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Citizens Federal Savings Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $50,770,000 | 7,671 |
| Cash and due from depository institutions | $3,812,000 | 7,545 |
| Interest-bearing balances | $3,689,000 | 1,599 |
| Securities | $16,524,000 | 6,959 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $28,017,000 | 7,314 |
| Loan loss allowance | $358,000 | 7,895 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $673,000 | 7,677 |
| Other real estate owned | $905,000 | 7,545 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $839,000 | 6,952 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,770,000 | 7,671 |
| Total liabilities | $47,275,000 | 7,533 |
| Total deposits | $47,027,000 | 7,377 |
| Interest-bearing deposits | $47,027,000 | 6,633 |
| Deposits held in domestic offices | $47,027,000 | 7,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $248,000 | 8,374 |
| Total equity capital | $3,495,000 | 9,068 |
| Total bank equity capital | $3,495,000 | 9,068 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $893,000 | 8,764 |
| Undivided profits | $2,601,000 | 6,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 7,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $163,000 | 9,106 |
| Earning assets | $48,230,000 | 7,472 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $49,165,600 | 7,677 |
| Average Assets, quarterly | $50,273,500 | 7,655 |
| Volatile liabilities | $2,465,000 | 9,056 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,109,000 | 3,076 |
| Tier 1 (core) risk-based capital | $3,495,000 | 9,000 |
| Tier 2 risk-based capital | $292,000 | 7,717 |
| Total risk weighted assets | $23,354,000 | 8,455 |
| Total unused commitments | $10,109,000 | 3,097 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $47,968,000 | 8,085 |
| Cash and due from depository institutions | $3,575,000 | 8,629 |
| Interest-bearing balances | $3,162,000 | 2,033 |
| Securities | $17,374,000 | 6,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $24,484,000 | 7,990 |
| Loan loss allowance | $308,000 | 8,664 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $663,000 | 7,837 |
| Other real estate owned | $853,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,019,000 | 6,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,968,000 | 8,085 |
| Total liabilities | $46,057,000 | 7,804 |
| Total deposits | $45,790,000 | 7,665 |
| Interest-bearing deposits | $45,195,000 | 7,011 |
| Deposits held in domestic offices | $45,790,000 | 7,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $267,000 | 8,736 |
| Total equity capital | $1,911,000 | 11,659 |
| Total bank equity capital | $1,911,000 | 11,659 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $1,911,000 | 7,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 8,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $150,000 | 10,028 |
| Earning assets | $45,020,000 | 7,922 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $46,272,000 | 8,110 |
| Average Assets, quarterly | $47,066,000 | 8,133 |
| Volatile liabilities | $3,691,000 | 7,759 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $668,000 | 10,048 |
| Tier 1 (core) risk-based capital | $1,911,000 | 11,620 |
| Tier 2 risk-based capital | $269,000 | 8,104 |
| Total risk weighted assets | $22,535,000 | 8,775 |
| Total unused commitments | $668,000 | 10,074 |
| Derivatives | $0 | 651 |