Home > Citizens First Bank of Ocala > Income and Expense

Citizens First Bank of Ocala, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$3,130,0008,035
Total interest expense$1,194,0008,599
Net interest income$1,936,0007,447
Provision for loan and lease losses$08,958
Total noninterest income$579,0004,694
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$437,0003,082
Trading account gains and feesNANA
Additional Noninterest Income$142,0006,145
Total noninterest expense$1,660,0006,822
Salaries and employee benefits$778,0007,218
Premises and equipment expense$263,0006,155
Additional noninterest expense$619,0006,409
Pre-tax net operating income$855,0006,624
Securities gains (losses)$15,0002,090
Applicable income taxes$10,00010,932
Income before extraordinary items$860,0005,168
Extraordinary gains, net$-206,00011,946
Net income$654,0006,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$800,000319
Net operating income$845,1505,220
1994-12-31 (YTD Data)Rank
Total interest income$2,063,0009,680
Total interest expense$463,00011,261
Net interest income$1,600,0008,583
Provision for loan and lease losses$09,146
Total noninterest income$492,0005,351
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$386,0003,497
Trading account gains and feesNANA
Additional Noninterest Income$106,0007,329
Total noninterest expense$1,662,0007,091
Salaries and employee benefits$805,0007,182
Premises and equipment expense$276,0006,064
Additional noninterest expense$581,0007,171
Pre-tax net operating income$430,0009,127
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$430,0007,901
Extraordinary gains, net$-139,00012,548
Net income$291,0009,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00011,354
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$430,0007,947
1993-12-31 (YTD Data)Rank
Total interest income$1,757,00010,689
Total interest expense$386,00012,287
Net interest income$1,371,0009,504
Provision for loan and lease losses$21,0008,998
Total noninterest income$540,0005,318
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$430,0003,226
Trading account gains and feesNANA
Additional Noninterest Income$110,0007,578
Total noninterest expense$1,617,0007,454
Salaries and employee benefits$815,0007,233
Premises and equipment expense$310,0005,690
Additional noninterest expense$492,0008,298
Pre-tax net operating income$273,00010,450
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$273,0009,778
Extraordinary gains, net$307,000698
Net income$580,0007,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,00012,772
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$273,0009,518
1992-12-31 (YTD Data)Rank
Total interest income$1,856,00011,184
Total interest expense$660,00012,011
Net interest income$1,196,00010,340
Provision for loan and lease losses$50,0009,026
Total noninterest income$537,0005,363
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$434,0003,227
Trading account gains and feesNANA
Additional Noninterest Income$103,0007,958
Total noninterest expense$1,610,0007,545
Salaries and employee benefits$764,0007,512
Premises and equipment expense$364,0005,189
Additional noninterest expense$482,0008,632
Pre-tax net operating income$73,00012,254
Securities gains (losses)$11,0006,349
Applicable income taxes$012,680
Income before extraordinary items$84,00012,161
Extraordinary gains, net$01,422
Net income$84,00012,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0004,797
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$610,000513
Net operating income$73,00012,026

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.