Home > Citizens Financial Bank, Inc. > Assets and Liabilities
Citizens Financial Bank, Inc., Assets and Liabilities
| 2004-12-31 | Rank | |
| # of Employees: | 14 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $38,152,000 | 7,584 |
| Cash and due from depository institutions | $901,000 | 7,213 |
| Interest-bearing balances | $18,000 | 6,262 |
| Securities | $5,777,000 | 7,444 |
| Federal funds sold & reverse repurchase agreements | $895,000 | 5,016 |
| Net loans & leases | $28,930,000 | 6,896 |
| Loan loss allowance | $596,000 | 5,569 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $409,000 | 7,346 |
| Other real estate owned | $404,000 | 7,213 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $836,000 | 6,904 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $38,152,000 | 7,584 |
| Total liabilities | $34,129,000 | 7,528 |
| Total deposits | $31,829,000 | 7,542 |
| Interest-bearing deposits | $28,838,000 | 7,340 |
| Deposits held in domestic offices | $31,829,000 | 7,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $254,000 | 3,254 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,949,000 | 4,677 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $97,000 | 7,931 |
| Total equity capital | $4,023,000 | 7,694 |
| Total bank equity capital | $4,023,000 | 7,694 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,019,000 | 1,795 |
| Surplus | $2,911,000 | 4,788 |
| Undivided profits | $-907,000 | 8,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,121,000 | 2,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $195,000 | 7,831 |
| Earning assets | $35,620,000 | 7,521 |
| Long-term assets (5+ years) | $4,894,000 | 6,086 |
| Average Assets, year-to-date | $41,879,600 | 7,280 |
| Average Assets, quarterly | $39,721,500 | 7,453 |
| Volatile liabilities | $12,967,000 | 5,184 |
| Insider loans | $1,207,000 | 3,723 |
| FHLB advances | $1,949,000 | 4,490 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $2,919,000 | 6,809 |
| Tier 1 (core) risk-based capital | $3,662,000 | 7,827 |
| Tier 2 risk-based capital | $357,000 | 6,673 |
| Total risk weighted assets | $28,336,000 | 7,138 |
| Total unused commitments | $2,919,000 | 6,811 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 15 | 7,074 |
| Assets and Liabilities | ||
| Total Assets: | $41,291,000 | 7,408 |
| Cash and due from depository institutions | $500,000 | 7,074 |
| Interest-bearing balances | $21,000 | 6,261 |
| Securities | $7,189,000 | 7,130 |
| Federal funds sold & reverse repurchase agreements | $1,081,000 | 4,448 |
| Net loans & leases | $30,731,000 | 6,763 |
| Loan loss allowance | $582,000 | 5,621 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $419,000 | 7,334 |
| Other real estate owned | $526,000 | 7,074 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $845,000 | 6,938 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $41,291,000 | 7,408 |
| Total liabilities | $37,264,000 | 7,326 |
| Total deposits | $34,309,000 | 7,366 |
| Interest-bearing deposits | $30,537,000 | 7,233 |
| Deposits held in domestic offices | $34,309,000 | 7,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $365,000 | 3,328 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,472,000 | 4,429 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $118,000 | 7,942 |
| Total equity capital | $4,027,000 | 7,738 |
| Total bank equity capital | $4,027,000 | 7,738 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,019,000 | 1,788 |
| Surplus | $2,911,000 | 4,766 |
| Undivided profits | $-903,000 | 8,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,145,000 | 2,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $217,000 | 7,757 |
| Earning assets | $39,022,000 | 7,319 |
| Long-term assets (5+ years) | $5,350,000 | 6,028 |
| Average Assets, year-to-date | $42,811,500 | 7,260 |
| Average Assets, quarterly | $42,531,500 | 7,312 |
| Volatile liabilities | $14,694,000 | 4,860 |
| Insider loans | $855,000 | 4,419 |
| FHLB advances | $2,472,000 | 4,258 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,367,000 | 7,081 |
| Tier 1 (core) risk-based capital | $3,690,000 | 7,845 |
| Tier 2 risk-based capital | $385,000 | 6,495 |
| Total risk weighted assets | $30,587,000 | 6,965 |
| Total unused commitments | $2,367,000 | 7,087 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 14 | 7,300 |
| Assets and Liabilities | ||
| Total Assets: | $43,772,000 | 7,293 |
| Cash and due from depository institutions | $802,000 | 7,300 |
| Interest-bearing balances | $450,000 | 3,675 |
| Securities | $9,508,000 | 6,679 |
| Federal funds sold & reverse repurchase agreements | $777,000 | 4,698 |
| Net loans & leases | $30,891,000 | 6,738 |
| Loan loss allowance | $565,000 | 5,712 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $408,000 | 7,414 |
| Other real estate owned | $548,000 | 7,300 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $838,000 | 6,936 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $43,772,000 | 7,293 |
| Total liabilities | $39,836,000 | 7,218 |
| Total deposits | $37,683,000 | 7,185 |
| Interest-bearing deposits | $34,848,000 | 6,953 |
| Deposits held in domestic offices | $37,683,000 | 7,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $209,000 | 3,539 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,843,000 | 4,676 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $101,000 | 7,982 |
| Total equity capital | $3,936,000 | 7,744 |
| Total bank equity capital | $3,936,000 | 7,744 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,019,000 | 1,794 |
| Surplus | $2,911,000 | 4,753 |
| Undivided profits | $-994,000 | 8,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,440,000 | 1,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $188,000 | 7,965 |
| Earning assets | $41,626,000 | 7,200 |
| Long-term assets (5+ years) | $6,621,000 | 5,803 |
| Average Assets, year-to-date | $43,318,330 | 7,278 |
| Average Assets, quarterly | $43,928,000 | 7,268 |
| Volatile liabilities | $18,043,000 | 4,254 |
| Insider loans | $1,056,000 | 3,955 |
| FHLB advances | $1,843,000 | 4,506 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $2,446,000 | 7,081 |
| Tier 1 (core) risk-based capital | $3,606,000 | 7,902 |
| Tier 2 risk-based capital | $390,000 | 6,465 |
| Total risk weighted assets | $31,029,000 | 6,942 |
| Total unused commitments | $2,446,000 | 7,086 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 14 | 7,302 |
| Assets and Liabilities | ||
| Total Assets: | $44,084,000 | 7,293 |
| Cash and due from depository institutions | $1,847,000 | 7,302 |
| Interest-bearing balances | $435,000 | 3,881 |
| Securities | $7,648,000 | 7,087 |
| Federal funds sold & reverse repurchase agreements | $230,000 | 6,477 |
| Net loans & leases | $32,546,000 | 6,570 |
| Loan loss allowance | $557,000 | 5,744 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $434,000 | 7,314 |
| Other real estate owned | $558,000 | 7,302 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $821,000 | 6,885 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $44,084,000 | 7,293 |
| Total liabilities | $40,047,000 | 7,223 |
| Total deposits | $38,035,000 | 7,187 |
| Interest-bearing deposits | $34,628,000 | 6,975 |
| Deposits held in domestic offices | $38,035,000 | 7,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $171,000 | 3,037 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,753,000 | 4,539 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $88,000 | 8,289 |
| Total equity capital | $4,037,000 | 7,763 |
| Total bank equity capital | $4,037,000 | 7,763 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,019,000 | 1,788 |
| Surplus | $2,911,000 | 4,735 |
| Undivided profits | $-893,000 | 8,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $233,000 | 7,480 |
| Earning assets | $40,859,000 | 7,265 |
| Long-term assets (5+ years) | $3,937,000 | 6,526 |
| Average Assets, year-to-date | $43,091,500 | 7,337 |
| Average Assets, quarterly | $43,091,500 | 7,337 |
| Volatile liabilities | $16,212,000 | 4,466 |
| Insider loans | $715,000 | 4,740 |
| FHLB advances | $1,753,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $1,999,000 | 7,463 |
| Tier 1 (core) risk-based capital | $3,610,000 | 7,893 |
| Tier 2 risk-based capital | $403,000 | 6,342 |
| Total risk weighted assets | $32,124,000 | 6,819 |
| Total unused commitments | $1,999,000 | 7,470 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 15 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $42,099,000 | 7,427 |
| Cash and due from depository institutions | $1,358,000 | 7,163 |
| Interest-bearing balances | $536,000 | 3,567 |
| Securities | $4,803,000 | 7,863 |
| Federal funds sold & reverse repurchase agreements | $251,000 | 5,937 |
| Net loans & leases | $34,395,000 | 6,450 |
| Loan loss allowance | $622,000 | 5,398 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $437,000 | 7,352 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $855,000 | 6,888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,099,000 | 7,427 |
| Total liabilities | $38,075,000 | 7,369 |
| Total deposits | $36,195,000 | 7,331 |
| Interest-bearing deposits | $34,094,000 | 7,031 |
| Deposits held in domestic offices | $36,195,000 | 7,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,772,000 | 4,546 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $108,000 | 8,023 |
| Total equity capital | $4,024,000 | 7,747 |
| Total bank equity capital | $4,024,000 | 7,747 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,019,000 | 1,803 |
| Surplus | $2,911,000 | 4,712 |
| Undivided profits | $-906,000 | 8,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $657,000 | 3,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $226,000 | 7,649 |
| Earning assets | $39,985,000 | 7,316 |
| Long-term assets (5+ years) | $4,596,000 | 6,348 |
| Average Assets, year-to-date | $37,380,400 | 7,646 |
| Average Assets, quarterly | $41,479,000 | 7,447 |
| Volatile liabilities | $14,491,000 | 4,730 |
| Insider loans | $825,000 | 4,469 |
| FHLB advances | $1,772,000 | 4,365 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,228,000 | 7,200 |
| Tier 1 (core) risk-based capital | $3,598,000 | 7,916 |
| Tier 2 risk-based capital | $415,000 | 6,264 |
| Total risk weighted assets | $33,020,000 | 6,779 |
| Total unused commitments | $2,228,000 | 7,202 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 14 | 7,387 |
| Assets and Liabilities | ||
| Total Assets: | $40,859,000 | 7,530 |
| Cash and due from depository institutions | $1,177,000 | 7,387 |
| Interest-bearing balances | $558,000 | 3,678 |
| Securities | $4,201,000 | 7,966 |
| Federal funds sold & reverse repurchase agreements | $482,000 | 5,996 |
| Net loans & leases | $33,723,000 | 6,527 |
| Loan loss allowance | $615,000 | 5,453 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $446,000 | 7,337 |
| Other real estate owned | $0 | 7,387 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $830,000 | 7,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,859,000 | 7,530 |
| Total liabilities | $36,867,000 | 7,477 |
| Total deposits | $35,053,000 | 7,434 |
| Interest-bearing deposits | $32,966,000 | 7,153 |
| Deposits held in domestic offices | $35,053,000 | 7,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,707,000 | 4,550 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $107,000 | 8,338 |
| Total equity capital | $3,992,000 | 7,799 |
| Total bank equity capital | $3,992,000 | 7,799 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,019,000 | 1,804 |
| Surplus | $2,911,000 | 4,668 |
| Undivided profits | $-938,000 | 8,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $215,000 | 7,871 |
| Earning assets | $38,964,000 | 7,401 |
| Long-term assets (5+ years) | $4,437,000 | 6,426 |
| Average Assets, year-to-date | $36,200,750 | 7,753 |
| Average Assets, quarterly | $39,761,500 | 7,583 |
| Volatile liabilities | $14,490,000 | 4,709 |
| Insider loans | $867,000 | 4,343 |
| FHLB advances | $1,707,000 | 4,350 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,991,000 | 6,762 |
| Tier 1 (core) risk-based capital | $3,598,000 | 7,949 |
| Tier 2 risk-based capital | $417,000 | 6,238 |
| Total risk weighted assets | $33,179,000 | 6,796 |
| Total unused commitments | $2,991,000 | 6,767 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 14 | 7,417 |
| Assets and Liabilities | ||
| Total Assets: | $38,664,000 | 7,683 |
| Cash and due from depository institutions | $975,000 | 7,417 |
| Interest-bearing balances | $608,000 | 3,685 |
| Securities | $4,502,000 | 7,898 |
| Federal funds sold & reverse repurchase agreements | $563,000 | 6,264 |
| Net loans & leases | $31,938,000 | 6,663 |
| Loan loss allowance | $447,000 | 6,381 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $434,000 | 7,384 |
| Other real estate owned | $0 | 7,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $252,000 | 8,833 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,664,000 | 7,683 |
| Total liabilities | $35,028,000 | 7,609 |
| Total deposits | $33,732,000 | 7,548 |
| Interest-bearing deposits | $32,099,000 | 7,248 |
| Deposits held in domestic offices | $33,732,000 | 7,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,192,000 | 4,752 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $104,000 | 8,436 |
| Total equity capital | $3,636,000 | 8,017 |
| Total bank equity capital | $3,636,000 | 8,017 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,019,000 | 1,806 |
| Surplus | $2,911,000 | 4,632 |
| Undivided profits | $-1,294,000 | 8,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $406,000 | 4,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $170,000 | 8,264 |
| Earning assets | $37,611,000 | 7,508 |
| Long-term assets (5+ years) | $3,818,000 | 6,542 |
| Average Assets, year-to-date | $34,648,000 | 7,887 |
| Average Assets, quarterly | $36,745,000 | 7,773 |
| Volatile liabilities | $13,636,000 | 4,832 |
| Insider loans | $839,000 | 4,373 |
| FHLB advances | $1,192,000 | 4,516 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,411,000 | 6,505 |
| Tier 1 (core) risk-based capital | $3,612,000 | 7,908 |
| Tier 2 risk-based capital | $391,000 | 6,445 |
| Total risk weighted assets | $31,214,000 | 6,962 |
| Total unused commitments | $3,411,000 | 6,515 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 14 | 7,403 |
| Assets and Liabilities | ||
| Total Assets: | $34,826,000 | 7,928 |
| Cash and due from depository institutions | $1,301,000 | 7,403 |
| Interest-bearing balances | $743,000 | 3,477 |
| Securities | $4,694,000 | 7,906 |
| Federal funds sold & reverse repurchase agreements | $344,000 | 6,955 |
| Net loans & leases | $27,846,000 | 6,999 |
| Loan loss allowance | $289,000 | 7,498 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $411,000 | 7,496 |
| Other real estate owned | $0 | 7,403 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $230,000 | 8,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,826,000 | 7,928 |
| Total liabilities | $31,115,000 | 7,876 |
| Total deposits | $30,780,000 | 7,764 |
| Interest-bearing deposits | $29,566,000 | 7,475 |
| Deposits held in domestic offices | $30,780,000 | 7,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $251,000 | 5,287 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $84,000 | 8,691 |
| Total equity capital | $3,711,000 | 7,962 |
| Total bank equity capital | $3,711,000 | 7,962 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,019,000 | 1,816 |
| Surplus | $2,911,000 | 4,605 |
| Undivided profits | $-1,219,000 | 9,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 7,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $170,000 | 8,301 |
| Earning assets | $33,627,000 | 7,795 |
| Long-term assets (5+ years) | $2,906,000 | 6,853 |
| Average Assets, year-to-date | $32,640,000 | 8,024 |
| Average Assets, quarterly | $32,640,000 | 8,024 |
| Volatile liabilities | $12,663,000 | 5,008 |
| Insider loans | $821,000 | 4,379 |
| FHLB advances | $251,000 | 4,964 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,000,000 | 6,719 |
| Tier 1 (core) risk-based capital | $3,698,000 | 7,866 |
| Tier 2 risk-based capital | $289,000 | 7,208 |
| Total risk weighted assets | $27,430,000 | 7,285 |
| Total unused commitments | $3,000,000 | 6,736 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 13 | 7,607 |
| Assets and Liabilities | ||
| Total Assets: | $30,454,000 | 8,180 |
| Cash and due from depository institutions | $437,000 | 7,607 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $6,491,000 | 7,404 |
| Federal funds sold & reverse repurchase agreements | $921,000 | 5,966 |
| Net loans & leases | $22,183,000 | 7,554 |
| Loan loss allowance | $230,000 | 7,925 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $217,000 | 8,263 |
| Other real estate owned | $0 | 7,607 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $205,000 | 9,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,454,000 | 8,180 |
| Total liabilities | $26,692,000 | 8,176 |
| Total deposits | $26,615,000 | 8,077 |
| Interest-bearing deposits | $25,161,000 | 7,865 |
| Deposits held in domestic offices | $26,615,000 | 8,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $77,000 | 8,828 |
| Total equity capital | $3,762,000 | 7,933 |
| Total bank equity capital | $3,762,000 | 7,933 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,019,000 | 1,809 |
| Surplus | $2,911,000 | 4,548 |
| Undivided profits | $-1,168,000 | 9,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 5,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $145,000 | 8,579 |
| Earning assets | $29,595,000 | 8,061 |
| Long-term assets (5+ years) | $1,251,000 | 7,633 |
| Average Assets, year-to-date | $23,247,600 | 8,561 |
| Average Assets, quarterly | $29,078,000 | 8,232 |
| Volatile liabilities | $9,306,000 | 5,891 |
| Insider loans | $741,000 | 4,634 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,397,000 | 7,737 |
| Tier 1 (core) risk-based capital | $3,738,000 | 7,827 |
| Tier 2 risk-based capital | $230,000 | 7,728 |
| Total risk weighted assets | $21,608,000 | 7,847 |
| Total unused commitments | $1,397,000 | 7,741 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 12 | 7,955 |
| Assets and Liabilities | ||
| Total Assets: | $15,589,000 | 9,217 |
| Cash and due from depository institutions | $2,253,000 | 7,955 |
| Interest-bearing balances | $1,981,000 | 2,296 |
| Securities | $4,499,000 | 8,087 |
| Federal funds sold & reverse repurchase agreements | $1,017,000 | 5,826 |
| Net loans & leases | $7,505,000 | 9,162 |
| Loan loss allowance | $47,000 | 9,353 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $248,000 | 8,307 |
| Other real estate owned | $0 | 7,955 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $67,000 | 9,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,589,000 | 9,217 |
| Total liabilities | $11,536,000 | 9,298 |
| Total deposits | $11,449,000 | 9,251 |
| Interest-bearing deposits | $11,214,000 | 9,111 |
| Deposits held in domestic offices | $11,449,000 | 9,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $87,000 | 9,037 |
| Total equity capital | $4,053,000 | 7,765 |
| Total bank equity capital | $4,053,000 | 7,765 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,002,000 | 1,832 |
| Surplus | $2,886,000 | 4,507 |
| Undivided profits | $-835,000 | 9,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $44,000 | 9,408 |
| Earning assets | $15,002,000 | 9,147 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $13,705,000 | 9,278 |
| Average Assets, quarterly | $13,705,000 | 9,299 |
| Volatile liabilities | $4,219,000 | 7,715 |
| Insider loans | $409,000 | 5,837 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $367,000 | 8,905 |
| Tier 1 (core) risk-based capital | $4,053,000 | 7,648 |
| Tier 2 risk-based capital | $47,000 | 9,347 |
| Total risk weighted assets | $8,788,000 | 9,178 |
| Total unused commitments | $367,000 | 8,908 |
| Derivatives | $0 | 450 |