Citizens Federal Savings Bank of Port St. Joe, Net Loans and Leases

2001-12-31Rank
Net loans and leases$88,814,0003,489
Loan loss allowance$339,0007,040
Total loans and leases$89,153,0003,511
Unearned incomeNANA
Loans and leases, gross$89,153,0003,513
All real estate loans$79,708,0002,794
Real estate loans in domestic offices$79,708,0002,793
Construction and development loans$19,039,0001,275
Commercial RE$11,764,0004,073
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$217,0005,114
1-4 family residential loans$48,688,0002,276
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$3,213,0006,419
To non-U.S. addresseesNANA
Loans to individuals$6,232,0003,814
Credit card loans$1,170,000682
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$5,062,0004,205
All other loans & leases$07,647
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$06,796
Lease financing receivables$01,754
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$157,000954
Non 1-4 family restructured loans & leases$157,000954
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$339,0006,698
Total loans and leasesNANA
2000-12-31Rank
Net loans and leases$82,240,0003,611
Loan loss allowance$289,0007,431
Total loans and leases$82,529,0003,634
Unearned incomeNANA
Loans and leases, gross$82,529,0003,637
All real estate loans$71,526,0002,929
Real estate loans in domestic offices$71,526,0002,929
Construction and development loans$12,848,0001,489
Commercial RE$10,304,0004,162
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$294,0004,808
1-4 family residential loans$48,080,0002,322
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$4,355,0005,814
To non-U.S. addresseesNANA
Loans to individuals$6,648,0003,822
Credit card loans$891,0001,399
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$5,757,0004,030
All other loans & leases$07,989
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$07,234
Lease financing receivables$01,742
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$139,0001,109
Non 1-4 family restructured loans & leases$139,0001,109
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$289,000668
Total loans and leasesNANA
1999-12-31Rank
Net loans and leases$66,418,0004,158
Loan loss allowance$282,0007,561
Total loans and leases$66,700,0004,184
Unearned incomeNANA
Loans and leases, gross$66,700,0004,191
All real estate loans$58,844,0003,273
Real estate loans in domestic offices$58,844,0003,273
Construction and development loans$7,821,0001,949
Commercial RE$9,403,0004,192
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$872,0003,369
1-4 family residential loans$40,748,0002,561
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$2,573,0006,958
To non-U.S. addresseesNANA
Loans to individuals$5,283,0004,564
Credit card loans$512,0002,084
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$4,771,0004,659
All other loans & leases$08,281
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$07,504
Lease financing receivables$01,829
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$212,000977
Non 1-4 family restructured loans & leases$212,000977
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$282,000700
Total loans and leasesNANA
1998-12-31Rank
Net loans and leases$60,379,0004,275
Loan loss allowance$206,0008,471
Total loans and leases$60,585,0004,318
Unearned incomeNANA
Loans and leases, gross$60,585,0004,325
All real estate loans$51,885,0003,422
Real estate loans in domestic offices$51,885,0003,421
Construction and development loans$4,132,0002,719
Commercial RE$9,065,0004,031
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$160,0005,480
1-4 family residential loans$38,528,0002,660
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$1,489,0007,948
To non-U.S. addresseesNANA
Loans to individuals$7,211,0003,639
Credit card loans$2,423,000765
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$4,788,0004,673
All other loans & leases$08,514
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$07,741
Lease financing receivables$01,835
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$98,0001,571
Non 1-4 family restructured loans & leases$98,0001,571
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$206,000804
Total loans and leasesNANA
1997-12-31Rank
Net loans and leases$60,669,0004,286
Loan loss allowance$193,0008,900
Total loans and leases$60,862,0004,322
Unearned incomeNANA
Loans and leases, gross$60,862,0004,329
All real estate loans$50,396,0003,535
Real estate loans in domestic offices$50,396,0003,535
Construction and development loans$4,912,0002,388
Commercial RE$6,095,0004,983
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$260,0005,182
1-4 family residential loans$39,129,0002,720
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$1,823,0007,799
To non-U.S. addresseesNANA
Loans to individuals$8,643,0003,293
Credit card loans$1,325,0001,241
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$7,318,0003,542
All other loans & leases$08,942
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$08,154
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$60,0002,088
Non 1-4 family restructured loans & leases$60,0002,088
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$193,000886
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$60,642,0004,328
Loan loss allowance$129,00010,163
Total loans and leases$60,771,0004,382
Unearned income$1,558,000991
Loans and leases, gross$62,329,0004,293
All real estate loans$51,395,0003,494
Real estate loans in domestic offices$51,395,0003,494
Construction and development loans$5,431,0002,287
Commercial RE$4,130,0006,002
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$275,0005,375
1-4 family residential loans$41,559,0002,663
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$1,161,0008,841
To non-U.S. addresseesNANA
Loans to individuals$9,773,0003,065
Credit card loans$1,710,0001,180
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$8,063,0003,384
All other loans & leases$09,363
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$08,558
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$109,0001,967
Non 1-4 family restructured loans & leases$109,0001,967
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$01,283
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$54,179,0004,685
Loan loss allowance$100,00010,977
Total loans and leases$54,279,0004,728
Unearned income$1,905,000937
Loans and leases, gross$56,184,0004,613
All real estate loans$47,024,0003,700
Real estate loans in domestic offices$47,024,0003,700
Construction and development loans$6,863,0001,836
Commercial RE$2,604,0007,177
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$288,0005,489
1-4 family residential loans$37,269,0002,871
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$420,00010,260
To non-U.S. addresseesNANA
Loans to individuals$8,740,0003,375
Credit card loans$1,925,0001,160
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$6,815,0003,892
All other loans & leases$09,776
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$09,003
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,427
Non 1-4 family restructured loans & leases$03,427
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$100,0001,154
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$48,970,0004,992
Loan loss allowance$64,00012,075
Total loans and leases$49,034,0005,034
Unearned income$1,935,0001,017
Loans and leases, gross$50,969,0004,924
All real estate loans$43,758,0003,864
Real estate loans in domestic offices$43,758,0003,864
Construction and development loans$4,961,0002,201
Commercial RE$2,498,0007,468
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$301,0005,662
1-4 family residential loans$35,998,0002,945
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$131,00011,267
To non-U.S. addresseesNANA
Loans to individuals$7,080,0003,951
Credit card loans$1,245,0001,501
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$5,835,0004,374
All other loans & leases$010,273
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$09,457
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,961
Non 1-4 family restructured loans & leases$03,961
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$64,0001,351
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$44,106,0005,311
Loan loss allowance$103,00012,048
Total loans and leases$44,209,0005,361
Unearned income$1,221,0001,494
Loans and leases, gross$45,430,0005,284
All real estate loans$39,851,0004,112
Real estate loans in domestic offices$39,851,0004,112
Construction and development loans$3,585,0002,610
Commercial RE$1,374,0009,119
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$210,0006,292
1-4 family residential loans$34,682,0003,035
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$225,00011,583
To non-U.S. addresseesNANA
Loans to individuals$5,354,0004,912
Credit card loans$530,0002,514
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$4,824,0005,017
All other loans & leases$010,736
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$09,884
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$04,599
Non 1-4 family restructured loans & leases$04,599
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$103,0001,355
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$39,350,0005,801
Loan loss allowance$100,00012,531
Total loans and leases$39,450,0005,888
Unearned income$1,184,0001,747
Loans and leases, gross$40,634,0005,760
All real estate loans$35,756,0004,502
Real estate loans in domestic offices$35,756,0004,502
Construction and development loans$2,818,0003,006
Commercial RE$957,00010,194
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$218,0006,266
1-4 family residential loans$31,763,0003,348
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$242,00012,033
To non-U.S. addresseesNANA
Loans to individuals$4,636,0005,657
Credit card loans$588,0002,397
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$4,048,0005,916
All other loans & leases$011,131
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$010,230
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$05,113
Non 1-4 family restructured loans & leases$05,113
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$100,0001,507
Total loans and leasesNANA