Home > Citizens First Bank > Assets and Liabilities
Citizens First Bank, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 24 | 6,393 |
Assets and Liabilities | ||
Total Assets: | $50,474,000 | 7,023 |
Cash and due from depository institutions | $2,264,000 | 6,393 |
Interest-bearing balances | $0 | 6,604 |
Securities | $16,550,000 | 5,631 |
Federal funds sold & reverse repurchase agreements | $500,000 | 7,210 |
Net loans & leases | $26,574,000 | 7,310 |
Loan loss allowance | $1,391,000 | 2,496 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,120,000 | 5,625 |
Other real estate owned | $17,000 | 6,393 |
Goodwill and other intangibles | $2,249,000 | 916 |
All other assets | $1,200,000 | 5,317 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $50,474,000 | 7,023 |
Total liabilities | $43,822,000 | 7,120 |
Total deposits | $43,600,000 | 6,922 |
Interest-bearing deposits | $34,104,000 | 7,301 |
Deposits held in domestic offices | $43,600,000 | 6,918 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $222,000 | 8,698 |
Total equity capital | $6,652,000 | 5,984 |
Total bank equity capital | $6,652,000 | 5,984 |
Perpetual preferred stock | $0 | 223 |
Common stock | $300,000 | 6,047 |
Surplus | $5,616,000 | 2,510 |
Undivided profits | $736,000 | 9,035 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $182,000 | 6,533 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $245,000 | 7,563 |
Earning assets | $43,624,000 | 7,241 |
Long-term assets (5+ years) | $7,703,000 | 4,986 |
Average Assets, year-to-date | $50,547,800 | 6,819 |
Average Assets, quarterly | $50,856,500 | 6,934 |
Volatile liabilities | $3,780,000 | 7,914 |
Insider loans | $1,368,000 | 2,815 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $2,368,000 | 7,052 |
Tier 1 (core) risk-based capital | $4,373,000 | 7,590 |
Tier 2 risk-based capital | $370,260 | 6,288 |
Total risk weighted assets | $28,600,060 | 7,196 |
Total unused commitments | $2,368,000 | 7,059 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 25 | 6,541 |
Assets and Liabilities | ||
Total Assets: | $48,814,000 | 7,348 |
Cash and due from depository institutions | $1,196,000 | 6,541 |
Interest-bearing balances | $0 | 6,640 |
Securities | $15,160,000 | 6,369 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $28,297,000 | 7,205 |
Loan loss allowance | $451,000 | 6,325 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $519,000 | 8,009 |
Other real estate owned | $13,000 | 6,541 |
Goodwill and other intangibles | $2,423,000 | 841 |
All other assets | $1,206,000 | 5,467 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $48,814,000 | 7,348 |
Total liabilities | $42,622,000 | 7,434 |
Total deposits | $41,162,000 | 7,389 |
Interest-bearing deposits | $33,375,000 | 7,616 |
Deposits held in domestic offices | $41,162,000 | 7,383 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $855,000 | 2,881 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $605,000 | 5,238 |
Total equity capital | $6,192,000 | 6,316 |
Total bank equity capital | $6,192,000 | 6,316 |
Perpetual preferred stock | $0 | 250 |
Common stock | $300,000 | 6,402 |
Surplus | $5,616,000 | 2,571 |
Undivided profits | $276,000 | 10,258 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $121,000 | 7,767 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $253,000 | 7,611 |
Earning assets | $43,457,000 | 7,457 |
Long-term assets (5+ years) | $7,418,000 | 4,911 |
Average Assets, year-to-date | $50,189,000 | 7,057 |
Average Assets, quarterly | $49,786,500 | 7,221 |
Volatile liabilities | $3,445,000 | 8,200 |
Insider loans | $1,069,000 | 3,479 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $2,681,000 | 6,728 |
Tier 1 (core) risk-based capital | $3,738,000 | 8,356 |
Tier 2 risk-based capital | $363,370 | 6,498 |
Total risk weighted assets | $28,981,970 | 7,233 |
Total unused commitments | $2,681,000 | 6,741 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 26 | 6,632 |
Assets and Liabilities | ||
Total Assets: | $51,282,000 | 7,317 |
Cash and due from depository institutions | $1,819,000 | 6,632 |
Interest-bearing balances | $0 | 6,853 |
Securities | $12,726,000 | 7,363 |
Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,556 |
Net loans & leases | $29,705,000 | 7,024 |
Loan loss allowance | $511,000 | 5,958 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $492,000 | 8,324 |
Other real estate owned | $14,000 | 6,632 |
Goodwill and other intangibles | $2,453,000 | 786 |
All other assets | $1,273,000 | 5,347 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $51,282,000 | 7,317 |
Total liabilities | $45,236,000 | 7,360 |
Total deposits | $44,701,000 | 7,232 |
Interest-bearing deposits | $37,108,000 | 7,374 |
Deposits held in domestic offices | $44,701,000 | 7,228 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $535,000 | 5,942 |
Total equity capital | $6,046,000 | 6,516 |
Total bank equity capital | $6,046,000 | 6,516 |
Perpetual preferred stock | $0 | 288 |
Common stock | $300,000 | 6,747 |
Surplus | $5,616,000 | 2,585 |
Undivided profits | $130,000 | 11,108 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $15,000 | 10,309 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $325,000 | 6,765 |
Earning assets | $45,231,000 | 7,448 |
Long-term assets (5+ years) | $8,351,000 | 4,485 |
Average Assets, year-to-date | $50,621,200 | 7,173 |
Average Assets, quarterly | $51,229,000 | 7,274 |
Volatile liabilities | $4,573,000 | 7,229 |
Insider loans | $1,905,000 | 2,231 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $1,722,000 | 7,797 |
Tier 1 (core) risk-based capital | $3,515,000 | 8,772 |
Tier 2 risk-based capital | $386,880 | 6,329 |
Total risk weighted assets | $30,825,880 | 7,049 |
Total unused commitments | $1,722,000 | 7,811 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 30 | 6,160 |
Assets and Liabilities | ||
Total Assets: | $49,204,000 | 7,582 |
Cash and due from depository institutions | $2,522,000 | 6,160 |
Interest-bearing balances | $693,000 | 2,906 |
Securities | $14,073,000 | 7,376 |
Federal funds sold & reverse repurchase agreements | $265,000 | 7,545 |
Net loans & leases | $30,035,000 | 7,021 |
Loan loss allowance | $419,000 | 6,928 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $647,000 | 7,667 |
Other real estate owned | $48,000 | 6,160 |
Goodwill and other intangibles | $113,000 | 2,203 |
All other assets | $1,501,000 | 4,928 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $49,204,000 | 7,582 |
Total liabilities | $45,371,000 | 7,477 |
Total deposits | $44,758,000 | 7,329 |
Interest-bearing deposits | $36,596,000 | 7,506 |
Deposits held in domestic offices | $44,758,000 | 7,321 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $613,000 | 4,493 |
Total equity capital | $3,833,000 | 8,374 |
Total bank equity capital | $3,833,000 | 8,374 |
Perpetual preferred stock | $0 | 310 |
Common stock | $300,000 | 7,125 |
Surplus | $3,188,000 | 3,958 |
Undivided profits | $345,000 | 10,715 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $109,000 | 8,241 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $1,000 | 12,483 |
Earning assets | $45,066,000 | 7,552 |
Long-term assets (5+ years) | $10,513,000 | 3,982 |
Average Assets, year-to-date | $48,006,600 | 7,582 |
Average Assets, quarterly | $49,066,500 | 7,562 |
Volatile liabilities | $4,549,000 | 7,078 |
Insider loans | $1,732,000 | 2,355 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,558,000 | 8,143 |
Tier 1 (core) risk-based capital | $4,270,000 | 7,956 |
Tier 2 risk-based capital | $399,080 | 6,238 |
Total risk weighted assets | $31,906,780 | 6,953 |
Total unused commitments | $1,558,000 | 8,155 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 26 | 7,126 |
Assets and Liabilities | ||
Total Assets: | $46,273,000 | 8,097 |
Cash and due from depository institutions | $6,530,000 | 7,126 |
Interest-bearing balances | $4,152,000 | 1,441 |
Securities | $13,515,000 | 7,864 |
Federal funds sold & reverse repurchase agreements | $830,000 | 8,213 |
Net loans & leases | $23,327,000 | 8,156 |
Loan loss allowance | $395,000 | 7,474 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $507,000 | 8,681 |
Other real estate owned | $66,000 | 7,126 |
Goodwill and other intangibles | $124,000 | 2,092 |
All other assets | $1,374,000 | 4,781 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $46,273,000 | 8,097 |
Total liabilities | $42,089,000 | 8,076 |
Total deposits | $41,594,000 | 7,962 |
Interest-bearing deposits | $34,705,000 | 8,090 |
Deposits held in domestic offices | $41,594,000 | 7,955 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $495,000 | 5,378 |
Total equity capital | $4,184,000 | 8,163 |
Total bank equity capital | $4,184,000 | 8,163 |
Perpetual preferred stock | $0 | 343 |
Common stock | $300,000 | 7,497 |
Surplus | $3,188,000 | 3,922 |
Undivided profits | $696,000 | 10,303 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $175,000 | 7,909 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $218,000 | 7,704 |
Earning assets | $41,824,000 | 8,139 |
Long-term assets (5+ years) | $10,849,000 | 4,139 |
Average Assets, year-to-date | $46,080,000 | 7,985 |
Average Assets, quarterly | $46,967,500 | 7,985 |
Volatile liabilities | $3,780,000 | 7,543 |
Insider loans | $1,548,000 | 2,603 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,149,000 | 8,936 |
Tier 1 (core) risk-based capital | $4,060,000 | 8,231 |
Tier 2 risk-based capital | $330,710 | 7,141 |
Total risk weighted assets | $26,392,710 | 7,889 |
Total unused commitments | $1,149,000 | 8,960 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 26 | 7,249 |
Assets and Liabilities | ||
Total Assets: | $44,976,000 | 8,401 |
Cash and due from depository institutions | $10,065,000 | 7,249 |
Interest-bearing balances | $7,624,000 | 979 |
Securities | $10,770,000 | 8,824 |
Federal funds sold & reverse repurchase agreements | $165,000 | 11,011 |
Net loans & leases | $21,981,000 | 8,473 |
Loan loss allowance | $309,000 | 8,655 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $548,000 | 8,573 |
Other real estate owned | $175,000 | 7,249 |
Goodwill and other intangibles | $135,000 | 2,066 |
All other assets | $1,137,000 | 5,726 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $44,976,000 | 8,401 |
Total liabilities | $41,013,000 | 8,394 |
Total deposits | $40,608,000 | 8,287 |
Interest-bearing deposits | $33,654,000 | 8,477 |
Deposits held in domestic offices | $40,608,000 | 8,280 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $405,000 | 6,766 |
Total equity capital | $3,963,000 | 8,306 |
Total bank equity capital | $3,963,000 | 8,306 |
Perpetual preferred stock | $0 | 346 |
Common stock | $300,000 | 7,882 |
Surplus | $3,188,000 | 3,814 |
Undivided profits | $475,000 | 11,102 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $263,000 | 7,601 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $235,000 | 7,840 |
Earning assets | $40,540,000 | 8,443 |
Long-term assets (5+ years) | $3,517,000 | 7,550 |
Average Assets, year-to-date | $44,409,000 | 8,309 |
Average Assets, quarterly | $45,012,000 | 8,356 |
Volatile liabilities | $3,788,000 | 7,649 |
Insider loans | $64,000 | 6,725 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,014,000 | 9,111 |
Tier 1 (core) risk-based capital | $3,828,000 | 8,417 |
Tier 2 risk-based capital | $309,000 | 7,453 |
Total risk weighted assets | $26,390,400 | 7,983 |
Total unused commitments | $1,014,000 | 9,136 |
Derivatives | $0 | 651 |