Home > Citizens Federal Bank, A FSB > Assets and Liabilities
Citizens Federal Bank, A FSB, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 530 | 404 |
| Assets and Liabilities | ||
| Total Assets: | $4,739,805,000 | 181 |
| Cash and due from depository institutions | $114,019,000 | 404 |
| Interest-bearing balances | $74,529,000 | 75 |
| Securities | $1,344,396,000 | 142 |
| Federal funds sold & reverse repurchase agreements | $116,893,000 | 190 |
| Net loans & leases | $3,020,559,000 | 179 |
| Loan loss allowance | $12,382,000 | 469 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $14,284,000 | 531 |
| Other real estate owned | $14,633,000 | 404 |
| Goodwill and other intangibles | $1,251,000 | 1,073 |
| All other assets | $113,770,000 | 185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $4,739,805,000 | 181 |
| Total liabilities | $4,389,984,000 | 178 |
| Total deposits | $3,767,745,000 | 162 |
| Interest-bearing deposits | $3,746,935,000 | 130 |
| Deposits held in domestic offices | $3,767,745,000 | 158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $567,433,000 | 131 |
| Subordinated debt | $27,394,000 | 134 |
| All other liabilities | $27,412,000 | 377 |
| Total equity capital | $349,821,000 | 205 |
| Total bank equity capital | $349,821,000 | 205 |
| Perpetual preferred stock | $72,535,000 | 13 |
| Common stock | $130,000 | 8,799 |
| Surplus | $98,194,000 | 278 |
| Undivided profits | $178,962,000 | 171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,635,000 | 202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $20,440,000 | 190 |
| Earning assets | $4,556,377,000 | 171 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $4,679,225,000 | 180 |
| Average Assets, quarterly | $4,731,413,500 | 180 |
| Volatile liabilities | $836,865,000 | 227 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $567,433,000 | 24 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,661,000 | 6,700 |
| Tier 1 (core) risk-based capital | $348,184,000 | 189 |
| Tier 2 risk-based capital | $37,702,000 | 216 |
| Total risk weighted assets | $2,105,371,000 | 248 |
| Total unused commitments | $2,661,000 | 6,713 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 609 | 359 |
| Assets and Liabilities | ||
| Total Assets: | $4,545,905,000 | 184 |
| Cash and due from depository institutions | $113,628,000 | 359 |
| Interest-bearing balances | $60,426,000 | 91 |
| Securities | $1,425,706,000 | 147 |
| Federal funds sold & reverse repurchase agreements | $30,887,000 | 376 |
| Net loans & leases | $2,833,294,000 | 181 |
| Loan loss allowance | $11,879,000 | 491 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $16,396,000 | 460 |
| Other real estate owned | $15,174,000 | 359 |
| Goodwill and other intangibles | $2,975,000 | 631 |
| All other assets | $107,845,000 | 203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $4,545,905,000 | 184 |
| Total liabilities | $4,232,197,000 | 180 |
| Total deposits | $3,161,590,000 | 187 |
| Interest-bearing deposits | $3,139,378,000 | 157 |
| Deposits held in domestic offices | $3,161,590,000 | 182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,014,390,000 | 79 |
| Subordinated debt | $27,394,000 | 123 |
| All other liabilities | $28,823,000 | 323 |
| Total equity capital | $313,708,000 | 205 |
| Total bank equity capital | $313,708,000 | 205 |
| Perpetual preferred stock | $72,535,000 | 13 |
| Common stock | $91,000 | 10,260 |
| Surplus | $98,095,000 | 262 |
| Undivided profits | $142,987,000 | 200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,866,000 | 174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $17,921,000 | 190 |
| Earning assets | $4,350,313,000 | 179 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $4,478,181,200 | 174 |
| Average Assets, quarterly | $4,526,449,500 | 180 |
| Volatile liabilities | $1,275,430,000 | 168 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $1,014,331,000 | 19 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $62,680,000 | 844 |
| Tier 1 (core) risk-based capital | $330,885,000 | 190 |
| Tier 2 risk-based capital | $35,416,000 | 200 |
| Total risk weighted assets | $2,058,855,000 | 240 |
| Total unused commitments | $130,532,000 | 557 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 710 | 332 |
| Assets and Liabilities | ||
| Total Assets: | $4,422,882,000 | 170 |
| Cash and due from depository institutions | $110,108,000 | 332 |
| Interest-bearing balances | $51,019,000 | 125 |
| Securities | $1,591,447,000 | 120 |
| Federal funds sold & reverse repurchase agreements | $67,023,000 | 256 |
| Net loans & leases | $2,477,118,000 | 184 |
| Loan loss allowance | $13,576,000 | 473 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $21,758,000 | 375 |
| Other real estate owned | $27,080,000 | 332 |
| Goodwill and other intangibles | $11,693,000 | 256 |
| All other assets | $116,655,000 | 177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $4,422,882,000 | 170 |
| Total liabilities | $4,132,999,000 | 168 |
| Total deposits | $3,107,325,000 | 181 |
| Interest-bearing deposits | $3,076,261,000 | 144 |
| Deposits held in domestic offices | $3,107,325,000 | 177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $967,564,000 | 66 |
| Subordinated debt | $27,394,000 | 122 |
| All other liabilities | $30,716,000 | 303 |
| Total equity capital | $289,883,000 | 201 |
| Total bank equity capital | $289,883,000 | 201 |
| Perpetual preferred stock | $70,124,000 | 17 |
| Common stock | $91,000 | 10,769 |
| Surplus | $100,823,000 | 242 |
| Undivided profits | $118,845,000 | 232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,403,000 | 154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $20,110,000 | 128 |
| Earning assets | $4,186,607,000 | 163 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $4,507,922,200 | 160 |
| Average Assets, quarterly | $4,468,287,000 | 164 |
| Volatile liabilities | $1,332,283,000 | 146 |
| Insider loans | $227,000 | 8,001 |
| FHLB advances | $967,459,000 | 18 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $65,238,000 | 814 |
| Tier 1 (core) risk-based capital | $315,675,000 | 177 |
| Tier 2 risk-based capital | $36,164,000 | 185 |
| Total risk weighted assets | $2,105,146,000 | 217 |
| Total unused commitments | $185,788,000 | 467 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 836 | 296 |
| Assets and Liabilities | ||
| Total Assets: | $4,441,210,000 | 157 |
| Cash and due from depository institutions | $199,842,000 | 296 |
| Interest-bearing balances | $112,678,000 | 97 |
| Securities | $1,202,692,000 | 148 |
| Federal funds sold & reverse repurchase agreements | $76,417,000 | 311 |
| Net loans & leases | $2,772,795,000 | 149 |
| Loan loss allowance | $14,904,000 | 480 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $30,015,000 | 286 |
| Other real estate owned | $16,929,000 | 296 |
| Goodwill and other intangibles | $21,076,000 | 175 |
| All other assets | $121,444,000 | 172 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $4,441,210,000 | 157 |
| Total liabilities | $4,164,439,000 | 155 |
| Total deposits | $3,588,239,000 | 150 |
| Interest-bearing deposits | $3,537,484,000 | 125 |
| Deposits held in domestic offices | $3,588,239,000 | 145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $526,800,000 | 102 |
| Subordinated debt | $26,208,000 | 111 |
| All other liabilities | $23,192,000 | 378 |
| Total equity capital | $276,771,000 | 188 |
| Total bank equity capital | $276,771,000 | 188 |
| Perpetual preferred stock | $83,421,000 | 10 |
| Common stock | $57,000 | 11,547 |
| Surplus | $90,416,000 | 250 |
| Undivided profits | $102,877,000 | 221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,282,000 | 186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $25,348,000 | 103 |
| Earning assets | $4,164,582,000 | 148 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $4,432,082,000 | 160 |
| Average Assets, quarterly | $4,442,536,000 | 158 |
| Volatile liabilities | $894,803,000 | 175 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $489,493,000 | 31 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $199,806,000 | 417 |
| Tier 1 (core) risk-based capital | $313,254,000 | 155 |
| Tier 2 risk-based capital | $37,171,000 | 186 |
| Total risk weighted assets | $2,274,252,000 | 201 |
| Total unused commitments | $224,806,000 | 390 |
| Derivatives | $0 | 651 |