Home > Citizens Financial Bank > Income and Expense
Citizens Financial Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $28,610,000 | 642 |
| Total interest expense | $3,368,000 | 769 |
| Net interest income | $25,242,000 | 629 |
| Provision for loan and lease losses | $3,361,000 | 298 |
| Total noninterest income | $7,177,000 | 714 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $2,565,000 | 425 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,612,000 | 703 |
| Total noninterest expense | $26,522,000 | 585 |
| Salaries and employee benefits | $13,270,000 | 619 |
| Premises and equipment expense | $3,023,000 | 609 |
| Additional noninterest expense | $10,229,000 | 508 |
| Pre-tax net operating income | $2,536,000 | 2,028 |
| Securities gains (losses) | $1,935,000 | 120 |
| Applicable income taxes | $896,000 | 1,347 |
| Income before extraordinary items | $3,575,000 | 1,285 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,575,000 | 1,287 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,575,000 | 1,287 |
| Net charge-offs | $3,164,000 | 406 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,027,000 | 2,045 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $19,141,000 | 640 |
| Total interest expense | $2,332,000 | 762 |
| Net interest income | $16,809,000 | 625 |
| Provision for loan and lease losses | $1,586,000 | 457 |
| Total noninterest income | $4,905,000 | 704 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,668,000 | 428 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,237,000 | 685 |
| Total noninterest expense | $17,745,000 | 588 |
| Salaries and employee benefits | $8,803,000 | 619 |
| Premises and equipment expense | $2,062,000 | 598 |
| Additional noninterest expense | $6,880,000 | 507 |
| Pre-tax net operating income | $2,383,000 | 1,495 |
| Securities gains (losses) | $356,000 | 492 |
| Applicable income taxes | $696,000 | 1,201 |
| Income before extraordinary items | $2,043,000 | 1,471 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,043,000 | 1,474 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,043,000 | 1,476 |
| Net charge-offs | $1,111,000 | 706 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,776,000 | 1,615 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,602,000 | 648 |
| Total interest expense | $1,216,000 | 761 |
| Net interest income | $8,386,000 | 630 |
| Provision for loan and lease losses | $510,000 | 682 |
| Total noninterest income | $2,946,000 | 617 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $802,000 | 438 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,144,000 | 554 |
| Total noninterest expense | $8,716,000 | 602 |
| Salaries and employee benefits | $4,370,000 | 631 |
| Premises and equipment expense | $1,068,000 | 585 |
| Additional noninterest expense | $3,278,000 | 539 |
| Pre-tax net operating income | $2,106,000 | 889 |
| Securities gains (losses) | $164,000 | 530 |
| Applicable income taxes | $657,000 | 731 |
| Income before extraordinary items | $1,613,000 | 951 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,613,000 | 952 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,613,000 | 953 |
| Net charge-offs | $671,000 | 634 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,496,560 | 965 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $42,157,000 | 614 |
| Total interest expense | $5,977,000 | 730 |
| Net interest income | $36,180,000 | 602 |
| Provision for loan and lease losses | $4,210,000 | 587 |
| Total noninterest income | $9,937,000 | 691 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,460,000 | 426 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,477,000 | 663 |
| Total noninterest expense | $36,365,000 | 574 |
| Salaries and employee benefits | $18,566,000 | 569 |
| Premises and equipment expense | $4,418,000 | 548 |
| Additional noninterest expense | $13,381,000 | 554 |
| Pre-tax net operating income | $5,542,000 | 1,254 |
| Securities gains (losses) | $1,509,000 | 350 |
| Applicable income taxes | $1,960,000 | 894 |
| Income before extraordinary items | $5,091,000 | 1,161 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,091,000 | 1,162 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,091,000 | 1,162 |
| Net charge-offs | $4,449,000 | 629 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,004,520 | 1,369 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $31,989,000 | 614 |
| Total interest expense | $4,675,000 | 732 |
| Net interest income | $27,314,000 | 607 |
| Provision for loan and lease losses | $3,360,000 | 573 |
| Total noninterest income | $7,292,000 | 695 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,541,000 | 437 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,751,000 | 667 |
| Total noninterest expense | $27,519,000 | 567 |
| Salaries and employee benefits | $14,240,000 | 555 |
| Premises and equipment expense | $3,340,000 | 544 |
| Additional noninterest expense | $9,939,000 | 556 |
| Pre-tax net operating income | $3,727,000 | 1,414 |
| Securities gains (losses) | $917,000 | 440 |
| Applicable income taxes | $1,232,000 | 1,049 |
| Income before extraordinary items | $3,412,000 | 1,322 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,412,000 | 1,323 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,412,000 | 1,323 |
| Net charge-offs | $3,425,000 | 611 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,742,590 | 1,517 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $21,571,000 | 617 |
| Total interest expense | $3,276,000 | 716 |
| Net interest income | $18,295,000 | 600 |
| Provision for loan and lease losses | $2,200,000 | 594 |
| Total noninterest income | $5,048,000 | 673 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,567,000 | 476 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,481,000 | 626 |
| Total noninterest expense | $19,112,000 | 547 |
| Salaries and employee benefits | $10,061,000 | 528 |
| Premises and equipment expense | $2,254,000 | 539 |
| Additional noninterest expense | $6,797,000 | 542 |
| Pre-tax net operating income | $2,031,000 | 1,667 |
| Securities gains (losses) | $723,000 | 387 |
| Applicable income taxes | $685,000 | 1,194 |
| Income before extraordinary items | $2,069,000 | 1,439 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,069,000 | 1,439 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,069,000 | 1,439 |
| Net charge-offs | $2,562,000 | 573 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,526,750 | 1,766 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $10,811,000 | 624 |
| Total interest expense | $1,688,000 | 721 |
| Net interest income | $9,123,000 | 604 |
| Provision for loan and lease losses | $1,050,000 | 584 |
| Total noninterest income | $2,498,000 | 669 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $767,000 | 476 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,731,000 | 618 |
| Total noninterest expense | $10,290,000 | 513 |
| Salaries and employee benefits | $5,582,000 | 470 |
| Premises and equipment expense | $1,136,000 | 536 |
| Additional noninterest expense | $3,572,000 | 509 |
| Pre-tax net operating income | $281,000 | 3,957 |
| Securities gains (losses) | $418,000 | 325 |
| Applicable income taxes | $82,000 | 2,621 |
| Income before extraordinary items | $617,000 | 2,204 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $617,000 | 2,206 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $617,000 | 2,207 |
| Net charge-offs | $1,706,000 | 448 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $249,160 | 3,828 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $43,736,000 | 626 |
| Total interest expense | $7,858,000 | 739 |
| Net interest income | $35,878,000 | 594 |
| Provision for loan and lease losses | $17,050,000 | 267 |
| Total noninterest income | $9,957,000 | 611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,242,000 | 367 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,715,000 | 633 |
| Total noninterest expense | $39,354,000 | 523 |
| Salaries and employee benefits | $21,083,000 | 468 |
| Premises and equipment expense | $5,324,000 | 471 |
| Additional noninterest expense | $12,947,000 | 562 |
| Pre-tax net operating income | $-10,569,000 | 7,221 |
| Securities gains (losses) | $1,882,000 | 249 |
| Applicable income taxes | $1,274,000 | 1,120 |
| Income before extraordinary items | $-9,961,000 | 7,209 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,961,000 | 7,209 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-9,961,000 | 7,209 |
| Net charge-offs | $13,369,000 | 348 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-11,843,000 | 7,229 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $32,982,000 | 634 |
| Total interest expense | $6,089,000 | 752 |
| Net interest income | $26,893,000 | 598 |
| Provision for loan and lease losses | $4,525,000 | 677 |
| Total noninterest income | $7,940,000 | 593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,192,000 | 367 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,748,000 | 591 |
| Total noninterest expense | $28,742,000 | 533 |
| Salaries and employee benefits | $15,322,000 | 477 |
| Premises and equipment expense | $4,023,000 | 477 |
| Additional noninterest expense | $9,397,000 | 574 |
| Pre-tax net operating income | $1,566,000 | 2,499 |
| Securities gains (losses) | $1,451,000 | 244 |
| Applicable income taxes | $534,000 | 1,680 |
| Income before extraordinary items | $2,483,000 | 1,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,483,000 | 1,530 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,483,000 | 1,530 |
| Net charge-offs | $-3,914,000 | 7,433 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,293,180 | 2,503 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $22,228,000 | 643 |
| Total interest expense | $4,192,000 | 759 |
| Net interest income | $18,036,000 | 605 |
| Provision for loan and lease losses | $1,875,000 | 958 |
| Total noninterest income | $5,619,000 | 576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,037,000 | 378 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,582,000 | 550 |
| Total noninterest expense | $19,900,000 | 514 |
| Salaries and employee benefits | $10,422,000 | 469 |
| Premises and equipment expense | $2,716,000 | 479 |
| Additional noninterest expense | $6,762,000 | 538 |
| Pre-tax net operating income | $1,880,000 | 1,537 |
| Securities gains (losses) | $693,000 | 269 |
| Applicable income taxes | $568,000 | 1,203 |
| Income before extraordinary items | $2,005,000 | 1,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,005,000 | 1,250 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,005,000 | 1,250 |
| Net charge-offs | $1,576,000 | 1,083 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,464,460 | 1,589 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $11,013,000 | 654 |
| Total interest expense | $2,158,000 | 773 |
| Net interest income | $8,855,000 | 616 |
| Provision for loan and lease losses | $900,000 | 933 |
| Total noninterest income | $1,429,000 | 946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $977,000 | 389 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $452,000 | 1,445 |
| Total noninterest expense | $9,241,000 | 551 |
| Salaries and employee benefits | $5,284,000 | 480 |
| Premises and equipment expense | $1,413,000 | 474 |
| Additional noninterest expense | $2,544,000 | 709 |
| Pre-tax net operating income | $143,000 | 4,712 |
| Securities gains (losses) | $519,000 | 150 |
| Applicable income taxes | $49,000 | 2,843 |
| Income before extraordinary items | $613,000 | 1,887 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $613,000 | 1,886 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $613,000 | 1,887 |
| Net charge-offs | $887,000 | 933 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $130,330 | 4,603 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $46,777,000 | 637 |
| Total interest expense | $10,197,000 | 793 |
| Net interest income | $36,580,000 | 592 |
| Provision for loan and lease losses | $3,800,000 | 1,382 |
| Total noninterest income | $8,223,000 | 730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,223,000 | 526 |
| Total noninterest expense | $36,230,000 | 562 |
| Salaries and employee benefits | $19,549,000 | 504 |
| Premises and equipment expense | $5,518,000 | 472 |
| Additional noninterest expense | $11,163,000 | 682 |
| Pre-tax net operating income | $4,773,000 | 1,071 |
| Securities gains (losses) | $688,000 | 677 |
| Applicable income taxes | $1,183,000 | 1,083 |
| Income before extraordinary items | $4,278,000 | 1,013 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,278,000 | 1,015 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,278,000 | 1,016 |
| Net charge-offs | $5,321,000 | 954 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,741,360 | 1,110 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $35,390,000 | 631 |
| Total interest expense | $7,742,000 | 822 |
| Net interest income | $27,648,000 | 585 |
| Provision for loan and lease losses | $3,000,000 | 1,263 |
| Total noninterest income | $6,145,000 | 718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $6,145,000 | 503 |
| Total noninterest expense | $27,292,000 | 556 |
| Salaries and employee benefits | $14,670,000 | 495 |
| Premises and equipment expense | $4,165,000 | 465 |
| Additional noninterest expense | $8,457,000 | 646 |
| Pre-tax net operating income | $3,501,000 | 1,148 |
| Securities gains (losses) | $455,000 | 799 |
| Applicable income taxes | $821,000 | 1,174 |
| Income before extraordinary items | $3,135,000 | 1,086 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,135,000 | 1,089 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,135,000 | 1,089 |
| Net charge-offs | $3,369,000 | 1,039 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,775,550 | 1,162 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $23,922,000 | 630 |
| Total interest expense | $5,156,000 | 858 |
| Net interest income | $18,766,000 | 578 |
| Provision for loan and lease losses | $2,500,000 | 1,079 |
| Total noninterest income | $4,142,000 | 700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,142,000 | 480 |
| Total noninterest expense | $18,261,000 | 556 |
| Salaries and employee benefits | $9,791,000 | 491 |
| Premises and equipment expense | $2,794,000 | 464 |
| Additional noninterest expense | $5,676,000 | 642 |
| Pre-tax net operating income | $2,147,000 | 1,217 |
| Securities gains (losses) | $455,000 | 517 |
| Applicable income taxes | $521,000 | 1,181 |
| Income before extraordinary items | $2,081,000 | 1,079 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,081,000 | 1,081 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,081,000 | 1,080 |
| Net charge-offs | $2,700,000 | 904 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,717,000 | 1,244 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,013,000 | 644 |
| Total interest expense | $2,573,000 | 910 |
| Net interest income | $9,440,000 | 582 |
| Provision for loan and lease losses | $1,700,000 | 831 |
| Total noninterest income | $2,006,000 | 713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,006,000 | 487 |
| Total noninterest expense | $9,148,000 | 555 |
| Salaries and employee benefits | $4,723,000 | 518 |
| Premises and equipment expense | $1,455,000 | 463 |
| Additional noninterest expense | $2,970,000 | 614 |
| Pre-tax net operating income | $598,000 | 2,106 |
| Securities gains (losses) | $455,000 | 270 |
| Applicable income taxes | $200,000 | 1,425 |
| Income before extraordinary items | $853,000 | 1,282 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $853,000 | 1,285 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $853,000 | 1,284 |
| Net charge-offs | $1,364,000 | 844 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $484,450 | 2,112 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $51,306,000 | 634 |
| Total interest expense | $13,735,000 | 855 |
| Net interest income | $37,571,000 | 574 |
| Provision for loan and lease losses | $12,516,000 | 711 |
| Total noninterest income | $10,250,000 | 629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,250,000 | 433 |
| Total noninterest expense | $37,793,000 | 564 |
| Salaries and employee benefits | $19,206,000 | 504 |
| Premises and equipment expense | $5,829,000 | 457 |
| Additional noninterest expense | $12,758,000 | 637 |
| Pre-tax net operating income | $-2,488,000 | 6,768 |
| Securities gains (losses) | $1,091,000 | 465 |
| Applicable income taxes | $-1,744,000 | 7,478 |
| Income before extraordinary items | $347,000 | 4,329 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $347,000 | 4,329 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $347,000 | 4,330 |
| Net charge-offs | $17,784,000 | 444 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-351,240 | 5,972 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $38,778,000 | 647 |
| Total interest expense | $10,890,000 | 853 |
| Net interest income | $27,888,000 | 590 |
| Provision for loan and lease losses | $10,724,000 | 590 |
| Total noninterest income | $6,414,000 | 726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,414,000 | 499 |
| Total noninterest expense | $28,327,000 | 566 |
| Salaries and employee benefits | $14,980,000 | 500 |
| Premises and equipment expense | $4,505,000 | 459 |
| Additional noninterest expense | $8,842,000 | 653 |
| Pre-tax net operating income | $-4,749,000 | 7,488 |
| Securities gains (losses) | $1,041,000 | 368 |
| Applicable income taxes | $-1,861,000 | 7,705 |
| Income before extraordinary items | $-1,847,000 | 7,123 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,847,000 | 7,122 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,847,000 | 7,122 |
| Net charge-offs | $16,475,000 | 358 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,513,240 | 7,285 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $26,194,000 | 653 |
| Total interest expense | $7,696,000 | 844 |
| Net interest income | $18,498,000 | 593 |
| Provision for loan and lease losses | $1,324,000 | 1,763 |
| Total noninterest income | $4,135,000 | 753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,135,000 | 507 |
| Total noninterest expense | $18,767,000 | 576 |
| Salaries and employee benefits | $10,394,000 | 484 |
| Premises and equipment expense | $3,052,000 | 463 |
| Additional noninterest expense | $5,321,000 | 727 |
| Pre-tax net operating income | $2,542,000 | 900 |
| Securities gains (losses) | $720,000 | 380 |
| Applicable income taxes | $889,000 | 687 |
| Income before extraordinary items | $2,373,000 | 785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,373,000 | 782 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,373,000 | 785 |
| Net charge-offs | $1,925,000 | 1,146 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,847,400 | 999 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $13,231,000 | 658 |
| Total interest expense | $4,061,000 | 826 |
| Net interest income | $9,170,000 | 594 |
| Provision for loan and lease losses | $624,000 | 1,564 |
| Total noninterest income | $2,126,000 | 718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,126,000 | 481 |
| Total noninterest expense | $9,161,000 | 559 |
| Salaries and employee benefits | $5,244,000 | 478 |
| Premises and equipment expense | $1,603,000 | 446 |
| Additional noninterest expense | $2,314,000 | 735 |
| Pre-tax net operating income | $1,511,000 | 837 |
| Securities gains (losses) | $720,000 | 243 |
| Applicable income taxes | $671,000 | 490 |
| Income before extraordinary items | $1,560,000 | 652 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,560,000 | 651 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,560,000 | 654 |
| Net charge-offs | $690,000 | 1,165 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,056,000 | 958 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $59,462,000 | 622 |
| Total interest expense | $24,848,000 | 644 |
| Net interest income | $34,614,000 | 619 |
| Provision for loan and lease losses | $30,344,000 | 263 |
| Total noninterest income | $10,113,000 | 584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $10,113,000 | 386 |
| Total noninterest expense | $33,785,000 | 587 |
| Salaries and employee benefits | $18,145,000 | 529 |
| Premises and equipment expense | $6,136,000 | 442 |
| Additional noninterest expense | $9,504,000 | 710 |
| Pre-tax net operating income | $-19,402,000 | 8,098 |
| Securities gains (losses) | $71,000 | 1,367 |
| Applicable income taxes | $-8,434,000 | 8,177 |
| Income before extraordinary items | $-10,897,000 | 8,012 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-10,897,000 | 8,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,664,000 | 272 |
| Cash dividends | $7,750,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-10,942,440 | 8,044 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $45,648,000 | 634 |
| Total interest expense | $19,686,000 | 639 |
| Net interest income | $25,962,000 | 636 |
| Provision for loan and lease losses | $13,166,000 | 333 |
| Total noninterest income | $7,699,000 | 610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,699,000 | 405 |
| Total noninterest expense | $24,015,000 | 608 |
| Salaries and employee benefits | $13,472,000 | 550 |
| Premises and equipment expense | $4,637,000 | 445 |
| Additional noninterest expense | $5,906,000 | 786 |
| Pre-tax net operating income | $-3,520,000 | 8,058 |
| Securities gains (losses) | $71,000 | 1,185 |
| Applicable income taxes | $-2,215,000 | 8,199 |
| Income before extraordinary items | $-1,234,000 | 7,620 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,234,000 | 7,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,646,000 | 304 |
| Cash dividends | $7,750,000 | 294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,279,440 | 7,735 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $31,290,000 | 626 |
| Total interest expense | $14,183,000 | 608 |
| Net interest income | $17,107,000 | 638 |
| Provision for loan and lease losses | $8,419,000 | 310 |
| Total noninterest income | $5,058,000 | 631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,058,000 | 432 |
| Total noninterest expense | $15,446,000 | 628 |
| Salaries and employee benefits | $8,849,000 | 564 |
| Premises and equipment expense | $3,070,000 | 451 |
| Additional noninterest expense | $3,527,000 | 842 |
| Pre-tax net operating income | $-1,700,000 | 8,122 |
| Securities gains (losses) | $71,000 | 1,196 |
| Applicable income taxes | $-1,284,000 | 8,292 |
| Income before extraordinary items | $-345,000 | 7,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-345,000 | 7,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,499,000 | 275 |
| Cash dividends | $7,750,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-390,440 | 7,596 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $16,312,000 | 623 |
| Total interest expense | $7,799,000 | 595 |
| Net interest income | $8,513,000 | 643 |
| Provision for loan and lease losses | $725,000 | 779 |
| Total noninterest income | $2,403,000 | 657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,403,000 | 451 |
| Total noninterest expense | $7,844,000 | 611 |
| Salaries and employee benefits | $4,460,000 | 567 |
| Premises and equipment expense | $1,597,000 | 440 |
| Additional noninterest expense | $1,787,000 | 805 |
| Pre-tax net operating income | $2,347,000 | 822 |
| Securities gains (losses) | $69,000 | 913 |
| Applicable income taxes | $568,000 | 904 |
| Income before extraordinary items | $1,848,000 | 811 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,848,000 | 812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 822 |
| Cash dividends | $1,750,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,795,560 | 801 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $72,129,000 | 583 |
| Total interest expense | $38,374,000 | 525 |
| Net interest income | $33,755,000 | 666 |
| Provision for loan and lease losses | $2,180,000 | 789 |
| Total noninterest income | $11,108,000 | 570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,108,000 | 388 |
| Total noninterest expense | $33,049,000 | 566 |
| Salaries and employee benefits | $18,811,000 | 521 |
| Premises and equipment expense | $6,293,000 | 423 |
| Additional noninterest expense | $7,945,000 | 722 |
| Pre-tax net operating income | $9,634,000 | 883 |
| Securities gains (losses) | $587,000 | 249 |
| Applicable income taxes | $2,457,000 | 944 |
| Income before extraordinary items | $7,764,000 | 834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,764,000 | 832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,344,000 | 299 |
| Cash dividends | $9,000,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,317,880 | 863 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $54,902,000 | 571 |
| Total interest expense | $29,478,000 | 517 |
| Net interest income | $25,424,000 | 663 |
| Provision for loan and lease losses | $1,090,000 | 837 |
| Total noninterest income | $8,341,000 | 570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,341,000 | 396 |
| Total noninterest expense | $25,139,000 | 553 |
| Salaries and employee benefits | $14,308,000 | 515 |
| Premises and equipment expense | $4,823,000 | 414 |
| Additional noninterest expense | $6,008,000 | 702 |
| Pre-tax net operating income | $7,536,000 | 918 |
| Securities gains (losses) | $39,000 | 673 |
| Applicable income taxes | $1,917,000 | 997 |
| Income before extraordinary items | $5,658,000 | 914 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,658,000 | 912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,011,000 | 651 |
| Cash dividends | $7,250,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,628,750 | 904 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $37,050,000 | 580 |
| Total interest expense | $20,110,000 | 516 |
| Net interest income | $16,940,000 | 675 |
| Provision for loan and lease losses | $250,000 | 1,793 |
| Total noninterest income | $5,416,000 | 604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,416,000 | 415 |
| Total noninterest expense | $17,170,000 | 558 |
| Salaries and employee benefits | $9,856,000 | 518 |
| Premises and equipment expense | $3,411,000 | 408 |
| Additional noninterest expense | $3,903,000 | 727 |
| Pre-tax net operating income | $4,936,000 | 971 |
| Securities gains (losses) | $47,000 | 552 |
| Applicable income taxes | $1,287,000 | 1,042 |
| Income before extraordinary items | $3,696,000 | 968 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,696,000 | 967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $818,000 | 514 |
| Cash dividends | $5,500,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,661,220 | 961 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $18,569,000 | 575 |
| Total interest expense | $10,213,000 | 500 |
| Net interest income | $8,356,000 | 671 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $2,686,000 | 594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,686,000 | 410 |
| Total noninterest expense | $9,175,000 | 532 |
| Salaries and employee benefits | $5,345,000 | 475 |
| Premises and equipment expense | $1,741,000 | 406 |
| Additional noninterest expense | $2,089,000 | 663 |
| Pre-tax net operating income | $1,717,000 | 1,365 |
| Securities gains (losses) | $34,000 | 466 |
| Applicable income taxes | $394,000 | 1,542 |
| Income before extraordinary items | $1,357,000 | 1,293 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,357,000 | 1,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,417 |
| Cash dividends | $3,750,000 | 288 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,330,820 | 1,306 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $75,056,000 | 547 |
| Total interest expense | $43,121,000 | 416 |
| Net interest income | $31,935,000 | 690 |
| Provision for loan and lease losses | $1,185,000 | 889 |
| Total noninterest income | $10,422,000 | 594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,422,000 | 407 |
| Total noninterest expense | $35,835,000 | 516 |
| Salaries and employee benefits | $21,130,000 | 453 |
| Premises and equipment expense | $6,411,000 | 406 |
| Additional noninterest expense | $8,294,000 | 660 |
| Pre-tax net operating income | $5,337,000 | 1,786 |
| Securities gains (losses) | $-18,000 | 7,507 |
| Applicable income taxes | $375,000 | 3,517 |
| Income before extraordinary items | $4,944,000 | 1,476 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,944,000 | 1,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,217,000 | 584 |
| Cash dividends | $13,134,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,960,740 | 1,452 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $55,419,000 | 564 |
| Total interest expense | $31,374,000 | 427 |
| Net interest income | $24,045,000 | 704 |
| Provision for loan and lease losses | $885,000 | 865 |
| Total noninterest income | $7,315,000 | 636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,315,000 | 434 |
| Total noninterest expense | $26,642,000 | 536 |
| Salaries and employee benefits | $15,499,000 | 479 |
| Premises and equipment expense | $4,953,000 | 406 |
| Additional noninterest expense | $6,190,000 | 673 |
| Pre-tax net operating income | $3,833,000 | 1,918 |
| Securities gains (losses) | $-45,000 | 8,146 |
| Applicable income taxes | $511,000 | 2,841 |
| Income before extraordinary items | $3,277,000 | 1,699 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,277,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,413,000 | 355 |
| Cash dividends | $9,384,000 | 313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,316,150 | 1,664 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $36,621,000 | 556 |
| Total interest expense | $20,207,000 | 421 |
| Net interest income | $16,414,000 | 696 |
| Provision for loan and lease losses | $500,000 | 976 |
| Total noninterest income | $5,778,000 | 570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,778,000 | 395 |
| Total noninterest expense | $17,791,000 | 542 |
| Salaries and employee benefits | $10,373,000 | 482 |
| Premises and equipment expense | $3,388,000 | 391 |
| Additional noninterest expense | $4,030,000 | 693 |
| Pre-tax net operating income | $3,901,000 | 1,288 |
| Securities gains (losses) | $-76,000 | 8,471 |
| Applicable income taxes | $825,000 | 1,623 |
| Income before extraordinary items | $3,000,000 | 1,247 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,000,000 | 1,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $5,634,000 | 337 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,059,280 | 1,208 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $17,841,000 | 550 |
| Total interest expense | $9,855,000 | 413 |
| Net interest income | $7,986,000 | 705 |
| Provision for loan and lease losses | $375,000 | 640 |
| Total noninterest income | $2,743,000 | 576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,743,000 | 404 |
| Total noninterest expense | $8,594,000 | 544 |
| Salaries and employee benefits | $5,084,000 | 490 |
| Premises and equipment expense | $1,655,000 | 398 |
| Additional noninterest expense | $1,855,000 | 731 |
| Pre-tax net operating income | $1,760,000 | 1,403 |
| Securities gains (losses) | $-107,000 | 8,670 |
| Applicable income taxes | $289,000 | 2,073 |
| Income before extraordinary items | $1,364,000 | 1,344 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,364,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,413 |
| Cash dividends | $1,884,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,452,810 | 1,250 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $68,984,000 | 501 |
| Total interest expense | $40,211,000 | 329 |
| Net interest income | $28,773,000 | 729 |
| Provision for loan and lease losses | $1,580,000 | 672 |
| Total noninterest income | $12,595,000 | 531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,595,000 | 381 |
| Total noninterest expense | $32,763,000 | 551 |
| Salaries and employee benefits | $18,670,000 | 503 |
| Premises and equipment expense | $6,622,000 | 385 |
| Additional noninterest expense | $7,471,000 | 709 |
| Pre-tax net operating income | $7,025,000 | 1,359 |
| Securities gains (losses) | $-447,000 | 8,691 |
| Applicable income taxes | $1,329,000 | 1,863 |
| Income before extraordinary items | $5,249,000 | 1,358 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,249,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,727,000 | 447 |
| Cash dividends | $3,366,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,606,600 | 1,253 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $50,860,000 | 493 |
| Total interest expense | $30,513,000 | 312 |
| Net interest income | $20,347,000 | 766 |
| Provision for loan and lease losses | $1,312,000 | 588 |
| Total noninterest income | $9,621,000 | 530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,621,000 | 372 |
| Total noninterest expense | $24,255,000 | 558 |
| Salaries and employee benefits | $13,797,000 | 502 |
| Premises and equipment expense | $5,117,000 | 375 |
| Additional noninterest expense | $5,341,000 | 735 |
| Pre-tax net operating income | $4,401,000 | 1,622 |
| Securities gains (losses) | $-321,000 | 8,764 |
| Applicable income taxes | $715,000 | 2,363 |
| Income before extraordinary items | $3,365,000 | 1,568 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,365,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 617 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,628,220 | 1,441 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $33,783,000 | 482 |
| Total interest expense | $21,069,000 | 287 |
| Net interest income | $12,714,000 | 823 |
| Provision for loan and lease losses | $767,000 | 661 |
| Total noninterest income | $6,021,000 | 545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,021,000 | 383 |
| Total noninterest expense | $16,131,000 | 556 |
| Salaries and employee benefits | $9,153,000 | 502 |
| Premises and equipment expense | $3,492,000 | 362 |
| Additional noninterest expense | $3,486,000 | 749 |
| Pre-tax net operating income | $1,837,000 | 2,335 |
| Securities gains (losses) | $-296,000 | 8,796 |
| Applicable income taxes | $75,000 | 5,150 |
| Income before extraordinary items | $1,466,000 | 2,271 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,466,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,708 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,747,200 | 1,911 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $16,577,000 | 479 |
| Total interest expense | $10,768,000 | 271 |
| Net interest income | $5,809,000 | 899 |
| Provision for loan and lease losses | $255,000 | 906 |
| Total noninterest income | $2,932,000 | 537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,932,000 | 372 |
| Total noninterest expense | $8,079,000 | 538 |
| Salaries and employee benefits | $4,605,000 | 491 |
| Premises and equipment expense | $1,773,000 | 354 |
| Additional noninterest expense | $1,701,000 | 746 |
| Pre-tax net operating income | $407,000 | 4,228 |
| Securities gains (losses) | $-273,000 | 8,880 |
| Applicable income taxes | $-200,000 | 8,879 |
| Income before extraordinary items | $334,000 | 4,076 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $334,000 | 4,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 992 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $607,000 | 2,552 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $67,972,000 | 435 |
| Total interest expense | $39,584,000 | 251 |
| Net interest income | $28,388,000 | 690 |
| Provision for loan and lease losses | $8,885,000 | 157 |
| Total noninterest income | $11,904,000 | 542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $11,904,000 | 369 |
| Total noninterest expense | $44,663,000 | 408 |
| Salaries and employee benefits | $19,929,000 | 453 |
| Premises and equipment expense | $6,762,000 | 348 |
| Additional noninterest expense | $17,972,000 | 346 |
| Pre-tax net operating income | $-13,256,000 | 8,975 |
| Securities gains (losses) | $770,000 | 339 |
| Applicable income taxes | $-6,677,000 | 8,971 |
| Income before extraordinary items | $-5,809,000 | 8,964 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,809,000 | 8,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,884,000 | 166 |
| Cash dividends | $2,941,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-6,301,800 | 8,955 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $51,130,000 | 428 |
| Total interest expense | $29,227,000 | 247 |
| Net interest income | $21,903,000 | 673 |
| Provision for loan and lease losses | $8,829,000 | 137 |
| Total noninterest income | $8,625,000 | 560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,625,000 | 383 |
| Total noninterest expense | $27,055,000 | 486 |
| Salaries and employee benefits | $15,331,000 | 444 |
| Premises and equipment expense | $4,988,000 | 358 |
| Additional noninterest expense | $6,736,000 | 600 |
| Pre-tax net operating income | $-5,356,000 | 9,015 |
| Securities gains (losses) | $900,000 | 293 |
| Applicable income taxes | $-3,117,000 | 9,011 |
| Income before extraordinary items | $-1,339,000 | 8,954 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,339,000 | 8,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,685,000 | 147 |
| Cash dividends | $2,941,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,915,000 | 8,969 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $33,753,000 | 430 |
| Total interest expense | $19,901,000 | 238 |
| Net interest income | $13,852,000 | 696 |
| Provision for loan and lease losses | $2,657,000 | 253 |
| Total noninterest income | $5,710,000 | 565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,710,000 | 379 |
| Total noninterest expense | $16,853,000 | 514 |
| Salaries and employee benefits | $9,497,000 | 476 |
| Premises and equipment expense | $3,565,000 | 331 |
| Additional noninterest expense | $3,791,000 | 678 |
| Pre-tax net operating income | $52,000 | 8,232 |
| Securities gains (losses) | $198,000 | 653 |
| Applicable income taxes | $-792,000 | 9,047 |
| Income before extraordinary items | $1,042,000 | 2,831 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,042,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,911,000 | 270 |
| Cash dividends | $2,941,000 | 516 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $844,000 | 3,282 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $17,129,000 | 427 |
| Total interest expense | $10,279,000 | 242 |
| Net interest income | $6,850,000 | 708 |
| Provision for loan and lease losses | $739,000 | 395 |
| Total noninterest income | $2,838,000 | 564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,838,000 | 377 |
| Total noninterest expense | $8,057,000 | 535 |
| Salaries and employee benefits | $4,881,000 | 466 |
| Premises and equipment expense | $1,688,000 | 360 |
| Additional noninterest expense | $1,488,000 | 825 |
| Pre-tax net operating income | $892,000 | 2,219 |
| Securities gains (losses) | $349,000 | 335 |
| Applicable income taxes | $-14,000 | 8,882 |
| Income before extraordinary items | $1,255,000 | 1,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,255,000 | 1,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $1,686,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $906,000 | 1,649 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $68,699,000 | 433 |
| Total interest expense | $44,458,000 | 244 |
| Net interest income | $24,241,000 | 788 |
| Provision for loan and lease losses | $2,327,000 | 580 |
| Total noninterest income | $12,322,000 | 557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,322,000 | 388 |
| Total noninterest expense | $32,204,000 | 544 |
| Salaries and employee benefits | $19,995,000 | 450 |
| Premises and equipment expense | $6,117,000 | 398 |
| Additional noninterest expense | $6,092,000 | 840 |
| Pre-tax net operating income | $2,032,000 | 3,367 |
| Securities gains (losses) | $1,917,000 | 309 |
| Applicable income taxes | $585,000 | 3,109 |
| Income before extraordinary items | $3,364,000 | 1,844 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,364,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,490 |
| Cash dividends | $4,844,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,734,550 | 3,052 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $51,664,000 | 441 |
| Total interest expense | $33,963,000 | 250 |
| Net interest income | $17,701,000 | 819 |
| Provision for loan and lease losses | $1,490,000 | 659 |
| Total noninterest income | $9,130,000 | 591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,130,000 | 407 |
| Total noninterest expense | $22,542,000 | 583 |
| Salaries and employee benefits | $13,579,000 | 505 |
| Premises and equipment expense | $4,762,000 | 387 |
| Additional noninterest expense | $4,201,000 | 917 |
| Pre-tax net operating income | $2,799,000 | 2,161 |
| Securities gains (losses) | $438,000 | 751 |
| Applicable income taxes | $893,000 | 2,034 |
| Income before extraordinary items | $2,344,000 | 2,038 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,344,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,697 |
| Cash dividends | $2,500,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,028,640 | 2,186 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $35,170,000 | 438 |
| Total interest expense | $23,437,000 | 251 |
| Net interest income | $11,733,000 | 824 |
| Provision for loan and lease losses | $988,000 | 645 |
| Total noninterest income | $5,887,000 | 597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,887,000 | 417 |
| Total noninterest expense | $14,873,000 | 583 |
| Salaries and employee benefits | $8,876,000 | 510 |
| Premises and equipment expense | $3,225,000 | 387 |
| Additional noninterest expense | $2,772,000 | 920 |
| Pre-tax net operating income | $1,759,000 | 2,285 |
| Securities gains (losses) | $120,000 | 1,368 |
| Applicable income taxes | $566,000 | 2,131 |
| Income before extraordinary items | $1,313,000 | 2,365 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,313,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,789 |
| Cash dividends | $2,500,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,229,000 | 2,371 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $18,028,000 | 437 |
| Total interest expense | $12,028,000 | 254 |
| Net interest income | $6,000,000 | 809 |
| Provision for loan and lease losses | $478,000 | 642 |
| Total noninterest income | $2,709,000 | 635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,709,000 | 446 |
| Total noninterest expense | $7,381,000 | 584 |
| Salaries and employee benefits | $4,437,000 | 509 |
| Premises and equipment expense | $1,614,000 | 390 |
| Additional noninterest expense | $1,330,000 | 930 |
| Pre-tax net operating income | $850,000 | 2,346 |
| Securities gains (losses) | $68,000 | 1,210 |
| Applicable income taxes | $298,000 | 2,072 |
| Income before extraordinary items | $620,000 | 2,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $620,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $573,760 | 2,506 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $83,586,000 | 402 |
| Total interest expense | $53,935,000 | 265 |
| Net interest income | $29,651,000 | 643 |
| Provision for loan and lease losses | $1,956,000 | 748 |
| Total noninterest income | $13,231,000 | 531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,231,000 | 375 |
| Total noninterest expense | $31,867,000 | 540 |
| Salaries and employee benefits | $20,033,000 | 432 |
| Premises and equipment expense | $6,353,000 | 388 |
| Additional noninterest expense | $5,481,000 | 912 |
| Pre-tax net operating income | $9,059,000 | 944 |
| Securities gains (losses) | $128,000 | 1,526 |
| Applicable income taxes | $2,685,000 | 1,028 |
| Income before extraordinary items | $6,502,000 | 962 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,502,000 | 962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $943,000 | 1,023 |
| Cash dividends | $12,500,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,411,120 | 934 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $103,120,000 | 383 |
| Total interest expense | $71,233,000 | 287 |
| Net interest income | $31,887,000 | 577 |
| Provision for loan and lease losses | $1,150,000 | 1,120 |
| Total noninterest income | $12,691,000 | 519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,691,000 | 371 |
| Total noninterest expense | $30,613,000 | 550 |
| Salaries and employee benefits | $18,983,000 | 419 |
| Premises and equipment expense | $6,222,000 | 378 |
| Additional noninterest expense | $5,408,000 | 901 |
| Pre-tax net operating income | $12,815,000 | 615 |
| Securities gains (losses) | $73,000 | 2,015 |
| Applicable income taxes | $3,864,000 | 671 |
| Income before extraordinary items | $9,024,000 | 622 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $9,024,000 | 624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,512 |
| Cash dividends | $10,000,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,972,900 | 596 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $112,744,000 | 381 |
| Total interest expense | $74,050,000 | 323 |
| Net interest income | $38,694,000 | 488 |
| Provision for loan and lease losses | $3,375,000 | 422 |
| Total noninterest income | $8,660,000 | 647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,660,000 | 460 |
| Total noninterest expense | $30,297,000 | 532 |
| Salaries and employee benefits | $19,206,000 | 388 |
| Premises and equipment expense | $6,049,000 | 375 |
| Additional noninterest expense | $5,042,000 | 945 |
| Pre-tax net operating income | $13,682,000 | 604 |
| Securities gains (losses) | $20,000 | 951 |
| Applicable income taxes | $5,276,000 | 534 |
| Income before extraordinary items | $8,426,000 | 653 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,426,000 | 654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,065,000 | 467 |
| Cash dividends | $22,774,000 | 224 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,413,200 | 651 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $99,357,000 | 410 |
| Total interest expense | $58,657,000 | 341 |
| Net interest income | $40,700,000 | 486 |
| Provision for loan and lease losses | $675,000 | 1,358 |
| Total noninterest income | $6,507,000 | 788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $6,507,000 | 566 |
| Total noninterest expense | $29,170,000 | 553 |
| Salaries and employee benefits | $18,417,000 | 410 |
| Premises and equipment expense | $6,333,000 | 375 |
| Additional noninterest expense | $4,420,000 | 1,064 |
| Pre-tax net operating income | $17,362,000 | 535 |
| Securities gains (losses) | $98,000 | 742 |
| Applicable income taxes | $6,701,000 | 490 |
| Income before extraordinary items | $10,759,000 | 586 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,759,000 | 586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $20,181,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $10,696,280 | 577 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $95,973,000 | 420 |
| Total interest expense | $58,597,000 | 340 |
| Net interest income | $37,376,000 | 509 |
| Provision for loan and lease losses | $1,630,000 | 665 |
| Total noninterest income | $5,889,000 | 828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,889,000 | 584 |
| Total noninterest expense | $32,320,000 | 502 |
| Salaries and employee benefits | $17,746,000 | 422 |
| Premises and equipment expense | $6,666,000 | 345 |
| Additional noninterest expense | $7,908,000 | 699 |
| Pre-tax net operating income | $9,315,000 | 840 |
| Securities gains (losses) | $68,000 | 1,523 |
| Applicable income taxes | $3,668,000 | 738 |
| Income before extraordinary items | $5,715,000 | 944 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,715,000 | 943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,717 |
| Cash dividends | $5,034,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $80,526,000 | 11 |
| Net operating income | $5,671,480 | 919 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $54,524,000 | 654 |
| Total interest expense | $32,349,000 | 550 |
| Net interest income | $22,175,000 | 816 |
| Provision for loan and lease losses | $1,660,000 | 684 |
| Total noninterest income | $-296,000 | 10,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $-296,000 | 10,944 |
| Total noninterest expense | $17,744,000 | 812 |
| Salaries and employee benefits | $9,735,000 | 708 |
| Premises and equipment expense | $3,238,000 | 648 |
| Additional noninterest expense | $4,771,000 | 1,004 |
| Pre-tax net operating income | $2,475,000 | 2,939 |
| Securities gains (losses) | $278,000 | 587 |
| Applicable income taxes | $1,809,000 | 1,449 |
| Income before extraordinary items | $944,000 | 4,896 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $944,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,258 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $766,080 | 5,550 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $45,441,000 | 790 |
| Total interest expense | $25,758,000 | 690 |
| Net interest income | $19,683,000 | 943 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $1,270,000 | 2,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,270,000 | 1,537 |
| Total noninterest expense | $18,205,000 | 850 |
| Salaries and employee benefits | $8,579,000 | 803 |
| Premises and equipment expense | $2,591,000 | 838 |
| Additional noninterest expense | $7,035,000 | 893 |
| Pre-tax net operating income | $2,688,000 | 2,602 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,279,000 | 1,892 |
| Income before extraordinary items | $1,410,000 | 3,388 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,410,000 | 3,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,409,360 | 3,345 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $43,823,000 | 843 |
| Total interest expense | $25,337,000 | 725 |
| Net interest income | $18,486,000 | 997 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $1,040,000 | 3,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,040,000 | 1,760 |
| Total noninterest expense | $12,990,000 | 1,145 |
| Salaries and employee benefits | $7,276,000 | 938 |
| Premises and equipment expense | $2,252,000 | 955 |
| Additional noninterest expense | $3,462,000 | 1,495 |
| Pre-tax net operating income | $6,416,000 | 1,200 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,800,000 | 958 |
| Income before extraordinary items | $3,616,000 | 1,439 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,616,000 | 1,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,616,000 | 1,412 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $38,584,000 | 850 |
| Total interest expense | $20,375,000 | 707 |
| Net interest income | $18,209,000 | 1,014 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $876,000 | 3,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $876,000 | 2,009 |
| Total noninterest expense | $30,580,000 | 579 |
| Salaries and employee benefits | $6,666,000 | 1,017 |
| Premises and equipment expense | $1,960,000 | 1,086 |
| Additional noninterest expense | $21,954,000 | 415 |
| Pre-tax net operating income | $-11,615,000 | 12,609 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,105,000 | 845 |
| Income before extraordinary items | $-14,720,000 | 12,576 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-14,720,000 | 12,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-14,720,000 | 12,580 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $38,503,000 | 861 |
| Total interest expense | $18,766,000 | 754 |
| Net interest income | $19,737,000 | 940 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $1,184,000 | 2,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,184,000 | 1,824 |
| Total noninterest expense | $12,076,000 | 1,278 |
| Salaries and employee benefits | $6,998,000 | 971 |
| Premises and equipment expense | $1,736,000 | 1,234 |
| Additional noninterest expense | $3,342,000 | 1,750 |
| Pre-tax net operating income | $8,665,000 | 850 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,925,000 | 661 |
| Income before extraordinary items | $4,740,000 | 1,096 |
| Extraordinary gains, net | $350,000 | 621 |
| Net income | $5,090,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,912 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,740,000 | 1,020 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $46,840,000 | 829 |
| Total interest expense | $23,071,000 | 814 |
| Net interest income | $23,769,000 | 817 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $1,349,000 | 2,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,349,000 | 1,624 |
| Total noninterest expense | $12,148,000 | 1,312 |
| Salaries and employee benefits | $6,729,000 | 1,009 |
| Premises and equipment expense | $1,810,000 | 1,207 |
| Additional noninterest expense | $3,609,000 | 1,717 |
| Pre-tax net operating income | $12,790,000 | 501 |
| Securities gains (losses) | $59,000 | 3,858 |
| Applicable income taxes | $4,600,000 | 517 |
| Income before extraordinary items | $8,249,000 | 581 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,249,000 | 582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 4,855 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $8,211,240 | 526 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.