Home > Citizens First Bank, Inc. > Assets and Liabilities
Citizens First Bank, Inc., Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 20 | 5,978 |
| Assets and Liabilities | ||
| Total Assets: | $65,969,000 | 6,262 |
| Cash and due from depository institutions | $2,427,000 | 5,978 |
| Interest-bearing balances | $702,000 | 3,337 |
| Securities | $3,690,000 | 7,233 |
| Federal funds sold & reverse repurchase agreements | $5,685,000 | 2,052 |
| Net loans & leases | $45,456,000 | 6,020 |
| Loan loss allowance | $465,000 | 6,270 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,245,000 | 4,331 |
| Other real estate owned | $268,000 | 5,978 |
| Goodwill and other intangibles | $5,754,000 | 846 |
| All other assets | $444,000 | 7,807 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $65,969,000 | 6,262 |
| Total liabilities | $54,256,000 | 6,390 |
| Total deposits | $53,842,000 | 6,227 |
| Interest-bearing deposits | $45,482,000 | 6,201 |
| Deposits held in domestic offices | $53,842,000 | 6,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $414,000 | 5,872 |
| Total equity capital | $11,713,000 | 4,958 |
| Total bank equity capital | $11,713,000 | 4,958 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $400,000 | 4,400 |
| Surplus | $11,000,000 | 2,454 |
| Undivided profits | $313,000 | 6,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 5,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $259,000 | 7,306 |
| Earning assets | $55,533,000 | 6,454 |
| Long-term assets (5+ years) | $2,970,000 | 6,706 |
| Average Assets, year-to-date | $63,842,250 | 6,251 |
| Average Assets, quarterly | $67,029,000 | 6,197 |
| Volatile liabilities | $6,654,000 | 6,929 |
| Insider loans | $738,000 | 4,905 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $3,516,000 | 6,493 |
| Tier 1 (core) risk-based capital | $6,001,000 | 6,777 |
| Tier 2 risk-based capital | $465,000 | 6,049 |
| Total risk weighted assets | $40,174,000 | 6,426 |
| Total unused commitments | $3,516,000 | 6,496 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 21 | 5,912 |
| Assets and Liabilities | ||
| Total Assets: | $68,089,000 | 6,194 |
| Cash and due from depository institutions | $2,168,000 | 5,912 |
| Interest-bearing balances | $704,000 | 3,222 |
| Securities | $3,696,000 | 7,297 |
| Federal funds sold & reverse repurchase agreements | $8,488,000 | 1,440 |
| Net loans & leases | $45,180,000 | 6,019 |
| Loan loss allowance | $468,000 | 6,212 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,278,000 | 4,301 |
| Other real estate owned | $60,000 | 5,912 |
| Goodwill and other intangibles | $5,785,000 | 857 |
| All other assets | $434,000 | 7,859 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $68,089,000 | 6,194 |
| Total liabilities | $56,306,000 | 6,335 |
| Total deposits | $55,786,000 | 6,165 |
| Interest-bearing deposits | $47,174,000 | 6,129 |
| Deposits held in domestic offices | $55,786,000 | 6,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $520,000 | 5,346 |
| Total equity capital | $11,783,000 | 4,936 |
| Total bank equity capital | $11,783,000 | 4,936 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $400,000 | 4,437 |
| Surplus | $11,300,000 | 2,407 |
| Undivided profits | $83,000 | 7,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $705,000 | 4,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $258,000 | 7,313 |
| Earning assets | $58,068,000 | 6,370 |
| Long-term assets (5+ years) | $3,351,000 | 6,660 |
| Average Assets, year-to-date | $63,133,330 | 6,325 |
| Average Assets, quarterly | $64,881,000 | 6,283 |
| Volatile liabilities | $7,495,000 | 6,791 |
| Insider loans | $738,000 | 4,904 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $3,688,000 | 6,499 |
| Tier 1 (core) risk-based capital | $6,042,000 | 6,818 |
| Tier 2 risk-based capital | $468,000 | 6,010 |
| Total risk weighted assets | $40,216,000 | 6,432 |
| Total unused commitments | $3,688,000 | 6,499 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 22 | 5,808 |
| Assets and Liabilities | ||
| Total Assets: | $61,673,000 | 6,442 |
| Cash and due from depository institutions | $2,110,000 | 5,808 |
| Interest-bearing balances | $684,000 | 3,367 |
| Securities | $4,104,000 | 7,219 |
| Federal funds sold & reverse repurchase agreements | $7,289,000 | 2,369 |
| Net loans & leases | $45,413,000 | 5,927 |
| Loan loss allowance | $551,000 | 5,831 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,906,000 | 4,681 |
| Other real estate owned | $213,000 | 5,808 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $638,000 | 7,381 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $61,673,000 | 6,442 |
| Total liabilities | $55,577,000 | 6,351 |
| Total deposits | $55,192,000 | 6,205 |
| Interest-bearing deposits | $47,473,000 | 6,125 |
| Deposits held in domestic offices | $55,192,000 | 6,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $385,000 | 6,234 |
| Total equity capital | $6,096,000 | 6,904 |
| Total bank equity capital | $6,096,000 | 6,904 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $400,000 | 4,450 |
| Surplus | $3,600,000 | 4,688 |
| Undivided profits | $2,096,000 | 6,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 4,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $269,000 | 7,229 |
| Earning assets | $57,490,000 | 6,390 |
| Long-term assets (5+ years) | $3,889,000 | 6,484 |
| Average Assets, year-to-date | $60,655,500 | 6,443 |
| Average Assets, quarterly | $60,655,500 | 6,443 |
| Volatile liabilities | $8,389,000 | 6,579 |
| Insider loans | $1,779,000 | 3,327 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $4,244,000 | 6,369 |
| Tier 1 (core) risk-based capital | $6,026,000 | 6,825 |
| Tier 2 risk-based capital | $506,000 | 5,793 |
| Total risk weighted assets | $40,429,000 | 6,391 |
| Total unused commitments | $4,244,000 | 6,370 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 22 | 5,819 |
| Assets and Liabilities | ||
| Total Assets: | $59,638,000 | 6,465 |
| Cash and due from depository institutions | $2,610,000 | 5,819 |
| Interest-bearing balances | $684,000 | 2,886 |
| Securities | $4,019,000 | 7,327 |
| Federal funds sold & reverse repurchase agreements | $3,764,000 | 3,075 |
| Net loans & leases | $46,352,000 | 5,898 |
| Loan loss allowance | $549,000 | 5,803 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,940,000 | 4,636 |
| Other real estate owned | $213,000 | 5,819 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $740,000 | 7,231 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $59,638,000 | 6,465 |
| Total liabilities | $53,736,000 | 6,377 |
| Total deposits | $53,361,000 | 6,233 |
| Interest-bearing deposits | $45,543,000 | 6,174 |
| Deposits held in domestic offices | $53,361,000 | 6,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $375,000 | 6,267 |
| Total equity capital | $5,902,000 | 6,946 |
| Total bank equity capital | $5,902,000 | 6,946 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,473 |
| Surplus | $3,600,000 | 4,667 |
| Undivided profits | $1,902,000 | 6,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $580,000 | 4,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $280,000 | 7,337 |
| Earning assets | $54,819,000 | 6,456 |
| Long-term assets (5+ years) | $3,934,000 | 6,278 |
| Average Assets, year-to-date | $61,416,600 | 6,290 |
| Average Assets, quarterly | $59,350,000 | 6,447 |
| Volatile liabilities | $8,883,000 | 6,448 |
| Insider loans | $1,808,000 | 3,250 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $3,369,000 | 6,623 |
| Tier 1 (core) risk-based capital | $5,884,000 | 6,882 |
| Tier 2 risk-based capital | $510,000 | 5,786 |
| Total risk weighted assets | $40,748,000 | 6,365 |
| Total unused commitments | $3,369,000 | 6,624 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 21 | 5,965 |
| Assets and Liabilities | ||
| Total Assets: | $59,062,000 | 6,482 |
| Cash and due from depository institutions | $1,755,000 | 5,965 |
| Interest-bearing balances | $680,000 | 2,741 |
| Securities | $3,984,000 | 7,390 |
| Federal funds sold & reverse repurchase agreements | $3,576,000 | 3,175 |
| Net loans & leases | $46,709,000 | 5,884 |
| Loan loss allowance | $581,000 | 5,671 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,977,000 | 4,578 |
| Other real estate owned | $301,000 | 5,965 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $760,000 | 7,307 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $59,062,000 | 6,482 |
| Total liabilities | $53,120,000 | 6,410 |
| Total deposits | $52,793,000 | 6,268 |
| Interest-bearing deposits | $45,346,000 | 6,195 |
| Deposits held in domestic offices | $52,793,000 | 6,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $327,000 | 6,705 |
| Total equity capital | $5,942,000 | 6,942 |
| Total bank equity capital | $5,942,000 | 6,942 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,468 |
| Surplus | $3,600,000 | 4,636 |
| Undivided profits | $1,942,000 | 6,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $531,000 | 4,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $287,000 | 7,452 |
| Earning assets | $54,949,000 | 6,450 |
| Long-term assets (5+ years) | $4,568,000 | 6,039 |
| Average Assets, year-to-date | $61,861,250 | 6,292 |
| Average Assets, quarterly | $60,811,000 | 6,384 |
| Volatile liabilities | $8,915,000 | 6,443 |
| Insider loans | $1,900,000 | 3,104 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $3,070,000 | 6,768 |
| Tier 1 (core) risk-based capital | $5,947,000 | 6,879 |
| Tier 2 risk-based capital | $506,000 | 5,792 |
| Total risk weighted assets | $40,400,000 | 6,377 |
| Total unused commitments | $3,070,000 | 6,771 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 22 | 5,867 |
| Assets and Liabilities | ||
| Total Assets: | $62,560,000 | 6,354 |
| Cash and due from depository institutions | $2,248,000 | 5,867 |
| Interest-bearing balances | $665,000 | 2,834 |
| Securities | $3,898,000 | 7,443 |
| Federal funds sold & reverse repurchase agreements | $7,451,000 | 1,998 |
| Net loans & leases | $45,815,000 | 5,920 |
| Loan loss allowance | $578,000 | 5,719 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,003,000 | 4,554 |
| Other real estate owned | $322,000 | 5,867 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $823,000 | 7,134 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $62,560,000 | 6,354 |
| Total liabilities | $56,793,000 | 6,249 |
| Total deposits | $56,459,000 | 6,099 |
| Interest-bearing deposits | $48,676,000 | 6,060 |
| Deposits held in domestic offices | $56,459,000 | 6,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $334,000 | 6,499 |
| Total equity capital | $5,767,000 | 6,987 |
| Total bank equity capital | $5,767,000 | 6,987 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,495 |
| Surplus | $3,600,000 | 4,636 |
| Undivided profits | $1,767,000 | 6,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $266,000 | 7,467 |
| Earning assets | $57,829,000 | 6,344 |
| Long-term assets (5+ years) | $4,714,000 | 5,962 |
| Average Assets, year-to-date | $62,794,330 | 6,277 |
| Average Assets, quarterly | $62,821,000 | 6,313 |
| Volatile liabilities | $9,415,000 | 6,335 |
| Insider loans | $2,144,000 | 2,885 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $3,589,000 | 6,622 |
| Tier 1 (core) risk-based capital | $5,825,000 | 6,939 |
| Tier 2 risk-based capital | $514,000 | 5,767 |
| Total risk weighted assets | $41,073,000 | 6,349 |
| Total unused commitments | $3,589,000 | 6,624 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 21 | 6,006 |
| Assets and Liabilities | ||
| Total Assets: | $63,082,000 | 6,335 |
| Cash and due from depository institutions | $2,152,000 | 6,006 |
| Interest-bearing balances | $837,000 | 2,711 |
| Securities | $3,770,000 | 7,514 |
| Federal funds sold & reverse repurchase agreements | $7,599,000 | 2,494 |
| Net loans & leases | $46,520,000 | 5,839 |
| Loan loss allowance | $585,000 | 5,659 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,996,000 | 4,520 |
| Other real estate owned | $322,000 | 6,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $723,000 | 7,281 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $63,082,000 | 6,335 |
| Total liabilities | $57,385,000 | 6,243 |
| Total deposits | $56,957,000 | 6,101 |
| Interest-bearing deposits | $49,052,000 | 6,056 |
| Deposits held in domestic offices | $56,957,000 | 6,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $428,000 | 5,942 |
| Total equity capital | $5,697,000 | 7,025 |
| Total bank equity capital | $5,697,000 | 7,025 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,500 |
| Surplus | $3,600,000 | 4,609 |
| Undivided profits | $1,697,000 | 6,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 4,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $245,000 | 7,562 |
| Earning assets | $58,726,000 | 6,301 |
| Long-term assets (5+ years) | $4,630,000 | 5,950 |
| Average Assets, year-to-date | $62,911,500 | 6,309 |
| Average Assets, quarterly | $62,911,500 | 6,309 |
| Volatile liabilities | $9,024,000 | 6,339 |
| Insider loans | $1,915,000 | 3,065 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $3,192,000 | 6,824 |
| Tier 1 (core) risk-based capital | $5,697,000 | 6,983 |
| Tier 2 risk-based capital | $525,000 | 5,715 |
| Total risk weighted assets | $41,901,000 | 6,305 |
| Total unused commitments | $3,192,000 | 6,824 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 21 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $62,741,000 | 6,347 |
| Cash and due from depository institutions | $2,526,000 | 6,009 |
| Interest-bearing balances | $654,000 | 2,897 |
| Securities | $750,000 | 8,236 |
| Federal funds sold & reverse repurchase agreements | $10,155,000 | 1,624 |
| Net loans & leases | $46,286,000 | 5,839 |
| Loan loss allowance | $558,000 | 5,782 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,022,000 | 4,466 |
| Other real estate owned | $326,000 | 6,009 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $676,000 | 7,459 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $62,741,000 | 6,347 |
| Total liabilities | $57,152,000 | 6,251 |
| Total deposits | $56,813,000 | 6,091 |
| Interest-bearing deposits | $49,779,000 | 5,980 |
| Deposits held in domestic offices | $56,813,000 | 6,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $339,000 | 6,391 |
| Total equity capital | $5,589,000 | 7,027 |
| Total bank equity capital | $5,589,000 | 7,027 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $400,000 | 4,517 |
| Surplus | $3,600,000 | 4,579 |
| Undivided profits | $1,589,000 | 6,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 4,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $255,000 | 7,592 |
| Earning assets | $57,845,000 | 6,324 |
| Long-term assets (5+ years) | $1,614,000 | 6,939 |
| Average Assets, year-to-date | $59,941,400 | 6,337 |
| Average Assets, quarterly | $61,935,500 | 6,345 |
| Volatile liabilities | $9,155,000 | 6,366 |
| Insider loans | $1,933,000 | 3,031 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $3,429,000 | 6,638 |
| Tier 1 (core) risk-based capital | $5,589,000 | 6,990 |
| Tier 2 risk-based capital | $513,000 | 5,761 |
| Total risk weighted assets | $41,011,000 | 6,309 |
| Total unused commitments | $3,429,000 | 6,640 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 21 | 6,044 |
| Assets and Liabilities | ||
| Total Assets: | $61,130,000 | 6,410 |
| Cash and due from depository institutions | $3,115,000 | 6,044 |
| Interest-bearing balances | $654,000 | 2,825 |
| Securities | $2,996,000 | 7,793 |
| Federal funds sold & reverse repurchase agreements | $6,369,000 | 2,050 |
| Net loans & leases | $45,481,000 | 5,931 |
| Loan loss allowance | $527,000 | 5,936 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,061,000 | 4,417 |
| Other real estate owned | $448,000 | 6,044 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $660,000 | 7,565 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $61,130,000 | 6,410 |
| Total liabilities | $55,666,000 | 6,303 |
| Total deposits | $55,341,000 | 6,137 |
| Interest-bearing deposits | $47,812,000 | 6,049 |
| Deposits held in domestic offices | $55,341,000 | 6,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $325,000 | 6,586 |
| Total equity capital | $5,464,000 | 7,097 |
| Total bank equity capital | $5,464,000 | 7,097 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,547 |
| Surplus | $3,600,000 | 4,561 |
| Undivided profits | $1,464,000 | 6,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $220,000 | 7,864 |
| Earning assets | $55,500,000 | 6,439 |
| Long-term assets (5+ years) | $1,391,000 | 7,062 |
| Average Assets, year-to-date | $59,241,500 | 6,416 |
| Average Assets, quarterly | $60,747,000 | 6,394 |
| Volatile liabilities | $8,411,000 | 6,558 |
| Insider loans | $1,955,000 | 3,004 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $2,942,000 | 6,865 |
| Tier 1 (core) risk-based capital | $5,464,000 | 7,061 |
| Tier 2 risk-based capital | $510,000 | 5,783 |
| Total risk weighted assets | $40,789,000 | 6,333 |
| Total unused commitments | $2,942,000 | 6,866 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 22 | 5,935 |
| Assets and Liabilities | ||
| Total Assets: | $60,364,000 | 6,430 |
| Cash and due from depository institutions | $3,428,000 | 5,935 |
| Interest-bearing balances | $654,000 | 2,833 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $8,614,000 | 1,468 |
| Net loans & leases | $45,470,000 | 5,907 |
| Loan loss allowance | $599,000 | 5,596 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,890,000 | 4,583 |
| Other real estate owned | $290,000 | 5,935 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $672,000 | 7,477 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $60,364,000 | 6,430 |
| Total liabilities | $55,051,000 | 6,348 |
| Total deposits | $54,749,000 | 6,179 |
| Interest-bearing deposits | $47,413,000 | 6,085 |
| Deposits held in domestic offices | $54,749,000 | 6,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $302,000 | 6,454 |
| Total equity capital | $5,313,000 | 7,102 |
| Total bank equity capital | $5,313,000 | 7,102 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $400,000 | 4,544 |
| Surplus | $3,600,000 | 4,537 |
| Undivided profits | $1,313,000 | 6,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 3,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $211,000 | 7,814 |
| Earning assets | $54,738,000 | 6,468 |
| Long-term assets (5+ years) | $1,212,000 | 7,142 |
| Average Assets, year-to-date | $58,612,000 | 6,483 |
| Average Assets, quarterly | $59,512,500 | 6,448 |
| Volatile liabilities | $8,148,000 | 6,599 |
| Insider loans | $1,973,000 | 2,934 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $3,399,000 | 6,752 |
| Tier 1 (core) risk-based capital | $5,313,000 | 7,108 |
| Tier 2 risk-based capital | $507,000 | 5,801 |
| Total risk weighted assets | $40,516,000 | 6,349 |
| Total unused commitments | $3,399,000 | 6,753 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 21 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $58,661,000 | 6,517 |
| Cash and due from depository institutions | $2,821,000 | 6,049 |
| Interest-bearing balances | $647,000 | 2,959 |
| Securities | $1,990,000 | 8,139 |
| Federal funds sold & reverse repurchase agreements | $5,084,000 | 2,601 |
| Net loans & leases | $45,983,000 | 5,826 |
| Loan loss allowance | $568,000 | 5,719 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,921,000 | 4,506 |
| Other real estate owned | $216,000 | 6,049 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $646,000 | 7,458 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $58,660,000 | 6,517 |
| Total liabilities | $53,481,000 | 6,421 |
| Total deposits | $53,155,000 | 6,262 |
| Interest-bearing deposits | $45,660,000 | 6,185 |
| Deposits held in domestic offices | $53,155,000 | 6,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $326,000 | 6,204 |
| Total equity capital | $5,179,000 | 7,135 |
| Total bank equity capital | $5,179,000 | 7,135 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,532 |
| Surplus | $3,600,000 | 4,466 |
| Undivided profits | $1,179,000 | 6,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 3,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $235,000 | 7,576 |
| Earning assets | $53,704,000 | 6,518 |
| Long-term assets (5+ years) | $1,464,000 | 7,054 |
| Average Assets, year-to-date | $57,736,000 | 6,540 |
| Average Assets, quarterly | $57,736,000 | 6,540 |
| Volatile liabilities | $8,410,000 | 6,433 |
| Insider loans | $1,981,000 | 2,866 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $3,866,000 | 6,527 |
| Tier 1 (core) risk-based capital | $5,179,000 | 7,118 |
| Tier 2 risk-based capital | $496,000 | 5,839 |
| Total risk weighted assets | $39,573,000 | 6,361 |
| Total unused commitments | $3,866,000 | 6,527 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 21 | 6,052 |
| Assets and Liabilities | ||
| Total Assets: | $56,811,000 | 6,620 |
| Cash and due from depository institutions | $2,563,000 | 6,052 |
| Interest-bearing balances | $628,000 | 3,092 |
| Securities | $1,990,000 | 8,195 |
| Federal funds sold & reverse repurchase agreements | $2,868,000 | 3,427 |
| Net loans & leases | $46,578,000 | 5,786 |
| Loan loss allowance | $556,000 | 5,763 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,943,000 | 4,476 |
| Other real estate owned | $216,000 | 6,052 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $653,000 | 7,496 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $56,811,000 | 6,620 |
| Total liabilities | $51,764,000 | 6,526 |
| Total deposits | $51,422,000 | 6,361 |
| Interest-bearing deposits | $44,153,000 | 6,256 |
| Deposits held in domestic offices | $51,422,000 | 6,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $342,000 | 6,021 |
| Total equity capital | $5,047,000 | 7,198 |
| Total bank equity capital | $5,047,000 | 7,198 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $400,000 | 4,553 |
| Surplus | $3,600,000 | 4,438 |
| Undivided profits | $1,047,000 | 7,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $402,000 | 4,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $227,000 | 7,703 |
| Earning assets | $52,064,000 | 6,622 |
| Long-term assets (5+ years) | $1,953,000 | 6,854 |
| Average Assets, year-to-date | $55,226,400 | 6,597 |
| Average Assets, quarterly | $56,638,500 | 6,607 |
| Volatile liabilities | $7,593,000 | 6,575 |
| Insider loans | $1,968,000 | 2,867 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,187,000 | 6,756 |
| Tier 1 (core) risk-based capital | $5,047,000 | 7,178 |
| Tier 2 risk-based capital | $497,000 | 5,835 |
| Total risk weighted assets | $39,681,000 | 6,383 |
| Total unused commitments | $3,187,000 | 6,757 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 21 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $56,466,000 | 6,626 |
| Cash and due from depository institutions | $2,059,000 | 6,075 |
| Interest-bearing balances | $624,000 | 3,180 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $5,183,000 | 2,235 |
| Net loans & leases | $46,394,000 | 5,799 |
| Loan loss allowance | $576,000 | 5,681 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,990,000 | 4,373 |
| Other real estate owned | $216,000 | 6,075 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $624,000 | 7,578 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $56,466,000 | 6,626 |
| Total liabilities | $51,568,000 | 6,534 |
| Total deposits | $51,246,000 | 6,341 |
| Interest-bearing deposits | $44,544,000 | 6,222 |
| Deposits held in domestic offices | $51,246,000 | 6,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $322,000 | 6,266 |
| Total equity capital | $4,898,000 | 7,276 |
| Total bank equity capital | $4,898,000 | 7,276 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,555 |
| Surplus | $3,600,000 | 4,400 |
| Undivided profits | $898,000 | 7,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $635,000 | 3,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $206,000 | 7,883 |
| Earning assets | $52,201,000 | 6,604 |
| Long-term assets (5+ years) | $2,244,000 | 6,796 |
| Average Assets, year-to-date | $54,830,250 | 6,638 |
| Average Assets, quarterly | $56,164,500 | 6,614 |
| Volatile liabilities | $7,507,000 | 6,615 |
| Insider loans | $1,980,000 | 2,837 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,576,000 | 7,001 |
| Tier 1 (core) risk-based capital | $4,898,000 | 7,238 |
| Tier 2 risk-based capital | $490,000 | 5,862 |
| Total risk weighted assets | $39,713,000 | 6,374 |
| Total unused commitments | $2,576,000 | 7,003 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 21 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $55,863,000 | 6,626 |
| Cash and due from depository institutions | $1,836,000 | 6,099 |
| Interest-bearing balances | $641,000 | 3,146 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $4,108,000 | 2,415 |
| Net loans & leases | $47,068,000 | 5,691 |
| Loan loss allowance | $558,000 | 5,727 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,020,000 | 4,303 |
| Other real estate owned | $216,000 | 6,099 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $615,000 | 7,500 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $55,863,000 | 6,626 |
| Total liabilities | $51,113,000 | 6,517 |
| Total deposits | $50,832,000 | 6,340 |
| Interest-bearing deposits | $43,834,000 | 6,250 |
| Deposits held in domestic offices | $50,832,000 | 6,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $281,000 | 6,318 |
| Total equity capital | $4,750,000 | 7,331 |
| Total bank equity capital | $4,750,000 | 7,331 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,549 |
| Surplus | $3,600,000 | 4,362 |
| Undivided profits | $750,000 | 7,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 4,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $198,000 | 7,819 |
| Earning assets | $51,817,000 | 6,602 |
| Long-term assets (5+ years) | $2,530,000 | 6,716 |
| Average Assets, year-to-date | $54,285,000 | 6,664 |
| Average Assets, quarterly | $55,375,000 | 6,627 |
| Volatile liabilities | $7,885,000 | 6,439 |
| Insider loans | $1,999,000 | 2,772 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $3,067,000 | 6,818 |
| Tier 1 (core) risk-based capital | $4,750,000 | 7,286 |
| Tier 2 risk-based capital | $512,000 | 5,685 |
| Total risk weighted assets | $40,900,000 | 6,265 |
| Total unused commitments | $3,067,000 | 6,818 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 21 | 6,116 |
| Assets and Liabilities | ||
| Total Assets: | $54,887,000 | 6,699 |
| Cash and due from depository institutions | $1,891,000 | 6,116 |
| Interest-bearing balances | $640,000 | 3,163 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $3,678,000 | 2,932 |
| Net loans & leases | $46,391,000 | 5,695 |
| Loan loss allowance | $524,000 | 5,926 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,051,000 | 4,250 |
| Other real estate owned | $268,000 | 6,116 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $608,000 | 7,541 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $54,887,000 | 6,699 |
| Total liabilities | $50,244,000 | 6,606 |
| Total deposits | $49,953,000 | 6,446 |
| Interest-bearing deposits | $43,623,000 | 6,296 |
| Deposits held in domestic offices | $49,953,000 | 6,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $291,000 | 6,132 |
| Total equity capital | $4,643,000 | 7,375 |
| Total bank equity capital | $4,643,000 | 7,375 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,573 |
| Surplus | $3,600,000 | 4,347 |
| Undivided profits | $643,000 | 7,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 4,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $204,000 | 7,750 |
| Earning assets | $50,709,000 | 6,682 |
| Long-term assets (5+ years) | $2,813,000 | 6,705 |
| Average Assets, year-to-date | $53,496,000 | 6,760 |
| Average Assets, quarterly | $53,496,000 | 6,760 |
| Volatile liabilities | $8,100,000 | 6,323 |
| Insider loans | $2,018,000 | 2,734 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $3,103,000 | 6,822 |
| Tier 1 (core) risk-based capital | $4,643,000 | 7,356 |
| Tier 2 risk-based capital | $503,000 | 5,735 |
| Total risk weighted assets | $40,196,000 | 6,288 |
| Total unused commitments | $3,103,000 | 6,824 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 21 | 6,130 |
| Assets and Liabilities | ||
| Total Assets: | $52,105,000 | 6,866 |
| Cash and due from depository institutions | $2,312,000 | 6,130 |
| Interest-bearing balances | $622,000 | 3,242 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $1,078,000 | 4,777 |
| Net loans & leases | $45,708,000 | 5,731 |
| Loan loss allowance | $537,000 | 5,835 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,083,000 | 4,192 |
| Other real estate owned | $268,000 | 6,130 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $656,000 | 7,404 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $52,105,000 | 6,866 |
| Total liabilities | $47,607,000 | 6,769 |
| Total deposits | $47,415,000 | 6,591 |
| Interest-bearing deposits | $41,313,000 | 6,480 |
| Deposits held in domestic offices | $47,415,000 | 6,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $192,000 | 6,944 |
| Total equity capital | $4,498,000 | 7,490 |
| Total bank equity capital | $4,498,000 | 7,490 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,589 |
| Surplus | $3,600,000 | 4,323 |
| Undivided profits | $498,000 | 7,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 4,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $197,000 | 7,812 |
| Earning assets | $47,408,000 | 6,885 |
| Long-term assets (5+ years) | $2,504,000 | 6,908 |
| Average Assets, year-to-date | $50,335,600 | 6,846 |
| Average Assets, quarterly | $51,784,500 | 6,847 |
| Volatile liabilities | $7,667,000 | 6,429 |
| Insider loans | $2,038,000 | 2,707 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $2,458,000 | 7,035 |
| Tier 1 (core) risk-based capital | $4,498,000 | 7,422 |
| Tier 2 risk-based capital | $495,000 | 5,792 |
| Total risk weighted assets | $39,829,000 | 6,323 |
| Total unused commitments | $2,458,000 | 7,038 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 21 | 6,149 |
| Assets and Liabilities | ||
| Total Assets: | $51,464,000 | 6,879 |
| Cash and due from depository institutions | $2,480,000 | 6,149 |
| Interest-bearing balances | $621,000 | 3,292 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $1,258,000 | 4,272 |
| Net loans & leases | $44,691,000 | 5,796 |
| Loan loss allowance | $490,000 | 6,107 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,179,000 | 4,046 |
| Other real estate owned | $269,000 | 6,149 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $587,000 | 7,687 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $51,464,000 | 6,879 |
| Total liabilities | $47,087,000 | 6,766 |
| Total deposits | $46,955,000 | 6,574 |
| Interest-bearing deposits | $41,366,000 | 6,446 |
| Deposits held in domestic offices | $46,955,000 | 6,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $132,000 | 7,790 |
| Total equity capital | $4,377,000 | 7,586 |
| Total bank equity capital | $4,377,000 | 7,586 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $400,000 | 4,601 |
| Surplus | $3,600,000 | 4,286 |
| Undivided profits | $377,000 | 7,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 5,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $202,000 | 7,881 |
| Earning assets | $46,570,000 | 6,910 |
| Long-term assets (5+ years) | $2,527,000 | 6,965 |
| Average Assets, year-to-date | $49,893,250 | 6,888 |
| Average Assets, quarterly | $51,080,500 | 6,866 |
| Volatile liabilities | $8,027,000 | 6,336 |
| Insider loans | $2,055,000 | 2,642 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,138,000 | 6,646 |
| Tier 1 (core) risk-based capital | $4,377,000 | 7,500 |
| Tier 2 risk-based capital | $486,000 | 5,823 |
| Total risk weighted assets | $38,964,000 | 6,375 |
| Total unused commitments | $3,138,000 | 6,651 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 22 | 6,064 |
| Assets and Liabilities | ||
| Total Assets: | $50,697,000 | 6,936 |
| Cash and due from depository institutions | $5,114,000 | 6,064 |
| Interest-bearing balances | $3,483,000 | 1,520 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $42,815,000 | 5,892 |
| Loan loss allowance | $492,000 | 6,088 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,100,000 | 4,106 |
| Other real estate owned | $0 | 6,064 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $668,000 | 7,432 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $50,697,000 | 6,936 |
| Total liabilities | $46,460,000 | 6,843 |
| Total deposits | $46,329,000 | 6,653 |
| Interest-bearing deposits | $40,773,000 | 6,521 |
| Deposits held in domestic offices | $46,329,000 | 6,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $131,000 | 7,619 |
| Total equity capital | $4,237,000 | 7,602 |
| Total bank equity capital | $4,237,000 | 7,602 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $400,000 | 4,633 |
| Surplus | $3,600,000 | 4,258 |
| Undivided profits | $237,000 | 8,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $195,000 | 7,872 |
| Earning assets | $46,298,000 | 6,934 |
| Long-term assets (5+ years) | $2,737,000 | 6,966 |
| Average Assets, year-to-date | $49,369,670 | 6,973 |
| Average Assets, quarterly | $50,450,000 | 6,925 |
| Volatile liabilities | $7,448,000 | 6,482 |
| Insider loans | $1,469,000 | 3,292 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,332,000 | 6,645 |
| Tier 1 (core) risk-based capital | $4,237,000 | 7,567 |
| Tier 2 risk-based capital | $473,000 | 5,884 |
| Total risk weighted assets | $37,808,000 | 6,439 |
| Total unused commitments | $3,332,000 | 6,649 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 22 | 6,059 |
| Assets and Liabilities | ||
| Total Assets: | $50,203,000 | 6,983 |
| Cash and due from depository institutions | $6,404,000 | 6,059 |
| Interest-bearing balances | $5,103,000 | 1,289 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $41,092,000 | 5,960 |
| Loan loss allowance | $445,000 | 6,382 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,059,000 | 4,116 |
| Other real estate owned | $0 | 6,059 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $648,000 | 7,407 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $50,203,000 | 6,983 |
| Total liabilities | $46,060,000 | 6,880 |
| Total deposits | $45,874,000 | 6,698 |
| Interest-bearing deposits | $40,462,000 | 6,576 |
| Deposits held in domestic offices | $45,874,000 | 6,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $186,000 | 7,184 |
| Total equity capital | $4,143,000 | 7,712 |
| Total bank equity capital | $4,143,000 | 7,712 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $400,000 | 4,645 |
| Surplus | $3,600,000 | 4,233 |
| Undivided profits | $143,000 | 8,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 5,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $186,000 | 7,938 |
| Earning assets | $46,195,000 | 6,962 |
| Long-term assets (5+ years) | $2,501,000 | 7,020 |
| Average Assets, year-to-date | $48,706,000 | 7,053 |
| Average Assets, quarterly | $48,706,000 | 7,053 |
| Volatile liabilities | $7,427,000 | 6,413 |
| Insider loans | $1,018,000 | 3,976 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $2,726,000 | 7,000 |
| Tier 1 (core) risk-based capital | $4,143,000 | 7,599 |
| Tier 2 risk-based capital | $445,000 | 6,034 |
| Total risk weighted assets | $36,353,000 | 6,511 |
| Total unused commitments | $2,726,000 | 7,005 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $47,209,000 | 7,162 |
| Cash and due from depository institutions | $5,934,000 | 6,075 |
| Interest-bearing balances | $4,293,000 | 1,355 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $38,562,000 | 6,142 |
| Loan loss allowance | $428,000 | 6,503 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,066,000 | 4,102 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $647,000 | 7,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,209,000 | 7,162 |
| Total liabilities | $43,176,000 | 7,075 |
| Total deposits | $42,928,000 | 6,899 |
| Interest-bearing deposits | $38,342,000 | 6,713 |
| Deposits held in domestic offices | $42,928,000 | 6,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $248,000 | 6,528 |
| Total equity capital | $4,033,000 | 7,738 |
| Total bank equity capital | $4,033,000 | 7,738 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $400,000 | 4,684 |
| Surplus | $3,600,000 | 4,201 |
| Undivided profits | $33,000 | 8,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 5,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $173,000 | 8,149 |
| Earning assets | $42,855,000 | 7,157 |
| Long-term assets (5+ years) | $1,859,000 | 7,301 |
| Average Assets, year-to-date | $43,621,000 | 7,264 |
| Average Assets, quarterly | $46,742,000 | 7,167 |
| Volatile liabilities | $7,431,000 | 6,430 |
| Insider loans | $1,026,000 | 3,962 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,596,000 | 6,970 |
| Tier 1 (core) risk-based capital | $4,033,000 | 7,652 |
| Tier 2 risk-based capital | $421,000 | 6,212 |
| Total risk weighted assets | $33,686,000 | 6,730 |
| Total unused commitments | $2,596,000 | 6,973 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 19 | 6,521 |
| Assets and Liabilities | ||
| Total Assets: | $46,275,000 | 7,228 |
| Cash and due from depository institutions | $5,734,000 | 6,521 |
| Interest-bearing balances | $4,784,000 | 1,415 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $37,809,000 | 6,219 |
| Loan loss allowance | $410,000 | 6,658 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,097,000 | 4,053 |
| Other real estate owned | $60,000 | 6,521 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $575,000 | 7,813 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,275,000 | 7,228 |
| Total liabilities | $42,348,000 | 7,142 |
| Total deposits | $42,249,000 | 6,966 |
| Interest-bearing deposits | $37,053,000 | 6,846 |
| Deposits held in domestic offices | $42,249,000 | 6,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $99,000 | 8,437 |
| Total equity capital | $3,927,000 | 7,842 |
| Total bank equity capital | $3,927,000 | 7,842 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $400,000 | 4,717 |
| Surplus | $3,600,000 | 4,150 |
| Undivided profits | $-73,000 | 8,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 7,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $164,000 | 8,319 |
| Earning assets | $42,593,000 | 7,194 |
| Long-term assets (5+ years) | $1,828,000 | 7,366 |
| Average Assets, year-to-date | $42,724,000 | 7,360 |
| Average Assets, quarterly | $44,625,500 | 7,295 |
| Volatile liabilities | $7,247,000 | 6,519 |
| Insider loans | $513,000 | 5,407 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,905,000 | 7,436 |
| Tier 1 (core) risk-based capital | $3,927,000 | 7,746 |
| Tier 2 risk-based capital | $410,000 | 6,305 |
| Total risk weighted assets | $33,058,000 | 6,809 |
| Total unused commitments | $1,905,000 | 7,445 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 19 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $42,976,000 | 7,415 |
| Cash and due from depository institutions | $3,320,000 | 6,562 |
| Interest-bearing balances | $1,383,000 | 2,882 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $36,847,000 | 6,287 |
| Loan loss allowance | $397,000 | 6,744 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,130,000 | 3,983 |
| Other real estate owned | $60,000 | 6,562 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $619,000 | 7,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,976,000 | 7,415 |
| Total liabilities | $39,140,000 | 7,342 |
| Total deposits | $39,047,000 | 7,185 |
| Interest-bearing deposits | $34,365,000 | 7,065 |
| Deposits held in domestic offices | $39,047,000 | 7,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $93,000 | 8,564 |
| Total equity capital | $3,836,000 | 7,910 |
| Total bank equity capital | $3,836,000 | 7,910 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $400,000 | 4,728 |
| Surplus | $3,600,000 | 4,102 |
| Undivided profits | $-164,000 | 8,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 6,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $158,000 | 8,372 |
| Earning assets | $38,230,000 | 7,458 |
| Long-term assets (5+ years) | $1,597,000 | 7,471 |
| Average Assets, year-to-date | $41,540,330 | 7,449 |
| Average Assets, quarterly | $42,471,000 | 7,414 |
| Volatile liabilities | $6,822,000 | 6,666 |
| Insider loans | $592,000 | 5,107 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,918,000 | 7,435 |
| Tier 1 (core) risk-based capital | $3,836,000 | 7,789 |
| Tier 2 risk-based capital | $397,000 | 6,394 |
| Total risk weighted assets | $31,812,000 | 6,913 |
| Total unused commitments | $1,918,000 | 7,446 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 18 | 6,694 |
| Assets and Liabilities | ||
| Total Assets: | $41,966,000 | 7,468 |
| Cash and due from depository institutions | $5,012,000 | 6,694 |
| Interest-bearing balances | $3,686,000 | 1,885 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $34,109,000 | 6,434 |
| Loan loss allowance | $361,000 | 6,976 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,162,000 | 3,909 |
| Other real estate owned | $60,000 | 6,694 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $623,000 | 7,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,966,000 | 7,468 |
| Total liabilities | $38,221,000 | 7,383 |
| Total deposits | $38,133,000 | 7,243 |
| Interest-bearing deposits | $33,408,000 | 7,147 |
| Deposits held in domestic offices | $38,133,000 | 7,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $88,000 | 8,642 |
| Total equity capital | $3,745,000 | 7,949 |
| Total bank equity capital | $3,745,000 | 7,949 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,744 |
| Surplus | $3,600,000 | 4,053 |
| Undivided profits | $-255,000 | 8,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $145,000 | 8,525 |
| Earning assets | $37,795,000 | 7,494 |
| Long-term assets (5+ years) | $1,313,000 | 7,571 |
| Average Assets, year-to-date | $40,822,500 | 7,516 |
| Average Assets, quarterly | $40,822,500 | 7,516 |
| Volatile liabilities | $7,295,000 | 6,490 |
| Insider loans | $667,000 | 4,820 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,306,000 | 7,137 |
| Tier 1 (core) risk-based capital | $3,585,000 | 7,922 |
| Tier 2 risk-based capital | $361,000 | 6,645 |
| Total risk weighted assets | $29,789,000 | 7,046 |
| Total unused commitments | $2,306,000 | 7,153 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 18 | 6,711 |
| Assets and Liabilities | ||
| Total Assets: | $39,679,000 | 7,625 |
| Cash and due from depository institutions | $6,006,000 | 6,711 |
| Interest-bearing balances | $5,051,000 | 1,415 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $30,816,000 | 6,743 |
| Loan loss allowance | $350,000 | 7,044 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,167,000 | 3,880 |
| Other real estate owned | $52,000 | 6,711 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $638,000 | 7,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,679,000 | 7,625 |
| Total liabilities | $35,993,000 | 7,556 |
| Total deposits | $35,887,000 | 7,391 |
| Interest-bearing deposits | $31,595,000 | 7,293 |
| Deposits held in domestic offices | $35,887,000 | 7,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $106,000 | 8,521 |
| Total equity capital | $3,686,000 | 7,976 |
| Total bank equity capital | $3,686,000 | 7,976 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $3,600,000 | 4,012 |
| Undivided profits | $-314,000 | 8,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $125,000 | 8,720 |
| Earning assets | $35,867,000 | 7,630 |
| Long-term assets (5+ years) | $1,064,000 | 7,705 |
| Average Assets, year-to-date | $28,893,000 | 8,193 |
| Average Assets, quarterly | $37,261,500 | 7,762 |
| Volatile liabilities | $7,278,000 | 6,510 |
| Insider loans | $473,000 | 5,557 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,404,000 | 6,967 |
| Tier 1 (core) risk-based capital | $3,536,000 | 7,949 |
| Tier 2 risk-based capital | $338,000 | 6,827 |
| Total risk weighted assets | $27,057,000 | 7,336 |
| Total unused commitments | $2,404,000 | 6,970 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 10 | 8,376 |
| Assets and Liabilities | ||
| Total Assets: | $17,101,000 | 9,140 |
| Cash and due from depository institutions | $1,684,000 | 8,376 |
| Interest-bearing balances | $15,000 | 6,442 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $13,210,000 | 8,583 |
| Loan loss allowance | $117,000 | 8,903 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,776,000 | 4,378 |
| Other real estate owned | $0 | 8,376 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $431,000 | 8,549 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,101,000 | 9,140 |
| Total liabilities | $13,394,000 | 9,201 |
| Total deposits | $12,951,000 | 9,166 |
| Interest-bearing deposits | $11,090,000 | 9,124 |
| Deposits held in domestic offices | $12,951,000 | 9,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $400,000 | 3,057 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $43,000 | 9,452 |
| Total equity capital | $3,707,000 | 8,002 |
| Total bank equity capital | $3,707,000 | 8,002 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,000,000 | 920 |
| Surplus | $0 | 8,858 |
| Undivided profits | $-293,000 | 8,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 8,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $53,000 | 9,373 |
| Earning assets | $13,225,000 | 9,245 |
| Long-term assets (5+ years) | $511,000 | 8,141 |
| Average Assets, year-to-date | $12,833,000 | 9,320 |
| Average Assets, quarterly | $12,833,000 | 9,346 |
| Volatile liabilities | $2,539,000 | 8,481 |
| Insider loans | $439,000 | 5,688 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,495,000 | 7,746 |
| Tier 1 (core) risk-based capital | $3,704,000 | 7,901 |
| Tier 2 risk-based capital | $117,000 | 8,819 |
| Total risk weighted assets | $12,460,000 | 8,862 |
| Total unused commitments | $1,495,000 | 7,753 |
| Derivatives | $0 | 450 |