Home > Citizens First National Bank of Wolf Point > Income and Expense
Citizens First National Bank of Wolf Point, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $872,000 | 11,944 |
Total interest expense | $278,000 | 12,106 |
Net interest income | $594,000 | 11,727 |
Provision for loan and lease losses | $-37,000 | 11,935 |
Total noninterest income | $124,000 | 10,218 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $96,000 | 8,201 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 10,920 |
Total noninterest expense | $451,000 | 11,830 |
Salaries and employee benefits | $179,000 | 12,203 |
Premises and equipment expense | $71,000 | 10,948 |
Additional noninterest expense | $201,000 | 11,141 |
Pre-tax net operating income | $304,000 | 10,118 |
Securities gains (losses) | $-109,000 | 11,585 |
Applicable income taxes | $74,000 | 9,948 |
Income before extraordinary items | $121,000 | 11,144 |
Extraordinary gains, net | $0 | 249 |
Net income | $121,000 | 11,150 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-26,000 | 11,449 |
Cash dividends | $96,000 | 7,030 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $190,760 | 10,443 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $818,000 | 12,642 |
Total interest expense | $344,000 | 12,472 |
Net interest income | $474,000 | 12,622 |
Provision for loan and lease losses | $-42,000 | 12,705 |
Total noninterest income | $105,000 | 11,200 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $81,000 | 8,972 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 11,745 |
Total noninterest expense | $476,000 | 12,284 |
Salaries and employee benefits | $178,000 | 12,799 |
Premises and equipment expense | $74,000 | 11,370 |
Additional noninterest expense | $224,000 | 11,416 |
Pre-tax net operating income | $145,000 | 11,511 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $71,000 | 10,446 |
Income before extraordinary items | $75,000 | 12,056 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $75,000 | 12,082 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 8,297 |
Cash dividends | $114,000 | 6,663 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $74,360 | 11,892 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,048,000 | 12,938 |
Total interest expense | $511,000 | 12,721 |
Net interest income | $537,000 | 12,945 |
Provision for loan and lease losses | $-22,000 | 13,540 |
Total noninterest income | $142,000 | 10,654 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $82,000 | 9,107 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $60,000 | 9,797 |
Total noninterest expense | $535,000 | 12,421 |
Salaries and employee benefits | $201,000 | 13,150 |
Premises and equipment expense | $68,000 | 11,957 |
Additional noninterest expense | $266,000 | 11,332 |
Pre-tax net operating income | $166,000 | 11,365 |
Securities gains (losses) | $3,000 | 7,429 |
Applicable income taxes | $68,000 | 10,772 |
Income before extraordinary items | $101,000 | 11,925 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $101,000 | 11,995 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 12,871 |
Cash dividends | $20,000 | 8,461 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $99,080 | 11,661 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.