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Citizens Community Bank, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$6,575,0002,708
Total interest expense$915,0002,210
Net interest income$5,660,0002,769
Provision for loan and lease losses$35,0003,483
Total noninterest income$709,0003,055
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$148,0003,501
Trading account gains and fees$0145
Additional Noninterest Income$561,0002,677
Total noninterest expense$4,982,0002,602
Salaries and employee benefits$2,491,0002,820
Premises and equipment expense$410,0003,126
Additional noninterest expense$2,081,0002,050
Pre-tax net operating income$1,352,0003,339
Securities gains (losses)$02,274
Applicable income taxes$441,0002,186
Income before extraordinary items$911,0003,680
Extraordinary gains, net$09
Net income$911,0003,680
Minority interest net income$071
Net income of bank and minority interests.$911,0003,680
Net charge-offs$167,0001,534
Cash dividends$46,0003,593
Sale, conversion, retirement of capital stock, net$0677
Net operating income$911,0003,658
2017-06-30 (YTD Data)Rank
Total interest income$4,355,0002,711
Total interest expense$601,0002,201
Net interest income$3,754,0002,763
Provision for loan and lease losses$35,0003,077
Total noninterest income$470,0003,061
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$100,0003,479
Trading account gains and fees$0139
Additional Noninterest Income$370,0002,684
Total noninterest expense$3,348,0002,598
Salaries and employee benefits$1,696,0002,804
Premises and equipment expense$258,0003,233
Additional noninterest expense$1,394,0002,044
Pre-tax net operating income$841,0003,395
Securities gains (losses)$01,906
Applicable income taxes$257,0002,275
Income before extraordinary items$584,0003,705
Extraordinary gains, net$011
Net income$584,0003,703
Minority interest net income$071
Net income of bank and minority interests.$584,0003,705
Net charge-offs$87,0001,624
Cash dividends$31,0003,457
Sale, conversion, retirement of capital stock, net$0659
Net operating income$584,0003,685
2017-03-31 (YTD Data)Rank
Total interest income$2,153,0002,725
Total interest expense$295,0002,203
Net interest income$1,858,0002,780
Provision for loan and lease losses$35,0002,341
Total noninterest income$238,0003,046
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$50,0003,500
Trading account gains and fees$0142
Additional Noninterest Income$188,0002,661
Total noninterest expense$1,625,0002,676
Salaries and employee benefits$829,0002,874
Premises and equipment expense$135,0003,196
Additional noninterest expense$661,0002,138
Pre-tax net operating income$436,0003,307
Securities gains (losses)$01,153
Applicable income taxes$134,0002,215
Income before extraordinary items$302,0003,589
Extraordinary gains, net$08
Net income$302,0003,588
Minority interest net income$055
Net income of bank and minority interests.$302,0003,589
Net charge-offs$4,0002,506
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$302,0003,569
2016-12-31 (YTD Data)Rank
Total interest income$8,047,0002,834
Total interest expense$1,029,0002,375
Net interest income$7,018,0002,878
Provision for loan and lease losses$490,0001,497
Total noninterest income$779,0003,419
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$188,0003,669
Trading account gains and fees$0170
Additional Noninterest Income$591,0003,035
Total noninterest expense$5,865,0002,891
Salaries and employee benefits$2,788,0003,179
Premises and equipment expense$518,0003,302
Additional noninterest expense$2,559,0002,268
Pre-tax net operating income$1,442,0003,558
Securities gains (losses)$03,212
Applicable income taxes$422,0002,397
Income before extraordinary items$1,020,0003,858
Extraordinary gains, net$05
Net income$1,020,0003,856
Minority interest net income$082
Net income of bank and minority interests.$1,020,0003,857
Net charge-offs$236,0001,766
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$-8,0005,809
Net operating income$1,020,0003,811
2016-09-30 (YTD Data)Rank
Total interest income$5,912,0002,882
Total interest expense$742,0002,430
Net interest income$5,170,0002,923
Provision for loan and lease losses$340,0001,502
Total noninterest income$629,0003,316
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$140,0003,700
Trading account gains and fees$0169
Additional Noninterest Income$489,0002,922
Total noninterest expense$4,401,0002,888
Salaries and employee benefits$2,085,0003,182
Premises and equipment expense$420,0003,176
Additional noninterest expense$1,896,0002,288
Pre-tax net operating income$1,058,0003,636
Securities gains (losses)$03,160
Applicable income taxes$313,0002,471
Income before extraordinary items$745,0003,953
Extraordinary gains, net$05
Net income$745,0003,951
Minority interest net income$071
Net income of bank and minority interests.$745,0003,953
Net charge-offs$23,0003,081
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$-7,0005,894
Net operating income$745,0003,886
2016-06-30 (YTD Data)Rank
Total interest income$3,847,0002,944
Total interest expense$465,0002,556
Net interest income$3,382,0002,975
Provision for loan and lease losses$190,0001,677
Total noninterest income$414,0003,352
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$90,0003,740
Trading account gains and fees$0157
Additional Noninterest Income$324,0002,929
Total noninterest expense$2,883,0002,933
Salaries and employee benefits$1,391,0003,199
Premises and equipment expense$280,0003,185
Additional noninterest expense$1,212,0002,369
Pre-tax net operating income$723,0003,611
Securities gains (losses)$02,835
Applicable income taxes$226,0002,388
Income before extraordinary items$497,0003,968
Extraordinary gains, net$016
Net income$497,0003,966
Minority interest net income$071
Net income of bank and minority interests.$497,0003,967
Net charge-offs$6,0003,264
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$26,000530
Net operating income$497,0003,895
2016-03-31 (YTD Data)Rank
Total interest income$1,900,0002,969
Total interest expense$221,0002,653
Net interest income$1,679,0002,999
Provision for loan and lease losses$03,656
Total noninterest income$223,0003,192
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$47,0003,684
Trading account gains and fees$0142
Additional Noninterest Income$176,0002,795
Total noninterest expense$1,438,0002,958
Salaries and employee benefits$702,0003,202
Premises and equipment expense$133,0003,327
Additional noninterest expense$603,0002,372
Pre-tax net operating income$464,0003,157
Securities gains (losses)$02,077
Applicable income taxes$143,0002,145
Income before extraordinary items$321,0003,511
Extraordinary gains, net$012
Net income$321,0003,507
Minority interest net income$062
Net income of bank and minority interests.$321,0003,509
Net charge-offs$-97,0005,873
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$24,000420
Net operating income$321,0003,450
2015-12-31 (YTD Data)Rank
Total interest income$7,068,0003,085
Total interest expense$959,0002,486
Net interest income$6,109,0003,153
Provision for loan and lease losses$410,0001,563
Total noninterest income$852,0003,354
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$208,0003,650
Trading account gains and fees$0159
Additional Noninterest Income$644,0002,938
Total noninterest expense$5,427,0003,048
Salaries and employee benefits$2,576,0003,340
Premises and equipment expense$485,0003,542
Additional noninterest expense$2,366,0002,449
Pre-tax net operating income$1,124,0003,929
Securities gains (losses)$-7,0005,835
Applicable income taxes$329,0002,592
Income before extraordinary items$788,0004,273
Extraordinary gains, net$023
Net income$788,0004,271
Minority interest net income$081
Net income of bank and minority interests.$788,0004,273
Net charge-offs$452,0001,263
Cash dividends$23,0004,242
Sale, conversion, retirement of capital stock, net$-2,975,0006,163
Net operating income$792,9704,222
2015-09-30 (YTD Data)Rank
Total interest income$5,230,0003,144
Total interest expense$748,0002,448
Net interest income$4,482,0003,225
Provision for loan and lease losses$210,0001,913
Total noninterest income$600,0003,458
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$157,0003,668
Trading account gains and fees$0153
Additional Noninterest Income$443,0003,071
Total noninterest expense$4,042,0003,092
Salaries and employee benefits$1,906,0003,380
Premises and equipment expense$359,0003,611
Additional noninterest expense$1,777,0002,436
Pre-tax net operating income$830,0004,035
Securities gains (losses)$-7,0005,973
Applicable income taxes$241,0002,671
Income before extraordinary items$582,0004,376
Extraordinary gains, net$021
Net income$582,0004,378
Minority interest net income$078
Net income of bank and minority interests.$582,0004,379
Net charge-offs$-15,0005,271
Cash dividends$22,0003,767
Sale, conversion, retirement of capital stock, net$-2,979,0006,257
Net operating income$586,9704,314
2015-06-30 (YTD Data)Rank
Total interest income$3,449,0003,171
Total interest expense$528,0002,367
Net interest income$2,921,0003,279
Provision for loan and lease losses$100,0002,201
Total noninterest income$413,0003,416
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$109,0003,587
Trading account gains and fees$0157
Additional Noninterest Income$304,0003,050
Total noninterest expense$2,662,0003,136
Salaries and employee benefits$1,260,0003,434
Premises and equipment expense$238,0003,652
Additional noninterest expense$1,164,0002,496
Pre-tax net operating income$572,0003,971
Securities gains (losses)$-7,0006,079
Applicable income taxes$165,0002,643
Income before extraordinary items$400,0004,295
Extraordinary gains, net$022
Net income$400,0004,298
Minority interest net income$075
Net income of bank and minority interests.$400,0004,298
Net charge-offs$16,0003,071
Cash dividends$19,0003,607
Sale, conversion, retirement of capital stock, net$-2,982,0006,336
Net operating income$404,9704,228
2015-03-31 (YTD Data)Rank
Total interest income$1,727,0003,179
Total interest expense$285,0002,251
Net interest income$1,442,0003,310
Provision for loan and lease losses$03,703
Total noninterest income$213,0003,328
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$54,0003,577
Trading account gains and fees$0152
Additional Noninterest Income$159,0002,941
Total noninterest expense$1,349,0003,122
Salaries and employee benefits$639,0003,429
Premises and equipment expense$127,0003,536
Additional noninterest expense$583,0002,480
Pre-tax net operating income$306,0003,839
Securities gains (losses)$02,027
Applicable income taxes$90,0002,540
Income before extraordinary items$216,0004,172
Extraordinary gains, net$013
Net income$216,0004,174
Minority interest net income$064
Net income of bank and minority interests.$216,0004,175
Net charge-offs$-4,0005,028
Cash dividends$10,0002,841
Sale, conversion, retirement of capital stock, net$18,000487
Net operating income$216,0004,099
2014-12-31 (YTD Data)Rank
Total interest income$6,979,0003,186
Total interest expense$1,256,0002,185
Net interest income$5,723,0003,353
Provision for loan and lease losses$04,603
Total noninterest income$741,0003,607
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$274,0003,381
Trading account gains and fees$0180
Additional Noninterest Income$467,0003,357
Total noninterest expense$5,257,0003,198
Salaries and employee benefits$2,384,0003,601
Premises and equipment expense$498,0003,646
Additional noninterest expense$2,375,0002,506
Pre-tax net operating income$1,207,0003,841
Securities gains (losses)$03,259
Applicable income taxes$355,0002,503
Income before extraordinary items$852,0004,213
Extraordinary gains, net$017
Net income$852,0004,213
Minority interest net income$084
Net income of bank and minority interests.$852,0004,214
Net charge-offs$61,0003,603
Cash dividends$115,0003,986
Sale, conversion, retirement of capital stock, net$14,000765
Net operating income$852,0004,162
2014-09-30 (YTD Data)Rank
Total interest income$5,240,0003,216
Total interest expense$957,0002,179
Net interest income$4,283,0003,387
Provision for loan and lease losses$04,401
Total noninterest income$594,0003,531
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$208,0003,391
Trading account gains and fees$0174
Additional Noninterest Income$386,0003,263
Total noninterest expense$3,991,0003,188
Salaries and employee benefits$1,776,0003,615
Premises and equipment expense$375,0003,684
Additional noninterest expense$1,840,0002,446
Pre-tax net operating income$886,0003,949
Securities gains (losses)$02,980
Applicable income taxes$251,0002,613
Income before extraordinary items$635,0004,275
Extraordinary gains, net$015
Net income$635,0004,276
Minority interest net income$081
Net income of bank and minority interests.$635,0004,276
Net charge-offs$-32,0005,911
Cash dividends$30,0003,729
Sale, conversion, retirement of capital stock, net$9,000739
Net operating income$635,0004,223
2014-06-30 (YTD Data)Rank
Total interest income$3,507,0003,207
Total interest expense$636,0002,219
Net interest income$2,871,0003,368
Provision for loan and lease losses$04,196
Total noninterest income$395,0003,533
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$146,0003,274
Trading account gains and fees$0172
Additional Noninterest Income$249,0003,298
Total noninterest expense$2,618,0003,240
Salaries and employee benefits$1,153,0003,708
Premises and equipment expense$250,0003,712
Additional noninterest expense$1,215,0002,459
Pre-tax net operating income$648,0003,726
Securities gains (losses)$02,580
Applicable income taxes$188,0002,472
Income before extraordinary items$460,0004,086
Extraordinary gains, net$020
Net income$460,0004,092
Minority interest net income$080
Net income of bank and minority interests.$460,0004,091
Net charge-offs$04,375
Cash dividends$20,0003,588
Sale, conversion, retirement of capital stock, net$5,000729
Net operating income$460,0004,034
2014-03-31 (YTD Data)Rank
Total interest income$1,801,0003,151
Total interest expense$324,0002,217
Net interest income$1,477,0003,308
Provision for loan and lease losses$03,817
Total noninterest income$203,0003,443
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$76,0003,174
Trading account gains and fees$0147
Additional Noninterest Income$127,0003,219
Total noninterest expense$1,283,0003,314
Salaries and employee benefits$561,0003,822
Premises and equipment expense$122,0003,805
Additional noninterest expense$600,0002,482
Pre-tax net operating income$397,0003,301
Securities gains (losses)$01,715
Applicable income taxes$118,0002,207
Income before extraordinary items$279,0003,672
Extraordinary gains, net$016
Net income$279,0003,674
Minority interest net income$066
Net income of bank and minority interests.$279,0003,675
Net charge-offs$11,0002,795
Cash dividends$10,0002,829
Sale, conversion, retirement of capital stock, net$3,000674
Net operating income$279,0003,618
2013-12-31 (YTD Data)Rank
Total interest income$6,963,0003,262
Total interest expense$1,472,0002,202
Net interest income$5,491,0003,476
Provision for loan and lease losses$808,0001,314
Total noninterest income$-21,0006,679
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$329,0003,190
Trading account gains and fees$0184
Additional Noninterest Income$-350,0006,714
Total noninterest expense$5,401,0003,226
Salaries and employee benefits$2,257,0003,801
Premises and equipment expense$503,0003,721
Additional noninterest expense$2,641,0002,340
Pre-tax net operating income$-739,0006,529
Securities gains (losses)$03,182
Applicable income taxes$-310,0006,601
Income before extraordinary items$-429,0006,473
Extraordinary gains, net$029
Net income$-429,0006,473
Minority interest net income$090
Net income of bank and minority interests.$-429,0006,474
Net charge-offs$978,0001,289
Cash dividends$55,0004,119
Sale, conversion, retirement of capital stock, net$15,000805
Net operating income$-429,0006,467
2013-09-30 (YTD Data)Rank
Total interest income$5,265,0003,272
Total interest expense$1,128,0002,218
Net interest income$4,137,0003,483
Provision for loan and lease losses$917,000939
Total noninterest income$-222,0006,835
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$251,0003,178
Trading account gains and fees$0180
Additional Noninterest Income$-473,0006,842
Total noninterest expense$4,084,0003,207
Salaries and employee benefits$1,674,0003,828
Premises and equipment expense$365,0003,831
Additional noninterest expense$2,045,0002,264
Pre-tax net operating income$-1,086,0006,713
Securities gains (losses)$03,040
Applicable income taxes$-417,0006,790
Income before extraordinary items$-669,0006,676
Extraordinary gains, net$025
Net income$-669,0006,677
Minority interest net income$084
Net income of bank and minority interests.$-669,0006,677
Net charge-offs$794,0001,182
Cash dividends$30,0003,648
Sale, conversion, retirement of capital stock, net$2,000844
Net operating income$-669,0006,663
2013-06-30 (YTD Data)Rank
Total interest income$3,569,0003,235
Total interest expense$767,0002,224
Net interest income$2,802,0003,449
Provision for loan and lease losses$917,000727
Total noninterest income$-444,0006,918
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$166,0003,192
Trading account gains and fees$0157
Additional Noninterest Income$-610,0006,910
Total noninterest expense$2,748,0003,194
Salaries and employee benefits$1,092,0003,908
Premises and equipment expense$255,0003,743
Additional noninterest expense$1,401,0002,210
Pre-tax net operating income$-1,307,0006,833
Securities gains (losses)$02,791
Applicable income taxes$-473,0006,867
Income before extraordinary items$-834,0006,789
Extraordinary gains, net$022
Net income$-834,0006,791
Minority interest net income$082
Net income of bank and minority interests.$-834,0006,790
Net charge-offs$731,000963
Cash dividends$20,0003,465
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-834,0006,772
2013-03-31 (YTD Data)Rank
Total interest income$1,808,0003,227
Total interest expense$386,0002,273
Net interest income$1,422,0003,418
Provision for loan and lease losses$907,000433
Total noninterest income$-789,0007,009
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$81,0003,220
Trading account gains and fees$0148
Additional Noninterest Income$-870,0007,009
Total noninterest expense$1,373,0003,212
Salaries and employee benefits$522,0004,057
Premises and equipment expense$121,0003,879
Additional noninterest expense$730,0002,126
Pre-tax net operating income$-1,647,0006,968
Securities gains (losses)$01,966
Applicable income taxes$-576,0006,992
Income before extraordinary items$-1,071,0006,950
Extraordinary gains, net$010
Net income$-1,071,0006,951
Minority interest net income$076
Net income of bank and minority interests.$-1,071,0006,951
Net charge-offs$637,000657
Cash dividends$10,0002,663
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-1,071,0006,938
2012-12-31 (YTD Data)Rank
Total interest income$7,854,0003,161
Total interest expense$1,739,0002,413
Net interest income$6,115,0003,324
Provision for loan and lease losses$1,642,0001,247
Total noninterest income$463,0004,620
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$339,0003,253
Trading account gains and fees$0166
Additional Noninterest Income$124,0005,138
Total noninterest expense$6,257,0002,943
Salaries and employee benefits$2,925,0003,183
Premises and equipment expense$609,0003,352
Additional noninterest expense$2,723,0002,388
Pre-tax net operating income$-1,321,0006,716
Securities gains (losses)$03,810
Applicable income taxes$-518,0006,901
Income before extraordinary items$-803,0006,673
Extraordinary gains, net$029
Net income$-803,0006,667
Minority interest net income$093
Net income of bank and minority interests.$-803,0006,669
Net charge-offs$2,131,0001,112
Cash dividends$177,0003,710
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-803,0006,621
2012-09-30 (YTD Data)Rank
Total interest income$5,874,0003,222
Total interest expense$1,325,0002,477
Net interest income$4,549,0003,402
Provision for loan and lease losses$599,0002,059
Total noninterest income$574,0003,769
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$257,0003,273
Trading account gains and fees$0157
Additional Noninterest Income$317,0003,608
Total noninterest expense$4,381,0003,113
Salaries and employee benefits$1,993,0003,429
Premises and equipment expense$458,0003,388
Additional noninterest expense$1,930,0002,499
Pre-tax net operating income$143,0005,885
Securities gains (losses)$03,575
Applicable income taxes$1,0004,707
Income before extraordinary items$142,0005,961
Extraordinary gains, net$020
Net income$142,0005,960
Minority interest net income$086
Net income of bank and minority interests.$142,0005,960
Net charge-offs$769,0001,717
Cash dividends$150,0003,085
Sale, conversion, retirement of capital stock, net$0952
Net operating income$142,0005,820
2012-06-30 (YTD Data)Rank
Total interest income$3,907,0003,257
Total interest expense$899,0002,527
Net interest income$3,008,0003,436
Provision for loan and lease losses$165,0003,233
Total noninterest income$377,0003,775
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$178,0003,197
Trading account gains and fees$0153
Additional Noninterest Income$199,0003,676
Total noninterest expense$2,888,0003,151
Salaries and employee benefits$1,336,0003,432
Premises and equipment expense$298,0003,450
Additional noninterest expense$1,254,0002,574
Pre-tax net operating income$332,0004,721
Securities gains (losses)$03,178
Applicable income taxes$77,0003,260
Income before extraordinary items$255,0005,033
Extraordinary gains, net$019
Net income$255,0005,036
Minority interest net income$084
Net income of bank and minority interests.$255,0005,036
Net charge-offs$-18,0006,774
Cash dividends$100,0002,979
Sale, conversion, retirement of capital stock, net$0928
Net operating income$255,0004,840
2012-03-31 (YTD Data)Rank
Total interest income$1,963,0003,262
Total interest expense$461,0002,555
Net interest income$1,502,0003,453
Provision for loan and lease losses$140,0002,491
Total noninterest income$200,0003,646
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$87,0003,218
Trading account gains and fees$0148
Additional Noninterest Income$113,0003,516
Total noninterest expense$1,387,0003,258
Salaries and employee benefits$669,0003,461
Premises and equipment expense$143,0003,583
Additional noninterest expense$575,0002,750
Pre-tax net operating income$175,0004,705
Securities gains (losses)$02,210
Applicable income taxes$40,0003,237
Income before extraordinary items$135,0004,994
Extraordinary gains, net$019
Net income$135,0004,998
Minority interest net income$078
Net income of bank and minority interests.$135,0004,999
Net charge-offs$46,0003,075
Cash dividends$50,0002,407
Sale, conversion, retirement of capital stock, net$0861
Net operating income$135,0004,844
2011-12-31 (YTD Data)Rank
Total interest income$8,528,0003,158
Total interest expense$2,076,0002,697
Net interest income$6,452,0003,280
Provision for loan and lease losses$793,0002,757
Total noninterest income$616,0004,025
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$395,0003,056
Trading account gains and fees$0146
Additional Noninterest Income$221,0004,329
Total noninterest expense$5,732,0003,170
Salaries and employee benefits$2,513,0003,545
Premises and equipment expense$625,0003,479
Additional noninterest expense$2,594,0002,522
Pre-tax net operating income$543,0004,635
Securities gains (losses)$169,0001,597
Applicable income taxes$200,0002,903
Income before extraordinary items$512,0004,627
Extraordinary gains, net$029
Net income$512,0004,630
Minority interest net income$096
Net income of bank and minority interests.$512,0004,629
Net charge-offs$826,0002,590
Cash dividends$187,0003,416
Sale, conversion, retirement of capital stock, net$850,000346
Net operating income$390,3204,840
2011-09-30 (YTD Data)Rank
Total interest income$6,460,0003,164
Total interest expense$1,572,0002,776
Net interest income$4,888,0003,270
Provision for loan and lease losses$467,0002,965
Total noninterest income$400,0004,331
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$305,0003,004
Trading account gains and fees$0145
Additional Noninterest Income$95,0005,152
Total noninterest expense$4,384,0003,121
Salaries and employee benefits$1,948,0003,459
Premises and equipment expense$472,0003,494
Additional noninterest expense$1,964,0002,510
Pre-tax net operating income$437,0004,662
Securities gains (losses)$167,0001,336
Applicable income taxes$172,0002,786
Income before extraordinary items$432,0004,548
Extraordinary gains, net$021
Net income$432,0004,549
Minority interest net income$087
Net income of bank and minority interests.$432,0004,549
Net charge-offs$501,0002,664
Cash dividends$150,0002,886
Sale, conversion, retirement of capital stock, net$850,000289
Net operating income$311,7604,891
2011-06-30 (YTD Data)Rank
Total interest income$4,313,0003,197
Total interest expense$1,052,0002,856
Net interest income$3,261,0003,281
Provision for loan and lease losses$407,0002,574
Total noninterest income$266,0004,365
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$210,0002,916
Trading account gains and fees$0153
Additional Noninterest Income$56,0005,334
Total noninterest expense$2,973,0003,119
Salaries and employee benefits$1,299,0003,482
Premises and equipment expense$328,0003,425
Additional noninterest expense$1,346,0002,478
Pre-tax net operating income$147,0005,416
Securities gains (losses)$166,000825
Applicable income taxes$85,0002,984
Income before extraordinary items$228,0004,839
Extraordinary gains, net$015
Net income$228,0004,838
Minority interest net income$089
Net income of bank and minority interests.$228,0004,839
Net charge-offs$472,0002,215
Cash dividends$82,0002,911
Sale, conversion, retirement of capital stock, net$0986
Net operating income$106,8205,568
2011-03-31 (YTD Data)Rank
Total interest income$2,200,0003,150
Total interest expense$533,0002,890
Net interest income$1,667,0003,211
Provision for loan and lease losses$245,0002,201
Total noninterest income$184,0003,759
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$102,0002,938
Trading account gains and fees$0158
Additional Noninterest Income$82,0003,866
Total noninterest expense$1,449,0003,196
Salaries and employee benefits$646,0003,520
Premises and equipment expense$152,0003,667
Additional noninterest expense$651,0002,548
Pre-tax net operating income$157,0004,582
Securities gains (losses)$01,772
Applicable income taxes$44,0002,925
Income before extraordinary items$113,0004,849
Extraordinary gains, net$09
Net income$113,0004,847
Minority interest net income$086
Net income of bank and minority interests.$113,0004,849
Net charge-offs$386,0001,551
Cash dividends$41,0002,305
Sale, conversion, retirement of capital stock, net$0925
Net operating income$113,0004,780
2010-12-31 (YTD Data)Rank
Total interest income$9,339,0003,122
Total interest expense$2,545,0002,952
Net interest income$6,794,0003,149
Provision for loan and lease losses$1,421,0002,535
Total noninterest income$938,0003,341
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$467,0002,763
Trading account gains and fees$0175
Additional Noninterest Income$471,0003,275
Total noninterest expense$5,704,0003,238
Salaries and employee benefits$2,569,0003,512
Premises and equipment expense$642,0003,544
Additional noninterest expense$2,493,0002,690
Pre-tax net operating income$607,0004,135
Securities gains (losses)$03,793
Applicable income taxes$153,0002,917
Income before extraordinary items$454,0004,445
Extraordinary gains, net$029
Net income$454,0004,445
Minority interest net income$0111
Net income of bank and minority interests.$454,0004,445
Net charge-offs$842,0002,921
Cash dividends$164,0003,440
Sale, conversion, retirement of capital stock, net$-11,0007,575
Net operating income$454,0004,309
2010-09-30 (YTD Data)Rank
Total interest income$7,058,0003,170
Total interest expense$1,956,0003,011
Net interest income$5,102,0003,185
Provision for loan and lease losses$997,0002,513
Total noninterest income$692,0003,407
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$335,0002,932
Trading account gains and fees$0165
Additional Noninterest Income$357,0003,278
Total noninterest expense$4,314,0003,220
Salaries and employee benefits$1,923,0003,549
Premises and equipment expense$479,0003,596
Additional noninterest expense$1,912,0002,582
Pre-tax net operating income$483,0004,260
Securities gains (losses)$03,651
Applicable income taxes$128,0002,922
Income before extraordinary items$355,0004,632
Extraordinary gains, net$023
Net income$355,0004,635
Minority interest net income$0110
Net income of bank and minority interests.$355,0004,635
Net charge-offs$682,0002,671
Cash dividends$123,0003,071
Sale, conversion, retirement of capital stock, net$27,000951
Net operating income$355,0004,445
2010-06-30 (YTD Data)Rank
Total interest income$4,745,0003,177
Total interest expense$1,329,0003,070
Net interest income$3,416,0003,160
Provision for loan and lease losses$605,0002,549
Total noninterest income$449,0003,427
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$214,0003,023
Trading account gains and fees$0152
Additional Noninterest Income$235,0003,223
Total noninterest expense$2,888,0003,208
Salaries and employee benefits$1,290,0003,557
Premises and equipment expense$316,0003,664
Additional noninterest expense$1,282,0002,574
Pre-tax net operating income$372,0004,090
Securities gains (losses)$03,184
Applicable income taxes$103,0002,758
Income before extraordinary items$269,0004,483
Extraordinary gains, net$019
Net income$269,0004,483
Minority interest net income$0105
Net income of bank and minority interests.$269,0004,483
Net charge-offs$387,0002,747
Cash dividends$82,0002,961
Sale, conversion, retirement of capital stock, net$18,000882
Net operating income$269,0004,338
2010-03-31 (YTD Data)Rank
Total interest income$2,389,0003,215
Total interest expense$700,0003,065
Net interest income$1,689,0003,227
Provision for loan and lease losses$324,0002,308
Total noninterest income$213,0003,512
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$101,0003,126
Trading account gains and fees$0175
Additional Noninterest Income$112,0003,298
Total noninterest expense$1,388,0003,355
Salaries and employee benefits$652,0003,577
Premises and equipment expense$157,0003,768
Additional noninterest expense$579,0002,795
Pre-tax net operating income$190,0004,170
Securities gains (losses)$02,284
Applicable income taxes$57,0002,689
Income before extraordinary items$133,0004,588
Extraordinary gains, net$016
Net income$133,0004,589
Minority interest net income$091
Net income of bank and minority interests.$133,0004,587
Net charge-offs$223,0002,319
Cash dividends$41,0002,347
Sale, conversion, retirement of capital stock, net$9,000825
Net operating income$133,0004,469
2009-12-31 (YTD Data)Rank
Total interest income$9,681,0003,310
Total interest expense$3,709,0002,912
Net interest income$5,972,0003,486
Provision for loan and lease losses$1,426,0002,961
Total noninterest income$707,0004,041
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$396,0003,354
Trading account gains and fees$0211
Additional Noninterest Income$311,0003,930
Total noninterest expense$5,364,0003,469
Salaries and employee benefits$2,543,0003,642
Premises and equipment expense$635,0003,735
Additional noninterest expense$2,186,0003,097
Pre-tax net operating income$-111,0005,606
Securities gains (losses)$03,754
Applicable income taxes$-117,0006,613
Income before extraordinary items$6,0005,513
Extraordinary gains, net$034
Net income$6,0005,511
Minority interest net income$0115
Net income of bank and minority interests.$6,0005,511
Net charge-offs$830,0003,125
Cash dividends$143,0003,930
Sale, conversion, retirement of capital stock, net$36,0001,115
Net operating income$6,0005,456
2009-09-30 (YTD Data)Rank
Total interest income$7,223,0003,373
Total interest expense$2,891,0002,940
Net interest income$4,332,0003,578
Provision for loan and lease losses$471,0003,895
Total noninterest income$479,0004,301
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$279,0003,460
Trading account gains and fees$0212
Additional Noninterest Income$200,0004,283
Total noninterest expense$4,055,0003,462
Salaries and employee benefits$1,930,0003,652
Premises and equipment expense$450,0003,906
Additional noninterest expense$1,675,0003,005
Pre-tax net operating income$285,0004,582
Securities gains (losses)$03,497
Applicable income taxes$34,0003,540
Income before extraordinary items$251,0004,623
Extraordinary gains, net$027
Net income$251,0004,621
Minority interest net income$0118
Net income of bank and minority interests.$251,0004,624
Net charge-offs$176,0004,396
Cash dividends$102,0003,566
Sale, conversion, retirement of capital stock, net$27,0001,039
Net operating income$251,0004,561
2009-06-30 (YTD Data)Rank
Total interest income$4,750,0003,428
Total interest expense$1,994,0002,974
Net interest income$2,756,0003,694
Provision for loan and lease losses$258,0003,959
Total noninterest income$361,0004,049
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$170,0003,632
Trading account gains and fees$0193
Additional Noninterest Income$191,0003,718
Total noninterest expense$2,714,0003,482
Salaries and employee benefits$1,303,0003,652
Premises and equipment expense$321,0003,737
Additional noninterest expense$1,090,0003,072
Pre-tax net operating income$145,0004,960
Securities gains (losses)$03,136
Applicable income taxes$3,0004,355
Income before extraordinary items$142,0004,919
Extraordinary gains, net$021
Net income$142,0004,917
Minority interest net income$0112
Net income of bank and minority interests.$142,0004,917
Net charge-offs$102,0004,230
Cash dividends$61,0003,563
Sale, conversion, retirement of capital stock, net$18,0001,009
Net operating income$142,0004,834
2009-03-31 (YTD Data)Rank
Total interest income$2,342,0003,523
Total interest expense$1,000,0003,047
Net interest income$1,342,0003,751
Provision for loan and lease losses$121,0003,583
Total noninterest income$174,0004,094
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$82,0003,654
Trading account gains and fees$0171
Additional Noninterest Income$92,0003,787
Total noninterest expense$1,316,0003,495
Salaries and employee benefits$666,0003,616
Premises and equipment expense$159,0003,817
Additional noninterest expense$491,0003,056
Pre-tax net operating income$79,0005,263
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$78,0005,262
Extraordinary gains, net$015
Net income$78,0005,267
Minority interest net income$0102
Net income of bank and minority interests.$78,0005,266
Net charge-offs$26,0004,134
Cash dividends$20,0002,915
Sale, conversion, retirement of capital stock, net$8,000915
Net operating income$78,0005,091
2008-12-31 (YTD Data)Rank
Total interest income$9,209,0003,746
Total interest expense$4,132,0003,436
Net interest income$5,077,0003,917
Provision for loan and lease losses$457,0003,940
Total noninterest income$677,0004,207
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$331,0003,839
Trading account gains and fees$0154
Additional Noninterest Income$346,0003,852
Total noninterest expense$5,165,0003,468
Salaries and employee benefits$2,565,0003,711
Premises and equipment expense$611,0003,886
Additional noninterest expense$1,989,0002,886
Pre-tax net operating income$132,0005,933
Securities gains (losses)$03,220
Applicable income taxes$-36,0006,926
Income before extraordinary items$168,0005,606
Extraordinary gains, net$039
Net income$168,0005,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0003,785
Cash dividends$4,0005,433
Sale, conversion, retirement of capital stock, net$3,008,000269
Net operating income$168,0005,763
2008-09-30 (YTD Data)Rank
Total interest income$6,938,0003,792
Total interest expense$3,133,0003,519
Net interest income$3,805,0003,929
Provision for loan and lease losses$288,0003,624
Total noninterest income$500,0004,334
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$247,0003,874
Trading account gains and fees$0148
Additional Noninterest Income$253,0004,002
Total noninterest expense$3,765,0003,541
Salaries and employee benefits$1,868,0003,814
Premises and equipment expense$446,0003,971
Additional noninterest expense$1,451,0002,860
Pre-tax net operating income$252,0005,832
Securities gains (losses)$03,106
Applicable income taxes$35,0004,328
Income before extraordinary items$217,0005,617
Extraordinary gains, net$031
Net income$217,0005,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,432
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$217,0005,788
2008-06-30 (YTD Data)Rank
Total interest income$4,651,0003,832
Total interest expense$2,164,0003,546
Net interest income$2,487,0003,985
Provision for loan and lease losses$158,0003,532
Total noninterest income$322,0004,476
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$160,0003,937
Trading account gains and fees$0149
Additional Noninterest Income$162,0004,175
Total noninterest expense$2,458,0003,612
Salaries and employee benefits$1,206,0003,941
Premises and equipment expense$287,0004,090
Additional noninterest expense$965,0002,837
Pre-tax net operating income$193,0005,867
Securities gains (losses)$03,233
Applicable income taxes$32,0004,379
Income before extraordinary items$161,0005,888
Extraordinary gains, net$021
Net income$161,0005,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,032
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$161,0005,832
2008-03-31 (YTD Data)Rank
Total interest income$2,418,0003,797
Total interest expense$1,168,0003,520
Net interest income$1,250,0003,980
Provision for loan and lease losses$41,0004,079
Total noninterest income$161,0004,454
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$77,0003,952
Trading account gains and fees$0158
Additional Noninterest Income$84,0004,100
Total noninterest expense$1,164,0003,779
Salaries and employee benefits$573,0004,108
Premises and equipment expense$125,0004,513
Additional noninterest expense$466,0002,887
Pre-tax net operating income$206,0004,907
Securities gains (losses)$02,688
Applicable income taxes$53,0003,501
Income before extraordinary items$153,0005,180
Extraordinary gains, net$015
Net income$153,0005,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,284
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$153,0005,077
2007-12-31 (YTD Data)Rank
Total interest income$9,877,0003,795
Total interest expense$4,936,0003,498
Net interest income$4,941,0004,036
Provision for loan and lease losses$341,0002,962
Total noninterest income$587,0004,685
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$308,0004,024
Trading account gains and fees$0178
Additional Noninterest Income$279,0004,379
Total noninterest expense$4,542,0003,730
Salaries and employee benefits$2,146,0004,160
Premises and equipment expense$489,0004,440
Additional noninterest expense$1,907,0002,775
Pre-tax net operating income$645,0005,580
Securities gains (losses)$02,146
Applicable income taxes$156,0004,096
Income before extraordinary items$489,0005,714
Extraordinary gains, net$039
Net income$489,0005,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,550
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$489,0005,702
2007-09-30 (YTD Data)Rank
Total interest income$7,253,0003,863
Total interest expense$3,570,0003,589
Net interest income$3,683,0004,065
Provision for loan and lease losses$297,0002,336
Total noninterest income$434,0004,723
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$229,0004,051
Trading account gains and fees$0184
Additional Noninterest Income$205,0004,445
Total noninterest expense$3,320,0003,795
Salaries and employee benefits$1,630,0004,108
Premises and equipment expense$360,0004,465
Additional noninterest expense$1,330,0002,914
Pre-tax net operating income$500,0005,770
Securities gains (losses)$01,655
Applicable income taxes$166,0003,937
Income before extraordinary items$334,0006,143
Extraordinary gains, net$033
Net income$334,0006,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0003,253
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$334,0006,131
2007-06-30 (YTD Data)Rank
Total interest income$4,665,0003,973
Total interest expense$2,272,0003,710
Net interest income$2,393,0004,174
Provision for loan and lease losses$181,0002,293
Total noninterest income$287,0004,772
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$153,0004,045
Trading account gains and fees$0168
Additional Noninterest Income$134,0004,530
Total noninterest expense$2,161,0003,890
Salaries and employee benefits$1,087,0004,145
Premises and equipment expense$236,0004,542
Additional noninterest expense$838,0003,072
Pre-tax net operating income$338,0005,820
Securities gains (losses)$01,444
Applicable income taxes$113,0003,992
Income before extraordinary items$225,0006,190
Extraordinary gains, net$029
Net income$225,0006,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0002,622
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$225,0006,177
2007-03-31 (YTD Data)Rank
Total interest income$2,276,0004,042
Total interest expense$1,082,0003,800
Net interest income$1,194,0004,180
Provision for loan and lease losses$125,0001,705
Total noninterest income$136,0004,852
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$76,0004,018
Trading account gains and fees$0195
Additional Noninterest Income$60,0004,749
Total noninterest expense$1,033,0004,041
Salaries and employee benefits$534,0004,229
Premises and equipment expense$116,0004,609
Additional noninterest expense$383,0003,292
Pre-tax net operating income$172,0005,798
Securities gains (losses)$01,187
Applicable income taxes$58,0003,953
Income before extraordinary items$114,0006,184
Extraordinary gains, net$022
Net income$114,0006,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,933
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$114,0006,167
2006-12-31 (YTD Data)Rank
Total interest income$8,399,0004,072
Total interest expense$3,935,0003,638
Net interest income$4,464,0004,365
Provision for loan and lease losses$105,0004,653
Total noninterest income$400,0005,605
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$281,0004,252
Trading account gains and fees$0130
Additional Noninterest Income$119,0006,032
Total noninterest expense$3,616,0004,296
Salaries and employee benefits$1,785,0004,643
Premises and equipment expense$412,0004,831
Additional noninterest expense$1,419,0003,447
Pre-tax net operating income$1,143,0004,890
Securities gains (losses)$01,687
Applicable income taxes$343,0003,620
Income before extraordinary items$800,0005,213
Extraordinary gains, net$051
Net income$800,0005,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0003,535
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$73,000944
Net operating income$800,0005,210
2006-09-30 (YTD Data)Rank
Total interest income$6,028,0004,170
Total interest expense$2,813,0003,670
Net interest income$3,215,0004,503
Provision for loan and lease losses$75,0004,564
Total noninterest income$311,0005,556
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$205,0004,343
Trading account gains and fees$0126
Additional Noninterest Income$106,0005,740
Total noninterest expense$2,578,0004,443
Salaries and employee benefits$1,276,0004,766
Premises and equipment expense$302,0004,924
Additional noninterest expense$1,000,0003,606
Pre-tax net operating income$873,0005,040
Securities gains (losses)$01,388
Applicable income taxes$275,0003,696
Income before extraordinary items$598,0005,363
Extraordinary gains, net$045
Net income$598,0005,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,696
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$72,000761
Net operating income$598,0005,361
2006-06-30 (YTD Data)Rank
Total interest income$3,838,0004,246
Total interest expense$1,745,0003,729
Net interest income$2,093,0004,576
Provision for loan and lease losses$72,0003,866
Total noninterest income$206,0005,565
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$140,0004,283
Trading account gains and fees$0126
Additional Noninterest Income$66,0005,904
Total noninterest expense$1,645,0004,587
Salaries and employee benefits$826,0004,895
Premises and equipment expense$197,0004,979
Additional noninterest expense$622,0003,802
Pre-tax net operating income$582,0005,072
Securities gains (losses)$01,185
Applicable income taxes$201,0003,612
Income before extraordinary items$381,0005,491
Extraordinary gains, net$039
Net income$381,0005,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,092
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$20,000748
Net operating income$381,0005,487
2006-03-31 (YTD Data)Rank
Total interest income$1,825,0004,340
Total interest expense$817,0003,765
Net interest income$1,008,0004,687
Provision for loan and lease losses$69,0002,655
Total noninterest income$109,0005,421
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$65,0004,375
Trading account gains and fees$0115
Additional Noninterest Income$44,0005,355
Total noninterest expense$777,0004,783
Salaries and employee benefits$392,0005,082
Premises and equipment expense$99,0004,994
Additional noninterest expense$286,0004,046
Pre-tax net operating income$271,0005,200
Securities gains (losses)$0955
Applicable income taxes$85,0003,815
Income before extraordinary items$186,0005,496
Extraordinary gains, net$021
Net income$186,0005,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,171
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$186,0005,493
2005-12-31 (YTD Data)Rank
Total interest income$6,157,0004,538
Total interest expense$2,678,0003,638
Net interest income$3,479,0005,040
Provision for loan and lease losses$251,0003,149
Total noninterest income$399,0005,722
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$262,0004,482
Trading account gains and fees$0138
Additional Noninterest Income$137,0005,881
Total noninterest expense$2,745,0005,071
Salaries and employee benefits$1,329,0005,456
Premises and equipment expense$414,0004,753
Additional noninterest expense$1,002,0004,415
Pre-tax net operating income$882,0005,676
Securities gains (losses)$02,296
Applicable income taxes$231,0004,475
Income before extraordinary items$651,0005,813
Extraordinary gains, net$046
Net income$651,0005,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,572
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$7,044,000256
Net operating income$651,0005,787
2005-09-30 (YTD Data)Rank
Total interest income$4,391,0004,643
Total interest expense$1,874,0003,686
Net interest income$2,517,0005,164
Provision for loan and lease losses$220,0002,803
Total noninterest income$280,0005,913
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$201,0004,447
Trading account gains and fees$0126
Additional Noninterest Income$79,0006,334
Total noninterest expense$1,995,0005,145
Salaries and employee benefits$964,0005,539
Premises and equipment expense$296,0004,886
Additional noninterest expense$735,0004,470
Pre-tax net operating income$582,0006,089
Securities gains (losses)$02,317
Applicable income taxes$191,0004,480
Income before extraordinary items$391,0006,425
Extraordinary gains, net$035
Net income$391,0006,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,996
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$286,000458
Net operating income$391,0006,385
2005-06-30 (YTD Data)Rank
Total interest income$2,807,0004,707
Total interest expense$1,153,0003,734
Net interest income$1,654,0005,196
Provision for loan and lease losses$181,0002,297
Total noninterest income$218,0005,549
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$138,0004,336
Trading account gains and fees$0116
Additional Noninterest Income$80,0005,615
Total noninterest expense$1,295,0005,224
Salaries and employee benefits$618,0005,659
Premises and equipment expense$197,0004,869
Additional noninterest expense$480,0004,513
Pre-tax net operating income$396,0006,013
Securities gains (losses)$02,146
Applicable income taxes$124,0004,519
Income before extraordinary items$272,0006,334
Extraordinary gains, net$030
Net income$272,0006,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,257
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$286,000339
Net operating income$272,0006,281
2005-03-31 (YTD Data)Rank
Total interest income$1,379,0004,736
Total interest expense$549,0003,765
Net interest income$830,0005,221
Provision for loan and lease losses$93,0002,159
Total noninterest income$119,0005,277
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$69,0004,296
Trading account gains and fees$0115
Additional Noninterest Income$50,0005,188
Total noninterest expense$611,0005,456
Salaries and employee benefits$296,0005,815
Premises and equipment expense$94,0005,079
Additional noninterest expense$221,0004,745
Pre-tax net operating income$245,0005,488
Securities gains (losses)$01,685
Applicable income taxes$79,0004,134
Income before extraordinary items$166,0005,871
Extraordinary gains, net$024
Net income$166,0005,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,841
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$181,000220
Net operating income$166,0005,834
2004-12-31 (YTD Data)Rank
Total interest income$4,871,0004,936
Total interest expense$1,896,0003,807
Net interest income$2,975,0005,435
Provision for loan and lease losses$460,0002,096
Total noninterest income$339,0006,151
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$267,0004,590
Trading account gains and fees$0138
Additional Noninterest Income$72,0006,944
Total noninterest expense$2,169,0005,746
Salaries and employee benefits$1,018,0006,218
Premises and equipment expense$314,0005,544
Additional noninterest expense$837,0004,947
Pre-tax net operating income$685,0006,144
Securities gains (losses)$-15,0008,316
Applicable income taxes$213,0004,678
Income before extraordinary items$457,0006,518
Extraordinary gains, net$034
Net income$457,0006,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0002,103
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$467,2006,418
2004-09-30 (YTD Data)Rank
Total interest income$3,562,0004,996
Total interest expense$1,356,0003,909
Net interest income$2,206,0005,458
Provision for loan and lease losses$320,0002,139
Total noninterest income$261,0006,123
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$194,0004,710
Trading account gains and fees$0134
Additional Noninterest Income$67,0006,620
Total noninterest expense$1,616,0005,736
Salaries and employee benefits$745,0006,265
Premises and equipment expense$232,0005,560
Additional noninterest expense$639,0004,844
Pre-tax net operating income$531,0006,186
Securities gains (losses)$-15,0008,589
Applicable income taxes$138,0004,951
Income before extraordinary items$378,0006,452
Extraordinary gains, net$026
Net income$378,0006,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0002,205
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$388,9506,323
2004-06-30 (YTD Data)Rank
Total interest income$2,302,0005,104
Total interest expense$864,0004,049
Net interest income$1,438,0005,532
Provision for loan and lease losses$199,0002,233
Total noninterest income$160,0006,324
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$126,0004,757
Trading account gains and fees$0130
Additional Noninterest Income$34,0007,048
Total noninterest expense$1,022,0005,926
Salaries and employee benefits$476,0006,457
Premises and equipment expense$149,0005,683
Additional noninterest expense$397,0005,090
Pre-tax net operating income$377,0006,006
Securities gains (losses)$03,413
Applicable income taxes$132,0004,458
Income before extraordinary items$245,0006,491
Extraordinary gains, net$021
Net income$245,0006,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,468
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$245,0006,401
2004-03-31 (YTD Data)Rank
Total interest income$1,126,0005,189
Total interest expense$419,0004,187
Net interest income$707,0005,598
Provision for loan and lease losses$103,0002,085
Total noninterest income$71,0006,540
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$60,0004,803
Trading account gains and fees$0121
Additional Noninterest Income$11,0007,645
Total noninterest expense$486,0006,136
Salaries and employee benefits$226,0006,645
Premises and equipment expense$72,0005,806
Additional noninterest expense$188,0005,294
Pre-tax net operating income$189,0005,949
Securities gains (losses)$02,934
Applicable income taxes$68,0004,390
Income before extraordinary items$121,0006,498
Extraordinary gains, net$016
Net income$121,0006,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,934
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$121,0006,382
2003-12-31 (YTD Data)Rank
Total interest income$4,138,0005,514
Total interest expense$1,663,0004,576
Net interest income$2,475,0005,932
Provision for loan and lease losses$307,0003,107
Total noninterest income$225,0007,138
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$174,0005,561
Trading account gains and fees$0160
Additional Noninterest Income$51,0007,539
Total noninterest expense$1,711,0006,508
Salaries and employee benefits$822,0006,842
Premises and equipment expense$270,0005,966
Additional noninterest expense$619,0005,886
Pre-tax net operating income$682,0006,064
Securities gains (losses)$12,0003,514
Applicable income taxes$242,0004,631
Income before extraordinary items$452,0006,563
Extraordinary gains, net$054
Net income$452,0006,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,809
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$49,000732
Net operating income$444,2006,431
2003-09-30 (YTD Data)Rank
Total interest income$3,033,0005,671
Total interest expense$1,257,0004,676
Net interest income$1,776,0006,095
Provision for loan and lease losses$221,0003,163
Total noninterest income$173,0007,143
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$133,0005,552
Trading account gains and fees$0153
Additional Noninterest Income$40,0007,508
Total noninterest expense$1,231,0006,616
Salaries and employee benefits$593,0006,948
Premises and equipment expense$192,0006,101
Additional noninterest expense$446,0006,010
Pre-tax net operating income$497,0006,299
Securities gains (losses)$12,0003,246
Applicable income taxes$199,0004,653
Income before extraordinary items$310,0006,898
Extraordinary gains, net$040
Net income$310,0006,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0003,415
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$49,000565
Net operating income$302,3206,771
2003-06-30 (YTD Data)Rank
Total interest income$1,971,0005,798
Total interest expense$841,0004,774
Net interest income$1,130,0006,272
Provision for loan and lease losses$136,0003,271
Total noninterest income$108,0007,253
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$86,0005,601
Trading account gains and fees$0150
Additional Noninterest Income$22,0007,723
Total noninterest expense$804,0006,692
Salaries and employee benefits$382,0007,060
Premises and equipment expense$127,0006,126
Additional noninterest expense$295,0006,030
Pre-tax net operating income$298,0006,512
Securities gains (losses)$12,0002,858
Applicable income taxes$124,0004,809
Income before extraordinary items$186,0007,096
Extraordinary gains, net$030
Net income$186,0007,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,501
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$50,000431
Net operating income$178,3207,002
2003-03-31 (YTD Data)Rank
Total interest income$942,0005,960
Total interest expense$418,0004,901
Net interest income$524,0006,509
Provision for loan and lease losses$54,0003,580
Total noninterest income$42,0007,669
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$32,0006,144
Trading account gains and fees$0134
Additional Noninterest Income$10,0007,893
Total noninterest expense$393,0006,769
Salaries and employee benefits$184,0007,172
Premises and equipment expense$60,0006,275
Additional noninterest expense$149,0005,971
Pre-tax net operating income$119,0006,916
Securities gains (losses)$12,0002,102
Applicable income taxes$57,0004,911
Income before extraordinary items$74,0007,410
Extraordinary gains, net$021
Net income$74,0007,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,051
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$66,3207,412
2002-12-31 (YTD Data)Rank
Total interest income$3,544,0006,298
Total interest expense$1,680,0005,367
Net interest income$1,864,0006,840
Provision for loan and lease losses$269,0003,704
Total noninterest income$136,0007,997
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$103,0006,527
Trading account gains and fees$0153
Additional Noninterest Income$33,0008,097
Total noninterest expense$1,495,0006,855
Salaries and employee benefits$704,0007,251
Premises and equipment expense$228,0006,413
Additional noninterest expense$563,0006,143
Pre-tax net operating income$236,0007,800
Securities gains (losses)$47,0002,464
Applicable income taxes$80,0006,164
Income before extraordinary items$203,0007,825
Extraordinary gains, net$070
Net income$203,0007,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,939
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$169,1607,895
2001-12-31 (YTD Data)Rank
Total interest income$3,029,0007,227
Total interest expense$1,692,0006,617
Net interest income$1,337,0007,626
Provision for loan and lease losses$215,0003,959
Total noninterest income$61,0009,039
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$47,0007,661
Trading account gains and fees$0177
Additional Noninterest Income$14,0008,971
Total noninterest expense$1,096,0007,695
Salaries and employee benefits$525,0008,047
Premises and equipment expense$266,0005,897
Additional noninterest expense$305,0007,814
Pre-tax net operating income$87,0008,391
Securities gains (losses)$55,0002,257
Applicable income taxes$33,0007,012
Income before extraordinary items$109,0008,274
Extraordinary gains, net$0105
Net income$109,0008,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,124
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$66,6508,434
2000-12-31 (YTD Data)Rank
Total interest income$1,950,0008,450
Total interest expense$1,019,0008,182
Net interest income$931,0008,624
Provision for loan and lease losses$155,0004,336
Total noninterest income$36,0009,516
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$29,0008,096
Trading account gains and feesNANA
Additional Noninterest Income$7,0009,569
Total noninterest expense$881,0008,353
Salaries and employee benefits$422,0008,638
Premises and equipment expense$82,0008,748
Additional noninterest expense$377,0007,342
Pre-tax net operating income$-69,0009,219
Securities gains (losses)$1,0001,732
Applicable income taxes$-23,0009,389
Income before extraordinary items$-45,0009,204
Extraordinary gains, net$038
Net income$-45,0009,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,468
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-45,6609,196
1999-12-31 (YTD Data)Rank
Total interest income$189,00010,128
Total interest expense$8,00010,178
Net interest income$181,00010,078
Provision for loan and lease losses$08,503
Total noninterest income$010,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$010,153
Total noninterest expense$383,0009,916
Salaries and employee benefits$28,00010,195
Premises and equipment expense$22,00010,065
Additional noninterest expense$333,0007,849
Pre-tax net operating income$-202,0009,636
Securities gains (losses)$03,155
Applicable income taxes$-62,0009,857
Income before extraordinary items$-140,0009,610
Extraordinary gains, net$035
Net income$-140,0009,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$7,521,000136
Net operating income$-140,0009,586

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.