Home > Citizens Community Bank > Net charge- offs to loans
Citizens Community Bank, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1273% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0629% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0987% | 4,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9892% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3097% | 5,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3097% | 5,283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0374% | 5,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.1047% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1076% | 5,409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6360% | 4,241 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 4,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4165% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4081% | 5,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4081% | 5,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 2,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.2113% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 5,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0986% | 4,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0986% | 4,875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 2,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.7335% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1375% | 5,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3012% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2089% | 5,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8983% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1210% | 3,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1210% | 2,975 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2239% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 3,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 1.3020% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1747% | 5,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4628% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2793% | 5,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0267% | 1,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1624% | 2,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1624% | 2,481 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8448% | 5,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 2.1065% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3224% | 5,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2282% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4119% | 5,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0420% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1470% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1470% | 2,337 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2136% | 5,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2539% | 5,904 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3095% | 5,915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0312% | 4,918 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6379% | 5,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5192% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8208% | 5,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2988% | 1,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2988% | 1,616 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2025% | 5,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3213% | 930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0369% | 5,418 |
| Percentage Net Loans Charged-off:Construction & development | -0.2305% | 5,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 5,458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0613% | 4,284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 5,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1135% | 1,867 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0755% | 5,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0755% | 5,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.0081% | 101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 5,099 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0467% | 5,541 |
| Percentage Net Loans Charged-off:Construction & development | -0.2929% | 5,327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0305% | 5,524 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0658% | 4,327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0246% | 5,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1499% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0999% | 5,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0999% | 5,316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6001% | 492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 4,995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0461% | 492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 5,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0727% | 4,384 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 5,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2178% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2935% | 5,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2935% | 5,646 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9654% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 4,797 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.1144% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0365% | 5,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0457% | 4,372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0348% | 5,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0295% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0945% | 5,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0945% | 5,134 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6042% | 5,672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 3,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 2,764 |
| Percentage Net Loans Charged-off:Construction & development | -0.2291% | 5,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1910% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0420% | 4,482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2409% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 4,794 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5356% | 6,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5356% | 6,101 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6324% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0333% | 5,776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 5,663 |
| Percentage Net Loans Charged-off:Construction & development | -0.2954% | 5,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 2,939 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0416% | 4,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 2,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6879% | 6,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6879% | 6,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5018% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 2,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0904% | 720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0448% | 2,446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0413% | 4,532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 4,663 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9456% | 6,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9456% | 6,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4289% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 2,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.1122% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1355% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0409% | 4,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 4,894 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0188% | 6,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0188% | 6,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7820% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7664% | 824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7430% | 722 |
| Percentage Net Loans Charged-off:Construction & development | -0.3975% | 5,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7588% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0722% | 418 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2200% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0367% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7825% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0494% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0494% | 991 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0946% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8278% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8340% | 586 |
| Percentage Net Loans Charged-off:Construction & development | -0.5155% | 5,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0129% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1182% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0359% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1383% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0857% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3698% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1357% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1400% | 437 |
| Percentage Net Loans Charged-off:Construction & development | -0.2992% | 5,864 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5208% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3322% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6410% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5034% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6015% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1189% | 5,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1189% | 5,713 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5491% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9415% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9096% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 1.1233% | 543 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2458% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7715% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2829% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1488% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1207% | 295 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1516% | 5,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1516% | 5,749 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0724% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6504% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9187% | 356 |
| Percentage Net Loans Charged-off:Construction & development | 9.3745% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9349% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4322% | 2,010 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0437% | 5,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5634% | 1,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1221% | 3,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5750% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5750% | 2,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5232% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7991% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9274% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 5.3864% | 514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1850% | 2,894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0462% | 5,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2500% | 2,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0261% | 5,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5990% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5990% | 1,785 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1902% | 454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0283% | 6,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0842% | 6,881 |
| Percentage Net Loans Charged-off:Construction & development | -0.6541% | 6,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 3,451 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0517% | 5,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 3,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 5,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8201% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8201% | 1,341 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7605% | 520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1452% | 3,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1853% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 1.0222% | 967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 2,990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0344% | 5,059 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 2,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0490% | 5,669 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0640% | 5,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0640% | 5,662 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7968% | 414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6462% | 2,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6806% | 2,216 |
| Percentage Net Loans Charged-off:Construction & development | 2.2208% | 1,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4600% | 2,351 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0359% | 5,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6030% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2539% | 3,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7829% | 2,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7237% | 1,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1960% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5228% | 2,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5069% | 2,392 |
| Percentage Net Loans Charged-off:Construction & development | 1.0774% | 1,859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5839% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0243% | 5,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7570% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3425% | 2,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9471% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8567% | 1,504 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7759% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7392% | 2,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7381% | 1,785 |
| Percentage Net Loans Charged-off:Construction & development | 1.4500% | 1,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8851% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0374% | 5,286 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1407% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5115% | 2,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0856% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9478% | 1,272 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4166% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2113% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3056% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 2.7988% | 857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3944% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7859% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0296% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2014% | 2,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1639% | 2,684 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1373% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6427% | 3,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5717% | 2,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.8403% | 2,617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4360% | 2,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5640% | 2,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4477% | 1,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5954% | 1,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7941% | 2,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9917% | 2,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8089% | 574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6920% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5737% | 2,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.4164% | 2,640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5935% | 1,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6752% | 1,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5963% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6964% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0255% | 2,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1695% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3311% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5888% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4975% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.2674% | 2,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8966% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4370% | 2,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5520% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5087% | 2,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4001% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6216% | 513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6763% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4808% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.1892% | 1,875 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7975% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9658% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8068% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4997% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6356% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5908% | 2,661 |
| Percentage Net Loans Charged-off:Construction & development | 2.2375% | 1,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1265% | 2,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 4,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 4,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4810% | 3,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0615% | 2,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4740% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1803% | 4,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1496% | 3,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.1192% | 2,910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1691% | 2,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 3,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 3,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1333% | 7,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7195% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5950% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 4,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1801% | 3,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.1772% | 2,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2531% | 1,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5426% | 7,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8111% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9302% | 779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 3,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.3515% | 1,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1499% | 3,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4442% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2092% | 4,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 4,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1431% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1801% | 2,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2621% | 3,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0947% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0743% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 3,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0948% | 2,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1972% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2475% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 7,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8179% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3992% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1706% | 3,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1441% | 2,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3012% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3756% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0664% | 7,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5228% | 2,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5562% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1325% | 7,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5616% | 2,300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0954% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 3,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 3,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0868% | 1,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 2,773 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 5,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 2,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0786% | 3,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5423% | 2,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1287% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0891% | 3,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1207% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,617 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 5,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4856% | 2,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2589% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1188% | 2,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0417% | 1,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1865% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6151% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3020% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1595% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3883% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8105% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4415% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0800% | 3,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2123% | 2,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3869% | 3,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 2,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2864% | 1,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5126% | 2,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1592% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 2,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4452% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7094% | 1,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3218% | 870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9284% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4685% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 3,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 3,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 2,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 2,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1685% | 2,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5536% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 2,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 2,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 2,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2099% | 2,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5765% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2070% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2834% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8418% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2476% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0812% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1047% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1255% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1636% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1079% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4349% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1180% | 1,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1512% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1785% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1471% | 3,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0565% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3359% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1067% | 2,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7735% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2593% | 1,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0997% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2895% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3416% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0242% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2132% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1302% | 3,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9442% | 2,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2237% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 3,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1412% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1818% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 3,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9268% | 2,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 3,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3739% | 3,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1576% | 4,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2011% | 3,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4152% | 4,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2171% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1271% | 4,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6547% | 3,447 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 7,104 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |