Home > Citizens Federal Savings Bank > Income and Expense
Citizens Federal Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 3,362 |
| Total interest expense | $628,000 | 3,206 |
| Net interest income | $1,222,000 | 3,394 |
| Provision for loan and lease losses | $35,000 | 2,097 |
| Total noninterest income | $141,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $29,000 | 3,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 2,931 |
| Total noninterest expense | $1,407,000 | 2,937 |
| Salaries and employee benefits | $825,000 | 2,875 |
| Premises and equipment expense | $155,000 | 2,698 |
| Additional noninterest expense | $112,000 | 2,931 |
| Pre-tax net operating income | $-79,000 | 4,297 |
| Securities gains (losses) | $13,000 | 395 |
| Applicable income taxes | $-26,000 | 4,306 |
| Income before extraordinary items | $-40,000 | 4,238 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $-40,000 | 4,236 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-40,000 | 4,238 |
| Net charge-offs | $1,000 | 2,169 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $-50,270 | 4,263 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $7,098,000 | 3,383 |
| Total interest expense | $2,485,000 | 3,235 |
| Net interest income | $4,613,000 | 3,405 |
| Provision for loan and lease losses | $57,000 | 2,785 |
| Total noninterest income | $645,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $117,000 | 3,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,895 |
| Total noninterest expense | $4,966,000 | 3,097 |
| Salaries and employee benefits | $2,926,000 | 2,991 |
| Premises and equipment expense | $548,000 | 2,835 |
| Additional noninterest expense | $528,000 | 2,895 |
| Pre-tax net operating income | $235,000 | 4,034 |
| Securities gains (losses) | $9,000 | 637 |
| Applicable income taxes | $16,000 | 3,151 |
| Income before extraordinary items | $228,000 | 3,980 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $228,000 | 4,023 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $228,000 | 3,979 |
| Net charge-offs | $57,000 | 2,030 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $219,630 | 4,003 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $5,286,000 | 3,389 |
| Total interest expense | $1,870,000 | 3,226 |
| Net interest income | $3,416,000 | 3,424 |
| Provision for loan and lease losses | $55,000 | 2,498 |
| Total noninterest income | $459,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $86,000 | 3,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 2,904 |
| Total noninterest expense | $3,730,000 | 3,070 |
| Salaries and employee benefits | $2,219,000 | 2,964 |
| Premises and equipment expense | $410,000 | 2,834 |
| Additional noninterest expense | $373,000 | 2,904 |
| Pre-tax net operating income | $90,000 | 4,141 |
| Securities gains (losses) | $33,000 | 469 |
| Applicable income taxes | $2,000 | 3,243 |
| Income before extraordinary items | $121,000 | 4,076 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $121,000 | 4,120 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $121,000 | 4,079 |
| Net charge-offs | $57,000 | 1,665 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $88,660 | 4,127 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 3,426 |
| Total interest expense | $574,000 | 3,268 |
| Net interest income | $1,107,000 | 3,466 |
| Provision for loan and lease losses | $14,000 | 2,263 |
| Total noninterest income | $155,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $27,000 | 3,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 2,814 |
| Total noninterest expense | $1,242,000 | 3,071 |
| Salaries and employee benefits | $750,000 | 2,971 |
| Premises and equipment expense | $146,000 | 2,748 |
| Additional noninterest expense | $128,000 | 2,814 |
| Pre-tax net operating income | $6,000 | 4,198 |
| Securities gains (losses) | $6,000 | 419 |
| Applicable income taxes | $-3,000 | 4,307 |
| Income before extraordinary items | $15,000 | 4,168 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $15,000 | 4,205 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $15,000 | 4,165 |
| Net charge-offs | $34,000 | 1,080 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $9,000 | 4,199 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 3,412 |
| Total interest expense | $1,642,000 | 3,244 |
| Net interest income | $4,659,000 | 3,433 |
| Provision for loan and lease losses | $-17,000 | 4,220 |
| Total noninterest income | $650,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $119,000 | 3,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $531,000 | 2,916 |
| Total noninterest expense | $5,049,000 | 3,035 |
| Salaries and employee benefits | $3,007,000 | 2,938 |
| Premises and equipment expense | $555,000 | 2,820 |
| Additional noninterest expense | $531,000 | 2,916 |
| Pre-tax net operating income | $277,000 | 4,125 |
| Securities gains (losses) | $-53,000 | 3,665 |
| Applicable income taxes | $8,000 | 3,300 |
| Income before extraordinary items | $216,000 | 4,138 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $216,000 | 4,178 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $216,000 | 4,140 |
| Net charge-offs | $37,000 | 1,935 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $266,880 | 4,121 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,657,000 | 3,412 |
| Total interest expense | $1,116,000 | 3,241 |
| Net interest income | $3,541,000 | 3,437 |
| Provision for loan and lease losses | $-17,000 | 4,282 |
| Total noninterest income | $485,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $86,000 | 3,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 2,898 |
| Total noninterest expense | $3,755,000 | 3,035 |
| Salaries and employee benefits | $2,229,000 | 2,934 |
| Premises and equipment expense | $403,000 | 2,859 |
| Additional noninterest expense | $399,000 | 2,897 |
| Pre-tax net operating income | $288,000 | 4,118 |
| Securities gains (losses) | $-90,000 | 3,975 |
| Applicable income taxes | $9,000 | 3,303 |
| Income before extraordinary items | $189,000 | 4,168 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $189,000 | 4,206 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $189,000 | 4,167 |
| Net charge-offs | $33,000 | 1,664 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $274,500 | 4,091 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 3,396 |
| Total interest expense | $665,000 | 3,221 |
| Net interest income | $2,410,000 | 3,432 |
| Provision for loan and lease losses | $-17,000 | 4,360 |
| Total noninterest income | $314,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $55,000 | 3,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 2,900 |
| Total noninterest expense | $2,486,000 | 3,043 |
| Salaries and employee benefits | $1,476,000 | 2,949 |
| Premises and equipment expense | $266,000 | 2,871 |
| Additional noninterest expense | $259,000 | 2,894 |
| Pre-tax net operating income | $255,000 | 4,076 |
| Securities gains (losses) | $-72,000 | 4,162 |
| Applicable income taxes | $10,000 | 3,287 |
| Income before extraordinary items | $173,000 | 4,138 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $173,000 | 4,179 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $173,000 | 4,137 |
| Net charge-offs | $24,000 | 1,463 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $241,400 | 4,043 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 3,442 |
| Total interest expense | $266,000 | 3,293 |
| Net interest income | $1,220,000 | 3,438 |
| Provision for loan and lease losses | $8,000 | 2,392 |
| Total noninterest income | $156,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $27,000 | 3,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 2,897 |
| Total noninterest expense | $1,264,000 | 3,052 |
| Salaries and employee benefits | $768,000 | 2,953 |
| Premises and equipment expense | $132,000 | 2,934 |
| Additional noninterest expense | $129,000 | 2,897 |
| Pre-tax net operating income | $104,000 | 4,190 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $17,000 | 3,011 |
| Income before extraordinary items | $87,000 | 4,189 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $87,000 | 4,189 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $87,000 | 4,189 |
| Net charge-offs | $23,000 | 1,067 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $87,000 | 4,211 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,454,000 | 3,363 |
| Total interest expense | $663,000 | 2,913 |
| Net interest income | $4,791,000 | 3,392 |
| Provision for loan and lease losses | $-20,000 | 4,280 |
| Total noninterest income | $621,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $126,000 | 3,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 3,058 |
| Total noninterest expense | $4,891,000 | 3,077 |
| Salaries and employee benefits | $2,843,000 | 3,020 |
| Premises and equipment expense | $536,000 | 2,891 |
| Additional noninterest expense | $495,000 | 3,058 |
| Pre-tax net operating income | $541,000 | 4,150 |
| Securities gains (losses) | $54,000 | 224 |
| Applicable income taxes | $72,000 | 3,127 |
| Income before extraordinary items | $523,000 | 4,083 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $523,000 | 4,081 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $523,000 | 4,083 |
| Net charge-offs | $12,000 | 2,093 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $475,480 | 4,153 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 3,365 |
| Total interest expense | $475,000 | 2,728 |
| Net interest income | $3,489,000 | 3,416 |
| Provision for loan and lease losses | $-20,000 | 4,375 |
| Total noninterest income | $461,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $95,000 | 3,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,110 |
| Total noninterest expense | $3,674,000 | 3,061 |
| Salaries and employee benefits | $2,116,000 | 3,030 |
| Premises and equipment expense | $423,000 | 2,821 |
| Additional noninterest expense | $366,000 | 3,110 |
| Pre-tax net operating income | $296,000 | 4,264 |
| Securities gains (losses) | $54,000 | 223 |
| Applicable income taxes | $49,000 | 3,166 |
| Income before extraordinary items | $301,000 | 4,188 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $301,000 | 4,187 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $301,000 | 4,187 |
| Net charge-offs | $11,000 | 1,790 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $254,560 | 4,279 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 3,383 |
| Total interest expense | $314,000 | 2,594 |
| Net interest income | $2,256,000 | 3,439 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $303,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $61,000 | 3,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 3,137 |
| Total noninterest expense | $2,506,000 | 3,016 |
| Salaries and employee benefits | $1,441,000 | 2,998 |
| Premises and equipment expense | $289,000 | 2,791 |
| Additional noninterest expense | $776,000 | 3,050 |
| Pre-tax net operating income | $53,000 | 4,478 |
| Securities gains (losses) | $54,000 | 204 |
| Applicable income taxes | $7,000 | 3,438 |
| Income before extraordinary items | $100,000 | 4,330 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $100,000 | 4,330 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $100,000 | 4,330 |
| Net charge-offs | $3,000 | 1,878 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $49,780 | 4,488 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 3,363 |
| Total interest expense | $158,000 | 2,558 |
| Net interest income | $1,115,000 | 3,413 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $149,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $28,000 | 3,376 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,094 |
| Total noninterest expense | $1,270,000 | 2,995 |
| Salaries and employee benefits | $709,000 | 3,019 |
| Premises and equipment expense | $139,000 | 2,863 |
| Additional noninterest expense | $422,000 | 2,878 |
| Pre-tax net operating income | $-6,000 | 4,561 |
| Securities gains (losses) | $54,000 | 190 |
| Applicable income taxes | $7,000 | 3,217 |
| Income before extraordinary items | $41,000 | 4,327 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $41,000 | 4,327 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $41,000 | 4,327 |
| Net charge-offs | $2,000 | 1,559 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-4,900 | 4,559 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 3,425 |
| Total interest expense | $714,000 | 2,683 |
| Net interest income | $4,463,000 | 3,492 |
| Provision for loan and lease losses | $-6,000 | 4,137 |
| Total noninterest income | $1,138,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $108,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,030,000 | 2,596 |
| Total noninterest expense | $5,487,000 | 2,858 |
| Salaries and employee benefits | $3,573,000 | 2,677 |
| Premises and equipment expense | $553,000 | 2,871 |
| Additional noninterest expense | $1,361,000 | 3,236 |
| Pre-tax net operating income | $120,000 | 4,578 |
| Securities gains (losses) | $101,000 | 858 |
| Applicable income taxes | $-321,000 | 4,806 |
| Income before extraordinary items | $542,000 | 4,164 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $542,000 | 4,163 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $542,000 | 4,164 |
| Net charge-offs | $8,000 | 2,344 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $441,000 | 4,249 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 3,501 |
| Total interest expense | $549,000 | 2,732 |
| Net interest income | $3,323,000 | 3,580 |
| Provision for loan and lease losses | $-8,000 | 4,291 |
| Total noninterest income | $950,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $80,000 | 3,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $870,000 | 2,525 |
| Total noninterest expense | $4,133,000 | 2,871 |
| Salaries and employee benefits | $2,705,000 | 2,669 |
| Premises and equipment expense | $415,000 | 2,884 |
| Additional noninterest expense | $1,013,000 | 3,279 |
| Pre-tax net operating income | $148,000 | 4,587 |
| Securities gains (losses) | $89,000 | 855 |
| Applicable income taxes | $39,000 | 3,272 |
| Income before extraordinary items | $198,000 | 4,517 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $198,000 | 4,517 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $198,000 | 4,517 |
| Net charge-offs | $7,000 | 2,078 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $123,240 | 4,592 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 3,512 |
| Total interest expense | $376,000 | 2,770 |
| Net interest income | $2,227,000 | 3,594 |
| Provision for loan and lease losses | $-12,000 | 4,401 |
| Total noninterest income | $740,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $50,000 | 3,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $690,000 | 2,320 |
| Total noninterest expense | $2,856,000 | 2,812 |
| Salaries and employee benefits | $1,907,000 | 2,585 |
| Premises and equipment expense | $281,000 | 2,866 |
| Additional noninterest expense | $668,000 | 3,284 |
| Pre-tax net operating income | $123,000 | 4,559 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $16,000 | 3,380 |
| Income before extraordinary items | $107,000 | 4,580 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $107,000 | 4,579 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $107,000 | 4,580 |
| Net charge-offs | $6,000 | 1,873 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $107,000 | 4,565 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 3,510 |
| Total interest expense | $197,000 | 2,781 |
| Net interest income | $1,101,000 | 3,581 |
| Provision for loan and lease losses | $-13,000 | 4,583 |
| Total noninterest income | $491,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $26,000 | 3,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 1,987 |
| Total noninterest expense | $1,346,000 | 2,905 |
| Salaries and employee benefits | $858,000 | 2,736 |
| Premises and equipment expense | $145,000 | 2,828 |
| Additional noninterest expense | $343,000 | 3,202 |
| Pre-tax net operating income | $259,000 | 3,896 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $54,000 | 2,650 |
| Income before extraordinary items | $205,000 | 4,012 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $205,000 | 4,011 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $205,000 | 4,012 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $205,000 | 3,999 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 3,483 |
| Total interest expense | $999,000 | 2,937 |
| Net interest income | $4,348,000 | 3,566 |
| Provision for loan and lease losses | $18,000 | 4,145 |
| Total noninterest income | $1,409,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $136,000 | 3,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,273,000 | 2,243 |
| Total noninterest expense | $5,253,000 | 2,907 |
| Salaries and employee benefits | $3,314,000 | 2,775 |
| Premises and equipment expense | $609,000 | 2,727 |
| Additional noninterest expense | $1,330,000 | 3,239 |
| Pre-tax net operating income | $486,000 | 4,215 |
| Securities gains (losses) | $84,000 | 1,474 |
| Applicable income taxes | $126,000 | 2,832 |
| Income before extraordinary items | $444,000 | 4,259 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $444,000 | 4,258 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $444,000 | 4,259 |
| Net charge-offs | $10,000 | 3,026 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $377,640 | 4,296 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,044,000 | 3,504 |
| Total interest expense | $786,000 | 2,961 |
| Net interest income | $3,258,000 | 3,592 |
| Provision for loan and lease losses | $18,000 | 4,044 |
| Total noninterest income | $858,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $101,000 | 3,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $757,000 | 2,421 |
| Total noninterest expense | $3,882,000 | 2,932 |
| Salaries and employee benefits | $2,432,000 | 2,799 |
| Premises and equipment expense | $471,000 | 2,690 |
| Additional noninterest expense | $979,000 | 3,255 |
| Pre-tax net operating income | $216,000 | 4,463 |
| Securities gains (losses) | $84,000 | 1,294 |
| Applicable income taxes | $66,000 | 2,978 |
| Income before extraordinary items | $234,000 | 4,442 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $234,000 | 4,441 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $234,000 | 4,442 |
| Net charge-offs | $6,000 | 2,872 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $167,640 | 4,522 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,693,000 | 3,545 |
| Total interest expense | $560,000 | 2,979 |
| Net interest income | $2,133,000 | 3,651 |
| Provision for loan and lease losses | $18,000 | 3,868 |
| Total noninterest income | $455,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $68,000 | 3,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 2,641 |
| Total noninterest expense | $2,587,000 | 2,931 |
| Salaries and employee benefits | $1,627,000 | 2,802 |
| Premises and equipment expense | $310,000 | 2,696 |
| Additional noninterest expense | $650,000 | 3,273 |
| Pre-tax net operating income | $-17,000 | 4,806 |
| Securities gains (losses) | $73,000 | 1,116 |
| Applicable income taxes | $13,000 | 3,317 |
| Income before extraordinary items | $43,000 | 4,711 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $43,000 | 4,710 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $43,000 | 4,711 |
| Net charge-offs | $2,000 | 2,854 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-14,670 | 4,803 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 3,530 |
| Total interest expense | $299,000 | 3,018 |
| Net interest income | $1,064,000 | 3,640 |
| Provision for loan and lease losses | $2,000 | 3,660 |
| Total noninterest income | $164,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $43,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 2,968 |
| Total noninterest expense | $1,303,000 | 2,953 |
| Salaries and employee benefits | $803,000 | 2,837 |
| Premises and equipment expense | $164,000 | 2,640 |
| Additional noninterest expense | $336,000 | 3,259 |
| Pre-tax net operating income | $-77,000 | 4,852 |
| Securities gains (losses) | $73,000 | 714 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-4,000 | 4,754 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-4,000 | 4,754 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-4,000 | 4,754 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-77,000 | 4,854 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,756,000 | 3,509 |
| Total interest expense | $1,200,000 | 3,056 |
| Net interest income | $4,556,000 | 3,579 |
| Provision for loan and lease losses | $31,000 | 3,583 |
| Total noninterest income | $1,174,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $179,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $995,000 | 2,253 |
| Total noninterest expense | $5,241,000 | 2,922 |
| Salaries and employee benefits | $3,381,000 | 2,720 |
| Premises and equipment expense | $572,000 | 2,876 |
| Additional noninterest expense | $1,288,000 | 3,355 |
| Pre-tax net operating income | $458,000 | 4,482 |
| Securities gains (losses) | $35,000 | 1,392 |
| Applicable income taxes | $133,000 | 2,877 |
| Income before extraordinary items | $360,000 | 4,561 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $360,000 | 4,563 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $360,000 | 4,563 |
| Net charge-offs | $8,000 | 3,387 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $332,350 | 4,577 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 3,531 |
| Total interest expense | $890,000 | 3,095 |
| Net interest income | $3,489,000 | 3,586 |
| Provision for loan and lease losses | $28,000 | 3,406 |
| Total noninterest income | $892,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $139,000 | 3,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $753,000 | 2,235 |
| Total noninterest expense | $3,935,000 | 2,933 |
| Salaries and employee benefits | $2,552,000 | 2,721 |
| Premises and equipment expense | $432,000 | 2,879 |
| Additional noninterest expense | $951,000 | 3,423 |
| Pre-tax net operating income | $418,000 | 4,475 |
| Securities gains (losses) | $35,000 | 1,215 |
| Applicable income taxes | $123,000 | 2,827 |
| Income before extraordinary items | $330,000 | 4,572 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $330,000 | 4,571 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $330,000 | 4,571 |
| Net charge-offs | $7,000 | 3,061 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $302,350 | 4,590 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 3,527 |
| Total interest expense | $577,000 | 3,119 |
| Net interest income | $2,367,000 | 3,567 |
| Provision for loan and lease losses | $20,000 | 3,272 |
| Total noninterest income | $523,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $92,000 | 3,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $431,000 | 2,378 |
| Total noninterest expense | $2,599,000 | 2,977 |
| Salaries and employee benefits | $1,672,000 | 2,770 |
| Premises and equipment expense | $290,000 | 2,881 |
| Additional noninterest expense | $637,000 | 3,445 |
| Pre-tax net operating income | $271,000 | 4,512 |
| Securities gains (losses) | $35,000 | 849 |
| Applicable income taxes | $86,000 | 2,788 |
| Income before extraordinary items | $220,000 | 4,582 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $220,000 | 4,580 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $220,000 | 4,580 |
| Net charge-offs | $2,000 | 2,996 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $192,350 | 4,641 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 3,550 |
| Total interest expense | $270,000 | 3,189 |
| Net interest income | $1,201,000 | 3,570 |
| Provision for loan and lease losses | $13,000 | 3,012 |
| Total noninterest income | $162,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $45,000 | 3,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,030 |
| Total noninterest expense | $1,281,000 | 3,025 |
| Salaries and employee benefits | $832,000 | 2,799 |
| Premises and equipment expense | $148,000 | 2,869 |
| Additional noninterest expense | $301,000 | 3,549 |
| Pre-tax net operating income | $69,000 | 4,851 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $18,000 | 3,195 |
| Income before extraordinary items | $51,000 | 4,926 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $51,000 | 4,925 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $51,000 | 4,925 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $51,000 | 4,919 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,601,000 | 3,561 |
| Total interest expense | $941,000 | 3,019 |
| Net interest income | $4,660,000 | 3,618 |
| Provision for loan and lease losses | $122,000 | 2,832 |
| Total noninterest income | $715,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $208,000 | 3,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 3,042 |
| Total noninterest expense | $5,084,000 | 3,020 |
| Salaries and employee benefits | $3,302,000 | 2,777 |
| Premises and equipment expense | $507,000 | 3,120 |
| Additional noninterest expense | $1,275,000 | 3,469 |
| Pre-tax net operating income | $169,000 | 5,057 |
| Securities gains (losses) | $8,000 | 752 |
| Applicable income taxes | $92,000 | 3,126 |
| Income before extraordinary items | $85,000 | 5,136 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $85,000 | 5,135 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $85,000 | 5,135 |
| Net charge-offs | $122,000 | 2,010 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $78,680 | 5,150 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 3,584 |
| Total interest expense | $704,000 | 2,952 |
| Net interest income | $3,474,000 | 3,661 |
| Provision for loan and lease losses | $-19,000 | 5,222 |
| Total noninterest income | $539,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $157,000 | 3,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,074 |
| Total noninterest expense | $3,802,000 | 3,035 |
| Salaries and employee benefits | $2,493,000 | 2,781 |
| Premises and equipment expense | $382,000 | 3,143 |
| Additional noninterest expense | $927,000 | 3,548 |
| Pre-tax net operating income | $230,000 | 4,986 |
| Securities gains (losses) | $8,000 | 750 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $238,000 | 4,914 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $238,000 | 4,912 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $238,000 | 4,913 |
| Net charge-offs | $5,000 | 3,200 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $230,000 | 4,935 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 3,570 |
| Total interest expense | $486,000 | 2,835 |
| Net interest income | $2,297,000 | 3,686 |
| Provision for loan and lease losses | $-19,000 | 5,315 |
| Total noninterest income | $378,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $100,000 | 3,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 2,992 |
| Total noninterest expense | $2,532,000 | 3,054 |
| Salaries and employee benefits | $1,673,000 | 2,799 |
| Premises and equipment expense | $250,000 | 3,207 |
| Additional noninterest expense | $609,000 | 3,583 |
| Pre-tax net operating income | $162,000 | 4,979 |
| Securities gains (losses) | $7,000 | 660 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $169,000 | 4,900 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $169,000 | 4,899 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $169,000 | 4,899 |
| Net charge-offs | $3,000 | 2,950 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $162,000 | 4,929 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 3,582 |
| Total interest expense | $249,000 | 2,758 |
| Net interest income | $1,146,000 | 3,698 |
| Provision for loan and lease losses | $-11,000 | 5,409 |
| Total noninterest income | $204,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $47,000 | 3,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 2,783 |
| Total noninterest expense | $1,228,000 | 3,142 |
| Salaries and employee benefits | $805,000 | 2,892 |
| Premises and equipment expense | $122,000 | 3,293 |
| Additional noninterest expense | $301,000 | 3,635 |
| Pre-tax net operating income | $133,000 | 4,709 |
| Securities gains (losses) | $7,000 | 490 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $140,000 | 4,539 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $140,000 | 4,538 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $140,000 | 4,539 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $133,000 | 4,599 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 3,604 |
| Total interest expense | $1,087,000 | 2,408 |
| Net interest income | $4,347,000 | 3,791 |
| Provision for loan and lease losses | $-81,000 | 5,356 |
| Total noninterest income | $1,107,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $204,000 | 3,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $903,000 | 2,411 |
| Total noninterest expense | $4,753,000 | 3,197 |
| Salaries and employee benefits | $3,079,000 | 2,932 |
| Premises and equipment expense | $496,000 | 3,281 |
| Additional noninterest expense | $1,178,000 | 3,706 |
| Pre-tax net operating income | $782,000 | 4,348 |
| Securities gains (losses) | $4,000 | 1,851 |
| Applicable income taxes | $950,000 | 1,928 |
| Income before extraordinary items | $-164,000 | 5,445 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-164,000 | 5,445 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-164,000 | 5,445 |
| Net charge-offs | $202,000 | 1,824 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-166,560 | 5,443 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 3,625 |
| Total interest expense | $823,000 | 2,365 |
| Net interest income | $3,264,000 | 3,821 |
| Provision for loan and lease losses | $-73,000 | 5,502 |
| Total noninterest income | $886,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $154,000 | 3,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $732,000 | 2,356 |
| Total noninterest expense | $3,546,000 | 3,221 |
| Salaries and employee benefits | $2,300,000 | 2,954 |
| Premises and equipment expense | $373,000 | 3,319 |
| Additional noninterest expense | $873,000 | 3,745 |
| Pre-tax net operating income | $677,000 | 4,264 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $85,000 | 3,236 |
| Income before extraordinary items | $594,000 | 4,219 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $594,000 | 4,218 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $594,000 | 4,219 |
| Net charge-offs | $200,000 | 1,390 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $592,260 | 4,206 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 3,643 |
| Total interest expense | $552,000 | 2,312 |
| Net interest income | $2,153,000 | 3,846 |
| Provision for loan and lease losses | $-142,000 | 5,631 |
| Total noninterest income | $633,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $104,000 | 3,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 2,259 |
| Total noninterest expense | $2,406,000 | 3,200 |
| Salaries and employee benefits | $1,563,000 | 2,947 |
| Premises and equipment expense | $254,000 | 3,262 |
| Additional noninterest expense | $589,000 | 3,729 |
| Pre-tax net operating income | $522,000 | 4,074 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $85,000 | 3,024 |
| Income before extraordinary items | $439,000 | 4,044 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $439,000 | 4,043 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $439,000 | 4,044 |
| Net charge-offs | $-50,000 | 5,288 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $437,320 | 4,034 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 3,695 |
| Total interest expense | $277,000 | 2,296 |
| Net interest income | $1,041,000 | 3,921 |
| Provision for loan and lease losses | $-136,000 | 5,757 |
| Total noninterest income | $182,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $57,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 3,168 |
| Total noninterest expense | $1,208,000 | 3,224 |
| Salaries and employee benefits | $782,000 | 2,985 |
| Premises and equipment expense | $126,000 | 3,328 |
| Additional noninterest expense | $300,000 | 3,706 |
| Pre-tax net operating income | $151,000 | 4,642 |
| Securities gains (losses) | $2,000 | 951 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $153,000 | 4,461 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $153,000 | 4,461 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $153,000 | 4,461 |
| Net charge-offs | $-50,000 | 5,471 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $151,000 | 4,456 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 3,710 |
| Total interest expense | $1,227,000 | 2,097 |
| Net interest income | $4,008,000 | 4,001 |
| Provision for loan and lease losses | $-478,000 | 5,736 |
| Total noninterest income | $1,199,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $229,000 | 3,399 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $970,000 | 2,434 |
| Total noninterest expense | $5,232,000 | 3,096 |
| Salaries and employee benefits | $3,372,000 | 2,823 |
| Premises and equipment expense | $556,000 | 3,163 |
| Additional noninterest expense | $1,304,000 | 3,636 |
| Pre-tax net operating income | $453,000 | 4,899 |
| Securities gains (losses) | $268,000 | 714 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $721,000 | 4,327 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $721,000 | 4,325 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $721,000 | 4,326 |
| Net charge-offs | $-127,000 | 5,574 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $453,000 | 4,774 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,995,000 | 3,699 |
| Total interest expense | $939,000 | 2,050 |
| Net interest income | $3,056,000 | 3,999 |
| Provision for loan and lease losses | $-515,000 | 5,859 |
| Total noninterest income | $963,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $175,000 | 3,393 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $788,000 | 2,345 |
| Total noninterest expense | $3,992,000 | 3,062 |
| Salaries and employee benefits | $2,579,000 | 2,783 |
| Premises and equipment expense | $430,000 | 3,124 |
| Additional noninterest expense | $983,000 | 3,656 |
| Pre-tax net operating income | $542,000 | 4,545 |
| Securities gains (losses) | $268,000 | 650 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $810,000 | 3,828 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $810,000 | 3,826 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $810,000 | 3,828 |
| Net charge-offs | $-133,000 | 5,643 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $542,000 | 4,325 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 3,707 |
| Total interest expense | $645,000 | 2,017 |
| Net interest income | $2,029,000 | 4,038 |
| Provision for loan and lease losses | $-99,000 | 5,851 |
| Total noninterest income | $708,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $111,000 | 3,459 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $597,000 | 2,153 |
| Total noninterest expense | $2,613,000 | 3,117 |
| Salaries and employee benefits | $1,662,000 | 2,861 |
| Premises and equipment expense | $287,000 | 3,126 |
| Additional noninterest expense | $664,000 | 3,645 |
| Pre-tax net operating income | $223,000 | 5,015 |
| Securities gains (losses) | $244,000 | 504 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $467,000 | 4,060 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $467,000 | 4,057 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $467,000 | 4,059 |
| Net charge-offs | $234,000 | 1,020 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $223,000 | 4,872 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 3,701 |
| Total interest expense | $353,000 | 1,903 |
| Net interest income | $992,000 | 4,086 |
| Provision for loan and lease losses | $-35,000 | 5,937 |
| Total noninterest income | $288,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $55,000 | 3,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $233,000 | 2,425 |
| Total noninterest expense | $1,265,000 | 3,198 |
| Salaries and employee benefits | $802,000 | 2,945 |
| Premises and equipment expense | $139,000 | 3,230 |
| Additional noninterest expense | $324,000 | 3,704 |
| Pre-tax net operating income | $50,000 | 5,476 |
| Securities gains (losses) | $214,000 | 283 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $264,000 | 3,835 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $264,000 | 3,832 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $264,000 | 3,833 |
| Net charge-offs | $235,000 | 583 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $50,000 | 5,412 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 3,604 |
| Total interest expense | $1,497,000 | 1,779 |
| Net interest income | $4,083,000 | 4,041 |
| Provision for loan and lease losses | $249,000 | 2,110 |
| Total noninterest income | $1,039,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $252,000 | 3,343 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $787,000 | 2,676 |
| Total noninterest expense | $4,922,000 | 3,256 |
| Salaries and employee benefits | $3,088,000 | 2,974 |
| Premises and equipment expense | $572,000 | 3,208 |
| Additional noninterest expense | $1,262,000 | 3,807 |
| Pre-tax net operating income | $-49,000 | 5,906 |
| Securities gains (losses) | $31,000 | 1,973 |
| Applicable income taxes | $-200,000 | 6,043 |
| Income before extraordinary items | $182,000 | 5,505 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $182,000 | 5,507 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $182,000 | 5,508 |
| Net charge-offs | $35,000 | 3,482 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $162,160 | 5,514 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 3,622 |
| Total interest expense | $1,123,000 | 1,795 |
| Net interest income | $3,082,000 | 4,061 |
| Provision for loan and lease losses | $71,000 | 2,993 |
| Total noninterest income | $815,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $191,000 | 3,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $624,000 | 2,619 |
| Total noninterest expense | $3,701,000 | 3,261 |
| Salaries and employee benefits | $2,339,000 | 2,987 |
| Premises and equipment expense | $419,000 | 3,301 |
| Additional noninterest expense | $943,000 | 3,832 |
| Pre-tax net operating income | $125,000 | 5,662 |
| Securities gains (losses) | $15,000 | 2,165 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $140,000 | 5,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 5,612 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $140,000 | 5,613 |
| Net charge-offs | $28,000 | 3,161 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $125,000 | 5,609 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 3,624 |
| Total interest expense | $747,000 | 1,803 |
| Net interest income | $2,075,000 | 4,052 |
| Provision for loan and lease losses | $70,000 | 2,568 |
| Total noninterest income | $527,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $134,000 | 3,242 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $393,000 | 2,700 |
| Total noninterest expense | $2,510,000 | 3,253 |
| Salaries and employee benefits | $1,604,000 | 2,931 |
| Premises and equipment expense | $273,000 | 3,357 |
| Additional noninterest expense | $633,000 | 3,845 |
| Pre-tax net operating income | $22,000 | 5,914 |
| Securities gains (losses) | $15,000 | 1,851 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $37,000 | 5,904 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $37,000 | 5,905 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $37,000 | 5,906 |
| Net charge-offs | $25,000 | 2,802 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $22,000 | 5,912 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 3,651 |
| Total interest expense | $372,000 | 1,815 |
| Net interest income | $1,034,000 | 4,081 |
| Provision for loan and lease losses | $86,000 | 1,607 |
| Total noninterest income | $209,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $75,000 | 2,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $134,000 | 3,187 |
| Total noninterest expense | $1,233,000 | 3,310 |
| Salaries and employee benefits | $790,000 | 2,995 |
| Premises and equipment expense | $140,000 | 3,342 |
| Additional noninterest expense | $303,000 | 3,948 |
| Pre-tax net operating income | $-76,000 | 6,195 |
| Securities gains (losses) | $15,000 | 1,346 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-61,000 | 6,203 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-61,000 | 6,204 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-61,000 | 6,204 |
| Net charge-offs | $27,000 | 1,951 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-76,000 | 6,201 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 3,631 |
| Total interest expense | $1,674,000 | 1,727 |
| Net interest income | $4,056,000 | 4,161 |
| Provision for loan and lease losses | $110,000 | 3,095 |
| Total noninterest income | $741,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $247,000 | 3,566 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $494,000 | 3,288 |
| Total noninterest expense | $5,046,000 | 3,290 |
| Salaries and employee benefits | $3,137,000 | 2,988 |
| Premises and equipment expense | $604,000 | 3,214 |
| Additional noninterest expense | $1,305,000 | 3,864 |
| Pre-tax net operating income | $-359,000 | 6,269 |
| Securities gains (losses) | $286,000 | 624 |
| Applicable income taxes | $-160,000 | 6,294 |
| Income before extraordinary items | $87,000 | 5,926 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $87,000 | 5,926 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $87,000 | 5,927 |
| Net charge-offs | $170,000 | 2,649 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-96,040 | 6,175 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 3,675 |
| Total interest expense | $1,283,000 | 1,712 |
| Net interest income | $2,992,000 | 4,240 |
| Provision for loan and lease losses | $118,000 | 2,655 |
| Total noninterest income | $515,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $176,000 | 3,701 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $339,000 | 3,446 |
| Total noninterest expense | $3,803,000 | 3,304 |
| Salaries and employee benefits | $2,356,000 | 3,002 |
| Premises and equipment expense | $472,000 | 3,162 |
| Additional noninterest expense | $975,000 | 3,895 |
| Pre-tax net operating income | $-414,000 | 6,376 |
| Securities gains (losses) | $284,000 | 498 |
| Applicable income taxes | $-160,000 | 6,444 |
| Income before extraordinary items | $30,000 | 6,096 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $30,000 | 6,095 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $30,000 | 6,096 |
| Net charge-offs | $160,000 | 2,234 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-151,760 | 6,297 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 3,719 |
| Total interest expense | $880,000 | 1,680 |
| Net interest income | $1,920,000 | 4,340 |
| Provision for loan and lease losses | $46,000 | 3,103 |
| Total noninterest income | $328,000 | 3,866 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $114,000 | 3,717 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $214,000 | 3,523 |
| Total noninterest expense | $2,568,000 | 3,287 |
| Salaries and employee benefits | $1,580,000 | 3,016 |
| Premises and equipment expense | $322,000 | 3,134 |
| Additional noninterest expense | $666,000 | 3,863 |
| Pre-tax net operating income | $-366,000 | 6,462 |
| Securities gains (losses) | $167,000 | 545 |
| Applicable income taxes | $-160,000 | 6,539 |
| Income before extraordinary items | $-39,000 | 6,285 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-39,000 | 6,287 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-39,000 | 6,287 |
| Net charge-offs | $109,000 | 2,107 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-145,880 | 6,368 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 3,765 |
| Total interest expense | $455,000 | 1,665 |
| Net interest income | $922,000 | 4,443 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $167,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $54,000 | 3,799 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $113,000 | 3,389 |
| Total noninterest expense | $1,279,000 | 3,323 |
| Salaries and employee benefits | $777,000 | 3,053 |
| Premises and equipment expense | $166,000 | 3,128 |
| Additional noninterest expense | $336,000 | 3,844 |
| Pre-tax net operating income | $-215,000 | 6,537 |
| Securities gains (losses) | $167,000 | 304 |
| Applicable income taxes | $-90,000 | 6,617 |
| Income before extraordinary items | $42,000 | 5,788 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $42,000 | 5,789 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $42,000 | 5,790 |
| Net charge-offs | $35,000 | 2,123 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-64,880 | 6,408 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,553,000 | 3,821 |
| Total interest expense | $1,987,000 | 1,714 |
| Net interest income | $3,566,000 | 4,530 |
| Provision for loan and lease losses | $547,000 | 1,739 |
| Total noninterest income | $1,668,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $233,000 | 3,832 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,435,000 | 1,906 |
| Total noninterest expense | $5,121,000 | 3,349 |
| Salaries and employee benefits | $3,195,000 | 2,976 |
| Premises and equipment expense | $586,000 | 3,369 |
| Additional noninterest expense | $1,340,000 | 3,932 |
| Pre-tax net operating income | $-434,000 | 6,458 |
| Securities gains (losses) | $95,000 | 1,359 |
| Applicable income taxes | $-272,000 | 6,592 |
| Income before extraordinary items | $-67,000 | 6,316 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-67,000 | 6,317 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-67,000 | 6,318 |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-127,800 | 6,331 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 3,843 |
| Total interest expense | $1,507,000 | 1,745 |
| Net interest income | $2,671,000 | 4,585 |
| Provision for loan and lease losses | $586,000 | 1,357 |
| Total noninterest income | $1,426,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $183,000 | 3,777 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,243,000 | 1,781 |
| Total noninterest expense | $3,851,000 | 3,348 |
| Salaries and employee benefits | $2,391,000 | 3,003 |
| Premises and equipment expense | $435,000 | 3,423 |
| Additional noninterest expense | $1,025,000 | 3,886 |
| Pre-tax net operating income | $-340,000 | 6,566 |
| Securities gains (losses) | $22,000 | 2,167 |
| Applicable income taxes | $-272,000 | 6,769 |
| Income before extraordinary items | $-46,000 | 6,407 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-46,000 | 6,409 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-46,000 | 6,408 |
| Net charge-offs | $29,000 | 4,207 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-60,080 | 6,383 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 3,819 |
| Total interest expense | $1,007,000 | 1,772 |
| Net interest income | $1,811,000 | 4,561 |
| Provision for loan and lease losses | $646,000 | 934 |
| Total noninterest income | $1,024,000 | 2,200 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $118,000 | 3,809 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $906,000 | 1,700 |
| Total noninterest expense | $2,617,000 | 3,318 |
| Salaries and employee benefits | $1,592,000 | 3,033 |
| Premises and equipment expense | $300,000 | 3,352 |
| Additional noninterest expense | $725,000 | 3,739 |
| Pre-tax net operating income | $-428,000 | 6,661 |
| Securities gains (losses) | $4,000 | 2,503 |
| Applicable income taxes | $-272,000 | 6,835 |
| Income before extraordinary items | $-152,000 | 6,564 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-152,000 | 6,566 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-152,000 | 6,566 |
| Net charge-offs | $26,000 | 3,836 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-154,560 | 6,530 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 3,808 |
| Total interest expense | $509,000 | 1,812 |
| Net interest income | $924,000 | 4,525 |
| Provision for loan and lease losses | $18,000 | 3,652 |
| Total noninterest income | $455,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $56,000 | 3,885 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $399,000 | 1,867 |
| Total noninterest expense | $1,339,000 | 3,278 |
| Salaries and employee benefits | $817,000 | 3,002 |
| Premises and equipment expense | $149,000 | 3,396 |
| Additional noninterest expense | $373,000 | 3,688 |
| Pre-tax net operating income | $22,000 | 6,131 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $22,000 | 6,190 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $22,000 | 6,190 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $22,000 | 6,191 |
| Net charge-offs | $24,000 | 2,949 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $22,000 | 6,108 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,671,000 | 3,562 |
| Total interest expense | $2,193,000 | 1,982 |
| Net interest income | $4,478,000 | 4,110 |
| Provision for loan and lease losses | $541,000 | 2,616 |
| Total noninterest income | $2,725,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $274,000 | 3,655 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,451,000 | 1,346 |
| Total noninterest expense | $5,602,000 | 3,191 |
| Salaries and employee benefits | $3,520,000 | 2,769 |
| Premises and equipment expense | $644,000 | 3,214 |
| Additional noninterest expense | $1,438,000 | 3,896 |
| Pre-tax net operating income | $1,060,000 | 3,932 |
| Securities gains (losses) | $22,000 | 3,143 |
| Applicable income taxes | $349,000 | 2,527 |
| Income before extraordinary items | $733,000 | 4,402 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $733,000 | 4,399 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $733,000 | 4,401 |
| Net charge-offs | $329,000 | 3,193 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $718,040 | 4,265 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 3,550 |
| Total interest expense | $1,661,000 | 2,051 |
| Net interest income | $3,482,000 | 4,058 |
| Provision for loan and lease losses | $328,000 | 2,851 |
| Total noninterest income | $2,124,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $206,000 | 3,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,918,000 | 1,304 |
| Total noninterest expense | $4,090,000 | 3,282 |
| Salaries and employee benefits | $2,603,000 | 2,816 |
| Premises and equipment expense | $456,000 | 3,396 |
| Additional noninterest expense | $1,031,000 | 4,031 |
| Pre-tax net operating income | $1,188,000 | 3,339 |
| Securities gains (losses) | $22,000 | 2,837 |
| Applicable income taxes | $432,000 | 2,090 |
| Income before extraordinary items | $778,000 | 3,905 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $778,000 | 3,905 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $778,000 | 3,907 |
| Net charge-offs | $273,000 | 2,951 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $763,920 | 3,777 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 3,558 |
| Total interest expense | $1,115,000 | 2,095 |
| Net interest income | $2,344,000 | 4,043 |
| Provision for loan and lease losses | $159,000 | 3,288 |
| Total noninterest income | $1,531,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $133,000 | 3,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,398,000 | 1,194 |
| Total noninterest expense | $2,806,000 | 3,226 |
| Salaries and employee benefits | $1,813,000 | 2,722 |
| Premises and equipment expense | $304,000 | 3,409 |
| Additional noninterest expense | $689,000 | 4,025 |
| Pre-tax net operating income | $910,000 | 3,042 |
| Securities gains (losses) | $22,000 | 2,453 |
| Applicable income taxes | $338,000 | 1,925 |
| Income before extraordinary items | $594,000 | 3,674 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $594,000 | 3,675 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $594,000 | 3,676 |
| Net charge-offs | $198,000 | 2,765 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $579,920 | 3,525 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 3,489 |
| Total interest expense | $565,000 | 2,136 |
| Net interest income | $1,236,000 | 3,941 |
| Provision for loan and lease losses | $5,000 | 5,057 |
| Total noninterest income | $599,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $62,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $537,000 | 1,439 |
| Total noninterest expense | $1,361,000 | 3,315 |
| Salaries and employee benefits | $863,000 | 2,848 |
| Premises and equipment expense | $154,000 | 3,398 |
| Additional noninterest expense | $344,000 | 4,026 |
| Pre-tax net operating income | $469,000 | 3,003 |
| Securities gains (losses) | $22,000 | 1,558 |
| Applicable income taxes | $170,000 | 1,906 |
| Income before extraordinary items | $321,000 | 3,510 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $321,000 | 3,513 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $321,000 | 3,513 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $306,700 | 3,442 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,709,000 | 3,424 |
| Total interest expense | $2,411,000 | 2,391 |
| Net interest income | $5,298,000 | 3,763 |
| Provision for loan and lease losses | $123,000 | 5,133 |
| Total noninterest income | $1,849,000 | 2,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,141 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,472,000 | 1,668 |
| Total noninterest expense | $5,230,000 | 3,410 |
| Salaries and employee benefits | $3,599,000 | 2,679 |
| Premises and equipment expense | $925,000 | 2,571 |
| Additional noninterest expense | $706,000 | 5,673 |
| Pre-tax net operating income | $1,794,000 | 2,708 |
| Securities gains (losses) | $182,000 | 1,536 |
| Applicable income taxes | $685,000 | 1,700 |
| Income before extraordinary items | $1,291,000 | 3,078 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,291,000 | 3,080 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,291,000 | 3,080 |
| Net charge-offs | $81,000 | 5,153 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,172,700 | 3,157 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 3,434 |
| Total interest expense | $1,827,000 | 2,455 |
| Net interest income | $4,015,000 | 3,764 |
| Provision for loan and lease losses | $75,000 | 5,242 |
| Total noninterest income | $1,294,000 | 2,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 3,348 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,036,000 | 1,734 |
| Total noninterest expense | $3,788,000 | 3,517 |
| Salaries and employee benefits | $2,608,000 | 2,757 |
| Premises and equipment expense | $652,000 | 2,749 |
| Additional noninterest expense | $528,000 | 5,721 |
| Pre-tax net operating income | $1,446,000 | 2,649 |
| Securities gains (losses) | $182,000 | 1,282 |
| Applicable income taxes | $564,000 | 1,628 |
| Income before extraordinary items | $1,064,000 | 2,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,064,000 | 2,942 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,064,000 | 2,942 |
| Net charge-offs | $40,000 | 5,124 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $945,700 | 3,073 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 3,460 |
| Total interest expense | $1,230,000 | 2,508 |
| Net interest income | $2,687,000 | 3,775 |
| Provision for loan and lease losses | $53,000 | 5,081 |
| Total noninterest income | $697,000 | 2,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 3,955 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $572,000 | 1,927 |
| Total noninterest expense | $2,515,000 | 3,563 |
| Salaries and employee benefits | $1,739,000 | 2,772 |
| Premises and equipment expense | $423,000 | 2,818 |
| Additional noninterest expense | $353,000 | 5,782 |
| Pre-tax net operating income | $816,000 | 2,906 |
| Securities gains (losses) | $118,000 | 1,021 |
| Applicable income taxes | $322,000 | 1,722 |
| Income before extraordinary items | $612,000 | 3,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $612,000 | 3,154 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $612,000 | 3,155 |
| Net charge-offs | $53,000 | 4,400 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $534,120 | 3,345 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 3,472 |
| Total interest expense | $630,000 | 2,536 |
| Net interest income | $1,327,000 | 3,788 |
| Provision for loan and lease losses | $7,000 | 5,526 |
| Total noninterest income | $338,000 | 2,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $338,000 | 1,767 |
| Total noninterest expense | $1,201,000 | 3,691 |
| Salaries and employee benefits | $817,000 | 2,946 |
| Premises and equipment expense | $216,000 | 2,807 |
| Additional noninterest expense | $168,000 | 5,918 |
| Pre-tax net operating income | $457,000 | 2,728 |
| Securities gains (losses) | $42,000 | 820 |
| Applicable income taxes | $181,000 | 1,605 |
| Income before extraordinary items | $318,000 | 3,097 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $318,000 | 3,095 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $318,000 | 3,097 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $291,120 | 3,256 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,992,000 | 3,222 |
| Total interest expense | $3,496,000 | 2,261 |
| Net interest income | $5,496,000 | 3,703 |
| Provision for loan and lease losses | $37,000 | 6,624 |
| Total noninterest income | $2,012,000 | 2,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,012,000 | 1,397 |
| Total noninterest expense | $5,332,000 | 3,417 |
| Salaries and employee benefits | $3,769,000 | 2,547 |
| Premises and equipment expense | $856,000 | 2,816 |
| Additional noninterest expense | $707,000 | 5,874 |
| Pre-tax net operating income | $2,139,000 | 2,123 |
| Securities gains (losses) | $121,000 | 2,000 |
| Applicable income taxes | $842,000 | 1,394 |
| Income before extraordinary items | $1,418,000 | 2,603 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,418,000 | 2,599 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,418,000 | 2,605 |
| Net charge-offs | $25,000 | 6,281 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,340,560 | 2,596 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,892,000 | 3,232 |
| Total interest expense | $2,653,000 | 2,335 |
| Net interest income | $4,239,000 | 3,678 |
| Provision for loan and lease losses | $35,000 | 6,469 |
| Total noninterest income | $1,420,000 | 2,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,420,000 | 1,390 |
| Total noninterest expense | $3,795,000 | 3,573 |
| Salaries and employee benefits | $2,618,000 | 2,742 |
| Premises and equipment expense | $648,000 | 2,850 |
| Additional noninterest expense | $529,000 | 5,917 |
| Pre-tax net operating income | $1,829,000 | 2,036 |
| Securities gains (losses) | $121,000 | 1,786 |
| Applicable income taxes | $725,000 | 1,300 |
| Income before extraordinary items | $1,225,000 | 2,510 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,225,000 | 2,507 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,225,000 | 2,511 |
| Net charge-offs | $25,000 | 5,919 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,147,560 | 2,507 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,679,000 | 3,218 |
| Total interest expense | $1,802,000 | 2,387 |
| Net interest income | $2,877,000 | 3,630 |
| Provision for loan and lease losses | $12,000 | 6,560 |
| Total noninterest income | $760,000 | 2,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $760,000 | 1,578 |
| Total noninterest expense | $2,497,000 | 3,625 |
| Salaries and employee benefits | $1,720,000 | 2,784 |
| Premises and equipment expense | $430,000 | 2,882 |
| Additional noninterest expense | $347,000 | 5,973 |
| Pre-tax net operating income | $1,128,000 | 2,150 |
| Securities gains (losses) | $16,000 | 2,445 |
| Applicable income taxes | $424,000 | 1,391 |
| Income before extraordinary items | $720,000 | 2,700 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $720,000 | 2,695 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $720,000 | 2,699 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $709,760 | 2,642 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 3,245 |
| Total interest expense | $929,000 | 2,428 |
| Net interest income | $1,429,000 | 3,684 |
| Provision for loan and lease losses | $-2,000 | 7,829 |
| Total noninterest income | $281,000 | 3,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $281,000 | 1,915 |
| Total noninterest expense | $1,164,000 | 3,842 |
| Salaries and employee benefits | $781,000 | 3,070 |
| Premises and equipment expense | $211,000 | 3,000 |
| Additional noninterest expense | $172,000 | 6,032 |
| Pre-tax net operating income | $548,000 | 2,252 |
| Securities gains (losses) | $7,000 | 1,814 |
| Applicable income taxes | $210,000 | 1,378 |
| Income before extraordinary items | $345,000 | 2,851 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $345,000 | 2,848 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $345,000 | 2,851 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $340,520 | 2,770 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,180,000 | 3,191 |
| Total interest expense | $4,279,000 | 2,591 |
| Net interest income | $5,901,000 | 3,519 |
| Provision for loan and lease losses | $95,000 | 6,492 |
| Total noninterest income | $1,120,000 | 3,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,120,000 | 2,005 |
| Total noninterest expense | $4,898,000 | 3,758 |
| Salaries and employee benefits | $3,286,000 | 2,952 |
| Premises and equipment expense | $845,000 | 2,975 |
| Additional noninterest expense | $767,000 | 5,917 |
| Pre-tax net operating income | $2,028,000 | 1,887 |
| Securities gains (losses) | $-99,000 | 7,283 |
| Applicable income taxes | $710,000 | 1,231 |
| Income before extraordinary items | $1,219,000 | 2,453 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,219,000 | 2,451 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,219,000 | 2,452 |
| Net charge-offs | $113,000 | 5,589 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,282,360 | 2,329 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,692,000 | 3,227 |
| Total interest expense | $3,270,000 | 2,656 |
| Net interest income | $4,422,000 | 3,517 |
| Provision for loan and lease losses | $74,000 | 6,289 |
| Total noninterest income | $881,000 | 3,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $881,000 | 1,992 |
| Total noninterest expense | $3,767,000 | 3,670 |
| Salaries and employee benefits | $2,547,000 | 2,898 |
| Premises and equipment expense | $629,000 | 3,039 |
| Additional noninterest expense | $591,000 | 5,863 |
| Pre-tax net operating income | $1,462,000 | 2,091 |
| Securities gains (losses) | $236,000 | 1,177 |
| Applicable income taxes | $620,000 | 1,203 |
| Income before extraordinary items | $1,078,000 | 2,352 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,078,000 | 2,349 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,078,000 | 2,352 |
| Net charge-offs | $102,000 | 5,038 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $926,960 | 2,558 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 3,209 |
| Total interest expense | $2,213,000 | 2,726 |
| Net interest income | $2,999,000 | 3,459 |
| Provision for loan and lease losses | $65,000 | 5,770 |
| Total noninterest income | $702,000 | 2,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $702,000 | 1,808 |
| Total noninterest expense | $2,593,000 | 3,618 |
| Salaries and employee benefits | $1,776,000 | 2,809 |
| Premises and equipment expense | $401,000 | 3,179 |
| Additional noninterest expense | $416,000 | 5,730 |
| Pre-tax net operating income | $1,043,000 | 2,040 |
| Securities gains (losses) | $236,000 | 917 |
| Applicable income taxes | $467,000 | 1,142 |
| Income before extraordinary items | $812,000 | 2,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $812,000 | 2,206 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $812,000 | 2,207 |
| Net charge-offs | $102,000 | 4,230 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $660,960 | 2,521 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 3,178 |
| Total interest expense | $1,120,000 | 2,789 |
| Net interest income | $1,537,000 | 3,383 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $162,000 | 4,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $162,000 | 2,846 |
| Total noninterest expense | $1,199,000 | 3,764 |
| Salaries and employee benefits | $823,000 | 3,031 |
| Premises and equipment expense | $200,000 | 3,224 |
| Additional noninterest expense | $176,000 | 5,915 |
| Pre-tax net operating income | $482,000 | 2,449 |
| Securities gains (losses) | $236,000 | 597 |
| Applicable income taxes | $266,000 | 1,170 |
| Income before extraordinary items | $452,000 | 2,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $452,000 | 2,327 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $452,000 | 2,329 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $300,960 | 2,972 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,626,000 | 3,371 |
| Total interest expense | $4,867,000 | 3,021 |
| Net interest income | $5,759,000 | 3,583 |
| Provision for loan and lease losses | $213,000 | 5,134 |
| Total noninterest income | $600,000 | 4,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $600,000 | 2,892 |
| Total noninterest expense | $4,333,000 | 3,997 |
| Salaries and employee benefits | $3,031,000 | 3,219 |
| Premises and equipment expense | $775,000 | 3,260 |
| Additional noninterest expense | $527,000 | 6,512 |
| Pre-tax net operating income | $1,813,000 | 2,659 |
| Securities gains (losses) | $273,000 | 583 |
| Applicable income taxes | $781,000 | 1,421 |
| Income before extraordinary items | $1,305,000 | 2,768 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,305,000 | 2,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,130,280 | 3,197 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,942,000 | 3,445 |
| Total interest expense | $3,707,000 | 3,095 |
| Net interest income | $4,235,000 | 3,661 |
| Provision for loan and lease losses | $179,000 | 4,399 |
| Total noninterest income | $432,000 | 4,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $432,000 | 3,058 |
| Total noninterest expense | $3,133,000 | 4,094 |
| Salaries and employee benefits | $2,191,000 | 3,377 |
| Premises and equipment expense | $573,000 | 3,303 |
| Additional noninterest expense | $369,000 | 6,647 |
| Pre-tax net operating income | $1,355,000 | 3,056 |
| Securities gains (losses) | $209,000 | 602 |
| Applicable income taxes | $590,000 | 1,699 |
| Income before extraordinary items | $974,000 | 3,160 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $974,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $840,240 | 3,599 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 3,501 |
| Total interest expense | $2,516,000 | 3,167 |
| Net interest income | $2,761,000 | 3,711 |
| Provision for loan and lease losses | $177,000 | 3,361 |
| Total noninterest income | $255,000 | 4,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $255,000 | 3,320 |
| Total noninterest expense | $2,060,000 | 4,150 |
| Salaries and employee benefits | $1,468,000 | 3,388 |
| Premises and equipment expense | $377,000 | 3,368 |
| Additional noninterest expense | $215,000 | 6,938 |
| Pre-tax net operating income | $779,000 | 3,482 |
| Securities gains (losses) | $140,000 | 776 |
| Applicable income taxes | $350,000 | 2,019 |
| Income before extraordinary items | $569,000 | 3,749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $569,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $479,400 | 4,046 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 3,565 |
| Total interest expense | $1,292,000 | 3,265 |
| Net interest income | $1,364,000 | 3,730 |
| Provision for loan and lease losses | $-18,000 | 8,389 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $142,000 | 3,136 |
| Total noninterest expense | $1,024,000 | 4,164 |
| Salaries and employee benefits | $721,000 | 3,471 |
| Premises and equipment expense | $184,000 | 3,438 |
| Additional noninterest expense | $119,000 | 6,738 |
| Pre-tax net operating income | $500,000 | 3,076 |
| Securities gains (losses) | $99,000 | 717 |
| Applicable income taxes | $224,000 | 1,821 |
| Income before extraordinary items | $375,000 | 3,325 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $375,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $311,640 | 3,633 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,576,000 | 3,635 |
| Total interest expense | $5,453,000 | 3,243 |
| Net interest income | $5,123,000 | 3,918 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $565,000 | 4,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $565,000 | 3,109 |
| Total noninterest expense | $4,276,000 | 3,912 |
| Salaries and employee benefits | $2,963,000 | 3,251 |
| Premises and equipment expense | $765,000 | 3,199 |
| Additional noninterest expense | $548,000 | 6,366 |
| Pre-tax net operating income | $1,376,000 | 4,059 |
| Securities gains (losses) | $247,000 | 403 |
| Applicable income taxes | $598,000 | 2,512 |
| Income before extraordinary items | $1,025,000 | 4,258 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,025,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $866,920 | 4,609 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,925,000 | 3,639 |
| Total interest expense | $4,109,000 | 3,224 |
| Net interest income | $3,816,000 | 3,952 |
| Provision for loan and lease losses | $26,000 | 5,655 |
| Total noninterest income | $427,000 | 4,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $427,000 | 3,091 |
| Total noninterest expense | $3,186,000 | 3,916 |
| Salaries and employee benefits | $2,198,000 | 3,271 |
| Premises and equipment expense | $580,000 | 3,147 |
| Additional noninterest expense | $408,000 | 6,343 |
| Pre-tax net operating income | $1,031,000 | 4,282 |
| Securities gains (losses) | $221,000 | 355 |
| Applicable income taxes | $459,000 | 2,646 |
| Income before extraordinary items | $793,000 | 4,367 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $793,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $651,560 | 4,841 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 3,640 |
| Total interest expense | $2,739,000 | 3,222 |
| Net interest income | $2,545,000 | 3,978 |
| Provision for loan and lease losses | $-4,000 | 8,327 |
| Total noninterest income | $290,000 | 4,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $290,000 | 3,075 |
| Total noninterest expense | $2,154,000 | 3,900 |
| Salaries and employee benefits | $1,475,000 | 3,295 |
| Premises and equipment expense | $405,000 | 3,069 |
| Additional noninterest expense | $274,000 | 6,358 |
| Pre-tax net operating income | $685,000 | 4,362 |
| Securities gains (losses) | $175,000 | 323 |
| Applicable income taxes | $315,000 | 2,677 |
| Income before extraordinary items | $545,000 | 4,367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $545,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $433,000 | 4,885 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 3,617 |
| Total interest expense | $1,360,000 | 3,225 |
| Net interest income | $1,288,000 | 3,934 |
| Provision for loan and lease losses | $4,000 | 5,479 |
| Total noninterest income | $136,000 | 4,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $136,000 | 3,192 |
| Total noninterest expense | $1,088,000 | 3,868 |
| Salaries and employee benefits | $742,000 | 3,292 |
| Premises and equipment expense | $211,000 | 2,983 |
| Additional noninterest expense | $135,000 | 6,400 |
| Pre-tax net operating income | $332,000 | 4,421 |
| Securities gains (losses) | $56,000 | 396 |
| Applicable income taxes | $142,000 | 2,796 |
| Income before extraordinary items | $246,000 | 4,602 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $246,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $210,160 | 4,926 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,352,000 | 3,485 |
| Total interest expense | $5,120,000 | 2,972 |
| Net interest income | $5,232,000 | 3,881 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $1,081,000 | 3,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,081,000 | 2,102 |
| Total noninterest expense | $4,386,000 | 3,698 |
| Salaries and employee benefits | $3,172,000 | 2,977 |
| Premises and equipment expense | $619,000 | 3,667 |
| Additional noninterest expense | $595,000 | 6,082 |
| Pre-tax net operating income | $1,915,000 | 3,737 |
| Securities gains (losses) | $320,000 | 311 |
| Applicable income taxes | $821,000 | 2,436 |
| Income before extraordinary items | $1,414,000 | 3,912 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,414,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,209,200 | 4,243 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,678,000 | 3,493 |
| Total interest expense | $3,745,000 | 2,951 |
| Net interest income | $3,933,000 | 3,897 |
| Provision for loan and lease losses | $1,000 | 6,666 |
| Total noninterest income | $398,000 | 5,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $398,000 | 3,230 |
| Total noninterest expense | $3,105,000 | 3,882 |
| Salaries and employee benefits | $2,236,000 | 3,135 |
| Premises and equipment expense | $423,000 | 3,957 |
| Additional noninterest expense | $446,000 | 6,088 |
| Pre-tax net operating income | $1,225,000 | 4,250 |
| Securities gains (losses) | $255,000 | 297 |
| Applicable income taxes | $544,000 | 2,742 |
| Income before extraordinary items | $936,000 | 4,323 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $936,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $772,800 | 4,777 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 3,471 |
| Total interest expense | $2,446,000 | 2,867 |
| Net interest income | $2,606,000 | 3,930 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $265,000 | 5,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $265,000 | 3,230 |
| Total noninterest expense | $2,038,000 | 3,957 |
| Salaries and employee benefits | $1,496,000 | 3,124 |
| Premises and equipment expense | $254,000 | 4,231 |
| Additional noninterest expense | $288,000 | 6,191 |
| Pre-tax net operating income | $833,000 | 4,232 |
| Securities gains (losses) | $189,000 | 274 |
| Applicable income taxes | $377,000 | 2,707 |
| Income before extraordinary items | $645,000 | 4,268 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $645,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $524,040 | 4,754 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 3,464 |
| Total interest expense | $1,207,000 | 2,792 |
| Net interest income | $1,276,000 | 3,989 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $137,000 | 4,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,134 |
| Total noninterest expense | $979,000 | 4,077 |
| Salaries and employee benefits | $717,000 | 3,266 |
| Premises and equipment expense | $126,000 | 4,273 |
| Additional noninterest expense | $136,000 | 6,338 |
| Pre-tax net operating income | $432,000 | 4,099 |
| Securities gains (losses) | $85,000 | 270 |
| Applicable income taxes | $189,000 | 2,686 |
| Income before extraordinary items | $328,000 | 4,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $273,600 | 4,629 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,771,000 | 3,200 |
| Total interest expense | $4,796,000 | 2,284 |
| Net interest income | $4,975,000 | 3,963 |
| Provision for loan and lease losses | $4,000 | 7,015 |
| Total noninterest income | $605,000 | 4,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $605,000 | 3,039 |
| Total noninterest expense | $4,060,000 | 3,826 |
| Salaries and employee benefits | $2,905,000 | 3,057 |
| Premises and equipment expense | $536,000 | 3,979 |
| Additional noninterest expense | $619,000 | 5,962 |
| Pre-tax net operating income | $1,516,000 | 4,352 |
| Securities gains (losses) | $579,000 | 259 |
| Applicable income taxes | $777,000 | 2,656 |
| Income before extraordinary items | $1,318,000 | 4,113 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,318,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $947,440 | 4,931 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,315,000 | 3,165 |
| Total interest expense | $3,588,000 | 2,173 |
| Net interest income | $3,727,000 | 3,963 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $454,000 | 4,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $454,000 | 3,054 |
| Total noninterest expense | $3,019,000 | 3,817 |
| Salaries and employee benefits | $2,155,000 | 3,055 |
| Premises and equipment expense | $404,000 | 3,940 |
| Additional noninterest expense | $460,000 | 5,954 |
| Pre-tax net operating income | $1,157,000 | 4,399 |
| Securities gains (losses) | $438,000 | 283 |
| Applicable income taxes | $595,000 | 2,653 |
| Income before extraordinary items | $1,000,000 | 4,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,000,000 | 4,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $719,680 | 4,980 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 3,121 |
| Total interest expense | $2,377,000 | 2,077 |
| Net interest income | $2,477,000 | 3,951 |
| Provision for loan and lease losses | $-3,000 | 8,601 |
| Total noninterest income | $294,000 | 4,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $294,000 | 3,092 |
| Total noninterest expense | $2,021,000 | 3,781 |
| Salaries and employee benefits | $1,445,000 | 3,027 |
| Premises and equipment expense | $266,000 | 3,955 |
| Additional noninterest expense | $310,000 | 5,911 |
| Pre-tax net operating income | $753,000 | 4,430 |
| Securities gains (losses) | $250,000 | 362 |
| Applicable income taxes | $377,000 | 2,699 |
| Income before extraordinary items | $626,000 | 4,309 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $626,000 | 4,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $466,000 | 5,005 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 3,093 |
| Total interest expense | $1,174,000 | 2,008 |
| Net interest income | $1,233,000 | 3,978 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $137,000 | 4,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,142 |
| Total noninterest expense | $970,000 | 3,933 |
| Salaries and employee benefits | $698,000 | 3,131 |
| Premises and equipment expense | $130,000 | 4,075 |
| Additional noninterest expense | $142,000 | 6,189 |
| Pre-tax net operating income | $398,000 | 4,291 |
| Securities gains (losses) | $45,000 | 572 |
| Applicable income taxes | $166,000 | 2,920 |
| Income before extraordinary items | $277,000 | 4,592 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $277,000 | 4,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $248,200 | 4,844 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,741,000 | 2,903 |
| Total interest expense | $4,712,000 | 1,732 |
| Net interest income | $5,029,000 | 3,790 |
| Provision for loan and lease losses | $-1,000 | 8,641 |
| Total noninterest income | $566,000 | 4,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $566,000 | 3,082 |
| Total noninterest expense | $3,900,000 | 3,839 |
| Salaries and employee benefits | $2,770,000 | 3,069 |
| Premises and equipment expense | $523,000 | 3,944 |
| Additional noninterest expense | $607,000 | 5,935 |
| Pre-tax net operating income | $1,696,000 | 3,936 |
| Securities gains (losses) | $289,000 | 658 |
| Applicable income taxes | $728,000 | 2,693 |
| Income before extraordinary items | $1,257,000 | 4,085 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,257,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,072,040 | 4,436 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,317,000 | 2,863 |
| Total interest expense | $3,524,000 | 1,713 |
| Net interest income | $3,793,000 | 3,759 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $417,000 | 5,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $417,000 | 3,122 |
| Total noninterest expense | $2,937,000 | 3,773 |
| Salaries and employee benefits | $2,076,000 | 3,028 |
| Premises and equipment expense | $402,000 | 3,861 |
| Additional noninterest expense | $459,000 | 5,877 |
| Pre-tax net operating income | $1,263,000 | 4,023 |
| Securities gains (losses) | $224,000 | 720 |
| Applicable income taxes | $550,000 | 2,736 |
| Income before extraordinary items | $937,000 | 4,165 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $937,000 | 4,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $793,640 | 4,562 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 2,840 |
| Total interest expense | $2,347,000 | 1,698 |
| Net interest income | $2,544,000 | 3,728 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $251,000 | 5,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $251,000 | 3,314 |
| Total noninterest expense | $1,980,000 | 3,765 |
| Salaries and employee benefits | $1,391,000 | 3,035 |
| Premises and equipment expense | $271,000 | 3,835 |
| Additional noninterest expense | $318,000 | 5,799 |
| Pre-tax net operating income | $812,000 | 4,068 |
| Securities gains (losses) | $158,000 | 759 |
| Applicable income taxes | $358,000 | 2,760 |
| Income before extraordinary items | $612,000 | 4,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $612,000 | 4,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $510,880 | 4,588 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 2,828 |
| Total interest expense | $1,188,000 | 1,697 |
| Net interest income | $1,282,000 | 3,690 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $99,000 | 5,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $99,000 | 3,738 |
| Total noninterest expense | $969,000 | 3,855 |
| Salaries and employee benefits | $681,000 | 3,105 |
| Premises and equipment expense | $130,000 | 3,989 |
| Additional noninterest expense | $158,000 | 5,843 |
| Pre-tax net operating income | $410,000 | 4,018 |
| Securities gains (losses) | $50,000 | 1,193 |
| Applicable income taxes | $172,000 | 2,827 |
| Income before extraordinary items | $288,000 | 4,383 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $288,000 | 4,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $256,000 | 4,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,649,000 | 2,658 |
| Total interest expense | $5,268,000 | 1,706 |
| Net interest income | $5,381,000 | 3,491 |
| Provision for loan and lease losses | $-2,000 | 8,883 |
| Total noninterest income | $477,000 | 5,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $477,000 | 3,661 |
| Total noninterest expense | $4,088,000 | 3,653 |
| Salaries and employee benefits | $2,958,000 | 2,802 |
| Premises and equipment expense | $512,000 | 3,992 |
| Additional noninterest expense | $618,000 | 5,891 |
| Pre-tax net operating income | $1,772,000 | 3,682 |
| Securities gains (losses) | $611,000 | 662 |
| Applicable income taxes | $874,000 | 2,372 |
| Income before extraordinary items | $1,509,000 | 3,547 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,509,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,117,960 | 4,152 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,179,000 | 2,641 |
| Total interest expense | $4,024,000 | 1,746 |
| Net interest income | $4,155,000 | 3,413 |
| Provision for loan and lease losses | $-6,000 | 9,021 |
| Total noninterest income | $344,000 | 5,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $344,000 | 3,808 |
| Total noninterest expense | $3,151,000 | 3,551 |
| Salaries and employee benefits | $2,303,000 | 2,719 |
| Premises and equipment expense | $388,000 | 3,947 |
| Additional noninterest expense | $460,000 | 5,906 |
| Pre-tax net operating income | $1,354,000 | 3,753 |
| Securities gains (losses) | $552,000 | 640 |
| Applicable income taxes | $696,000 | 2,396 |
| Income before extraordinary items | $1,210,000 | 3,477 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,210,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $856,720 | 4,252 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 2,594 |
| Total interest expense | $2,740,000 | 1,763 |
| Net interest income | $2,889,000 | 3,305 |
| Provision for loan and lease losses | $-8,000 | 9,094 |
| Total noninterest income | $219,000 | 5,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $219,000 | 3,875 |
| Total noninterest expense | $2,126,000 | 3,499 |
| Salaries and employee benefits | $1,561,000 | 2,687 |
| Premises and equipment expense | $262,000 | 3,895 |
| Additional noninterest expense | $303,000 | 5,950 |
| Pre-tax net operating income | $990,000 | 3,558 |
| Securities gains (losses) | $300,000 | 807 |
| Applicable income taxes | $465,000 | 2,425 |
| Income before extraordinary items | $825,000 | 3,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $825,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $633,000 | 3,945 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 2,546 |
| Total interest expense | $1,400,000 | 1,776 |
| Net interest income | $1,473,000 | 3,224 |
| Provision for loan and lease losses | $-6,000 | 9,169 |
| Total noninterest income | $104,000 | 5,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 3,853 |
| Total noninterest expense | $1,058,000 | 3,495 |
| Salaries and employee benefits | $756,000 | 2,747 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $166,000 | 5,612 |
| Pre-tax net operating income | $525,000 | 3,377 |
| Securities gains (losses) | $98,000 | 1,014 |
| Applicable income taxes | $230,000 | 2,456 |
| Income before extraordinary items | $393,000 | 3,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $393,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $330,280 | 3,787 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,812,000 | 2,411 |
| Total interest expense | $6,631,000 | 1,725 |
| Net interest income | $6,181,000 | 3,071 |
| Provision for loan and lease losses | $27,000 | 7,284 |
| Total noninterest income | $493,000 | 5,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $493,000 | 3,308 |
| Total noninterest expense | $4,247,000 | 3,391 |
| Salaries and employee benefits | $3,150,000 | 2,509 |
| Premises and equipment expense | $482,000 | 4,048 |
| Additional noninterest expense | $615,000 | 5,831 |
| Pre-tax net operating income | $2,400,000 | 2,977 |
| Securities gains (losses) | $385,000 | 771 |
| Applicable income taxes | $1,036,000 | 2,157 |
| Income before extraordinary items | $1,749,000 | 3,103 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,749,000 | 3,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,502,600 | 3,393 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,724,000 | 2,490 |
| Total interest expense | $8,040,000 | 2,009 |
| Net interest income | $5,684,000 | 3,091 |
| Provision for loan and lease losses | $-25,000 | 9,475 |
| Total noninterest income | $499,000 | 5,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $499,000 | 3,132 |
| Total noninterest expense | $4,422,000 | 3,126 |
| Salaries and employee benefits | $3,354,000 | 2,233 |
| Premises and equipment expense | $464,000 | 4,136 |
| Additional noninterest expense | $604,000 | 5,813 |
| Pre-tax net operating income | $1,786,000 | 3,452 |
| Securities gains (losses) | $221,000 | 1,121 |
| Applicable income taxes | $733,000 | 2,587 |
| Income before extraordinary items | $1,274,000 | 3,641 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,274,000 | 3,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,146 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,132,560 | 3,826 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,141,000 | 2,871 |
| Total interest expense | $6,640,000 | 2,526 |
| Net interest income | $5,501,000 | 3,203 |
| Provision for loan and lease losses | $32,000 | 7,167 |
| Total noninterest income | $478,000 | 5,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $478,000 | 3,022 |
| Total noninterest expense | $3,608,000 | 3,607 |
| Salaries and employee benefits | $2,544,000 | 2,789 |
| Premises and equipment expense | $475,000 | 3,949 |
| Additional noninterest expense | $589,000 | 5,860 |
| Pre-tax net operating income | $2,339,000 | 2,933 |
| Securities gains (losses) | $111,000 | 541 |
| Applicable income taxes | $910,000 | 2,297 |
| Income before extraordinary items | $1,540,000 | 3,184 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,540,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,468,960 | 3,301 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,276,000 | 2,867 |
| Total interest expense | $6,101,000 | 2,414 |
| Net interest income | $5,175,000 | 3,352 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $431,000 | 5,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $431,000 | 3,246 |
| Total noninterest expense | $3,776,000 | 3,488 |
| Salaries and employee benefits | $2,573,000 | 2,729 |
| Premises and equipment expense | $576,000 | 3,383 |
| Additional noninterest expense | $627,000 | 5,667 |
| Pre-tax net operating income | $1,830,000 | 3,564 |
| Securities gains (losses) | $86,000 | 793 |
| Applicable income taxes | $761,000 | 2,742 |
| Income before extraordinary items | $1,155,000 | 3,990 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,155,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,099,960 | 4,108 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,739,000 | 2,755 |
| Total interest expense | $6,873,000 | 2,205 |
| Net interest income | $4,866,000 | 3,495 |
| Provision for loan and lease losses | $3,000 | 8,549 |
| Total noninterest income | $462,000 | 5,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $462,000 | 3,128 |
| Total noninterest expense | $3,886,000 | 3,296 |
| Salaries and employee benefits | $2,805,000 | 2,410 |
| Premises and equipment expense | $473,000 | 3,856 |
| Additional noninterest expense | $608,000 | 5,706 |
| Pre-tax net operating income | $1,439,000 | 4,311 |
| Securities gains (losses) | $361,000 | 670 |
| Applicable income taxes | $681,000 | 3,096 |
| Income before extraordinary items | $1,119,000 | 4,133 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,119,000 | 4,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $887,960 | 4,777 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,974,000 | 2,736 |
| Total interest expense | $6,984,000 | 2,157 |
| Net interest income | $4,990,000 | 3,499 |
| Provision for loan and lease losses | $-11,000 | 10,618 |
| Total noninterest income | $416,000 | 5,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $416,000 | 3,210 |
| Total noninterest expense | $3,235,000 | 3,860 |
| Salaries and employee benefits | $2,208,000 | 3,001 |
| Premises and equipment expense | $418,000 | 4,296 |
| Additional noninterest expense | $609,000 | 5,747 |
| Pre-tax net operating income | $2,182,000 | 3,265 |
| Securities gains (losses) | $94,000 | 1,009 |
| Applicable income taxes | $855,000 | 2,787 |
| Income before extraordinary items | $1,421,000 | 3,515 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,421,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,360,840 | 3,583 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,611,000 | 2,845 |
| Total interest expense | $7,033,000 | 2,204 |
| Net interest income | $4,578,000 | 3,836 |
| Provision for loan and lease losses | $34,000 | 7,277 |
| Total noninterest income | $2,106,000 | 1,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,106,000 | 1,115 |
| Total noninterest expense | $6,602,000 | 2,096 |
| Salaries and employee benefits | $4,570,000 | 1,469 |
| Premises and equipment expense | $401,000 | 4,527 |
| Additional noninterest expense | $1,631,000 | 2,918 |
| Pre-tax net operating income | $48,000 | 10,613 |
| Securities gains (losses) | $1,033,000 | 247 |
| Applicable income taxes | $398,000 | 4,908 |
| Income before extraordinary items | $683,000 | 5,834 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $683,000 | 5,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,529 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $21,880 | 10,675 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,899,000 | 3,037 |
| Total interest expense | $6,504,000 | 2,391 |
| Net interest income | $4,395,000 | 3,989 |
| Provision for loan and lease losses | $-19,000 | 11,465 |
| Total noninterest income | $377,000 | 6,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $377,000 | 3,444 |
| Total noninterest expense | $2,594,000 | 4,838 |
| Salaries and employee benefits | $1,415,000 | 4,521 |
| Premises and equipment expense | $403,000 | 4,504 |
| Additional noninterest expense | $776,000 | 5,391 |
| Pre-tax net operating income | $2,197,000 | 3,219 |
| Securities gains (losses) | $143,000 | 803 |
| Applicable income taxes | $895,000 | 2,617 |
| Income before extraordinary items | $1,445,000 | 3,350 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,445,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,241 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,353,480 | 3,526 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,477,000 | 3,192 |
| Total interest expense | $5,278,000 | 2,342 |
| Net interest income | $4,199,000 | 4,190 |
| Provision for loan and lease losses | $-14,000 | 11,794 |
| Total noninterest income | $395,000 | 6,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $395,000 | 3,433 |
| Total noninterest expense | $2,513,000 | 5,136 |
| Salaries and employee benefits | $1,343,000 | 4,745 |
| Premises and equipment expense | $373,000 | 4,863 |
| Additional noninterest expense | $797,000 | 5,716 |
| Pre-tax net operating income | $2,095,000 | 3,295 |
| Securities gains (losses) | $88,000 | 828 |
| Applicable income taxes | $926,000 | 2,405 |
| Income before extraordinary items | $1,257,000 | 3,689 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,257,000 | 3,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,034 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,200,680 | 3,888 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,966,000 | 3,094 |
| Total interest expense | $5,905,000 | 2,196 |
| Net interest income | $4,061,000 | 4,334 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $402,000 | 6,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $402,000 | 3,737 |
| Total noninterest expense | $2,543,000 | 5,194 |
| Salaries and employee benefits | $1,321,000 | 4,809 |
| Premises and equipment expense | $411,000 | 4,607 |
| Additional noninterest expense | $811,000 | 5,867 |
| Pre-tax net operating income | $1,899,000 | 3,493 |
| Securities gains (losses) | $244,000 | 1,479 |
| Applicable income taxes | $857,000 | 2,610 |
| Income before extraordinary items | $1,286,000 | 3,756 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,286,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,129,840 | 4,012 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,943,000 | 2,934 |
| Total interest expense | $8,227,000 | 2,071 |
| Net interest income | $3,716,000 | 4,765 |
| Provision for loan and lease losses | $185,000 | 5,429 |
| Total noninterest income | $460,000 | 5,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $460,000 | 3,373 |
| Total noninterest expense | $2,531,000 | 5,258 |
| Salaries and employee benefits | $1,169,000 | 5,289 |
| Premises and equipment expense | $510,000 | 3,898 |
| Additional noninterest expense | $852,000 | 5,781 |
| Pre-tax net operating income | $1,460,000 | 4,142 |
| Securities gains (losses) | $210,000 | 1,951 |
| Applicable income taxes | $651,000 | 3,202 |
| Income before extraordinary items | $1,019,000 | 4,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,019,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 6,676 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $884,600 | 4,688 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.