Home > Citizens First Bank of Ocala > Income and Expense
Citizens First Bank of Ocala, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,130,000 | 8,035 |
Total interest expense | $1,194,000 | 8,599 |
Net interest income | $1,936,000 | 7,447 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $579,000 | 4,694 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $437,000 | 3,082 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $142,000 | 6,145 |
Total noninterest expense | $1,660,000 | 6,822 |
Salaries and employee benefits | $778,000 | 7,218 |
Premises and equipment expense | $263,000 | 6,155 |
Additional noninterest expense | $619,000 | 6,409 |
Pre-tax net operating income | $855,000 | 6,624 |
Securities gains (losses) | $15,000 | 2,090 |
Applicable income taxes | $10,000 | 10,932 |
Income before extraordinary items | $860,000 | 5,168 |
Extraordinary gains, net | $-206,000 | 11,946 |
Net income | $654,000 | 6,276 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 8,036 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $800,000 | 319 |
Net operating income | $845,150 | 5,220 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,063,000 | 9,680 |
Total interest expense | $463,000 | 11,261 |
Net interest income | $1,600,000 | 8,583 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $492,000 | 5,351 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $386,000 | 3,497 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $106,000 | 7,329 |
Total noninterest expense | $1,662,000 | 7,091 |
Salaries and employee benefits | $805,000 | 7,182 |
Premises and equipment expense | $276,000 | 6,064 |
Additional noninterest expense | $581,000 | 7,171 |
Pre-tax net operating income | $430,000 | 9,127 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $430,000 | 7,901 |
Extraordinary gains, net | $-139,000 | 12,548 |
Net income | $291,000 | 9,248 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-23,000 | 11,354 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $430,000 | 7,947 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,757,000 | 10,689 |
Total interest expense | $386,000 | 12,287 |
Net interest income | $1,371,000 | 9,504 |
Provision for loan and lease losses | $21,000 | 8,998 |
Total noninterest income | $540,000 | 5,318 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $430,000 | 3,226 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $110,000 | 7,578 |
Total noninterest expense | $1,617,000 | 7,454 |
Salaries and employee benefits | $815,000 | 7,233 |
Premises and equipment expense | $310,000 | 5,690 |
Additional noninterest expense | $492,000 | 8,298 |
Pre-tax net operating income | $273,000 | 10,450 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $273,000 | 9,778 |
Extraordinary gains, net | $307,000 | 698 |
Net income | $580,000 | 7,103 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-63,000 | 12,772 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $273,000 | 9,518 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,856,000 | 11,184 |
Total interest expense | $660,000 | 12,011 |
Net interest income | $1,196,000 | 10,340 |
Provision for loan and lease losses | $50,000 | 9,026 |
Total noninterest income | $537,000 | 5,363 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $434,000 | 3,227 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $103,000 | 7,958 |
Total noninterest expense | $1,610,000 | 7,545 |
Salaries and employee benefits | $764,000 | 7,512 |
Premises and equipment expense | $364,000 | 5,189 |
Additional noninterest expense | $482,000 | 8,632 |
Pre-tax net operating income | $73,000 | 12,254 |
Securities gains (losses) | $11,000 | 6,349 |
Applicable income taxes | $0 | 12,680 |
Income before extraordinary items | $84,000 | 12,161 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $84,000 | 12,206 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $155,000 | 4,797 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $610,000 | 513 |
Net operating income | $73,000 | 12,026 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.