Home > Citizens Financial Bank, Inc. > Net Loans and Leases
Citizens Financial Bank, Inc., Net Loans and Leases
| 2004-12-31 | Rank | |
| Net loans and leases | $28,930,000 | 6,896 |
| Loan loss allowance | $596,000 | 5,569 |
| Total loans and leases | $29,526,000 | 6,888 |
| Unearned income | $16,000 | 1,960 |
| Loans and leases, gross | $29,542,000 | 6,887 |
| All real estate loans | $23,034,000 | 6,289 |
| Real estate loans in domestic offices | $23,034,000 | 6,288 |
| Construction and development loans | $1,369,000 | 5,621 |
| Commercial RE | $7,002,000 | 5,591 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $217,000 | 5,271 |
| 1-4 family residential loans | $10,951,000 | 5,735 |
| Farmland loans | $3,495,000 | 2,539 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $716,000 | 4,004 |
| Commercial and industrial loans | $4,013,000 | 5,953 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,768,000 | 6,447 |
| Credit card loans | $0 | 2,153 |
| Related Plans | $56,000 | 3,006 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,712,000 | 6,298 |
| All other loans & leases | $10,000 | 6,762 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,749 |
| Other loans | $10,000 | 5,606 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $357,000 | 6,619 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $30,731,000 | 6,763 |
| Loan loss allowance | $582,000 | 5,621 |
| Total loans and leases | $31,313,000 | 6,754 |
| Unearned income | $17,000 | 1,947 |
| Loans and leases, gross | $31,330,000 | 6,754 |
| All real estate loans | $24,289,000 | 6,180 |
| Real estate loans in domestic offices | $24,289,000 | 6,179 |
| Construction and development loans | $830,000 | 6,154 |
| Commercial RE | $8,579,000 | 5,203 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $219,000 | 5,263 |
| 1-4 family residential loans | $11,125,000 | 5,706 |
| Farmland loans | $3,536,000 | 2,502 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $747,000 | 4,045 |
| Commercial and industrial loans | $4,280,000 | 5,802 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,003,000 | 6,254 |
| Credit card loans | $0 | 2,193 |
| Related Plans | $58,000 | 2,987 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,945,000 | 6,099 |
| All other loans & leases | $11,000 | 6,760 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,756 |
| Other loans | $11,000 | 5,587 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $385,000 | 6,445 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $30,891,000 | 6,738 |
| Loan loss allowance | $565,000 | 5,712 |
| Total loans and leases | $31,456,000 | 6,730 |
| Unearned income | $17,000 | 1,983 |
| Loans and leases, gross | $31,473,000 | 6,730 |
| All real estate loans | $24,233,000 | 6,144 |
| Real estate loans in domestic offices | $24,233,000 | 6,143 |
| Construction and development loans | $877,000 | 6,007 |
| Commercial RE | $8,871,000 | 5,117 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $222,000 | 5,257 |
| 1-4 family residential loans | $10,723,000 | 5,786 |
| Farmland loans | $3,540,000 | 2,465 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $820,000 | 3,958 |
| Commercial and industrial loans | $4,232,000 | 5,856 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,179,000 | 6,116 |
| Credit card loans | $0 | 2,244 |
| Related Plans | $51,000 | 3,079 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,128,000 | 5,962 |
| All other loans & leases | $9,000 | 6,865 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,774 |
| Other loans | $9,000 | 5,747 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $390,000 | 6,413 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $32,546,000 | 6,570 |
| Loan loss allowance | $557,000 | 5,744 |
| Total loans and leases | $33,103,000 | 6,564 |
| Unearned income | $20,000 | 1,953 |
| Loans and leases, gross | $33,123,000 | 6,564 |
| All real estate loans | $25,384,000 | 6,011 |
| Real estate loans in domestic offices | $25,384,000 | 6,009 |
| Construction and development loans | $979,000 | 5,825 |
| Commercial RE | $9,566,000 | 4,929 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $173,000 | 5,431 |
| 1-4 family residential loans | $11,071,000 | 5,690 |
| Farmland loans | $3,595,000 | 2,389 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $798,000 | 3,915 |
| Commercial and industrial loans | $4,685,000 | 5,625 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,241,000 | 6,052 |
| Credit card loans | $0 | 2,299 |
| Related Plans | $43,000 | 3,236 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,198,000 | 5,902 |
| All other loans & leases | $15,000 | 6,615 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,798 |
| Other loans | $15,000 | 5,294 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $403,000 | 6,288 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $34,395,000 | 6,450 |
| Loan loss allowance | $622,000 | 5,398 |
| Total loans and leases | $35,017,000 | 6,436 |
| Unearned income | $19,000 | 2,007 |
| Loans and leases, gross | $35,036,000 | 6,439 |
| All real estate loans | $27,067,000 | 5,859 |
| Real estate loans in domestic offices | $27,067,000 | 5,858 |
| Construction and development loans | $998,000 | 5,828 |
| Commercial RE | $11,345,000 | 4,580 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $174,000 | 5,396 |
| 1-4 family residential loans | $11,016,000 | 5,697 |
| Farmland loans | $3,534,000 | 2,408 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $865,000 | 3,913 |
| Commercial and industrial loans | $4,675,000 | 5,640 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,416,000 | 5,969 |
| Credit card loans | $0 | 2,642 |
| Related Plans | $44,000 | 3,252 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,372,000 | 5,795 |
| All other loans & leases | $13,000 | 6,790 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,816 |
| Other loans | $13,000 | 5,561 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $415,000 | 6,204 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $33,723,000 | 6,527 |
| Loan loss allowance | $615,000 | 5,453 |
| Total loans and leases | $34,338,000 | 6,506 |
| Unearned income | $17,000 | 2,059 |
| Loans and leases, gross | $34,355,000 | 6,507 |
| All real estate loans | $25,860,000 | 5,973 |
| Real estate loans in domestic offices | $25,860,000 | 5,972 |
| Construction and development loans | $945,000 | 5,890 |
| Commercial RE | $10,736,000 | 4,659 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $176,000 | 5,379 |
| 1-4 family residential loans | $10,437,000 | 5,842 |
| Farmland loans | $3,566,000 | 2,376 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $802,000 | 4,082 |
| Commercial and industrial loans | $4,980,000 | 5,500 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,704,000 | 5,789 |
| Credit card loans | $0 | 2,679 |
| Related Plans | $45,000 | 3,265 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,659,000 | 5,589 |
| All other loans & leases | $9,000 | 6,923 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,842 |
| Other loans | $9,000 | 5,753 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $417,000 | 6,183 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $31,938,000 | 6,663 |
| Loan loss allowance | $447,000 | 6,381 |
| Total loans and leases | $32,385,000 | 6,665 |
| Unearned income | $9,000 | 2,232 |
| Loans and leases, gross | $32,394,000 | 6,666 |
| All real estate loans | $23,880,000 | 6,139 |
| Real estate loans in domestic offices | $23,880,000 | 6,138 |
| Construction and development loans | $809,000 | 5,981 |
| Commercial RE | $9,667,000 | 4,804 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $178,000 | 5,333 |
| 1-4 family residential loans | $9,719,000 | 6,054 |
| Farmland loans | $3,507,000 | 2,378 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $750,000 | 4,151 |
| Commercial and industrial loans | $4,888,000 | 5,579 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,701,000 | 5,835 |
| Credit card loans | $0 | 2,701 |
| Related Plans | $33,000 | 3,469 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,668,000 | 5,625 |
| All other loans & leases | $175,000 | 4,738 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,815 |
| Other loans | $175,000 | 2,516 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $391,000 | 6,390 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $27,846,000 | 6,999 |
| Loan loss allowance | $289,000 | 7,498 |
| Total loans and leases | $28,135,000 | 7,006 |
| Unearned income | $5,000 | 2,391 |
| Loans and leases, gross | $28,140,000 | 7,008 |
| All real estate loans | $21,591,000 | 6,332 |
| Real estate loans in domestic offices | $21,591,000 | 6,331 |
| Construction and development loans | $1,524,000 | 5,113 |
| Commercial RE | $8,788,000 | 4,944 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $179,000 | 5,320 |
| 1-4 family residential loans | $8,079,000 | 6,430 |
| Farmland loans | $3,021,000 | 2,590 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $489,000 | 4,443 |
| Commercial and industrial loans | $3,517,000 | 6,191 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,534,000 | 6,041 |
| Credit card loans | $0 | 2,744 |
| Related Plans | $23,000 | 3,685 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,511,000 | 5,835 |
| All other loans & leases | $9,000 | 6,929 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,826 |
| Other loans | $9,000 | 5,696 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $289,000 | 7,151 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $22,183,000 | 7,554 |
| Loan loss allowance | $230,000 | 7,925 |
| Total loans and leases | $22,413,000 | 7,568 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $22,413,000 | 7,570 |
| All real estate loans | $18,019,000 | 6,729 |
| Real estate loans in domestic offices | $18,019,000 | 6,727 |
| Construction and development loans | $2,058,000 | 4,735 |
| Commercial RE | $6,223,000 | 5,539 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $172,000 | 5,345 |
| 1-4 family residential loans | $7,017,000 | 6,749 |
| Farmland loans | $2,549,000 | 2,893 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $503,000 | 4,468 |
| Commercial and industrial loans | $1,734,000 | 7,404 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,151,000 | 6,530 |
| Credit card loans | $0 | 2,781 |
| Related Plans | $20,000 | 3,774 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,131,000 | 6,346 |
| All other loans & leases | $6,000 | 7,183 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,872 |
| Other loans | $6,000 | 6,113 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $15,000 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $230,000 | 7,673 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $7,505,000 | 9,162 |
| Loan loss allowance | $47,000 | 9,353 |
| Total loans and leases | $7,552,000 | 9,166 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $7,552,000 | 9,166 |
| All real estate loans | $3,939,000 | 8,906 |
| Real estate loans in domestic offices | $3,939,000 | 8,904 |
| Construction and development loans | $194,000 | 7,326 |
| Commercial RE | $1,240,000 | 7,789 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $670,000 | 3,794 |
| 1-4 family residential loans | $1,312,000 | 8,845 |
| Farmland loans | $523,000 | 4,985 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $107,000 | 5,400 |
| Commercial and industrial loans | $1,798,000 | 7,467 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,703,000 | 7,313 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $8,000 | 4,129 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,695,000 | 7,092 |
| All other loans & leases | $5,000 | 7,353 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $5,000 | 6,297 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $47,000 | 9,332 |
| Total loans and leases | NA | NA |