Home > Citizens First National Bank of New Jersey > Loan Charge- Offs and Recoveries
Citizens First National Bank of New Jersey, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $31,697,000 | 140 |
| Loans secured by real estate, total | $18,558,000 | 94 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $18,558,000 | 94 |
| Construction and land development | $6,993,000 | 48 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $417,000 | 550 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $11,148,000 | 74 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $10,630,000 | 93 |
| Loans to individuals | $2,509,000 | 319 |
| Credit card loan charge offs | $904,000 | 295 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,605,000 | 263 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,647,000 | 306 |
| Loans secured by real estate, total | $205,000 | 618 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $205,000 | 617 |
| Construction and land development | $105,000 | 225 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,666 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $84,000 | 603 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $964,000 | 253 |
| Loans to individuals | $1,478,000 | 221 |
| Credit card loan recoveries | $363,000 | 197 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,115,000 | 184 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $29,050,000 | 122 |
| Loans secured by real estate, total | $18,353,000 | 83 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $18,353,000 | 83 |
| Construction and land development | $6,888,000 | 46 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $401,000 | 470 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $11,064,000 | 67 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $9,666,000 | 72 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,031,000 | 417 |
| Credit card loan net charge offs | $541,000 | 335 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $490,000 | 413 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $27,988,000 | 181 |
| Loans secured by real estate, total | $9,587,000 | 180 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $9,587,000 | 179 |
| Construction and land development | $6,572,000 | 73 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $349,000 | 707 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $2,666,000 | 248 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $14,030,000 | 106 |
| Loans to individuals | $4,371,000 | 270 |
| Credit card loan charge offs | $1,237,000 | 286 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,134,000 | 201 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,229,000 | 180 |
| Loans secured by real estate, total | $178,000 | 660 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $178,000 | 659 |
| Construction and land development | $15,000 | 575 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $92,000 | 424 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $71,000 | 612 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $3,916,000 | 84 |
| Loans to individuals | $1,135,000 | 262 |
| Credit card loan recoveries | $433,000 | 177 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $702,000 | 269 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $22,759,000 | 184 |
| Loans secured by real estate, total | $9,409,000 | 169 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $9,409,000 | 168 |
| Construction and land development | $6,557,000 | 67 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $257,000 | 755 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $2,595,000 | 235 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $10,114,000 | 111 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $3,236,000 | 267 |
| Credit card loan net charge offs | $804,000 | 314 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,432,000 | 176 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.