Home > Citizens First Bank > Net charge- offs to loans
Citizens First Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 3,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 4,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0186% | 4,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0186% | 4,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 3,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 3,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 4,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 4,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0175% | 2,285 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0175% | 2,238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 4,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0343% | 4,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0343% | 4,086 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 3,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 3,972 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 4,360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 3,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0101% | 4,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0101% | 4,073 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 3,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,000 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0214% | 4,426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 4,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0563% | 4,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0563% | 4,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 3,945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0326% | 3,299 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 3,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0449% | 3,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0449% | 3,885 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 3,214 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 3,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 4,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0481% | 3,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0481% | 3,892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0218% | 4,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0348% | 4,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.1785% | 4,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 3,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 3,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 3,356 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1222% | 4,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0698% | 4,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0259% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0448% | 4,404 |
| Percentage Net Loans Charged-off:Construction & development | -0.2503% | 4,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 3,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 3,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1273% | 4,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0764% | 4,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 3,939 |
| Percentage Net Loans Charged-off:Construction & development | -0.0297% | 4,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 3,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 4,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1270% | 4,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0846% | 3,966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,052 |
| Percentage Net Loans Charged-off:Construction & development | -0.0310% | 4,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 4,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1856% | 4,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0928% | 3,930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0052% | 4,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0473% | 4,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.0290% | 4,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0875% | 4,664 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1143% | 4,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0771% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2237% | 4,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2237% | 4,596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 4,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0613% | 4,725 |
| Percentage Net Loans Charged-off:Construction & development | -0.0278% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1166% | 4,740 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0141% | 3,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1534% | 4,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1041% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2798% | 4,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2798% | 4,627 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 4,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0905% | 4,826 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 4,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1778% | 4,841 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0210% | 3,489 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2358% | 4,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1696% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2779% | 4,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2779% | 4,624 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1154% | 4,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1765% | 4,932 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 4,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3576% | 4,945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 3,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4903% | 4,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1959% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1959% | 4,538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 4,535 |
| Percentage Net Loans Charged-off:Construction & development | -0.1289% | 4,556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 4,089 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 3,519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0430% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7325% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7325% | 1,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 4,636 |
| Percentage Net Loans Charged-off:Construction & development | -0.1671% | 4,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 4,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 3,545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3665% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3665% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0366% | 4,783 |
| Percentage Net Loans Charged-off:Construction & development | -0.2482% | 4,714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,042 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0155% | 3,565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.2832% | 5,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2832% | 5,136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0505% | 4,834 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0663% | 5,021 |
| Percentage Net Loans Charged-off:Construction & development | -0.5041% | 4,804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 3,605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.5019% | 5,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.5019% | 5,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 3,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,545 |
| Percentage Net Loans Charged-off:Construction & development | -0.0729% | 4,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0954% | 4,324 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 3,558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0416% | 4,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0973% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8782% | 5,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8782% | 5,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 2,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,304 |
| Percentage Net Loans Charged-off:Construction & development | -0.0832% | 4,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1254% | 4,366 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 4,098 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 3,525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1366% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0156% | 5,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0156% | 5,241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 4,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.1025% | 4,723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1845% | 4,412 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 4,130 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 3,585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 3,823 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1076% | 5,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1076% | 5,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 4,340 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,628 |
| Percentage Net Loans Charged-off:Construction & development | -0.1212% | 4,832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3630% | 4,468 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 4,204 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 3,676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3273% | 5,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3273% | 5,342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0172% | 4,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0249% | 4,917 |
| Percentage Net Loans Charged-off:Construction & development | -0.3668% | 5,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0972% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2883% | 4,583 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 3,733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1935% | 5,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1935% | 5,175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 4,229 |
| Percentage Net Loans Charged-off:Construction & development | -0.3337% | 5,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1556% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3569% | 4,607 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 4,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 3,748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1342% | 5,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1342% | 5,075 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0505% | 5,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0670% | 5,295 |
| Percentage Net Loans Charged-off:Construction & development | -0.3348% | 5,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5442% | 4,632 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 3,756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0159% | 5,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0159% | 5,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0500% | 5,186 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0626% | 5,364 |
| Percentage Net Loans Charged-off:Construction & development | -0.2732% | 5,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4990% | 4,657 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 4,460 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 3,862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3008% | 5,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3008% | 5,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0825% | 5,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0937% | 5,488 |
| Percentage Net Loans Charged-off:Construction & development | -0.2122% | 5,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6558% | 4,762 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0470% | 5,342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0985% | 4,195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 4,387 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1620% | 5,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0458% | 5,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0528% | 5,388 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0563% | 5,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.1988% | 5,103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2908% | 4,771 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 5,047 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0351% | 4,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 4,405 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2512% | 5,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0941% | 5,708 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0519% | 5,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0541% | 5,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.1785% | 5,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2876% | 4,786 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 5,151 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0467% | 4,130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 4,452 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4252% | 5,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1876% | 5,772 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0988% | 5,630 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1080% | 5,687 |
| Percentage Net Loans Charged-off:Construction & development | -0.7239% | 5,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2800% | 4,802 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 4,718 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 3,991 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 4,703 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0437% | 5,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0437% | 5,767 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0637% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.9426% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 1,574 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2521% | 4,912 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0632% | 5,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0968% | 4,359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0323% | 5,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1708% | 5,338 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1156% | 5,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1494% | 5,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0926% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | 1.3129% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 5,002 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2486% | 4,957 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0825% | 5,794 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1257% | 4,430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0432% | 5,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2740% | 5,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4506% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6004% | 1,150 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2370% | 5,524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 2,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | 1.1295% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 5,126 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2446% | 4,985 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1092% | 5,902 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1822% | 4,504 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0425% | 5,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1978% | 5,441 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2167% | 5,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5212% | 5,631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1267% | 5,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1106% | 5,934 |
| Percentage Net Loans Charged-off:Construction & development | -0.0896% | 5,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 5,311 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2276% | 5,005 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1751% | 6,057 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3593% | 4,592 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 5,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1430% | 5,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2410% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2410% | 540 |
| Percentage Net Loans Charged-off: All other loans and lease | -10.7280% | 5,772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5259% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5654% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0425% | 1,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5535% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2776% | 5,157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7933% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0111% | 1,122 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4361% | 147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3641% | 5,829 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4478% | 6,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3359% | 5,963 |
| Percentage Net Loans Charged-off: All other loans and lease | -76.2463% | 5,906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7344% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7789% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0673% | 858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7336% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2973% | 5,200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0963% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0199% | 998 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9586% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3391% | 5,839 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3072% | 5,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1530% | 5,684 |
| Percentage Net Loans Charged-off: All other loans and lease | -68.4406% | 5,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6943% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7377% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.1087% | 704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3573% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3464% | 5,222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3784% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4360% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4734% | 5,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2377% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4754% | 1,440 |
| Percentage Net Loans Charged-off: All other loans and lease | -58.3333% | 5,987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0241% | 5,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 5,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.2162% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 5,597 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5905% | 5,243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0989% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 5,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4742% | 6,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4742% | 6,398 |
| Percentage Net Loans Charged-off: All other loans and lease | -44.6512% | 6,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0487% | 4,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0866% | 3,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.1776% | 5,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1801% | 1,767 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6462% | 5,362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 3,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0225% | 1,380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1399% | 2,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2721% | 6,001 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6645% | 6,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3323% | 6,534 |
| Percentage Net Loans Charged-off: All other loans and lease | -29.2683% | 6,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0239% | 6,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 3,980 |
| Percentage Net Loans Charged-off:Construction & development | -0.2381% | 5,784 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 5,872 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5732% | 5,395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 2,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0374% | 1,207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1893% | 2,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2791% | 6,040 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.2531% | 6,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4463% | 6,600 |
| Percentage Net Loans Charged-off: All other loans and lease | -27.3805% | 6,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0740% | 6,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0341% | 6,246 |
| Percentage Net Loans Charged-off:Construction & development | -0.3482% | 5,884 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 5,934 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5649% | 5,384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 3,137 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0520% | 4,760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 2,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3373% | 6,130 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4423% | 6,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6282% | 6,644 |
| Percentage Net Loans Charged-off: All other loans and lease | -27.0160% | 6,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0398% | 6,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 5,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 6,029 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5517% | 5,415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 2,439 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0734% | 4,801 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4444% | 6,287 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7322% | 6,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6393% | 6,680 |
| Percentage Net Loans Charged-off: All other loans and lease | -19.3062% | 6,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6115% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6305% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 7.0044% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5912% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3387% | 618 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6384% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8478% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4813% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5576% | 6,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2950% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0637% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.9834% | 71 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.6827% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2243% | 156 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3417% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 4.7457% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.0284% | 52 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1781% | 5,558 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1163% | 3,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3811% | 1,044 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0808% | 6,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3383% | 6,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8319% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5113% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5271% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5799% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 3.6350% | 669 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2948% | 1,608 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3655% | 5,589 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1536% | 2,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5978% | 773 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1768% | 6,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.9458% | 6,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6918% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0519% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2732% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2457% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | 3.0257% | 603 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 6,428 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3680% | 5,627 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2014% | 6,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3504% | 7,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2117% | 6,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9845% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2521% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8710% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7714% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 8.3506% | 566 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4944% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.0038% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9052% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4268% | 1,329 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2425% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0375% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7415% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1770% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2434% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1213% | 272 |
| Percentage Net Loans Charged-off:Construction & development | 9.0605% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9529% | 261 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.9124% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7732% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3920% | 1,197 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0390% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4629% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9605% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4573% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1527% | 191 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9494% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 8.6592% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2411% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 27.3798% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8334% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2697% | 1,167 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2249% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.6661% | 76 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1934% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7514% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.6744% | 85 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.1290% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 16.6676% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.6692% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3991% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2071% | 899 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2100% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 35.6916% | 20 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0863% | 716 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4791% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6995% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5826% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 9.6813% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2215% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8061% | 252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8793% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3915% | 1,366 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1786% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5988% | 424 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9060% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6616% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4362% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3284% | 393 |
| Percentage Net Loans Charged-off:Construction & development | 12.0691% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6341% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6205% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9939% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1690% | 1,484 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4890% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6969% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7321% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4295% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4557% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2645% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 10.8293% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2407% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.5248% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4991% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2558% | 1,163 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2384% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.3613% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1606% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6709% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.1566% | 171 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.3481% | 132 |
| Percentage Net Loans Charged-off:Construction & development | 20.4779% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4831% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.3997% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6606% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4476% | 745 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9644% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4293% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5497% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1014% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4491% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 15.1789% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2332% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0836% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0081% | 1,910 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6524% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 7,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3580% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6751% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5850% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7651% | 557 |
| Percentage Net Loans Charged-off:Construction & development | 8.5115% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4917% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7623% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0110% | 1,603 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1506% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0313% | 7,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0342% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2659% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6558% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9726% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 12.9333% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8801% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1094% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0252% | 1,272 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6563% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 6,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4701% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5750% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3875% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3914% | 1,837 |
| Percentage Net Loans Charged-off:Construction & development | 1.3103% | 1,133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2732% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 6,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3107% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7448% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6702% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7144% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | 2.4638% | 961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3754% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0288% | 1,348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5303% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2416% | 3,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9636% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1513% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8307% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8905% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 3.1040% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3096% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4439% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3233% | 2,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0103% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1877% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 5,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 3,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 2,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4291% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5515% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6442% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7803% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 5,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 2,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 2,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0094% | 3,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9072% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2720% | 833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8188% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 4,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 3,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 2,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 1,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0120% | 3,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9050% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2915% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7467% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 3,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 2,330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0171% | 2,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2475% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7923% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4378% | 744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 1,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3601% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9952% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4105% | 579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 4,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 3,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9303% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4734% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3507% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 3,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8715% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4215% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7266% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 3,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7478% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1446% | 724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6591% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 2,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3565% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0894% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1959% | 126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 4,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 4,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8428% | 2,245 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6083% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2774% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 4,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 3,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7837% | 2,112 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6043% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8073% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 4,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4173% | 3,176 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8107% | 1,003 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5654% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0518% | 3,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8626% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7206% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7441% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 3,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9584% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7382% | 1,433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7265% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1817% | 2,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7678% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1779% | 1,182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7915% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2607% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2620% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7429% | 939 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.9013% | 57 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 3,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5205% | 2,877 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2191% | 918 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.1708% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 4,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0316% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7340% | 1,278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 21.5208% | 63 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 4,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0057% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9567% | 1,144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 28.1067% | 52 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7415% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4777% | 1,202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 25.8294% | 53 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0852% | 3,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5494% | 3,049 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2649% | 1,041 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.1674% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 6,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 8,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 8,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 8,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6202% | 3,731 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3664% | 1,898 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 6,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 3,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 2,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 2,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1425% | 6,359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 7,098 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 5,820 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0022% | 9,078 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 7,436 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 6,094 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 7,667 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 9,081 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 10,449 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |