Home > Citizens First State Bank > Assets and Liabilities
Citizens First State Bank, Assets and Liabilities
| 2004-12-31 | Rank | |
| # of Employees: | 44 | 3,711 |
| Assets and Liabilities | ||
| Total Assets: | $94,034,000 | 5,091 |
| Cash and due from depository institutions | $4,338,000 | 3,711 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $9,711,000 | 6,528 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,146 |
| Net loans & leases | $69,009,000 | 4,555 |
| Loan loss allowance | $1,113,000 | 3,733 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,481,000 | 3,749 |
| Other real estate owned | $179,000 | 3,711 |
| Goodwill and other intangibles | $66,000 | 2,944 |
| All other assets | $3,050,000 | 3,770 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $94,034,000 | 5,091 |
| Total liabilities | $86,213,000 | 5,004 |
| Total deposits | $80,920,000 | 4,927 |
| Interest-bearing deposits | $70,668,000 | 4,791 |
| Deposits held in domestic offices | $80,920,000 | 4,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,945,000 | 2,306 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,261,000 | 4,478 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,087,000 | 2,937 |
| Total equity capital | $7,821,000 | 5,851 |
| Total bank equity capital | $7,821,000 | 5,851 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $882,000 | 3,248 |
| Surplus | $6,232,000 | 3,059 |
| Undivided profits | $707,000 | 7,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,284,000 | 1,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $651,000 | 4,416 |
| Earning assets | $83,920,000 | 5,165 |
| Long-term assets (5+ years) | $17,304,000 | 3,759 |
| Average Assets, year-to-date | $95,003,200 | 4,916 |
| Average Assets, quarterly | $94,214,000 | 5,055 |
| Volatile liabilities | $7,603,000 | 6,447 |
| Insider loans | $1,051,000 | 4,023 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $13,660,000 | 3,810 |
| Tier 1 (core) risk-based capital | $7,853,000 | 5,717 |
| Tier 2 risk-based capital | $1,008,000 | 3,779 |
| Total risk weighted assets | $80,624,000 | 4,287 |
| Total unused commitments | $13,660,000 | 3,811 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 45 | 3,649 |
| Assets and Liabilities | ||
| Total Assets: | $94,394,000 | 5,041 |
| Cash and due from depository institutions | $4,772,000 | 3,649 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $10,201,000 | 6,461 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 3,947 |
| Net loans & leases | $72,248,000 | 4,420 |
| Loan loss allowance | $1,000,000 | 4,022 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,501,000 | 3,700 |
| Other real estate owned | $152,000 | 3,649 |
| Goodwill and other intangibles | $69,000 | 2,895 |
| All other assets | $2,851,000 | 3,920 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $94,394,000 | 5,041 |
| Total liabilities | $86,591,000 | 4,949 |
| Total deposits | $81,617,000 | 4,866 |
| Interest-bearing deposits | $70,570,000 | 4,752 |
| Deposits held in domestic offices | $81,617,000 | 4,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,962,000 | 2,386 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,114,000 | 4,514 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $898,000 | 3,457 |
| Total equity capital | $7,803,000 | 5,865 |
| Total bank equity capital | $7,803,000 | 5,865 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $882,000 | 3,254 |
| Surplus | $6,232,000 | 3,004 |
| Undivided profits | $689,000 | 7,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,372,000 | 1,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $687,000 | 4,378 |
| Earning assets | $84,049,000 | 5,126 |
| Long-term assets (5+ years) | $17,408,000 | 3,825 |
| Average Assets, year-to-date | $95,245,500 | 4,897 |
| Average Assets, quarterly | $93,726,500 | 5,024 |
| Volatile liabilities | $7,845,000 | 6,387 |
| Insider loans | $1,054,000 | 3,982 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,113,000 | 3,714 |
| Tier 1 (core) risk-based capital | $7,806,000 | 5,720 |
| Tier 2 risk-based capital | $949,000 | 3,923 |
| Total risk weighted assets | $75,859,000 | 4,437 |
| Total unused commitments | $14,113,000 | 3,715 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 47 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $93,059,000 | 5,063 |
| Cash and due from depository institutions | $4,017,000 | 3,543 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $10,472,000 | 6,476 |
| Federal funds sold & reverse repurchase agreements | $2,825,000 | 2,941 |
| Net loans & leases | $70,347,000 | 4,457 |
| Loan loss allowance | $1,005,000 | 3,987 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,511,000 | 3,650 |
| Other real estate owned | $149,000 | 3,543 |
| Goodwill and other intangibles | $72,000 | 2,891 |
| All other assets | $2,666,000 | 4,056 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $93,059,000 | 5,063 |
| Total liabilities | $85,408,000 | 4,976 |
| Total deposits | $79,830,000 | 4,926 |
| Interest-bearing deposits | $70,681,000 | 4,753 |
| Deposits held in domestic offices | $79,830,000 | 4,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,472,000 | 2,232 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,273,000 | 4,435 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $833,000 | 3,351 |
| Total equity capital | $7,651,000 | 5,802 |
| Total bank equity capital | $7,651,000 | 5,802 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $882,000 | 3,270 |
| Surplus | $6,232,000 | 2,965 |
| Undivided profits | $537,000 | 7,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,461,000 | 1,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $578,000 | 4,742 |
| Earning assets | $83,644,000 | 5,129 |
| Long-term assets (5+ years) | $18,612,000 | 3,774 |
| Average Assets, year-to-date | $95,529,330 | 4,918 |
| Average Assets, quarterly | $93,917,000 | 5,012 |
| Volatile liabilities | $8,387,000 | 6,223 |
| Insider loans | $1,125,000 | 3,826 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,603,000 | 3,941 |
| Tier 1 (core) risk-based capital | $7,765,000 | 5,666 |
| Tier 2 risk-based capital | $900,000 | 4,040 |
| Total risk weighted assets | $71,876,000 | 4,552 |
| Total unused commitments | $12,603,000 | 3,941 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 46 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $94,775,000 | 4,997 |
| Cash and due from depository institutions | $3,913,000 | 3,588 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $11,386,000 | 6,284 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,118 |
| Net loans & leases | $71,534,000 | 4,326 |
| Loan loss allowance | $1,014,000 | 3,919 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,534,000 | 3,593 |
| Other real estate owned | $189,000 | 3,588 |
| Goodwill and other intangibles | $75,000 | 2,868 |
| All other assets | $2,544,000 | 4,027 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $94,775,000 | 4,997 |
| Total liabilities | $86,898,000 | 4,901 |
| Total deposits | $82,259,000 | 4,827 |
| Interest-bearing deposits | $72,504,000 | 4,695 |
| Deposits held in domestic offices | $82,259,000 | 4,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,537,000 | 2,270 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,084,000 | 4,322 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,018,000 | 3,173 |
| Total equity capital | $7,877,000 | 5,788 |
| Total bank equity capital | $7,877,000 | 5,788 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $882,000 | 3,273 |
| Surplus | $6,232,000 | 2,926 |
| Undivided profits | $763,000 | 7,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,486,000 | 1,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $546,000 | 4,881 |
| Earning assets | $85,520,000 | 5,057 |
| Long-term assets (5+ years) | $19,223,000 | 3,656 |
| Average Assets, year-to-date | $96,764,500 | 4,891 |
| Average Assets, quarterly | $96,764,500 | 4,891 |
| Volatile liabilities | $10,663,000 | 5,537 |
| Insider loans | $502,000 | 5,430 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,888,000 | 3,993 |
| Tier 1 (core) risk-based capital | $7,819,000 | 5,604 |
| Tier 2 risk-based capital | $888,000 | 4,029 |
| Total risk weighted assets | $70,937,000 | 4,535 |
| Total unused commitments | $11,888,000 | 3,999 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 47 | 3,549 |
| Assets and Liabilities | ||
| Total Assets: | $98,754,000 | 4,839 |
| Cash and due from depository institutions | $4,569,000 | 3,549 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $8,846,000 | 6,855 |
| Federal funds sold & reverse repurchase agreements | $5,950,000 | 1,995 |
| Net loans & leases | $73,959,000 | 4,194 |
| Loan loss allowance | $1,025,000 | 3,883 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,564,000 | 3,540 |
| Other real estate owned | $149,000 | 3,549 |
| Goodwill and other intangibles | $64,000 | 2,909 |
| All other assets | $2,653,000 | 3,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,754,000 | 4,839 |
| Total liabilities | $90,808,000 | 4,748 |
| Total deposits | $85,677,000 | 4,652 |
| Interest-bearing deposits | $75,922,000 | 4,509 |
| Deposits held in domestic offices | $85,677,000 | 4,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,039,000 | 2,241 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,231,000 | 4,290 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $861,000 | 3,418 |
| Total equity capital | $7,946,000 | 5,673 |
| Total bank equity capital | $7,946,000 | 5,673 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $882,000 | 3,304 |
| Surplus | $6,232,000 | 2,891 |
| Undivided profits | $832,000 | 7,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,341,000 | 2,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $678,000 | 4,256 |
| Earning assets | $88,755,000 | 4,889 |
| Long-term assets (5+ years) | $16,525,000 | 4,006 |
| Average Assets, year-to-date | $95,856,800 | 4,810 |
| Average Assets, quarterly | $97,179,000 | 4,850 |
| Volatile liabilities | $9,849,000 | 5,749 |
| Insider loans | $538,000 | 5,320 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,771,000 | 3,904 |
| Tier 1 (core) risk-based capital | $7,871,000 | 5,539 |
| Tier 2 risk-based capital | $914,000 | 3,934 |
| Total risk weighted assets | $73,013,000 | 4,439 |
| Total unused commitments | $11,771,000 | 3,907 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 47 | 3,565 |
| Assets and Liabilities | ||
| Total Assets: | $95,604,000 | 4,917 |
| Cash and due from depository institutions | $4,007,000 | 3,565 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $9,306,000 | 6,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $76,796,000 | 4,091 |
| Loan loss allowance | $1,072,000 | 3,753 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,591,000 | 3,499 |
| Other real estate owned | $0 | 3,565 |
| Goodwill and other intangibles | $67,000 | 2,881 |
| All other assets | $2,837,000 | 3,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,604,000 | 4,917 |
| Total liabilities | $87,569,000 | 4,838 |
| Total deposits | $78,769,000 | 4,953 |
| Interest-bearing deposits | $68,166,000 | 4,872 |
| Deposits held in domestic offices | $78,769,000 | 4,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,925,000 | 1,436 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $875,000 | 3,529 |
| Total equity capital | $8,035,000 | 5,613 |
| Total bank equity capital | $8,035,000 | 5,613 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $882,000 | 3,325 |
| Surplus | $6,232,000 | 2,830 |
| Undivided profits | $921,000 | 7,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,109,000 | 2,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $708,000 | 4,278 |
| Earning assets | $86,102,000 | 4,979 |
| Long-term assets (5+ years) | $17,193,000 | 3,912 |
| Average Assets, year-to-date | $95,132,500 | 4,856 |
| Average Assets, quarterly | $97,071,500 | 4,855 |
| Volatile liabilities | $11,972,000 | 5,225 |
| Insider loans | $608,000 | 5,071 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $15,989,000 | 3,291 |
| Tier 1 (core) risk-based capital | $7,957,000 | 5,494 |
| Tier 2 risk-based capital | $937,000 | 3,858 |
| Total risk weighted assets | $74,850,000 | 4,341 |
| Total unused commitments | $15,989,000 | 3,294 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 51 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $98,539,000 | 4,816 |
| Cash and due from depository institutions | $4,906,000 | 3,334 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $10,189,000 | 6,453 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,892 |
| Net loans & leases | $76,337,000 | 4,077 |
| Loan loss allowance | $1,064,000 | 3,734 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,604,000 | 3,468 |
| Other real estate owned | $0 | 3,334 |
| Goodwill and other intangibles | $86,000 | 2,779 |
| All other assets | $2,517,000 | 3,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,539,000 | 4,816 |
| Total liabilities | $90,347,000 | 4,715 |
| Total deposits | $85,593,000 | 4,643 |
| Interest-bearing deposits | $76,044,000 | 4,494 |
| Deposits held in domestic offices | $85,593,000 | 4,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,747,000 | 2,175 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,156,000 | 4,237 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $851,000 | 3,692 |
| Total equity capital | $8,192,000 | 5,528 |
| Total bank equity capital | $8,192,000 | 5,528 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $882,000 | 3,327 |
| Surplus | $6,232,000 | 2,798 |
| Undivided profits | $1,078,000 | 7,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,011,000 | 2,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $689,000 | 4,207 |
| Earning assets | $88,426,000 | 4,876 |
| Long-term assets (5+ years) | $16,679,000 | 3,842 |
| Average Assets, year-to-date | $94,975,330 | 4,863 |
| Average Assets, quarterly | $96,661,500 | 4,844 |
| Volatile liabilities | $13,949,000 | 4,781 |
| Insider loans | $276,000 | 6,422 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $14,914,000 | 3,348 |
| Tier 1 (core) risk-based capital | $8,068,000 | 5,370 |
| Tier 2 risk-based capital | $934,000 | 3,819 |
| Total risk weighted assets | $74,556,000 | 4,317 |
| Total unused commitments | $14,914,000 | 3,361 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 47 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $94,784,000 | 4,895 |
| Cash and due from depository institutions | $4,602,000 | 3,537 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $10,385,000 | 6,418 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,732 |
| Net loans & leases | $73,093,000 | 4,144 |
| Loan loss allowance | $1,086,000 | 3,607 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,607,000 | 3,422 |
| Other real estate owned | $30,000 | 3,537 |
| Goodwill and other intangibles | $60,000 | 2,844 |
| All other assets | $2,507,000 | 3,968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,784,000 | 4,895 |
| Total liabilities | $86,456,000 | 4,826 |
| Total deposits | $81,482,000 | 4,781 |
| Interest-bearing deposits | $71,349,000 | 4,711 |
| Deposits held in domestic offices | $81,482,000 | 4,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,686,000 | 2,072 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,056,000 | 4,194 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,232,000 | 2,895 |
| Total equity capital | $8,328,000 | 5,395 |
| Total bank equity capital | $8,328,000 | 5,395 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $882,000 | 3,344 |
| Surplus | $6,232,000 | 2,750 |
| Undivided profits | $1,214,000 | 7,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $555,000 | 4,973 |
| Earning assets | $84,978,000 | 4,950 |
| Long-term assets (5+ years) | $9,212,000 | 4,983 |
| Average Assets, year-to-date | $93,193,500 | 4,911 |
| Average Assets, quarterly | $93,193,500 | 4,911 |
| Volatile liabilities | $6,263,000 | 6,815 |
| Insider loans | $244,000 | 6,608 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,444,000 | 3,225 |
| Tier 1 (core) risk-based capital | $8,187,000 | 5,281 |
| Tier 2 risk-based capital | $988,000 | 3,605 |
| Total risk weighted assets | $78,914,000 | 4,091 |
| Total unused commitments | $15,444,000 | 3,234 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 50 | 3,322 |
| Assets and Liabilities | ||
| Total Assets: | $91,603,000 | 4,974 |
| Cash and due from depository institutions | $3,231,000 | 3,322 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $9,475,000 | 6,633 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,811 |
| Net loans & leases | $71,607,000 | 4,219 |
| Loan loss allowance | $1,100,000 | 3,520 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,600,000 | 3,396 |
| Other real estate owned | $30,000 | 3,322 |
| Goodwill and other intangibles | $62,000 | 2,804 |
| All other assets | $2,598,000 | 3,861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,603,000 | 4,974 |
| Total liabilities | $83,241,000 | 4,914 |
| Total deposits | $78,256,000 | 4,859 |
| Interest-bearing deposits | $67,392,000 | 4,834 |
| Deposits held in domestic offices | $78,256,000 | 4,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,739,000 | 2,151 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,186,000 | 4,230 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,060,000 | 3,250 |
| Total equity capital | $8,362,000 | 5,347 |
| Total bank equity capital | $8,362,000 | 5,347 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $882,000 | 3,342 |
| Surplus | $6,232,000 | 2,705 |
| Undivided profits | $1,248,000 | 7,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 7,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $680,000 | 4,485 |
| Earning assets | $83,082,000 | 4,997 |
| Long-term assets (5+ years) | $14,504,000 | 4,036 |
| Average Assets, year-to-date | $92,970,400 | 4,752 |
| Average Assets, quarterly | $91,180,500 | 4,946 |
| Volatile liabilities | $4,607,000 | 7,454 |
| Insider loans | $165,000 | 7,092 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $15,558,000 | 3,087 |
| Tier 1 (core) risk-based capital | $8,195,000 | 5,209 |
| Tier 2 risk-based capital | $931,000 | 3,728 |
| Total risk weighted assets | $74,336,000 | 4,263 |
| Total unused commitments | $15,558,000 | 3,092 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 44 | 3,732 |
| Assets and Liabilities | ||
| Total Assets: | $97,922,000 | 4,627 |
| Cash and due from depository institutions | $5,005,000 | 3,732 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $3,477,000 | 8,434 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,365 |
| Net loans & leases | $73,836,000 | 3,979 |
| Loan loss allowance | $1,185,000 | 3,147 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,451,000 | 3,508 |
| Other real estate owned | $0 | 3,732 |
| Goodwill and other intangibles | $18,000 | 2,958 |
| All other assets | $2,435,000 | 3,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,922,000 | 4,627 |
| Total liabilities | $89,616,000 | 4,546 |
| Total deposits | $84,620,000 | 4,475 |
| Interest-bearing deposits | $74,001,000 | 4,395 |
| Deposits held in domestic offices | $84,620,000 | 4,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,880,000 | 2,230 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,007,000 | 4,069 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,109,000 | 3,217 |
| Total equity capital | $8,306,000 | 5,220 |
| Total bank equity capital | $8,306,000 | 5,220 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $882,000 | 3,400 |
| Surplus | $6,232,000 | 2,588 |
| Undivided profits | $1,192,000 | 7,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $252,000 | 5,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $738,000 | 4,511 |
| Earning assets | $88,013,000 | 4,670 |
| Long-term assets (5+ years) | $9,208,000 | 4,974 |
| Average Assets, year-to-date | $97,810,000 | 4,459 |
| Average Assets, quarterly | $95,675,500 | 4,653 |
| Volatile liabilities | $13,043,000 | 4,885 |
| Insider loans | $627,000 | 4,948 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,943,000 | 3,192 |
| Tier 1 (core) risk-based capital | $8,256,000 | 5,084 |
| Tier 2 risk-based capital | $919,000 | 3,598 |
| Total risk weighted assets | $73,206,000 | 4,182 |
| Total unused commitments | $13,943,000 | 3,200 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 48 | 3,478 |
| Assets and Liabilities | ||
| Total Assets: | $101,700,000 | 4,399 |
| Cash and due from depository institutions | $4,852,000 | 3,478 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $6,210,000 | 7,940 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,085 |
| Net loans & leases | $82,933,000 | 3,587 |
| Loan loss allowance | $1,065,000 | 3,290 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,818,000 | 4,299 |
| Other real estate owned | $0 | 3,478 |
| Goodwill and other intangibles | $23,000 | 2,945 |
| All other assets | $2,364,000 | 3,492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,700,000 | 4,399 |
| Total liabilities | $92,181,000 | 4,351 |
| Total deposits | $88,750,000 | 4,206 |
| Interest-bearing deposits | $78,546,000 | 4,072 |
| Deposits held in domestic offices | $88,750,000 | 4,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,296,000 | 3,848 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,135,000 | 3,257 |
| Total equity capital | $9,519,000 | 4,573 |
| Total bank equity capital | $9,519,000 | 4,573 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $882,000 | 3,493 |
| Surplus | $6,232,000 | 2,522 |
| Undivided profits | $2,405,000 | 6,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,261,000 | 1,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $982,000 | 2,800 |
| Earning assets | $92,643,000 | 4,414 |
| Long-term assets (5+ years) | $9,941,000 | 4,596 |
| Average Assets, year-to-date | $100,405,600 | 4,280 |
| Average Assets, quarterly | $99,672,000 | 4,412 |
| Volatile liabilities | $9,151,000 | 5,872 |
| Insider loans | $550,000 | 5,225 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,520,000 | 3,104 |
| Tier 1 (core) risk-based capital | $9,471,000 | 4,482 |
| Tier 2 risk-based capital | $1,032,380 | 3,186 |
| Total risk weighted assets | $82,557,480 | 3,661 |
| Total unused commitments | $13,520,000 | 3,105 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 51 | 3,390 |
| Assets and Liabilities | ||
| Total Assets: | $102,549,000 | 4,321 |
| Cash and due from depository institutions | $5,882,000 | 3,390 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $5,814,000 | 8,399 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,907 |
| Net loans & leases | $81,738,000 | 3,512 |
| Loan loss allowance | $1,008,000 | 3,404 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,870,000 | 4,186 |
| Other real estate owned | $0 | 3,390 |
| Goodwill and other intangibles | $259,000 | 2,256 |
| All other assets | $1,986,000 | 3,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,549,000 | 4,321 |
| Total liabilities | $93,529,000 | 4,278 |
| Total deposits | $87,081,000 | 4,235 |
| Interest-bearing deposits | $75,859,000 | 4,151 |
| Deposits held in domestic offices | $87,081,000 | 4,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $115,000 | 3,968 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,415,000 | 2,730 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $918,000 | 3,484 |
| Total equity capital | $9,020,000 | 4,626 |
| Total bank equity capital | $9,020,000 | 4,626 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $882,000 | 3,582 |
| Surplus | $6,232,000 | 2,482 |
| Undivided profits | $1,906,000 | 6,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,035,000 | 2,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $859,000 | 2,690 |
| Earning assets | $92,552,000 | 4,344 |
| Long-term assets (5+ years) | $9,095,000 | 5,064 |
| Average Assets, year-to-date | $99,209,800 | 4,284 |
| Average Assets, quarterly | $101,243,500 | 4,315 |
| Volatile liabilities | $10,440,000 | 5,304 |
| Insider loans | $1,892,000 | 2,328 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,963,000 | 2,885 |
| Tier 1 (core) risk-based capital | $8,769,000 | 4,747 |
| Tier 2 risk-based capital | $1,008,000 | 3,125 |
| Total risk weighted assets | $81,959,000 | 3,544 |
| Total unused commitments | $14,963,000 | 2,892 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $101,855,000 | 4,285 |
| Cash and due from depository institutions | $4,457,000 | 3,358 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,001,000 | 8,397 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 2,519 |
| Net loans & leases | $80,233,000 | 3,365 |
| Loan loss allowance | $999,000 | 3,359 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,842,000 | 4,173 |
| Other real estate owned | $0 | 3,358 |
| Goodwill and other intangibles | $578,000 | 1,750 |
| All other assets | $1,844,000 | 3,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,855,000 | 4,285 |
| Total liabilities | $93,277,000 | 4,214 |
| Total deposits | $89,987,000 | 4,098 |
| Interest-bearing deposits | $77,801,000 | 4,067 |
| Deposits held in domestic offices | $89,987,000 | 4,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $208,000 | 3,003 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,071,000 | 3,197 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,011,000 | 3,489 |
| Total equity capital | $8,578,000 | 4,924 |
| Total bank equity capital | $8,578,000 | 4,924 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $882,000 | 3,600 |
| Surplus | $6,232,000 | 2,353 |
| Undivided profits | $1,464,000 | 7,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 8,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $877,000 | 2,563 |
| Earning assets | $93,134,000 | 4,305 |
| Long-term assets (5+ years) | $9,516,000 | 4,845 |
| Average Assets, year-to-date | $100,049,600 | 4,155 |
| Average Assets, quarterly | $99,481,000 | 4,300 |
| Volatile liabilities | $10,217,000 | 4,932 |
| Insider loans | $2,270,000 | 1,882 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,371,000 | 2,878 |
| Tier 1 (core) risk-based capital | $8,512,000 | 4,776 |
| Tier 2 risk-based capital | $999,000 | 3,030 |
| Total risk weighted assets | $80,684,200 | 3,410 |
| Total unused commitments | $14,371,000 | 2,885 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 49 | 3,667 |
| Assets and Liabilities | ||
| Total Assets: | $103,609,000 | 4,187 |
| Cash and due from depository institutions | $4,745,000 | 3,667 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $14,387,000 | 6,130 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $79,711,000 | 3,369 |
| Loan loss allowance | $1,058,000 | 3,204 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,908,000 | 3,976 |
| Other real estate owned | $121,000 | 3,667 |
| Goodwill and other intangibles | $911,000 | 1,407 |
| All other assets | $1,826,000 | 3,780 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,609,000 | 4,187 |
| Total liabilities | $93,583,000 | 4,167 |
| Total deposits | $86,525,000 | 4,215 |
| Interest-bearing deposits | $77,042,000 | 4,098 |
| Deposits held in domestic offices | $86,525,000 | 4,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,956,000 | 1,503 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,006,000 | 3,443 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,096,000 | 3,310 |
| Total equity capital | $10,026,000 | 4,293 |
| Total bank equity capital | $10,026,000 | 4,293 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $882,000 | 3,705 |
| Surplus | $8,314,000 | 1,832 |
| Undivided profits | $830,000 | 8,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 8,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $912,000 | 2,514 |
| Earning assets | $94,098,000 | 4,249 |
| Long-term assets (5+ years) | $11,429,000 | 3,995 |
| Average Assets, year-to-date | $103,106,800 | 4,023 |
| Average Assets, quarterly | $102,577,500 | 4,171 |
| Volatile liabilities | $13,305,000 | 4,111 |
| Insider loans | $1,962,000 | 2,098 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,889,000 | 2,873 |
| Tier 1 (core) risk-based capital | $9,916,000 | 4,204 |
| Tier 2 risk-based capital | $1,015,990 | 2,880 |
| Total risk weighted assets | $81,237,190 | 3,360 |
| Total unused commitments | $12,889,000 | 2,877 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $109,046,000 | 4,077 |
| Cash and due from depository institutions | $4,103,000 | 3,809 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,400,000 | 5,848 |
| Federal funds sold & reverse repurchase agreements | $8,650,000 | 1,484 |
| Net loans & leases | $74,170,000 | 3,638 |
| Loan loss allowance | $937,000 | 3,718 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,920,000 | 3,903 |
| Other real estate owned | $0 | 3,809 |
| Goodwill and other intangibles | $1,250,000 | 1,145 |
| All other assets | $1,553,000 | 4,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,046,000 | 4,077 |
| Total liabilities | $97,706,000 | 4,107 |
| Total deposits | $92,909,000 | 4,061 |
| Interest-bearing deposits | $75,082,000 | 4,319 |
| Deposits held in domestic offices | $92,909,000 | 4,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,742 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,351,000 | 2,523 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,446,000 | 2,657 |
| Total equity capital | $11,340,000 | 3,871 |
| Total bank equity capital | $11,340,000 | 3,871 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $882,000 | 3,942 |
| Surplus | $8,314,000 | 1,896 |
| Undivided profits | $2,144,000 | 7,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 8,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $798,000 | 2,859 |
| Earning assets | $100,220,000 | 4,094 |
| Long-term assets (5+ years) | $11,571,000 | 3,862 |
| Average Assets, year-to-date | $102,016,800 | 4,174 |
| Average Assets, quarterly | $105,107,500 | 4,178 |
| Volatile liabilities | $7,123,000 | 6,002 |
| Insider loans | $2,111,000 | 2,018 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,476,000 | 3,089 |
| Tier 1 (core) risk-based capital | $10,030,000 | 4,235 |
| Tier 2 risk-based capital | $937,000 | 3,166 |
| Total risk weighted assets | $75,858,500 | 3,589 |
| Total unused commitments | $11,476,000 | 3,104 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 47 | 4,072 |
| Assets and Liabilities | ||
| Total Assets: | $103,916,000 | 4,278 |
| Cash and due from depository institutions | $3,823,000 | 4,072 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $21,271,000 | 5,319 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,413 |
| Net loans & leases | $67,911,000 | 3,858 |
| Loan loss allowance | $815,000 | 4,189 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,992,000 | 3,715 |
| Other real estate owned | $0 | 4,072 |
| Goodwill and other intangibles | $1,596,000 | 962 |
| All other assets | $1,323,000 | 5,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,916,000 | 4,278 |
| Total liabilities | $92,099,000 | 4,324 |
| Total deposits | $91,089,000 | 4,158 |
| Interest-bearing deposits | $79,996,000 | 4,100 |
| Deposits held in domestic offices | $91,089,000 | 4,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $141,000 | 4,211 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $869,000 | 4,080 |
| Total equity capital | $11,817,000 | 3,713 |
| Total bank equity capital | $11,817,000 | 3,713 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $882,000 | 4,130 |
| Surplus | $8,314,000 | 1,878 |
| Undivided profits | $2,621,000 | 6,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 8,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $804,000 | 2,919 |
| Earning assets | $95,182,000 | 4,286 |
| Long-term assets (5+ years) | $6,174,000 | 5,267 |
| Average Assets, year-to-date | $96,475,600 | 4,396 |
| Average Assets, quarterly | $100,877,500 | 4,338 |
| Volatile liabilities | $7,853,000 | 5,370 |
| Insider loans | $2,322,000 | 1,855 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,781,000 | 2,456 |
| Tier 1 (core) risk-based capital | $10,111,000 | 4,178 |
| Tier 2 risk-based capital | $815,000 | 3,517 |
| Total risk weighted assets | $71,120,600 | 3,714 |
| Total unused commitments | $14,781,000 | 2,469 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 50 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $91,692,000 | 4,718 |
| Cash and due from depository institutions | $5,499,000 | 3,975 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,742,000 | 6,395 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,851 |
| Net loans & leases | $61,806,000 | 4,099 |
| Loan loss allowance | $668,000 | 4,996 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,113,000 | 3,477 |
| Other real estate owned | $70,000 | 3,975 |
| Goodwill and other intangibles | $1,953,000 | 791 |
| All other assets | $1,209,000 | 5,879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,692,000 | 4,718 |
| Total liabilities | $80,674,000 | 4,833 |
| Total deposits | $79,454,000 | 4,676 |
| Interest-bearing deposits | $70,225,000 | 4,560 |
| Deposits held in domestic offices | $79,454,000 | 4,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $543,000 | 3,671 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $677,000 | 4,143 |
| Total equity capital | $11,018,000 | 3,696 |
| Total bank equity capital | $11,018,000 | 3,696 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $882,000 | 4,319 |
| Surplus | $8,314,000 | 1,815 |
| Undivided profits | $1,822,000 | 7,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 9,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $645,000 | 3,197 |
| Earning assets | $80,848,000 | 4,894 |
| Long-term assets (5+ years) | $5,363,000 | 5,814 |
| Average Assets, year-to-date | $91,761,400 | 4,620 |
| Average Assets, quarterly | $91,297,500 | 4,711 |
| Volatile liabilities | $3,282,000 | 8,193 |
| Insider loans | $1,394,000 | 2,850 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,847,000 | 2,956 |
| Tier 1 (core) risk-based capital | $9,170,000 | 4,442 |
| Tier 2 risk-based capital | $668,000 | 4,138 |
| Total risk weighted assets | $60,821,900 | 4,184 |
| Total unused commitments | $10,847,000 | 2,967 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 50 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $93,378,000 | 4,754 |
| Cash and due from depository institutions | $3,815,000 | 4,145 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $24,035,000 | 5,386 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 8,262 |
| Net loans & leases | $59,108,000 | 4,164 |
| Loan loss allowance | $654,000 | 5,244 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,190,000 | 3,326 |
| Other real estate owned | $83,000 | 4,145 |
| Goodwill and other intangibles | $2,324,000 | 646 |
| All other assets | $1,023,000 | 5,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,378,000 | 4,754 |
| Total liabilities | $82,756,000 | 4,843 |
| Total deposits | $81,368,000 | 4,716 |
| Interest-bearing deposits | $69,867,000 | 4,752 |
| Deposits held in domestic offices | $81,368,000 | 4,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $782,000 | 2,979 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $606,000 | 4,635 |
| Total equity capital | $10,622,000 | 3,849 |
| Total bank equity capital | $10,622,000 | 3,849 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $882,000 | 4,496 |
| Surplus | $8,314,000 | 1,732 |
| Undivided profits | $1,426,000 | 8,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 10,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $487,000 | 3,831 |
| Earning assets | $83,943,000 | 4,826 |
| Long-term assets (5+ years) | $7,654,000 | 5,144 |
| Average Assets, year-to-date | $90,372,200 | 4,778 |
| Average Assets, quarterly | $93,192,500 | 4,714 |
| Volatile liabilities | $4,236,000 | 7,111 |
| Insider loans | $918,000 | 3,961 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,578,000 | 3,442 |
| Tier 1 (core) risk-based capital | $8,298,000 | 4,746 |
| Tier 2 risk-based capital | $654,000 | 4,196 |
| Total risk weighted assets | $56,858,100 | 4,372 |
| Total unused commitments | $8,578,000 | 3,462 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $89,269,000 | 5,009 |
| Cash and due from depository institutions | $4,094,000 | 3,994 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $26,501,000 | 4,941 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $52,597,000 | 4,619 |
| Loan loss allowance | $707,000 | 4,965 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,276,000 | 3,192 |
| Other real estate owned | $103,000 | 3,994 |
| Goodwill and other intangibles | $2,709,000 | 604 |
| All other assets | $989,000 | 6,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,269,000 | 5,009 |
| Total liabilities | $79,157,000 | 5,123 |
| Total deposits | $77,972,000 | 5,001 |
| Interest-bearing deposits | $69,045,000 | 4,934 |
| Deposits held in domestic offices | $77,972,000 | 4,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $739,000 | 2,829 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $446,000 | 6,331 |
| Total equity capital | $10,112,000 | 3,847 |
| Total bank equity capital | $10,112,000 | 3,847 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $882,000 | 4,710 |
| Surplus | $8,314,000 | 1,670 |
| Undivided profits | $916,000 | 9,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 11,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $479,000 | 4,275 |
| Earning assets | $79,098,000 | 5,138 |
| Long-term assets (5+ years) | $13,364,000 | 3,546 |
| Average Assets, year-to-date | $89,530,000 | 4,877 |
| Average Assets, quarterly | $89,210,000 | 4,970 |
| Volatile liabilities | $1,786,000 | 10,320 |
| Insider loans | $74,000 | 6,431 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,528,000 | 3,552 |
| Tier 1 (core) risk-based capital | $7,403,000 | 5,066 |
| Tier 2 risk-based capital | $643,980 | 4,230 |
| Total risk weighted assets | $51,455,680 | 4,814 |
| Total unused commitments | $7,528,000 | 3,569 |
| Derivatives | $0 | 651 |