Home > Citizens First National Bank of Genoa > Income and Expense
Citizens First National Bank of Genoa, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 8,756 |
| Total interest expense | $1,190,000 | 8,293 |
| Net interest income | $1,552,000 | 8,940 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $254,000 | 8,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,218,000 | 8,825 |
| Salaries and employee benefits | $593,000 | 8,859 |
| Premises and equipment expense | $145,000 | 9,044 |
| Additional noninterest expense | $480,000 | 8,427 |
| Pre-tax net operating income | $588,000 | 8,023 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $127,000 | 9,151 |
| Income before extraordinary items | $461,000 | 7,872 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $461,000 | 8,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $461,000 | 7,621 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 9,052 |
| Total interest expense | $1,549,000 | 8,369 |
| Net interest income | $1,417,000 | 9,562 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $265,000 | 8,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $1,123,000 | 9,399 |
| Salaries and employee benefits | $547,000 | 9,303 |
| Premises and equipment expense | $130,000 | 9,690 |
| Additional noninterest expense | $446,000 | 9,020 |
| Pre-tax net operating income | $559,000 | 7,998 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $121,000 | 9,332 |
| Income before extraordinary items | $438,000 | 7,850 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $438,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $438,000 | 7,500 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.