Home > Citizens Federal Savings Bank > Net Loans and Leases
Citizens Federal Savings Bank, Net Loans and Leases
| 2002-12-31 | Rank | |
| Net loans and leases | $33,862,000 | 6,486 |
| Loan loss allowance | $260,000 | 7,713 |
| Total loans and leases | $34,122,000 | 6,502 |
| Unearned income | NA | NA |
| Loans and leases, gross | $34,122,000 | 6,503 |
| All real estate loans | $33,341,000 | 5,197 |
| Real estate loans in domestic offices | $33,341,000 | 5,196 |
| Construction and development loans | $1,394,000 | 5,256 |
| Commercial RE | $12,101,000 | 4,248 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $111,000 | 5,654 |
| 1-4 family residential loans | $19,735,000 | 4,330 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $149,000 | 8,706 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $632,000 | 8,444 |
| Credit card loans | $0 | 2,781 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $632,000 | 8,277 |
| All other loans & leases | $0 | 7,514 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 6,651 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $260,000 | 7,400 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $40,639,000 | 5,893 |
| Loan loss allowance | $227,000 | 7,994 |
| Total loans and leases | $40,866,000 | 5,921 |
| Unearned income | NA | NA |
| Loans and leases, gross | $40,866,000 | 5,926 |
| All real estate loans | $39,610,000 | 4,599 |
| Real estate loans in domestic offices | $39,610,000 | 4,598 |
| Construction and development loans | $2,223,000 | 4,457 |
| Commercial RE | $12,223,000 | 3,996 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $130,000 | 5,540 |
| 1-4 family residential loans | $25,034,000 | 3,684 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $245,000 | 8,810 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,011,000 | 8,199 |
| Credit card loans | $0 | 2,963 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,011,000 | 8,016 |
| All other loans & leases | $0 | 7,647 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 6,796 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $227,000 | 7,717 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $46,977,000 | 5,384 |
| Loan loss allowance | $297,000 | 7,360 |
| Total loans and leases | $47,274,000 | 5,410 |
| Unearned income | NA | NA |
| Loans and leases, gross | $47,274,000 | 5,412 |
| All real estate loans | $44,575,000 | 4,138 |
| Real estate loans in domestic offices | $44,575,000 | 4,138 |
| Construction and development loans | $1,001,000 | 5,463 |
| Commercial RE | $13,616,000 | 3,562 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $145,000 | 5,494 |
| 1-4 family residential loans | $29,813,000 | 3,331 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $1,208,000 | 8,100 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,491,000 | 7,810 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,491,000 | 7,646 |
| All other loans & leases | $0 | 7,989 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $297,000 | 663 |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $43,393,000 | 5,553 |
| Loan loss allowance | $230,000 | 8,108 |
| Total loans and leases | $43,623,000 | 5,586 |
| Unearned income | NA | NA |
| Loans and leases, gross | $43,623,000 | 5,594 |
| All real estate loans | $41,345,000 | 4,271 |
| Real estate loans in domestic offices | $41,345,000 | 4,270 |
| Construction and development loans | $1,456,000 | 4,783 |
| Commercial RE | $11,337,000 | 3,797 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $158,000 | 5,504 |
| 1-4 family residential loans | $28,394,000 | 3,373 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $993,000 | 8,456 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,285,000 | 8,308 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,285,000 | 8,139 |
| All other loans & leases | $0 | 8,281 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $230,000 | 754 |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $45,330,000 | 5,273 |
| Loan loss allowance | $246,000 | 8,005 |
| Total loans and leases | $45,576,000 | 5,298 |
| Unearned income | NA | NA |
| Loans and leases, gross | $45,576,000 | 5,308 |
| All real estate loans | $42,730,000 | 3,988 |
| Real estate loans in domestic offices | $42,730,000 | 3,988 |
| Construction and development loans | $1,213,000 | 4,897 |
| Commercial RE | $11,149,000 | 3,577 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $171,000 | 5,428 |
| 1-4 family residential loans | $30,197,000 | 3,163 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $931,000 | 8,575 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,915,000 | 7,600 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,915,000 | 7,402 |
| All other loans & leases | $0 | 8,514 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $246,000 | 750 |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $43,505,000 | 5,503 |
| Loan loss allowance | $346,000 | 7,082 |
| Total loans and leases | $43,851,000 | 5,524 |
| Unearned income | NA | NA |
| Loans and leases, gross | $43,851,000 | 5,533 |
| All real estate loans | $40,738,000 | 4,141 |
| Real estate loans in domestic offices | $40,738,000 | 4,141 |
| Construction and development loans | $681,000 | 5,925 |
| Commercial RE | $10,195,000 | 3,778 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $182,000 | 5,633 |
| 1-4 family residential loans | $29,680,000 | 3,292 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $781,000 | 9,069 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,332,000 | 7,435 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,332,000 | 7,198 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $345,000 | 689 |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $32,716,000 | 6,616 |
| Loan loss allowance | $628,000 | 5,043 |
| Total loans and leases | $33,344,000 | 6,605 |
| Unearned income | $1,417,000 | 1,052 |
| Loans and leases, gross | $34,761,000 | 6,459 |
| All real estate loans | $33,249,000 | 4,852 |
| Real estate loans in domestic offices | $33,249,000 | 4,852 |
| Construction and development loans | $2,659,000 | 3,544 |
| Commercial RE | $8,446,000 | 4,203 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $448,000 | 4,668 |
| 1-4 family residential loans | $21,696,000 | 4,158 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $180,000 | 10,291 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,332,000 | 9,186 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,332,000 | 8,992 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $293,000 | 799 |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $29,291,000 | 7,088 |
| Loan loss allowance | $670,000 | 4,877 |
| Total loans and leases | $29,961,000 | 7,053 |
| Unearned income | $1,420,000 | 1,151 |
| Loans and leases, gross | $31,381,000 | 6,868 |
| All real estate loans | $29,587,000 | 5,213 |
| Real estate loans in domestic offices | $29,587,000 | 5,213 |
| Construction and development loans | $1,272,000 | 4,847 |
| Commercial RE | $9,051,000 | 4,051 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $285,000 | 5,500 |
| 1-4 family residential loans | $18,979,000 | 4,576 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $360,000 | 10,365 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,434,000 | 9,255 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,434,000 | 9,067 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $417,000 | 682 |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $27,132,000 | 7,475 |
| Loan loss allowance | $685,000 | 4,902 |
| Total loans and leases | $27,817,000 | 7,427 |
| Unearned income | $1,338,000 | 1,327 |
| Loans and leases, gross | $29,155,000 | 7,247 |
| All real estate loans | $28,250,000 | 5,344 |
| Real estate loans in domestic offices | $28,250,000 | 5,344 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $8,957,000 | 4,049 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $295,000 | 5,699 |
| 1-4 family residential loans | $18,998,000 | 4,612 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $87,000 | 11,368 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $818,000 | 10,878 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $818,000 | 10,705 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $363,000 | 783 |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $29,036,000 | 7,143 |
| Loan loss allowance | $662,000 | 5,188 |
| Total loans and leases | $29,698,000 | 7,126 |
| Unearned income | $1,147,000 | 1,562 |
| Loans and leases, gross | $30,845,000 | 6,955 |
| All real estate loans | $29,658,000 | 5,137 |
| Real estate loans in domestic offices | $29,658,000 | 5,137 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $10,668,000 | 3,593 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $299,000 | 5,733 |
| 1-4 family residential loans | $18,691,000 | 4,697 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 12,244 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,187,000 | 10,433 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,187,000 | 10,247 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $391,000 | 835 |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $30,190,000 | 7,028 |
| Loan loss allowance | $651,000 | 5,307 |
| Total loans and leases | $30,841,000 | 7,013 |
| Unearned income | $423,000 | 3,361 |
| Loans and leases, gross | $31,264,000 | 6,950 |
| All real estate loans | $29,535,000 | 5,170 |
| Real estate loans in domestic offices | $29,535,000 | 5,169 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $10,597,000 | 3,585 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $317,000 | 5,661 |
| 1-4 family residential loans | $18,621,000 | 4,809 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $338,000 | 11,758 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,391,000 | 10,445 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,391,000 | 10,241 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $380,000 | 913 |
| Total loans and leases | NA | NA |