| Insider loans | $261,000 | 6,360 |
| FHLB advances | $4,500,000 | 3,712 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $3,983,000 | 6,372 |
| Tier 1 (core) risk-based capital | $8,778,000 | 5,487 |
| Tier 2 risk-based capital | $721,000 | 4,763 |
| Total risk weighted assets | $63,933,000 | 5,061 |
| Total unused commitments | $3,983,000 | 6,372 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 46 | 3,596 |
| Assets and Liabilities | ||
| Total Assets: | $106,364,000 | 4,679 |
| Cash and due from depository institutions | $2,345,000 | 3,596 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $39,165,000 | 2,893 |
| Federal funds sold & reverse repurchase agreements | $3,186,000 | 2,821 |
| Net loans & leases | $56,353,000 | 5,203 |
| Loan loss allowance | $704,000 | 5,064 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,912,000 | 3,399 |
| Other real estate owned | $170,000 | 3,596 |
| Goodwill and other intangibles | $1,101,000 | 1,596 |
| All other assets | $1,132,000 | 6,257 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $106,364,000 | 4,679 |
| Total liabilities | $96,206,000 | 4,637 |
| Total deposits | $95,822,000 | 4,356 |
| Interest-bearing deposits | $86,238,000 | 4,146 |
| Deposits held in domestic offices | $95,822,000 | 4,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $384,000 | 5,557 |
| Total equity capital | $10,158,000 | 5,052 |
| Total bank equity capital | $10,158,000 | 5,052 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $9,536,000 | 2,245 |
| Undivided profits | $522,000 | 7,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 7,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $869,000 | 3,582 |
| Earning assets | $98,704,000 | 4,647 |
| Long-term assets (5+ years) | $21,382,000 | 3,228 |
| Average Assets, year-to-date | $107,671,670 | 4,580 |
| Average Assets, quarterly | $106,695,000 | 4,636 |
| Volatile liabilities | $12,797,000 | 5,350 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $1,423,000 | 7,715 |
| Tier 1 (core) risk-based capital | $8,988,000 | 5,333 |
| Tier 2 risk-based capital | $704,000 | 4,794 |
| Total risk weighted assets | $60,672,000 | 5,142 |
| Total unused commitments | $1,423,000 | 7,716 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 46 | 3,571 |
| Assets and Liabilities | ||
| Total Assets: | $107,026,000 | 4,677 |
| Cash and due from depository institutions | $2,087,000 | 3,571 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $38,363,000 | 2,984 |
| Federal funds sold & reverse repurchase agreements | $4,293,000 | 2,617 |
| Net loans & leases | $57,150,000 | 5,148 |
| Loan loss allowance | $704,000 | 5,096 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,761,000 | 3,511 |
| Other real estate owned | $232,000 | 3,571 |
| Goodwill and other intangibles | $1,101,000 | 1,591 |
| All other assets | $1,039,000 | 6,484 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $107,026,000 | 4,677 |
| Total liabilities | $97,839,000 | 4,588 |
| Total deposits | $97,483,000 | 4,320 |
| Interest-bearing deposits | $88,482,000 | 4,100 |
| Deposits held in domestic offices | $97,483,000 | 4,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $356,000 | 5,619 |
| Total equity capital | $9,187,000 | 5,291 |
| Total bank equity capital | $9,187,000 | 5,291 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $9,536,000 | 2,196 |
| Undivided profits | $-449,000 | 8,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 7,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $780,000 | 3,795 |
| Earning assets | $99,806,000 | 4,625 |
| Long-term assets (5+ years) | $26,296,000 | 2,897 |
| Average Assets, year-to-date | $108,325,500 | 4,599 |
| Average Assets, quarterly | $108,325,500 | 4,599 |
| Volatile liabilities | $14,130,000 | 5,025 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,737,000 | 7,553 |
| Tier 1 (core) risk-based capital | $8,723,000 | 5,392 |
| Tier 2 risk-based capital | $704,000 | 4,807 |
| Total risk weighted assets | $60,790,000 | 5,121 |
| Total unused commitments | $1,737,000 | 7,557 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $109,625,000 | 4,583 |
| Cash and due from depository institutions | $2,423,000 | 3,788 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $39,350,000 | 2,939 |
| Federal funds sold & reverse repurchase agreements | $3,847,000 | 2,735 |
| Net loans & leases | $58,642,000 | 5,049 |
| Loan loss allowance | $704,000 | 5,070 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,669,000 | 3,563 |
| Other real estate owned | $279,000 | 3,788 |
| Goodwill and other intangibles | $1,101,000 | 1,579 |
| All other assets | $1,314,000 | 5,885 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $109,625,000 | 4,583 |
| Total liabilities | $99,747,000 | 4,523 |
| Total deposits | $99,350,000 | 4,254 |
| Interest-bearing deposits | $89,428,000 | 4,035 |
| Deposits held in domestic offices | $99,350,000 | 4,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $397,000 | 5,311 |
| Total equity capital | $9,878,000 | 5,045 |
| Total bank equity capital | $9,878,000 | 5,045 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $9,536,000 | 2,156 |
| Undivided profits | $413,000 | 7,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 6,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $909,000 | 3,329 |
| Earning assets | $101,839,000 | 4,546 |
| Long-term assets (5+ years) | $32,890,000 | 2,532 |
| Average Assets, year-to-date | $113,359,000 | 4,338 |
| Average Assets, quarterly | $110,475,500 | 4,512 |
| Volatile liabilities | $13,376,000 | 5,101 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $1,904,000 | 7,371 |
| Tier 1 (core) risk-based capital | $8,690,000 | 5,361 |
| Tier 2 risk-based capital | $704,000 | 4,785 |
| Total risk weighted assets | $62,186,000 | 5,030 |
| Total unused commitments | $1,904,000 | 7,375 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $111,326,000 | 4,488 |
| Cash and due from depository institutions | $3,109,000 | 3,788 |
| Interest-bearing balances | $292,000 | 4,104 |
| Securities | $42,178,000 | 2,776 |
| Federal funds sold & reverse repurchase agreements | $2,507,000 | 3,243 |
| Net loans & leases | $58,283,000 | 5,041 |
| Loan loss allowance | $709,000 | 5,048 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,700,000 | 3,501 |
| Other real estate owned | $323,000 | 3,788 |
| Goodwill and other intangibles | $1,068,000 | 1,579 |
| All other assets | $1,158,000 | 6,222 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $111,326,000 | 4,488 |
| Total liabilities | $101,388,000 | 4,421 |
| Total deposits | $101,201,000 | 4,127 |
| Interest-bearing deposits | $92,126,000 | 3,909 |
| Deposits held in domestic offices | $101,201,000 | 4,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $187,000 | 7,234 |
| Total equity capital | $9,938,000 | 5,009 |
| Total bank equity capital | $9,938,000 | 5,009 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $9,536,000 | 2,116 |
| Undivided profits | $302,000 | 8,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 6,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $848,000 | 3,667 |
| Earning assets | $103,260,000 | 4,456 |
| Long-term assets (5+ years) | $35,226,000 | 2,449 |
| Average Assets, year-to-date | $114,292,500 | 4,319 |
| Average Assets, quarterly | $112,956,000 | 4,395 |
| Volatile liabilities | $13,542,000 | 5,065 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,383,000 | 7,072 |
| Tier 1 (core) risk-based capital | $8,682,000 | 5,329 |
| Tier 2 risk-based capital | $709,000 | 4,733 |
| Total risk weighted assets | $72,795,000 | 4,553 |
| Total unused commitments | $2,383,000 | 7,078 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 46 | 3,612 |
| Assets and Liabilities | ||
| Total Assets: | $114,586,000 | 4,381 |
| Cash and due from depository institutions | $3,064,000 | 3,612 |
| Interest-bearing balances | $291,000 | 4,150 |
| Securities | $41,603,000 | 2,848 |
| Federal funds sold & reverse repurchase agreements | $8,195,000 | 1,315 |
| Net loans & leases | $58,042,000 | 5,009 |
| Loan loss allowance | $703,000 | 5,067 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,929,000 | 4,317 |
| Other real estate owned | $214,000 | 3,612 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,539,000 | 5,488 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $114,586,000 | 4,381 |
| Total liabilities | $101,750,000 | 4,408 |
| Total deposits | $101,540,000 | 4,114 |
| Interest-bearing deposits | $93,322,000 | 3,860 |
| Deposits held in domestic offices | $101,540,000 | 4,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $210,000 | 6,703 |
| Total equity capital | $12,836,000 | 4,008 |
| Total bank equity capital | $12,836,000 | 4,008 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $1,800,000 | 5,739 |
| Undivided profits | $10,936,000 | 2,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,289,000 | 2,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $883,000 | 3,294 |
| Earning assets | $108,131,000 | 4,297 |
| Long-term assets (5+ years) | $37,660,000 | 2,385 |
| Average Assets, year-to-date | $115,281,330 | 4,313 |
| Average Assets, quarterly | $115,616,500 | 4,344 |
| Volatile liabilities | $14,559,000 | 4,828 |
| Insider loans | $7,000 | 8,088 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $2,209,000 | 7,245 |
| Tier 1 (core) risk-based capital | $13,470,000 | 3,794 |
| Tier 2 risk-based capital | $703,000 | 4,741 |
| Total risk weighted assets | $61,753,000 | 5,002 |
| Total unused commitments | $2,209,000 | 7,250 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 50 | 3,340 |
| Assets and Liabilities | ||
| Total Assets: | $116,647,000 | 4,312 |
| Cash and due from depository institutions | $2,718,000 | 3,340 |
| Interest-bearing balances | $291,000 | 4,320 |
| Securities | $36,905,000 | 3,127 |
| Federal funds sold & reverse repurchase agreements | $15,165,000 | 947 |
| Net loans & leases | $58,731,000 | 4,918 |
| Loan loss allowance | $710,000 | 5,001 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,930,000 | 4,290 |
| Other real estate owned | $193,000 | 3,340 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,005,000 | 6,403 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $116,647,000 | 4,312 |
| Total liabilities | $103,143,000 | 4,356 |
| Total deposits | $102,887,000 | 4,085 |
| Interest-bearing deposits | $94,163,000 | 3,838 |
| Deposits held in domestic offices | $102,887,000 | 4,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $256,000 | 6,550 |
| Total equity capital | $13,504,000 | 3,947 |
| Total bank equity capital | $13,504,000 | 3,947 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $1,800,000 | 5,732 |
| Undivided profits | $11,604,000 | 2,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 3,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $850,000 | 3,355 |
| Earning assets | $111,092,000 | 4,203 |
| Long-term assets (5+ years) | $35,405,000 | 2,446 |
| Average Assets, year-to-date | $115,629,000 | 4,316 |
| Average Assets, quarterly | $115,629,000 | 4,316 |
| Volatile liabilities | $14,295,000 | 4,768 |
| Insider loans | $7,000 | 8,090 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,780,000 | 6,970 |
| Tier 1 (core) risk-based capital | $13,312,000 | 3,794 |
| Tier 2 risk-based capital | $710,000 | 4,674 |
| Total risk weighted assets | $61,964,000 | 4,945 |
| Total unused commitments | $2,780,000 | 6,975 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 50 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $114,611,000 | 4,353 |
| Cash and due from depository institutions | $3,463,000 | 3,363 |
| Interest-bearing balances | $291,000 | 4,223 |
| Securities | $37,395,000 | 3,149 |
| Federal funds sold & reverse repurchase agreements | $8,830,000 | 1,352 |
| Net loans & leases | $61,358,000 | 4,786 |
| Loan loss allowance | $713,000 | 4,980 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,982,000 | 4,211 |
| Other real estate owned | $297,000 | 3,363 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,286,000 | 5,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,611,000 | 4,353 |
| Total liabilities | $101,665,000 | 4,389 |
| Total deposits | $101,441,000 | 4,107 |
| Interest-bearing deposits | $91,134,000 | 3,912 |
| Deposits held in domestic offices | $101,441,000 | 4,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $224,000 | 6,777 |
| Total equity capital | $12,946,000 | 4,009 |
| Total bank equity capital | $12,946,000 | 4,009 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $1,800,000 | 5,738 |
| Undivided profits | $11,046,000 | 2,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,103,000 | 2,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $922,000 | 3,232 |
| Earning assets | $107,874,000 | 4,272 |
| Long-term assets (5+ years) | $32,649,000 | 2,615 |
| Average Assets, year-to-date | $116,525,400 | 4,186 |
| Average Assets, quarterly | $115,255,500 | 4,304 |
| Volatile liabilities | $12,702,000 | 5,070 |
| Insider loans | $7,000 | 8,147 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,165,000 | 7,237 |
| Tier 1 (core) risk-based capital | $13,157,000 | 3,801 |
| Tier 2 risk-based capital | $713,000 | 4,666 |
| Total risk weighted assets | $63,685,000 | 4,877 |
| Total unused commitments | $2,165,000 | 7,239 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 49 | 3,447 |
| Assets and Liabilities | ||
| Total Assets: | $115,900,000 | 4,298 |
| Cash and due from depository institutions | $3,280,000 | 3,447 |
| Interest-bearing balances | $291,000 | 4,350 |
| Securities | $38,729,000 | 3,010 |
| Federal funds sold & reverse repurchase agreements | $10,569,000 | 1,356 |
| Net loans & leases | $59,968,000 | 4,836 |
| Loan loss allowance | $728,000 | 4,926 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,037,000 | 4,126 |
| Other real estate owned | $116,000 | 3,447 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,201,000 | 6,081 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,900,000 | 4,298 |
| Total liabilities | $103,073,000 | 4,314 |
| Total deposits | $102,819,000 | 4,053 |
| Interest-bearing deposits | $94,035,000 | 3,821 |
| Deposits held in domestic offices | $102,819,000 | 4,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $254,000 | 6,802 |
| Total equity capital | $12,827,000 | 4,028 |
| Total bank equity capital | $12,827,000 | 4,028 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $1,750,000 | 5,802 |
| Undivided profits | $10,977,000 | 2,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $901,000 | 3,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $862,000 | 3,600 |
| Earning assets | $109,557,000 | 4,195 |
| Long-term assets (5+ years) | $34,588,000 | 2,512 |
| Average Assets, year-to-date | $117,004,000 | 4,182 |
| Average Assets, quarterly | $117,004,500 | 4,251 |
| Volatile liabilities | $15,795,000 | 4,484 |
| Insider loans | $7,000 | 8,206 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,140,000 | 7,280 |
| Tier 1 (core) risk-based capital | $13,007,000 | 3,826 |
| Tier 2 risk-based capital | $728,000 | 4,609 |
| Total risk weighted assets | $62,394,000 | 4,919 |
| Total unused commitments | $2,140,000 | 7,288 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 51 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $118,109,000 | 4,228 |
| Cash and due from depository institutions | $3,626,000 | 3,334 |
| Interest-bearing balances | $291,000 | 4,457 |
| Securities | $29,401,000 | 3,605 |
| Federal funds sold & reverse repurchase agreements | $23,375,000 | 657 |
| Net loans & leases | $58,553,000 | 4,890 |
| Loan loss allowance | $715,000 | 4,936 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,069,000 | 4,053 |
| Other real estate owned | $226,000 | 3,334 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $859,000 | 6,865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,109,000 | 4,228 |
| Total liabilities | $104,984,000 | 4,260 |
| Total deposits | $104,725,000 | 3,995 |
| Interest-bearing deposits | $96,171,000 | 3,758 |
| Deposits held in domestic offices | $104,725,000 | 3,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $259,000 | 6,845 |
| Total equity capital | $13,125,000 | 3,950 |
| Total bank equity capital | $13,125,000 | 3,950 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $1,750,000 | 5,796 |
| Undivided profits | $11,275,000 | 2,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $680,000 | 3,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $712,000 | 4,097 |
| Earning assets | $111,620,000 | 4,115 |
| Long-term assets (5+ years) | $19,007,000 | 3,543 |
| Average Assets, year-to-date | $117,372,000 | 4,178 |
| Average Assets, quarterly | $118,494,500 | 4,180 |
| Volatile liabilities | $16,274,000 | 4,347 |
| Insider loans | $7,000 | 8,255 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,212,000 | 7,230 |
| Tier 1 (core) risk-based capital | $12,919,000 | 3,777 |
| Tier 2 risk-based capital | $715,000 | 4,615 |
| Total risk weighted assets | $61,415,000 | 4,937 |
| Total unused commitments | $2,212,000 | 7,241 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 50 | 3,347 |
| Assets and Liabilities | ||
| Total Assets: | $118,880,000 | 4,164 |
| Cash and due from depository institutions | $2,896,000 | 3,347 |
| Interest-bearing balances | $388,000 | 4,093 |
| Securities | $39,458,000 | 2,869 |
| Federal funds sold & reverse repurchase agreements | $13,275,000 | 1,231 |
| Net loans & leases | $59,984,000 | 4,755 |
| Loan loss allowance | $877,000 | 4,268 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,122,000 | 3,950 |
| Other real estate owned | $170,000 | 3,347 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $975,000 | 6,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,880,000 | 4,164 |
| Total liabilities | $105,804,000 | 4,174 |
| Total deposits | $105,527,000 | 3,949 |
| Interest-bearing deposits | $97,619,000 | 3,685 |
| Deposits held in domestic offices | $105,527,000 | 3,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $277,000 | 6,734 |
| Total equity capital | $13,076,000 | 3,887 |
| Total bank equity capital | $13,076,000 | 3,887 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $1,750,000 | 5,783 |
| Undivided profits | $11,226,000 | 2,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,306,000 | 2,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $132,000 | 849 |
| Income earned, not collected on loans | $819,000 | 3,646 |
| Earning assets | $113,105,000 | 4,027 |
| Long-term assets (5+ years) | $17,043,000 | 3,731 |
| Average Assets, year-to-date | $117,003,500 | 4,176 |
| Average Assets, quarterly | $117,003,500 | 4,176 |
| Volatile liabilities | $18,766,000 | 3,922 |
| Insider loans | $7,000 | 8,284 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,246,000 | 7,181 |
| Tier 1 (core) risk-based capital | $12,872,000 | 3,730 |
| Tier 2 risk-based capital | $785,000 | 4,310 |
| Total risk weighted assets | $62,698,000 | 4,810 |
| Total unused commitments | $2,246,000 | 7,193 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 50 | 3,322 |
| Assets and Liabilities | ||
| Total Assets: | $115,127,000 | 4,228 |
| Cash and due from depository institutions | $3,109,000 | 3,322 |
| Interest-bearing balances | $388,000 | 4,025 |
| Securities | $41,234,000 | 2,740 |
| Federal funds sold & reverse repurchase agreements | $5,625,000 | 2,522 |
| Net loans & leases | $61,709,000 | 4,684 |
| Loan loss allowance | $875,000 | 4,204 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,166,000 | 3,881 |
| Other real estate owned | $148,000 | 3,322 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,136,000 | 6,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,127,000 | 4,228 |
| Total liabilities | $102,027,000 | 4,251 |
| Total deposits | $101,763,000 | 3,989 |
| Interest-bearing deposits | $92,646,000 | 3,783 |
| Deposits held in domestic offices | $101,763,000 | 3,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $264,000 | 6,937 |
| Total equity capital | $13,100,000 | 3,838 |
| Total bank equity capital | $13,100,000 | 3,838 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $1,750,000 | 5,766 |
| Undivided profits | $11,250,000 | 2,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,720,000 | 1,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $310,000 | 505 |
| Income earned, not collected on loans | $1,030,000 | 3,128 |
| Earning assets | $108,956,000 | 4,107 |
| Long-term assets (5+ years) | $15,982,000 | 3,829 |
| Average Assets, year-to-date | $116,830,400 | 4,018 |
| Average Assets, quarterly | $116,231,000 | 4,143 |
| Volatile liabilities | $14,152,000 | 4,694 |
| Insider loans | $7,000 | 8,319 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,028,000 | 7,234 |
| Tier 1 (core) risk-based capital | $12,803,000 | 3,687 |
| Tier 2 risk-based capital | $793,000 | 4,234 |
| Total risk weighted assets | $63,339,000 | 4,758 |
| Total unused commitments | $2,028,000 | 7,238 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $113,718,000 | 4,150 |
| Cash and due from depository institutions | $2,702,000 | 3,349 |
| Interest-bearing balances | $388,000 | 3,920 |
| Securities | $35,965,000 | 2,914 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,385 |
| Net loans & leases | $66,105,000 | 4,355 |
| Loan loss allowance | $852,000 | 4,064 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,324,000 | 5,186 |
| Other real estate owned | $244,000 | 3,349 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,378,000 | 5,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,718,000 | 4,150 |
| Total liabilities | $101,003,000 | 4,184 |
| Total deposits | $100,453,000 | 3,925 |
| Interest-bearing deposits | $92,405,000 | 3,688 |
| Deposits held in domestic offices | $100,453,000 | 3,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $550,000 | 5,132 |
| Total equity capital | $12,715,000 | 3,702 |
| Total bank equity capital | $12,715,000 | 3,702 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $1,700,000 | 5,841 |
| Undivided profits | $10,915,000 | 2,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,730,000 | 1,736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,333,000 | 2,585 |
| Earning assets | $108,458,000 | 4,009 |
| Long-term assets (5+ years) | $13,844,000 | 4,080 |
| Average Assets, year-to-date | $113,335,200 | 3,994 |
| Average Assets, quarterly | $113,704,500 | 4,105 |
| Volatile liabilities | $16,338,000 | 4,245 |
| Insider loans | $19,000 | 8,400 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,575,000 | 6,892 |
| Tier 1 (core) risk-based capital | $12,465,000 | 3,618 |
| Tier 2 risk-based capital | $852,000 | 3,823 |
| Total risk weighted assets | $67,537,000 | 4,446 |
| Total unused commitments | $2,575,000 | 6,900 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 42 | 3,908 |
| Assets and Liabilities | ||
| Total Assets: | $107,659,000 | 4,194 |
| Cash and due from depository institutions | $3,346,000 | 3,908 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $27,916,000 | 3,622 |
| Federal funds sold & reverse repurchase agreements | $4,875,000 | 2,430 |
| Net loans & leases | $68,184,000 | 4,161 |
| Loan loss allowance | $791,000 | 4,183 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,508,000 | 4,824 |
| Other real estate owned | $358,000 | 3,908 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,472,000 | 4,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,659,000 | 4,194 |
| Total liabilities | $95,994,000 | 4,208 |
| Total deposits | $95,300,000 | 3,958 |
| Interest-bearing deposits | $87,981,000 | 3,688 |
| Deposits held in domestic offices | $95,300,000 | 3,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $694,000 | 4,707 |
| Total equity capital | $11,665,000 | 3,891 |
| Total bank equity capital | $11,665,000 | 3,891 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $1,650,000 | 5,949 |
| Undivided profits | $9,915,000 | 2,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 2,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,075,000 | 2,524 |
| Earning assets | $100,975,000 | 4,115 |
| Long-term assets (5+ years) | $1,554,000 | 7,612 |
| Average Assets, year-to-date | $103,515,600 | 4,172 |
| Average Assets, quarterly | $107,062,000 | 4,175 |
| Volatile liabilities | $19,530,000 | 3,700 |
| Insider loans | $25,000 | 8,578 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,545,000 | 6,859 |
| Tier 1 (core) risk-based capital | $11,628,000 | 3,760 |
| Tier 2 risk-based capital | $791,000 | 3,937 |
| Total risk weighted assets | $67,922,300 | 4,283 |
| Total unused commitments | $2,545,000 | 6,865 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $95,704,000 | 4,570 |
| Cash and due from depository institutions | $3,524,000 | 4,461 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $23,368,000 | 4,335 |
| Federal funds sold & reverse repurchase agreements | $5,550,000 | 1,728 |
| Net loans & leases | $60,253,000 | 4,490 |
| Loan loss allowance | $409,000 | 6,367 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,711,000 | 4,453 |
| Other real estate owned | $99,000 | 4,461 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,199,000 | 5,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,704,000 | 4,570 |
| Total liabilities | $84,760,000 | 4,647 |
| Total deposits | $84,386,000 | 4,341 |
| Interest-bearing deposits | $75,762,000 | 4,155 |
| Deposits held in domestic offices | $84,386,000 | 4,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $374,000 | 6,288 |
| Total equity capital | $10,944,000 | 3,947 |
| Total bank equity capital | $10,944,000 | 3,947 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $1,600,000 | 6,076 |
| Undivided profits | $9,244,000 | 2,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 3,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $828,000 | 2,807 |
| Earning assets | $89,171,000 | 4,505 |
| Long-term assets (5+ years) | $3,196,000 | 7,075 |
| Average Assets, year-to-date | $88,490,800 | 4,727 |
| Average Assets, quarterly | $91,820,500 | 4,708 |
| Volatile liabilities | $12,242,000 | 4,873 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,124,000 | 7,362 |
| Tier 1 (core) risk-based capital | $11,168,000 | 3,857 |
| Tier 2 risk-based capital | $409,000 | 5,991 |
| Total risk weighted assets | $60,270,500 | 4,611 |
| Total unused commitments | $2,124,000 | 7,367 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 32 | 5,084 |
| Assets and Liabilities | ||
| Total Assets: | $82,915,000 | 5,078 |
| Cash and due from depository institutions | $3,091,000 | 5,084 |
| Interest-bearing balances | $119,000 | 4,689 |
| Securities | $22,485,000 | 4,464 |
| Federal funds sold & reverse repurchase agreements | $10,750,000 | 1,596 |
| Net loans & leases | $44,601,000 | 5,328 |
| Loan loss allowance | $312,000 | 7,272 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,068,000 | 5,776 |
| Other real estate owned | $30,000 | 5,084 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $890,000 | 6,340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,915,000 | 5,078 |
| Total liabilities | $72,274,000 | 5,176 |
| Total deposits | $71,566,000 | 4,963 |
| Interest-bearing deposits | $64,726,000 | 4,771 |
| Deposits held in domestic offices | $71,566,000 | 4,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $708,000 | 4,572 |
| Total equity capital | $10,641,000 | 4,093 |
| Total bank equity capital | $10,641,000 | 4,093 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $1,550,000 | 6,120 |
| Undivided profits | $8,991,000 | 2,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 4,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $589,000 | 3,942 |
| Earning assets | $77,955,000 | 4,979 |
| Long-term assets (5+ years) | $3,085,000 | 7,103 |
| Average Assets, year-to-date | $75,049,400 | 5,218 |
| Average Assets, quarterly | $80,138,000 | 5,129 |
| Volatile liabilities | $10,629,000 | 4,820 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,683,000 | 7,785 |
| Tier 1 (core) risk-based capital | $10,512,000 | 3,972 |
| Tier 2 risk-based capital | $312,000 | 6,866 |
| Total risk weighted assets | $47,018,600 | 5,298 |
| Total unused commitments | $1,683,000 | 7,795 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $67,907,000 | 5,848 |
| Cash and due from depository institutions | $2,748,000 | 6,565 |
| Interest-bearing balances | $112,000 | 4,416 |
| Securities | $23,122,000 | 4,443 |
| Federal funds sold & reverse repurchase agreements | $6,750,000 | 2,052 |
| Net loans & leases | $33,577,000 | 6,468 |
| Loan loss allowance | $232,000 | 8,389 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $837,000 | 6,519 |
| Other real estate owned | $18,000 | 6,565 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $855,000 | 6,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,907,000 | 5,848 |
| Total liabilities | $57,986,000 | 6,031 |
| Total deposits | $57,532,000 | 5,830 |
| Interest-bearing deposits | $50,767,000 | 5,723 |
| Deposits held in domestic offices | $57,532,000 | 5,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $454,000 | 6,289 |
| Total equity capital | $9,921,000 | 4,333 |
| Total bank equity capital | $9,921,000 | 4,333 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $1,500,000 | 6,259 |
| Undivided profits | $8,321,000 | 2,986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $442,000 | 5,240 |
| Earning assets | $63,561,000 | 5,767 |
| Long-term assets (5+ years) | $5,606,000 | 5,703 |
| Average Assets, year-to-date | $60,807,800 | 6,092 |
| Average Assets, quarterly | $66,332,500 | 5,871 |
| Volatile liabilities | $7,526,000 | 5,910 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $864,000 | 8,986 |
| Tier 1 (core) risk-based capital | $9,811,000 | 4,240 |
| Tier 2 risk-based capital | $232,000 | 7,954 |
| Total risk weighted assets | $36,968,500 | 6,244 |
| Total unused commitments | $864,000 | 8,998 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $55,052,000 | 6,873 |
| Cash and due from depository institutions | $1,721,000 | 8,098 |
| Interest-bearing balances | $103,000 | 4,534 |
| Securities | $26,424,000 | 4,329 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,950 |
| Net loans & leases | $22,912,000 | 7,959 |
| Loan loss allowance | $160,000 | 9,700 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $350,000 | 8,933 |
| Other real estate owned | $63,000 | 8,098 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $682,000 | 7,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,052,000 | 6,873 |
| Total liabilities | $45,785,000 | 7,159 |
| Total deposits | $45,310,000 | 7,028 |
| Interest-bearing deposits | $40,179,000 | 6,862 |
| Deposits held in domestic offices | $45,310,000 | 7,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $475,000 | 6,153 |
| Total equity capital | $9,267,000 | 4,628 |
| Total bank equity capital | $9,267,000 | 4,628 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $1,450,000 | 6,602 |
| Undivided profits | $7,717,000 | 3,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 5,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $268,000 | 7,381 |
| Earning assets | $52,339,000 | 6,715 |
| Long-term assets (5+ years) | $7,008,000 | 5,054 |
| Average Assets, year-to-date | $54,075,000 | 6,780 |
| Average Assets, quarterly | $54,798,500 | 6,845 |
| Volatile liabilities | $5,301,000 | 6,914 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $470,000 | 9,849 |
| Tier 1 (core) risk-based capital | $9,199,000 | 4,545 |
| Tier 2 risk-based capital | $160,000 | 9,282 |
| Total risk weighted assets | $27,668,800 | 7,418 |
| Total unused commitments | $470,000 | 9,857 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 14 | 9,145 |
| Assets and Liabilities | ||
| Total Assets: | $52,039,000 | 7,260 |
| Cash and due from depository institutions | $1,461,000 | 9,145 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $27,296,000 | 4,387 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 5,202 |
| Net loans & leases | $20,095,000 | 8,579 |
| Loan loss allowance | $162,000 | 10,013 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $96,000 | 11,115 |
| Other real estate owned | $61,000 | 9,145 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $780,000 | 7,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,039,000 | 7,260 |
| Total liabilities | $43,359,000 | 7,542 |
| Total deposits | $42,915,000 | 7,404 |
| Interest-bearing deposits | $38,567,000 | 7,209 |
| Deposits held in domestic offices | $42,915,000 | 7,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $444,000 | 6,710 |
| Total equity capital | $8,680,000 | 4,874 |
| Total bank equity capital | $8,680,000 | 4,874 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $1,400,000 | 6,788 |
| Undivided profits | $7,180,000 | 3,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 6,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $270,000 | 7,575 |
| Earning assets | $49,741,000 | 7,061 |
| Long-term assets (5+ years) | $4,239,000 | 6,222 |
| Average Assets, year-to-date | $49,698,000 | 7,246 |
| Average Assets, quarterly | $51,384,500 | 7,257 |
| Volatile liabilities | $5,265,000 | 6,752 |
| Insider loans | $62,000 | 9,692 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $278,000 | 10,542 |
| Tier 1 (core) risk-based capital | $8,522,000 | 4,819 |
| Tier 2 risk-based capital | $162,000 | 9,525 |
| Total risk weighted assets | $24,745,700 | 7,973 |
| Total unused commitments | $278,000 | 10,548 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $47,949,000 | 7,693 |
| Cash and due from depository institutions | $1,101,000 | 9,584 |
| Interest-bearing balances | $199,000 | 4,486 |
| Securities | $24,469,000 | 5,076 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,155 |
| Net loans & leases | $19,876,000 | 8,762 |
| Loan loss allowance | $142,000 | 10,850 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $84,000 | 11,793 |
| Other real estate owned | $20,000 | 9,584 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $699,000 | 8,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,949,000 | 7,693 |
| Total liabilities | $40,725,000 | 7,955 |
| Total deposits | $40,474,000 | 7,776 |
| Interest-bearing deposits | $35,961,000 | 7,593 |
| Deposits held in domestic offices | $40,474,000 | 7,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $251,000 | 8,076 |
| Total equity capital | $7,224,000 | 5,373 |
| Total bank equity capital | $7,224,000 | 5,373 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $1,350,000 | 7,008 |
| Undivided profits | $5,774,000 | 3,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 5,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $219,000 | 8,074 |
| Earning assets | $46,244,000 | 7,445 |
| Long-term assets (5+ years) | $4,107,000 | 6,555 |
| Average Assets, year-to-date | $48,398,000 | 7,540 |
| Average Assets, quarterly | $47,819,500 | 7,674 |
| Volatile liabilities | $3,799,000 | 7,689 |
| Insider loans | $67,000 | 9,977 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $227,000 | 11,092 |
| Tier 1 (core) risk-based capital | $7,819,000 | 5,108 |
| Tier 2 risk-based capital | $142,000 | 10,289 |
| Total risk weighted assets | $23,740,000 | 8,253 |
| Total unused commitments | $227,000 | 11,095 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $48,237,000 | 7,924 |
| Cash and due from depository institutions | $1,057,000 | 9,983 |
| Interest-bearing balances | $292,000 | 5,198 |
| Securities | $24,612,000 | 5,278 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 3,933 |
| Net loans & leases | $18,482,000 | 9,172 |
| Loan loss allowance | $142,000 | 11,328 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $90,000 | 12,332 |
| Other real estate owned | $8,000 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $538,000 | 9,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,237,000 | 7,924 |
| Total liabilities | $41,120,000 | 8,197 |
| Total deposits | $40,866,000 | 8,061 |
| Interest-bearing deposits | $36,693,000 | 7,823 |
| Deposits held in domestic offices | $40,866,000 | 8,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $254,000 | 8,262 |
| Total equity capital | $7,117,000 | 5,527 |
| Total bank equity capital | $7,117,000 | 5,527 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $1,300,000 | 7,161 |
| Undivided profits | $5,717,000 | 3,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 7,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $188,000 | 8,444 |
| Earning assets | $46,836,000 | 7,634 |
| Long-term assets (5+ years) | $4,181,000 | 6,952 |
| Average Assets, year-to-date | $47,091,000 | 7,891 |
| Average Assets, quarterly | $47,999,000 | 7,887 |
| Volatile liabilities | $13,772,000 | 3,204 |
| Insider loans | $142,000 | 9,087 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $210,000 | 11,442 |
| Tier 1 (core) risk-based capital | $7,117,000 | 5,448 |
| Tier 2 risk-based capital | $142,000 | 10,635 |
| Total risk weighted assets | $22,328,300 | 8,671 |
| Total unused commitments | $210,000 | 11,449 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $45,298,000 | 8,382 |
| Cash and due from depository institutions | $1,626,000 | 11,041 |
| Interest-bearing balances | $390,000 | 5,371 |
| Securities | $22,381,000 | 5,650 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 4,053 |
| Net loans & leases | $16,648,000 | 9,728 |
| Loan loss allowance | $132,000 | 11,911 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $90,000 | 12,868 |
| Other real estate owned | $26,000 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $577,000 | 9,044 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,298,000 | 8,382 |
| Total liabilities | $38,851,000 | 8,647 |
| Total deposits | $38,634,000 | 8,518 |
| Interest-bearing deposits | $34,135,000 | 8,401 |
| Deposits held in domestic offices | $38,634,000 | 8,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $217,000 | 9,659 |
| Total equity capital | $6,447,000 | 5,774 |
| Total bank equity capital | $6,447,000 | 5,774 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,250,000 | 7,262 |
| Undivided profits | $5,097,000 | 4,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 10,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $146,000 | 10,142 |
| Earning assets | $43,369,000 | 8,107 |
| Long-term assets (5+ years) | $5,406,000 | 6,235 |
| Average Assets, year-to-date | $43,653,600 | 8,398 |
| Average Assets, quarterly | $44,792,000 | 8,379 |
| Volatile liabilities | $3,869,000 | 7,563 |
| Insider loans | $76,000 | 6,367 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $60,000 | 12,297 |
| Tier 1 (core) risk-based capital | $6,447,000 | 5,706 |
| Tier 2 risk-based capital | $132,000 | 11,126 |
| Total risk weighted assets | $21,016,200 | 9,073 |
| Total unused commitments | $60,000 | 12,301 |
| Derivatives | $0 | 651 |