Home > Citizens First Bank > Income and Expense

Citizens First Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$140,394,000395
Total interest expense$43,958,000431
Net interest income$96,436,000378
Provision for loan and lease losses$2,000,000557
Total noninterest income$23,399,000406
Gross Fiduciary activities income$0981
Service charges on deposit accounts$689,0001,335
Trading account gains and fees$0123
Additional Noninterest Income$22,710,000290
Total noninterest expense$62,012,000476
Salaries and employee benefits$34,246,000461
Premises and equipment expense$8,588,000339
Additional noninterest expense$22,710,000290
Pre-tax net operating income$55,823,000325
Securities gains (losses)$-2,664,0004,433
Applicable income taxes$9,980,000347
Income before extraordinary items$43,179,000322
Extraordinary gains, net$054
Net income$43,179,000326
Minority interest net income$088
Net income of bank and minority interests.$43,179,000324
Net charge-offs$-40,0004,151
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$45,336,840322
2023-09-30 (YTD Data)Rank
Total interest income$102,209,000396
Total interest expense$28,330,000458
Net interest income$73,879,000381
Provision for loan and lease losses$1,350,000553
Total noninterest income$17,880,000410
Gross Fiduciary activities income$0950
Service charges on deposit accounts$509,0001,353
Trading account gains and fees$0125
Additional Noninterest Income$17,371,000291
Total noninterest expense$46,484,000476
Salaries and employee benefits$25,939,000462
Premises and equipment expense$6,483,000342
Additional noninterest expense$17,371,000291
Pre-tax net operating income$43,925,000323
Securities gains (losses)$1,103,00038
Applicable income taxes$9,014,000319
Income before extraordinary items$36,014,000310
Extraordinary gains, net$052
Net income$36,014,000313
Minority interest net income$081
Net income of bank and minority interests.$36,014,000311
Net charge-offs$-28,0004,075
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$35,131,600320
2023-06-30 (YTD Data)Rank
Total interest income$66,500,000387
Total interest expense$14,757,000502
Net interest income$51,743,000356
Provision for loan and lease losses$1,350,000439
Total noninterest income$11,947,000390
Gross Fiduciary activities income$0931
Service charges on deposit accounts$333,0001,357
Trading account gains and fees$0112
Additional Noninterest Income$11,614,000284
Total noninterest expense$30,902,000464
Salaries and employee benefits$17,376,000450
Premises and equipment expense$4,273,000335
Additional noninterest expense$11,614,000284
Pre-tax net operating income$31,438,000306
Securities gains (losses)$1,103,00043
Applicable income taxes$6,594,000301
Income before extraordinary items$25,947,000293
Extraordinary gains, net$051
Net income$25,947,000298
Minority interest net income$081
Net income of bank and minority interests.$25,947,000293
Net charge-offs$-18,0004,071
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$25,064,600303
2023-03-31 (YTD Data)Rank
Total interest income$32,561,000399
Total interest expense$5,990,000528
Net interest income$26,571,000357
Provision for loan and lease losses$675,000435
Total noninterest income$5,616,000410
Gross Fiduciary activities income$0913
Service charges on deposit accounts$164,0001,377
Trading account gains and fees$097
Additional Noninterest Income$5,452,000301
Total noninterest expense$15,343,000479
Salaries and employee benefits$8,863,000455
Premises and equipment expense$2,066,000358
Additional noninterest expense$5,452,000301
Pre-tax net operating income$16,169,000309
Securities gains (losses)$1,201,00032
Applicable income taxes$3,540,000293
Income before extraordinary items$13,830,000286
Extraordinary gains, net$04
Net income$13,830,000287
Minority interest net income$048
Net income of bank and minority interests.$13,830,000287
Net charge-offs$-10,0004,040
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$12,869,200305
2022-12-31 (YTD Data)Rank
Total interest income$98,561,000419
Total interest expense$8,389,000523
Net interest income$90,172,000407
Provision for loan and lease losses$2,300,000471
Total noninterest income$27,120,000385
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$584,0001,522
Trading account gains and fees$0116
Additional Noninterest Income$26,536,000279
Total noninterest expense$56,023,000501
Salaries and employee benefits$32,171,000475
Premises and equipment expense$7,408,000394
Additional noninterest expense$26,536,000279
Pre-tax net operating income$58,969,000340
Securities gains (losses)$944,00053
Applicable income taxes$9,850,000386
Income before extraordinary items$50,063,000312
Extraordinary gains, net$05
Net income$50,063,000312
Minority interest net income$063
Net income of bank and minority interests.$50,063,000312
Net charge-offs$-44,0004,055
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$49,270,040327
2022-09-30 (YTD Data)Rank
Total interest income$67,927,000433
Total interest expense$4,336,000523
Net interest income$63,591,000418
Provision for loan and lease losses$2,300,000360
Total noninterest income$22,145,000370
Gross Fiduciary activities income$0968
Service charges on deposit accounts$420,0001,573
Trading account gains and fees$0111
Additional Noninterest Income$21,725,000271
Total noninterest expense$41,774,000493
Salaries and employee benefits$24,636,000465
Premises and equipment expense$5,448,000392
Additional noninterest expense$21,725,000271
Pre-tax net operating income$41,662,000354
Securities gains (losses)$944,00051
Applicable income taxes$7,104,000395
Income before extraordinary items$35,502,000327
Extraordinary gains, net$04
Net income$35,502,000327
Minority interest net income$057
Net income of bank and minority interests.$35,502,000327
Net charge-offs$-38,0003,992
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$34,718,480339
2022-06-30 (YTD Data)Rank
Total interest income$41,670,000442
Total interest expense$2,186,000544
Net interest income$39,484,000430
Provision for loan and lease losses$1,625,000297
Total noninterest income$16,679,000334
Gross Fiduciary activities income$0925
Service charges on deposit accounts$261,0001,642
Trading account gains and fees$0108
Additional Noninterest Income$16,418,000258
Total noninterest expense$28,040,000479
Salaries and employee benefits$16,878,000442
Premises and equipment expense$3,516,000397
Additional noninterest expense$7,646,000542
Pre-tax net operating income$26,498,000356
Securities gains (losses)$1,377,00032
Applicable income taxes$4,541,000388
Income before extraordinary items$23,334,000325
Extraordinary gains, net$04
Net income$23,334,000325
Minority interest net income$060
Net income of bank and minority interests.$23,334,000325
Net charge-offs$-28,0003,994
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$22,177,320343
2022-03-31 (YTD Data)Rank
Total interest income$19,488,000460
Total interest expense$1,059,000530
Net interest income$18,429,000449
Provision for loan and lease losses$950,000206
Total noninterest income$9,524,000317
Gross Fiduciary activities income$0892
Service charges on deposit accounts$128,0001,650
Trading account gains and fees$0103
Additional Noninterest Income$9,396,000247
Total noninterest expense$13,943,000487
Salaries and employee benefits$8,456,000445
Premises and equipment expense$1,747,000403
Additional noninterest expense$3,740,000543
Pre-tax net operating income$13,060,000347
Securities gains (losses)$1,263,00029
Applicable income taxes$2,749,000340
Income before extraordinary items$11,574,000312
Extraordinary gains, net$04
Net income$11,574,000312
Minority interest net income$050
Net income of bank and minority interests.$11,574,000312
Net charge-offs$-9,0003,881
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,550,970351
2021-12-31 (YTD Data)Rank
Total interest income$76,863,000469
Total interest expense$5,214,000521
Net interest income$71,649,000456
Provision for loan and lease losses$4,550,000121
Total noninterest income$43,087,000305
Gross Fiduciary activities income$0994
Service charges on deposit accounts$501,0001,607
Trading account gains and fees$0132
Additional Noninterest Income$42,586,000243
Total noninterest expense$53,680,000495
Salaries and employee benefits$30,924,000481
Premises and equipment expense$6,321,000439
Additional noninterest expense$16,435,000505
Pre-tax net operating income$56,506,000354
Securities gains (losses)$10,168,00050
Applicable income taxes$13,308,000326
Income before extraordinary items$53,366,000312
Extraordinary gains, net$010
Net income$53,366,000313
Minority interest net income$074
Net income of bank and minority interests.$53,366,000313
Net charge-offs$-216,0004,569
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$45,231,600358
2021-09-30 (YTD Data)Rank
Total interest income$57,136,000472
Total interest expense$4,079,000525
Net interest income$53,057,000460
Provision for loan and lease losses$3,500,000110
Total noninterest income$33,418,000300
Gross Fiduciary activities income$0957
Service charges on deposit accounts$355,0001,659
Trading account gains and fees$0132
Additional Noninterest Income$33,063,000244
Total noninterest expense$39,923,000500
Salaries and employee benefits$22,953,000489
Premises and equipment expense$4,543,000462
Additional noninterest expense$12,427,000509
Pre-tax net operating income$43,052,000353
Securities gains (losses)$9,590,00045
Applicable income taxes$10,941,000310
Income before extraordinary items$41,701,000311
Extraordinary gains, net$08
Net income$41,701,000310
Minority interest net income$069
Net income of bank and minority interests.$41,701,000311
Net charge-offs$-188,0004,640
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$34,124,900362
2021-06-30 (YTD Data)Rank
Total interest income$37,289,000479
Total interest expense$2,857,000526
Net interest income$34,432,000467
Provision for loan and lease losses$2,450,000115
Total noninterest income$23,349,000296
Gross Fiduciary activities income$0951
Service charges on deposit accounts$220,0001,686
Trading account gains and fees$0133
Additional Noninterest Income$23,129,000235
Total noninterest expense$26,777,000489
Salaries and employee benefits$15,202,000495
Premises and equipment expense$3,004,000466
Additional noninterest expense$8,571,000474
Pre-tax net operating income$28,554,000353
Securities gains (losses)$6,026,00055
Applicable income taxes$7,200,000314
Income before extraordinary items$27,380,000319
Extraordinary gains, net$06
Net income$27,380,000318
Minority interest net income$067
Net income of bank and minority interests.$27,380,000319
Net charge-offs$-31,0004,206
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$22,619,460351
2021-03-31 (YTD Data)Rank
Total interest income$19,210,000463
Total interest expense$1,453,000542
Net interest income$17,757,000453
Provision for loan and lease losses$1,400,000133
Total noninterest income$13,207,000281
Gross Fiduciary activities income$0922
Service charges on deposit accounts$113,0001,648
Trading account gains and fees$0127
Additional Noninterest Income$13,094,000225
Total noninterest expense$12,932,000506
Salaries and employee benefits$7,774,000481
Premises and equipment expense$1,509,000462
Additional noninterest expense$3,649,000520
Pre-tax net operating income$16,632,000312
Securities gains (losses)$4,391,00046
Applicable income taxes$4,519,000273
Income before extraordinary items$16,504,000275
Extraordinary gains, net$03
Net income$16,504,000275
Minority interest net income$055
Net income of bank and minority interests.$16,504,000275
Net charge-offs$-16,0004,237
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$13,035,110317
2020-12-31 (YTD Data)Rank
Total interest income$72,810,000479
Total interest expense$9,241,000535
Net interest income$63,569,000470
Provision for loan and lease losses$4,600,000601
Total noninterest income$43,048,000302
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$450,0001,734
Trading account gains and fees$0133
Additional Noninterest Income$42,598,000242
Total noninterest expense$46,533,000546
Salaries and employee benefits$27,741,000508
Premises and equipment expense$5,496,000484
Additional noninterest expense$13,296,000571
Pre-tax net operating income$55,484,000268
Securities gains (losses)$10,555,00068
Applicable income taxes$13,149,000241
Income before extraordinary items$52,890,000238
Extraordinary gains, net$04
Net income$52,890,000237
Minority interest net income$072
Net income of bank and minority interests.$52,890,000238
Net charge-offs$-43,0004,565
Cash dividends$1,827,0001,615
Sale, conversion, retirement of capital stock, net$0566
Net operating income$44,446,000265
2020-09-30 (YTD Data)Rank
Total interest income$54,444,000476
Total interest expense$7,380,000541
Net interest income$47,064,000470
Provision for loan and lease losses$3,350,000654
Total noninterest income$30,678,000303
Gross Fiduciary activities income$0981
Service charges on deposit accounts$318,0001,803
Trading account gains and fees$0125
Additional Noninterest Income$30,360,000244
Total noninterest expense$32,940,000563
Salaries and employee benefits$19,791,000524
Premises and equipment expense$4,025,000489
Additional noninterest expense$9,124,000604
Pre-tax net operating income$41,452,000252
Securities gains (losses)$9,522,00059
Applicable income taxes$10,380,000217
Income before extraordinary items$40,594,000219
Extraordinary gains, net$04
Net income$40,594,000219
Minority interest net income$065
Net income of bank and minority interests.$40,594,000219
Net charge-offs$-33,0004,558
Cash dividends$1,275,0001,473
Sale, conversion, retirement of capital stock, net$0532
Net operating income$32,976,400245
2020-06-30 (YTD Data)Rank
Total interest income$36,696,000478
Total interest expense$5,251,000552
Net interest income$31,445,000468
Provision for loan and lease losses$1,850,000756
Total noninterest income$16,466,000324
Gross Fiduciary activities income$0970
Service charges on deposit accounts$201,0001,908
Trading account gains and fees$0123
Additional Noninterest Income$16,265,000260
Total noninterest expense$21,186,000579
Salaries and employee benefits$12,675,000537
Premises and equipment expense$2,609,000506
Additional noninterest expense$5,902,000612
Pre-tax net operating income$24,875,000242
Securities gains (losses)$5,728,00059
Applicable income taxes$5,941,000216
Income before extraordinary items$24,662,000214
Extraordinary gains, net$04
Net income$24,662,000214
Minority interest net income$065
Net income of bank and minority interests.$24,662,000214
Net charge-offs$-25,0004,576
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$20,022,320240
2020-03-31 (YTD Data)Rank
Total interest income$18,911,000473
Total interest expense$3,016,000546
Net interest income$15,895,000455
Provision for loan and lease losses$350,0001,098
Total noninterest income$6,160,000366
Gross Fiduciary activities income$0941
Service charges on deposit accounts$148,0001,642
Trading account gains and fees$0106
Additional Noninterest Income$6,012,000278
Total noninterest expense$10,273,000589
Salaries and employee benefits$6,054,000563
Premises and equipment expense$1,265,000527
Additional noninterest expense$2,954,000619
Pre-tax net operating income$11,432,000232
Securities gains (losses)$3,340,00050
Applicable income taxes$2,946,000197
Income before extraordinary items$11,826,000197
Extraordinary gains, net$04
Net income$11,826,000197
Minority interest net income$056
Net income of bank and minority interests.$11,826,000197
Net charge-offs$-220,0005,044
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$9,154,000235
2019-12-31 (YTD Data)Rank
Total interest income$78,667,000456
Total interest expense$12,525,000567
Net interest income$66,142,000435
Provision for loan and lease losses$1,850,000566
Total noninterest income$24,548,000367
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$630,0001,622
Trading account gains and fees$0135
Additional Noninterest Income$23,918,000288
Total noninterest expense$38,376,000610
Salaries and employee benefits$22,837,000578
Premises and equipment expense$4,887,000534
Additional noninterest expense$10,652,000661
Pre-tax net operating income$50,464,000312
Securities gains (losses)$7,135,00060
Applicable income taxes$11,528,000297
Income before extraordinary items$46,071,000291
Extraordinary gains, net$011
Net income$46,071,000292
Minority interest net income$076
Net income of bank and minority interests.$46,071,000292
Net charge-offs$7,0003,419
Cash dividends$1,100,0002,220
Sale, conversion, retirement of capital stock, net$0626
Net operating income$40,363,000310
2019-09-30 (YTD Data)Rank
Total interest income$59,719,000457
Total interest expense$9,643,000557
Net interest income$50,076,000436
Provision for loan and lease losses$1,250,000579
Total noninterest income$15,106,000422
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$468,0001,636
Trading account gains and fees$0129
Additional Noninterest Income$14,638,000331
Total noninterest expense$27,570,000635
Salaries and employee benefits$16,382,000608
Premises and equipment expense$3,624,000544
Additional noninterest expense$7,564,000695
Pre-tax net operating income$36,362,000322
Securities gains (losses)$5,018,00062
Applicable income taxes$8,768,000297
Income before extraordinary items$32,612,000303
Extraordinary gains, net$011
Net income$32,612,000304
Minority interest net income$072
Net income of bank and minority interests.$32,612,000304
Net charge-offs$-87,0004,936
Cash dividends$1,100,0001,713
Sale, conversion, retirement of capital stock, net$0590
Net operating income$28,647,780325
2019-06-30 (YTD Data)Rank
Total interest income$39,570,000458
Total interest expense$6,420,000545
Net interest income$33,150,000437
Provision for loan and lease losses$950,000511
Total noninterest income$9,498,000436
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$311,0001,620
Trading account gains and fees$0131
Additional Noninterest Income$9,187,000328
Total noninterest expense$18,177,000648
Salaries and employee benefits$10,687,000617
Premises and equipment expense$2,413,000545
Additional noninterest expense$5,077,000698
Pre-tax net operating income$23,521,000323
Securities gains (losses)$2,535,00077
Applicable income taxes$5,497,000312
Income before extraordinary items$20,559,000311
Extraordinary gains, net$011
Net income$20,559,000313
Minority interest net income$069
Net income of bank and minority interests.$20,559,000313
Net charge-offs$-106,0005,068
Cash dividends$1,100,0001,355
Sale, conversion, retirement of capital stock, net$0573
Net operating income$18,556,350332
2019-03-31 (YTD Data)Rank
Total interest income$19,308,000463
Total interest expense$3,179,000544
Net interest income$16,129,000444
Provision for loan and lease losses$200,000934
Total noninterest income$3,893,000482
Gross Fiduciary activities income$0972
Service charges on deposit accounts$167,0001,530
Trading account gains and fees$0126
Additional Noninterest Income$3,726,000368
Total noninterest expense$8,753,000672
Salaries and employee benefits$5,124,000641
Premises and equipment expense$1,196,000549
Additional noninterest expense$2,433,000713
Pre-tax net operating income$11,069,000330
Securities gains (losses)$1,490,00064
Applicable income taxes$2,633,000309
Income before extraordinary items$9,926,000310
Extraordinary gains, net$05
Net income$9,926,000310
Minority interest net income$052
Net income of bank and minority interests.$9,926,000310
Net charge-offs$-97,0005,188
Cash dividends$1,100,000763
Sale, conversion, retirement of capital stock, net$0529
Net operating income$8,748,900332
2018-12-31 (YTD Data)Rank
Total interest income$64,458,000509
Total interest expense$4,973,000919
Net interest income$59,485,000468
Provision for loan and lease losses$1,375,000677
Total noninterest income$16,659,000477
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$639,0001,653
Trading account gains and fees$0126
Additional Noninterest Income$16,020,000364
Total noninterest expense$35,059,000652
Salaries and employee benefits$20,671,000608
Premises and equipment expense$4,430,000574
Additional noninterest expense$9,958,000707
Pre-tax net operating income$39,710,000363
Securities gains (losses)$-3,333,0005,374
Applicable income taxes$6,445,000400
Income before extraordinary items$29,932,000378
Extraordinary gains, net$06
Net income$29,932,000378
Minority interest net income$072
Net income of bank and minority interests.$29,932,000378
Net charge-offs$104,0002,119
Cash dividends$320,0003,315
Sale, conversion, retirement of capital stock, net$0671
Net operating income$32,665,060362
2018-09-30 (YTD Data)Rank
Total interest income$46,469,000518
Total interest expense$2,624,0001,205
Net interest income$43,845,000470
Provision for loan and lease losses$600,000982
Total noninterest income$12,899,000472
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$467,0001,707
Trading account gains and fees$0138
Additional Noninterest Income$12,432,000359
Total noninterest expense$25,796,000657
Salaries and employee benefits$15,415,000613
Premises and equipment expense$3,234,000588
Additional noninterest expense$7,147,000722
Pre-tax net operating income$30,348,000360
Securities gains (losses)$-2,218,0005,454
Applicable income taxes$5,276,000393
Income before extraordinary items$22,854,000379
Extraordinary gains, net$05
Net income$22,854,000379
Minority interest net income$066
Net income of bank and minority interests.$22,854,000379
Net charge-offs$146,0001,444
Cash dividends$170,0003,182
Sale, conversion, retirement of capital stock, net$0633
Net operating income$24,650,580359
2018-06-30 (YTD Data)Rank
Total interest income$29,841,000528
Total interest expense$1,167,0001,577
Net interest income$28,674,000480
Provision for loan and lease losses$03,782
Total noninterest income$8,738,000467
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$308,0001,706
Trading account gains and fees$0130
Additional Noninterest Income$8,430,000353
Total noninterest expense$16,971,000665
Salaries and employee benefits$10,273,000610
Premises and equipment expense$2,069,000610
Additional noninterest expense$4,629,000735
Pre-tax net operating income$20,441,000346
Securities gains (losses)$-1,430,0005,519
Applicable income taxes$3,523,000392
Income before extraordinary items$15,488,000365
Extraordinary gains, net$06
Net income$15,488,000365
Minority interest net income$065
Net income of bank and minority interests.$15,488,000365
Net charge-offs$-32,0004,902
Cash dividends$170,0002,923
Sale, conversion, retirement of capital stock, net$0620
Net operating income$16,646,300346
2018-03-31 (YTD Data)Rank
Total interest income$14,155,000546
Total interest expense$545,0001,603
Net interest income$13,610,000500
Provision for loan and lease losses$03,508
Total noninterest income$4,317,000459
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$154,0001,707
Trading account gains and fees$0123
Additional Noninterest Income$4,163,000353
Total noninterest expense$8,211,000697
Salaries and employee benefits$5,072,000622
Premises and equipment expense$1,014,000622
Additional noninterest expense$2,125,000778
Pre-tax net operating income$9,716,000353
Securities gains (losses)$-28,0005,354
Applicable income taxes$1,807,000375
Income before extraordinary items$7,881,000359
Extraordinary gains, net$07
Net income$7,881,000359
Minority interest net income$052
Net income of bank and minority interests.$7,881,000359
Net charge-offs$-19,0004,967
Cash dividends$170,0002,029
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,903,680356
2017-12-31 (YTD Data)Rank
Total interest income$52,086,000552
Total interest expense$1,884,0001,602
Net interest income$50,202,000506
Provision for loan and lease losses$04,227
Total noninterest income$18,669,000442
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$580,0001,826
Trading account gains and fees$0151
Additional Noninterest Income$18,089,000332
Total noninterest expense$30,681,000718
Salaries and employee benefits$18,242,000670
Premises and equipment expense$3,847,000645
Additional noninterest expense$8,592,000783
Pre-tax net operating income$38,190,000340
Securities gains (losses)$-60,0005,338
Applicable income taxes$10,703,000388
Income before extraordinary items$27,427,000327
Extraordinary gains, net$09
Net income$27,427,000327
Minority interest net income$076
Net income of bank and minority interests.$27,427,000327
Net charge-offs$-85,0005,254
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$27,470,200323
2017-09-30 (YTD Data)Rank
Total interest income$38,681,000555
Total interest expense$1,360,0001,638
Net interest income$37,321,000514
Provision for loan and lease losses$04,088
Total noninterest income$13,508,000464
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$430,0001,850
Trading account gains and fees$0145
Additional Noninterest Income$13,078,000347
Total noninterest expense$22,479,000733
Salaries and employee benefits$13,580,000675
Premises and equipment expense$2,881,000655
Additional noninterest expense$6,018,000818
Pre-tax net operating income$28,350,000353
Securities gains (losses)$-90,0005,628
Applicable income taxes$7,803,000364
Income before extraordinary items$20,457,000354
Extraordinary gains, net$09
Net income$20,457,000353
Minority interest net income$071
Net income of bank and minority interests.$20,457,000354
Net charge-offs$-8,0004,678
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$20,521,800352
2017-06-30 (YTD Data)Rank
Total interest income$25,637,000556
Total interest expense$903,0001,607
Net interest income$24,734,000511
Provision for loan and lease losses$03,871
Total noninterest income$9,160,000457
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$282,0001,861
Trading account gains and fees$0139
Additional Noninterest Income$8,878,000344
Total noninterest expense$14,761,000738
Salaries and employee benefits$8,874,000693
Premises and equipment expense$1,903,000658
Additional noninterest expense$3,984,000826
Pre-tax net operating income$19,133,000346
Securities gains (losses)$-151,0005,723
Applicable income taxes$5,290,000356
Income before extraordinary items$13,692,000351
Extraordinary gains, net$011
Net income$13,692,000351
Minority interest net income$071
Net income of bank and minority interests.$13,692,000351
Net charge-offs$-110,0005,458
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,800,720347
2017-03-31 (YTD Data)Rank
Total interest income$12,573,000562
Total interest expense$447,0001,597
Net interest income$12,126,000519
Provision for loan and lease losses$03,537
Total noninterest income$4,168,000478
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$134,0001,929
Trading account gains and fees$0142
Additional Noninterest Income$4,034,000360
Total noninterest expense$7,242,000761
Salaries and employee benefits$4,386,000714
Premises and equipment expense$942,000675
Additional noninterest expense$1,914,000849
Pre-tax net operating income$9,052,000359
Securities gains (losses)$01,153
Applicable income taxes$2,506,000367
Income before extraordinary items$6,546,000366
Extraordinary gains, net$08
Net income$6,546,000366
Minority interest net income$055
Net income of bank and minority interests.$6,546,000366
Net charge-offs$-51,0005,477
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,546,000360
2016-12-31 (YTD Data)Rank
Total interest income$45,569,000592
Total interest expense$1,646,0001,670
Net interest income$43,923,000547
Provision for loan and lease losses$-1,000,0005,822
Total noninterest income$8,917,000750
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$573,0001,862
Trading account gains and fees$0170
Additional Noninterest Income$8,344,000584
Total noninterest expense$24,021,000890
Salaries and employee benefits$13,522,000869
Premises and equipment expense$3,248,000766
Additional noninterest expense$7,251,000915
Pre-tax net operating income$29,819,000375
Securities gains (losses)$462,000462
Applicable income taxes$8,334,000381
Income before extraordinary items$21,947,000381
Extraordinary gains, net$05
Net income$21,947,000380
Minority interest net income$082
Net income of bank and minority interests.$21,947,000380
Net charge-offs$-288,0005,729
Cash dividends$2,800,0001,079
Sale, conversion, retirement of capital stock, net$0759
Net operating income$21,614,360380
2016-09-30 (YTD Data)Rank
Total interest income$33,814,000595
Total interest expense$1,169,0001,755
Net interest income$32,645,000549
Provision for loan and lease losses$-1,000,0005,910
Total noninterest income$4,142,0001,068
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$422,0001,896
Trading account gains and fees$0169
Additional Noninterest Income$3,720,000840
Total noninterest expense$16,708,000950
Salaries and employee benefits$9,401,000946
Premises and equipment expense$2,213,000842
Additional noninterest expense$5,094,000969
Pre-tax net operating income$21,079,000391
Securities gains (losses)$473,000403
Applicable income taxes$6,001,000405
Income before extraordinary items$15,551,000394
Extraordinary gains, net$05
Net income$15,551,000394
Minority interest net income$071
Net income of bank and minority interests.$15,551,000394
Net charge-offs$-134,0005,648
Cash dividends$2,800,000810
Sale, conversion, retirement of capital stock, net$0719
Net operating income$15,210,440393
2016-06-30 (YTD Data)Rank
Total interest income$22,183,000607
Total interest expense$745,0001,822
Net interest income$21,438,000558
Provision for loan and lease losses$04,017
Total noninterest income$1,986,0001,325
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$270,0001,940
Trading account gains and fees$0157
Additional Noninterest Income$1,716,0001,084
Total noninterest expense$10,348,0001,014
Salaries and employee benefits$5,666,0001,036
Premises and equipment expense$1,317,000934
Additional noninterest expense$3,365,000980
Pre-tax net operating income$13,076,000413
Securities gains (losses)$473,000291
Applicable income taxes$3,636,000428
Income before extraordinary items$9,913,000402
Extraordinary gains, net$016
Net income$9,913,000400
Minority interest net income$071
Net income of bank and minority interests.$9,913,000401
Net charge-offs$-85,0005,661
Cash dividends$1,500,000943
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,567,710404
2016-03-31 (YTD Data)Rank
Total interest income$10,846,000621
Total interest expense$363,0001,861
Net interest income$10,483,000572
Provision for loan and lease losses$03,656
Total noninterest income$1,045,0001,265
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$134,0001,942
Trading account gains and fees$0142
Additional Noninterest Income$911,0001,003
Total noninterest expense$5,100,0001,034
Salaries and employee benefits$2,796,0001,057
Premises and equipment expense$663,000936
Additional noninterest expense$1,641,000996
Pre-tax net operating income$6,428,000404
Securities gains (losses)$-9,0005,980
Applicable income taxes$1,718,000438
Income before extraordinary items$4,701,000404
Extraordinary gains, net$012
Net income$4,701,000404
Minority interest net income$062
Net income of bank and minority interests.$4,701,000404
Net charge-offs$-78,0005,836
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,707,570396
2015-12-31 (YTD Data)Rank
Total interest income$40,690,000627
Total interest expense$1,248,0002,052
Net interest income$39,442,000578
Provision for loan and lease losses$-2,250,0006,119
Total noninterest income$5,328,0001,077
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$563,0001,938
Trading account gains and fees$0159
Additional Noninterest Income$4,765,000848
Total noninterest expense$20,465,0001,009
Salaries and employee benefits$10,959,0001,031
Premises and equipment expense$2,683,000914
Additional noninterest expense$6,823,000962
Pre-tax net operating income$26,555,000389
Securities gains (losses)$-470,0006,141
Applicable income taxes$7,024,000416
Income before extraordinary items$19,061,000408
Extraordinary gains, net$023
Net income$19,061,000407
Minority interest net income$081
Net income of bank and minority interests.$19,061,000408
Net charge-offs$136,0002,360
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$19,404,100399
2015-09-30 (YTD Data)Rank
Total interest income$30,167,000640
Total interest expense$900,0002,136
Net interest income$29,267,000589
Provision for loan and lease losses$-1,500,0006,187
Total noninterest income$4,180,0001,056
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$413,0001,988
Trading account gains and fees$0153
Additional Noninterest Income$3,767,000831
Total noninterest expense$15,100,0001,038
Salaries and employee benefits$8,283,0001,028
Premises and equipment expense$1,987,000929
Additional noninterest expense$4,830,0001,029
Pre-tax net operating income$19,847,000395
Securities gains (losses)$-471,0006,235
Applicable income taxes$5,488,000429
Income before extraordinary items$13,888,000421
Extraordinary gains, net$021
Net income$13,888,000420
Minority interest net income$078
Net income of bank and minority interests.$13,888,000421
Net charge-offs$156,0001,753
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$14,227,120407
2015-06-30 (YTD Data)Rank
Total interest income$19,926,000647
Total interest expense$566,0002,247
Net interest income$19,360,000589
Provision for loan and lease losses$04,069
Total noninterest income$2,024,0001,316
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$273,0001,960
Trading account gains and fees$0157
Additional Noninterest Income$1,751,0001,068
Total noninterest expense$10,046,0001,035
Salaries and employee benefits$5,513,0001,030
Premises and equipment expense$1,313,000941
Additional noninterest expense$3,220,0001,025
Pre-tax net operating income$11,338,000444
Securities gains (losses)$162,000615
Applicable income taxes$3,113,000466
Income before extraordinary items$8,387,000448
Extraordinary gains, net$022
Net income$8,387,000447
Minority interest net income$075
Net income of bank and minority interests.$8,387,000448
Net charge-offs$54,0002,250
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$8,268,740445
2015-03-31 (YTD Data)Rank
Total interest income$9,960,000641
Total interest expense$258,0002,427
Net interest income$9,702,000581
Provision for loan and lease losses$03,703
Total noninterest income$747,0001,587
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$145,0001,870
Trading account gains and fees$0152
Additional Noninterest Income$602,0001,315
Total noninterest expense$5,006,0001,037
Salaries and employee benefits$2,724,0001,048
Premises and equipment expense$643,000967
Additional noninterest expense$1,639,000982
Pre-tax net operating income$5,443,000449
Securities gains (losses)$162,000425
Applicable income taxes$1,516,000469
Income before extraordinary items$4,089,000457
Extraordinary gains, net$013
Net income$4,089,000457
Minority interest net income$064
Net income of bank and minority interests.$4,089,000457
Net charge-offs$-87,0006,094
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,970,740457
2014-12-31 (YTD Data)Rank
Total interest income$38,855,000645
Total interest expense$1,420,0001,984
Net interest income$37,435,000597
Provision for loan and lease losses$04,603
Total noninterest income$3,817,0001,316
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$561,0002,072
Trading account gains and fees$0180
Additional Noninterest Income$3,256,0001,039
Total noninterest expense$20,291,0001,001
Salaries and employee benefits$10,921,000988
Premises and equipment expense$2,837,000864
Additional noninterest expense$6,533,0001,003
Pre-tax net operating income$20,961,000436
Securities gains (losses)$-761,0006,461
Applicable income taxes$5,265,000475
Income before extraordinary items$14,935,000474
Extraordinary gains, net$017
Net income$14,935,000472
Minority interest net income$084
Net income of bank and minority interests.$14,935,000473
Net charge-offs$1,463,000664
Cash dividends$2,099,0001,227
Sale, conversion, retirement of capital stock, net$440,000323
Net operating income$15,498,140452
2014-09-30 (YTD Data)Rank
Total interest income$29,556,000634
Total interest expense$1,102,0001,949
Net interest income$28,454,000587
Provision for loan and lease losses$04,401
Total noninterest income$2,818,0001,346
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$412,0002,132
Trading account gains and fees$0174
Additional Noninterest Income$2,406,0001,060
Total noninterest expense$14,830,0001,033
Salaries and employee benefits$8,155,000996
Premises and equipment expense$2,121,000875
Additional noninterest expense$4,554,0001,087
Pre-tax net operating income$16,442,000426
Securities gains (losses)$-761,0006,546
Applicable income taxes$5,415,000391
Income before extraordinary items$10,266,000495
Extraordinary gains, net$015
Net income$10,266,000494
Minority interest net income$081
Net income of bank and minority interests.$10,266,000495
Net charge-offs$1,539,000481
Cash dividends$2,099,000890
Sale, conversion, retirement of capital stock, net$440,000249
Net operating income$10,760,650468
2014-06-30 (YTD Data)Rank
Total interest income$20,038,000614
Total interest expense$790,0001,856
Net interest income$19,248,000572
Provision for loan and lease losses$04,196
Total noninterest income$1,986,0001,292
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$273,0002,106
Trading account gains and fees$0172
Additional Noninterest Income$1,713,0001,001
Total noninterest expense$9,872,0001,030
Salaries and employee benefits$5,410,0001,001
Premises and equipment expense$1,454,000848
Additional noninterest expense$3,008,0001,077
Pre-tax net operating income$11,362,000408
Securities gains (losses)$-1,858,0006,641
Applicable income taxes$3,197,000424
Income before extraordinary items$6,307,000518
Extraordinary gains, net$020
Net income$6,307,000517
Minority interest net income$080
Net income of bank and minority interests.$6,307,000518
Net charge-offs$978,000510
Cash dividends$2,099,000621
Sale, conversion, retirement of capital stock, net$440,000186
Net operating income$7,533,280454
2014-03-31 (YTD Data)Rank
Total interest income$10,507,000584
Total interest expense$397,0001,876
Net interest income$10,110,000543
Provision for loan and lease losses$03,817
Total noninterest income$1,000,0001,250
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$142,0002,033
Trading account gains and fees$0147
Additional Noninterest Income$858,000953
Total noninterest expense$4,863,0001,054
Salaries and employee benefits$2,698,0001,015
Premises and equipment expense$696,000907
Additional noninterest expense$1,469,0001,090
Pre-tax net operating income$6,247,000368
Securities gains (losses)$-885,0006,716
Applicable income taxes$1,765,000373
Income before extraordinary items$3,597,000453
Extraordinary gains, net$016
Net income$3,597,000452
Minority interest net income$066
Net income of bank and minority interests.$3,597,000453
Net charge-offs$-17,0005,973
Cash dividends$953,000643
Sale, conversion, retirement of capital stock, net$440,000113
Net operating income$4,189,950396
2013-12-31 (YTD Data)Rank
Total interest income$44,810,000554
Total interest expense$1,711,0001,960
Net interest income$43,099,000494
Provision for loan and lease losses$-600,0006,611
Total noninterest income$3,697,0001,393
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$606,0002,048
Trading account gains and fees$0184
Additional Noninterest Income$3,091,0001,131
Total noninterest expense$19,583,0001,046
Salaries and employee benefits$10,148,0001,071
Premises and equipment expense$3,013,000809
Additional noninterest expense$6,422,0001,050
Pre-tax net operating income$27,813,000332
Securities gains (losses)$-9,958,0006,806
Applicable income taxes$3,772,000574
Income before extraordinary items$14,083,000488
Extraordinary gains, net$029
Net income$14,083,000487
Minority interest net income$090
Net income of bank and minority interests.$14,083,000489
Net charge-offs$143,0003,387
Cash dividends$3,345,000802
Sale, conversion, retirement of capital stock, net$64,000611
Net operating income$21,949,820326
2013-09-30 (YTD Data)Rank
Total interest income$34,005,000546
Total interest expense$1,303,0001,978
Net interest income$32,702,000490
Provision for loan and lease losses$400,0001,764
Total noninterest income$2,618,0001,480
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$447,0002,086
Trading account gains and fees$0180
Additional Noninterest Income$2,171,0001,203
Total noninterest expense$14,606,0001,053
Salaries and employee benefits$7,507,0001,087
Premises and equipment expense$2,215,000832
Additional noninterest expense$4,884,0001,040
Pre-tax net operating income$20,314,000346
Securities gains (losses)$-4,503,0006,880
Applicable income taxes$3,728,000479
Income before extraordinary items$12,083,000427
Extraordinary gains, net$025
Net income$12,083,000426
Minority interest net income$084
Net income of bank and minority interests.$12,083,000428
Net charge-offs$-53,0006,474
Cash dividends$3,139,000619
Sale, conversion, retirement of capital stock, net$0868
Net operating income$15,505,280346
2013-06-30 (YTD Data)Rank
Total interest income$22,873,000537
Total interest expense$877,0001,987
Net interest income$21,996,000489
Provision for loan and lease losses$400,0001,362
Total noninterest income$1,506,0001,638
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$298,0002,049
Trading account gains and fees$0157
Additional Noninterest Income$1,208,0001,388
Total noninterest expense$9,695,0001,053
Salaries and employee benefits$4,907,0001,106
Premises and equipment expense$1,383,000883
Additional noninterest expense$3,405,000986
Pre-tax net operating income$13,407,000347
Securities gains (losses)$561,000328
Applicable income taxes$3,842,000341
Income before extraordinary items$10,126,000348
Extraordinary gains, net$022
Net income$10,126,000350
Minority interest net income$082
Net income of bank and minority interests.$10,126,000350
Net charge-offs$-111,0006,703
Cash dividends$3,139,000433
Sale, conversion, retirement of capital stock, net$0838
Net operating income$9,722,080351
2013-03-31 (YTD Data)Rank
Total interest income$11,673,000534
Total interest expense$437,0002,034
Net interest income$11,236,000481
Provision for loan and lease losses$400,000791
Total noninterest income$819,0001,542
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$152,0002,015
Trading account gains and fees$0148
Additional Noninterest Income$667,0001,293
Total noninterest expense$4,933,0001,040
Salaries and employee benefits$2,447,0001,124
Premises and equipment expense$679,000909
Additional noninterest expense$1,807,000943
Pre-tax net operating income$6,722,000346
Securities gains (losses)$-156,0006,972
Applicable income taxes$1,809,000366
Income before extraordinary items$4,757,000363
Extraordinary gains, net$010
Net income$4,757,000364
Minority interest net income$076
Net income of bank and minority interests.$4,757,000364
Net charge-offs$-30,0006,567
Cash dividends$1,531,000380
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,869,320346
2012-12-31 (YTD Data)Rank
Total interest income$53,142,000495
Total interest expense$3,025,0001,468
Net interest income$50,117,000446
Provision for loan and lease losses$2,563,000876
Total noninterest income$3,373,0001,515
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$633,0002,064
Trading account gains and fees$0166
Additional Noninterest Income$2,740,0001,245
Total noninterest expense$18,854,0001,064
Salaries and employee benefits$9,342,0001,130
Premises and equipment expense$2,724,000884
Additional noninterest expense$6,788,0001,025
Pre-tax net operating income$32,073,000293
Securities gains (losses)$7,239,00075
Applicable income taxes$12,382,000235
Income before extraordinary items$26,930,000282
Extraordinary gains, net$029
Net income$26,930,000282
Minority interest net income$093
Net income of bank and minority interests.$26,930,000282
Net charge-offs$8,557,000368
Cash dividends$7,067,000415
Sale, conversion, retirement of capital stock, net$24,000816
Net operating income$21,935,090315
2012-09-30 (YTD Data)Rank
Total interest income$40,419,000490
Total interest expense$2,461,0001,420
Net interest income$37,958,000446
Provision for loan and lease losses$4,548,000441
Total noninterest income$2,388,0001,575
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$460,0002,137
Trading account gains and fees$0157
Additional Noninterest Income$1,928,0001,293
Total noninterest expense$13,613,0001,094
Salaries and employee benefits$6,935,0001,134
Premises and equipment expense$1,905,000953
Additional noninterest expense$4,773,0001,082
Pre-tax net operating income$22,185,000314
Securities gains (losses)$6,769,00068
Applicable income taxes$9,265,000242
Income before extraordinary items$19,689,000284
Extraordinary gains, net$020
Net income$19,689,000284
Minority interest net income$086
Net income of bank and minority interests.$19,689,000284
Net charge-offs$8,081,000310
Cash dividends$3,819,000446
Sale, conversion, retirement of capital stock, net$24,000737
Net operating income$15,086,080339
2012-06-30 (YTD Data)Rank
Total interest income$26,547,000504
Total interest expense$1,692,0001,427
Net interest income$24,855,000457
Provision for loan and lease losses$4,548,000331
Total noninterest income$1,923,0001,360
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$300,0002,161
Trading account gains and fees$0153
Additional Noninterest Income$1,623,0001,079
Total noninterest expense$9,091,0001,094
Salaries and employee benefits$4,602,0001,140
Premises and equipment expense$1,261,000958
Additional noninterest expense$3,228,0001,066
Pre-tax net operating income$13,139,000335
Securities gains (losses)$5,597,00052
Applicable income taxes$6,039,000250
Income before extraordinary items$12,697,000288
Extraordinary gains, net$019
Net income$12,697,000288
Minority interest net income$084
Net income of bank and minority interests.$12,697,000288
Net charge-offs$897,0001,230
Cash dividends$2,550,000425
Sale, conversion, retirement of capital stock, net$0928
Net operating income$8,891,040355
2012-03-31 (YTD Data)Rank
Total interest income$13,181,000507
Total interest expense$858,0001,460
Net interest income$12,323,000463
Provision for loan and lease losses$3,032,000250
Total noninterest income$963,0001,360
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$149,0002,153
Trading account gains and fees$0148
Additional Noninterest Income$814,0001,063
Total noninterest expense$4,489,0001,113
Salaries and employee benefits$2,296,0001,136
Premises and equipment expense$581,0001,025
Additional noninterest expense$1,612,0001,058
Pre-tax net operating income$5,765,000384
Securities gains (losses)$2,743,00054
Applicable income taxes$2,764,000253
Income before extraordinary items$5,744,000309
Extraordinary gains, net$019
Net income$5,744,000309
Minority interest net income$078
Net income of bank and minority interests.$5,744,000309
Net charge-offs$235,0001,707
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,878,760407
2011-12-31 (YTD Data)Rank
Total interest income$50,023,000549
Total interest expense$5,381,0001,115
Net interest income$44,642,000495
Provision for loan and lease losses$9,367,000444
Total noninterest income$3,819,0001,265
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$693,0002,004
Trading account gains and fees$0146
Additional Noninterest Income$3,126,0001,011
Total noninterest expense$19,143,0001,023
Salaries and employee benefits$9,080,0001,085
Premises and equipment expense$2,490,0001,000
Additional noninterest expense$7,573,000934
Pre-tax net operating income$19,951,000370
Securities gains (losses)$1,292,000336
Applicable income taxes$6,312,000352
Income before extraordinary items$14,931,000382
Extraordinary gains, net$029
Net income$14,931,000383
Minority interest net income$096
Net income of bank and minority interests.$14,931,000383
Net charge-offs$10,478,000436
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$84,000703
Net operating income$14,026,600383
2011-09-30 (YTD Data)Rank
Total interest income$37,428,000557
Total interest expense$4,289,0001,098
Net interest income$33,139,000499
Provision for loan and lease losses$9,360,000340
Total noninterest income$2,863,0001,263
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$500,0002,077
Trading account gains and fees$0145
Additional Noninterest Income$2,363,000997
Total noninterest expense$14,389,0001,034
Salaries and employee benefits$6,794,0001,090
Premises and equipment expense$1,905,0001,000
Additional noninterest expense$5,690,000928
Pre-tax net operating income$12,253,000432
Securities gains (losses)$1,266,000271
Applicable income taxes$4,121,000383
Income before extraordinary items$9,398,000439
Extraordinary gains, net$021
Net income$9,398,000438
Minority interest net income$087
Net income of bank and minority interests.$9,398,000439
Net charge-offs$8,971,000381
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,511,800477
2011-06-30 (YTD Data)Rank
Total interest income$24,551,000577
Total interest expense$2,966,0001,100
Net interest income$21,585,000512
Provision for loan and lease losses$6,660,000323
Total noninterest income$2,286,0001,115
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$315,0002,150
Trading account gains and fees$0153
Additional Noninterest Income$1,971,000849
Total noninterest expense$9,909,0001,011
Salaries and employee benefits$4,542,0001,103
Premises and equipment expense$1,275,0001,000
Additional noninterest expense$4,092,000887
Pre-tax net operating income$7,302,000465
Securities gains (losses)$795,000243
Applicable income taxes$2,396,000408
Income before extraordinary items$5,701,000479
Extraordinary gains, net$015
Net income$5,701,000478
Minority interest net income$089
Net income of bank and minority interests.$5,701,000479
Net charge-offs$7,723,000329
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,144,500508
2011-03-31 (YTD Data)Rank
Total interest income$11,614,000619
Total interest expense$1,468,0001,144
Net interest income$10,146,000546
Provision for loan and lease losses$3,750,000306
Total noninterest income$1,036,0001,184
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$152,0002,178
Trading account gains and fees$0158
Additional Noninterest Income$884,000900
Total noninterest expense$5,007,000994
Salaries and employee benefits$2,281,0001,112
Premises and equipment expense$637,0001,029
Additional noninterest expense$2,089,000854
Pre-tax net operating income$2,425,000658
Securities gains (losses)$17,0001,151
Applicable income taxes$588,000647
Income before extraordinary items$1,854,000703
Extraordinary gains, net$09
Net income$1,854,000703
Minority interest net income$086
Net income of bank and minority interests.$1,854,000703
Net charge-offs$6,276,000225
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,841,080690
2010-12-31 (YTD Data)Rank
Total interest income$46,504,000640
Total interest expense$8,040,0001,034
Net interest income$38,464,000569
Provision for loan and lease losses$21,449,000348
Total noninterest income$4,101,0001,241
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$824,0001,775
Trading account gains and fees$0175
Additional Noninterest Income$3,277,000996
Total noninterest expense$19,768,0001,009
Salaries and employee benefits$9,044,0001,099
Premises and equipment expense$2,609,000989
Additional noninterest expense$8,115,000907
Pre-tax net operating income$1,348,0002,898
Securities gains (losses)$3,181,000171
Applicable income taxes$243,0002,559
Income before extraordinary items$4,286,0001,008
Extraordinary gains, net$029
Net income$4,286,0001,010
Minority interest net income$0111
Net income of bank and minority interests.$4,286,0001,011
Net charge-offs$10,804,000571
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$84,000827
Net operating income$1,264,0502,704
2010-09-30 (YTD Data)Rank
Total interest income$35,042,000638
Total interest expense$6,423,0001,007
Net interest income$28,619,000566
Provision for loan and lease losses$18,394,000296
Total noninterest income$3,294,0001,178
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$634,0001,787
Trading account gains and fees$0165
Additional Noninterest Income$2,660,000901
Total noninterest expense$14,908,000988
Salaries and employee benefits$6,743,0001,095
Premises and equipment expense$1,984,000978
Additional noninterest expense$6,181,000872
Pre-tax net operating income$-1,389,0006,910
Securities gains (losses)$2,507,000175
Applicable income taxes$-649,0007,422
Income before extraordinary items$1,767,0001,866
Extraordinary gains, net$023
Net income$1,767,0001,867
Minority interest net income$0110
Net income of bank and minority interests.$1,767,0001,868
Net charge-offs$10,424,000447
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-740,0006,747
2010-06-30 (YTD Data)Rank
Total interest income$23,333,000651
Total interest expense$4,607,000974
Net interest income$18,726,000581
Provision for loan and lease losses$12,591,000295
Total noninterest income$2,167,0001,164
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$436,0001,747
Trading account gains and fees$0152
Additional Noninterest Income$1,731,000884
Total noninterest expense$9,816,0001,004
Salaries and employee benefits$4,449,0001,106
Premises and equipment expense$1,314,0001,007
Additional noninterest expense$4,053,000884
Pre-tax net operating income$-1,514,0007,168
Securities gains (losses)$2,480,000111
Applicable income taxes$-358,0007,427
Income before extraordinary items$1,324,0001,655
Extraordinary gains, net$019
Net income$1,324,0001,654
Minority interest net income$0105
Net income of bank and minority interests.$1,324,0001,655
Net charge-offs$7,063,000430
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,156,0007,115
2010-03-31 (YTD Data)Rank
Total interest income$11,668,000666
Total interest expense$2,471,000948
Net interest income$9,197,000598
Provision for loan and lease losses$7,569,000280
Total noninterest income$847,0001,396
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$223,0001,714
Trading account gains and fees$0175
Additional Noninterest Income$624,0001,095
Total noninterest expense$4,799,0001,035
Salaries and employee benefits$2,175,0001,145
Premises and equipment expense$680,000994
Additional noninterest expense$1,944,000916
Pre-tax net operating income$-2,324,0007,637
Securities gains (losses)$2,467,00070
Applicable income taxes$-309,0007,635
Income before extraordinary items$452,0002,326
Extraordinary gains, net$016
Net income$452,0002,325
Minority interest net income$091
Net income of bank and minority interests.$452,0002,326
Net charge-offs$6,350,000274
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-2,015,0007,648
2009-12-31 (YTD Data)Rank
Total interest income$49,150,000669
Total interest expense$11,855,000998
Net interest income$37,295,000577
Provision for loan and lease losses$17,565,000538
Total noninterest income$736,0003,951
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,039,0001,620
Trading account gains and fees$0211
Additional Noninterest Income$-303,0007,735
Total noninterest expense$20,869,0001,002
Salaries and employee benefits$8,595,0001,133
Premises and equipment expense$2,949,000914
Additional noninterest expense$9,325,000857
Pre-tax net operating income$-403,0005,911
Securities gains (losses)$909,000537
Applicable income taxes$-767,0007,189
Income before extraordinary items$1,273,0002,384
Extraordinary gains, net$034
Net income$1,273,0002,382
Minority interest net income$0115
Net income of bank and minority interests.$1,273,0002,383
Net charge-offs$22,992,000366
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$255,000661
Net operating income$364,0004,213
2009-09-30 (YTD Data)Rank
Total interest income$36,437,000692
Total interest expense$8,709,0001,073
Net interest income$27,728,000595
Provision for loan and lease losses$8,819,000691
Total noninterest income$2,281,0001,612
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$753,0001,680
Trading account gains and fees$0212
Additional Noninterest Income$1,528,0001,372
Total noninterest expense$14,711,0001,043
Salaries and employee benefits$6,444,0001,146
Premises and equipment expense$2,283,000900
Additional noninterest expense$5,984,000938
Pre-tax net operating income$6,479,000525
Securities gains (losses)$176,0001,386
Applicable income taxes$1,363,000653
Income before extraordinary items$5,292,000506
Extraordinary gains, net$027
Net income$5,292,000503
Minority interest net income$0118
Net income of bank and minority interests.$5,292,000507
Net charge-offs$8,879,000555
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,151,200513
2009-06-30 (YTD Data)Rank
Total interest income$23,864,000725
Total interest expense$5,648,0001,169
Net interest income$18,216,000606
Provision for loan and lease losses$5,812,000671
Total noninterest income$1,630,0001,549
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$492,0001,695
Trading account gains and fees$0193
Additional Noninterest Income$1,138,0001,307
Total noninterest expense$9,200,0001,142
Salaries and employee benefits$4,275,0001,185
Premises and equipment expense$1,554,000902
Additional noninterest expense$3,371,0001,137
Pre-tax net operating income$4,834,000449
Securities gains (losses)$58,0001,817
Applicable income taxes$1,084,000569
Income before extraordinary items$3,808,000462
Extraordinary gains, net$021
Net income$3,808,000460
Minority interest net income$0112
Net income of bank and minority interests.$3,808,000462
Net charge-offs$8,424,000420
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,762,760446
2009-03-31 (YTD Data)Rank
Total interest income$12,078,000719
Total interest expense$2,779,0001,232
Net interest income$9,299,000587
Provision for loan and lease losses$3,178,000542
Total noninterest income$830,0001,513
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$254,0001,594
Trading account gains and fees$0171
Additional Noninterest Income$576,0001,271
Total noninterest expense$4,489,0001,115
Salaries and employee benefits$2,133,0001,202
Premises and equipment expense$787,000904
Additional noninterest expense$1,569,0001,074
Pre-tax net operating income$2,462,000472
Securities gains (losses)$49,0001,313
Applicable income taxes$568,000592
Income before extraordinary items$1,943,000512
Extraordinary gains, net$015
Net income$1,943,000512
Minority interest net income$0102
Net income of bank and minority interests.$1,943,000515
Net charge-offs$450,0001,437
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,905,270485
2008-12-31 (YTD Data)Rank
Total interest income$53,607,000697
Total interest expense$16,483,000972
Net interest income$37,124,000588
Provision for loan and lease losses$10,070,000593
Total noninterest income$1,546,0002,566
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,130,0001,582
Trading account gains and fees$-39,0008,200
Additional Noninterest Income$455,0003,355
Total noninterest expense$20,632,000965
Salaries and employee benefits$10,336,000964
Premises and equipment expense$3,359,000823
Additional noninterest expense$6,937,000926
Pre-tax net operating income$7,968,000701
Securities gains (losses)$-9,544,0008,167
Applicable income taxes$-2,573,0007,984
Income before extraordinary items$997,0003,300
Extraordinary gains, net$039
Net income$997,0003,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,065,000986
Cash dividends$1,150,0002,112
Sale, conversion, retirement of capital stock, net$103,000967
Net operating income$7,105,160591
2008-09-30 (YTD Data)Rank
Total interest income$41,007,000707
Total interest expense$13,137,000946
Net interest income$27,870,000604
Provision for loan and lease losses$3,803,000787
Total noninterest income$2,714,0001,417
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$838,0001,604
Trading account gains and fees$-39,0008,286
Additional Noninterest Income$1,915,0001,143
Total noninterest expense$15,851,000933
Salaries and employee benefits$8,491,000906
Premises and equipment expense$2,550,000810
Additional noninterest expense$4,810,000948
Pre-tax net operating income$10,930,000466
Securities gains (losses)$-9,269,0008,278
Applicable income taxes$2,906,000478
Income before extraordinary items$-1,245,0007,625
Extraordinary gains, net$031
Net income$-1,245,0007,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,838,000661
Cash dividends$1,150,0001,636
Sale, conversion, retirement of capital stock, net$58,000913
Net operating income$4,687,160822
2008-06-30 (YTD Data)Rank
Total interest income$27,646,000704
Total interest expense$9,079,000944
Net interest income$18,567,000594
Provision for loan and lease losses$2,303,000711
Total noninterest income$1,746,0001,471
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$532,0001,659
Trading account gains and fees$-38,0008,364
Additional Noninterest Income$1,252,0001,205
Total noninterest expense$10,794,000913
Salaries and employee benefits$5,821,000884
Premises and equipment expense$1,707,000812
Additional noninterest expense$3,266,000912
Pre-tax net operating income$7,216,000505
Securities gains (losses)$224,000569
Applicable income taxes$1,947,000527
Income before extraordinary items$5,493,000506
Extraordinary gains, net$021
Net income$5,493,000505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,402
Cash dividends$400,0002,547
Sale, conversion, retirement of capital stock, net$15,000986
Net operating income$5,327,240508
2008-03-31 (YTD Data)Rank
Total interest income$14,020,000717
Total interest expense$5,119,000894
Net interest income$8,901,000616
Provision for loan and lease losses$900,000661
Total noninterest income$1,007,0001,328
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$261,0001,662
Trading account gains and fees$-16,0008,419
Additional Noninterest Income$762,0001,034
Total noninterest expense$5,508,000877
Salaries and employee benefits$2,979,000869
Premises and equipment expense$852,000819
Additional noninterest expense$1,677,000855
Pre-tax net operating income$3,500,000556
Securities gains (losses)$180,000484
Applicable income taxes$970,000594
Income before extraordinary items$2,710,000560
Extraordinary gains, net$015
Net income$2,710,000561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,100
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,576,800556
2007-12-31 (YTD Data)Rank
Total interest income$54,667,000756
Total interest expense$21,556,000916
Net interest income$33,111,000677
Provision for loan and lease losses$1,368,0001,136
Total noninterest income$3,911,0001,325
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$979,0001,796
Trading account gains and fees$346,00092
Additional Noninterest Income$2,586,0001,130
Total noninterest expense$21,978,000843
Salaries and employee benefits$11,122,000889
Premises and equipment expense$3,312,000804
Additional noninterest expense$7,544,000765
Pre-tax net operating income$13,676,000634
Securities gains (losses)$24,0001,047
Applicable income taxes$3,671,000688
Income before extraordinary items$10,029,000647
Extraordinary gains, net$039
Net income$10,029,000645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,354
Cash dividends$700,0003,186
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,011,480640
2007-09-30 (YTD Data)Rank
Total interest income$40,023,000783
Total interest expense$15,306,000968
Net interest income$24,717,000678
Provision for loan and lease losses$915,000964
Total noninterest income$2,902,0001,337
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$712,0001,831
Trading account gains and fees$290,00097
Additional Noninterest Income$1,900,0001,164
Total noninterest expense$15,945,000865
Salaries and employee benefits$8,358,000888
Premises and equipment expense$2,430,000816
Additional noninterest expense$5,157,000802
Pre-tax net operating income$10,759,000661
Securities gains (losses)$4,0001,247
Applicable income taxes$3,202,000659
Income before extraordinary items$7,561,000699
Extraordinary gains, net$033
Net income$7,561,000697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0002,736
Cash dividends$700,0002,462
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,558,200687
2007-06-30 (YTD Data)Rank
Total interest income$25,827,000817
Total interest expense$9,449,0001,046
Net interest income$16,378,000698
Provision for loan and lease losses$814,000681
Total noninterest income$1,908,0001,374
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$469,0001,854
Trading account gains and fees$250,00096
Additional Noninterest Income$1,189,0001,235
Total noninterest expense$10,200,000918
Salaries and employee benefits$5,385,000938
Premises and equipment expense$1,586,000845
Additional noninterest expense$3,229,000872
Pre-tax net operating income$7,272,000677
Securities gains (losses)$3,0001,133
Applicable income taxes$2,233,000669
Income before extraordinary items$5,042,000726
Extraordinary gains, net$029
Net income$5,042,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,140
Cash dividends$700,0001,963
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,039,930719
2007-03-31 (YTD Data)Rank
Total interest income$12,528,000833
Total interest expense$4,463,0001,084
Net interest income$8,065,000696
Provision for loan and lease losses$556,000490
Total noninterest income$1,443,000980
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$237,0001,792
Trading account gains and fees$662,00069
Additional Noninterest Income$544,0001,285
Total noninterest expense$4,958,000947
Salaries and employee benefits$2,584,000983
Premises and equipment expense$804,000838
Additional noninterest expense$1,570,000875
Pre-tax net operating income$3,994,000616
Securities gains (losses)$01,187
Applicable income taxes$1,240,000615
Income before extraordinary items$2,754,000659
Extraordinary gains, net$022
Net income$2,754,000658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,933
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,754,000646
2006-12-31 (YTD Data)Rank
Total interest income$46,065,000832
Total interest expense$15,250,0001,099
Net interest income$30,815,000712
Provision for loan and lease losses$1,371,000759
Total noninterest income$3,155,0001,544
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,086,0001,634
Trading account gains and fees$0130
Additional Noninterest Income$2,069,0001,320
Total noninterest expense$18,767,000948
Salaries and employee benefits$9,279,0001,043
Premises and equipment expense$3,133,000796
Additional noninterest expense$6,355,000840
Pre-tax net operating income$13,832,000736
Securities gains (losses)$-610,0008,531
Applicable income taxes$3,791,000792
Income before extraordinary items$9,431,000788
Extraordinary gains, net$051
Net income$9,431,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,483
Cash dividends$900,0002,731
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,864,100741
2006-09-30 (YTD Data)Rank
Total interest income$34,044,000846
Total interest expense$10,719,0001,144
Net interest income$23,325,000724
Provision for loan and lease losses$1,029,000738
Total noninterest income$2,347,0001,572
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$810,0001,641
Trading account gains and fees$0126
Additional Noninterest Income$1,537,0001,345
Total noninterest expense$13,412,0001,012
Salaries and employee benefits$6,659,0001,103
Premises and equipment expense$2,370,000811
Additional noninterest expense$4,383,000909
Pre-tax net operating income$11,231,000728
Securities gains (losses)$-560,0008,639
Applicable income taxes$3,311,000730
Income before extraordinary items$7,360,000797
Extraordinary gains, net$045
Net income$7,360,000796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,145
Cash dividends$600,0002,646
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,746,400747
2006-06-30 (YTD Data)Rank
Total interest income$22,409,000834
Total interest expense$6,566,0001,185
Net interest income$15,843,000715
Provision for loan and lease losses$615,000797
Total noninterest income$1,577,0001,565
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$532,0001,647
Trading account gains and fees$0126
Additional Noninterest Income$1,045,0001,308
Total noninterest expense$8,815,0001,028
Salaries and employee benefits$4,291,0001,147
Premises and equipment expense$1,547,000834
Additional noninterest expense$2,977,000893
Pre-tax net operating income$7,990,000675
Securities gains (losses)$-399,0008,680
Applicable income taxes$2,386,000693
Income before extraordinary items$5,205,000749
Extraordinary gains, net$039
Net income$5,205,000749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,009
Cash dividends$300,0003,088
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,480,310705
2006-03-31 (YTD Data)Rank
Total interest income$10,985,000833
Total interest expense$3,045,0001,214
Net interest income$7,940,000708
Provision for loan and lease losses$447,000558
Total noninterest income$758,0001,588
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$266,0001,594
Trading account gains and fees$0115
Additional Noninterest Income$492,0001,355
Total noninterest expense$4,313,0001,052
Salaries and employee benefits$2,037,0001,218
Premises and equipment expense$750,000847
Additional noninterest expense$1,526,000869
Pre-tax net operating income$3,938,000675
Securities gains (losses)$-4,0008,056
Applicable income taxes$1,249,000674
Income before extraordinary items$2,685,000719
Extraordinary gains, net$021
Net income$2,685,000718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,382
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,687,720702
2005-12-31 (YTD Data)Rank
Total interest income$36,481,000903
Total interest expense$8,602,0001,323
Net interest income$27,879,000755
Provision for loan and lease losses$1,101,000960
Total noninterest income$2,967,0001,620
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,132,0001,535
Trading account gains and fees$0138
Additional Noninterest Income$1,835,0001,436
Total noninterest expense$16,334,0001,044
Salaries and employee benefits$8,126,0001,146
Premises and equipment expense$2,788,000845
Additional noninterest expense$5,420,000959
Pre-tax net operating income$13,411,000738
Securities gains (losses)$-15,0007,693
Applicable income taxes$3,957,000776
Income before extraordinary items$9,439,000769
Extraordinary gains, net$046
Net income$9,439,000771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,752
Cash dividends$600,0003,308
Sale, conversion, retirement of capital stock, net$8,000892
Net operating income$9,449,500755
2005-09-30 (YTD Data)Rank
Total interest income$26,189,000920
Total interest expense$6,028,0001,325
Net interest income$20,161,000776
Provision for loan and lease losses$635,0001,157
Total noninterest income$2,202,0001,646
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$833,0001,559
Trading account gains and fees$0126
Additional Noninterest Income$1,369,0001,447
Total noninterest expense$11,467,0001,106
Salaries and employee benefits$5,738,0001,200
Premises and equipment expense$2,066,000849
Additional noninterest expense$3,663,0001,043
Pre-tax net operating income$10,261,000719
Securities gains (losses)$-13,0008,007
Applicable income taxes$3,206,000735
Income before extraordinary items$7,042,000762
Extraordinary gains, net$035
Net income$7,042,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,542
Cash dividends$600,0002,503
Sale, conversion, retirement of capital stock, net$7,000735
Net operating income$7,050,970746
2005-06-30 (YTD Data)Rank
Total interest income$16,752,000933
Total interest expense$3,754,0001,342
Net interest income$12,998,000803
Provision for loan and lease losses$519,000947
Total noninterest income$1,421,0001,670
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$531,0001,586
Trading account gains and fees$0116
Additional Noninterest Income$890,0001,460
Total noninterest expense$7,110,0001,188
Salaries and employee benefits$3,525,0001,301
Premises and equipment expense$1,337,000871
Additional noninterest expense$2,248,0001,108
Pre-tax net operating income$6,790,000718
Securities gains (losses)$-13,0008,228
Applicable income taxes$2,116,000737
Income before extraordinary items$4,661,000757
Extraordinary gains, net$030
Net income$4,661,000758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,796
Cash dividends$300,0002,918
Sale, conversion, retirement of capital stock, net$7,000602
Net operating income$4,669,970740
2005-03-31 (YTD Data)Rank
Total interest income$8,074,000946
Total interest expense$1,735,0001,382
Net interest income$6,339,000819
Provision for loan and lease losses$360,000653
Total noninterest income$677,0001,697
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$257,0001,591
Trading account gains and fees$0115
Additional Noninterest Income$420,0001,499
Total noninterest expense$3,316,0001,283
Salaries and employee benefits$1,631,0001,410
Premises and equipment expense$659,000896
Additional noninterest expense$1,026,0001,212
Pre-tax net operating income$3,340,000730
Securities gains (losses)$35,000641
Applicable income taxes$1,052,000735
Income before extraordinary items$2,323,000756
Extraordinary gains, net$024
Net income$2,323,000757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,179
Cash dividends$300,0001,719
Sale, conversion, retirement of capital stock, net$5,000460
Net operating income$2,298,850742
2004-12-31 (YTD Data)Rank
Total interest income$27,042,0001,039
Total interest expense$5,190,0001,588
Net interest income$21,852,000902
Provision for loan and lease losses$868,0001,199
Total noninterest income$2,579,0001,820
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,142,0001,536
Trading account gains and fees$0138
Additional Noninterest Income$1,437,0001,694
Total noninterest expense$13,160,0001,250
Salaries and employee benefits$6,238,0001,418
Premises and equipment expense$2,368,000965
Additional noninterest expense$4,554,0001,080
Pre-tax net operating income$10,403,000843
Securities gains (losses)$-42,0008,554
Applicable income taxes$2,866,000936
Income before extraordinary items$7,495,000878
Extraordinary gains, net$034
Net income$7,495,000879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,147
Cash dividends$750,0002,828
Sale, conversion, retirement of capital stock, net$59,000722
Net operating income$7,525,240841
2004-09-30 (YTD Data)Rank
Total interest income$19,518,0001,074
Total interest expense$3,651,0001,655
Net interest income$15,867,000933
Provision for loan and lease losses$858,000902
Total noninterest income$1,929,0001,837
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$860,0001,545
Trading account gains and fees$0134
Additional Noninterest Income$1,069,0001,698
Total noninterest expense$9,191,0001,331
Salaries and employee benefits$4,460,0001,491
Premises and equipment expense$1,626,0001,066
Additional noninterest expense$3,105,0001,182
Pre-tax net operating income$7,747,000861
Securities gains (losses)$-42,0008,781
Applicable income taxes$2,174,000947
Income before extraordinary items$5,531,000900
Extraordinary gains, net$026
Net income$5,531,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$264,0001,573
Cash dividends$750,0002,092
Sale, conversion, retirement of capital stock, net$43,000608
Net operating income$5,561,240853
2004-06-30 (YTD Data)Rank
Total interest income$12,350,0001,120
Total interest expense$2,231,0001,778
Net interest income$10,119,000964
Provision for loan and lease losses$488,0001,025
Total noninterest income$1,263,0001,841
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$563,0001,557
Trading account gains and fees$0130
Additional Noninterest Income$700,0001,716
Total noninterest expense$6,054,0001,348
Salaries and employee benefits$2,893,0001,525
Premises and equipment expense$1,188,000959
Additional noninterest expense$1,973,0001,226
Pre-tax net operating income$4,840,000901
Securities gains (losses)$-109,0008,974
Applicable income taxes$1,303,0001,039
Income before extraordinary items$3,428,000958
Extraordinary gains, net$021
Net income$3,428,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,202
Cash dividends$500,0002,118
Sale, conversion, retirement of capital stock, net$27,000535
Net operating income$3,506,480898
2004-03-31 (YTD Data)Rank
Total interest income$5,976,0001,169
Total interest expense$1,056,0001,892
Net interest income$4,920,000995
Provision for loan and lease losses$125,0001,741
Total noninterest income$586,0001,926
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$271,0001,580
Trading account gains and fees$0121
Additional Noninterest Income$315,0001,824
Total noninterest expense$2,964,0001,386
Salaries and employee benefits$1,381,0001,617
Premises and equipment expense$652,000871
Additional noninterest expense$931,0001,291
Pre-tax net operating income$2,417,000892
Securities gains (losses)$-160,0009,080
Applicable income taxes$611,0001,107
Income before extraordinary items$1,646,000994
Extraordinary gains, net$016
Net income$1,646,000994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,783
Cash dividends$250,0001,912
Sale, conversion, retirement of capital stock, net$10,000405
Net operating income$1,762,800878
2003-12-31 (YTD Data)Rank
Total interest income$20,086,0001,426
Total interest expense$4,859,0001,844
Net interest income$15,227,0001,276
Provision for loan and lease losses$645,0001,751
Total noninterest income$2,611,0001,881
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,120,0001,537
Trading account gains and fees$0160
Additional Noninterest Income$1,491,0001,826
Total noninterest expense$10,961,0001,459
Salaries and employee benefits$5,293,0001,628
Premises and equipment expense$2,028,0001,126
Additional noninterest expense$3,640,0001,358
Pre-tax net operating income$6,232,0001,321
Securities gains (losses)$150,0001,560
Applicable income taxes$1,462,0001,651
Income before extraordinary items$4,920,0001,299
Extraordinary gains, net$054
Net income$4,920,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0003,069
Cash dividends$200,0004,908
Sale, conversion, retirement of capital stock, net$118,000659
Net operating income$4,804,5001,259
2003-09-30 (YTD Data)Rank
Total interest income$14,391,0001,527
Total interest expense$3,805,0001,836
Net interest income$10,586,0001,396
Provision for loan and lease losses$421,0001,954
Total noninterest income$2,021,0001,883
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$831,0001,557
Trading account gains and fees$0153
Additional Noninterest Income$1,190,0001,822
Total noninterest expense$7,918,0001,525
Salaries and employee benefits$3,891,0001,672
Premises and equipment expense$1,484,0001,156
Additional noninterest expense$2,543,0001,445
Pre-tax net operating income$4,268,0001,490
Securities gains (losses)$219,0001,179
Applicable income taxes$1,083,0001,739
Income before extraordinary items$3,404,0001,445
Extraordinary gains, net$040
Net income$3,404,0001,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0002,793
Cash dividends$200,0004,010
Sale, conversion, retirement of capital stock, net$89,000520
Net operating income$3,237,5601,444
2003-06-30 (YTD Data)Rank
Total interest income$9,586,0001,541
Total interest expense$2,682,0001,801
Net interest income$6,904,0001,417
Provision for loan and lease losses$403,0001,380
Total noninterest income$1,425,0001,793
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$552,0001,546
Trading account gains and fees$0150
Additional Noninterest Income$873,0001,675
Total noninterest expense$5,176,0001,556
Salaries and employee benefits$2,575,0001,670
Premises and equipment expense$983,0001,160
Additional noninterest expense$1,618,0001,510
Pre-tax net operating income$2,750,0001,528
Securities gains (losses)$141,0001,269
Applicable income taxes$710,0001,799
Income before extraordinary items$2,181,0001,500
Extraordinary gains, net$030
Net income$2,181,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,819
Cash dividends$200,0003,438
Sale, conversion, retirement of capital stock, net$59,000418
Net operating income$2,075,2501,465
2003-03-31 (YTD Data)Rank
Total interest income$4,527,0001,638
Total interest expense$1,294,0001,902
Net interest income$3,233,0001,501
Provision for loan and lease losses$327,000860
Total noninterest income$847,0001,514
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$281,0001,485
Trading account gains and fees$0134
Additional Noninterest Income$566,0001,359
Total noninterest expense$2,572,0001,551
Salaries and employee benefits$1,311,0001,623
Premises and equipment expense$469,0001,223
Additional noninterest expense$792,0001,492
Pre-tax net operating income$1,181,0001,771
Securities gains (losses)$155,000776
Applicable income taxes$337,0001,887
Income before extraordinary items$999,0001,608
Extraordinary gains, net$021
Net income$999,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,690
Cash dividends$100,0002,874
Sale, conversion, retirement of capital stock, net$29,000294
Net operating income$882,7501,683
2002-12-31 (YTD Data)Rank
Total interest income$16,530,0001,865
Total interest expense$5,045,0002,226
Net interest income$11,485,0001,693
Provision for loan and lease losses$530,0002,292
Total noninterest income$4,174,0001,211
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$586,0002,614
Trading account gains and fees$0153
Additional Noninterest Income$3,588,000891
Total noninterest expense$9,211,0001,663
Salaries and employee benefits$4,593,0001,737
Premises and equipment expense$1,624,0001,353
Additional noninterest expense$2,994,0001,581
Pre-tax net operating income$5,918,0001,416
Securities gains (losses)$42,0002,561
Applicable income taxes$1,807,0001,406
Income before extraordinary items$4,153,0001,487
Extraordinary gains, net$070
Net income$4,153,0001,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,417
Cash dividends$200,0004,872
Sale, conversion, retirement of capital stock, net$57,000703
Net operating income$4,123,6001,446
2001-12-31 (YTD Data)Rank
Total interest income$13,381,0002,564
Total interest expense$4,383,0003,543
Net interest income$8,998,0001,980
Provision for loan and lease losses$590,0001,932
Total noninterest income$2,837,0001,542
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$453,0003,073
Trading account gains and fees$0177
Additional Noninterest Income$2,384,0001,106
Total noninterest expense$7,385,0001,946
Salaries and employee benefits$3,856,0001,948
Premises and equipment expense$1,383,0001,551
Additional noninterest expense$2,146,0002,093
Pre-tax net operating income$3,860,0001,825
Securities gains (losses)$162,0001,352
Applicable income taxes$1,309,0001,687
Income before extraordinary items$2,713,0001,934
Extraordinary gains, net$0105
Net income$2,713,0001,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,098
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$48,000739
Net operating income$2,604,4601,930
2000-12-31 (YTD Data)Rank
Total interest income$11,188,0003,085
Total interest expense$3,595,0004,305
Net interest income$7,593,0002,345
Provision for loan and lease losses$353,0002,557
Total noninterest income$1,634,0002,200
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$317,0003,893
Trading account gains and fees$0180
Additional Noninterest Income$1,317,0001,540
Total noninterest expense$5,725,0002,384
Salaries and employee benefits$3,144,0002,266
Premises and equipment expense$1,051,0001,976
Additional noninterest expense$1,530,0002,763
Pre-tax net operating income$3,149,0002,298
Securities gains (losses)$-5,0007,961
Applicable income taxes$973,0002,178
Income before extraordinary items$2,171,0002,356
Extraordinary gains, net$038
Net income$2,171,0002,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,551
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$2,125,000348
Net operating income$2,174,4502,362
1999-12-31 (YTD Data)Rank
Total interest income$8,133,0003,852
Total interest expense$2,915,0004,701
Net interest income$5,218,0003,326
Provision for loan and lease losses$345,0002,386
Total noninterest income$1,259,0002,613
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$215,0004,937
Trading account gains and fees$0173
Additional Noninterest Income$1,044,0001,809
Total noninterest expense$5,067,0002,657
Salaries and employee benefits$2,771,0002,535
Premises and equipment expense$673,0002,960
Additional noninterest expense$1,623,0002,657
Pre-tax net operating income$1,065,0005,115
Securities gains (losses)$4,0002,267
Applicable income taxes$296,0004,846
Income before extraordinary items$773,0005,187
Extraordinary gains, net$035
Net income$773,0005,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,123
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$770,1205,161
1998-12-31 (YTD Data)Rank
Total interest income$6,937,0004,430
Total interest expense$3,162,0004,524
Net interest income$3,775,0004,322
Provision for loan and lease losses$295,0002,683
Total noninterest income$1,279,0002,555
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$111,0006,650
Trading account gains and feesNANA
Additional Noninterest Income$1,168,0001,661
Total noninterest expense$3,839,0003,340
Salaries and employee benefits$2,066,0003,230
Premises and equipment expense$575,0003,293
Additional noninterest expense$1,198,0003,379
Pre-tax net operating income$920,0005,671
Securities gains (losses)$1,0004,151
Applicable income taxes$369,0004,631
Income before extraordinary items$552,0006,312
Extraordinary gains, net$032
Net income$552,0006,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,100
Cash dividends$35,0007,072
Sale, conversion, retirement of capital stock, net$1,950,000397
Net operating income$551,3606,203
1997-12-31 (YTD Data)Rank
Total interest income$5,292,0005,565
Total interest expense$2,514,0005,387
Net interest income$2,778,0005,616
Provision for loan and lease losses$112,0004,932
Total noninterest income$848,0003,436
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$102,0007,160
Trading account gains and feesNANA
Additional Noninterest Income$746,0002,127
Total noninterest expense$2,536,0004,734
Salaries and employee benefits$1,327,0004,702
Premises and equipment expense$389,0004,540
Additional noninterest expense$820,0004,636
Pre-tax net operating income$978,0005,899
Securities gains (losses)$107,000958
Applicable income taxes$379,0005,052
Income before extraordinary items$706,0005,875
Extraordinary gains, net$044
Net income$706,0005,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$636,4506,136
1996-12-31 (YTD Data)Rank
Total interest income$4,336,0006,543
Total interest expense$2,066,0006,286
Net interest income$2,270,0006,622
Provision for loan and lease losses$95,0005,238
Total noninterest income$515,0005,053
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0006,695
Trading account gains and feesNANA
Additional Noninterest Income$377,0003,514
Total noninterest expense$1,731,0006,544
Salaries and employee benefits$859,0006,660
Premises and equipment expense$249,0006,268
Additional noninterest expense$623,0006,211
Pre-tax net operating income$959,0005,889
Securities gains (losses)$1,0003,760
Applicable income taxes$349,0005,337
Income before extraordinary items$611,0006,208
Extraordinary gains, net$053
Net income$611,0006,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,597
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$610,3606,153
1995-12-31 (YTD Data)Rank
Total interest income$2,987,0008,227
Total interest expense$1,385,0008,019
Net interest income$1,602,0008,251
Provision for loan and lease losses$127,0003,972
Total noninterest income$198,0008,457
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0006,292
Trading account gains and feesNANA
Additional Noninterest Income$30,00010,278
Total noninterest expense$1,230,0008,110
Salaries and employee benefits$603,0008,337
Premises and equipment expense$218,0006,867
Additional noninterest expense$409,0008,102
Pre-tax net operating income$443,0008,788
Securities gains (losses)$1,0003,512
Applicable income taxes$173,0007,875
Income before extraordinary items$271,0009,214
Extraordinary gains, net$065
Net income$271,0009,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,018
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$270,3609,197
1994-12-31 (YTD Data)Rank
Total interest income$2,138,0009,544
Total interest expense$884,0009,202
Net interest income$1,254,0009,608
Provision for loan and lease losses$33,0006,965
Total noninterest income$266,0007,713
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$167,0006,508
Trading account gains and feesNANA
Additional Noninterest Income$99,0007,543
Total noninterest expense$1,049,0009,165
Salaries and employee benefits$461,0009,743
Premises and equipment expense$206,0007,296
Additional noninterest expense$382,0009,016
Pre-tax net operating income$438,0009,073
Securities gains (losses)$03,600
Applicable income taxes$-14,00012,100
Income before extraordinary items$452,0007,685
Extraordinary gains, net$0249
Net income$452,0007,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,066
Cash dividends$45,0008,081
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$452,0007,733
1993-12-31 (YTD Data)Rank
Total interest income$1,335,00011,600
Total interest expense$551,00011,417
Net interest income$784,00011,561
Provision for loan and lease losses$28,0008,567
Total noninterest income$198,0009,260
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0007,439
Trading account gains and feesNANA
Additional Noninterest Income$62,0009,431
Total noninterest expense$833,00010,506
Salaries and employee benefits$378,00010,862
Premises and equipment expense$188,0007,937
Additional noninterest expense$267,00010,864
Pre-tax net operating income$121,00011,708
Securities gains (losses)$12,0005,266
Applicable income taxes$012,141
Income before extraordinary items$133,00011,420
Extraordinary gains, net$03,149
Net income$133,00011,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0009,413
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$121,00011,354
1992-12-31 (YTD Data)Rank
Total interest income$963,00013,091
Total interest expense$424,00013,094
Net interest income$539,00012,940
Provision for loan and lease losses$82,0007,825
Total noninterest income$129,00010,953
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$98,0008,573
Trading account gains and feesNANA
Additional Noninterest Income$31,00011,703
Total noninterest expense$690,00011,566
Salaries and employee benefits$304,00011,968
Premises and equipment expense$182,0008,255
Additional noninterest expense$204,00012,186
Pre-tax net operating income$-104,00012,950
Securities gains (losses)$84,0003,291
Applicable income taxes$012,680
Income before extraordinary items$-20,00012,944
Extraordinary gains, net$01,422
Net income$-20,00012,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,00010,870
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-104,00012,923

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.