Home > Citizens First Financial Bank > Assets and Liabilities
Citizens First Financial Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $95,555,000 | 4,600 |
| Cash and due from depository institutions | $4,815,000 | 6,081 |
| Interest-bearing balances | $172,000 | 4,196 |
| Securities | $24,525,000 | 4,570 |
| Federal funds sold & reverse repurchase agreements | $7,150,000 | 1,828 |
| Net loans & leases | $55,359,000 | 4,660 |
| Loan loss allowance | $999,000 | 3,529 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,929,000 | 3,888 |
| Other real estate owned | $0 | 6,081 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,777,000 | 4,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,555,000 | 4,600 |
| Total liabilities | $88,311,000 | 4,476 |
| Total deposits | $87,360,000 | 4,297 |
| Interest-bearing deposits | $74,788,000 | 4,338 |
| Deposits held in domestic offices | $87,360,000 | 4,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $951,000 | 3,671 |
| Total equity capital | $7,244,000 | 5,663 |
| Total bank equity capital | $7,244,000 | 5,663 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,350,000 | 2,768 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $4,894,000 | 4,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 8,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,027,000 | 2,182 |
| Earning assets | $87,206,000 | 4,638 |
| Long-term assets (5+ years) | $16,484,000 | 3,057 |
| Average Assets, year-to-date | $93,153,000 | 4,528 |
| Average Assets, quarterly | $94,340,000 | 4,600 |
| Volatile liabilities | $6,941,000 | 6,083 |
| Insider loans | $225,000 | 7,503 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,529,000 | 4,409 |
| Tier 1 (core) risk-based capital | $7,196,000 | 5,586 |
| Tier 2 risk-based capital | $777,460 | 3,739 |
| Total risk weighted assets | $61,975,160 | 4,260 |
| Total unused commitments | $6,529,000 | 4,423 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $92,062,000 | 4,748 |
| Cash and due from depository institutions | $6,180,000 | 5,851 |
| Interest-bearing balances | $853,000 | 2,743 |
| Securities | $24,793,000 | 4,736 |
| Federal funds sold & reverse repurchase agreements | $5,140,000 | 2,805 |
| Net loans & leases | $52,594,000 | 4,800 |
| Loan loss allowance | $930,000 | 3,763 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,896,000 | 3,894 |
| Other real estate owned | $16,000 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,443,000 | 4,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,062,000 | 4,748 |
| Total liabilities | $83,930,000 | 4,688 |
| Total deposits | $83,221,000 | 4,516 |
| Interest-bearing deposits | $71,603,000 | 4,543 |
| Deposits held in domestic offices | $83,221,000 | 4,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $709,000 | 4,839 |
| Total equity capital | $8,132,000 | 5,172 |
| Total bank equity capital | $8,132,000 | 5,172 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,350,000 | 2,861 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $5,782,000 | 4,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 8,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $934,000 | 2,475 |
| Earning assets | $83,380,000 | 4,825 |
| Long-term assets (5+ years) | $12,718,000 | 3,459 |
| Average Assets, year-to-date | $83,765,000 | 4,964 |
| Average Assets, quarterly | $88,355,500 | 4,880 |
| Volatile liabilities | $5,608,000 | 6,534 |
| Insider loans | $534,000 | 5,474 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,998,000 | 4,108 |
| Tier 1 (core) risk-based capital | $7,927,000 | 5,132 |
| Tier 2 risk-based capital | $736,780 | 3,864 |
| Total risk weighted assets | $58,749,180 | 4,409 |
| Total unused commitments | $6,998,000 | 4,121 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 31 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $79,186,000 | 5,376 |
| Cash and due from depository institutions | $3,902,000 | 6,009 |
| Interest-bearing balances | $729,000 | 2,826 |
| Securities | $25,288,000 | 4,937 |
| Federal funds sold & reverse repurchase agreements | $1,085,000 | 5,304 |
| Net loans & leases | $46,097,000 | 5,221 |
| Loan loss allowance | $877,000 | 4,031 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,250,000 | 5,276 |
| Other real estate owned | $16,000 | 6,009 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,548,000 | 4,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,186,000 | 5,376 |
| Total liabilities | $71,955,000 | 5,349 |
| Total deposits | $71,074,000 | 5,161 |
| Interest-bearing deposits | $60,194,000 | 5,223 |
| Deposits held in domestic offices | $71,074,000 | 5,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $881,000 | 3,379 |
| Total equity capital | $7,231,000 | 5,367 |
| Total bank equity capital | $7,231,000 | 5,367 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,350,000 | 2,972 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $4,881,000 | 4,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 9,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $710,000 | 2,871 |
| Earning assets | $73,199,000 | 5,324 |
| Long-term assets (5+ years) | $10,006,000 | 4,118 |
| Average Assets, year-to-date | $79,096,400 | 5,254 |
| Average Assets, quarterly | $78,587,000 | 5,370 |
| Volatile liabilities | $3,668,000 | 7,801 |
| Insider loans | $649,000 | 4,889 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,801,000 | 4,072 |
| Tier 1 (core) risk-based capital | $7,715,000 | 5,162 |
| Tier 2 risk-based capital | $643,220 | 4,281 |
| Total risk weighted assets | $51,223,920 | 4,836 |
| Total unused commitments | $6,801,000 | 4,079 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $80,131,000 | 5,420 |
| Cash and due from depository institutions | $5,068,000 | 6,588 |
| Interest-bearing balances | $2,391,000 | 2,152 |
| Securities | $27,695,000 | 4,799 |
| Federal funds sold & reverse repurchase agreements | $4,905,000 | 2,867 |
| Net loans & leases | $40,199,000 | 5,710 |
| Loan loss allowance | $690,000 | 5,022 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,265,000 | 5,289 |
| Other real estate owned | $43,000 | 6,588 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $956,000 | 6,321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,131,000 | 5,420 |
| Total liabilities | $72,581,000 | 5,411 |
| Total deposits | $71,994,000 | 5,256 |
| Interest-bearing deposits | $60,912,000 | 5,390 |
| Deposits held in domestic offices | $71,994,000 | 5,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $587,000 | 4,756 |
| Total equity capital | $7,550,000 | 5,249 |
| Total bank equity capital | $7,550,000 | 5,249 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,350,000 | 3,059 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $5,200,000 | 4,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 11,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $501,000 | 3,704 |
| Earning assets | $75,190,000 | 5,312 |
| Long-term assets (5+ years) | $15,128,000 | 3,282 |
| Average Assets, year-to-date | $75,494,400 | 5,552 |
| Average Assets, quarterly | $77,189,000 | 5,548 |
| Volatile liabilities | $4,616,000 | 6,827 |
| Insider loans | $605,000 | 5,141 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,527,000 | 4,611 |
| Tier 1 (core) risk-based capital | $7,296,000 | 5,328 |
| Tier 2 risk-based capital | $585,370 | 4,617 |
| Total risk weighted assets | $46,724,870 | 5,209 |
| Total unused commitments | $5,527,000 | 4,636 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $74,029,000 | 5,854 |
| Cash and due from depository institutions | $6,084,000 | 6,885 |
| Interest-bearing balances | $2,900,000 | 2,144 |
| Securities | $26,093,000 | 5,004 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 6,284 |
| Net loans & leases | $37,754,000 | 6,010 |
| Loan loss allowance | $451,000 | 6,944 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,014,000 | 6,139 |
| Other real estate owned | $148,000 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $836,000 | 7,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,029,000 | 5,854 |
| Total liabilities | $67,407,000 | 5,851 |
| Total deposits | $66,743,000 | 5,724 |
| Interest-bearing deposits | $58,175,000 | 5,717 |
| Deposits held in domestic offices | $66,743,000 | 5,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $664,000 | 4,614 |
| Total equity capital | $6,622,000 | 5,638 |
| Total bank equity capital | $6,622,000 | 5,638 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,350,000 | 3,174 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $4,272,000 | 4,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 10,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $314,000 | 6,288 |
| Earning assets | $68,847,000 | 5,758 |
| Long-term assets (5+ years) | $14,306,000 | 3,361 |
| Average Assets, year-to-date | $69,964,200 | 6,000 |
| Average Assets, quarterly | $71,735,000 | 5,966 |
| Volatile liabilities | $3,287,000 | 8,207 |
| Insider loans | $242,000 | 3,418 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,982,000 | 4,634 |
| Tier 1 (core) risk-based capital | $6,622,000 | 5,577 |
| Tier 2 risk-based capital | $451,000 | 5,691 |
| Total risk weighted assets | $43,669,100 | 5,555 |
| Total unused commitments | $4,982,000 | 4,659 |
| Derivatives | $0 | 651 |