Home > Citizens Federal Bank, F.S.B., a Federal Savings Bank > Net charge- offs to loans
Citizens Federal Bank, F.S.B., a Federal Savings Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 5,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0544% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1433% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0482% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0235% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5256% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2008% | 4,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1838% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2151% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1591% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5030% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6964% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0640% | 6,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6679% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0768% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0191% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | -2.2388% | 1,346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 5,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1479% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0480% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0515% | 298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0643% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0112% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2398% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3409% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | -6.6457% | 1,310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1240% | 6,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0999% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4034% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3219% | 262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3800% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3916% | 96 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5942% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | -9.8363% | 1,314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4177% | 4,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2976% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9747% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4562% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2764% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0500% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9187% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6209% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | -6.0380% | 1,341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |