Citizens First National Bank of Wolf Point, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$872,00011,944
Total interest expense$278,00012,106
Net interest income$594,00011,727
Provision for loan and lease losses$-37,00011,935
Total noninterest income$124,00010,218
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$96,0008,201
Trading account gains and feesNANA
Additional Noninterest Income$28,00010,920
Total noninterest expense$451,00011,830
Salaries and employee benefits$179,00012,203
Premises and equipment expense$71,00010,948
Additional noninterest expense$201,00011,141
Pre-tax net operating income$304,00010,118
Securities gains (losses)$-109,00011,585
Applicable income taxes$74,0009,948
Income before extraordinary items$121,00011,144
Extraordinary gains, net$0249
Net income$121,00011,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,00011,449
Cash dividends$96,0007,030
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$190,76010,443
1993-12-31 (YTD Data)Rank
Total interest income$818,00012,642
Total interest expense$344,00012,472
Net interest income$474,00012,622
Provision for loan and lease losses$-42,00012,705
Total noninterest income$105,00011,200
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$81,0008,972
Trading account gains and feesNANA
Additional Noninterest Income$24,00011,745
Total noninterest expense$476,00012,284
Salaries and employee benefits$178,00012,799
Premises and equipment expense$74,00011,370
Additional noninterest expense$224,00011,416
Pre-tax net operating income$145,00011,511
Securities gains (losses)$1,0007,052
Applicable income taxes$71,00010,446
Income before extraordinary items$75,00012,056
Extraordinary gains, net$03,149
Net income$75,00012,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0008,297
Cash dividends$114,0006,663
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$74,36011,892
1992-12-31 (YTD Data)Rank
Total interest income$1,048,00012,938
Total interest expense$511,00012,721
Net interest income$537,00012,945
Provision for loan and lease losses$-22,00013,540
Total noninterest income$142,00010,654
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$82,0009,107
Trading account gains and feesNANA
Additional Noninterest Income$60,0009,797
Total noninterest expense$535,00012,421
Salaries and employee benefits$201,00013,150
Premises and equipment expense$68,00011,957
Additional noninterest expense$266,00011,332
Pre-tax net operating income$166,00011,365
Securities gains (losses)$3,0007,429
Applicable income taxes$68,00010,772
Income before extraordinary items$101,00011,925
Extraordinary gains, net$01,422
Net income$101,00011,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00012,871
Cash dividends$20,0008,461
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$99,08011,661

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.