Citizens Federal Bank, F.S.B., a Federal Savings Bank, Net Loans and Leases

1997-12-31Rank
Net loans and leases$1,763,941,000235
Loan loss allowance$18,786,000305
Total loans and leases$1,782,727,000237
Unearned incomeNANA
Loans and leases, gross$1,782,727,000237
All real estate loans$1,606,992,000160
Real estate loans in domestic offices$1,606,992,000159
Construction and development loans$59,410,000253
Commercial RE$102,814,000520
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$41,937,000272
1-4 family residential loans$1,402,831,000120
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$34,145,0001,117
To non-U.S. addresseesNANA
Loans to individuals$141,590,000353
Credit card loans$1,422,0001,185
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$140,168,000278
All other loans & leases$08,942
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$08,154
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$4,309,000128
Non 1-4 family restructured loans & leases$4,309,000128
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$18,182,00041
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$1,585,279,000285
Loan loss allowance$16,096,000381
Total loans and leases$1,601,375,000286
Unearned income$46,887,00045
Loans and leases, gross$1,648,262,000282
All real estate loans$1,530,000,000184
Real estate loans in domestic offices$1,530,000,000184
Construction and development loans$97,475,000181
Commercial RE$101,989,000529
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$49,496,000263
1-4 family residential loans$1,281,040,000139
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$16,815,0002,180
To non-U.S. addresseesNANA
Loans to individuals$101,447,000509
Credit card loans$1,237,0001,419
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$100,210,000422
All other loans & leases$09,363
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$08,558
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$8,672,000100
Non 1-4 family restructured loans & leases$8,672,000100
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$15,779,00049
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$1,522,466,000299
Loan loss allowance$16,089,000396
Total loans and leases$1,538,555,000299
Unearned income$41,685,00049
Loans and leases, gross$1,580,240,000296
All real estate loans$1,476,423,000188
Real estate loans in domestic offices$1,476,423,000188
Construction and development loans$91,313,000188
Commercial RE$124,455,000426
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$57,270,000226
1-4 family residential loans$1,203,385,000150
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$48,964,000788
To non-U.S. addresseesNANA
Loans to individuals$54,853,000800
Credit card loans$1,116,0001,601
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$53,737,000702
All other loans & leases$09,776
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$09,003
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$2,417,000373
Non 1-4 family restructured loans & leases$2,417,000373
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$14,276,00044
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$1,187,346,000337
Loan loss allowance$14,196,000437
Total loans and leases$1,201,542,000337
Unearned income$49,067,00046
Loans and leases, gross$1,250,609,000330
All real estate loans$1,172,187,000224
Real estate loans in domestic offices$1,172,187,000224
Construction and development loans$100,566,000152
Commercial RE$127,960,000398
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$62,580,000211
1-4 family residential loans$881,081,000189
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$42,939,000812
To non-U.S. addresseesNANA
Loans to individuals$35,483,0001,078
Credit card loans$1,076,0001,643
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$34,407,000989
All other loans & leases$010,273
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$09,457
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$9,245,000161
Non 1-4 family restructured loans & leases$9,245,000161
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$11,795,00051
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$1,073,358,000348
Loan loss allowance$12,399,000501
Total loans and leases$1,085,757,000351
Unearned income$55,851,00034
Loans and leases, gross$1,141,608,000338
All real estate loans$1,108,030,000227
Real estate loans in domestic offices$1,108,030,000227
Construction and development loans$108,077,000133
Commercial RE$153,058,000339
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$67,785,000189
1-4 family residential loans$779,110,000200
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$6,181,0004,365
To non-U.S. addresseesNANA
Loans to individuals$27,397,0001,248
Credit card loans$1,238,0001,516
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$26,159,0001,157
All other loans & leases$010,736
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$09,884
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$11,458,000193
Non 1-4 family restructured loans & leases$11,458,000193
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$10,763,00062
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$821,862,000432
Loan loss allowance$7,356,000760
Total loans and leases$829,218,000437
Unearned income$43,105,00057
Loans and leases, gross$872,323,000423
All real estate loans$829,975,000290
Real estate loans in domestic offices$829,975,000290
Construction and development loans$72,966,000214
Commercial RE$164,178,000311
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$84,914,000152
1-4 family residential loans$507,917,000277
Farmland loansNANA
Loans held in foreign officesNANA
Farm loansNANA
Commercial and industrial loans$12,083,0002,614
To non-U.S. addresseesNANA
Loans to individuals$30,265,0001,205
Credit card loans$1,471,0001,385
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$28,794,0001,089
All other loans & leases$011,131
Loans to foreign governments and official institutionsNANA
Obligations of states and political subdivisions in U.S.NANA
Other loans$010,230
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banksNANA
Memoranda:
Loans not secured by real estateNANA
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$13,171,000229
Non 1-4 family restructured loans & leases$13,171,000229
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2$6,832,000101
Total loans and leasesNANA