Home > Citizens Federal Bank, A FSB > Income and Expense
Citizens Federal Bank, A FSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $353,782,000 | 179 |
| Total interest expense | $234,460,000 | 131 |
| Net interest income | $119,322,000 | 241 |
| Provision for loan and lease losses | $9,650,000 | 185 |
| Total noninterest income | $23,130,000 | 365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $23,130,000 | 254 |
| Total noninterest expense | $53,093,000 | 377 |
| Salaries and employee benefits | $20,270,000 | 397 |
| Premises and equipment expense | $9,158,000 | 314 |
| Additional noninterest expense | $23,665,000 | 386 |
| Pre-tax net operating income | $79,709,000 | 187 |
| Securities gains (losses) | $2,629,000 | 109 |
| Applicable income taxes | $26,961,000 | 184 |
| Income before extraordinary items | $55,377,000 | 180 |
| Extraordinary gains, net | $-201,000 | 11,944 |
| Net income | $55,176,000 | 180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,005,000 | 209 |
| Cash dividends | $21,721,000 | 240 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $53,615,570 | 182 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $294,087,000 | 185 |
| Total interest expense | $182,807,000 | 123 |
| Net interest income | $111,280,000 | 256 |
| Provision for loan and lease losses | $9,004,000 | 203 |
| Total noninterest income | $12,941,000 | 498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $12,941,000 | 369 |
| Total noninterest expense | $57,071,000 | 367 |
| Salaries and employee benefits | $21,087,000 | 375 |
| Premises and equipment expense | $9,968,000 | 297 |
| Additional noninterest expense | $26,016,000 | 369 |
| Pre-tax net operating income | $58,146,000 | 219 |
| Securities gains (losses) | $1,285,000 | 143 |
| Applicable income taxes | $11,750,000 | 302 |
| Income before extraordinary items | $47,681,000 | 186 |
| Extraordinary gains, net | $-110,000 | 12,540 |
| Net income | $47,571,000 | 185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,356,000 | 187 |
| Cash dividends | $22,546,000 | 198 |
| Sale, conversion, retirement of capital stock, net | $-317,000 | 12,539 |
| Net operating income | $46,653,000 | 192 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $290,609,000 | 165 |
| Total interest expense | $176,980,000 | 110 |
| Net interest income | $113,629,000 | 239 |
| Provision for loan and lease losses | $8,712,000 | 303 |
| Total noninterest income | $26,505,000 | 324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $26,505,000 | 219 |
| Total noninterest expense | $63,144,000 | 342 |
| Salaries and employee benefits | $23,770,000 | 343 |
| Premises and equipment expense | $11,921,000 | 248 |
| Additional noninterest expense | $27,453,000 | 372 |
| Pre-tax net operating income | $68,278,000 | 163 |
| Securities gains (losses) | $23,403,000 | 36 |
| Applicable income taxes | $32,254,000 | 122 |
| Income before extraordinary items | $59,427,000 | 149 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $59,427,000 | 146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,800,000 | 267 |
| Cash dividends | $43,459,000 | 103 |
| Sale, conversion, retirement of capital stock, net | $-2,856,000 | 13,270 |
| Net operating income | $44,215,050 | 171 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $334,228,000 | 148 |
| Total interest expense | $203,869,000 | 117 |
| Net interest income | $130,359,000 | 203 |
| Provision for loan and lease losses | $9,187,000 | 392 |
| Total noninterest income | $10,911,000 | 565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $10,911,000 | 421 |
| Total noninterest expense | $67,775,000 | 322 |
| Salaries and employee benefits | $25,070,000 | 317 |
| Premises and equipment expense | $13,934,000 | 223 |
| Additional noninterest expense | $28,771,000 | 360 |
| Pre-tax net operating income | $64,308,000 | 137 |
| Securities gains (losses) | $27,217,000 | 44 |
| Applicable income taxes | $30,839,000 | 96 |
| Income before extraordinary items | $60,686,000 | 109 |
| Extraordinary gains, net | $5,555,000 | 35 |
| Net income | $66,241,000 | 104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,031,000 | 418 |
| Cash dividends | $40,743,000 | 67 |
| Sale, conversion, retirement of capital stock, net | $2,951,000 | 248 |
| Net operating income | $42,722,780 | 140 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.