Home > Citizens First Bank > Assets and Liabilities
Citizens First Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 42 | 3,593 |
| Assets and Liabilities | ||
| Total Assets: | $350,033,000 | 1,962 |
| Cash and due from depository institutions | $3,606,000 | 3,593 |
| Interest-bearing balances | $84,000 | 6,689 |
| Securities | $15,806,000 | 4,932 |
| Federal funds sold & reverse repurchase agreements | $35,756,000 | 225 |
| Net loans & leases | $284,138,000 | 1,620 |
| Loan loss allowance | $7,980,000 | 1,077 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,746,000 | 4,630 |
| Other real estate owned | $383,000 | 3,593 |
| Goodwill and other intangibles | $55,000 | 2,810 |
| All other assets | $8,543,000 | 2,314 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $350,033,000 | 1,962 |
| Total liabilities | $319,659,000 | 1,929 |
| Total deposits | $285,875,000 | 1,971 |
| Interest-bearing deposits | $250,181,000 | 1,955 |
| Deposits held in domestic offices | $285,875,000 | 1,969 |
| % insured | 82.96% | 5,720 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $32,500,000 | 1,191 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,284,000 | 2,916 |
| Total equity capital | $30,374,000 | 2,207 |
| Total bank equity capital | $30,374,000 | 2,206 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $25,949,000 | 1,250 |
| Undivided profits | $3,425,000 | 4,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $8,898,000 | 1,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,064,000 | 3,054 |
| Earning assets | $335,784,000 | 1,877 |
| Long-term assets (5+ years) | $29,441,000 | 3,471 |
| Average Assets, year-to-date | $354,718,500 | 1,934 |
| Average Assets, quarterly | $354,718,500 | 1,934 |
| Volatile liabilities | $85,689,000 | 1,716 |
| Insider loans | $11,884,000 | 573 |
| FHLB advances | $32,500,000 | 1,128 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $35,556,000 | 1,763 |
| Tier 1 (core) risk-based capital | $30,026,000 | 2,123 |
| Tier 2 risk-based capital | $3,486,000 | 1,646 |
| Total risk weighted assets | $274,378,000 | 1,749 |
| Total unused commitments | $35,556,000 | 1,767 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 42 | 3,615 |
| Assets and Liabilities | ||
| Total Assets: | $359,404,000 | 1,924 |
| Cash and due from depository institutions | $4,706,000 | 3,615 |
| Interest-bearing balances | $46,000 | 6,789 |
| Securities | $19,197,000 | 4,486 |
| Federal funds sold & reverse repurchase agreements | $31,460,000 | 230 |
| Net loans & leases | $293,209,000 | 1,599 |
| Loan loss allowance | $7,092,000 | 1,210 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,787,000 | 4,632 |
| Other real estate owned | $140,000 | 3,615 |
| Goodwill and other intangibles | $67,000 | 2,787 |
| All other assets | $8,838,000 | 2,287 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $359,404,000 | 1,924 |
| Total liabilities | $328,827,000 | 1,899 |
| Total deposits | $278,941,000 | 2,017 |
| Interest-bearing deposits | $246,481,000 | 1,974 |
| Deposits held in domestic offices | $278,941,000 | 2,015 |
| % insured | 84.82% | 5,349 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $48,500,000 | 941 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,386,000 | 2,805 |
| Total equity capital | $30,577,000 | 2,166 |
| Total bank equity capital | $30,577,000 | 2,163 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $25,944,000 | 1,258 |
| Undivided profits | $3,633,000 | 4,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,834,000 | 1,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,134,000 | 2,988 |
| Earning assets | $343,912,000 | 1,828 |
| Long-term assets (5+ years) | $29,974,000 | 3,402 |
| Average Assets, year-to-date | $353,406,800 | 1,921 |
| Average Assets, quarterly | $363,187,000 | 1,898 |
| Volatile liabilities | $98,395,000 | 1,527 |
| Insider loans | $11,781,000 | 601 |
| FHLB advances | $48,500,000 | 872 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $38,781,000 | 1,643 |
| Tier 1 (core) risk-based capital | $30,247,000 | 2,097 |
| Tier 2 risk-based capital | $3,571,000 | 1,635 |
| Total risk weighted assets | $282,138,000 | 1,755 |
| Total unused commitments | $38,781,000 | 1,644 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 39 | 3,884 |
| Assets and Liabilities | ||
| Total Assets: | $366,970,000 | 1,893 |
| Cash and due from depository institutions | $7,995,000 | 3,884 |
| Interest-bearing balances | $4,682,000 | 3,148 |
| Securities | $18,855,000 | 4,565 |
| Federal funds sold & reverse repurchase agreements | $35,365,000 | 231 |
| Net loans & leases | $296,330,000 | 1,617 |
| Loan loss allowance | $6,200,000 | 1,289 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,813,000 | 4,633 |
| Other real estate owned | $243,000 | 3,884 |
| Goodwill and other intangibles | $80,000 | 2,788 |
| All other assets | $6,289,000 | 2,654 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $366,970,000 | 1,893 |
| Total liabilities | $336,658,000 | 1,867 |
| Total deposits | $286,521,000 | 1,957 |
| Interest-bearing deposits | $252,831,000 | 1,927 |
| Deposits held in domestic offices | $286,521,000 | 1,955 |
| % insured | 84.34% | 5,636 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $48,500,000 | 1,004 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,637,000 | 2,732 |
| Total equity capital | $30,312,000 | 2,266 |
| Total bank equity capital | $30,312,000 | 2,265 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $25,941,000 | 1,253 |
| Undivided profits | $3,371,000 | 5,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,330,000 | 2,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,075,000 | 3,325 |
| Earning assets | $355,232,000 | 1,797 |
| Long-term assets (5+ years) | $29,656,000 | 3,382 |
| Average Assets, year-to-date | $351,907,500 | 1,941 |
| Average Assets, quarterly | $364,892,000 | 1,895 |
| Volatile liabilities | $89,253,000 | 1,700 |
| Insider loans | $11,397,000 | 614 |
| FHLB advances | $48,500,000 | 926 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $32,281,000 | 2,032 |
| Tier 1 (core) risk-based capital | $29,854,000 | 2,162 |
| Tier 2 risk-based capital | $3,561,000 | 1,657 |
| Total risk weighted assets | $282,220,000 | 1,783 |
| Total unused commitments | $32,281,000 | 2,034 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 42 | 3,696 |
| Assets and Liabilities | ||
| Total Assets: | $362,814,000 | 1,925 |
| Cash and due from depository institutions | $6,505,000 | 3,696 |
| Interest-bearing balances | $1,715,000 | 4,165 |
| Securities | $21,584,000 | 4,245 |
| Federal funds sold & reverse repurchase agreements | $23,188,000 | 370 |
| Net loans & leases | $303,370,000 | 1,607 |
| Loan loss allowance | $4,547,000 | 1,621 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,836,000 | 4,659 |
| Other real estate owned | $0 | 3,696 |
| Goodwill and other intangibles | $97,000 | 2,744 |
| All other assets | $6,234,000 | 2,664 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $362,814,000 | 1,925 |
| Total liabilities | $336,384,000 | 1,889 |
| Total deposits | $285,677,000 | 1,961 |
| Interest-bearing deposits | $251,558,000 | 1,915 |
| Deposits held in domestic offices | $285,677,000 | 1,959 |
| % insured | 70.62% | 5,937 |
| Federal funds purchased & repurchase agreements | $48,000 | 2,891 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $48,500,000 | 1,037 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,159,000 | 2,242 |
| Total equity capital | $26,430,000 | 2,538 |
| Total bank equity capital | $26,430,000 | 2,536 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $21,246,000 | 1,509 |
| Undivided profits | $4,184,000 | 4,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,545,000 | 1,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,208,000 | 2,896 |
| Earning assets | $349,857,000 | 1,843 |
| Long-term assets (5+ years) | $29,237,000 | 3,370 |
| Average Assets, year-to-date | $346,886,670 | 1,994 |
| Average Assets, quarterly | $353,062,000 | 1,971 |
| Volatile liabilities | $88,860,000 | 1,713 |
| Insider loans | $12,761,000 | 561 |
| FHLB advances | $48,500,000 | 954 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $40,550,000 | 1,752 |
| Tier 1 (core) risk-based capital | $25,975,000 | 2,470 |
| Tier 2 risk-based capital | $3,572,000 | 1,636 |
| Total risk weighted assets | $284,767,000 | 1,802 |
| Total unused commitments | $40,550,000 | 1,755 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 46 | 3,481 |
| Assets and Liabilities | ||
| Total Assets: | $343,310,000 | 2,039 |
| Cash and due from depository institutions | $2,381,000 | 3,481 |
| Interest-bearing balances | $23,000 | 6,806 |
| Securities | $22,798,000 | 4,104 |
| Federal funds sold & reverse repurchase agreements | $12,662,000 | 957 |
| Net loans & leases | $297,692,000 | 1,652 |
| Loan loss allowance | $3,626,000 | 1,857 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,693,000 | 4,847 |
| Other real estate owned | $254,000 | 3,481 |
| Goodwill and other intangibles | $114,000 | 2,719 |
| All other assets | $5,716,000 | 2,844 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $343,310,000 | 2,039 |
| Total liabilities | $315,821,000 | 2,004 |
| Total deposits | $263,966,000 | 2,107 |
| Interest-bearing deposits | $230,668,000 | 2,079 |
| Deposits held in domestic offices | $263,966,000 | 2,105 |
| % insured | 74.31% | 5,276 |
| Federal funds purchased & repurchase agreements | $231,000 | 2,747 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $48,500,000 | 1,090 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,124,000 | 1,660 |
| Total equity capital | $27,489,000 | 2,478 |
| Total bank equity capital | $27,489,000 | 2,475 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $21,240,000 | 1,491 |
| Undivided profits | $5,249,000 | 4,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,237,000 | 1,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,194,000 | 2,948 |
| Earning assets | $333,175,000 | 1,929 |
| Long-term assets (5+ years) | $24,914,000 | 3,675 |
| Average Assets, year-to-date | $338,923,000 | 2,052 |
| Average Assets, quarterly | $338,923,000 | 2,052 |
| Volatile liabilities | $86,532,000 | 1,747 |
| Insider loans | $19,048,000 | 350 |
| FHLB advances | $48,500,000 | 1,004 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $47,268,000 | 1,640 |
| Tier 1 (core) risk-based capital | $26,890,000 | 2,411 |
| Tier 2 risk-based capital | $3,503,000 | 1,652 |
| Total risk weighted assets | $280,077,000 | 1,838 |
| Total unused commitments | $47,268,000 | 1,641 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 47 | 3,446 |
| Assets and Liabilities | ||
| Total Assets: | $334,536,000 | 2,079 |
| Cash and due from depository institutions | $3,837,000 | 3,446 |
| Interest-bearing balances | $196,000 | 5,159 |
| Securities | $23,542,000 | 4,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $299,379,000 | 1,659 |
| Loan loss allowance | $3,422,000 | 1,893 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,735,000 | 4,833 |
| Other real estate owned | $254,000 | 3,446 |
| Goodwill and other intangibles | $131,000 | 2,685 |
| All other assets | $5,658,000 | 2,869 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $334,536,000 | 2,079 |
| Total liabilities | $306,928,000 | 2,030 |
| Total deposits | $239,869,000 | 2,237 |
| Interest-bearing deposits | $209,357,000 | 2,215 |
| Deposits held in domestic offices | $239,869,000 | 2,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,337,000 | 914 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $48,500,000 | 1,204 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,222,000 | 2,117 |
| Total equity capital | $27,608,000 | 2,443 |
| Total bank equity capital | $27,608,000 | 2,443 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $21,234,000 | 1,458 |
| Undivided profits | $5,374,000 | 4,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,250,000 | 3,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,268,000 | 2,937 |
| Earning assets | $323,117,000 | 1,951 |
| Long-term assets (5+ years) | $27,903,000 | 3,394 |
| Average Assets, year-to-date | $329,869,800 | 2,026 |
| Average Assets, quarterly | $331,055,000 | 2,075 |
| Volatile liabilities | $85,524,000 | 1,758 |
| Insider loans | $18,434,000 | 360 |
| FHLB advances | $48,500,000 | 1,111 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $40,451,000 | 1,883 |
| Tier 1 (core) risk-based capital | $26,977,000 | 2,371 |
| Tier 2 risk-based capital | $3,438,000 | 1,658 |
| Total risk weighted assets | $275,045,000 | 1,865 |
| Total unused commitments | $40,451,000 | 1,884 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 50 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $327,574,000 | 2,103 |
| Cash and due from depository institutions | $4,390,000 | 3,298 |
| Interest-bearing balances | $231,000 | 4,341 |
| Securities | $22,233,000 | 4,111 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $292,552,000 | 1,691 |
| Loan loss allowance | $2,433,000 | 2,334 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,764,000 | 4,822 |
| Other real estate owned | $396,000 | 3,298 |
| Goodwill and other intangibles | $150,000 | 2,688 |
| All other assets | $6,089,000 | 2,748 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $327,574,000 | 2,103 |
| Total liabilities | $300,085,000 | 2,063 |
| Total deposits | $233,530,000 | 2,254 |
| Interest-bearing deposits | $222,288,000 | 2,079 |
| Deposits held in domestic offices | $233,530,000 | 2,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,114,000 | 1,206 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $53,500,000 | 1,128 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,941,000 | 2,381 |
| Total equity capital | $27,489,000 | 2,464 |
| Total bank equity capital | $27,489,000 | 2,464 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $21,222,000 | 1,430 |
| Undivided profits | $5,267,000 | 4,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,322,000 | 3,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,282,000 | 3,047 |
| Earning assets | $315,016,000 | 1,992 |
| Long-term assets (5+ years) | $25,166,000 | 3,573 |
| Average Assets, year-to-date | $328,703,250 | 2,037 |
| Average Assets, quarterly | $332,875,500 | 2,051 |
| Volatile liabilities | $83,549,000 | 1,717 |
| Insider loans | $17,181,000 | 385 |
| FHLB advances | $53,500,000 | 1,049 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $38,894,000 | 2,055 |
| Tier 1 (core) risk-based capital | $27,484,000 | 2,378 |
| Tier 2 risk-based capital | $2,453,000 | 2,137 |
| Total risk weighted assets | $280,232,000 | 1,824 |
| Total unused commitments | $38,894,000 | 2,057 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 52 | 3,233 |
| Assets and Liabilities | ||
| Total Assets: | $338,177,000 | 2,015 |
| Cash and due from depository institutions | $4,930,000 | 3,233 |
| Interest-bearing balances | $146,000 | 4,624 |
| Securities | $22,550,000 | 4,135 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $301,756,000 | 1,627 |
| Loan loss allowance | $2,686,000 | 2,079 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,960,000 | 4,619 |
| Other real estate owned | $222,000 | 3,233 |
| Goodwill and other intangibles | $174,000 | 2,646 |
| All other assets | $6,585,000 | 2,555 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $338,177,000 | 2,015 |
| Total liabilities | $311,248,000 | 1,963 |
| Total deposits | $241,119,000 | 2,190 |
| Interest-bearing deposits | $228,278,000 | 2,019 |
| Deposits held in domestic offices | $241,119,000 | 2,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,362,000 | 1,084 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $53,500,000 | 1,094 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,267,000 | 2,095 |
| Total equity capital | $26,929,000 | 2,515 |
| Total bank equity capital | $26,929,000 | 2,515 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $21,215,000 | 1,410 |
| Undivided profits | $4,714,000 | 4,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,548,000 | 2,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,453,000 | 2,643 |
| Earning assets | $324,452,000 | 1,913 |
| Long-term assets (5+ years) | $23,712,000 | 3,626 |
| Average Assets, year-to-date | $329,079,670 | 2,036 |
| Average Assets, quarterly | $332,063,500 | 2,038 |
| Volatile liabilities | $72,609,000 | 1,943 |
| Insider loans | $18,853,000 | 349 |
| FHLB advances | $53,500,000 | 1,018 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $43,220,000 | 1,961 |
| Tier 1 (core) risk-based capital | $26,976,000 | 2,412 |
| Tier 2 risk-based capital | $2,686,000 | 1,943 |
| Total risk weighted assets | $292,543,000 | 1,759 |
| Total unused commitments | $43,220,000 | 1,961 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 54 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $325,950,000 | 2,075 |
| Cash and due from depository institutions | $4,823,000 | 3,145 |
| Interest-bearing balances | $159,000 | 4,600 |
| Securities | $23,424,000 | 4,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $289,010,000 | 1,652 |
| Loan loss allowance | $3,235,000 | 1,731 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,926,000 | 4,653 |
| Other real estate owned | $403,000 | 3,145 |
| Goodwill and other intangibles | $197,000 | 2,610 |
| All other assets | $6,167,000 | 2,613 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $325,950,000 | 2,075 |
| Total liabilities | $299,315,000 | 2,022 |
| Total deposits | $227,574,000 | 2,305 |
| Interest-bearing deposits | $216,054,000 | 2,129 |
| Deposits held in domestic offices | $227,574,000 | 2,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,260,000 | 1,011 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $53,500,000 | 1,036 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,981,000 | 1,830 |
| Total equity capital | $26,635,000 | 2,610 |
| Total bank equity capital | $26,635,000 | 2,610 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $20,388,000 | 1,450 |
| Undivided profits | $5,247,000 | 4,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,956,000 | 2,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,508,000 | 2,605 |
| Earning assets | $312,593,000 | 1,976 |
| Long-term assets (5+ years) | $23,461,000 | 3,566 |
| Average Assets, year-to-date | $324,531,000 | 2,059 |
| Average Assets, quarterly | $324,531,000 | 2,059 |
| Volatile liabilities | $79,580,000 | 1,756 |
| Insider loans | $15,024,000 | 464 |
| FHLB advances | $53,500,000 | 963 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $53,009,000 | 1,669 |
| Tier 1 (core) risk-based capital | $26,257,000 | 2,482 |
| Tier 2 risk-based capital | $3,235,000 | 1,637 |
| Total risk weighted assets | $285,457,000 | 1,756 |
| Total unused commitments | $53,009,000 | 1,671 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 54 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $323,112,000 | 2,067 |
| Cash and due from depository institutions | $4,497,000 | 3,158 |
| Interest-bearing balances | $155,000 | 4,244 |
| Securities | $24,200,000 | 3,963 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $285,934,000 | 1,670 |
| Loan loss allowance | $2,992,000 | 1,808 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,878,000 | 4,715 |
| Other real estate owned | $321,000 | 3,158 |
| Goodwill and other intangibles | $220,000 | 2,558 |
| All other assets | $6,062,000 | 2,663 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $323,112,000 | 2,067 |
| Total liabilities | $296,937,000 | 2,010 |
| Total deposits | $219,587,000 | 2,360 |
| Interest-bearing deposits | $207,818,000 | 2,175 |
| Deposits held in domestic offices | $219,587,000 | 2,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,898,000 | 652 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $43,500,000 | 1,125 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,952,000 | 1,821 |
| Total equity capital | $26,175,000 | 2,616 |
| Total bank equity capital | $26,175,000 | 2,616 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $20,369,000 | 1,428 |
| Undivided profits | $4,806,000 | 4,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,744,000 | 2,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,646,000 | 2,589 |
| Earning assets | $310,289,000 | 1,970 |
| Long-term assets (5+ years) | $24,540,000 | 3,271 |
| Average Assets, year-to-date | $315,695,600 | 2,035 |
| Average Assets, quarterly | $320,885,000 | 2,062 |
| Volatile liabilities | $88,333,000 | 1,619 |
| Insider loans | $15,150,000 | 450 |
| FHLB advances | $43,500,000 | 1,048 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $36,993,000 | 2,237 |
| Tier 1 (core) risk-based capital | $25,908,000 | 2,503 |
| Tier 2 risk-based capital | $2,992,000 | 1,731 |
| Total risk weighted assets | $273,107,000 | 1,822 |
| Total unused commitments | $36,993,000 | 2,239 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $318,658,000 | 2,067 |
| Cash and due from depository institutions | $6,215,000 | 3,036 |
| Interest-bearing balances | $134,000 | 4,250 |
| Securities | $25,003,000 | 3,899 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $279,309,000 | 1,675 |
| Loan loss allowance | $3,004,000 | 1,751 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,909,000 | 4,659 |
| Other real estate owned | $214,000 | 3,036 |
| Goodwill and other intangibles | $244,000 | 2,507 |
| All other assets | $5,764,000 | 2,773 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $318,658,000 | 2,067 |
| Total liabilities | $293,118,000 | 1,997 |
| Total deposits | $232,586,000 | 2,218 |
| Interest-bearing deposits | $219,277,000 | 2,059 |
| Deposits held in domestic offices | $232,586,000 | 2,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,839,000 | 724 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $32,500,000 | 1,274 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,193,000 | 1,703 |
| Total equity capital | $25,540,000 | 2,649 |
| Total bank equity capital | $25,540,000 | 2,649 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $20,351,000 | 1,397 |
| Undivided profits | $4,189,000 | 5,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,098,000 | 1,919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,794,000 | 2,563 |
| Earning assets | $304,446,000 | 1,981 |
| Long-term assets (5+ years) | $24,255,000 | 3,181 |
| Average Assets, year-to-date | $313,841,500 | 2,046 |
| Average Assets, quarterly | $318,892,000 | 2,042 |
| Volatile liabilities | $69,733,000 | 1,944 |
| Insider loans | $15,416,000 | 437 |
| FHLB advances | $32,500,000 | 1,196 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $54,291,000 | 1,670 |
| Tier 1 (core) risk-based capital | $25,380,000 | 2,553 |
| Tier 2 risk-based capital | $3,004,000 | 1,710 |
| Total risk weighted assets | $267,618,000 | 1,822 |
| Total unused commitments | $54,291,000 | 1,670 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 54 | 3,176 |
| Assets and Liabilities | ||
| Total Assets: | $319,126,000 | 2,055 |
| Cash and due from depository institutions | $6,462,000 | 3,176 |
| Interest-bearing balances | $206,000 | 3,919 |
| Securities | $24,465,000 | 3,933 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $279,946,000 | 1,677 |
| Loan loss allowance | $2,926,000 | 1,798 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,932,000 | 4,638 |
| Other real estate owned | $131,000 | 3,176 |
| Goodwill and other intangibles | $273,000 | 2,465 |
| All other assets | $5,917,000 | 2,690 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $319,126,000 | 2,055 |
| Total liabilities | $293,997,000 | 1,998 |
| Total deposits | $242,779,000 | 2,169 |
| Interest-bearing deposits | $217,453,000 | 2,086 |
| Deposits held in domestic offices | $242,779,000 | 2,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,428,000 | 1,176 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $37,500,000 | 1,098 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,290,000 | 1,603 |
| Total equity capital | $25,129,000 | 2,664 |
| Total bank equity capital | $25,129,000 | 2,664 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $20,341,000 | 1,399 |
| Undivided profits | $3,788,000 | 5,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,772,000 | 2,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,708,000 | 2,482 |
| Earning assets | $304,617,000 | 1,979 |
| Long-term assets (5+ years) | $25,137,000 | 3,062 |
| Average Assets, year-to-date | $312,236,000 | 2,081 |
| Average Assets, quarterly | $314,706,000 | 2,085 |
| Volatile liabilities | $60,115,000 | 2,170 |
| Insider loans | $15,582,000 | 417 |
| FHLB advances | $37,500,000 | 1,018 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $53,546,000 | 1,730 |
| Tier 1 (core) risk-based capital | $25,224,000 | 2,566 |
| Tier 2 risk-based capital | $2,926,000 | 1,746 |
| Total risk weighted assets | $264,012,000 | 1,849 |
| Total unused commitments | $53,546,000 | 1,731 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 58 | 2,956 |
| Assets and Liabilities | ||
| Total Assets: | $310,286,000 | 2,112 |
| Cash and due from depository institutions | $5,561,000 | 2,956 |
| Interest-bearing balances | $69,000 | 5,188 |
| Securities | $22,839,000 | 4,134 |
| Federal funds sold & reverse repurchase agreements | $1,961,000 | 5,088 |
| Net loans & leases | $272,081,000 | 1,706 |
| Loan loss allowance | $2,939,000 | 1,786 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,973,000 | 4,542 |
| Other real estate owned | $291,000 | 2,956 |
| Goodwill and other intangibles | $301,000 | 2,407 |
| All other assets | $5,279,000 | 2,870 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $310,286,000 | 2,112 |
| Total liabilities | $285,657,000 | 2,058 |
| Total deposits | $246,606,000 | 2,149 |
| Interest-bearing deposits | $220,981,000 | 2,065 |
| Deposits held in domestic offices | $246,606,000 | 2,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,293,000 | 1,520 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $30,000,000 | 1,243 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,758,000 | 1,464 |
| Total equity capital | $24,629,000 | 2,727 |
| Total bank equity capital | $24,629,000 | 2,727 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $20,303,000 | 1,382 |
| Undivided profits | $3,326,000 | 5,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,559,000 | 2,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,657,000 | 2,473 |
| Earning assets | $296,950,000 | 2,028 |
| Long-term assets (5+ years) | $22,380,000 | 3,206 |
| Average Assets, year-to-date | $308,791,000 | 2,106 |
| Average Assets, quarterly | $308,791,000 | 2,106 |
| Volatile liabilities | $66,715,000 | 1,974 |
| Insider loans | $14,318,000 | 455 |
| FHLB advances | $30,000,000 | 1,173 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $53,511,000 | 1,725 |
| Tier 1 (core) risk-based capital | $24,491,000 | 2,610 |
| Tier 2 risk-based capital | $2,939,000 | 1,729 |
| Total risk weighted assets | $254,964,000 | 1,896 |
| Total unused commitments | $53,511,000 | 1,726 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 62 | 2,805 |
| Assets and Liabilities | ||
| Total Assets: | $307,296,000 | 2,114 |
| Cash and due from depository institutions | $4,815,000 | 2,805 |
| Interest-bearing balances | $62,000 | 5,256 |
| Securities | $22,826,000 | 4,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $272,114,000 | 1,687 |
| Loan loss allowance | $2,747,000 | 1,877 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,013,000 | 4,472 |
| Other real estate owned | $131,000 | 2,805 |
| Goodwill and other intangibles | $331,000 | 2,352 |
| All other assets | $5,066,000 | 2,970 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $307,296,000 | 2,114 |
| Total liabilities | $283,198,000 | 2,056 |
| Total deposits | $229,613,000 | 2,272 |
| Interest-bearing deposits | $207,800,000 | 2,152 |
| Deposits held in domestic offices | $229,613,000 | 2,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,687,000 | 802 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,000,000 | 1,299 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,898,000 | 1,786 |
| Total equity capital | $24,098,000 | 2,718 |
| Total bank equity capital | $24,098,000 | 2,718 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $18,275,000 | 1,507 |
| Undivided profits | $4,823,000 | 4,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $618,000 | 3,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,638,000 | 2,555 |
| Earning assets | $295,002,000 | 2,023 |
| Long-term assets (5+ years) | $22,552,000 | 3,148 |
| Average Assets, year-to-date | $289,905,800 | 2,150 |
| Average Assets, quarterly | $302,869,000 | 2,120 |
| Volatile liabilities | $79,894,000 | 1,816 |
| Insider loans | $14,861,000 | 433 |
| FHLB advances | $30,000,000 | 1,213 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $56,726,000 | 1,659 |
| Tier 1 (core) risk-based capital | $24,009,000 | 2,606 |
| Tier 2 risk-based capital | $2,747,000 | 1,825 |
| Total risk weighted assets | $262,779,000 | 1,821 |
| Total unused commitments | $56,726,000 | 1,660 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 61 | 2,871 |
| Assets and Liabilities | ||
| Total Assets: | $298,442,000 | 2,164 |
| Cash and due from depository institutions | $4,946,000 | 2,871 |
| Interest-bearing balances | $66,000 | 5,256 |
| Securities | $21,888,000 | 4,321 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $264,268,000 | 1,729 |
| Loan loss allowance | $2,646,000 | 1,956 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,008,000 | 4,471 |
| Other real estate owned | $36,000 | 2,871 |
| Goodwill and other intangibles | $360,000 | 2,310 |
| All other assets | $4,936,000 | 3,036 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $298,442,000 | 2,164 |
| Total liabilities | $275,148,000 | 2,094 |
| Total deposits | $216,128,000 | 2,375 |
| Interest-bearing deposits | $191,920,000 | 2,276 |
| Deposits held in domestic offices | $216,128,000 | 2,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,556,000 | 682 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $30,000,000 | 1,358 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,464,000 | 2,002 |
| Total equity capital | $23,294,000 | 2,775 |
| Total bank equity capital | $23,294,000 | 2,775 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $18,258,000 | 1,490 |
| Undivided profits | $4,036,000 | 5,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,005,000 | 2,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,525,000 | 2,749 |
| Earning assets | $286,222,000 | 2,083 |
| Long-term assets (5+ years) | $21,992,000 | 3,167 |
| Average Assets, year-to-date | $285,558,250 | 2,188 |
| Average Assets, quarterly | $291,993,000 | 2,192 |
| Volatile liabilities | $81,757,000 | 1,774 |
| Insider loans | $20,178,000 | 285 |
| FHLB advances | $30,000,000 | 1,271 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $59,197,000 | 1,631 |
| Tier 1 (core) risk-based capital | $23,182,000 | 2,664 |
| Tier 2 risk-based capital | $2,646,000 | 1,887 |
| Total risk weighted assets | $257,480,000 | 1,850 |
| Total unused commitments | $59,197,000 | 1,632 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 62 | 2,845 |
| Assets and Liabilities | ||
| Total Assets: | $285,544,000 | 2,240 |
| Cash and due from depository institutions | $6,321,000 | 2,845 |
| Interest-bearing balances | $211,000 | 3,979 |
| Securities | $21,477,000 | 4,369 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $250,673,000 | 1,776 |
| Loan loss allowance | $2,537,000 | 2,013 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,050,000 | 4,408 |
| Other real estate owned | $36,000 | 2,845 |
| Goodwill and other intangibles | $394,000 | 2,261 |
| All other assets | $4,593,000 | 3,176 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $285,544,000 | 2,240 |
| Total liabilities | $262,503,000 | 2,185 |
| Total deposits | $222,738,000 | 2,293 |
| Interest-bearing deposits | $197,690,000 | 2,200 |
| Deposits held in domestic offices | $222,738,000 | 2,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,218,000 | 1,101 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $25,000,000 | 1,545 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,547,000 | 1,812 |
| Total equity capital | $23,041,000 | 2,707 |
| Total bank equity capital | $23,041,000 | 2,707 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $18,239,000 | 1,453 |
| Undivided profits | $3,802,000 | 5,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $738,000 | 2,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,338,000 | 2,796 |
| Earning assets | $272,361,000 | 2,156 |
| Long-term assets (5+ years) | $24,043,000 | 2,995 |
| Average Assets, year-to-date | $281,263,670 | 2,222 |
| Average Assets, quarterly | $282,361,500 | 2,238 |
| Volatile liabilities | $60,339,000 | 2,239 |
| Insider loans | $16,481,000 | 364 |
| FHLB advances | $25,000,000 | 1,445 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $52,918,000 | 1,773 |
| Tier 1 (core) risk-based capital | $23,203,000 | 2,630 |
| Tier 2 risk-based capital | $2,537,000 | 1,946 |
| Total risk weighted assets | $241,818,000 | 1,923 |
| Total unused commitments | $52,918,000 | 1,774 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 53 | 3,199 |
| Assets and Liabilities | ||
| Total Assets: | $279,179,000 | 2,253 |
| Cash and due from depository institutions | $6,490,000 | 3,199 |
| Interest-bearing balances | $202,000 | 4,154 |
| Securities | $20,644,000 | 4,536 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $244,640,000 | 1,775 |
| Loan loss allowance | $2,576,000 | 1,964 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,089,000 | 4,315 |
| Other real estate owned | $239,000 | 3,199 |
| Goodwill and other intangibles | $428,000 | 2,203 |
| All other assets | $4,649,000 | 3,064 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $279,179,000 | 2,253 |
| Total liabilities | $256,151,000 | 2,204 |
| Total deposits | $211,060,000 | 2,396 |
| Interest-bearing deposits | $172,488,000 | 2,477 |
| Deposits held in domestic offices | $211,060,000 | 2,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,186,000 | 1,032 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,000,000 | 1,316 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,905,000 | 1,616 |
| Total equity capital | $23,028,000 | 2,675 |
| Total bank equity capital | $23,028,000 | 2,675 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $18,166,000 | 1,408 |
| Undivided profits | $3,862,000 | 5,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $718,000 | 2,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,237,000 | 2,866 |
| Earning assets | $265,486,000 | 2,174 |
| Long-term assets (5+ years) | $23,813,000 | 2,977 |
| Average Assets, year-to-date | $279,123,500 | 2,233 |
| Average Assets, quarterly | $279,123,500 | 2,233 |
| Volatile liabilities | $51,662,000 | 2,420 |
| Insider loans | $17,319,000 | 333 |
| FHLB advances | $30,000,000 | 1,234 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $47,675,000 | 1,896 |
| Tier 1 (core) risk-based capital | $23,054,000 | 2,599 |
| Tier 2 risk-based capital | $2,576,000 | 1,881 |
| Total risk weighted assets | $234,529,000 | 1,921 |
| Total unused commitments | $47,675,000 | 1,896 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 57 | 3,022 |
| Assets and Liabilities | ||
| Total Assets: | $279,068,000 | 2,223 |
| Cash and due from depository institutions | $6,587,000 | 3,022 |
| Interest-bearing balances | $46,000 | 5,707 |
| Securities | $21,007,000 | 4,488 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $243,614,000 | 1,758 |
| Loan loss allowance | $2,571,000 | 1,937 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,105,000 | 4,277 |
| Other real estate owned | $282,000 | 3,022 |
| Goodwill and other intangibles | $461,000 | 2,156 |
| All other assets | $5,012,000 | 2,876 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $279,068,000 | 2,223 |
| Total liabilities | $256,200,000 | 2,186 |
| Total deposits | $204,586,000 | 2,436 |
| Interest-bearing deposits | $168,164,000 | 2,496 |
| Deposits held in domestic offices | $204,586,000 | 2,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,062,000 | 951 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,000,000 | 1,201 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,552,000 | 1,764 |
| Total equity capital | $22,868,000 | 2,650 |
| Total bank equity capital | $22,868,000 | 2,650 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $16,086,000 | 1,535 |
| Undivided profits | $5,782,000 | 4,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $858,000 | 2,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $188,000 | 561 |
| Income earned, not collected on loans | $1,271,000 | 2,797 |
| Earning assets | $264,667,000 | 2,151 |
| Long-term assets (5+ years) | $26,187,000 | 2,799 |
| Average Assets, year-to-date | $274,407,000 | 2,159 |
| Average Assets, quarterly | $278,292,000 | 2,206 |
| Volatile liabilities | $56,563,000 | 2,226 |
| Insider loans | $17,081,000 | 318 |
| FHLB advances | $35,000,000 | 1,107 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $49,244,000 | 1,813 |
| Tier 1 (core) risk-based capital | $22,707,000 | 2,588 |
| Tier 2 risk-based capital | $2,571,000 | 1,852 |
| Total risk weighted assets | $234,044,000 | 1,887 |
| Total unused commitments | $49,244,000 | 1,813 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 55 | 3,095 |
| Assets and Liabilities | ||
| Total Assets: | $277,516,000 | 2,196 |
| Cash and due from depository institutions | $5,666,000 | 3,095 |
| Interest-bearing balances | $15,000 | 6,329 |
| Securities | $21,387,000 | 4,422 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $243,171,000 | 1,725 |
| Loan loss allowance | $2,857,000 | 1,699 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,084,000 | 4,267 |
| Other real estate owned | $0 | 3,095 |
| Goodwill and other intangibles | $497,000 | 2,101 |
| All other assets | $4,711,000 | 2,966 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $277,516,000 | 2,196 |
| Total liabilities | $254,796,000 | 2,145 |
| Total deposits | $197,613,000 | 2,465 |
| Interest-bearing deposits | $162,937,000 | 2,512 |
| Deposits held in domestic offices | $197,613,000 | 2,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,647,000 | 784 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $35,000,000 | 1,183 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,536,000 | 1,720 |
| Total equity capital | $22,720,000 | 2,656 |
| Total bank equity capital | $22,720,000 | 2,656 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $16,085,000 | 1,490 |
| Undivided profits | $5,635,000 | 4,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,171,000 | 2,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,174,000 | 2,975 |
| Earning assets | $264,573,000 | 2,108 |
| Long-term assets (5+ years) | $25,521,000 | 2,828 |
| Average Assets, year-to-date | $273,241,750 | 2,154 |
| Average Assets, quarterly | $273,768,500 | 2,202 |
| Volatile liabilities | $57,121,000 | 2,129 |
| Insider loans | $16,845,000 | 314 |
| FHLB advances | $35,000,000 | 1,101 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $46,492,000 | 1,841 |
| Tier 1 (core) risk-based capital | $22,404,000 | 2,591 |
| Tier 2 risk-based capital | $2,857,000 | 1,653 |
| Total risk weighted assets | $233,496,000 | 1,849 |
| Total unused commitments | $46,492,000 | 1,843 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 57 | 2,998 |
| Assets and Liabilities | ||
| Total Assets: | $270,021,000 | 2,212 |
| Cash and due from depository institutions | $6,869,000 | 2,998 |
| Interest-bearing balances | $16,000 | 6,269 |
| Securities | $21,920,000 | 4,385 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $233,972,000 | 1,754 |
| Loan loss allowance | $2,816,000 | 1,702 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,117,000 | 4,188 |
| Other real estate owned | $0 | 2,998 |
| Goodwill and other intangibles | $537,000 | 2,051 |
| All other assets | $4,606,000 | 2,917 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $270,021,000 | 2,212 |
| Total liabilities | $247,439,000 | 2,169 |
| Total deposits | $204,729,000 | 2,342 |
| Interest-bearing deposits | $170,538,000 | 2,368 |
| Deposits held in domestic offices | $204,729,000 | 2,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,671,000 | 1,546 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $35,000,000 | 1,204 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,039,000 | 1,930 |
| Total equity capital | $22,582,000 | 2,623 |
| Total bank equity capital | $22,582,000 | 2,623 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $16,074,000 | 1,464 |
| Undivided profits | $5,508,000 | 4,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $799,000 | 2,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,136,000 | 2,810 |
| Earning assets | $255,908,000 | 2,134 |
| Long-term assets (5+ years) | $29,929,000 | 2,587 |
| Average Assets, year-to-date | $271,817,000 | 2,149 |
| Average Assets, quarterly | $270,661,000 | 2,172 |
| Volatile liabilities | $42,891,000 | 2,546 |
| Insider loans | $16,294,000 | 297 |
| FHLB advances | $35,000,000 | 1,116 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $46,037,000 | 1,819 |
| Tier 1 (core) risk-based capital | $22,110,000 | 2,553 |
| Tier 2 risk-based capital | $2,791,000 | 1,663 |
| Total risk weighted assets | $223,220,000 | 1,887 |
| Total unused commitments | $46,037,000 | 1,819 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 58 | 2,920 |
| Assets and Liabilities | ||
| Total Assets: | $271,301,000 | 2,176 |
| Cash and due from depository institutions | $4,341,000 | 2,920 |
| Interest-bearing balances | $15,000 | 6,351 |
| Securities | $23,448,000 | 4,268 |
| Federal funds sold & reverse repurchase agreements | $444,000 | 5,693 |
| Net loans & leases | $235,509,000 | 1,702 |
| Loan loss allowance | $2,846,000 | 1,660 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,159,000 | 4,136 |
| Other real estate owned | $0 | 2,920 |
| Goodwill and other intangibles | $576,000 | 2,008 |
| All other assets | $4,824,000 | 2,790 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $271,301,000 | 2,176 |
| Total liabilities | $249,554,000 | 2,117 |
| Total deposits | $207,781,000 | 2,300 |
| Interest-bearing deposits | $171,804,000 | 2,364 |
| Deposits held in domestic offices | $207,781,000 | 2,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,611,000 | 1,635 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $35,000,000 | 1,164 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,162,000 | 1,842 |
| Total equity capital | $21,747,000 | 2,652 |
| Total bank equity capital | $21,747,000 | 2,652 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $15,644,000 | 1,455 |
| Undivided profits | $5,103,000 | 4,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 3,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,196,000 | 2,569 |
| Earning assets | $259,416,000 | 2,083 |
| Long-term assets (5+ years) | $30,326,000 | 2,626 |
| Average Assets, year-to-date | $272,715,000 | 2,135 |
| Average Assets, quarterly | $272,715,000 | 2,135 |
| Volatile liabilities | $35,533,000 | 2,834 |
| Insider loans | $16,535,000 | 287 |
| FHLB advances | $35,000,000 | 1,084 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $42,377,000 | 1,893 |
| Tier 1 (core) risk-based capital | $21,478,000 | 2,591 |
| Tier 2 risk-based capital | $2,812,000 | 1,634 |
| Total risk weighted assets | $224,976,000 | 1,843 |
| Total unused commitments | $42,377,000 | 1,895 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 57 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $274,129,000 | 2,115 |
| Cash and due from depository institutions | $4,889,000 | 2,973 |
| Interest-bearing balances | $28,000 | 6,070 |
| Securities | $23,761,000 | 4,274 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $238,044,000 | 1,654 |
| Loan loss allowance | $2,825,000 | 1,643 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,188,000 | 4,086 |
| Other real estate owned | $0 | 2,973 |
| Goodwill and other intangibles | $605,000 | 1,993 |
| All other assets | $4,642,000 | 2,816 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $274,129,000 | 2,115 |
| Total liabilities | $252,704,000 | 2,065 |
| Total deposits | $197,987,000 | 2,386 |
| Interest-bearing deposits | $170,045,000 | 2,348 |
| Deposits held in domestic offices | $197,987,000 | 2,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,102,000 | 803 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $35,000,000 | 1,174 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,615,000 | 2,255 |
| Total equity capital | $21,425,000 | 2,687 |
| Total bank equity capital | $21,425,000 | 2,687 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $15,574,000 | 1,452 |
| Undivided profits | $4,851,000 | 4,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,159,000 | 2,629 |
| Earning assets | $261,833,000 | 2,051 |
| Long-term assets (5+ years) | $30,551,000 | 2,674 |
| Average Assets, year-to-date | $268,906,000 | 2,071 |
| Average Assets, quarterly | $274,007,000 | 2,107 |
| Volatile liabilities | $42,513,000 | 2,416 |
| Insider loans | $11,578,000 | 469 |
| FHLB advances | $35,000,000 | 1,080 |
| Loans and leases held for sale | $506,000 | 1,142 |
| Unused loan commitments | $36,684,000 | 2,022 |
| Tier 1 (core) risk-based capital | $20,994,000 | 2,603 |
| Tier 2 risk-based capital | $2,819,000 | 1,611 |
| Total risk weighted assets | $225,534,000 | 1,824 |
| Total unused commitments | $36,684,000 | 2,023 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $273,885,000 | 2,094 |
| Cash and due from depository institutions | $4,463,000 | 2,918 |
| Interest-bearing balances | $16,000 | 6,390 |
| Securities | $26,093,000 | 3,980 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $236,465,000 | 1,629 |
| Loan loss allowance | $2,920,000 | 1,587 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,225,000 | 3,997 |
| Other real estate owned | $0 | 2,918 |
| Goodwill and other intangibles | $646,000 | 1,915 |
| All other assets | $3,993,000 | 3,098 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $273,885,000 | 2,094 |
| Total liabilities | $252,692,000 | 2,045 |
| Total deposits | $199,916,000 | 2,340 |
| Interest-bearing deposits | $167,906,000 | 2,345 |
| Deposits held in domestic offices | $199,916,000 | 2,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,352,000 | 855 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $35,000,000 | 1,178 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,424,000 | 2,469 |
| Total equity capital | $21,193,000 | 2,701 |
| Total bank equity capital | $21,193,000 | 2,701 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $15,573,000 | 1,416 |
| Undivided profits | $4,620,000 | 4,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 2,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,089,000 | 2,878 |
| Earning assets | $262,574,000 | 2,013 |
| Long-term assets (5+ years) | $30,904,000 | 2,672 |
| Average Assets, year-to-date | $267,600,250 | 2,078 |
| Average Assets, quarterly | $272,602,000 | 2,082 |
| Volatile liabilities | $36,917,000 | 2,648 |
| Insider loans | $11,592,000 | 466 |
| FHLB advances | $35,000,000 | 1,073 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $40,613,000 | 1,849 |
| Tier 1 (core) risk-based capital | $20,574,000 | 2,623 |
| Tier 2 risk-based capital | $2,778,000 | 1,606 |
| Total risk weighted assets | $222,097,000 | 1,817 |
| Total unused commitments | $40,613,000 | 1,852 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 59 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $271,319,000 | 2,087 |
| Cash and due from depository institutions | $8,961,000 | 2,909 |
| Interest-bearing balances | $15,000 | 6,424 |
| Securities | $26,070,000 | 4,048 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $229,052,000 | 1,648 |
| Loan loss allowance | $2,823,000 | 1,625 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,253,000 | 3,935 |
| Other real estate owned | $75,000 | 2,909 |
| Goodwill and other intangibles | $691,000 | 1,864 |
| All other assets | $4,217,000 | 2,956 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $271,319,000 | 2,087 |
| Total liabilities | $251,124,000 | 2,042 |
| Total deposits | $201,807,000 | 2,278 |
| Interest-bearing deposits | $168,412,000 | 2,299 |
| Deposits held in domestic offices | $201,807,000 | 2,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,044,000 | 997 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $35,000,000 | 1,170 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,273,000 | 2,462 |
| Total equity capital | $20,195,000 | 2,706 |
| Total bank equity capital | $20,195,000 | 2,706 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $13,719,000 | 1,529 |
| Undivided profits | $5,476,000 | 4,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $625,000 | 3,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,085,000 | 2,713 |
| Earning assets | $255,137,000 | 2,044 |
| Long-term assets (5+ years) | $39,298,000 | 2,310 |
| Average Assets, year-to-date | $265,505,330 | 2,089 |
| Average Assets, quarterly | $268,327,500 | 2,086 |
| Volatile liabilities | $32,435,000 | 2,863 |
| Insider loans | $10,412,000 | 529 |
| FHLB advances | $35,000,000 | 1,078 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $41,496,000 | 1,797 |
| Tier 1 (core) risk-based capital | $19,873,000 | 2,665 |
| Tier 2 risk-based capital | $2,722,000 | 1,614 |
| Total risk weighted assets | $217,806,000 | 1,805 |
| Total unused commitments | $41,496,000 | 1,802 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 55 | 3,077 |
| Assets and Liabilities | ||
| Total Assets: | $265,336,000 | 2,110 |
| Cash and due from depository institutions | $5,435,000 | 3,077 |
| Interest-bearing balances | $16,000 | 6,475 |
| Securities | $26,147,000 | 4,037 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $227,114,000 | 1,626 |
| Loan loss allowance | $2,755,000 | 1,655 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,283,000 | 3,870 |
| Other real estate owned | $75,000 | 3,077 |
| Goodwill and other intangibles | $736,000 | 1,822 |
| All other assets | $3,546,000 | 3,208 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $265,336,000 | 2,110 |
| Total liabilities | $245,053,000 | 2,063 |
| Total deposits | $192,360,000 | 2,367 |
| Interest-bearing deposits | $163,228,000 | 2,364 |
| Deposits held in domestic offices | $192,360,000 | 2,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,922,000 | 700 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $30,000,000 | 1,218 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,771,000 | 2,141 |
| Total equity capital | $20,283,000 | 2,753 |
| Total bank equity capital | $20,283,000 | 2,753 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $13,626,000 | 1,514 |
| Undivided profits | $5,657,000 | 4,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 5,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,037,000 | 2,791 |
| Earning assets | $253,277,000 | 2,049 |
| Long-term assets (5+ years) | $35,907,000 | 2,420 |
| Average Assets, year-to-date | $262,598,500 | 2,118 |
| Average Assets, quarterly | $262,598,500 | 2,118 |
| Volatile liabilities | $40,939,000 | 2,320 |
| Insider loans | $11,086,000 | 463 |
| FHLB advances | $30,000,000 | 1,111 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $43,351,000 | 1,692 |
| Tier 1 (core) risk-based capital | $19,427,000 | 2,701 |
| Tier 2 risk-based capital | $2,748,000 | 1,587 |
| Total risk weighted assets | $219,799,000 | 1,749 |
| Total unused commitments | $43,351,000 | 1,696 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 60 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $259,861,000 | 2,155 |
| Cash and due from depository institutions | $6,334,000 | 2,864 |
| Interest-bearing balances | $16,000 | 6,460 |
| Securities | $23,103,000 | 4,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $223,865,000 | 1,626 |
| Loan loss allowance | $2,622,000 | 1,731 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,335,000 | 3,798 |
| Other real estate owned | $81,000 | 2,864 |
| Goodwill and other intangibles | $781,000 | 1,778 |
| All other assets | $3,362,000 | 3,358 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,861,000 | 2,155 |
| Total liabilities | $239,903,000 | 2,103 |
| Total deposits | $196,037,000 | 2,306 |
| Interest-bearing deposits | $167,589,000 | 2,290 |
| Deposits held in domestic offices | $196,037,000 | 2,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,432,000 | 690 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,000,000 | 1,610 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,434,000 | 2,415 |
| Total equity capital | $19,958,000 | 2,730 |
| Total bank equity capital | $19,958,000 | 2,730 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $13,626,000 | 1,476 |
| Undivided profits | $5,332,000 | 4,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $322,000 | 5,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,070,000 | 2,813 |
| Earning assets | $246,984,000 | 2,088 |
| Long-term assets (5+ years) | $37,033,000 | 2,398 |
| Average Assets, year-to-date | $251,839,800 | 2,137 |
| Average Assets, quarterly | $257,336,000 | 2,156 |
| Volatile liabilities | $42,146,000 | 2,255 |
| Insider loans | $12,380,000 | 378 |
| FHLB advances | $20,000,000 | 1,494 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $33,216,000 | 2,007 |
| Tier 1 (core) risk-based capital | $19,241,000 | 2,681 |
| Tier 2 risk-based capital | $2,622,000 | 1,638 |
| Total risk weighted assets | $212,030,000 | 1,790 |
| Total unused commitments | $33,216,000 | 2,009 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 61 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $254,811,000 | 2,201 |
| Cash and due from depository institutions | $5,426,000 | 2,829 |
| Interest-bearing balances | $48,000 | 5,975 |
| Securities | $23,692,000 | 4,296 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $219,263,000 | 1,635 |
| Loan loss allowance | $2,780,000 | 1,662 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,318,000 | 3,800 |
| Other real estate owned | $75,000 | 2,829 |
| Goodwill and other intangibles | $828,000 | 1,719 |
| All other assets | $3,209,000 | 3,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,811,000 | 2,201 |
| Total liabilities | $234,936,000 | 2,144 |
| Total deposits | $196,306,000 | 2,316 |
| Interest-bearing deposits | $170,056,000 | 2,266 |
| Deposits held in domestic offices | $196,306,000 | 2,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,953,000 | 808 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,000,000 | 1,582 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,677,000 | 2,221 |
| Total equity capital | $19,875,000 | 2,729 |
| Total bank equity capital | $19,875,000 | 2,729 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $13,593,000 | 1,473 |
| Undivided profits | $5,282,000 | 4,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,049,000 | 3,013 |
| Earning assets | $243,003,000 | 2,109 |
| Long-term assets (5+ years) | $36,893,000 | 2,405 |
| Average Assets, year-to-date | $249,834,500 | 2,176 |
| Average Assets, quarterly | $255,299,500 | 2,173 |
| Volatile liabilities | $37,051,000 | 2,460 |
| Insider loans | $13,984,000 | 333 |
| FHLB advances | $20,000,000 | 1,454 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $32,263,000 | 2,065 |
| Tier 1 (core) risk-based capital | $19,001,000 | 2,711 |
| Tier 2 risk-based capital | $2,572,000 | 1,663 |
| Total risk weighted assets | $205,575,000 | 1,842 |
| Total unused commitments | $32,263,000 | 2,068 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 63 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $255,788,000 | 2,154 |
| Cash and due from depository institutions | $8,426,000 | 2,757 |
| Interest-bearing balances | $31,000 | 6,247 |
| Securities | $22,924,000 | 4,286 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $218,161,000 | 1,627 |
| Loan loss allowance | $2,878,000 | 1,577 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,278,000 | 3,818 |
| Other real estate owned | $75,000 | 2,757 |
| Goodwill and other intangibles | $879,000 | 1,643 |
| All other assets | $3,045,000 | 3,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,788,000 | 2,154 |
| Total liabilities | $236,459,000 | 2,098 |
| Total deposits | $201,404,000 | 2,227 |
| Interest-bearing deposits | $176,052,000 | 2,180 |
| Deposits held in domestic offices | $201,404,000 | 2,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,423,000 | 890 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,000,000 | 1,564 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,632,000 | 2,343 |
| Total equity capital | $19,329,000 | 2,786 |
| Total bank equity capital | $19,329,000 | 2,786 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $13,103,000 | 1,480 |
| Undivided profits | $5,226,000 | 4,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $439,000 | 4,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,038,000 | 2,931 |
| Earning assets | $241,116,000 | 2,097 |
| Long-term assets (5+ years) | $31,859,000 | 2,517 |
| Average Assets, year-to-date | $248,175,670 | 2,177 |
| Average Assets, quarterly | $251,402,000 | 2,169 |
| Volatile liabilities | $35,207,000 | 2,510 |
| Insider loans | $13,662,000 | 335 |
| FHLB advances | $20,000,000 | 1,445 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $30,172,000 | 2,114 |
| Tier 1 (core) risk-based capital | $18,164,000 | 2,763 |
| Tier 2 risk-based capital | $2,587,000 | 1,611 |
| Total risk weighted assets | $206,656,000 | 1,789 |
| Total unused commitments | $30,172,000 | 2,124 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 60 | 2,861 |
| Assets and Liabilities | ||
| Total Assets: | $247,016,000 | 2,200 |
| Cash and due from depository institutions | $6,578,000 | 2,861 |
| Interest-bearing balances | $17,000 | 6,467 |
| Securities | $21,741,000 | 4,418 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $212,292,000 | 1,646 |
| Loan loss allowance | $2,761,000 | 1,626 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,321,000 | 3,744 |
| Other real estate owned | $85,000 | 2,861 |
| Goodwill and other intangibles | $930,000 | 1,585 |
| All other assets | $3,069,000 | 3,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,016,000 | 2,200 |
| Total liabilities | $227,688,000 | 2,150 |
| Total deposits | $194,739,000 | 2,287 |
| Interest-bearing deposits | $171,281,000 | 2,223 |
| Deposits held in domestic offices | $194,739,000 | 2,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,837,000 | 952 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $20,000,000 | 1,517 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,112,000 | 1,961 |
| Total equity capital | $19,328,000 | 2,736 |
| Total bank equity capital | $19,328,000 | 2,736 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $13,103,000 | 1,450 |
| Undivided profits | $5,225,000 | 4,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $601,000 | 3,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,099,000 | 2,793 |
| Earning assets | $234,050,000 | 2,133 |
| Long-term assets (5+ years) | $33,037,000 | 2,400 |
| Average Assets, year-to-date | $244,369,500 | 2,197 |
| Average Assets, quarterly | $244,369,500 | 2,197 |
| Volatile liabilities | $33,214,000 | 2,591 |
| Insider loans | $13,443,000 | 338 |
| FHLB advances | $20,000,000 | 1,407 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $25,483,000 | 2,291 |
| Tier 1 (core) risk-based capital | $18,057,000 | 2,738 |
| Tier 2 risk-based capital | $2,420,000 | 1,680 |
| Total risk weighted assets | $193,276,000 | 1,864 |
| Total unused commitments | $25,483,000 | 2,303 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 65 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $241,723,000 | 2,204 |
| Cash and due from depository institutions | $8,053,000 | 2,631 |
| Interest-bearing balances | $16,000 | 6,446 |
| Securities | $22,909,000 | 4,252 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $204,091,000 | 1,681 |
| Loan loss allowance | $2,805,000 | 1,551 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,373,000 | 3,660 |
| Other real estate owned | $88,000 | 2,631 |
| Goodwill and other intangibles | $980,000 | 1,522 |
| All other assets | $3,229,000 | 3,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,723,000 | 2,204 |
| Total liabilities | $222,560,000 | 2,155 |
| Total deposits | $187,833,000 | 2,329 |
| Interest-bearing deposits | $164,454,000 | 2,264 |
| Deposits held in domestic offices | $187,833,000 | 2,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,606,000 | 764 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,000,000 | 1,821 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,121,000 | 1,930 |
| Total equity capital | $19,163,000 | 2,725 |
| Total bank equity capital | $19,163,000 | 2,725 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $13,103,000 | 1,420 |
| Undivided profits | $5,060,000 | 4,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $376,000 | 4,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,090,000 | 2,951 |
| Earning assets | $227,016,000 | 2,161 |
| Long-term assets (5+ years) | $36,432,000 | 2,184 |
| Average Assets, year-to-date | $230,167,800 | 2,206 |
| Average Assets, quarterly | $239,732,500 | 2,208 |
| Volatile liabilities | $39,217,000 | 2,241 |
| Insider loans | $12,381,000 | 353 |
| FHLB advances | $15,000,000 | 1,680 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $25,197,000 | 2,247 |
| Tier 1 (core) risk-based capital | $17,732,000 | 2,735 |
| Tier 2 risk-based capital | $2,371,000 | 1,676 |
| Total risk weighted assets | $189,283,000 | 1,861 |
| Total unused commitments | $25,197,000 | 2,252 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 67 | 2,555 |
| Assets and Liabilities | ||
| Total Assets: | $214,517,000 | 2,379 |
| Cash and due from depository institutions | $8,922,000 | 2,555 |
| Interest-bearing balances | $31,000 | 6,017 |
| Securities | $28,330,000 | 3,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $170,422,000 | 1,935 |
| Loan loss allowance | $2,384,000 | 1,694 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,539,000 | 3,413 |
| Other real estate owned | $0 | 2,555 |
| Goodwill and other intangibles | $1,202,000 | 1,375 |
| All other assets | $3,102,000 | 3,304 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,517,000 | 2,379 |
| Total liabilities | $197,215,000 | 2,335 |
| Total deposits | $176,976,000 | 2,341 |
| Interest-bearing deposits | $155,820,000 | 2,273 |
| Deposits held in domestic offices | $176,976,000 | 2,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,232,000 | 786 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,007,000 | 2,004 |
| Total equity capital | $17,302,000 | 2,803 |
| Total bank equity capital | $17,302,000 | 2,803 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $12,699,000 | 1,385 |
| Undivided profits | $3,603,000 | 5,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,014,000 | 2,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,266,000 | 2,733 |
| Earning assets | $198,783,000 | 2,348 |
| Long-term assets (5+ years) | $38,234,000 | 2,084 |
| Average Assets, year-to-date | $208,177,800 | 2,334 |
| Average Assets, quarterly | $212,563,000 | 2,381 |
| Volatile liabilities | $36,814,000 | 2,280 |
| Insider loans | $10,147,000 | 427 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $30,888,000 | 1,824 |
| Tier 1 (core) risk-based capital | $15,955,000 | 2,883 |
| Tier 2 risk-based capital | $1,995,000 | 1,854 |
| Total risk weighted assets | $159,237,000 | 2,099 |
| Total unused commitments | $30,888,000 | 1,830 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 62 | 2,763 |
| Assets and Liabilities | ||
| Total Assets: | $205,890,000 | 2,364 |
| Cash and due from depository institutions | $6,554,000 | 2,763 |
| Interest-bearing balances | $303,000 | 3,442 |
| Securities | $37,584,000 | 2,840 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $154,717,000 | 2,048 |
| Loan loss allowance | $2,510,000 | 1,538 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,659,000 | 3,240 |
| Other real estate owned | $301,000 | 2,763 |
| Goodwill and other intangibles | $1,446,000 | 1,237 |
| All other assets | $2,629,000 | 3,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,890,000 | 2,364 |
| Total liabilities | $188,506,000 | 2,328 |
| Total deposits | $173,600,000 | 2,278 |
| Interest-bearing deposits | $153,344,000 | 2,212 |
| Deposits held in domestic offices | $173,600,000 | 2,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,184,000 | 930 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,722,000 | 2,328 |
| Total equity capital | $17,384,000 | 2,701 |
| Total bank equity capital | $17,384,000 | 2,701 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $12,637,000 | 1,353 |
| Undivided profits | $3,747,000 | 5,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,931,000 | 666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,124,000 | 2,391 |
| Earning assets | $192,604,000 | 2,309 |
| Long-term assets (5+ years) | $24,335,000 | 2,784 |
| Average Assets, year-to-date | $202,024,400 | 2,285 |
| Average Assets, quarterly | $201,833,000 | 2,382 |
| Volatile liabilities | $31,403,000 | 2,569 |
| Insider loans | $7,520,000 | 593 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $19,545,000 | 2,364 |
| Tier 1 (core) risk-based capital | $16,042,000 | 2,796 |
| Tier 2 risk-based capital | $1,731,940 | 2,029 |
| Total risk weighted assets | $137,776,140 | 2,314 |
| Total unused commitments | $19,545,000 | 2,367 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 69 | 2,557 |
| Assets and Liabilities | ||
| Total Assets: | $205,208,000 | 2,293 |
| Cash and due from depository institutions | $8,096,000 | 2,557 |
| Interest-bearing balances | $30,000 | 5,786 |
| Securities | $39,940,000 | 2,802 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $150,025,000 | 1,996 |
| Loan loss allowance | $2,263,000 | 1,643 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,823,000 | 3,011 |
| Other real estate owned | $0 | 2,557 |
| Goodwill and other intangibles | $1,713,000 | 1,182 |
| All other assets | $2,611,000 | 3,193 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,208,000 | 2,293 |
| Total liabilities | $187,296,000 | 2,279 |
| Total deposits | $162,371,000 | 2,359 |
| Interest-bearing deposits | $144,803,000 | 2,277 |
| Deposits held in domestic offices | $162,371,000 | 2,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,503,000 | 757 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,422,000 | 2,474 |
| Total equity capital | $17,912,000 | 2,456 |
| Total bank equity capital | $17,912,000 | 2,456 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $11,727,000 | 1,420 |
| Undivided profits | $5,185,000 | 4,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $725,000 | 2,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,077,000 | 2,080 |
| Earning assets | $189,995,000 | 2,268 |
| Long-term assets (5+ years) | $24,561,000 | 2,900 |
| Average Assets, year-to-date | $203,257,200 | 2,214 |
| Average Assets, quarterly | $202,373,000 | 2,292 |
| Volatile liabilities | $39,083,000 | 2,034 |
| Insider loans | $9,871,000 | 427 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,086,000 | 672 |
| Unused loan commitments | $18,361,000 | 2,521 |
| Tier 1 (core) risk-based capital | $17,083,000 | 2,564 |
| Tier 2 risk-based capital | $1,690,680 | 1,979 |
| Total risk weighted assets | $134,681,280 | 2,279 |
| Total unused commitments | $18,361,000 | 2,524 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 78 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $202,546,000 | 2,264 |
| Cash and due from depository institutions | $8,022,000 | 2,234 |
| Interest-bearing balances | $825,000 | 3,043 |
| Securities | $57,674,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $129,862,000 | 2,153 |
| Loan loss allowance | $1,912,000 | 1,847 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,065,000 | 2,640 |
| Other real estate owned | $38,000 | 2,234 |
| Goodwill and other intangibles | $2,002,000 | 1,027 |
| All other assets | $1,883,000 | 3,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,546,000 | 2,264 |
| Total liabilities | $183,193,000 | 2,248 |
| Total deposits | $177,406,000 | 2,138 |
| Interest-bearing deposits | $161,631,000 | 1,999 |
| Deposits held in domestic offices | $177,406,000 | 2,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,323,000 | 1,502 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,464,000 | 2,560 |
| Total equity capital | $19,353,000 | 2,328 |
| Total bank equity capital | $19,353,000 | 2,328 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $11,695,000 | 1,344 |
| Undivided profits | $6,658,000 | 3,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 4,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $786,000 | 2,935 |
| Earning assets | $188,361,000 | 2,243 |
| Long-term assets (5+ years) | $33,454,000 | 2,189 |
| Average Assets, year-to-date | $202,713,400 | 2,150 |
| Average Assets, quarterly | $201,137,500 | 2,241 |
| Volatile liabilities | $18,673,000 | 3,179 |
| Insider loans | $8,732,000 | 457 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $640,000 | 1,193 |
| Unused loan commitments | $21,443,000 | 2,155 |
| Tier 1 (core) risk-based capital | $17,129,000 | 2,491 |
| Tier 2 risk-based capital | $1,461,090 | 2,161 |
| Total risk weighted assets | $116,436,590 | 2,457 |
| Total unused commitments | $21,443,000 | 2,161 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 82 | 2,164 |
| Assets and Liabilities | ||
| Total Assets: | $203,375,000 | 2,237 |
| Cash and due from depository institutions | $7,900,000 | 2,164 |
| Interest-bearing balances | $5,302,000 | 844 |
| Securities | $53,028,000 | 2,174 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $134,869,000 | 2,086 |
| Loan loss allowance | $1,835,000 | 1,933 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,287,000 | 2,416 |
| Other real estate owned | $84,000 | 2,164 |
| Goodwill and other intangibles | $2,314,000 | 906 |
| All other assets | $1,893,000 | 3,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,375,000 | 2,237 |
| Total liabilities | $184,424,000 | 2,217 |
| Total deposits | $179,862,000 | 2,096 |
| Interest-bearing deposits | $164,685,000 | 1,970 |
| Deposits held in domestic offices | $179,862,000 | 2,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,005,000 | 1,855 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,557,000 | 2,480 |
| Total equity capital | $18,951,000 | 2,365 |
| Total bank equity capital | $18,951,000 | 2,365 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $11,562,000 | 1,362 |
| Undivided profits | $6,389,000 | 3,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $404,000 | 4,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $924,000 | 2,472 |
| Earning assets | $193,199,000 | 2,174 |
| Long-term assets (5+ years) | $35,123,000 | 1,861 |
| Average Assets, year-to-date | $200,831,800 | 2,159 |
| Average Assets, quarterly | $200,973,500 | 2,230 |
| Volatile liabilities | $16,549,000 | 3,488 |
| Insider loans | $4,886,000 | 850 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,000 | 1,578 |
| Unused loan commitments | $14,946,000 | 2,614 |
| Tier 1 (core) risk-based capital | $16,407,000 | 2,598 |
| Tier 2 risk-based capital | $1,460,900 | 2,064 |
| Total risk weighted assets | $116,498,000 | 2,394 |
| Total unused commitments | $14,946,000 | 2,620 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 79 | 2,373 |
| Assets and Liabilities | ||
| Total Assets: | $201,707,000 | 2,328 |
| Cash and due from depository institutions | $9,274,000 | 2,373 |
| Interest-bearing balances | $5,749,000 | 658 |
| Securities | $59,445,000 | 2,036 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $124,286,000 | 2,272 |
| Loan loss allowance | $1,751,000 | 2,134 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,667,000 | 2,157 |
| Other real estate owned | $0 | 2,373 |
| Goodwill and other intangibles | $2,865,000 | 757 |
| All other assets | $2,170,000 | 3,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,707,000 | 2,328 |
| Total liabilities | $185,430,000 | 2,279 |
| Total deposits | $173,558,000 | 2,237 |
| Interest-bearing deposits | $158,843,000 | 2,102 |
| Deposits held in domestic offices | $173,558,000 | 2,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,975,000 | 1,096 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $897,000 | 3,826 |
| Total equity capital | $16,277,000 | 2,748 |
| Total bank equity capital | $16,277,000 | 2,748 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $11,563,000 | 1,416 |
| Undivided profits | $3,714,000 | 5,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 7,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $784,000 | 2,906 |
| Earning assets | $189,480,000 | 2,269 |
| Long-term assets (5+ years) | $38,647,000 | 1,597 |
| Average Assets, year-to-date | $165,681,400 | 2,674 |
| Average Assets, quarterly | $185,251,000 | 2,477 |
| Volatile liabilities | $27,910,000 | 2,212 |
| Insider loans | $2,862,000 | 1,521 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $106,000 | 1,378 |
| Unused loan commitments | $16,361,000 | 2,373 |
| Tier 1 (core) risk-based capital | $13,307,000 | 3,228 |
| Tier 2 risk-based capital | $1,391,360 | 2,193 |
| Total risk weighted assets | $110,949,060 | 2,520 |
| Total unused commitments | $16,361,000 | 2,386 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 61 | 3,203 |
| Assets and Liabilities | ||
| Total Assets: | $149,570,000 | 3,073 |
| Cash and due from depository institutions | $7,074,000 | 3,203 |
| Interest-bearing balances | $5,306,000 | 891 |
| Securities | $40,235,000 | 3,134 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $97,923,000 | 2,760 |
| Loan loss allowance | $1,667,000 | 2,271 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,208,000 | 3,394 |
| Other real estate owned | $0 | 3,203 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,130,000 | 3,441 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,570,000 | 3,073 |
| Total liabilities | $139,075,000 | 2,985 |
| Total deposits | $135,338,000 | 2,862 |
| Interest-bearing deposits | $126,523,000 | 2,647 |
| Deposits held in domestic offices | $135,338,000 | 2,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,871,000 | 1,928 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $866,000 | 4,088 |
| Total equity capital | $10,495,000 | 4,156 |
| Total bank equity capital | $10,495,000 | 4,156 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $6,500,000 | 2,318 |
| Undivided profits | $2,995,000 | 6,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 6,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $781,000 | 3,014 |
| Earning assets | $143,464,000 | 2,948 |
| Long-term assets (5+ years) | $28,582,000 | 1,896 |
| Average Assets, year-to-date | $145,283,800 | 3,020 |
| Average Assets, quarterly | $149,218,500 | 3,037 |
| Volatile liabilities | $18,107,000 | 2,860 |
| Insider loans | $3,408,000 | 1,284 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,711,000 | 652 |
| Unused loan commitments | $9,847,000 | 3,315 |
| Tier 1 (core) risk-based capital | $10,287,000 | 4,108 |
| Tier 2 risk-based capital | $1,056,930 | 2,760 |
| Total risk weighted assets | $83,944,530 | 3,180 |
| Total unused commitments | $9,847,000 | 3,330 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $138,051,000 | 3,247 |
| Cash and due from depository institutions | $3,153,000 | 3,167 |
| Interest-bearing balances | $1,997,000 | 1,602 |
| Securities | $34,622,000 | 3,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $95,838,000 | 2,751 |
| Loan loss allowance | $1,808,000 | 2,150 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,101,000 | 3,498 |
| Other real estate owned | $120,000 | 3,167 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,217,000 | 3,507 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,051,000 | 3,247 |
| Total liabilities | $127,664,000 | 3,189 |
| Total deposits | $119,424,000 | 3,179 |
| Interest-bearing deposits | $113,894,000 | 2,890 |
| Deposits held in domestic offices | $119,424,000 | 3,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,752,000 | 1,450 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $488,000 | 5,292 |
| Total equity capital | $10,387,000 | 3,897 |
| Total bank equity capital | $10,387,000 | 3,897 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $6,500,000 | 2,236 |
| Undivided profits | $2,887,000 | 6,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 4,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $629,000 | 3,293 |
| Earning assets | $132,457,000 | 3,103 |
| Long-term assets (5+ years) | $27,181,000 | 1,984 |
| Average Assets, year-to-date | $134,866,600 | 3,241 |
| Average Assets, quarterly | $137,949,000 | 3,220 |
| Volatile liabilities | $20,977,000 | 2,449 |
| Insider loans | $2,935,000 | 1,429 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,747,000 | 490 |
| Unused loan commitments | $3,050,000 | 6,314 |
| Tier 1 (core) risk-based capital | $10,930,000 | 3,768 |
| Tier 2 risk-based capital | $993,110 | 2,937 |
| Total risk weighted assets | $78,633,910 | 3,310 |
| Total unused commitments | $3,050,000 | 6,325 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $130,216,000 | 3,487 |
| Cash and due from depository institutions | $2,695,000 | 3,235 |
| Interest-bearing balances | $1,414,000 | 2,915 |
| Securities | $28,126,000 | 4,738 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $94,877,000 | 2,729 |
| Loan loss allowance | $1,846,000 | 2,202 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,804,000 | 3,982 |
| Other real estate owned | $146,000 | 3,235 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,568,000 | 4,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,216,000 | 3,487 |
| Total liabilities | $118,558,000 | 3,482 |
| Total deposits | $118,173,000 | 3,329 |
| Interest-bearing deposits | $114,071,000 | 2,990 |
| Deposits held in domestic offices | $118,173,000 | 3,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $385,000 | 6,460 |
| Total equity capital | $11,658,000 | 3,507 |
| Total bank equity capital | $11,658,000 | 3,507 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $6,500,000 | 2,139 |
| Undivided profits | $4,158,000 | 4,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 7,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,829 |
| Income earned, not collected on loans | $630,000 | 2,870 |
| Earning assets | $125,417,000 | 3,337 |
| Long-term assets (5+ years) | $21,297,000 | 2,523 |
| Average Assets, year-to-date | $131,105,600 | 3,382 |
| Average Assets, quarterly | $132,260,500 | 3,421 |
| Volatile liabilities | $12,271,000 | 3,526 |
| Insider loans | $6,000 | 11,563 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,566,000 | 601 |
| Unused loan commitments | $1,467,000 | 8,337 |
| Tier 1 (core) risk-based capital | $11,433,000 | 3,496 |
| Tier 2 risk-based capital | $885,620 | 3,227 |
| Total risk weighted assets | $69,889,520 | 3,646 |
| Total unused commitments | $1,467,000 | 8,362 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 68 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $128,583,000 | 3,610 |
| Cash and due from depository institutions | $5,076,000 | 3,158 |
| Interest-bearing balances | $3,923,000 | 1,761 |
| Securities | $23,265,000 | 5,473 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 9,227 |
| Net loans & leases | $96,431,000 | 2,775 |
| Loan loss allowance | $1,793,000 | 2,323 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,474,000 | 4,718 |
| Other real estate owned | $109,000 | 3,158 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,428,000 | 4,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,583,000 | 3,610 |
| Total liabilities | $119,754,000 | 3,543 |
| Total deposits | $118,680,000 | 3,423 |
| Interest-bearing deposits | $115,612,000 | 3,074 |
| Deposits held in domestic offices | $118,680,000 | 3,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,074,000 | 3,101 |
| Total equity capital | $8,829,000 | 4,384 |
| Total bank equity capital | $8,829,000 | 4,384 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $6,500,000 | 2,058 |
| Undivided profits | $1,329,000 | 8,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 8,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $714,000 | 2,781 |
| Earning assets | $124,419,000 | 3,415 |
| Long-term assets (5+ years) | $20,715,000 | 2,537 |
| Average Assets, year-to-date | $127,745,800 | 3,558 |
| Average Assets, quarterly | $129,433,000 | 3,553 |
| Volatile liabilities | $12,459,000 | 3,480 |
| Insider loans | $318,000 | 2,792 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $956,000 | 734 |
| Unused loan commitments | $1,905,000 | 7,442 |
| Tier 1 (core) risk-based capital | $8,829,000 | 4,316 |
| Tier 2 risk-based capital | $884,700 | 3,238 |
| Total risk weighted assets | $69,867,800 | 3,714 |
| Total unused commitments | $1,905,000 | 7,475 |
| Derivatives | $0 | 651 |