Home > Citizens First Bank > Assets and Liabilities
Citizens First Bank, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 20 | 7,112 |
Assets and Liabilities | ||
Total Assets: | $49,577,000 | 7,081 |
Cash and due from depository institutions | $1,105,000 | 7,112 |
Interest-bearing balances | $0 | 6,604 |
Securities | $15,485,000 | 5,878 |
Federal funds sold & reverse repurchase agreements | $1,115,000 | 6,204 |
Net loans & leases | $27,185,000 | 7,223 |
Loan loss allowance | $545,000 | 5,373 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,723,000 | 4,282 |
Other real estate owned | $98,000 | 7,112 |
Goodwill and other intangibles | $1,676,000 | 1,080 |
All other assets | $1,190,000 | 5,346 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $49,577,000 | 7,081 |
Total liabilities | $43,950,000 | 7,107 |
Total deposits | $43,541,000 | 6,925 |
Interest-bearing deposits | $38,902,000 | 6,788 |
Deposits held in domestic offices | $43,541,000 | 6,921 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $409,000 | 6,656 |
Total equity capital | $5,627,000 | 6,670 |
Total bank equity capital | $5,627,000 | 6,670 |
Perpetual preferred stock | $0 | 223 |
Common stock | $400,000 | 5,430 |
Surplus | $4,764,000 | 2,907 |
Undivided profits | $463,000 | 9,511 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $453,000 | 4,309 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $238,000 | 7,667 |
Earning assets | $43,785,000 | 7,224 |
Long-term assets (5+ years) | $5,038,000 | 5,963 |
Average Assets, year-to-date | $49,013,000 | 6,929 |
Average Assets, quarterly | $49,306,000 | 7,050 |
Volatile liabilities | $11,262,000 | 4,600 |
Insider loans | $1,103,000 | 3,313 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $2,107,000 | 7,299 |
Tier 1 (core) risk-based capital | $3,861,000 | 8,064 |
Tier 2 risk-based capital | $409,350 | 5,916 |
Total risk weighted assets | $32,612,150 | 6,669 |
Total unused commitments | $2,107,000 | 7,307 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 20 | 7,449 |
Assets and Liabilities | ||
Total Assets: | $47,886,000 | 7,430 |
Cash and due from depository institutions | $1,487,000 | 7,449 |
Interest-bearing balances | $0 | 6,640 |
Securities | $14,993,000 | 6,424 |
Federal funds sold & reverse repurchase agreements | $220,000 | 8,043 |
Net loans & leases | $26,288,000 | 7,459 |
Loan loss allowance | $410,000 | 6,695 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,771,000 | 4,141 |
Other real estate owned | $211,000 | 7,449 |
Goodwill and other intangibles | $1,805,000 | 970 |
All other assets | $1,111,000 | 5,789 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $47,886,000 | 7,430 |
Total liabilities | $42,370,000 | 7,458 |
Total deposits | $41,878,000 | 7,322 |
Interest-bearing deposits | $37,263,000 | 7,182 |
Deposits held in domestic offices | $41,878,000 | 7,316 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $492,000 | 6,011 |
Total equity capital | $5,516,000 | 6,812 |
Total bank equity capital | $5,516,000 | 6,812 |
Perpetual preferred stock | $0 | 250 |
Common stock | $400,000 | 5,765 |
Surplus | $4,824,000 | 2,946 |
Undivided profits | $292,000 | 10,227 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $566,000 | 4,012 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 1,146 |
Income earned, not collected on loans | $204,000 | 8,396 |
Earning assets | $41,501,000 | 7,641 |
Long-term assets (5+ years) | $4,236,000 | 6,260 |
Average Assets, year-to-date | $48,149,600 | 7,240 |
Average Assets, quarterly | $48,113,000 | 7,366 |
Volatile liabilities | $8,210,000 | 5,510 |
Insider loans | $1,129,000 | 3,327 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $2,361,000 | 7,077 |
Tier 1 (core) risk-based capital | $3,659,000 | 8,431 |
Tier 2 risk-based capital | $378,800 | 6,343 |
Total risk weighted assets | $30,272,400 | 7,075 |
Total unused commitments | $2,361,000 | 7,092 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 24 | 6,946 |
Assets and Liabilities | ||
Total Assets: | $48,027,000 | 7,575 |
Cash and due from depository institutions | $1,625,000 | 6,946 |
Interest-bearing balances | $198,000 | 4,309 |
Securities | $13,997,000 | 6,972 |
Federal funds sold & reverse repurchase agreements | $1,625,000 | 6,141 |
Net loans & leases | $25,559,000 | 7,624 |
Loan loss allowance | $385,000 | 7,142 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,854,000 | 3,964 |
Other real estate owned | $115,000 | 6,946 |
Goodwill and other intangibles | $1,935,000 | 884 |
All other assets | $1,317,000 | 5,202 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $48,027,000 | 7,575 |
Total liabilities | $42,724,000 | 7,612 |
Total deposits | $42,234,000 | 7,483 |
Interest-bearing deposits | $37,514,000 | 7,330 |
Deposits held in domestic offices | $42,234,000 | 7,479 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $490,000 | 6,297 |
Total equity capital | $5,303,000 | 7,100 |
Total bank equity capital | $5,303,000 | 7,100 |
Perpetual preferred stock | $0 | 288 |
Common stock | $400,000 | 6,077 |
Surplus | $4,824,000 | 2,947 |
Undivided profits | $79,000 | 11,193 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $247,000 | 6,124 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $158,000 | 9,568 |
Earning assets | $41,379,000 | 7,836 |
Long-term assets (5+ years) | $3,648,000 | 6,581 |
Average Assets, year-to-date | $47,321,000 | 7,448 |
Average Assets, quarterly | $47,563,500 | 7,566 |
Volatile liabilities | $9,072,000 | 4,855 |
Insider loans | $963,000 | 3,825 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $1,786,000 | 7,700 |
Tier 1 (core) risk-based capital | $3,317,000 | 8,988 |
Tier 2 risk-based capital | $367,880 | 6,542 |
Total risk weighted assets | $29,412,880 | 7,253 |
Total unused commitments | $1,786,000 | 7,715 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 27 | 6,680 |
Assets and Liabilities | ||
Total Assets: | $46,888,000 | 7,792 |
Cash and due from depository institutions | $1,789,000 | 6,680 |
Interest-bearing balances | $99,000 | 5,563 |
Securities | $16,106,000 | 6,798 |
Federal funds sold & reverse repurchase agreements | $1,150,000 | 5,138 |
Net loans & leases | $24,174,000 | 7,962 |
Loan loss allowance | $368,000 | 7,523 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $2,040,000 | 3,586 |
Other real estate owned | $176,000 | 6,680 |
Goodwill and other intangibles | $13,000 | 2,855 |
All other assets | $1,440,000 | 5,087 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $46,888,000 | 7,792 |
Total liabilities | $42,900,000 | 7,731 |
Total deposits | $42,442,000 | 7,564 |
Interest-bearing deposits | $38,013,000 | 7,321 |
Deposits held in domestic offices | $42,442,000 | 7,555 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $458,000 | 5,531 |
Total equity capital | $3,988,000 | 8,200 |
Total bank equity capital | $3,988,000 | 8,200 |
Perpetual preferred stock | $0 | 310 |
Common stock | $400,000 | 6,431 |
Surplus | $2,541,000 | 4,672 |
Undivided profits | $1,047,000 | 8,932 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,640 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $131,000 | 10,101 |
Earning assets | $41,529,000 | 7,924 |
Long-term assets (5+ years) | $5,047,000 | 5,979 |
Average Assets, year-to-date | $45,604,000 | 7,795 |
Average Assets, quarterly | $46,780,000 | 7,766 |
Volatile liabilities | $6,788,000 | 5,659 |
Insider loans | $491,000 | 5,751 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $2,492,000 | 6,897 |
Tier 1 (core) risk-based capital | $4,183,000 | 8,054 |
Tier 2 risk-based capital | $359,350 | 6,701 |
Total risk weighted assets | $28,739,250 | 7,435 |
Total unused commitments | $2,492,000 | 6,908 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 25 | 7,348 |
Assets and Liabilities | ||
Total Assets: | $44,846,000 | 8,250 |
Cash and due from depository institutions | $1,892,000 | 7,348 |
Interest-bearing balances | $0 | 7,655 |
Securities | $19,520,000 | 6,260 |
Federal funds sold & reverse repurchase agreements | $1,876,000 | 6,032 |
Net loans & leases | $19,280,000 | 8,993 |
Loan loss allowance | $341,000 | 8,123 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $402,000 | 9,412 |
Other real estate owned | $0 | 7,348 |
Goodwill and other intangibles | $14,000 | 2,807 |
All other assets | $1,862,000 | 3,676 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $44,846,000 | 8,250 |
Total liabilities | $40,871,000 | 8,217 |
Total deposits | $40,390,000 | 8,113 |
Interest-bearing deposits | $35,896,000 | 7,919 |
Deposits held in domestic offices | $40,390,000 | 8,106 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $481,000 | 5,504 |
Total equity capital | $3,975,000 | 8,415 |
Total bank equity capital | $3,975,000 | 8,415 |
Perpetual preferred stock | $0 | 343 |
Common stock | $400,000 | 6,744 |
Surplus | $2,541,000 | 4,635 |
Undivided profits | $1,034,000 | 9,436 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 12,424 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $92,000 | 11,261 |
Earning assets | $40,676,000 | 8,284 |
Long-term assets (5+ years) | $2,981,000 | 7,816 |
Average Assets, year-to-date | $42,801,600 | 8,331 |
Average Assets, quarterly | $43,718,500 | 8,340 |
Volatile liabilities | $5,927,000 | 5,921 |
Insider loans | $604,000 | 5,150 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $2,650,000 | 6,758 |
Tier 1 (core) risk-based capital | $3,961,000 | 8,350 |
Tier 2 risk-based capital | $295,400 | 7,660 |
Total risk weighted assets | $23,586,200 | 8,407 |
Total unused commitments | $2,650,000 | 6,780 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 24 | 7,704 |
Assets and Liabilities | ||
Total Assets: | $41,993,000 | 8,733 |
Cash and due from depository institutions | $1,409,000 | 7,704 |
Interest-bearing balances | $99,000 | 7,123 |
Securities | $22,167,000 | 5,692 |
Federal funds sold & reverse repurchase agreements | $865,000 | 9,092 |
Net loans & leases | $15,273,000 | 10,118 |
Loan loss allowance | $323,000 | 8,481 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $456,000 | 9,223 |
Other real estate owned | $240,000 | 7,704 |
Goodwill and other intangibles | $16,000 | 2,800 |
All other assets | $1,567,000 | 4,429 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $41,993,000 | 8,733 |
Total liabilities | $38,329,000 | 8,727 |
Total deposits | $37,950,000 | 8,614 |
Interest-bearing deposits | $33,963,000 | 8,426 |
Deposits held in domestic offices | $37,950,000 | 8,608 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $379,000 | 7,078 |
Total equity capital | $3,664,000 | 8,703 |
Total bank equity capital | $3,664,000 | 8,703 |
Perpetual preferred stock | $0 | 346 |
Common stock | $400,000 | 7,082 |
Surplus | $2,541,000 | 4,563 |
Undivided profits | $723,000 | 10,335 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $198,000 | 8,395 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $100,000 | 11,570 |
Earning assets | $38,404,000 | 8,711 |
Long-term assets (5+ years) | $3,583,000 | 7,506 |
Average Assets, year-to-date | $40,788,800 | 8,732 |
Average Assets, quarterly | $41,476,500 | 8,755 |
Volatile liabilities | $6,780,000 | 5,406 |
Insider loans | $154,000 | 4,581 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,823,000 | 7,564 |
Tier 1 (core) risk-based capital | $3,648,000 | 8,654 |
Tier 2 risk-based capital | $245,240 | 8,511 |
Total risk weighted assets | $19,541,240 | 9,418 |
Total unused commitments | $1,823,000 | 7,598 |
Derivatives | $0 | 651 |