Home > Citizens First National Bank of New Jersey > Income and Expense
Citizens First National Bank of New Jersey, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $163,765,000 | 282 |
| Total interest expense | $61,309,000 | 305 |
| Net interest income | $102,456,000 | 257 |
| Provision for loan and lease losses | $17,000,000 | 182 |
| Total noninterest income | $22,629,000 | 361 |
| Gross Fiduciary activities income | $3,932,000 | 253 |
| Service charges on deposit accounts | $12,425,000 | 184 |
| Trading account gains and fees | $70,000 | 298 |
| Additional Noninterest Income | $6,202,000 | 582 |
| Total noninterest expense | $79,440,000 | 293 |
| Salaries and employee benefits | $36,560,000 | 245 |
| Premises and equipment expense | $10,379,000 | 282 |
| Additional noninterest expense | $32,501,000 | 337 |
| Pre-tax net operating income | $28,645,000 | 303 |
| Securities gains (losses) | $5,127,000 | 148 |
| Applicable income taxes | $461,000 | 4,495 |
| Income before extraordinary items | $33,311,000 | 220 |
| Extraordinary gains, net | $7,168,000 | 42 |
| Net income | $40,479,000 | 195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,050,000 | 122 |
| Cash dividends | $2,162,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $28,235,270 | 240 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $172,175,000 | 290 |
| Total interest expense | $82,505,000 | 295 |
| Net interest income | $89,670,000 | 278 |
| Provision for loan and lease losses | $23,000,000 | 199 |
| Total noninterest income | $18,178,000 | 411 |
| Gross Fiduciary activities income | $3,578,000 | 273 |
| Service charges on deposit accounts | $9,458,000 | 217 |
| Trading account gains and fees | $78,000 | 284 |
| Additional Noninterest Income | $5,064,000 | 672 |
| Total noninterest expense | $73,110,000 | 302 |
| Salaries and employee benefits | $33,806,000 | 254 |
| Premises and equipment expense | $10,391,000 | 285 |
| Additional noninterest expense | $28,913,000 | 359 |
| Pre-tax net operating income | $11,738,000 | 545 |
| Securities gains (losses) | $868,000 | 729 |
| Applicable income taxes | $3,452,000 | 679 |
| Income before extraordinary items | $9,154,000 | 527 |
| Extraordinary gains, net | $3,236,000 | 51 |
| Net income | $12,390,000 | 414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,759,000 | 184 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $8,520,360 | 508 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.