Home > Citizens Deposit Bank > Assets and Liabilities
Citizens Deposit Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 11 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $44,903,000 | 7,284 |
| Cash and due from depository institutions | $1,016,000 | 8,570 |
| Interest-bearing balances | $43,000 | 5,547 |
| Securities | $11,342,000 | 6,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $29,339,000 | 6,863 |
| Loan loss allowance | $451,000 | 6,044 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $474,000 | 7,812 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $1,922,000 | 1,096 |
| All other assets | $810,000 | 6,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,903,000 | 7,284 |
| Total liabilities | $39,214,000 | 7,358 |
| Total deposits | $30,900,000 | 7,913 |
| Interest-bearing deposits | $27,459,000 | 7,788 |
| Deposits held in domestic offices | $30,900,000 | 7,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,975,000 | 1,897 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,089,000 | 3,111 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $250,000 | 7,497 |
| Total equity capital | $5,689,000 | 6,465 |
| Total bank equity capital | $5,689,000 | 6,465 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $50,000 | 8,528 |
| Surplus | $5,415,000 | 2,782 |
| Undivided profits | $224,000 | 8,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $578,000 | 4,023 |
| Earning assets | $40,724,000 | 7,283 |
| Long-term assets (5+ years) | $7,956,000 | 5,386 |
| Average Assets, year-to-date | $41,791,400 | 7,384 |
| Average Assets, quarterly | $42,952,500 | 7,393 |
| Volatile liabilities | $8,628,000 | 5,828 |
| Insider loans | $376,000 | 6,008 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,548,000 | 7,918 |
| Tier 1 (core) risk-based capital | $3,804,000 | 8,007 |
| Tier 2 risk-based capital | $398,650 | 6,104 |
| Total risk weighted assets | $31,839,450 | 6,799 |
| Total unused commitments | $1,548,000 | 7,924 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 7 | 9,747 |
| Assets and Liabilities | ||
| Total Assets: | $42,216,000 | 7,594 |
| Cash and due from depository institutions | $1,098,000 | 9,747 |
| Interest-bearing balances | $40,000 | 5,674 |
| Securities | $9,709,000 | 7,202 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $27,865,000 | 6,968 |
| Loan loss allowance | $462,000 | 5,884 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $497,000 | 7,782 |
| Other real estate owned | $0 | 9,747 |
| Goodwill and other intangibles | $2,258,000 | 956 |
| All other assets | $789,000 | 6,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,216,000 | 7,594 |
| Total liabilities | $36,240,000 | 7,693 |
| Total deposits | $32,652,000 | 7,884 |
| Interest-bearing deposits | $28,848,000 | 7,742 |
| Deposits held in domestic offices | $32,652,000 | 7,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,045,000 | 2,359 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,237,000 | 3,145 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $306,000 | 7,379 |
| Total equity capital | $5,976,000 | 6,377 |
| Total bank equity capital | $5,976,000 | 6,377 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $50,000 | 8,719 |
| Surplus | $5,415,000 | 2,643 |
| Undivided profits | $511,000 | 8,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 7,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $618,000 | 3,771 |
| Earning assets | $37,614,000 | 7,690 |
| Long-term assets (5+ years) | $6,011,000 | 5,845 |
| Average Assets, year-to-date | $42,538,400 | 7,353 |
| Average Assets, quarterly | $42,199,500 | 7,515 |
| Volatile liabilities | $3,531,000 | 7,898 |
| Insider loans | $385,000 | 5,910 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $922,000 | 8,769 |
| Tier 1 (core) risk-based capital | $3,682,000 | 8,093 |
| Tier 2 risk-based capital | $360,540 | 6,372 |
| Total risk weighted assets | $28,742,040 | 7,067 |
| Total unused commitments | $922,000 | 8,777 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $44,521,000 | 7,501 |
| Cash and due from depository institutions | $1,335,000 | 8,855 |
| Interest-bearing balances | $7,000 | 6,263 |
| Securities | $9,560,000 | 7,544 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $25,821,000 | 7,389 |
| Loan loss allowance | $508,000 | 5,632 |
| Trading account assets | $3,999,000 | 126 |
| Bank premises and fixed assets | $263,000 | 9,147 |
| Other real estate owned | $0 | 8,855 |
| Goodwill and other intangibles | $2,609,000 | 839 |
| All other assets | $934,000 | 6,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,521,000 | 7,501 |
| Total liabilities | $38,671,000 | 7,585 |
| Total deposits | $31,510,000 | 8,170 |
| Interest-bearing deposits | $27,881,000 | 8,037 |
| Deposits held in domestic offices | $31,510,000 | 8,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,460,000 | 1,586 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,405,000 | 2,691 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $296,000 | 7,828 |
| Total equity capital | $5,850,000 | 6,496 |
| Total bank equity capital | $5,850,000 | 6,496 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $50,000 | 9,107 |
| Surplus | $5,415,000 | 2,586 |
| Undivided profits | $385,000 | 9,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 9,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $763,000 | 3,062 |
| Earning assets | $39,387,000 | 7,632 |
| Long-term assets (5+ years) | $5,474,000 | 5,762 |
| Average Assets, year-to-date | $41,473,800 | 7,606 |
| Average Assets, quarterly | $43,602,500 | 7,528 |
| Volatile liabilities | $9,038,000 | 5,331 |
| Insider loans | $393,000 | 6,040 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $554,000 | 9,489 |
| Tier 1 (core) risk-based capital | $3,216,000 | 8,718 |
| Tier 2 risk-based capital | $343,240 | 6,568 |
| Total risk weighted assets | $27,294,440 | 7,344 |
| Total unused commitments | $554,000 | 9,497 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $39,544,000 | 8,211 |
| Cash and due from depository institutions | $673,000 | 9,268 |
| Interest-bearing balances | $18,000 | 5,971 |
| Securities | $6,654,000 | 9,124 |
| Federal funds sold & reverse repurchase agreements | $570,000 | 7,320 |
| Net loans & leases | $24,725,000 | 7,678 |
| Loan loss allowance | $514,000 | 5,788 |
| Trading account assets | $3,000,000 | 136 |
| Bank premises and fixed assets | $118,000 | 10,505 |
| Other real estate owned | $0 | 9,268 |
| Goodwill and other intangibles | $2,978,000 | 732 |
| All other assets | $826,000 | 7,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,544,000 | 8,211 |
| Total liabilities | $33,875,000 | 8,351 |
| Total deposits | $30,792,000 | 8,567 |
| Interest-bearing deposits | $27,045,000 | 8,458 |
| Deposits held in domestic offices | $30,792,000 | 8,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,695,000 | 2,418 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $388,000 | 6,928 |
| Total equity capital | $5,669,000 | 6,679 |
| Total bank equity capital | $5,669,000 | 6,679 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $50,000 | 9,556 |
| Surplus | $5,415,000 | 2,660 |
| Undivided profits | $204,000 | 10,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 9,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $665,000 | 3,470 |
| Earning assets | $34,967,000 | 8,339 |
| Long-term assets (5+ years) | $2,654,000 | 7,288 |
| Average Assets, year-to-date | $38,850,000 | 8,126 |
| Average Assets, quarterly | $39,555,000 | 8,156 |
| Volatile liabilities | $1,868,000 | 9,596 |
| Insider loans | $338,000 | 6,549 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,812,000 | 7,679 |
| Tier 1 (core) risk-based capital | $2,687,000 | 9,528 |
| Tier 2 risk-based capital | $312,580 | 7,066 |
| Total risk weighted assets | $24,805,080 | 7,830 |
| Total unused commitments | $1,812,000 | 7,692 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $39,255,000 | 8,460 |
| Cash and due from depository institutions | $745,000 | 9,438 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,617,000 | 9,938 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 9,118 |
| Net loans & leases | $25,624,000 | 7,615 |
| Loan loss allowance | $529,000 | 5,816 |
| Trading account assets | $2,965,000 | 148 |
| Bank premises and fixed assets | $87,000 | 11,203 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $3,365,000 | 660 |
| All other assets | $752,000 | 7,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,255,000 | 8,460 |
| Total liabilities | $32,268,000 | 8,821 |
| Total deposits | $29,011,000 | 9,063 |
| Interest-bearing deposits | $25,361,000 | 8,979 |
| Deposits held in domestic offices | $29,011,000 | 9,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,350,000 | 2,069 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $500,000 | 3,419 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $407,000 | 7,074 |
| Total equity capital | $6,987,000 | 5,874 |
| Total bank equity capital | $6,987,000 | 5,874 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $50,000 | 10,014 |
| Surplus | $6,915,000 | 2,209 |
| Undivided profits | $22,000 | 11,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 10,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $689,000 | 3,436 |
| Earning assets | $34,306,000 | 8,661 |
| Long-term assets (5+ years) | $2,925,000 | 7,112 |
| Average Assets, year-to-date | $34,029,200 | 8,865 |
| Average Assets, quarterly | $36,150,000 | 8,746 |
| Volatile liabilities | $4,685,000 | 7,152 |
| Insider loans | $337,000 | 6,729 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,217,000 | 8,590 |
| Tier 1 (core) risk-based capital | $3,650,000 | 8,628 |
| Tier 2 risk-based capital | $313,710 | 7,164 |
| Total risk weighted assets | $24,881,110 | 7,948 |
| Total unused commitments | $1,217,000 | 8,601 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $32,679,000 | 9,441 |
| Cash and due from depository institutions | $1,084,000 | 9,330 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $8,336,000 | 9,405 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 7,907 |
| Net loans & leases | $22,272,000 | 8,284 |
| Loan loss allowance | $505,000 | 6,124 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $65,000 | 11,994 |
| Other real estate owned | $0 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $772,000 | 7,848 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,679,000 | 9,441 |
| Total liabilities | $29,412,000 | 9,430 |
| Total deposits | $29,137,000 | 9,298 |
| Interest-bearing deposits | $25,710,000 | 9,135 |
| Deposits held in domestic offices | $29,137,000 | 9,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $275,000 | 7,694 |
| Total equity capital | $3,267,000 | 9,118 |
| Total bank equity capital | $3,267,000 | 9,118 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $50,000 | 10,556 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $2,217,000 | 6,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 9,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $541,000 | 3,883 |
| Earning assets | $30,758,000 | 9,279 |
| Long-term assets (5+ years) | $2,814,000 | 7,527 |
| Average Assets, year-to-date | $31,718,200 | 9,473 |
| Average Assets, quarterly | $32,437,500 | 9,434 |
| Volatile liabilities | $1,610,000 | 10,197 |
| Insider loans | $226,000 | 7,886 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $294,000 | 10,891 |
| Tier 1 (core) risk-based capital | $3,305,000 | 9,157 |
| Tier 2 risk-based capital | $270,320 | 7,918 |
| Total risk weighted assets | $21,391,120 | 8,693 |
| Total unused commitments | $294,000 | 10,895 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $31,252,000 | 9,994 |
| Cash and due from depository institutions | $1,015,000 | 9,718 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,387,000 | 8,935 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 9,779 |
| Net loans & leases | $18,881,000 | 9,081 |
| Loan loss allowance | $445,000 | 6,902 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $82,000 | 12,428 |
| Other real estate owned | $0 | 9,718 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $637,000 | 8,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,252,000 | 9,994 |
| Total liabilities | $28,074,000 | 10,001 |
| Total deposits | $27,818,000 | 9,893 |
| Interest-bearing deposits | $24,621,000 | 9,722 |
| Deposits held in domestic offices | $27,818,000 | 9,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $256,000 | 8,229 |
| Total equity capital | $3,178,000 | 9,510 |
| Total bank equity capital | $3,178,000 | 9,510 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $50,000 | 11,073 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $2,128,000 | 7,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 8,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $399,000 | 4,669 |
| Earning assets | $29,518,000 | 9,827 |
| Long-term assets (5+ years) | $3,200,000 | 7,640 |
| Average Assets, year-to-date | $31,145,200 | 9,869 |
| Average Assets, quarterly | $31,061,500 | 9,957 |
| Volatile liabilities | $1,126,000 | 11,147 |
| Insider loans | $294,000 | 7,337 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $103,000 | 11,830 |
| Tier 1 (core) risk-based capital | $3,178,000 | 9,448 |
| Tier 2 risk-based capital | $242,710 | 8,498 |
| Total risk weighted assets | $19,214,310 | 9,344 |
| Total unused commitments | $103,000 | 11,836 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $31,059,000 | 10,277 |
| Cash and due from depository institutions | $1,062,000 | 10,021 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $9,779,000 | 9,241 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 10,250 |
| Net loans & leases | $19,058,000 | 9,152 |
| Loan loss allowance | $418,000 | 7,298 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $88,000 | 12,891 |
| Other real estate owned | $0 | 10,021 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $622,000 | 8,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,059,000 | 10,277 |
| Total liabilities | $27,969,000 | 10,289 |
| Total deposits | $27,749,000 | 10,183 |
| Interest-bearing deposits | $24,430,000 | 10,026 |
| Deposits held in domestic offices | $27,749,000 | 10,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $220,000 | 9,599 |
| Total equity capital | $3,090,000 | 9,580 |
| Total bank equity capital | $3,090,000 | 9,580 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $50,000 | 11,578 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $2,040,000 | 7,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 9,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $395,000 | 5,124 |
| Earning assets | $29,287,000 | 10,060 |
| Long-term assets (5+ years) | $4,738,000 | 6,690 |
| Average Assets, year-to-date | $30,521,400 | 10,196 |
| Average Assets, quarterly | $30,648,000 | 10,273 |
| Volatile liabilities | $1,235,000 | 11,326 |
| Insider loans | $8,000 | 8,971 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $3,090,000 | 9,515 |
| Tier 2 risk-based capital | $237,350 | 8,656 |
| Total risk weighted assets | $18,807,450 | 9,574 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |