Home > Citizens Community Bank > Income and Expense
Citizens Community Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $500,000 | 7,261 |
| Total interest expense | $374,000 | 5,531 |
| Net interest income | $126,000 | 8,041 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $648,000 | 1,793 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,000 | 7,216 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $647,000 | 1,179 |
| Total noninterest expense | $1,158,000 | 3,870 |
| Salaries and employee benefits | $437,000 | 4,885 |
| Premises and equipment expense | $197,000 | 3,262 |
| Additional noninterest expense | $524,000 | 2,884 |
| Pre-tax net operating income | $-384,000 | 7,183 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-384,000 | 7,315 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-384,000 | 7,316 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-384,000 | 7,316 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-384,000 | 7,278 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 7,273 |
| Total interest expense | $1,694,000 | 5,706 |
| Net interest income | $396,000 | 8,150 |
| Provision for loan and lease losses | $467,000 | 3,918 |
| Total noninterest income | $8,610,000 | 673 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,169 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $8,600,000 | 419 |
| Total noninterest expense | $11,227,000 | 1,730 |
| Salaries and employee benefits | $5,413,000 | 1,873 |
| Premises and equipment expense | $1,159,000 | 2,314 |
| Additional noninterest expense | $4,655,000 | 1,354 |
| Pre-tax net operating income | $-2,688,000 | 7,526 |
| Securities gains (losses) | $82,000 | 1,277 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,606,000 | 7,536 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,606,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,723,000 | 1,421 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,688,000 | 7,624 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 7,266 |
| Total interest expense | $1,296,000 | 5,775 |
| Net interest income | $360,000 | 8,184 |
| Provision for loan and lease losses | $345,000 | 3,316 |
| Total noninterest income | $6,473,000 | 702 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $8,000 | 7,214 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,465,000 | 456 |
| Total noninterest expense | $8,074,000 | 1,791 |
| Salaries and employee benefits | $3,930,000 | 1,962 |
| Premises and equipment expense | $854,000 | 2,362 |
| Additional noninterest expense | $3,290,000 | 1,359 |
| Pre-tax net operating income | $-1,586,000 | 7,760 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,586,000 | 7,742 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,586,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,616,000 | 961 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,586,000 | 7,827 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 7,239 |
| Total interest expense | $909,000 | 5,800 |
| Net interest income | $261,000 | 8,220 |
| Provision for loan and lease losses | $153,000 | 3,578 |
| Total noninterest income | $4,367,000 | 711 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $7,000 | 7,210 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,360,000 | 475 |
| Total noninterest expense | $5,360,000 | 1,799 |
| Salaries and employee benefits | $2,649,000 | 1,967 |
| Premises and equipment expense | $585,000 | 2,319 |
| Additional noninterest expense | $2,126,000 | 1,384 |
| Pre-tax net operating income | $-885,000 | 7,856 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-885,000 | 7,950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-885,000 | 7,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 1,052 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-885,000 | 7,934 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 7,175 |
| Total interest expense | $499,000 | 5,770 |
| Net interest income | $142,000 | 8,234 |
| Provision for loan and lease losses | $153,000 | 2,098 |
| Total noninterest income | $2,176,000 | 705 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,172,000 | 483 |
| Total noninterest expense | $2,652,000 | 1,801 |
| Salaries and employee benefits | $1,410,000 | 1,868 |
| Premises and equipment expense | $280,000 | 2,408 |
| Additional noninterest expense | $962,000 | 1,503 |
| Pre-tax net operating income | $-487,000 | 8,078 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-487,000 | 8,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-487,000 | 8,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 571 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-487,000 | 8,127 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 6,578 |
| Total interest expense | $2,201,000 | 5,608 |
| Net interest income | $1,207,000 | 7,494 |
| Provision for loan and lease losses | $587,000 | 2,091 |
| Total noninterest income | $9,717,000 | 618 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $16,000 | 7,213 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,701,000 | 415 |
| Total noninterest expense | $11,720,000 | 1,570 |
| Salaries and employee benefits | $7,712,000 | 1,297 |
| Premises and equipment expense | $1,057,000 | 2,445 |
| Additional noninterest expense | $2,951,000 | 1,868 |
| Pre-tax net operating income | $-1,383,000 | 8,164 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 5,711 |
| Income before extraordinary items | $-1,390,000 | 8,207 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,390,000 | 8,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $617,000 | 496 |
| Net operating income | $-1,390,000 | 8,200 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 6,560 |
| Total interest expense | $1,638,000 | 5,651 |
| Net interest income | $989,000 | 7,407 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $7,395,000 | 621 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,242 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,383,000 | 420 |
| Total noninterest expense | $8,281,000 | 1,657 |
| Salaries and employee benefits | $5,907,000 | 1,266 |
| Premises and equipment expense | $756,000 | 2,547 |
| Additional noninterest expense | $1,618,000 | 2,442 |
| Pre-tax net operating income | $73,000 | 7,410 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $65,000 | 7,416 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $65,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $617,000 | 374 |
| Net operating income | $65,000 | 7,401 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 6,509 |
| Total interest expense | $1,091,000 | 5,659 |
| Net interest income | $731,000 | 7,266 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $4,975,000 | 641 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $10,000 | 7,225 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,965,000 | 438 |
| Total noninterest expense | $5,341,000 | 1,732 |
| Salaries and employee benefits | $4,071,000 | 1,250 |
| Premises and equipment expense | $434,000 | 2,895 |
| Additional noninterest expense | $836,000 | 3,084 |
| Pre-tax net operating income | $335,000 | 5,844 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $8,000 | 5,755 |
| Income before extraordinary items | $327,000 | 5,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $327,000 | 5,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $617,000 | 277 |
| Net operating income | $327,000 | 5,461 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 6,566 |
| Total interest expense | $542,000 | 5,657 |
| Net interest income | $356,000 | 7,360 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $2,202,000 | 694 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $10,000 | 6,985 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,192,000 | 468 |
| Total noninterest expense | $2,439,000 | 1,894 |
| Salaries and employee benefits | $1,969,000 | 1,309 |
| Premises and equipment expense | $181,000 | 3,371 |
| Additional noninterest expense | $289,000 | 4,075 |
| Pre-tax net operating income | $99,000 | 6,677 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $94,000 | 6,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $94,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 414 |
| Net operating income | $94,000 | 6,470 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 6,520 |
| Total interest expense | $1,842,000 | 5,626 |
| Net interest income | $1,512,000 | 7,161 |
| Provision for loan and lease losses | $1,306,000 | 799 |
| Total noninterest income | $431,000 | 5,445 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $20,000 | 7,270 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $411,000 | 3,684 |
| Total noninterest expense | $2,360,000 | 5,669 |
| Salaries and employee benefits | $1,232,000 | 5,823 |
| Premises and equipment expense | $385,000 | 5,049 |
| Additional noninterest expense | $743,000 | 5,468 |
| Pre-tax net operating income | $-1,723,000 | 8,552 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,723,000 | 8,573 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,723,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,723,000 | 8,564 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 6,692 |
| Total interest expense | $1,290,000 | 5,730 |
| Net interest income | $1,084,000 | 7,321 |
| Provision for loan and lease losses | $197,000 | 2,899 |
| Total noninterest income | $54,000 | 8,104 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $13,000 | 7,381 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,178 |
| Total noninterest expense | $1,566,000 | 6,017 |
| Salaries and employee benefits | $803,000 | 6,219 |
| Premises and equipment expense | $286,000 | 5,100 |
| Additional noninterest expense | $477,000 | 5,902 |
| Pre-tax net operating income | $-625,000 | 8,485 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $-626,000 | 8,510 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-626,000 | 8,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-626,000 | 8,503 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 6,951 |
| Total interest expense | $742,000 | 6,004 |
| Net interest income | $669,000 | 7,517 |
| Provision for loan and lease losses | $137,000 | 2,799 |
| Total noninterest income | $33,000 | 8,211 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $8,000 | 7,453 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,325 |
| Total noninterest expense | $1,058,000 | 5,996 |
| Salaries and employee benefits | $530,000 | 6,279 |
| Premises and equipment expense | $191,000 | 5,073 |
| Additional noninterest expense | $337,000 | 5,722 |
| Pre-tax net operating income | $-493,000 | 8,562 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $-494,000 | 8,582 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-494,000 | 8,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-494,000 | 8,579 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 7,280 |
| Total interest expense | $316,000 | 6,277 |
| Net interest income | $279,000 | 7,834 |
| Provision for loan and lease losses | $65,000 | 2,715 |
| Total noninterest income | $8,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $523,000 | 6,042 |
| Salaries and employee benefits | $264,000 | 6,301 |
| Premises and equipment expense | $97,000 | 5,056 |
| Additional noninterest expense | $162,000 | 5,824 |
| Pre-tax net operating income | $-301,000 | 8,617 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-301,000 | 8,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-301,000 | 8,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-301,000 | 8,630 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 8,375 |
| Total interest expense | $529,000 | 7,531 |
| Net interest income | $412,000 | 8,595 |
| Provision for loan and lease losses | $178,000 | 3,830 |
| Total noninterest income | $32,000 | 8,536 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,000 | 7,708 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,856 |
| Total noninterest expense | $1,849,000 | 6,352 |
| Salaries and employee benefits | $878,000 | 6,702 |
| Premises and equipment expense | $347,000 | 5,316 |
| Additional noninterest expense | $624,000 | 5,936 |
| Pre-tax net operating income | $-1,583,000 | 8,729 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $-1,584,000 | 8,747 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,584,000 | 8,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $676,000 | 517 |
| Net operating income | $-1,584,000 | 8,731 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $496,000 | 8,596 |
| Total interest expense | $285,000 | 7,937 |
| Net interest income | $211,000 | 8,738 |
| Provision for loan and lease losses | $73,000 | 4,744 |
| Total noninterest income | $16,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,000 | 7,763 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,169 |
| Total noninterest expense | $1,316,000 | 6,469 |
| Salaries and employee benefits | $619,000 | 6,840 |
| Premises and equipment expense | $257,000 | 5,347 |
| Additional noninterest expense | $440,000 | 6,089 |
| Pre-tax net operating income | $-1,162,000 | 8,754 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $-1,163,000 | 8,771 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,163,000 | 8,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $676,000 | 383 |
| Net operating income | $-1,163,000 | 8,752 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $229,000 | 8,723 |
| Total interest expense | $112,000 | 8,389 |
| Net interest income | $117,000 | 8,783 |
| Provision for loan and lease losses | $23,000 | 5,573 |
| Total noninterest income | $6,000 | 8,715 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,000 | 7,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $847,000 | 6,587 |
| Salaries and employee benefits | $384,000 | 7,034 |
| Premises and equipment expense | $168,000 | 5,393 |
| Additional noninterest expense | $295,000 | 6,052 |
| Pre-tax net operating income | $-747,000 | 8,739 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $-748,000 | 8,763 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-748,000 | 8,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $676,000 | 266 |
| Net operating income | $-748,000 | 8,740 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $87,000 | 8,847 |
| Total interest expense | $43,000 | 8,574 |
| Net interest income | $44,000 | 8,874 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $408,000 | 6,716 |
| Salaries and employee benefits | $188,000 | 7,135 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $137,000 | 6,307 |
| Pre-tax net operating income | $-365,000 | 8,812 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-365,000 | 8,828 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-365,000 | 8,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $676,000 | 142 |
| Net operating income | $-365,000 | 8,812 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $27,000 | 8,962 |
| Total interest expense | $9,000 | 8,905 |
| Net interest income | $18,000 | 8,964 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $0 | 8,923 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $1,352,000 | 7,165 |
| Salaries and employee benefits | $88,000 | 8,932 |
| Premises and equipment expense | $53,000 | 8,561 |
| Additional noninterest expense | $1,211,000 | 3,714 |
| Pre-tax net operating income | $-1,334,000 | 8,849 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,334,000 | 8,873 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,334,000 | 8,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $7,462,000 | 164 |
| Net operating income | $-1,334,000 | 8,850 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.