Home > Citizens First National Bank > Assets and Liabilities
Citizens First National Bank, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 267 | 542 |
| Assets and Liabilities | ||
| Total Assets: | $923,959,000 | 726 |
| Cash and due from depository institutions | $167,126,000 | 542 |
| Interest-bearing balances | $154,544,000 | 263 |
| Securities | $175,988,000 | 880 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $491,172,000 | 837 |
| Loan loss allowance | $19,002,000 | 406 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $27,061,000 | 395 |
| Other real estate owned | $23,782,000 | 542 |
| Goodwill and other intangibles | $3,447,000 | 889 |
| All other assets | $35,383,000 | 629 |
| Life insurance assets | $24,946,000 | 308 |
| Total liabilities and capital | $923,959,000 | 726 |
| Total liabilities | $905,526,000 | 654 |
| Total deposits | $869,440,000 | 621 |
| Interest-bearing deposits | $700,689,000 | 630 |
| Deposits held in domestic offices | $869,440,000 | 618 |
| % insured | 89.02% | 3,961 |
| Federal funds purchased & repurchase agreements | $30,844,000 | 419 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $5,242,000 | 1,070 |
| Total equity capital | $18,433,000 | 3,523 |
| Total bank equity capital | $18,433,000 | 3,520 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $9,905,000 | 504 |
| Surplus | $61,123,000 | 600 |
| Undivided profits | $-52,595,000 | 7,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $52,579,000 | 248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,334,000 | 114 |
| Income earned, not collected on loans | $3,984,000 | 644 |
| Earning assets | $821,704,000 | 735 |
| Long-term assets (5+ years) | $128,125,000 | 1,503 |
| Average Assets, year-to-date | $978,237,000 | 675 |
| Average Assets, quarterly | $938,942,500 | 709 |
| Volatile liabilities | $61,195,000 | 786 |
| Insider loans | $549,000 | 4,578 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $5,026,000 | 715 |
| Unused loan commitments | $63,628,000 | 1,098 |
| Tier 1 (core) risk-based capital | $18,093,000 | 3,385 |
| Tier 2 risk-based capital | $7,314,000 | 728 |
| Total risk weighted assets | $573,472,000 | 764 |
| Total unused commitments | $63,628,000 | 1,098 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 283 | 514 |
| Assets and Liabilities | ||
| Total Assets: | $958,101,000 | 695 |
| Cash and due from depository institutions | $141,230,000 | 514 |
| Interest-bearing balances | $125,008,000 | 304 |
| Securities | $223,524,000 | 690 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $504,688,000 | 815 |
| Loan loss allowance | $19,194,000 | 409 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $27,513,000 | 386 |
| Other real estate owned | $21,141,000 | 514 |
| Goodwill and other intangibles | $3,749,000 | 839 |
| All other assets | $36,256,000 | 623 |
| Life insurance assets | $24,727,000 | 304 |
| Total liabilities and capital | $958,101,000 | 695 |
| Total liabilities | $932,773,000 | 636 |
| Total deposits | $877,208,000 | 618 |
| Interest-bearing deposits | $724,437,000 | 612 |
| Deposits held in domestic offices | $877,208,000 | 614 |
| % insured | 99.42% | 179 |
| Federal funds purchased & repurchase agreements | $50,743,000 | 310 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $4,822,000 | 1,085 |
| Total equity capital | $25,328,000 | 2,680 |
| Total bank equity capital | $25,328,000 | 2,679 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $9,905,000 | 514 |
| Surplus | $61,103,000 | 595 |
| Undivided profits | $-45,680,000 | 7,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $64,970,000 | 217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,347,000 | 112 |
| Income earned, not collected on loans | $3,800,000 | 640 |
| Earning assets | $853,220,000 | 713 |
| Long-term assets (5+ years) | $165,839,000 | 1,191 |
| Average Assets, year-to-date | $997,721,330 | 670 |
| Average Assets, quarterly | $989,544,500 | 675 |
| Volatile liabilities | $85,330,000 | 582 |
| Insider loans | $716,000 | 4,280 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $2,336,000 | 929 |
| Unused loan commitments | $71,310,000 | 979 |
| Tier 1 (core) risk-based capital | $22,107,000 | 2,858 |
| Tier 2 risk-based capital | $7,545,000 | 700 |
| Total risk weighted assets | $591,974,000 | 737 |
| Total unused commitments | $71,310,000 | 979 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 302 | 469 |
| Assets and Liabilities | ||
| Total Assets: | $1,020,988,000 | 661 |
| Cash and due from depository institutions | $102,942,000 | 469 |
| Interest-bearing balances | $90,956,000 | 467 |
| Securities | $292,175,000 | 540 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $542,499,000 | 754 |
| Loan loss allowance | $29,741,000 | 295 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $27,779,000 | 381 |
| Other real estate owned | $12,389,000 | 469 |
| Goodwill and other intangibles | $4,161,000 | 784 |
| All other assets | $39,043,000 | 567 |
| Life insurance assets | $24,559,000 | 300 |
| Total liabilities and capital | $1,020,988,000 | 661 |
| Total liabilities | $989,818,000 | 593 |
| Total deposits | $921,877,000 | 584 |
| Interest-bearing deposits | $748,016,000 | 596 |
| Deposits held in domestic offices | $921,877,000 | 581 |
| % insured | 80.95% | 6,056 |
| Federal funds purchased & repurchase agreements | $57,497,000 | 287 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $5,000,000 | 2,535 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $5,444,000 | 974 |
| Total equity capital | $31,170,000 | 2,214 |
| Total bank equity capital | $31,170,000 | 2,213 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $9,905,000 | 515 |
| Surplus | $61,083,000 | 599 |
| Undivided profits | $-39,818,000 | 7,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $95,290,000 | 181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,366,000 | 112 |
| Income earned, not collected on loans | $5,029,000 | 486 |
| Earning assets | $925,630,000 | 653 |
| Long-term assets (5+ years) | $264,799,000 | 761 |
| Average Assets, year-to-date | $1,017,531,500 | 657 |
| Average Assets, quarterly | $1,017,531,500 | 657 |
| Volatile liabilities | $103,645,000 | 512 |
| Insider loans | $1,204,000 | 3,482 |
| FHLB advances | $5,000,000 | 2,440 |
| Loans and leases held for sale | $945,000 | 1,309 |
| Unused loan commitments | $82,536,000 | 867 |
| Tier 1 (core) risk-based capital | $24,055,000 | 2,626 |
| Tier 2 risk-based capital | $8,125,000 | 649 |
| Total risk weighted assets | $628,381,000 | 686 |
| Total unused commitments | $82,536,000 | 867 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 306 | 468 |
| Assets and Liabilities | ||
| Total Assets: | $1,031,778,000 | 645 |
| Cash and due from depository institutions | $63,295,000 | 468 |
| Interest-bearing balances | $46,988,000 | 841 |
| Securities | $261,584,000 | 582 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $610,038,000 | 680 |
| Loan loss allowance | $21,659,000 | 379 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $28,014,000 | 378 |
| Other real estate owned | $21,848,000 | 468 |
| Goodwill and other intangibles | $4,514,000 | 769 |
| All other assets | $42,485,000 | 539 |
| Life insurance assets | $24,329,000 | 301 |
| Total liabilities and capital | $1,031,778,000 | 645 |
| Total liabilities | $982,661,000 | 599 |
| Total deposits | $917,349,000 | 588 |
| Interest-bearing deposits | $745,375,000 | 599 |
| Deposits held in domestic offices | $917,349,000 | 585 |
| % insured | 80.25% | 6,204 |
| Federal funds purchased & repurchase agreements | $54,835,000 | 302 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $5,000,000 | 2,688 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $5,477,000 | 957 |
| Total equity capital | $49,117,000 | 1,444 |
| Total bank equity capital | $49,117,000 | 1,444 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $9,905,000 | 512 |
| Surplus | $61,063,000 | 604 |
| Undivided profits | $-21,851,000 | 7,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $93,553,000 | 187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,412,000 | 116 |
| Income earned, not collected on loans | $6,443,000 | 384 |
| Earning assets | $918,610,000 | 653 |
| Long-term assets (5+ years) | $210,322,000 | 758 |
| Average Assets, year-to-date | $1,068,707,000 | 614 |
| Average Assets, quarterly | $1,050,652,000 | 634 |
| Volatile liabilities | $101,390,000 | 556 |
| Insider loans | $1,950,000 | 2,706 |
| FHLB advances | $5,000,000 | 2,571 |
| Loans and leases held for sale | $2,220,000 | 844 |
| Unused loan commitments | $96,510,000 | 741 |
| Tier 1 (core) risk-based capital | $41,598,000 | 1,555 |
| Tier 2 risk-based capital | $8,954,000 | 595 |
| Total risk weighted assets | $703,646,000 | 613 |
| Total unused commitments | $96,510,000 | 741 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 315 | 447 |
| Assets and Liabilities | ||
| Total Assets: | $1,069,526,000 | 636 |
| Cash and due from depository institutions | $84,369,000 | 447 |
| Interest-bearing balances | $65,969,000 | 655 |
| Securities | $265,611,000 | 565 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $624,155,000 | 665 |
| Loan loss allowance | $16,511,000 | 503 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $28,181,000 | 376 |
| Other real estate owned | $18,502,000 | 447 |
| Goodwill and other intangibles | $4,633,000 | 760 |
| All other assets | $44,075,000 | 525 |
| Life insurance assets | $24,103,000 | 299 |
| Total liabilities and capital | $1,069,526,000 | 636 |
| Total liabilities | $1,005,267,000 | 592 |
| Total deposits | $939,300,000 | 570 |
| Interest-bearing deposits | $789,904,000 | 570 |
| Deposits held in domestic offices | $939,300,000 | 565 |
| % insured | 79.92% | 6,349 |
| Federal funds purchased & repurchase agreements | $54,261,000 | 314 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $6,538,000 | 2,526 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $5,168,000 | 1,021 |
| Total equity capital | $64,259,000 | 1,109 |
| Total bank equity capital | $64,259,000 | 1,106 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $9,905,000 | 519 |
| Surplus | $61,048,000 | 616 |
| Undivided profits | $-6,694,000 | 6,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $84,714,000 | 214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,397,000 | 105 |
| Income earned, not collected on loans | $7,179,000 | 347 |
| Earning assets | $955,735,000 | 635 |
| Long-term assets (5+ years) | $223,793,000 | 685 |
| Average Assets, year-to-date | $1,077,939,250 | 614 |
| Average Assets, quarterly | $1,068,815,500 | 626 |
| Volatile liabilities | $107,369,000 | 530 |
| Insider loans | $1,189,000 | 3,618 |
| FHLB advances | $5,000,000 | 2,645 |
| Loans and leases held for sale | $2,114,000 | 794 |
| Unused loan commitments | $121,238,000 | 621 |
| Tier 1 (core) risk-based capital | $56,659,000 | 1,153 |
| Tier 2 risk-based capital | $9,055,000 | 592 |
| Total risk weighted assets | $716,953,000 | 605 |
| Total unused commitments | $121,238,000 | 621 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 320 | 449 |
| Assets and Liabilities | ||
| Total Assets: | $1,068,105,000 | 629 |
| Cash and due from depository institutions | $73,983,000 | 449 |
| Interest-bearing balances | $55,634,000 | 667 |
| Securities | $245,233,000 | 606 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $641,173,000 | 644 |
| Loan loss allowance | $19,129,000 | 447 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $28,456,000 | 374 |
| Other real estate owned | $18,308,000 | 449 |
| Goodwill and other intangibles | $5,583,000 | 699 |
| All other assets | $55,369,000 | 453 |
| Life insurance assets | $23,871,000 | 298 |
| Total liabilities and capital | $1,068,105,000 | 629 |
| Total liabilities | $989,556,000 | 600 |
| Total deposits | $939,527,000 | 564 |
| Interest-bearing deposits | $796,913,000 | 563 |
| Deposits held in domestic offices | $939,527,000 | 561 |
| % insured | 82.92% | 5,934 |
| Federal funds purchased & repurchase agreements | $38,309,000 | 409 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,977,000 | 2,705 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $5,743,000 | 886 |
| Total equity capital | $78,549,000 | 885 |
| Total bank equity capital | $78,549,000 | 883 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $9,905,000 | 530 |
| Surplus | $61,031,000 | 611 |
| Undivided profits | $7,613,000 | 3,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $80,493,000 | 235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,208,000 | 129 |
| Income earned, not collected on loans | $6,116,000 | 407 |
| Earning assets | $942,040,000 | 645 |
| Long-term assets (5+ years) | $218,371,000 | 697 |
| Average Assets, year-to-date | $1,080,743,670 | 621 |
| Average Assets, quarterly | $1,073,659,000 | 624 |
| Volatile liabilities | $93,637,000 | 627 |
| Insider loans | $1,338,000 | 3,433 |
| FHLB advances | $5,000,000 | 2,712 |
| Loans and leases held for sale | $2,618,000 | 528 |
| Unused loan commitments | $118,845,000 | 622 |
| Tier 1 (core) risk-based capital | $67,932,000 | 947 |
| Tier 2 risk-based capital | $9,398,000 | 585 |
| Total risk weighted assets | $742,085,000 | 594 |
| Total unused commitments | $118,845,000 | 623 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 324 | 446 |
| Assets and Liabilities | ||
| Total Assets: | $1,078,782,000 | 624 |
| Cash and due from depository institutions | $56,211,000 | 446 |
| Interest-bearing balances | $41,152,000 | 948 |
| Securities | $253,877,000 | 583 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $661,646,000 | 628 |
| Loan loss allowance | $29,907,000 | 316 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $28,820,000 | 378 |
| Other real estate owned | $20,572,000 | 446 |
| Goodwill and other intangibles | $5,729,000 | 699 |
| All other assets | $51,927,000 | 477 |
| Life insurance assets | $23,646,000 | 297 |
| Total liabilities and capital | $1,078,782,000 | 624 |
| Total liabilities | $998,053,000 | 601 |
| Total deposits | $950,833,000 | 566 |
| Interest-bearing deposits | $815,592,000 | 562 |
| Deposits held in domestic offices | $950,833,000 | 564 |
| % insured | 83.68% | 5,848 |
| Federal funds purchased & repurchase agreements | $35,666,000 | 428 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $6,064,000 | 2,685 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $5,490,000 | 936 |
| Total equity capital | $80,729,000 | 826 |
| Total bank equity capital | $80,729,000 | 825 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $9,905,000 | 532 |
| Surplus | $61,026,000 | 611 |
| Undivided profits | $9,798,000 | 2,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $89,633,000 | 220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,256,000 | 134 |
| Income earned, not collected on loans | $6,159,000 | 421 |
| Earning assets | $956,675,000 | 640 |
| Long-term assets (5+ years) | $211,702,000 | 700 |
| Average Assets, year-to-date | $1,086,847,500 | 624 |
| Average Assets, quarterly | $1,086,847,500 | 624 |
| Volatile liabilities | $92,217,000 | 663 |
| Insider loans | $1,786,000 | 2,998 |
| FHLB advances | $5,000,000 | 2,745 |
| Loans and leases held for sale | $3,238,000 | 421 |
| Unused loan commitments | $111,034,000 | 668 |
| Tier 1 (core) risk-based capital | $72,601,000 | 876 |
| Tier 2 risk-based capital | $9,867,000 | 567 |
| Total risk weighted assets | $769,312,000 | 580 |
| Total unused commitments | $111,034,000 | 669 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 319 | 454 |
| Assets and Liabilities | ||
| Total Assets: | $1,095,330,000 | 626 |
| Cash and due from depository institutions | $43,880,000 | 454 |
| Interest-bearing balances | $30,888,000 | 1,158 |
| Securities | $260,939,000 | 540 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $679,864,000 | 628 |
| Loan loss allowance | $29,726,000 | 318 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $29,145,000 | 377 |
| Other real estate owned | $20,652,000 | 454 |
| Goodwill and other intangibles | $5,916,000 | 690 |
| All other assets | $54,934,000 | 459 |
| Life insurance assets | $23,416,000 | 297 |
| Total liabilities and capital | $1,095,330,000 | 626 |
| Total liabilities | $1,015,438,000 | 601 |
| Total deposits | $963,010,000 | 561 |
| Interest-bearing deposits | $824,296,000 | 562 |
| Deposits held in domestic offices | $963,010,000 | 559 |
| % insured | 81.65% | 6,196 |
| Federal funds purchased & repurchase agreements | $35,807,000 | 460 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,753,000 | 2,184 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $5,868,000 | 880 |
| Total equity capital | $79,892,000 | 832 |
| Total bank equity capital | $79,892,000 | 833 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $9,905,000 | 533 |
| Surplus | $60,997,000 | 606 |
| Undivided profits | $8,990,000 | 3,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $82,907,000 | 240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,256,000 | 206 |
| Income earned, not collected on loans | $7,473,000 | 341 |
| Earning assets | $971,691,000 | 628 |
| Long-term assets (5+ years) | $201,590,000 | 716 |
| Average Assets, year-to-date | $1,160,075,400 | 575 |
| Average Assets, quarterly | $1,104,117,500 | 618 |
| Volatile liabilities | $193,245,000 | 711 |
| Insider loans | $1,865,000 | 2,965 |
| FHLB advances | $9,000,000 | 2,298 |
| Loans and leases held for sale | $5,511,000 | 525 |
| Unused loan commitments | $118,356,000 | 628 |
| Tier 1 (core) risk-based capital | $73,958,000 | 845 |
| Tier 2 risk-based capital | $10,145,000 | 570 |
| Total risk weighted assets | $792,720,000 | 569 |
| Total unused commitments | $118,356,000 | 631 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 314 | 459 |
| Assets and Liabilities | ||
| Total Assets: | $1,112,905,000 | 604 |
| Cash and due from depository institutions | $61,274,000 | 459 |
| Interest-bearing balances | $42,789,000 | 855 |
| Securities | $244,410,000 | 557 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $710,309,000 | 605 |
| Loan loss allowance | $18,553,000 | 466 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $29,353,000 | 367 |
| Other real estate owned | $18,372,000 | 459 |
| Goodwill and other intangibles | $5,275,000 | 730 |
| All other assets | $43,912,000 | 542 |
| Life insurance assets | $23,189,000 | 295 |
| Total liabilities and capital | $1,112,905,000 | 604 |
| Total liabilities | $1,013,022,000 | 591 |
| Total deposits | $959,591,000 | 557 |
| Interest-bearing deposits | $826,536,000 | 555 |
| Deposits held in domestic offices | $959,591,000 | 555 |
| % insured | 82.70% | 5,624 |
| Federal funds purchased & repurchase agreements | $31,298,000 | 483 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $16,778,000 | 1,786 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,355,000 | 1,018 |
| Total equity capital | $99,883,000 | 698 |
| Total bank equity capital | $99,883,000 | 697 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $9,905,000 | 535 |
| Surplus | $60,975,000 | 595 |
| Undivided profits | $29,003,000 | 1,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $75,136,000 | 265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,256,000 | 190 |
| Income earned, not collected on loans | $7,952,000 | 338 |
| Earning assets | $997,508,000 | 611 |
| Long-term assets (5+ years) | $221,623,000 | 619 |
| Average Assets, year-to-date | $1,176,261,750 | 567 |
| Average Assets, quarterly | $1,121,999,500 | 594 |
| Volatile liabilities | $186,720,000 | 751 |
| Insider loans | $2,003,000 | 2,894 |
| FHLB advances | $16,000,000 | 1,715 |
| Loans and leases held for sale | $1,087,000 | 1,225 |
| Unused loan commitments | $117,048,000 | 646 |
| Tier 1 (core) risk-based capital | $90,208,000 | 687 |
| Tier 2 risk-based capital | $10,261,000 | 568 |
| Total risk weighted assets | $812,614,000 | 557 |
| Total unused commitments | $117,048,000 | 648 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 318 | 449 |
| Assets and Liabilities | ||
| Total Assets: | $1,131,094,000 | 583 |
| Cash and due from depository institutions | $60,445,000 | 449 |
| Interest-bearing balances | $47,280,000 | 751 |
| Securities | $246,231,000 | 539 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $727,358,000 | 589 |
| Loan loss allowance | $15,975,000 | 536 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $29,850,000 | 357 |
| Other real estate owned | $19,701,000 | 449 |
| Goodwill and other intangibles | $5,742,000 | 696 |
| All other assets | $41,767,000 | 572 |
| Life insurance assets | $22,962,000 | 297 |
| Total liabilities and capital | $1,131,094,000 | 583 |
| Total liabilities | $1,030,093,000 | 577 |
| Total deposits | $968,104,000 | 548 |
| Interest-bearing deposits | $845,166,000 | 545 |
| Deposits held in domestic offices | $968,104,000 | 546 |
| % insured | 83.68% | 5,542 |
| Federal funds purchased & repurchase agreements | $33,135,000 | 471 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,798,000 | 1,505 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,056,000 | 873 |
| Total equity capital | $101,001,000 | 678 |
| Total bank equity capital | $101,001,000 | 677 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $9,905,000 | 539 |
| Surplus | $60,952,000 | 592 |
| Undivided profits | $30,144,000 | 1,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $60,936,000 | 320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $6,953,000 | 380 |
| Earning assets | $1,020,869,000 | 587 |
| Long-term assets (5+ years) | $229,913,000 | 584 |
| Average Assets, year-to-date | $1,197,380,670 | 556 |
| Average Assets, quarterly | $1,165,732,500 | 574 |
| Volatile liabilities | $194,047,000 | 723 |
| Insider loans | $2,023,000 | 2,949 |
| FHLB advances | $22,500,000 | 1,435 |
| Loans and leases held for sale | $1,408,000 | 898 |
| Unused loan commitments | $122,319,000 | 612 |
| Tier 1 (core) risk-based capital | $92,168,000 | 665 |
| Tier 2 risk-based capital | $10,470,000 | 560 |
| Total risk weighted assets | $832,123,000 | 548 |
| Total unused commitments | $122,319,000 | 613 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 325 | 444 |
| Assets and Liabilities | ||
| Total Assets: | $1,200,371,000 | 576 |
| Cash and due from depository institutions | $95,127,000 | 444 |
| Interest-bearing balances | $81,387,000 | 448 |
| Securities | $264,406,000 | 496 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $742,142,000 | 593 |
| Loan loss allowance | $14,682,000 | 597 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $30,242,000 | 369 |
| Other real estate owned | $20,145,000 | 444 |
| Goodwill and other intangibles | $6,482,000 | 659 |
| All other assets | $41,827,000 | 588 |
| Life insurance assets | $22,780,000 | 298 |
| Total liabilities and capital | $1,200,371,000 | 576 |
| Total liabilities | $1,101,633,000 | 565 |
| Total deposits | $1,032,524,000 | 528 |
| Interest-bearing deposits | $910,361,000 | 530 |
| Deposits held in domestic offices | $1,032,524,000 | 526 |
| % insured | 82.97% | 5,719 |
| Federal funds purchased & repurchase agreements | $39,082,000 | 440 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $24,014,000 | 1,522 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,013,000 | 899 |
| Total equity capital | $98,738,000 | 684 |
| Total bank equity capital | $98,738,000 | 681 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $9,905,000 | 547 |
| Surplus | $60,930,000 | 602 |
| Undivided profits | $27,903,000 | 1,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $53,469,000 | 386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $7,355,000 | 387 |
| Earning assets | $1,087,935,000 | 571 |
| Long-term assets (5+ years) | $261,228,000 | 514 |
| Average Assets, year-to-date | $1,230,524,000 | 558 |
| Average Assets, quarterly | $1,230,524,000 | 558 |
| Volatile liabilities | $230,329,000 | 624 |
| Insider loans | $8,271,000 | 901 |
| FHLB advances | $22,500,000 | 1,500 |
| Loans and leases held for sale | $932,000 | 947 |
| Unused loan commitments | $129,183,000 | 619 |
| Tier 1 (core) risk-based capital | $91,170,000 | 675 |
| Tier 2 risk-based capital | $10,760,000 | 566 |
| Total risk weighted assets | $856,881,000 | 551 |
| Total unused commitments | $129,183,000 | 619 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 326 | 438 |
| Assets and Liabilities | ||
| Total Assets: | $1,260,677,000 | 543 |
| Cash and due from depository institutions | $74,360,000 | 438 |
| Interest-bearing balances | $55,527,000 | 523 |
| Securities | $301,267,000 | 433 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $786,008,000 | 574 |
| Loan loss allowance | $12,075,000 | 732 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $30,623,000 | 361 |
| Other real estate owned | $17,658,000 | 438 |
| Goodwill and other intangibles | $6,632,000 | 655 |
| All other assets | $44,129,000 | 570 |
| Life insurance assets | $22,540,000 | 298 |
| Total liabilities and capital | $1,260,677,000 | 543 |
| Total liabilities | $1,163,252,000 | 538 |
| Total deposits | $1,076,934,000 | 501 |
| Interest-bearing deposits | $940,068,000 | 511 |
| Deposits held in domestic offices | $1,076,934,000 | 498 |
| % insured | 81.99% | 5,949 |
| Federal funds purchased & repurchase agreements | $47,326,000 | 406 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $32,521,000 | 1,292 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,471,000 | 835 |
| Total equity capital | $97,425,000 | 680 |
| Total bank equity capital | $97,425,000 | 676 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $9,905,000 | 542 |
| Surplus | $60,908,000 | 591 |
| Undivided profits | $26,612,000 | 1,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $53,549,000 | 376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $9,267,000 | 309 |
| Earning assets | $1,142,802,000 | 543 |
| Long-term assets (5+ years) | $291,644,000 | 463 |
| Average Assets, year-to-date | $1,236,809,600 | 545 |
| Average Assets, quarterly | $1,273,769,000 | 539 |
| Volatile liabilities | $271,068,000 | 551 |
| Insider loans | $7,984,000 | 942 |
| FHLB advances | $31,500,000 | 1,246 |
| Loans and leases held for sale | $3,296,000 | 564 |
| Unused loan commitments | $124,712,000 | 652 |
| Tier 1 (core) risk-based capital | $90,934,000 | 667 |
| Tier 2 risk-based capital | $11,372,000 | 554 |
| Total risk weighted assets | $909,056,000 | 540 |
| Total unused commitments | $124,712,000 | 652 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 325 | 451 |
| Assets and Liabilities | ||
| Total Assets: | $1,286,861,000 | 546 |
| Cash and due from depository institutions | $65,022,000 | 451 |
| Interest-bearing balances | $49,690,000 | 571 |
| Securities | $335,962,000 | 396 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $769,933,000 | 600 |
| Loan loss allowance | $7,759,000 | 1,044 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $30,917,000 | 363 |
| Other real estate owned | $16,182,000 | 451 |
| Goodwill and other intangibles | $30,770,000 | 260 |
| All other assets | $38,075,000 | 596 |
| Life insurance assets | $22,308,000 | 305 |
| Total liabilities and capital | $1,286,861,000 | 546 |
| Total liabilities | $1,161,244,000 | 544 |
| Total deposits | $1,066,343,000 | 510 |
| Interest-bearing deposits | $955,350,000 | 506 |
| Deposits held in domestic offices | $1,066,343,000 | 507 |
| % insured | 81.87% | 6,171 |
| Federal funds purchased & repurchase agreements | $50,025,000 | 406 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $33,288,000 | 1,318 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $11,588,000 | 588 |
| Total equity capital | $125,617,000 | 549 |
| Total bank equity capital | $125,617,000 | 549 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $9,905,000 | 540 |
| Surplus | $60,884,000 | 594 |
| Undivided profits | $54,828,000 | 595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $38,513,000 | 504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $9,543,000 | 326 |
| Earning assets | $1,155,585,000 | 545 |
| Long-term assets (5+ years) | $305,097,000 | 435 |
| Average Assets, year-to-date | $1,230,842,750 | 561 |
| Average Assets, quarterly | $1,272,354,000 | 545 |
| Volatile liabilities | $309,450,000 | 527 |
| Insider loans | $7,873,000 | 977 |
| FHLB advances | $32,498,000 | 1,268 |
| Loans and leases held for sale | $5,484,000 | 371 |
| Unused loan commitments | $138,413,000 | 628 |
| Tier 1 (core) risk-based capital | $91,882,000 | 668 |
| Tier 2 risk-based capital | $7,759,000 | 800 |
| Total risk weighted assets | $885,325,000 | 566 |
| Total unused commitments | $138,413,000 | 630 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 327 | 453 |
| Assets and Liabilities | ||
| Total Assets: | $1,257,847,000 | 565 |
| Cash and due from depository institutions | $48,670,000 | 453 |
| Interest-bearing balances | $35,929,000 | 619 |
| Securities | $332,700,000 | 400 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $762,360,000 | 620 |
| Loan loss allowance | $6,160,000 | 1,245 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $31,289,000 | 365 |
| Other real estate owned | $15,250,000 | 453 |
| Goodwill and other intangibles | $30,885,000 | 274 |
| All other assets | $36,693,000 | 630 |
| Life insurance assets | $22,072,000 | 314 |
| Total liabilities and capital | $1,257,847,000 | 565 |
| Total liabilities | $1,145,981,000 | 559 |
| Total deposits | $1,065,619,000 | 517 |
| Interest-bearing deposits | $956,295,000 | 509 |
| Deposits held in domestic offices | $1,065,619,000 | 515 |
| % insured | 75.47% | 4,919 |
| Federal funds purchased & repurchase agreements | $35,621,000 | 507 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $34,013,000 | 1,374 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $10,728,000 | 635 |
| Total equity capital | $111,866,000 | 609 |
| Total bank equity capital | $111,866,000 | 607 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $9,905,000 | 538 |
| Surplus | $52,020,000 | 685 |
| Undivided profits | $49,941,000 | 656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $22,026,000 | 766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $7,840,000 | 391 |
| Earning assets | $1,130,989,000 | 565 |
| Long-term assets (5+ years) | $307,015,000 | 440 |
| Average Assets, year-to-date | $1,212,170,000 | 582 |
| Average Assets, quarterly | $1,236,523,500 | 573 |
| Volatile liabilities | $314,376,000 | 527 |
| Insider loans | $8,615,000 | 904 |
| FHLB advances | $32,496,000 | 1,331 |
| Loans and leases held for sale | $2,766,000 | 764 |
| Unused loan commitments | $142,438,000 | 631 |
| Tier 1 (core) risk-based capital | $82,808,000 | 744 |
| Tier 2 risk-based capital | $6,160,000 | 997 |
| Total risk weighted assets | $873,285,000 | 596 |
| Total unused commitments | $142,438,000 | 632 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 326 | 455 |
| Assets and Liabilities | ||
| Total Assets: | $1,215,200,000 | 588 |
| Cash and due from depository institutions | $67,868,000 | 455 |
| Interest-bearing balances | $54,441,000 | 384 |
| Securities | $274,534,000 | 471 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $770,022,000 | 634 |
| Loan loss allowance | $5,864,000 | 1,240 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $31,597,000 | 363 |
| Other real estate owned | $3,170,000 | 455 |
| Goodwill and other intangibles | $30,940,000 | 282 |
| All other assets | $37,069,000 | 614 |
| Life insurance assets | $21,842,000 | 317 |
| Total liabilities and capital | $1,215,200,000 | 588 |
| Total liabilities | $1,103,006,000 | 583 |
| Total deposits | $1,020,276,000 | 539 |
| Interest-bearing deposits | $914,702,000 | 537 |
| Deposits held in domestic offices | $1,020,276,000 | 536 |
| % insured | 76.77% | 4,661 |
| Federal funds purchased & repurchase agreements | $38,799,000 | 513 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $33,267,000 | 1,436 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $10,664,000 | 640 |
| Total equity capital | $112,194,000 | 614 |
| Total bank equity capital | $112,194,000 | 611 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,905,000 | 536 |
| Surplus | $51,997,000 | 682 |
| Undivided profits | $50,292,000 | 656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $33,281,000 | 489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $8,301,000 | 383 |
| Earning assets | $1,098,997,000 | 588 |
| Long-term assets (5+ years) | $280,865,000 | 482 |
| Average Assets, year-to-date | $1,189,331,500 | 591 |
| Average Assets, quarterly | $1,189,331,500 | 591 |
| Volatile liabilities | $312,808,000 | 537 |
| Insider loans | $8,744,000 | 890 |
| FHLB advances | $32,494,000 | 1,373 |
| Loans and leases held for sale | $1,084,000 | 1,065 |
| Unused loan commitments | $135,882,000 | 704 |
| Tier 1 (core) risk-based capital | $81,907,000 | 745 |
| Tier 2 risk-based capital | $5,864,000 | 1,036 |
| Total risk weighted assets | $853,223,000 | 612 |
| Total unused commitments | $135,882,000 | 704 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 314 | 475 |
| Assets and Liabilities | ||
| Total Assets: | $1,163,463,000 | 598 |
| Cash and due from depository institutions | $20,261,000 | 475 |
| Interest-bearing balances | $2,774,000 | 2,584 |
| Securities | $251,115,000 | 493 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $787,927,000 | 621 |
| Loan loss allowance | $5,065,000 | 1,372 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $31,651,000 | 363 |
| Other real estate owned | $2,487,000 | 475 |
| Goodwill and other intangibles | $31,525,000 | 290 |
| All other assets | $38,497,000 | 596 |
| Life insurance assets | $21,588,000 | 316 |
| Total liabilities and capital | $1,163,463,000 | 598 |
| Total liabilities | $1,051,307,000 | 595 |
| Total deposits | $962,975,000 | 546 |
| Interest-bearing deposits | $851,753,000 | 553 |
| Deposits held in domestic offices | $962,975,000 | 542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,033,000 | 496 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $34,933,000 | 1,539 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $11,366,000 | 622 |
| Total equity capital | $112,156,000 | 601 |
| Total bank equity capital | $112,156,000 | 601 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,905,000 | 538 |
| Surplus | $51,973,000 | 667 |
| Undivided profits | $50,278,000 | 649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,037,000 | 429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $9,693,000 | 348 |
| Earning assets | $1,041,816,000 | 599 |
| Long-term assets (5+ years) | $204,696,000 | 644 |
| Average Assets, year-to-date | $1,112,060,000 | 599 |
| Average Assets, quarterly | $1,143,385,500 | 601 |
| Volatile liabilities | $293,082,000 | 562 |
| Insider loans | $8,916,000 | 876 |
| FHLB advances | $32,492,000 | 1,508 |
| Loans and leases held for sale | $2,155,000 | 588 |
| Unused loan commitments | $149,718,000 | 668 |
| Tier 1 (core) risk-based capital | $81,871,000 | 727 |
| Tier 2 risk-based capital | $5,065,000 | 1,173 |
| Total risk weighted assets | $866,277,000 | 597 |
| Total unused commitments | $149,718,000 | 668 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 314 | 481 |
| Assets and Liabilities | ||
| Total Assets: | $1,123,308,000 | 609 |
| Cash and due from depository institutions | $17,389,000 | 481 |
| Interest-bearing balances | $100,000 | 5,065 |
| Securities | $241,626,000 | 501 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 4,756 |
| Net loans & leases | $760,921,000 | 644 |
| Loan loss allowance | $3,842,000 | 1,600 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $31,634,000 | 363 |
| Other real estate owned | $1,330,000 | 481 |
| Goodwill and other intangibles | $31,707,000 | 320 |
| All other assets | $37,901,000 | 577 |
| Life insurance assets | $21,478,000 | 317 |
| Total liabilities and capital | $1,123,308,000 | 609 |
| Total liabilities | $1,015,186,000 | 606 |
| Total deposits | $938,473,000 | 552 |
| Interest-bearing deposits | $840,137,000 | 547 |
| Deposits held in domestic offices | $938,473,000 | 549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,420,000 | 605 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $32,295,000 | 1,614 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,998,000 | 655 |
| Total equity capital | $108,122,000 | 628 |
| Total bank equity capital | $108,122,000 | 628 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $9,905,000 | 533 |
| Surplus | $51,352,000 | 671 |
| Undivided profits | $46,865,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,424,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $10,253,000 | 340 |
| Earning assets | $1,003,447,000 | 617 |
| Long-term assets (5+ years) | $211,512,000 | 623 |
| Average Assets, year-to-date | $1,099,209,250 | 609 |
| Average Assets, quarterly | $1,114,861,000 | 609 |
| Volatile liabilities | $264,976,000 | 602 |
| Insider loans | $8,175,000 | 952 |
| FHLB advances | $30,490,000 | 1,602 |
| Loans and leases held for sale | $2,654,000 | 449 |
| Unused loan commitments | $162,998,000 | 658 |
| Tier 1 (core) risk-based capital | $80,655,000 | 762 |
| Tier 2 risk-based capital | $3,842,000 | 1,477 |
| Total risk weighted assets | $837,039,000 | 618 |
| Total unused commitments | $162,998,000 | 658 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 319 | 480 |
| Assets and Liabilities | ||
| Total Assets: | $1,106,414,000 | 613 |
| Cash and due from depository institutions | $26,399,000 | 480 |
| Interest-bearing balances | $101,000 | 5,016 |
| Securities | $232,061,000 | 531 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $746,163,000 | 654 |
| Loan loss allowance | $3,395,000 | 1,713 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $31,718,000 | 357 |
| Other real estate owned | $851,000 | 480 |
| Goodwill and other intangibles | $31,827,000 | 326 |
| All other assets | $37,395,000 | 573 |
| Life insurance assets | $21,256,000 | 322 |
| Total liabilities and capital | $1,106,414,000 | 613 |
| Total liabilities | $998,579,000 | 608 |
| Total deposits | $904,973,000 | 566 |
| Interest-bearing deposits | $800,881,000 | 560 |
| Deposits held in domestic offices | $904,973,000 | 562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,378,000 | 456 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $25,704,000 | 1,827 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $11,524,000 | 588 |
| Total equity capital | $107,835,000 | 648 |
| Total bank equity capital | $107,835,000 | 648 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $9,905,000 | 527 |
| Surplus | $51,331,000 | 659 |
| Undivided profits | $46,599,000 | 762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,606,000 | 625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $8,764,000 | 385 |
| Earning assets | $978,325,000 | 631 |
| Long-term assets (5+ years) | $167,323,000 | 780 |
| Average Assets, year-to-date | $1,091,176,330 | 614 |
| Average Assets, quarterly | $1,096,544,500 | 613 |
| Volatile liabilities | $270,597,000 | 582 |
| Insider loans | $9,466,000 | 792 |
| FHLB advances | $23,489,000 | 1,887 |
| Loans and leases held for sale | $3,324,000 | 473 |
| Unused loan commitments | $137,204,000 | 783 |
| Tier 1 (core) risk-based capital | $79,080,000 | 779 |
| Tier 2 risk-based capital | $3,395,000 | 1,604 |
| Total risk weighted assets | $822,792,000 | 633 |
| Total unused commitments | $137,204,000 | 783 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 312 | 483 |
| Assets and Liabilities | ||
| Total Assets: | $1,086,675,000 | 624 |
| Cash and due from depository institutions | $24,685,000 | 483 |
| Interest-bearing balances | $570,000 | 3,535 |
| Securities | $232,093,000 | 546 |
| Federal funds sold & reverse repurchase agreements | $745,000 | 5,930 |
| Net loans & leases | $729,760,000 | 658 |
| Loan loss allowance | $3,135,000 | 1,763 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $31,810,000 | 352 |
| Other real estate owned | $605,000 | 483 |
| Goodwill and other intangibles | $31,899,000 | 334 |
| All other assets | $35,078,000 | 587 |
| Life insurance assets | $21,054,000 | 319 |
| Total liabilities and capital | $1,086,675,000 | 624 |
| Total liabilities | $978,918,000 | 622 |
| Total deposits | $919,423,000 | 548 |
| Interest-bearing deposits | $813,418,000 | 559 |
| Deposits held in domestic offices | $919,423,000 | 545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,482,000 | 626 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $11,537,000 | 2,693 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $13,476,000 | 564 |
| Total equity capital | $107,757,000 | 662 |
| Total bank equity capital | $107,757,000 | 662 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $9,905,000 | 521 |
| Surplus | $49,809,000 | 673 |
| Undivided profits | $48,043,000 | 770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,110,000 | 556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $8,267,000 | 427 |
| Earning assets | $963,168,000 | 638 |
| Long-term assets (5+ years) | $153,495,000 | 826 |
| Average Assets, year-to-date | $1,083,557,500 | 623 |
| Average Assets, quarterly | $1,083,557,500 | 623 |
| Volatile liabilities | $242,109,000 | 635 |
| Insider loans | $9,740,000 | 769 |
| FHLB advances | $10,986,000 | 2,673 |
| Loans and leases held for sale | $3,178,000 | 528 |
| Unused loan commitments | $144,747,000 | 759 |
| Tier 1 (core) risk-based capital | $77,249,000 | 807 |
| Tier 2 risk-based capital | $3,135,000 | 1,679 |
| Total risk weighted assets | $800,012,000 | 638 |
| Total unused commitments | $144,747,000 | 759 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 312 | 493 |
| Assets and Liabilities | ||
| Total Assets: | $1,080,440,000 | 627 |
| Cash and due from depository institutions | $27,604,000 | 493 |
| Interest-bearing balances | $1,803,000 | 2,037 |
| Securities | $228,575,000 | 543 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $720,328,000 | 661 |
| Loan loss allowance | $3,247,000 | 1,696 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $32,145,000 | 346 |
| Other real estate owned | $833,000 | 493 |
| Goodwill and other intangibles | $31,964,000 | 333 |
| All other assets | $38,991,000 | 525 |
| Life insurance assets | $22,461,000 | 303 |
| Total liabilities and capital | $1,080,440,000 | 627 |
| Total liabilities | $974,359,000 | 619 |
| Total deposits | $891,723,000 | 566 |
| Interest-bearing deposits | $789,031,000 | 567 |
| Deposits held in domestic offices | $891,723,000 | 562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,717,000 | 432 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,821,000 | 2,928 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $13,098,000 | 547 |
| Total equity capital | $106,081,000 | 665 |
| Total bank equity capital | $106,081,000 | 665 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,905,000 | 512 |
| Surplus | $49,788,000 | 667 |
| Undivided profits | $46,388,000 | 798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,434,000 | 800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $10,875,000 | 359 |
| Earning assets | $950,706,000 | 647 |
| Long-term assets (5+ years) | $139,707,000 | 850 |
| Average Assets, year-to-date | $1,044,549,400 | 617 |
| Average Assets, quarterly | $1,070,380,500 | 624 |
| Volatile liabilities | $258,521,000 | 604 |
| Insider loans | $9,856,000 | 736 |
| FHLB advances | $6,984,000 | 3,111 |
| Loans and leases held for sale | $928,000 | 953 |
| Unused loan commitments | $143,484,000 | 766 |
| Tier 1 (core) risk-based capital | $76,286,000 | 817 |
| Tier 2 risk-based capital | $3,247,000 | 1,618 |
| Total risk weighted assets | $791,182,000 | 653 |
| Total unused commitments | $143,484,000 | 766 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 307 | 496 |
| Assets and Liabilities | ||
| Total Assets: | $1,060,321,000 | 622 |
| Cash and due from depository institutions | $31,822,000 | 496 |
| Interest-bearing balances | $8,423,000 | 621 |
| Securities | $218,638,000 | 576 |
| Federal funds sold & reverse repurchase agreements | $17,700,000 | 790 |
| Net loans & leases | $687,946,000 | 675 |
| Loan loss allowance | $3,221,000 | 1,657 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $32,638,000 | 319 |
| Other real estate owned | $701,000 | 496 |
| Goodwill and other intangibles | $32,093,000 | 320 |
| All other assets | $38,783,000 | 520 |
| Life insurance assets | $22,324,000 | 292 |
| Total liabilities and capital | $1,060,321,000 | 622 |
| Total liabilities | $958,051,000 | 613 |
| Total deposits | $902,792,000 | 553 |
| Interest-bearing deposits | $811,137,000 | 543 |
| Deposits held in domestic offices | $902,792,000 | 549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,978,000 | 598 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,367,000 | 2,711 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $11,914,000 | 588 |
| Total equity capital | $102,270,000 | 670 |
| Total bank equity capital | $102,270,000 | 670 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,905,000 | 485 |
| Surplus | $47,577,000 | 682 |
| Undivided profits | $44,788,000 | 833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,409,000 | 740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $10,575,000 | 387 |
| Earning assets | $932,707,000 | 646 |
| Long-term assets (5+ years) | $127,230,000 | 911 |
| Average Assets, year-to-date | $1,035,576,750 | 620 |
| Average Assets, quarterly | $1,038,652,000 | 631 |
| Volatile liabilities | $228,978,000 | 653 |
| Insider loans | $10,024,000 | 709 |
| FHLB advances | $6,980,000 | 2,963 |
| Loans and leases held for sale | $939,000 | 907 |
| Unused loan commitments | $149,011,000 | 757 |
| Tier 1 (core) risk-based capital | $73,089,000 | 848 |
| Tier 2 risk-based capital | $3,221,000 | 1,619 |
| Total risk weighted assets | $759,686,000 | 658 |
| Total unused commitments | $149,011,000 | 757 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 303 | 522 |
| Assets and Liabilities | ||
| Total Assets: | $1,016,983,000 | 655 |
| Cash and due from depository institutions | $14,111,000 | 522 |
| Interest-bearing balances | $107,000 | 4,562 |
| Securities | $229,101,000 | 546 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $670,841,000 | 697 |
| Loan loss allowance | $3,110,000 | 1,699 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $33,109,000 | 312 |
| Other real estate owned | $370,000 | 522 |
| Goodwill and other intangibles | $32,185,000 | 332 |
| All other assets | $37,266,000 | 552 |
| Life insurance assets | $22,029,000 | 296 |
| Total liabilities and capital | $1,016,983,000 | 655 |
| Total liabilities | $917,557,000 | 643 |
| Total deposits | $864,715,000 | 590 |
| Interest-bearing deposits | $764,847,000 | 581 |
| Deposits held in domestic offices | $864,715,000 | 587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,815,000 | 607 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,519,000 | 2,717 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,508,000 | 603 |
| Total equity capital | $99,426,000 | 689 |
| Total bank equity capital | $99,426,000 | 689 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,905,000 | 479 |
| Surplus | $47,065,000 | 707 |
| Undivided profits | $42,456,000 | 863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,816,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $9,692,000 | 402 |
| Earning assets | $900,049,000 | 677 |
| Long-term assets (5+ years) | $184,033,000 | 627 |
| Average Assets, year-to-date | $1,027,328,670 | 637 |
| Average Assets, quarterly | $1,025,140,500 | 644 |
| Volatile liabilities | $202,061,000 | 724 |
| Insider loans | $8,412,000 | 849 |
| FHLB advances | $6,977,000 | 2,863 |
| Loans and leases held for sale | $4,662,000 | 436 |
| Unused loan commitments | $150,697,000 | 770 |
| Tier 1 (core) risk-based capital | $71,142,000 | 878 |
| Tier 2 risk-based capital | $3,110,000 | 1,662 |
| Total risk weighted assets | $739,035,000 | 682 |
| Total unused commitments | $150,697,000 | 770 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 313 | 500 |
| Assets and Liabilities | ||
| Total Assets: | $1,033,298,000 | 633 |
| Cash and due from depository institutions | $19,360,000 | 500 |
| Interest-bearing balances | $168,000 | 4,200 |
| Securities | $250,505,000 | 501 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 3,052 |
| Net loans & leases | $655,188,000 | 692 |
| Loan loss allowance | $3,137,000 | 1,674 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $33,282,000 | 301 |
| Other real estate owned | $482,000 | 500 |
| Goodwill and other intangibles | $32,294,000 | 322 |
| All other assets | $36,487,000 | 537 |
| Life insurance assets | $21,810,000 | 292 |
| Total liabilities and capital | $1,033,298,000 | 633 |
| Total liabilities | $933,825,000 | 624 |
| Total deposits | $884,787,000 | 570 |
| Interest-bearing deposits | $783,325,000 | 564 |
| Deposits held in domestic offices | $884,787,000 | 568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,608,000 | 639 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,166,000 | 2,703 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $11,264,000 | 635 |
| Total equity capital | $99,473,000 | 679 |
| Total bank equity capital | $99,473,000 | 679 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,905,000 | 466 |
| Surplus | $47,042,000 | 679 |
| Undivided profits | $42,526,000 | 873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,933,000 | 714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $8,882,000 | 433 |
| Earning assets | $911,561,000 | 660 |
| Long-term assets (5+ years) | $138,223,000 | 807 |
| Average Assets, year-to-date | $1,032,501,500 | 628 |
| Average Assets, quarterly | $1,032,501,500 | 628 |
| Volatile liabilities | $212,873,000 | 694 |
| Insider loans | $7,780,000 | 909 |
| FHLB advances | $6,973,000 | 2,819 |
| Loans and leases held for sale | $1,577,000 | 803 |
| Unused loan commitments | $148,625,000 | 774 |
| Tier 1 (core) risk-based capital | $69,903,000 | 881 |
| Tier 2 risk-based capital | $3,137,000 | 1,641 |
| Total risk weighted assets | $730,610,000 | 671 |
| Total unused commitments | $148,625,000 | 774 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 303 | 516 |
| Assets and Liabilities | ||
| Total Assets: | $1,031,705,000 | 635 |
| Cash and due from depository institutions | $33,985,000 | 516 |
| Interest-bearing balances | $103,000 | 4,690 |
| Securities | $263,959,000 | 479 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,786 |
| Net loans & leases | $630,932,000 | 719 |
| Loan loss allowance | $3,053,000 | 1,702 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $28,670,000 | 345 |
| Other real estate owned | $0 | 516 |
| Goodwill and other intangibles | $30,877,000 | 313 |
| All other assets | $38,082,000 | 526 |
| Life insurance assets | $21,470,000 | 287 |
| Total liabilities and capital | $1,031,705,000 | 635 |
| Total liabilities | $934,943,000 | 619 |
| Total deposits | $883,494,000 | 562 |
| Interest-bearing deposits | $774,967,000 | 564 |
| Deposits held in domestic offices | $883,494,000 | 561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,344,000 | 624 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,303,000 | 2,635 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $10,802,000 | 643 |
| Total equity capital | $96,762,000 | 683 |
| Total bank equity capital | $96,762,000 | 683 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,905,000 | 458 |
| Surplus | $44,882,000 | 696 |
| Undivided profits | $41,975,000 | 862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,938,000 | 803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $11,139,000 | 352 |
| Earning assets | $900,194,000 | 660 |
| Long-term assets (5+ years) | $132,496,000 | 825 |
| Average Assets, year-to-date | $967,505,400 | 643 |
| Average Assets, quarterly | $1,010,936,000 | 633 |
| Volatile liabilities | $224,355,000 | 738 |
| Insider loans | $6,417,000 | 1,099 |
| FHLB advances | $6,970,000 | 2,922 |
| Loans and leases held for sale | $4,512,000 | 411 |
| Unused loan commitments | $138,806,000 | 794 |
| Tier 1 (core) risk-based capital | $68,094,000 | 893 |
| Tier 2 risk-based capital | $3,053,000 | 1,671 |
| Total risk weighted assets | $710,814,000 | 687 |
| Total unused commitments | $138,806,000 | 794 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 305 | 517 |
| Assets and Liabilities | ||
| Total Assets: | $990,167,000 | 658 |
| Cash and due from depository institutions | $23,035,000 | 517 |
| Interest-bearing balances | $6,921,000 | 741 |
| Securities | $263,106,000 | 493 |
| Federal funds sold & reverse repurchase agreements | $16,260,000 | 856 |
| Net loans & leases | $590,607,000 | 763 |
| Loan loss allowance | $3,164,000 | 1,656 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $28,121,000 | 339 |
| Other real estate owned | $440,000 | 517 |
| Goodwill and other intangibles | $31,019,000 | 317 |
| All other assets | $37,579,000 | 531 |
| Life insurance assets | $21,490,000 | 275 |
| Total liabilities and capital | $990,167,000 | 658 |
| Total liabilities | $895,850,000 | 653 |
| Total deposits | $840,807,000 | 589 |
| Interest-bearing deposits | $750,662,000 | 576 |
| Deposits held in domestic offices | $840,807,000 | 588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,931,000 | 583 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,850,000 | 2,714 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $10,262,000 | 661 |
| Total equity capital | $94,317,000 | 707 |
| Total bank equity capital | $94,317,000 | 707 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,905,000 | 444 |
| Surplus | $42,882,000 | 709 |
| Undivided profits | $41,530,000 | 881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,125,000 | 751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $10,314,000 | 374 |
| Earning assets | $876,894,000 | 678 |
| Long-term assets (5+ years) | $141,617,000 | 772 |
| Average Assets, year-to-date | $951,455,500 | 662 |
| Average Assets, quarterly | $966,248,000 | 670 |
| Volatile liabilities | $218,350,000 | 758 |
| Insider loans | $5,227,000 | 1,363 |
| FHLB advances | $7,364,000 | 2,962 |
| Loans and leases held for sale | $3,865,000 | 459 |
| Unused loan commitments | $129,042,000 | 853 |
| Tier 1 (core) risk-based capital | $65,536,000 | 928 |
| Tier 2 risk-based capital | $3,164,000 | 1,633 |
| Total risk weighted assets | $678,406,000 | 723 |
| Total unused commitments | $129,042,000 | 854 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 307 | 517 |
| Assets and Liabilities | ||
| Total Assets: | $942,329,000 | 684 |
| Cash and due from depository institutions | $18,231,000 | 517 |
| Interest-bearing balances | $88,000 | 5,084 |
| Securities | $243,275,000 | 538 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,658 |
| Net loans & leases | $578,845,000 | 764 |
| Loan loss allowance | $3,080,000 | 1,675 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $27,626,000 | 336 |
| Other real estate owned | $447,000 | 517 |
| Goodwill and other intangibles | $31,202,000 | 323 |
| All other assets | $35,303,000 | 557 |
| Life insurance assets | $21,427,000 | 266 |
| Total liabilities and capital | $942,329,000 | 684 |
| Total liabilities | $850,667,000 | 680 |
| Total deposits | $804,852,000 | 605 |
| Interest-bearing deposits | $705,719,000 | 603 |
| Deposits held in domestic offices | $804,852,000 | 604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,025,000 | 681 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,659,000 | 3,069 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,131,000 | 624 |
| Total equity capital | $91,662,000 | 707 |
| Total bank equity capital | $91,662,000 | 707 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,905,000 | 429 |
| Surplus | $42,882,000 | 704 |
| Undivided profits | $38,875,000 | 894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,389,000 | 628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $8,032,000 | 443 |
| Earning assets | $829,608,000 | 704 |
| Long-term assets (5+ years) | $138,470,000 | 787 |
| Average Assets, year-to-date | $938,551,670 | 669 |
| Average Assets, quarterly | $935,297,000 | 674 |
| Volatile liabilities | $187,971,000 | 844 |
| Insider loans | $5,347,000 | 1,300 |
| FHLB advances | $7,358,000 | 2,995 |
| Loans and leases held for sale | $3,614,000 | 469 |
| Unused loan commitments | $134,376,000 | 825 |
| Tier 1 (core) risk-based capital | $64,633,000 | 920 |
| Tier 2 risk-based capital | $3,080,000 | 1,635 |
| Total risk weighted assets | $658,419,000 | 727 |
| Total unused commitments | $134,376,000 | 825 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 301 | 521 |
| Assets and Liabilities | ||
| Total Assets: | $928,265,000 | 671 |
| Cash and due from depository institutions | $14,602,000 | 521 |
| Interest-bearing balances | $153,000 | 4,458 |
| Securities | $234,269,000 | 570 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,977 |
| Net loans & leases | $567,411,000 | 757 |
| Loan loss allowance | $3,010,000 | 1,683 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $27,385,000 | 323 |
| Other real estate owned | $467,000 | 521 |
| Goodwill and other intangibles | $31,357,000 | 309 |
| All other assets | $45,374,000 | 458 |
| Life insurance assets | $20,765,000 | 272 |
| Total liabilities and capital | $928,265,000 | 671 |
| Total liabilities | $836,126,000 | 669 |
| Total deposits | $791,026,000 | 602 |
| Interest-bearing deposits | $694,199,000 | 605 |
| Deposits held in domestic offices | $791,026,000 | 601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,737,000 | 642 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,528,000 | 2,827 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $8,835,000 | 684 |
| Total equity capital | $92,139,000 | 686 |
| Total bank equity capital | $92,139,000 | 686 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,905,000 | 418 |
| Surplus | $42,881,000 | 682 |
| Undivided profits | $39,353,000 | 885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,520,000 | 596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $7,420,000 | 447 |
| Earning assets | $809,233,000 | 714 |
| Long-term assets (5+ years) | $139,506,000 | 762 |
| Average Assets, year-to-date | $936,663,000 | 666 |
| Average Assets, quarterly | $936,663,000 | 666 |
| Volatile liabilities | $194,878,000 | 788 |
| Insider loans | $4,556,000 | 1,490 |
| FHLB advances | $8,352,000 | 2,739 |
| Loans and leases held for sale | $3,526,000 | 420 |
| Unused loan commitments | $127,222,000 | 852 |
| Tier 1 (core) risk-based capital | $64,168,000 | 914 |
| Tier 2 risk-based capital | $3,010,000 | 1,639 |
| Total risk weighted assets | $654,988,000 | 712 |
| Total unused commitments | $127,222,000 | 852 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 290 | 538 |
| Assets and Liabilities | ||
| Total Assets: | $945,061,000 | 656 |
| Cash and due from depository institutions | $23,745,000 | 538 |
| Interest-bearing balances | $110,000 | 4,811 |
| Securities | $248,142,000 | 544 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $581,162,000 | 736 |
| Loan loss allowance | $3,197,000 | 1,565 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $26,412,000 | 331 |
| Other real estate owned | $468,000 | 538 |
| Goodwill and other intangibles | $31,351,000 | 297 |
| All other assets | $33,781,000 | 561 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $945,061,000 | 656 |
| Total liabilities | $854,004,000 | 657 |
| Total deposits | $802,674,000 | 588 |
| Interest-bearing deposits | $697,530,000 | 587 |
| Deposits held in domestic offices | $802,674,000 | 587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,375,000 | 619 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,465,000 | 2,604 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,490,000 | 595 |
| Total equity capital | $91,057,000 | 687 |
| Total bank equity capital | $91,057,000 | 687 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,905,000 | 406 |
| Surplus | $42,881,000 | 664 |
| Undivided profits | $38,271,000 | 901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,836,000 | 691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $8,714,000 | 382 |
| Earning assets | $829,414,000 | 678 |
| Long-term assets (5+ years) | $138,988,000 | 753 |
| Average Assets, year-to-date | $773,848,200 | 759 |
| Average Assets, quarterly | $936,185,000 | 656 |
| Volatile liabilities | $187,082,000 | 815 |
| Insider loans | $4,906,000 | 1,368 |
| FHLB advances | $8,346,000 | 2,809 |
| Loans and leases held for sale | $2,587,000 | 506 |
| Unused loan commitments | $118,128,000 | 880 |
| Tier 1 (core) risk-based capital | $61,990,000 | 929 |
| Tier 2 risk-based capital | $3,197,000 | 1,532 |
| Total risk weighted assets | $647,990,000 | 704 |
| Total unused commitments | $118,128,000 | 880 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 281 | 547 |
| Assets and Liabilities | ||
| Total Assets: | $927,309,000 | 658 |
| Cash and due from depository institutions | $18,059,000 | 547 |
| Interest-bearing balances | $288,000 | 4,016 |
| Securities | $256,106,000 | 523 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,143 |
| Net loans & leases | $564,290,000 | 738 |
| Loan loss allowance | $3,336,000 | 1,466 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $22,801,000 | 390 |
| Other real estate owned | $532,000 | 547 |
| Goodwill and other intangibles | $30,872,000 | 290 |
| All other assets | $34,149,000 | 543 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $927,309,000 | 658 |
| Total liabilities | $836,593,000 | 652 |
| Total deposits | $790,032,000 | 583 |
| Interest-bearing deposits | $705,016,000 | 567 |
| Deposits held in domestic offices | $790,032,000 | 582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,865,000 | 623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $11,752,000 | 2,448 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,944,000 | 861 |
| Total equity capital | $90,716,000 | 677 |
| Total bank equity capital | $90,716,000 | 677 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,905,000 | 387 |
| Surplus | $42,881,000 | 649 |
| Undivided profits | $37,930,000 | 904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,515,000 | 1,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $8,898,000 | 351 |
| Earning assets | $821,184,000 | 672 |
| Long-term assets (5+ years) | $155,487,000 | 653 |
| Average Assets, year-to-date | $731,045,000 | 797 |
| Average Assets, quarterly | $803,793,000 | 743 |
| Volatile liabilities | $179,800,000 | 808 |
| Insider loans | $4,988,000 | 1,288 |
| FHLB advances | $9,341,000 | 2,681 |
| Loans and leases held for sale | $1,882,000 | 706 |
| Unused loan commitments | $126,239,000 | 830 |
| Tier 1 (core) risk-based capital | $61,302,000 | 913 |
| Tier 2 risk-based capital | $3,336,000 | 1,437 |
| Total risk weighted assets | $628,080,000 | 707 |
| Total unused commitments | $126,239,000 | 831 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 229 | 695 |
| Assets and Liabilities | ||
| Total Assets: | $680,277,000 | 870 |
| Cash and due from depository institutions | $16,420,000 | 695 |
| Interest-bearing balances | $2,759,000 | 1,661 |
| Securities | $180,616,000 | 711 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,396 |
| Net loans & leases | $427,159,000 | 937 |
| Loan loss allowance | $2,502,000 | 1,931 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $18,634,000 | 480 |
| Other real estate owned | $0 | 695 |
| Goodwill and other intangibles | $3,938,000 | 905 |
| All other assets | $25,210,000 | 693 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $680,277,000 | 870 |
| Total liabilities | $628,134,000 | 840 |
| Total deposits | $594,291,000 | 749 |
| Interest-bearing deposits | $520,915,000 | 738 |
| Deposits held in domestic offices | $594,291,000 | 747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,449,000 | 721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,070,000 | 3,342 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,324,000 | 876 |
| Total equity capital | $52,143,000 | 1,141 |
| Total bank equity capital | $52,143,000 | 1,141 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,105,000 | 398 |
| Surplus | $14,049,000 | 1,632 |
| Undivided profits | $28,989,000 | 1,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,024,000 | 1,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,925,000 | 578 |
| Earning assets | $618,834,000 | 882 |
| Long-term assets (5+ years) | $92,558,000 | 1,065 |
| Average Assets, year-to-date | $665,623,670 | 859 |
| Average Assets, quarterly | $670,673,500 | 863 |
| Volatile liabilities | $128,911,000 | 1,026 |
| Insider loans | $4,480,000 | 1,425 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $740,000 | 1,109 |
| Unused loan commitments | $116,458,000 | 857 |
| Tier 1 (core) risk-based capital | $48,479,000 | 1,137 |
| Tier 2 risk-based capital | $2,502,000 | 1,837 |
| Total risk weighted assets | $479,583,000 | 880 |
| Total unused commitments | $116,458,000 | 857 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 234 | 669 |
| Assets and Liabilities | ||
| Total Assets: | $661,070,000 | 874 |
| Cash and due from depository institutions | $11,080,000 | 669 |
| Interest-bearing balances | $57,000 | 5,638 |
| Securities | $180,911,000 | 708 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $422,781,000 | 927 |
| Loan loss allowance | $2,513,000 | 1,887 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $18,037,000 | 476 |
| Other real estate owned | $0 | 669 |
| Goodwill and other intangibles | $3,925,000 | 892 |
| All other assets | $24,336,000 | 691 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $661,070,000 | 874 |
| Total liabilities | $610,234,000 | 851 |
| Total deposits | $580,068,000 | 764 |
| Interest-bearing deposits | $507,184,000 | 746 |
| Deposits held in domestic offices | $580,068,000 | 763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,428,000 | 774 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,446,000 | 3,185 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,292,000 | 1,056 |
| Total equity capital | $50,836,000 | 1,130 |
| Total bank equity capital | $50,836,000 | 1,130 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,105,000 | 384 |
| Surplus | $14,049,000 | 1,593 |
| Undivided profits | $27,682,000 | 1,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,010,000 | 1,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,244,000 | 639 |
| Earning assets | $603,749,000 | 872 |
| Long-term assets (5+ years) | $109,156,000 | 936 |
| Average Assets, year-to-date | $658,297,000 | 871 |
| Average Assets, quarterly | $658,297,000 | 871 |
| Volatile liabilities | $114,741,000 | 1,077 |
| Insider loans | $4,412,000 | 1,405 |
| FHLB advances | $5,000,000 | 3,359 |
| Loans and leases held for sale | $2,176,000 | 609 |
| Unused loan commitments | $118,733,000 | 843 |
| Tier 1 (core) risk-based capital | $48,391,000 | 1,116 |
| Tier 2 risk-based capital | $2,513,000 | 1,806 |
| Total risk weighted assets | $469,311,000 | 882 |
| Total unused commitments | $118,733,000 | 843 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 225 | 701 |
| Assets and Liabilities | ||
| Total Assets: | $655,524,000 | 883 |
| Cash and due from depository institutions | $14,091,000 | 701 |
| Interest-bearing balances | $66,000 | 5,547 |
| Securities | $186,157,000 | 709 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $408,762,000 | 951 |
| Loan loss allowance | $2,524,000 | 1,864 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $17,924,000 | 486 |
| Other real estate owned | $0 | 701 |
| Goodwill and other intangibles | $3,910,000 | 883 |
| All other assets | $24,680,000 | 669 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $655,524,000 | 883 |
| Total liabilities | $603,610,000 | 860 |
| Total deposits | $574,253,000 | 774 |
| Interest-bearing deposits | $499,123,000 | 762 |
| Deposits held in domestic offices | $574,253,000 | 771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,870,000 | 811 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,765,000 | 3,147 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,722,000 | 957 |
| Total equity capital | $51,914,000 | 1,111 |
| Total bank equity capital | $51,914,000 | 1,111 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,105,000 | 369 |
| Surplus | $14,049,000 | 1,571 |
| Undivided profits | $28,760,000 | 1,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 4,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $5,000,000 | 536 |
| Earning assets | $594,985,000 | 885 |
| Long-term assets (5+ years) | $109,847,000 | 954 |
| Average Assets, year-to-date | $623,271,200 | 886 |
| Average Assets, quarterly | $640,757,000 | 893 |
| Volatile liabilities | $113,352,000 | 1,067 |
| Insider loans | $4,497,000 | 1,361 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $1,301,000 | 768 |
| Unused loan commitments | $116,487,000 | 839 |
| Tier 1 (core) risk-based capital | $48,317,000 | 1,097 |
| Tier 2 risk-based capital | $2,524,000 | 1,781 |
| Total risk weighted assets | $460,676,000 | 888 |
| Total unused commitments | $116,487,000 | 840 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 228 | 688 |
| Assets and Liabilities | ||
| Total Assets: | $625,990,000 | 910 |
| Cash and due from depository institutions | $15,110,000 | 688 |
| Interest-bearing balances | $78,000 | 5,507 |
| Securities | $169,007,000 | 771 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $394,968,000 | 955 |
| Loan loss allowance | $2,543,000 | 1,840 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $17,877,000 | 471 |
| Other real estate owned | $545,000 | 688 |
| Goodwill and other intangibles | $3,940,000 | 863 |
| All other assets | $24,543,000 | 662 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $625,990,000 | 910 |
| Total liabilities | $573,908,000 | 893 |
| Total deposits | $547,206,000 | 794 |
| Interest-bearing deposits | $484,329,000 | 773 |
| Deposits held in domestic offices | $547,206,000 | 790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,237,000 | 863 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,264,000 | 3,243 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,201,000 | 1,049 |
| Total equity capital | $52,082,000 | 1,101 |
| Total bank equity capital | $52,082,000 | 1,101 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,105,000 | 364 |
| Surplus | $14,049,000 | 1,545 |
| Undivided profits | $28,928,000 | 1,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 3,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $5,166,000 | 520 |
| Earning assets | $564,053,000 | 923 |
| Long-term assets (5+ years) | $104,829,000 | 1,008 |
| Average Assets, year-to-date | $615,208,000 | 894 |
| Average Assets, quarterly | $620,030,500 | 910 |
| Volatile liabilities | $107,540,000 | 1,099 |
| Insider loans | $4,588,000 | 1,272 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $1,635,000 | 684 |
| Unused loan commitments | $108,319,000 | 866 |
| Tier 1 (core) risk-based capital | $48,042,000 | 1,097 |
| Tier 2 risk-based capital | $2,543,000 | 1,748 |
| Total risk weighted assets | $447,945,000 | 890 |
| Total unused commitments | $108,319,000 | 868 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 225 | 705 |
| Assets and Liabilities | ||
| Total Assets: | $614,071,000 | 912 |
| Cash and due from depository institutions | $12,372,000 | 705 |
| Interest-bearing balances | $50,000 | 5,826 |
| Securities | $167,624,000 | 785 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $388,024,000 | 949 |
| Loan loss allowance | $2,446,000 | 1,893 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $17,936,000 | 457 |
| Other real estate owned | $635,000 | 705 |
| Goodwill and other intangibles | $3,984,000 | 838 |
| All other assets | $23,496,000 | 689 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $614,071,000 | 912 |
| Total liabilities | $563,713,000 | 889 |
| Total deposits | $537,242,000 | 803 |
| Interest-bearing deposits | $474,860,000 | 783 |
| Deposits held in domestic offices | $537,242,000 | 799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,419,000 | 820 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,083,000 | 3,239 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,969,000 | 1,297 |
| Total equity capital | $50,358,000 | 1,094 |
| Total bank equity capital | $50,358,000 | 1,094 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,105,000 | 360 |
| Surplus | $14,049,000 | 1,488 |
| Undivided profits | $27,204,000 | 1,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 3,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $4,276,000 | 595 |
| Earning assets | $555,698,000 | 916 |
| Long-term assets (5+ years) | $113,367,000 | 965 |
| Average Assets, year-to-date | $611,614,000 | 895 |
| Average Assets, quarterly | $612,657,500 | 905 |
| Volatile liabilities | $105,160,000 | 1,093 |
| Insider loans | $3,820,000 | 1,514 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $1,793,000 | 666 |
| Unused loan commitments | $106,317,000 | 854 |
| Tier 1 (core) risk-based capital | $47,818,000 | 1,078 |
| Tier 2 risk-based capital | $2,446,000 | 1,795 |
| Total risk weighted assets | $441,421,000 | 889 |
| Total unused commitments | $106,317,000 | 856 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 218 | 735 |
| Assets and Liabilities | ||
| Total Assets: | $611,244,000 | 906 |
| Cash and due from depository institutions | $13,179,000 | 735 |
| Interest-bearing balances | $634,000 | 3,522 |
| Securities | $165,485,000 | 798 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 5,562 |
| Net loans & leases | $389,397,000 | 926 |
| Loan loss allowance | $2,279,000 | 2,019 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $14,969,000 | 557 |
| Other real estate owned | $689,000 | 735 |
| Goodwill and other intangibles | $4,014,000 | 817 |
| All other assets | $22,486,000 | 690 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $611,244,000 | 906 |
| Total liabilities | $559,443,000 | 897 |
| Total deposits | $539,492,000 | 808 |
| Interest-bearing deposits | $476,432,000 | 790 |
| Deposits held in domestic offices | $539,492,000 | 804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,688,000 | 1,098 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,705,000 | 3,214 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,558,000 | 1,031 |
| Total equity capital | $51,801,000 | 1,082 |
| Total bank equity capital | $51,801,000 | 1,082 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,105,000 | 353 |
| Surplus | $14,049,000 | 1,468 |
| Undivided profits | $28,647,000 | 1,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,086,000 | 2,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,905,000 | 647 |
| Earning assets | $556,541,000 | 918 |
| Long-term assets (5+ years) | $84,167,000 | 1,222 |
| Average Assets, year-to-date | $610,385,500 | 898 |
| Average Assets, quarterly | $610,385,500 | 898 |
| Volatile liabilities | $99,334,000 | 1,097 |
| Insider loans | $3,714,000 | 1,534 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $2,126,000 | 683 |
| Unused loan commitments | $94,641,000 | 904 |
| Tier 1 (core) risk-based capital | $47,314,000 | 1,078 |
| Tier 2 risk-based capital | $2,279,000 | 1,890 |
| Total risk weighted assets | $438,768,000 | 873 |
| Total unused commitments | $94,641,000 | 905 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 221 | 726 |
| Assets and Liabilities | ||
| Total Assets: | $609,527,000 | 913 |
| Cash and due from depository institutions | $13,939,000 | 726 |
| Interest-bearing balances | $511,000 | 3,610 |
| Securities | $167,355,000 | 808 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 3,640 |
| Net loans & leases | $383,126,000 | 930 |
| Loan loss allowance | $2,250,000 | 2,022 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $14,664,000 | 571 |
| Other real estate owned | $798,000 | 726 |
| Goodwill and other intangibles | $4,040,000 | 816 |
| All other assets | $23,130,000 | 676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $609,527,000 | 913 |
| Total liabilities | $558,324,000 | 896 |
| Total deposits | $538,676,000 | 808 |
| Interest-bearing deposits | $472,975,000 | 796 |
| Deposits held in domestic offices | $538,676,000 | 804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,664,000 | 1,156 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,447,000 | 3,265 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,537,000 | 994 |
| Total equity capital | $51,203,000 | 1,077 |
| Total bank equity capital | $51,203,000 | 1,077 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,105,000 | 355 |
| Surplus | $14,049,000 | 1,435 |
| Undivided profits | $28,049,000 | 1,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $970,000 | 2,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,634,000 | 553 |
| Earning assets | $553,467,000 | 915 |
| Long-term assets (5+ years) | $96,999,000 | 1,107 |
| Average Assets, year-to-date | $599,544,400 | 898 |
| Average Assets, quarterly | $604,164,500 | 914 |
| Volatile liabilities | $55,393,000 | 1,786 |
| Insider loans | $3,107,000 | 1,808 |
| FHLB advances | $5,150,000 | 3,163 |
| Loans and leases held for sale | $2,323,000 | 589 |
| Unused loan commitments | $95,833,000 | 871 |
| Tier 1 (core) risk-based capital | $47,089,000 | 1,074 |
| Tier 2 risk-based capital | $2,250,000 | 1,899 |
| Total risk weighted assets | $434,812,000 | 884 |
| Total unused commitments | $95,833,000 | 872 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 218 | 746 |
| Assets and Liabilities | ||
| Total Assets: | $598,802,000 | 942 |
| Cash and due from depository institutions | $14,956,000 | 746 |
| Interest-bearing balances | $566,000 | 3,667 |
| Securities | $160,552,000 | 839 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,388 |
| Net loans & leases | $376,889,000 | 941 |
| Loan loss allowance | $2,378,000 | 1,921 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $14,118,000 | 594 |
| Other real estate owned | $42,000 | 746 |
| Goodwill and other intangibles | $4,044,000 | 810 |
| All other assets | $22,601,000 | 695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $598,802,000 | 942 |
| Total liabilities | $547,798,000 | 922 |
| Total deposits | $525,857,000 | 846 |
| Interest-bearing deposits | $470,286,000 | 814 |
| Deposits held in domestic offices | $525,857,000 | 842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,487,000 | 1,018 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,063,000 | 3,044 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,391,000 | 1,069 |
| Total equity capital | $51,004,000 | 1,085 |
| Total bank equity capital | $51,004,000 | 1,085 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,105,000 | 356 |
| Surplus | $14,049,000 | 1,430 |
| Undivided profits | $27,850,000 | 1,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,839,000 | 1,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,908,000 | 543 |
| Earning assets | $543,607,000 | 948 |
| Long-term assets (5+ years) | $98,745,000 | 1,099 |
| Average Assets, year-to-date | $597,048,750 | 920 |
| Average Assets, quarterly | $602,015,000 | 927 |
| Volatile liabilities | $96,273,000 | 1,103 |
| Insider loans | $3,072,000 | 1,802 |
| FHLB advances | $5,300,000 | 3,072 |
| Loans and leases held for sale | $3,497,000 | 657 |
| Unused loan commitments | $94,952,000 | 891 |
| Tier 1 (core) risk-based capital | $46,604,000 | 1,096 |
| Tier 2 risk-based capital | $2,378,000 | 1,791 |
| Total risk weighted assets | $423,722,000 | 901 |
| Total unused commitments | $94,952,000 | 893 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 222 | 736 |
| Assets and Liabilities | ||
| Total Assets: | $605,228,000 | 922 |
| Cash and due from depository institutions | $25,690,000 | 736 |
| Interest-bearing balances | $7,389,000 | 1,087 |
| Securities | $165,899,000 | 794 |
| Federal funds sold & reverse repurchase agreements | $8,575,000 | 1,872 |
| Net loans & leases | $366,376,000 | 956 |
| Loan loss allowance | $2,430,000 | 1,845 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,260,000 | 633 |
| Other real estate owned | $0 | 736 |
| Goodwill and other intangibles | $3,969,000 | 784 |
| All other assets | $21,459,000 | 701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $605,228,000 | 922 |
| Total liabilities | $554,294,000 | 904 |
| Total deposits | $532,869,000 | 815 |
| Interest-bearing deposits | $471,855,000 | 795 |
| Deposits held in domestic offices | $532,869,000 | 812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,051,000 | 1,112 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,847,000 | 2,705 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,527,000 | 1,082 |
| Total equity capital | $50,934,000 | 1,069 |
| Total bank equity capital | $50,934,000 | 1,069 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $9,105,000 | 348 |
| Surplus | $14,049,000 | 1,401 |
| Undivided profits | $27,780,000 | 1,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,693,000 | 1,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $4,081,000 | 637 |
| Earning assets | $548,239,000 | 931 |
| Long-term assets (5+ years) | $75,375,000 | 1,323 |
| Average Assets, year-to-date | $596,464,330 | 913 |
| Average Assets, quarterly | $601,149,000 | 917 |
| Volatile liabilities | $54,675,000 | 1,747 |
| Insider loans | $3,274,000 | 1,677 |
| FHLB advances | $5,450,000 | 3,012 |
| Loans and leases held for sale | $2,432,000 | 1,053 |
| Unused loan commitments | $94,740,000 | 885 |
| Tier 1 (core) risk-based capital | $45,876,000 | 1,084 |
| Tier 2 risk-based capital | $2,430,000 | 1,711 |
| Total risk weighted assets | $413,849,000 | 915 |
| Total unused commitments | $94,740,000 | 891 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 217 | 740 |
| Assets and Liabilities | ||
| Total Assets: | $597,070,000 | 914 |
| Cash and due from depository institutions | $24,799,000 | 740 |
| Interest-bearing balances | $10,158,000 | 853 |
| Securities | $162,841,000 | 793 |
| Federal funds sold & reverse repurchase agreements | $12,040,000 | 1,394 |
| Net loans & leases | $359,166,000 | 961 |
| Loan loss allowance | $2,546,000 | 1,732 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,204,000 | 627 |
| Other real estate owned | $94,000 | 740 |
| Goodwill and other intangibles | $3,945,000 | 784 |
| All other assets | $20,981,000 | 707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $597,070,000 | 914 |
| Total liabilities | $545,440,000 | 897 |
| Total deposits | $525,791,000 | 818 |
| Interest-bearing deposits | $468,390,000 | 795 |
| Deposits held in domestic offices | $525,791,000 | 815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,047,000 | 1,119 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,336,000 | 2,870 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,266,000 | 992 |
| Total equity capital | $51,630,000 | 1,044 |
| Total bank equity capital | $51,630,000 | 1,044 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,105,000 | 343 |
| Surplus | $14,049,000 | 1,378 |
| Undivided profits | $28,476,000 | 1,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,424,000 | 750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,929,000 | 678 |
| Earning assets | $544,205,000 | 926 |
| Long-term assets (5+ years) | $97,086,000 | 1,013 |
| Average Assets, year-to-date | $592,082,500 | 916 |
| Average Assets, quarterly | $592,082,500 | 916 |
| Volatile liabilities | $52,820,000 | 1,759 |
| Insider loans | $2,715,000 | 1,978 |
| FHLB advances | $5,600,000 | 2,894 |
| Loans and leases held for sale | $2,766,000 | 875 |
| Unused loan commitments | $89,040,000 | 895 |
| Tier 1 (core) risk-based capital | $46,576,000 | 1,058 |
| Tier 2 risk-based capital | $2,546,000 | 1,610 |
| Total risk weighted assets | $406,380,000 | 904 |
| Total unused commitments | $89,040,000 | 900 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 216 | 741 |
| Assets and Liabilities | ||
| Total Assets: | $587,095,000 | 924 |
| Cash and due from depository institutions | $15,795,000 | 741 |
| Interest-bearing balances | $1,856,000 | 2,492 |
| Securities | $166,916,000 | 758 |
| Federal funds sold & reverse repurchase agreements | $3,225,000 | 3,773 |
| Net loans & leases | $361,460,000 | 943 |
| Loan loss allowance | $2,660,000 | 1,644 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,388,000 | 605 |
| Other real estate owned | $75,000 | 741 |
| Goodwill and other intangibles | $3,876,000 | 778 |
| All other assets | $22,360,000 | 669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $587,095,000 | 924 |
| Total liabilities | $535,952,000 | 906 |
| Total deposits | $512,288,000 | 814 |
| Interest-bearing deposits | $453,568,000 | 800 |
| Deposits held in domestic offices | $512,288,000 | 810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,044,000 | 1,018 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,297,000 | 2,537 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,323,000 | 948 |
| Total equity capital | $51,143,000 | 1,033 |
| Total bank equity capital | $51,143,000 | 1,033 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $9,105,000 | 341 |
| Surplus | $14,049,000 | 1,345 |
| Undivided profits | $27,989,000 | 1,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,820,000 | 824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $5,179,000 | 538 |
| Earning assets | $533,457,000 | 926 |
| Long-term assets (5+ years) | $79,647,000 | 1,182 |
| Average Assets, year-to-date | $566,647,000 | 903 |
| Average Assets, quarterly | $581,937,500 | 915 |
| Volatile liabilities | $52,209,000 | 1,767 |
| Insider loans | $2,744,000 | 1,928 |
| FHLB advances | $5,900,000 | 2,846 |
| Loans and leases held for sale | $6,761,000 | 587 |
| Unused loan commitments | $88,509,000 | 871 |
| Tier 1 (core) risk-based capital | $45,824,000 | 1,047 |
| Tier 2 risk-based capital | $2,660,000 | 1,528 |
| Total risk weighted assets | $409,347,000 | 887 |
| Total unused commitments | $88,509,000 | 871 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 210 | 761 |
| Assets and Liabilities | ||
| Total Assets: | $554,854,000 | 920 |
| Cash and due from depository institutions | $23,325,000 | 761 |
| Interest-bearing balances | $6,586,000 | 994 |
| Securities | $142,344,000 | 813 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 1,407 |
| Net loans & leases | $339,589,000 | 981 |
| Loan loss allowance | $2,300,000 | 1,745 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $13,739,000 | 574 |
| Other real estate owned | $0 | 761 |
| Goodwill and other intangibles | $3,697,000 | 751 |
| All other assets | $21,760,000 | 669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $554,854,000 | 920 |
| Total liabilities | $507,388,000 | 914 |
| Total deposits | $482,886,000 | 818 |
| Interest-bearing deposits | $424,481,000 | 818 |
| Deposits held in domestic offices | $482,886,000 | 815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,216,000 | 969 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,828,000 | 2,642 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,458,000 | 931 |
| Total equity capital | $47,466,000 | 1,039 |
| Total bank equity capital | $47,466,000 | 1,039 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,105,000 | 335 |
| Surplus | $14,049,000 | 1,297 |
| Undivided profits | $24,312,000 | 1,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,717,000 | 551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,799,000 | 530 |
| Earning assets | $498,919,000 | 946 |
| Long-term assets (5+ years) | $87,760,000 | 1,073 |
| Average Assets, year-to-date | $532,978,200 | 920 |
| Average Assets, quarterly | $552,486,500 | 920 |
| Volatile liabilities | $105,043,000 | 956 |
| Insider loans | $1,720,000 | 2,691 |
| FHLB advances | $6,451,000 | 2,538 |
| Loans and leases held for sale | $8,490,000 | 436 |
| Unused loan commitments | $72,814,000 | 955 |
| Tier 1 (core) risk-based capital | $43,763,000 | 1,050 |
| Tier 2 risk-based capital | $2,300,000 | 1,626 |
| Total risk weighted assets | $378,960,000 | 912 |
| Total unused commitments | $72,814,000 | 958 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 208 | 766 |
| Assets and Liabilities | ||
| Total Assets: | $514,756,000 | 959 |
| Cash and due from depository institutions | $16,785,000 | 766 |
| Interest-bearing balances | $86,000 | 4,989 |
| Securities | $119,117,000 | 950 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,997 |
| Net loans & leases | $348,399,000 | 919 |
| Loan loss allowance | $2,660,000 | 1,455 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $12,903,000 | 595 |
| Other real estate owned | $98,000 | 766 |
| Goodwill and other intangibles | $3,856,000 | 716 |
| All other assets | $11,398,000 | 898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $514,756,000 | 959 |
| Total liabilities | $468,644,000 | 945 |
| Total deposits | $428,004,000 | 897 |
| Interest-bearing deposits | $378,851,000 | 885 |
| Deposits held in domestic offices | $428,004,000 | 893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,166,000 | 729 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,302,000 | 1,648 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,172,000 | 857 |
| Total equity capital | $46,112,000 | 999 |
| Total bank equity capital | $46,112,000 | 999 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,105,000 | 344 |
| Surplus | $14,049,000 | 1,237 |
| Undivided profits | $22,958,000 | 1,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $909,000 | 2,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $5,218,000 | 494 |
| Earning assets | $469,802,000 | 964 |
| Long-term assets (5+ years) | $56,818,000 | 1,475 |
| Average Assets, year-to-date | $490,602,200 | 949 |
| Average Assets, quarterly | $506,745,500 | 957 |
| Volatile liabilities | $113,888,000 | 902 |
| Insider loans | $1,706,000 | 2,639 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $3,912,000 | 380 |
| Unused loan commitments | $69,730,000 | 911 |
| Tier 1 (core) risk-based capital | $41,993,700 | 1,050 |
| Tier 2 risk-based capital | $2,660,000 | 1,367 |
| Total risk weighted assets | $376,477,000 | 878 |
| Total unused commitments | $69,730,000 | 912 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 211 | 791 |
| Assets and Liabilities | ||
| Total Assets: | $482,468,000 | 1,005 |
| Cash and due from depository institutions | $19,321,000 | 791 |
| Interest-bearing balances | $1,851,000 | 1,821 |
| Securities | $113,966,000 | 1,008 |
| Federal funds sold & reverse repurchase agreements | $7,900,000 | 1,224 |
| Net loans & leases | $315,044,000 | 990 |
| Loan loss allowance | $1,950,000 | 1,894 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,052,000 | 630 |
| Other real estate owned | $92,000 | 791 |
| Goodwill and other intangibles | $4,337,000 | 685 |
| All other assets | $9,756,000 | 1,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $482,468,000 | 1,005 |
| Total liabilities | $440,084,000 | 997 |
| Total deposits | $404,958,000 | 918 |
| Interest-bearing deposits | $359,430,000 | 910 |
| Deposits held in domestic offices | $404,958,000 | 913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,662,000 | 931 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,686,000 | 1,519 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,778,000 | 1,161 |
| Total equity capital | $42,384,000 | 1,066 |
| Total bank equity capital | $42,384,000 | 1,066 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,105,000 | 371 |
| Surplus | $14,049,000 | 1,222 |
| Undivided profits | $19,230,000 | 1,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,385,000 | 1,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,499,000 | 501 |
| Earning assets | $438,761,000 | 1,011 |
| Long-term assets (5+ years) | $59,133,000 | 1,498 |
| Average Assets, year-to-date | $468,175,600 | 982 |
| Average Assets, quarterly | $471,421,500 | 1,010 |
| Volatile liabilities | $94,755,000 | 1,008 |
| Insider loans | $1,311,000 | 3,111 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $8,646,000 | 251 |
| Unused loan commitments | $69,177,000 | 938 |
| Tier 1 (core) risk-based capital | $39,472,200 | 1,113 |
| Tier 2 risk-based capital | $1,950,000 | 1,741 |
| Total risk weighted assets | $339,488,400 | 946 |
| Total unused commitments | $69,177,000 | 939 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 211 | 798 |
| Assets and Liabilities | ||
| Total Assets: | $478,408,000 | 982 |
| Cash and due from depository institutions | $31,620,000 | 798 |
| Interest-bearing balances | $13,307,000 | 440 |
| Securities | $130,445,000 | 900 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 692 |
| Net loans & leases | $269,036,000 | 1,067 |
| Loan loss allowance | $1,800,000 | 1,972 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,527,000 | 684 |
| Other real estate owned | $218,000 | 798 |
| Goodwill and other intangibles | $4,723,000 | 606 |
| All other assets | $8,839,000 | 965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $478,408,000 | 982 |
| Total liabilities | $435,403,000 | 971 |
| Total deposits | $408,147,000 | 910 |
| Interest-bearing deposits | $360,779,000 | 877 |
| Deposits held in domestic offices | $408,147,000 | 907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,768,000 | 885 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,328,000 | 1,647 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,160,000 | 1,115 |
| Total equity capital | $43,005,000 | 1,038 |
| Total bank equity capital | $43,005,000 | 1,038 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $9,105,000 | 383 |
| Surplus | $14,049,000 | 1,171 |
| Undivided profits | $19,851,000 | 1,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,406,000 | 1,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,314,000 | 509 |
| Earning assets | $435,788,000 | 986 |
| Long-term assets (5+ years) | $58,449,000 | 1,384 |
| Average Assets, year-to-date | $454,282,600 | 983 |
| Average Assets, quarterly | $464,587,000 | 995 |
| Volatile liabilities | $75,992,000 | 1,011 |
| Insider loans | $1,535,000 | 2,607 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,363,000 | 509 |
| Unused loan commitments | $62,544,000 | 969 |
| Tier 1 (core) risk-based capital | $37,792,600 | 1,114 |
| Tier 2 risk-based capital | $1,800,000 | 1,771 |
| Total risk weighted assets | $302,997,500 | 976 |
| Total unused commitments | $62,544,000 | 975 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 202 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $449,147,000 | 1,053 |
| Cash and due from depository institutions | $21,268,000 | 880 |
| Interest-bearing balances | $7,183,000 | 620 |
| Securities | $119,530,000 | 967 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,125 |
| Net loans & leases | $274,351,000 | 1,093 |
| Loan loss allowance | $1,830,000 | 1,938 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,626,000 | 860 |
| Other real estate owned | $50,000 | 880 |
| Goodwill and other intangibles | $4,935,000 | 568 |
| All other assets | $8,487,000 | 988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $449,147,000 | 1,053 |
| Total liabilities | $404,712,000 | 1,057 |
| Total deposits | $386,484,000 | 986 |
| Interest-bearing deposits | $344,136,000 | 945 |
| Deposits held in domestic offices | $386,484,000 | 979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,771,000 | 1,080 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,466,000 | 2,329 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,991,000 | 1,006 |
| Total equity capital | $44,435,000 | 1,020 |
| Total bank equity capital | $44,435,000 | 1,020 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $9,105,000 | 392 |
| Surplus | $14,049,000 | 1,169 |
| Undivided profits | $21,281,000 | 1,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $837,000 | 2,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $4,349,000 | 522 |
| Earning assets | $412,964,000 | 1,054 |
| Long-term assets (5+ years) | $41,667,000 | 1,615 |
| Average Assets, year-to-date | $429,383,000 | 1,063 |
| Average Assets, quarterly | $444,043,500 | 1,057 |
| Volatile liabilities | $61,578,000 | 1,199 |
| Insider loans | $1,352,000 | 2,840 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,576,000 | 675 |
| Unused loan commitments | $61,713,000 | 920 |
| Tier 1 (core) risk-based capital | $39,118,300 | 1,072 |
| Tier 2 risk-based capital | $1,830,000 | 1,666 |
| Total risk weighted assets | $282,911,100 | 1,050 |
| Total unused commitments | $61,713,000 | 926 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 197 | 949 |
| Assets and Liabilities | ||
| Total Assets: | $419,344,000 | 1,169 |
| Cash and due from depository institutions | $18,045,000 | 949 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $116,088,000 | 1,036 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,756 |
| Net loans & leases | $259,150,000 | 1,166 |
| Loan loss allowance | $1,630,000 | 2,265 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,995,000 | 861 |
| Other real estate owned | $93,000 | 949 |
| Goodwill and other intangibles | $5,166,000 | 535 |
| All other assets | $8,707,000 | 1,011 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $419,344,000 | 1,169 |
| Total liabilities | $377,458,000 | 1,176 |
| Total deposits | $359,726,000 | 1,093 |
| Interest-bearing deposits | $318,381,000 | 1,061 |
| Deposits held in domestic offices | $359,726,000 | 1,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,597,000 | 1,066 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,940,000 | 2,785 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,195,000 | 1,133 |
| Total equity capital | $41,886,000 | 1,081 |
| Total bank equity capital | $41,886,000 | 1,081 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $9,105,000 | 415 |
| Surplus | $14,049,000 | 1,208 |
| Undivided profits | $18,732,000 | 1,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,178,000 | 2,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,314,000 | 549 |
| Earning assets | $378,338,000 | 1,175 |
| Long-term assets (5+ years) | $40,756,000 | 1,537 |
| Average Assets, year-to-date | $407,726,400 | 1,147 |
| Average Assets, quarterly | $417,775,000 | 1,159 |
| Volatile liabilities | $50,363,000 | 1,397 |
| Insider loans | $1,408,000 | 2,800 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,849,000 | 445 |
| Unused loan commitments | $57,928,000 | 970 |
| Tier 1 (core) risk-based capital | $36,570,000 | 1,170 |
| Tier 2 risk-based capital | $1,630,000 | 1,902 |
| Total risk weighted assets | $263,446,200 | 1,130 |
| Total unused commitments | $57,928,000 | 973 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 191 | 1,013 |
| Assets and Liabilities | ||
| Total Assets: | $400,679,000 | 1,212 |
| Cash and due from depository institutions | $18,738,000 | 1,013 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $125,113,000 | 999 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,537 |
| Net loans & leases | $231,383,000 | 1,271 |
| Loan loss allowance | $2,034,000 | 1,902 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,919,000 | 842 |
| Other real estate owned | $0 | 1,013 |
| Goodwill and other intangibles | $2,232,000 | 819 |
| All other assets | $8,594,000 | 1,069 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,679,000 | 1,212 |
| Total liabilities | $361,366,000 | 1,217 |
| Total deposits | $346,600,000 | 1,149 |
| Interest-bearing deposits | $307,272,000 | 1,103 |
| Deposits held in domestic offices | $346,600,000 | 1,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,172,000 | 1,167 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,572,000 | 2,575 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,022,000 | 1,212 |
| Total equity capital | $39,313,000 | 1,162 |
| Total bank equity capital | $39,313,000 | 1,162 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $9,105,000 | 433 |
| Surplus | $13,049,000 | 1,281 |
| Undivided profits | $17,159,000 | 1,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $919,000 | 2,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,791,000 | 636 |
| Earning assets | $362,196,000 | 1,228 |
| Long-term assets (5+ years) | $37,343,000 | 1,517 |
| Average Assets, year-to-date | $394,293,000 | 1,186 |
| Average Assets, quarterly | $397,257,500 | 1,201 |
| Volatile liabilities | $49,613,000 | 1,297 |
| Insider loans | $834,000 | 4,183 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $946,000 | 835 |
| Unused loan commitments | $46,488,000 | 1,087 |
| Tier 1 (core) risk-based capital | $36,924,000 | 1,180 |
| Tier 2 risk-based capital | $2,034,000 | 1,563 |
| Total risk weighted assets | $244,562,000 | 1,207 |
| Total unused commitments | $46,488,000 | 1,093 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 188 | 1,037 |
| Assets and Liabilities | ||
| Total Assets: | $400,256,000 | 1,196 |
| Cash and due from depository institutions | $16,546,000 | 1,037 |
| Interest-bearing balances | $200,000 | 4,365 |
| Securities | $154,947,000 | 851 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 1,689 |
| Net loans & leases | $204,179,000 | 1,377 |
| Loan loss allowance | $2,100,000 | 1,886 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,077,000 | 803 |
| Other real estate owned | $27,000 | 1,037 |
| Goodwill and other intangibles | $2,415,000 | 712 |
| All other assets | $7,665,000 | 1,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,256,000 | 1,196 |
| Total liabilities | $361,690,000 | 1,201 |
| Total deposits | $353,678,000 | 1,087 |
| Interest-bearing deposits | $316,353,000 | 1,058 |
| Deposits held in domestic offices | $353,678,000 | 1,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,864,000 | 2,038 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,759,000 | 2,642 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,389,000 | 1,577 |
| Total equity capital | $38,566,000 | 1,070 |
| Total bank equity capital | $38,566,000 | 1,070 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $9,105,000 | 423 |
| Surplus | $13,049,000 | 1,213 |
| Undivided profits | $16,412,000 | 1,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 3,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,251,000 | 648 |
| Earning assets | $364,726,000 | 1,203 |
| Long-term assets (5+ years) | $44,377,000 | 1,307 |
| Average Assets, year-to-date | $389,608,000 | 1,186 |
| Average Assets, quarterly | $399,814,500 | 1,179 |
| Volatile liabilities | $37,682,000 | 1,525 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,125,000 | 438 |
| Unused loan commitments | $37,550,000 | 1,212 |
| Tier 1 (core) risk-based capital | $39,428,000 | 1,041 |
| Tier 2 risk-based capital | $2,100,000 | 1,507 |
| Total risk weighted assets | $222,351,800 | 1,272 |
| Total unused commitments | $37,550,000 | 1,220 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 146 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $301,677,000 | 1,557 |
| Cash and due from depository institutions | $12,909,000 | 1,442 |
| Interest-bearing balances | $1,200,000 | 3,126 |
| Securities | $110,081,000 | 1,249 |
| Federal funds sold & reverse repurchase agreements | $14,150,000 | 930 |
| Net loans & leases | $152,070,000 | 1,806 |
| Loan loss allowance | $2,100,000 | 1,993 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,617,000 | 1,303 |
| Other real estate owned | $36,000 | 1,442 |
| Goodwill and other intangibles | $1,326,000 | 880 |
| All other assets | $5,488,000 | 1,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,677,000 | 1,557 |
| Total liabilities | $272,011,000 | 1,576 |
| Total deposits | $264,569,000 | 1,505 |
| Interest-bearing deposits | $232,130,000 | 1,487 |
| Deposits held in domestic offices | $264,569,000 | 1,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,015,000 | 2,220 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,934,000 | 1,897 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,493,000 | 1,527 |
| Total equity capital | $29,666,000 | 1,383 |
| Total bank equity capital | $29,666,000 | 1,383 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,200,000 | 711 |
| Surplus | $9,325,000 | 1,542 |
| Undivided profits | $15,141,000 | 1,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 8,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,467,000 | 734 |
| Earning assets | $277,501,000 | 1,553 |
| Long-term assets (5+ years) | $25,573,000 | 2,170 |
| Average Assets, year-to-date | $295,193,400 | 1,544 |
| Average Assets, quarterly | $296,977,000 | 1,570 |
| Volatile liabilities | $18,357,000 | 2,555 |
| Insider loans | $65,000 | 10,357 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $863,000 | 1,075 |
| Unused loan commitments | $29,186,000 | 1,465 |
| Tier 1 (core) risk-based capital | $28,058,000 | 1,425 |
| Tier 2 risk-based capital | $2,100,000 | 1,505 |
| Total risk weighted assets | $177,422,600 | 1,562 |
| Total unused commitments | $29,186,000 | 1,490 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 125 | 1,731 |
| Assets and Liabilities | ||
| Total Assets: | $240,701,000 | 1,975 |
| Cash and due from depository institutions | $10,338,000 | 1,731 |
| Interest-bearing balances | $1,000,000 | 3,780 |
| Securities | $83,035,000 | 1,613 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,796 |
| Net loans & leases | $128,407,000 | 2,161 |
| Loan loss allowance | $1,900,000 | 2,215 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,970,000 | 1,852 |
| Other real estate owned | $46,000 | 1,731 |
| Goodwill and other intangibles | $711,000 | 1,165 |
| All other assets | $4,994,000 | 1,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,701,000 | 1,975 |
| Total liabilities | $217,253,000 | 2,014 |
| Total deposits | $211,981,000 | 1,947 |
| Interest-bearing deposits | $189,800,000 | 1,892 |
| Deposits held in domestic offices | $211,981,000 | 1,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,440,000 | 2,290 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,079,000 | 1,912 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,753,000 | 2,079 |
| Total equity capital | $23,448,000 | 1,654 |
| Total bank equity capital | $23,448,000 | 1,654 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,000,000 | 940 |
| Surplus | $4,729,000 | 2,730 |
| Undivided profits | $14,719,000 | 1,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 6,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,605,000 | 764 |
| Earning assets | $221,642,000 | 1,950 |
| Long-term assets (5+ years) | $15,892,000 | 3,101 |
| Average Assets, year-to-date | $230,338,600 | 2,023 |
| Average Assets, quarterly | $239,464,000 | 1,971 |
| Volatile liabilities | $13,901,000 | 3,166 |
| Insider loans | $75,000 | 6,391 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,042,000 | 714 |
| Unused loan commitments | $30,957,000 | 1,337 |
| Tier 1 (core) risk-based capital | $22,737,000 | 1,666 |
| Tier 2 risk-based capital | $1,888,900 | 1,687 |
| Total risk weighted assets | $151,101,100 | 1,873 |
| Total unused commitments | $30,957,000 | 1,352 |
| Derivatives | $0 | 651 |