Home > Citizens First National Bank > Assets and Liabilities
Citizens First National Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $57,182,000 | 6,462 |
| Cash and due from depository institutions | $3,322,000 | 4,841 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $10,301,000 | 7,009 |
| Federal funds sold & reverse repurchase agreements | $4,643,000 | 3,605 |
| Net loans & leases | $36,371,000 | 6,039 |
| Loan loss allowance | $374,000 | 6,639 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,073,000 | 5,764 |
| Other real estate owned | $172,000 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,300,000 | 4,980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,182,000 | 6,462 |
| Total liabilities | $52,366,000 | 6,357 |
| Total deposits | $51,885,000 | 6,177 |
| Interest-bearing deposits | $41,586,000 | 6,423 |
| Deposits held in domestic offices | $51,885,000 | 6,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $481,000 | 5,892 |
| Total equity capital | $4,816,000 | 7,249 |
| Total bank equity capital | $4,816,000 | 7,249 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,099,000 | 2,942 |
| Surplus | $1,190,000 | 6,845 |
| Undivided profits | $2,527,000 | 6,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $455,000 | 4,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $208,000 | 618 |
| Income earned, not collected on loans | $323,000 | 6,291 |
| Earning assets | $51,315,000 | 6,528 |
| Long-term assets (5+ years) | $16,632,000 | 3,537 |
| Average Assets, year-to-date | $54,832,000 | 6,392 |
| Average Assets, quarterly | $55,908,500 | 6,458 |
| Volatile liabilities | $4,131,000 | 7,511 |
| Insider loans | $1,582,000 | 2,553 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,732,000 | 7,744 |
| Tier 1 (core) risk-based capital | $4,813,000 | 7,079 |
| Tier 2 risk-based capital | $374,000 | 6,234 |
| Total risk weighted assets | $34,051,900 | 6,468 |
| Total unused commitments | $1,732,000 | 7,754 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $53,325,000 | 6,800 |
| Cash and due from depository institutions | $2,885,000 | 4,776 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,931,000 | 8,117 |
| Federal funds sold & reverse repurchase agreements | $4,186,000 | 3,110 |
| Net loans & leases | $35,818,000 | 6,214 |
| Loan loss allowance | $409,000 | 6,477 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,129,000 | 5,597 |
| Other real estate owned | $250,000 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,126,000 | 5,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,325,000 | 6,800 |
| Total liabilities | $48,885,000 | 6,705 |
| Total deposits | $48,484,000 | 6,529 |
| Interest-bearing deposits | $39,952,000 | 6,676 |
| Deposits held in domestic offices | $48,484,000 | 6,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $401,000 | 6,724 |
| Total equity capital | $4,440,000 | 7,657 |
| Total bank equity capital | $4,440,000 | 7,657 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,099,000 | 3,010 |
| Surplus | $1,190,000 | 6,998 |
| Undivided profits | $2,151,000 | 6,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $744,000 | 3,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $267,000 | 516 |
| Income earned, not collected on loans | $275,000 | 7,146 |
| Earning assets | $47,935,000 | 6,874 |
| Long-term assets (5+ years) | $11,203,000 | 4,057 |
| Average Assets, year-to-date | $51,330,000 | 6,771 |
| Average Assets, quarterly | $52,462,000 | 6,812 |
| Volatile liabilities | $4,424,000 | 7,469 |
| Insider loans | $1,976,000 | 2,078 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $441,000 | 9,677 |
| Tier 1 (core) risk-based capital | $4,440,000 | 7,518 |
| Tier 2 risk-based capital | $406,170 | 5,944 |
| Total risk weighted assets | $32,490,370 | 6,685 |
| Total unused commitments | $441,000 | 9,685 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $47,707,000 | 7,445 |
| Cash and due from depository institutions | $2,816,000 | 5,259 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $7,357,000 | 8,839 |
| Federal funds sold & reverse repurchase agreements | $797,000 | 6,859 |
| Net loans & leases | $34,032,000 | 6,481 |
| Loan loss allowance | $452,000 | 6,309 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,370,000 | 4,989 |
| Other real estate owned | $289,000 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,046,000 | 6,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,707,000 | 7,445 |
| Total liabilities | $43,684,000 | 7,331 |
| Total deposits | $43,335,000 | 7,189 |
| Interest-bearing deposits | $35,442,000 | 7,372 |
| Deposits held in domestic offices | $43,335,000 | 7,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $349,000 | 7,322 |
| Total equity capital | $4,023,000 | 8,164 |
| Total bank equity capital | $4,023,000 | 8,164 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,099,000 | 3,216 |
| Surplus | $1,190,000 | 7,211 |
| Undivided profits | $1,734,000 | 7,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $676,000 | 3,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $262,000 | 7,462 |
| Earning assets | $42,186,000 | 7,583 |
| Long-term assets (5+ years) | $10,504,000 | 4,103 |
| Average Assets, year-to-date | $46,623,400 | 7,381 |
| Average Assets, quarterly | $46,750,500 | 7,488 |
| Volatile liabilities | $3,718,000 | 7,970 |
| Insider loans | $1,177,000 | 3,225 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,232,000 | 8,474 |
| Tier 1 (core) risk-based capital | $4,044,000 | 8,048 |
| Tier 2 risk-based capital | $386,880 | 6,261 |
| Total risk weighted assets | $30,885,280 | 6,999 |
| Total unused commitments | $1,232,000 | 8,487 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $46,924,000 | 7,671 |
| Cash and due from depository institutions | $2,586,000 | 5,049 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,957,000 | 8,662 |
| Federal funds sold & reverse repurchase agreements | $2,525,000 | 4,846 |
| Net loans & leases | $30,554,000 | 6,909 |
| Loan loss allowance | $439,000 | 6,578 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,312,000 | 5,090 |
| Other real estate owned | $184,000 | 5,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $806,000 | 7,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,924,000 | 7,671 |
| Total liabilities | $43,166,000 | 7,567 |
| Total deposits | $42,917,000 | 7,402 |
| Interest-bearing deposits | $35,653,000 | 7,548 |
| Deposits held in domestic offices | $42,917,000 | 7,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $249,000 | 9,001 |
| Total equity capital | $3,758,000 | 8,612 |
| Total bank equity capital | $3,758,000 | 8,612 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,099,000 | 3,351 |
| Surplus | $1,190,000 | 7,338 |
| Undivided profits | $1,469,000 | 8,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $967,000 | 2,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 954 |
| Income earned, not collected on loans | $155,000 | 9,618 |
| Earning assets | $42,036,000 | 7,764 |
| Long-term assets (5+ years) | $5,807,000 | 5,424 |
| Average Assets, year-to-date | $47,114,200 | 7,475 |
| Average Assets, quarterly | $46,950,500 | 7,622 |
| Volatile liabilities | $3,118,000 | 8,458 |
| Insider loans | $1,063,000 | 3,589 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $485,000 | 10,039 |
| Tier 1 (core) risk-based capital | $3,742,000 | 8,510 |
| Tier 2 risk-based capital | $350,280 | 6,713 |
| Total risk weighted assets | $27,933,280 | 7,450 |
| Total unused commitments | $485,000 | 10,051 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $47,513,000 | 7,729 |
| Cash and due from depository institutions | $2,959,000 | 4,982 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,267,000 | 9,016 |
| Federal funds sold & reverse repurchase agreements | $2,278,000 | 3,480 |
| Net loans & leases | $30,664,000 | 6,939 |
| Loan loss allowance | $384,000 | 7,330 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,322,000 | 5,075 |
| Other real estate owned | $267,000 | 4,982 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $756,000 | 7,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,513,000 | 7,729 |
| Total liabilities | $44,368,000 | 7,576 |
| Total deposits | $44,103,000 | 7,397 |
| Interest-bearing deposits | $35,067,000 | 7,702 |
| Deposits held in domestic offices | $44,103,000 | 7,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $265,000 | 7,848 |
| Total equity capital | $3,145,000 | 9,278 |
| Total bank equity capital | $3,145,000 | 9,278 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,099,000 | 3,482 |
| Surplus | $1,190,000 | 7,490 |
| Undivided profits | $856,000 | 9,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $868,000 | 2,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $189,000 | 8,718 |
| Earning assets | $42,209,000 | 7,847 |
| Long-term assets (5+ years) | $5,278,000 | 5,852 |
| Average Assets, year-to-date | $47,344,600 | 7,644 |
| Average Assets, quarterly | $47,390,000 | 7,715 |
| Volatile liabilities | $4,025,000 | 7,504 |
| Insider loans | $882,000 | 4,039 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,083,000 | 8,954 |
| Tier 1 (core) risk-based capital | $3,448,000 | 8,975 |
| Tier 2 risk-based capital | $346,680 | 6,879 |
| Total risk weighted assets | $27,696,680 | 7,594 |
| Total unused commitments | $1,083,000 | 8,964 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $46,656,000 | 8,060 |
| Cash and due from depository institutions | $2,034,000 | 6,114 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $9,392,000 | 9,313 |
| Federal funds sold & reverse repurchase agreements | $1,199,000 | 7,340 |
| Net loans & leases | $31,545,000 | 6,767 |
| Loan loss allowance | $423,000 | 7,134 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,397,000 | 4,942 |
| Other real estate owned | $281,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $808,000 | 7,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,656,000 | 8,060 |
| Total liabilities | $43,415,000 | 7,943 |
| Total deposits | $43,137,000 | 7,783 |
| Interest-bearing deposits | $35,217,000 | 8,018 |
| Deposits held in domestic offices | $43,137,000 | 7,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $278,000 | 7,896 |
| Total equity capital | $3,241,000 | 9,411 |
| Total bank equity capital | $3,241,000 | 9,411 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,090,000 | 3,601 |
| Surplus | $1,170,000 | 7,613 |
| Undivided profits | $981,000 | 9,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,275,000 | 2,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $494,000 | 259 |
| Income earned, not collected on loans | $168,000 | 8,964 |
| Earning assets | $42,136,000 | 8,103 |
| Long-term assets (5+ years) | $7,824,000 | 5,079 |
| Average Assets, year-to-date | $45,421,200 | 8,034 |
| Average Assets, quarterly | $46,152,500 | 8,048 |
| Volatile liabilities | $4,625,000 | 6,818 |
| Insider loans | $1,299,000 | 3,033 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,178,000 | 8,879 |
| Tier 1 (core) risk-based capital | $3,241,000 | 9,352 |
| Tier 2 risk-based capital | $369,800 | 6,641 |
| Total risk weighted assets | $29,530,700 | 7,364 |
| Total unused commitments | $1,178,000 | 8,903 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $43,929,000 | 8,518 |
| Cash and due from depository institutions | $2,168,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,544,000 | 9,773 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $30,742,000 | 6,931 |
| Loan loss allowance | $437,000 | 7,083 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,462,000 | 4,760 |
| Other real estate owned | $284,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $729,000 | 7,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,929,000 | 8,518 |
| Total liabilities | $40,960,000 | 8,399 |
| Total deposits | $39,691,000 | 8,392 |
| Interest-bearing deposits | $33,633,000 | 8,483 |
| Deposits held in domestic offices | $39,691,000 | 8,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $886,000 | 2,661 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $383,000 | 7,023 |
| Total equity capital | $2,969,000 | 9,808 |
| Total bank equity capital | $2,969,000 | 9,808 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,090,000 | 3,761 |
| Surplus | $1,170,000 | 7,604 |
| Undivided profits | $709,000 | 10,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $728,000 | 4,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $196,000 | 8,759 |
| Earning assets | $39,286,000 | 8,603 |
| Long-term assets (5+ years) | $5,958,000 | 5,934 |
| Average Assets, year-to-date | $40,325,200 | 8,795 |
| Average Assets, quarterly | $42,809,500 | 8,588 |
| Volatile liabilities | $5,455,000 | 6,212 |
| Insider loans | $1,529,000 | 481 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $740,000 | 9,838 |
| Tier 1 (core) risk-based capital | $2,969,000 | 9,734 |
| Tier 2 risk-based capital | $360,370 | 6,751 |
| Total risk weighted assets | $28,752,770 | 7,548 |
| Total unused commitments | $740,000 | 9,865 |
| Derivatives | $0 | 651 |