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Citizens Community Bank of Florida, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$10,296,0003,322
Total interest expense$5,030,0003,300
Net interest income$5,266,0003,320
Provision for loan and lease losses$1,075,0001,002
Total noninterest income$480,0005,023
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$354,0003,558
Trading account gains and feesNANA
Additional Noninterest Income$126,0005,884
Total noninterest expense$3,974,0003,349
Salaries and employee benefits$2,111,0003,310
Premises and equipment expense$603,0003,264
Additional noninterest expense$1,260,0003,264
Pre-tax net operating income$697,0006,236
Securities gains (losses)$01,956
Applicable income taxes$263,0004,874
Income before extraordinary items$434,0006,660
Extraordinary gains, net$038
Net income$434,0006,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,835
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$434,0006,672
1999-12-31 (YTD Data)Rank
Total interest income$6,214,0004,835
Total interest expense$2,762,0004,909
Net interest income$3,452,0004,692
Provision for loan and lease losses$377,0002,200
Total noninterest income$328,0006,190
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$238,0004,655
Trading account gains and feesNANA
Additional Noninterest Income$90,0006,873
Total noninterest expense$2,913,0004,309
Salaries and employee benefits$1,455,0004,440
Premises and equipment expense$438,0004,217
Additional noninterest expense$1,020,0003,961
Pre-tax net operating income$490,0007,180
Securities gains (losses)$03,155
Applicable income taxes$180,0005,921
Income before extraordinary items$310,0007,536
Extraordinary gains, net$035
Net income$310,0007,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,271
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$500,000604
Net operating income$310,0007,508
1998-12-31 (YTD Data)Rank
Total interest income$3,943,0006,528
Total interest expense$2,009,0006,180
Net interest income$1,934,0006,794
Provision for loan and lease losses$150,0004,136
Total noninterest income$214,0007,417
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$170,0005,608
Trading account gains and feesNANA
Additional Noninterest Income$44,0008,384
Total noninterest expense$1,920,0005,747
Salaries and employee benefits$839,0006,516
Premises and equipment expense$392,0004,494
Additional noninterest expense$689,0005,230
Pre-tax net operating income$78,0009,508
Securities gains (losses)$04,449
Applicable income taxes$52,0008,300
Income before extraordinary items$16,0009,773
Extraordinary gains, net$032
Net income$16,0009,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,392
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$16,0009,721
1997-12-31 (YTD Data)Rank
Total interest income$2,339,0008,589
Total interest expense$1,198,0008,120
Net interest income$1,141,0008,834
Provision for loan and lease losses$144,0004,243
Total noninterest income$209,0007,726
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0007,108
Trading account gains and feesNANA
Additional Noninterest Income$105,0006,653
Total noninterest expense$1,032,0008,238
Salaries and employee benefits$598,0007,931
Premises and equipment expense$215,0006,570
Additional noninterest expense$219,0009,178
Pre-tax net operating income$174,0009,712
Securities gains (losses)$03,944
Applicable income taxes$66,0008,988
Income before extraordinary items$108,0009,910
Extraordinary gains, net$044
Net income$108,0009,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$500,000536
Net operating income$108,0009,869
1996-12-31 (YTD Data)Rank
Total interest income$707,00011,107
Total interest expense$277,00011,118
Net interest income$430,00011,038
Provision for loan and lease losses$145,0004,158
Total noninterest income$33,00011,103
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,0009,437
Trading account gains and feesNANA
Additional Noninterest Income$6,00011,162
Total noninterest expense$838,0009,285
Salaries and employee benefits$307,00010,287
Premises and equipment expense$138,0008,337
Additional noninterest expense$393,0007,935
Pre-tax net operating income$-520,00011,243
Securities gains (losses)$04,148
Applicable income taxes$-186,00011,256
Income before extraordinary items$-334,00011,196
Extraordinary gains, net$053
Net income$-334,00011,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$4,080,000182
Net operating income$-334,00011,171

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.