Home > Citizens First Bank, Inc. > Net charge- offs to loans
Citizens First Bank, Inc., Net charge- offs to loans
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0156% | 4,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 4,318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 4,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 4,055 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0213% | 3,603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2951% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2951% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0277% | 4,619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0366% | 4,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 4,152 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 3,657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5848% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5848% | 1,072 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1352% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1487% | 485 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3558% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 2,052 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0719% | 3,799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0120% | 2,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2575% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2575% | 2,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,922 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 4,271 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0756% | 3,834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2693% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2693% | 1,899 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0178% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 4,552 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0730% | 3,866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0284% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3030% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3030% | 1,688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1092% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5012% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0812% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 4,661 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 4,421 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 4,825 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0734% | 4,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0122% | 2,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2011% | 2,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2011% | 2,600 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 4,340 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0692% | 4,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7695% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7695% | 990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 4,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 4,767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0614% | 4,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0482% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0505% | 4,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0505% | 4,773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0243% | 4,841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 4,801 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0605% | 4,068 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 4,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 2,796 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 1,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 2,394 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0744% | 4,159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0532% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1257% | 5,092 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0754% | 5,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0754% | 5,163 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2180% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0513% | 5,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,542 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 4,546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0731% | 4,182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1619% | 5,186 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1348% | 5,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1348% | 5,235 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0720% | 5,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0702% | 5,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 1,775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0726% | 4,201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2187% | 5,341 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2051% | 5,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2051% | 5,330 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5652% | 5,475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1548% | 5,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0309% | 5,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0751% | 5,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0714% | 4,218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2578% | 5,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.2480% | 5,512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 3,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,779 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 4,154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 1,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3184% | 2,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3184% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 3,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0060% | 4,114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1134% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0380% | 4,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3585% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3585% | 1,739 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 2,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 4,818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0180% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1710% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1490% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5278% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5278% | 1,212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0903% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1072% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2548% | 5,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1730% | 2,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1730% | 1,950 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 2,918 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 4,961 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0131% | 5,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2111% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0577% | 1,017 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2755% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3772% | 5,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3919% | 2,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3919% | 1,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 4,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0549% | 2,644 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 5,044 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0615% | 5,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2833% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1002% | 845 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3612% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3857% | 5,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3133% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3135% | 2,036 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0165% | 5,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 2,946 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 5,132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0982% | 6,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2173% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1790% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2337% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3606% | 5,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3831% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3831% | 1,657 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0657% | 5,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0550% | 6,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1643% | 6,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0712% | 1,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2378% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2098% | 5,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1369% | 2,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1369% | 2,243 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2367% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8785% | 573 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 5,322 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7968% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1095% | 2,917 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0719% | 4,779 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1919% | 2,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2132% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8541% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8541% | 1,237 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3689% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1453% | 379 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 5,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3858% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 3,297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0718% | 4,811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 2,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5362% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3831% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3832% | 2,055 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6333% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 6,212 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 5,475 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0770% | 6,415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 3,157 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0812% | 4,815 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0732% | 2,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2298% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4205% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4205% | 1,828 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4280% | 1,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0344% | 6,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0486% | 6,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0364% | 6,249 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1128% | 4,857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5820% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4704% | 1,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4704% | 1,553 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6134% | 1,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5190% | 1,915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 5,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6857% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5730% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5918% | 941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5647% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4025% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5928% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5928% | 1,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0746% | 1,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4504% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2925% | 2,627 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 5,927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0202% | 2,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6940% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6736% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7031% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6432% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1427% | 3,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1427% | 3,296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5249% | 2,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4031% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 5,954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9549% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0480% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9143% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5208% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2385% | 2,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2385% | 2,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4104% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3379% | 2,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9592% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4855% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7265% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9749% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4660% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4660% | 1,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4198% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3898% | 3,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.1933% | 2,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6373% | 1,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3410% | 2,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5019% | 1,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2712% | 2,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5901% | 2,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8729% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7960% | 1,756 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0414% | 6,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4381% | 2,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2479% | 3,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.2543% | 2,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3013% | 2,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2973% | 2,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2554% | 1,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3154% | 2,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2743% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4581% | 2,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4087% | 2,561 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0562% | 6,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2310% | 3,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1209% | 3,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3127% | 2,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1815% | 1,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3681% | 2,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6721% | 1,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4465% | 2,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3827% | 2,466 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0836% | 6,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3315% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 3,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1496% | 2,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0360% | 5,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2280% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3853% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4623% | 2,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3697% | 2,064 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0594% | 6,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 5,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3230% | 3,613 |
| Percentage Net Loans Charged-off:Construction & development | 1.4985% | 2,274 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 7,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4463% | 2,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7681% | 1,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3031% | 2,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2392% | 7,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5259% | 3,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3969% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 4,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3028% | 3,383 |
| Percentage Net Loans Charged-off:Construction & development | 1.2201% | 2,163 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 7,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4483% | 2,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7666% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3053% | 2,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3469% | 7,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7759% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5403% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2854% | 3,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3836% | 2,798 |
| Percentage Net Loans Charged-off:Construction & development | 1.8395% | 1,686 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 7,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4929% | 1,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9151% | 745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3037% | 2,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2149% | 7,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7753% | 2,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8146% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4602% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4358% | 2,179 |
| Percentage Net Loans Charged-off:Construction & development | 3.6706% | 944 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1583% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2282% | 2,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3452% | 2,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2971% | 3,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2941% | 490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7181% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4581% | 3,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9065% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3419% | 2,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1429% | 1,677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4241% | 2,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3861% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8670% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1070% | 1,794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7686% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5206% | 2,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2148% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2398% | 2,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3371% | 2,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3036% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1033% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1454% | 1,483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5040% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7398% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6967% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3666% | 1,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5119% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8114% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4729% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2167% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 2,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1767% | 1,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2450% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4164% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8730% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4804% | 2,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3482% | 2,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 2,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7997% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7452% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8196% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6807% | 2,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2124% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2823% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3929% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2422% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0371% | 1,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5400% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7331% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7443% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6642% | 2,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0846% | 1,368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 3,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2267% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5286% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7165% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 6,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5904% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0135% | 6,763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 7,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 8,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0773% | 8,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1050% | 8,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1795% | 3,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0272% | 6,842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2585% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2248% | 1,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1888% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2905% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0968% | 725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3486% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2079% | 2,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0114% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2375% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1617% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3437% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4421% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2770% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0633% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1386% | 2,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1703% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3124% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3995% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0036% | 2,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3981% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3058% | 983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3504% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5798% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7343% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1841% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4915% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 4,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 2,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1004% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0461% | 3,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4265% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 1,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0821% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1331% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1259% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2912% | 3,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 2,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1214% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1956% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0880% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1872% | 1,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2492% | 3,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5129% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1237% | 3,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2824% | 8,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2423% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1217% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2939% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6221% | 8,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4973% | 3,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 7,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0912% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1963% | 729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2783% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4135% | 8,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4019% | 3,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0661% | 8,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1054% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2224% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3110% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6148% | 8,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2441% | 3,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0296% | 7,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1855% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3785% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5245% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7435% | 8,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4471% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2470% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 2,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4469% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7268% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4269% | 4,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3514% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0778% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4807% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0839% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4971% | 3,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0299% | 7,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5924% | 2,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 4,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2667% | 3,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0011% | 592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 3,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 2,288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0827% | 6,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0834% | 1,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2992% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0741% | 2,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2919% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0785% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1296% | 6,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1157% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2660% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9833% | 2,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 4,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 1,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1591% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1836% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4013% | 3,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 4,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5324% | 3,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1016% | 5,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.8912% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 1,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0482% | 8,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0538% | 8,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0786% | 4,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1241% | 6,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3993% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3355% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 1.0953% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4038% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2500% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5243% | 2,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1206% | 6,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0874% | 4,896 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 5,533 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |