Home > Citizens Community Bank > Assets and Liabilities
Citizens Community Bank, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 72 | 2,115 |
| Assets and Liabilities | ||
| Total Assets: | $367,260,000 | 1,821 |
| Cash and due from depository institutions | $4,748,000 | 2,115 |
| Interest-bearing balances | $23,000 | 6,859 |
| Securities | $184,403,000 | 843 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $152,903,000 | 2,525 |
| Loan loss allowance | $5,707,000 | 1,342 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,582,000 | 1,774 |
| Other real estate owned | $1,646,000 | 2,115 |
| Goodwill and other intangibles | $9,659,000 | 500 |
| All other assets | $7,319,000 | 2,301 |
| Life insurance assets | $2,428,000 | 2,199 |
| Total liabilities and capital | $367,260,000 | 1,821 |
| Total liabilities | $327,838,000 | 1,812 |
| Total deposits | $236,443,000 | 2,319 |
| Interest-bearing deposits | $196,030,000 | 2,316 |
| Deposits held in domestic offices | $236,443,000 | 2,319 |
| % insured | 96.22% | 1,240 |
| Federal funds purchased & repurchase agreements | $41,698,000 | 360 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $48,000,000 | 607 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,697,000 | 2,294 |
| Total equity capital | $39,422,000 | 1,778 |
| Total bank equity capital | $39,422,000 | 1,778 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,193,000 | 1,559 |
| Surplus | $19,265,000 | 1,588 |
| Undivided profits | $17,964,000 | 1,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,595,000 | 2,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,533,000 | 217 |
| Income earned, not collected on loans | $1,718,000 | 1,595 |
| Earning assets | $337,329,000 | 1,808 |
| Long-term assets (5+ years) | $103,341,000 | 1,784 |
| Average Assets, year-to-date | $364,205,000 | 1,815 |
| Average Assets, quarterly | $364,205,000 | 1,815 |
| Volatile liabilities | $83,783,000 | 604 |
| Insider loans | $1,231,000 | 3,449 |
| FHLB advances | $48,000,000 | 559 |
| Loans and leases held for sale | $9,323,000 | 425 |
| Unused loan commitments | $31,826,000 | 1,845 |
| Tier 1 (core) risk-based capital | $27,358,000 | 2,331 |
| Tier 2 risk-based capital | $2,696,000 | 1,871 |
| Total risk weighted assets | $212,630,000 | 1,981 |
| Total unused commitments | $31,826,000 | 1,845 |
| Derivatives | $38,794,000 | 389 |
| 2011-12-31 | Rank | |
| # of Employees: | 70 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $361,150,000 | 1,832 |
| Cash and due from depository institutions | $3,502,000 | 2,181 |
| Interest-bearing balances | $11,000 | 6,896 |
| Securities | $170,377,000 | 889 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $161,452,000 | 2,442 |
| Loan loss allowance | $5,325,000 | 1,416 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,627,000 | 1,753 |
| Other real estate owned | $1,692,000 | 2,181 |
| Goodwill and other intangibles | $9,677,000 | 502 |
| All other assets | $7,823,000 | 2,225 |
| Life insurance assets | $2,407,000 | 2,166 |
| Total liabilities and capital | $361,150,000 | 1,832 |
| Total liabilities | $323,091,000 | 1,827 |
| Total deposits | $238,314,000 | 2,264 |
| Interest-bearing deposits | $193,078,000 | 2,319 |
| Deposits held in domestic offices | $238,314,000 | 2,263 |
| % insured | 96.91% | 1,031 |
| Federal funds purchased & repurchase agreements | $35,352,000 | 419 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $48,000,000 | 639 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,425,000 | 2,595 |
| Total equity capital | $38,059,000 | 1,836 |
| Total bank equity capital | $38,059,000 | 1,835 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,193,000 | 1,569 |
| Surplus | $19,265,000 | 1,599 |
| Undivided profits | $16,601,000 | 2,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $3,126,000 | 2,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,858,000 | 1,539 |
| Earning assets | $331,840,000 | 1,814 |
| Long-term assets (5+ years) | $106,004,000 | 1,460 |
| Average Assets, year-to-date | $325,765,600 | 1,978 |
| Average Assets, quarterly | $352,967,000 | 1,862 |
| Volatile liabilities | $76,772,000 | 695 |
| Insider loans | $1,543,000 | 3,144 |
| FHLB advances | $48,000,000 | 587 |
| Loans and leases held for sale | $11,634,000 | 345 |
| Unused loan commitments | $29,293,000 | 1,921 |
| Tier 1 (core) risk-based capital | $26,358,000 | 2,389 |
| Tier 2 risk-based capital | $2,653,000 | 1,901 |
| Total risk weighted assets | $209,538,000 | 2,024 |
| Total unused commitments | $29,293,000 | 1,923 |
| Derivatives | $32,828,000 | 357 |
| 2011-09-30 | Rank | |
| # of Employees: | 70 | 2,192 |
| Assets and Liabilities | ||
| Total Assets: | $344,784,000 | 1,904 |
| Cash and due from depository institutions | $4,173,000 | 2,192 |
| Interest-bearing balances | $35,000 | 6,823 |
| Securities | $155,997,000 | 930 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $159,467,000 | 2,479 |
| Loan loss allowance | $5,273,000 | 1,460 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,701,000 | 1,737 |
| Other real estate owned | $1,265,000 | 2,192 |
| Goodwill and other intangibles | $9,695,000 | 503 |
| All other assets | $7,486,000 | 2,329 |
| Life insurance assets | $2,386,000 | 2,146 |
| Total liabilities and capital | $344,784,000 | 1,904 |
| Total liabilities | $307,242,000 | 1,911 |
| Total deposits | $227,004,000 | 2,359 |
| Interest-bearing deposits | $185,903,000 | 2,396 |
| Deposits held in domestic offices | $227,004,000 | 2,359 |
| % insured | 96.65% | 1,197 |
| Federal funds purchased & repurchase agreements | $59,827,000 | 294 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $19,000,000 | 1,337 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,411,000 | 2,731 |
| Total equity capital | $37,542,000 | 1,882 |
| Total bank equity capital | $37,542,000 | 1,881 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,193,000 | 1,598 |
| Surplus | $19,265,000 | 1,611 |
| Undivided profits | $16,084,000 | 2,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,049,000 | 2,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 770 |
| Income earned, not collected on loans | $1,658,000 | 1,824 |
| Earning assets | $315,499,000 | 1,896 |
| Long-term assets (5+ years) | $96,237,000 | 1,540 |
| Average Assets, year-to-date | $316,919,500 | 2,029 |
| Average Assets, quarterly | $330,502,500 | 1,973 |
| Volatile liabilities | $72,229,000 | 751 |
| Insider loans | $1,745,000 | 2,955 |
| FHLB advances | $19,000,000 | 1,254 |
| Loans and leases held for sale | $10,327,000 | 323 |
| Unused loan commitments | $31,211,000 | 1,833 |
| Tier 1 (core) risk-based capital | $25,550,000 | 2,456 |
| Tier 2 risk-based capital | $2,590,000 | 1,948 |
| Total risk weighted assets | $204,549,000 | 2,073 |
| Total unused commitments | $31,211,000 | 1,837 |
| Derivatives | $31,892,000 | 401 |
| 2011-06-30 | Rank | |
| # of Employees: | 68 | 2,274 |
| Assets and Liabilities | ||
| Total Assets: | $316,221,000 | 2,054 |
| Cash and due from depository institutions | $7,945,000 | 2,274 |
| Interest-bearing balances | $3,980,000 | 4,310 |
| Securities | $126,869,000 | 1,141 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $155,356,000 | 2,553 |
| Loan loss allowance | $5,344,000 | 1,476 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,765,000 | 1,726 |
| Other real estate owned | $1,600,000 | 2,274 |
| Goodwill and other intangibles | $9,713,000 | 513 |
| All other assets | $7,973,000 | 2,235 |
| Life insurance assets | $2,365,000 | 2,133 |
| Total liabilities and capital | $316,221,000 | 2,054 |
| Total liabilities | $280,111,000 | 2,076 |
| Total deposits | $237,652,000 | 2,253 |
| Interest-bearing deposits | $199,675,000 | 2,275 |
| Deposits held in domestic offices | $237,652,000 | 2,253 |
| % insured | 94.58% | 2,182 |
| Federal funds purchased & repurchase agreements | $17,170,000 | 675 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $24,000,000 | 1,177 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,289,000 | 2,725 |
| Total equity capital | $36,110,000 | 1,913 |
| Total bank equity capital | $36,110,000 | 1,911 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,193,000 | 1,622 |
| Surplus | $19,265,000 | 1,602 |
| Undivided profits | $14,652,000 | 2,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $3,678,000 | 2,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,613,000 | 1,810 |
| Earning assets | $286,205,000 | 2,063 |
| Long-term assets (5+ years) | $86,591,000 | 1,676 |
| Average Assets, year-to-date | $307,631,330 | 2,097 |
| Average Assets, quarterly | $316,661,500 | 2,047 |
| Volatile liabilities | $32,302,000 | 1,554 |
| Insider loans | $1,910,000 | 2,826 |
| FHLB advances | $24,000,000 | 1,095 |
| Loans and leases held for sale | $4,356,000 | 402 |
| Unused loan commitments | $28,698,000 | 1,949 |
| Tier 1 (core) risk-based capital | $24,754,000 | 2,500 |
| Tier 2 risk-based capital | $2,567,000 | 1,973 |
| Total risk weighted assets | $202,584,000 | 2,100 |
| Total unused commitments | $28,698,000 | 1,951 |
| Derivatives | $23,742,000 | 358 |
| 2011-03-31 | Rank | |
| # of Employees: | 70 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $317,102,000 | 2,067 |
| Cash and due from depository institutions | $3,445,000 | 2,198 |
| Interest-bearing balances | $684,000 | 5,874 |
| Securities | $123,561,000 | 1,158 |
| Federal funds sold & reverse repurchase agreements | $10,450,000 | 765 |
| Net loans & leases | $152,482,000 | 2,613 |
| Loan loss allowance | $5,502,000 | 1,453 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,923,000 | 1,708 |
| Other real estate owned | $1,814,000 | 2,198 |
| Goodwill and other intangibles | $9,730,000 | 518 |
| All other assets | $8,697,000 | 2,125 |
| Life insurance assets | $2,343,000 | 2,142 |
| Total liabilities and capital | $317,102,000 | 2,067 |
| Total liabilities | $282,560,000 | 2,075 |
| Total deposits | $227,912,000 | 2,381 |
| Interest-bearing deposits | $193,854,000 | 2,358 |
| Deposits held in domestic offices | $227,912,000 | 2,380 |
| % insured | 94.78% | 2,120 |
| Federal funds purchased & repurchase agreements | $17,699,000 | 683 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,000,000 | 1,158 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $11,949,000 | 512 |
| Total equity capital | $34,542,000 | 1,941 |
| Total bank equity capital | $34,542,000 | 1,940 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,193,000 | 1,645 |
| Surplus | $19,265,000 | 1,612 |
| Undivided profits | $13,084,000 | 2,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,555,000 | 2,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,544,000 | 1,889 |
| Earning assets | $287,177,000 | 2,077 |
| Long-term assets (5+ years) | $85,573,000 | 1,635 |
| Average Assets, year-to-date | $303,336,500 | 2,137 |
| Average Assets, quarterly | $303,336,500 | 2,137 |
| Volatile liabilities | $53,351,000 | 1,052 |
| Insider loans | $1,941,000 | 2,849 |
| FHLB advances | $25,000,000 | 1,069 |
| Loans and leases held for sale | $2,605,000 | 495 |
| Unused loan commitments | $29,469,000 | 1,930 |
| Tier 1 (core) risk-based capital | $24,426,000 | 2,511 |
| Tier 2 risk-based capital | $2,639,000 | 1,937 |
| Total risk weighted assets | $208,290,000 | 2,069 |
| Total unused commitments | $29,469,000 | 1,931 |
| Derivatives | $17,320,000 | 382 |
| 2010-12-31 | Rank | |
| # of Employees: | 71 | 2,193 |
| Assets and Liabilities | ||
| Total Assets: | $289,571,000 | 2,240 |
| Cash and due from depository institutions | $3,782,000 | 2,193 |
| Interest-bearing balances | $236,000 | 6,339 |
| Securities | $94,854,000 | 1,418 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $163,471,000 | 2,505 |
| Loan loss allowance | $5,501,000 | 1,448 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,970,000 | 1,723 |
| Other real estate owned | $1,848,000 | 2,193 |
| Goodwill and other intangibles | $9,752,000 | 518 |
| All other assets | $8,894,000 | 2,110 |
| Life insurance assets | $2,323,000 | 2,132 |
| Total liabilities and capital | $289,571,000 | 2,240 |
| Total liabilities | $255,356,000 | 2,276 |
| Total deposits | $207,473,000 | 2,592 |
| Interest-bearing deposits | $172,584,000 | 2,646 |
| Deposits held in domestic offices | $207,473,000 | 2,590 |
| % insured | 94.65% | 2,129 |
| Federal funds purchased & repurchase agreements | $21,651,000 | 622 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,000,000 | 1,256 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,232,000 | 2,812 |
| Total equity capital | $34,215,000 | 1,959 |
| Total bank equity capital | $34,215,000 | 1,957 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,193,000 | 1,669 |
| Surplus | $19,262,000 | 1,618 |
| Undivided profits | $12,760,000 | 2,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,935,000 | 2,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,821,000 | 272 |
| Income earned, not collected on loans | $1,485,000 | 2,024 |
| Earning assets | $258,561,000 | 2,289 |
| Long-term assets (5+ years) | $79,000,000 | 1,718 |
| Average Assets, year-to-date | $266,301,000 | 2,390 |
| Average Assets, quarterly | $280,695,500 | 2,306 |
| Volatile liabilities | $133,551,000 | 1,021 |
| Insider loans | $2,027,000 | 2,819 |
| FHLB advances | $25,000,000 | 1,164 |
| Loans and leases held for sale | $8,556,000 | 385 |
| Unused loan commitments | $20,267,000 | 2,521 |
| Tier 1 (core) risk-based capital | $24,235,000 | 2,526 |
| Tier 2 risk-based capital | $2,592,000 | 2,006 |
| Total risk weighted assets | $204,468,000 | 2,150 |
| Total unused commitments | $20,267,000 | 2,522 |
| Derivatives | $18,478,000 | 420 |
| 2010-09-30 | Rank | |
| # of Employees: | 70 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $271,820,000 | 2,410 |
| Cash and due from depository institutions | $3,141,000 | 2,234 |
| Interest-bearing balances | $2,000 | 7,157 |
| Securities | $54,339,000 | 2,226 |
| Federal funds sold & reverse repurchase agreements | $19,210,000 | 379 |
| Net loans & leases | $167,940,000 | 2,485 |
| Loan loss allowance | $6,001,000 | 1,353 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,024,000 | 1,733 |
| Other real estate owned | $1,600,000 | 2,234 |
| Goodwill and other intangibles | $9,775,000 | 519 |
| All other assets | $8,791,000 | 2,164 |
| Life insurance assets | $2,302,000 | 2,137 |
| Total liabilities and capital | $271,820,000 | 2,410 |
| Total liabilities | $238,037,000 | 2,467 |
| Total deposits | $205,772,000 | 2,628 |
| Interest-bearing deposits | $170,498,000 | 2,722 |
| Deposits held in domestic offices | $205,772,000 | 2,625 |
| % insured | 91.30% | 3,051 |
| Federal funds purchased & repurchase agreements | $15,964,000 | 763 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 1,903 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,301,000 | 2,996 |
| Total equity capital | $33,783,000 | 2,026 |
| Total bank equity capital | $33,783,000 | 2,025 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,193,000 | 1,695 |
| Surplus | $19,251,000 | 1,618 |
| Undivided profits | $12,339,000 | 2,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $4,412,000 | 2,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,821,000 | 257 |
| Income earned, not collected on loans | $1,231,000 | 2,637 |
| Earning assets | $241,491,000 | 2,481 |
| Long-term assets (5+ years) | $68,496,000 | 1,905 |
| Average Assets, year-to-date | $260,483,500 | 2,482 |
| Average Assets, quarterly | $271,586,000 | 2,398 |
| Volatile liabilities | $116,408,000 | 1,214 |
| Insider loans | $2,052,000 | 2,849 |
| FHLB advances | $15,000,000 | 1,790 |
| Loans and leases held for sale | $14,556,000 | 283 |
| Unused loan commitments | $30,546,000 | 1,899 |
| Tier 1 (core) risk-based capital | $23,565,000 | 2,630 |
| Tier 2 risk-based capital | $2,595,000 | 2,041 |
| Total risk weighted assets | $204,204,000 | 2,194 |
| Total unused commitments | $30,546,000 | 1,901 |
| Derivatives | $18,780,000 | 505 |
| 2010-06-30 | Rank | |
| # of Employees: | 69 | 2,300 |
| Assets and Liabilities | ||
| Total Assets: | $271,352,000 | 2,414 |
| Cash and due from depository institutions | $5,494,000 | 2,300 |
| Interest-bearing balances | $5,000 | 7,124 |
| Securities | $51,039,000 | 2,328 |
| Federal funds sold & reverse repurchase agreements | $25,430,000 | 246 |
| Net loans & leases | $162,286,000 | 2,612 |
| Loan loss allowance | $6,120,000 | 1,343 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,090,000 | 1,752 |
| Other real estate owned | $1,775,000 | 2,300 |
| Goodwill and other intangibles | $9,797,000 | 517 |
| All other assets | $8,441,000 | 2,279 |
| Life insurance assets | $2,280,000 | 2,148 |
| Total liabilities and capital | $271,352,000 | 2,414 |
| Total liabilities | $237,948,000 | 2,467 |
| Total deposits | $212,879,000 | 2,541 |
| Interest-bearing deposits | $197,862,000 | 2,368 |
| Deposits held in domestic offices | $212,879,000 | 2,539 |
| % insured | 89.50% | 3,777 |
| Federal funds purchased & repurchase agreements | $13,801,000 | 816 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,455 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,268,000 | 2,948 |
| Total equity capital | $33,404,000 | 2,032 |
| Total bank equity capital | $33,404,000 | 2,030 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,193,000 | 1,717 |
| Surplus | $19,241,000 | 1,617 |
| Undivided profits | $11,970,000 | 2,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $2,180,000 | 3,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,182,000 | 2,681 |
| Earning assets | $238,760,000 | 2,514 |
| Long-term assets (5+ years) | $69,401,000 | 1,851 |
| Average Assets, year-to-date | $256,704,670 | 2,539 |
| Average Assets, quarterly | $263,949,000 | 2,475 |
| Volatile liabilities | $96,562,000 | 1,477 |
| Insider loans | $2,110,000 | 2,851 |
| FHLB advances | $10,000,000 | 2,343 |
| Loans and leases held for sale | $8,144,000 | 348 |
| Unused loan commitments | $29,658,000 | 1,980 |
| Tier 1 (core) risk-based capital | $23,221,000 | 2,644 |
| Tier 2 risk-based capital | $2,582,000 | 2,060 |
| Total risk weighted assets | $203,019,000 | 2,227 |
| Total unused commitments | $29,658,000 | 1,982 |
| Derivatives | $12,234,000 | 497 |
| 2010-03-31 | Rank | |
| # of Employees: | 70 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $256,546,000 | 2,601 |
| Cash and due from depository institutions | $3,882,000 | 2,291 |
| Interest-bearing balances | $6,000 | 7,182 |
| Securities | $50,661,000 | 2,374 |
| Federal funds sold & reverse repurchase agreements | $11,075,000 | 842 |
| Net loans & leases | $163,823,000 | 2,647 |
| Loan loss allowance | $5,554,000 | 1,495 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,205,000 | 1,756 |
| Other real estate owned | $2,087,000 | 2,291 |
| Goodwill and other intangibles | $9,819,000 | 527 |
| All other assets | $7,994,000 | 2,432 |
| Life insurance assets | $2,259,000 | 2,169 |
| Total liabilities and capital | $256,546,000 | 2,601 |
| Total liabilities | $223,700,000 | 2,677 |
| Total deposits | $176,158,000 | 3,090 |
| Interest-bearing deposits | $143,448,000 | 3,211 |
| Deposits held in domestic offices | $176,158,000 | 3,089 |
| % insured | 90.33% | 3,581 |
| Federal funds purchased & repurchase agreements | $15,795,000 | 784 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $30,000,000 | 1,254 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,747,000 | 2,344 |
| Total equity capital | $32,846,000 | 2,058 |
| Total bank equity capital | $32,846,000 | 2,055 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,193,000 | 1,754 |
| Surplus | $19,231,000 | 1,644 |
| Undivided profits | $11,422,000 | 2,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,550,000 | 4,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,037,000 | 3,123 |
| Earning assets | $225,565,000 | 2,686 |
| Long-term assets (5+ years) | $69,825,000 | 1,842 |
| Average Assets, year-to-date | $249,381,000 | 2,659 |
| Average Assets, quarterly | $249,381,000 | 2,659 |
| Volatile liabilities | $109,333,000 | 1,352 |
| Insider loans | $1,538,000 | 3,476 |
| FHLB advances | $30,000,000 | 1,181 |
| Loans and leases held for sale | $9,627,000 | 253 |
| Unused loan commitments | $33,629,000 | 1,844 |
| Tier 1 (core) risk-based capital | $22,820,000 | 2,721 |
| Tier 2 risk-based capital | $2,565,000 | 2,129 |
| Total risk weighted assets | $202,230,000 | 2,298 |
| Total unused commitments | $33,629,000 | 1,847 |
| Derivatives | $12,522,000 | 460 |
| 2009-12-31 | Rank | |
| # of Employees: | 70 | 2,315 |
| Assets and Liabilities | ||
| Total Assets: | $242,216,000 | 2,753 |
| Cash and due from depository institutions | $5,012,000 | 2,315 |
| Interest-bearing balances | $48,000 | 6,776 |
| Securities | $46,801,000 | 2,512 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 2,758 |
| Net loans & leases | $161,183,000 | 2,739 |
| Loan loss allowance | $4,866,000 | 1,649 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,306,000 | 1,763 |
| Other real estate owned | $1,510,000 | 2,315 |
| Goodwill and other intangibles | $9,846,000 | 527 |
| All other assets | $8,408,000 | 2,381 |
| Life insurance assets | $2,239,000 | 2,177 |
| Total liabilities and capital | $242,216,000 | 2,753 |
| Total liabilities | $210,247,000 | 2,841 |
| Total deposits | $159,763,000 | 3,313 |
| Interest-bearing deposits | $130,199,000 | 3,451 |
| Deposits held in domestic offices | $159,763,000 | 3,312 |
| % insured | 91.93% | 3,004 |
| Federal funds purchased & repurchase agreements | $13,846,000 | 872 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $35,000,000 | 1,213 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,638,000 | 2,490 |
| Total equity capital | $31,969,000 | 2,088 |
| Total bank equity capital | $31,969,000 | 2,087 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,193,000 | 1,785 |
| Surplus | $19,217,000 | 1,639 |
| Undivided profits | $10,559,000 | 2,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,873,000 | 3,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,078,000 | 3,125 |
| Earning assets | $210,182,000 | 2,883 |
| Long-term assets (5+ years) | $63,492,000 | 1,976 |
| Average Assets, year-to-date | $235,527,200 | 2,760 |
| Average Assets, quarterly | $243,564,000 | 2,721 |
| Volatile liabilities | $100,173,000 | 1,495 |
| Insider loans | $1,487,000 | 3,572 |
| FHLB advances | $20,000,000 | 1,732 |
| Loans and leases held for sale | $9,451,000 | 275 |
| Unused loan commitments | $31,986,000 | 1,933 |
| Tier 1 (core) risk-based capital | $22,201,000 | 2,760 |
| Tier 2 risk-based capital | $2,481,000 | 2,223 |
| Total risk weighted assets | $196,097,000 | 2,415 |
| Total unused commitments | $31,986,000 | 1,934 |
| Derivatives | $24,714,000 | 349 |
| 2009-09-30 | Rank | |
| # of Employees: | 68 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $244,912,000 | 2,718 |
| Cash and due from depository institutions | $4,906,000 | 2,400 |
| Interest-bearing balances | $86,000 | 6,508 |
| Securities | $43,213,000 | 2,690 |
| Federal funds sold & reverse repurchase agreements | $1,955,000 | 3,004 |
| Net loans & leases | $168,703,000 | 2,652 |
| Loan loss allowance | $4,066,000 | 1,839 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,389,000 | 1,752 |
| Other real estate owned | $1,881,000 | 2,400 |
| Goodwill and other intangibles | $9,872,000 | 565 |
| All other assets | $6,993,000 | 2,459 |
| Life insurance assets | $2,217,000 | 2,180 |
| Total liabilities and capital | $244,912,000 | 2,718 |
| Total liabilities | $212,703,000 | 2,805 |
| Total deposits | $157,533,000 | 3,335 |
| Interest-bearing deposits | $126,116,000 | 3,537 |
| Deposits held in domestic offices | $157,533,000 | 3,334 |
| % insured | 90.15% | 3,879 |
| Federal funds purchased & repurchase agreements | $18,335,000 | 765 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $35,000,000 | 1,261 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,835,000 | 2,508 |
| Total equity capital | $32,209,000 | 2,139 |
| Total bank equity capital | $32,209,000 | 2,138 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,193,000 | 1,810 |
| Surplus | $19,196,000 | 1,646 |
| Undivided profits | $10,820,000 | 2,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,554,000 | 4,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,034,000 | 3,467 |
| Earning assets | $213,957,000 | 2,858 |
| Long-term assets (5+ years) | $66,087,000 | 1,898 |
| Average Assets, year-to-date | $233,855,000 | 2,794 |
| Average Assets, quarterly | $244,704,000 | 2,710 |
| Volatile liabilities | $100,140,000 | 1,525 |
| Insider loans | $1,946,000 | 3,119 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $10,698,000 | 246 |
| Unused loan commitments | $34,237,000 | 1,935 |
| Tier 1 (core) risk-based capital | $21,544,000 | 2,906 |
| Tier 2 risk-based capital | $2,512,000 | 2,195 |
| Total risk weighted assets | $199,390,000 | 2,411 |
| Total unused commitments | $34,237,000 | 1,937 |
| Derivatives | $30,788,000 | 336 |
| 2009-06-30 | Rank | |
| # of Employees: | 67 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $244,496,000 | 2,725 |
| Cash and due from depository institutions | $7,895,000 | 2,484 |
| Interest-bearing balances | $23,000 | 6,943 |
| Securities | $36,159,000 | 3,023 |
| Federal funds sold & reverse repurchase agreements | $7,605,000 | 1,340 |
| Net loans & leases | $165,859,000 | 2,726 |
| Loan loss allowance | $3,648,000 | 1,916 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,459,000 | 1,754 |
| Other real estate owned | $2,635,000 | 2,484 |
| Goodwill and other intangibles | $9,899,000 | 580 |
| All other assets | $6,985,000 | 2,483 |
| Life insurance assets | $2,196,000 | 2,198 |
| Total liabilities and capital | $244,496,000 | 2,725 |
| Total liabilities | $214,307,000 | 2,789 |
| Total deposits | $154,305,000 | 3,393 |
| Interest-bearing deposits | $121,542,000 | 3,635 |
| Deposits held in domestic offices | $154,305,000 | 3,391 |
| % insured | 76.30% | 4,724 |
| Federal funds purchased & repurchase agreements | $12,527,000 | 971 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $46,000,000 | 1,069 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,475,000 | 2,969 |
| Total equity capital | $30,189,000 | 2,252 |
| Total bank equity capital | $30,189,000 | 2,251 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,193,000 | 1,835 |
| Surplus | $19,175,000 | 1,652 |
| Undivided profits | $8,821,000 | 3,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,881,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $995,000 | 3,488 |
| Earning assets | $209,646,000 | 2,901 |
| Long-term assets (5+ years) | $53,946,000 | 2,213 |
| Average Assets, year-to-date | $230,169,330 | 2,859 |
| Average Assets, quarterly | $236,260,500 | 2,804 |
| Volatile liabilities | $99,544,000 | 1,539 |
| Insider loans | $1,970,000 | 3,149 |
| FHLB advances | $46,000,000 | 984 |
| Loans and leases held for sale | $7,594,000 | 431 |
| Unused loan commitments | $37,952,000 | 1,851 |
| Tier 1 (core) risk-based capital | $20,867,000 | 3,020 |
| Tier 2 risk-based capital | $2,431,000 | 2,262 |
| Total risk weighted assets | $193,242,000 | 2,507 |
| Total unused commitments | $37,952,000 | 1,853 |
| Derivatives | $25,372,000 | 384 |
| 2009-03-31 | Rank | |
| # of Employees: | 66 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $228,025,000 | 2,923 |
| Cash and due from depository institutions | $4,789,000 | 2,513 |
| Interest-bearing balances | $2,000 | 7,178 |
| Securities | $32,811,000 | 3,254 |
| Federal funds sold & reverse repurchase agreements | $435,000 | 4,972 |
| Net loans & leases | $164,914,000 | 2,753 |
| Loan loss allowance | $3,105,000 | 2,100 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,567,000 | 1,737 |
| Other real estate owned | $1,335,000 | 2,513 |
| Goodwill and other intangibles | $9,925,000 | 591 |
| All other assets | $6,249,000 | 2,671 |
| Life insurance assets | $2,175,000 | 2,216 |
| Total liabilities and capital | $228,025,000 | 2,923 |
| Total liabilities | $198,778,000 | 3,003 |
| Total deposits | $137,496,000 | 3,707 |
| Interest-bearing deposits | $109,025,000 | 3,923 |
| Deposits held in domestic offices | $137,496,000 | 3,705 |
| % insured | 77.39% | 4,513 |
| Federal funds purchased & repurchase agreements | $59,821,000 | 391 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,461,000 | 2,915 |
| Total equity capital | $29,247,000 | 2,334 |
| Total bank equity capital | $29,247,000 | 2,333 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,193,000 | 1,846 |
| Surplus | $19,153,000 | 1,636 |
| Undivided profits | $7,901,000 | 3,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,359,000 | 4,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $906,000 | 3,756 |
| Earning assets | $198,162,000 | 3,077 |
| Long-term assets (5+ years) | $43,427,000 | 2,567 |
| Average Assets, year-to-date | $223,006,000 | 2,957 |
| Average Assets, quarterly | $223,006,000 | 2,957 |
| Volatile liabilities | $93,460,000 | 1,638 |
| Insider loans | $2,764,000 | 2,550 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $5,279,000 | 452 |
| Unused loan commitments | $36,999,000 | 1,975 |
| Tier 1 (core) risk-based capital | $20,222,000 | 3,119 |
| Tier 2 risk-based capital | $2,366,000 | 2,291 |
| Total risk weighted assets | $188,553,000 | 2,568 |
| Total unused commitments | $36,999,000 | 1,976 |
| Derivatives | $18,600,000 | 508 |
| 2008-12-31 | Rank | |
| # of Employees: | 63 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $217,987,000 | 3,007 |
| Cash and due from depository institutions | $4,940,000 | 2,661 |
| Interest-bearing balances | $6,000 | 6,883 |
| Securities | $29,230,000 | 3,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $159,412,000 | 2,836 |
| Loan loss allowance | $2,722,000 | 2,268 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,513,000 | 1,740 |
| Other real estate owned | $1,322,000 | 2,661 |
| Goodwill and other intangibles | $9,956,000 | 605 |
| All other assets | $5,614,000 | 2,885 |
| Life insurance assets | $2,155,000 | 2,232 |
| Total liabilities and capital | $217,987,000 | 3,007 |
| Total liabilities | $188,877,000 | 3,123 |
| Total deposits | $135,970,000 | 3,673 |
| Interest-bearing deposits | $107,263,000 | 3,894 |
| Deposits held in domestic offices | $135,970,000 | 3,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,670,000 | 510 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $11,000,000 | 3,029 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,237,000 | 3,254 |
| Total equity capital | $29,110,000 | 2,336 |
| Total bank equity capital | $29,110,000 | 2,336 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,193,000 | 1,851 |
| Surplus | $19,127,000 | 1,608 |
| Undivided profits | $7,790,000 | 3,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,046,000 | 4,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $844,000 | 4,210 |
| Earning assets | $188,648,000 | 3,176 |
| Long-term assets (5+ years) | $35,134,000 | 2,927 |
| Average Assets, year-to-date | $201,344,600 | 3,117 |
| Average Assets, quarterly | $215,617,000 | 3,012 |
| Volatile liabilities | $69,626,000 | 2,085 |
| Insider loans | $2,799,000 | 2,557 |
| FHLB advances | $11,000,000 | 2,918 |
| Loans and leases held for sale | $7,320,000 | 287 |
| Unused loan commitments | $42,196,000 | 1,822 |
| Tier 1 (core) risk-based capital | $19,564,000 | 3,188 |
| Tier 2 risk-based capital | $2,261,000 | 2,340 |
| Total risk weighted assets | $180,427,000 | 2,667 |
| Total unused commitments | $42,196,000 | 1,824 |
| Derivatives | $32,016,000 | 341 |
| 2008-09-30 | Rank | |
| # of Employees: | 63 | 2,693 |
| Assets and Liabilities | ||
| Total Assets: | $213,247,000 | 3,046 |
| Cash and due from depository institutions | $6,456,000 | 2,693 |
| Interest-bearing balances | $1,880,000 | 2,434 |
| Securities | $28,867,000 | 3,490 |
| Federal funds sold & reverse repurchase agreements | $7,225,000 | 1,660 |
| Net loans & leases | $147,260,000 | 3,045 |
| Loan loss allowance | $2,526,000 | 2,270 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,334,000 | 2,064 |
| Other real estate owned | $1,224,000 | 2,693 |
| Goodwill and other intangibles | $9,987,000 | 642 |
| All other assets | $5,894,000 | 2,816 |
| Life insurance assets | $2,134,000 | 2,244 |
| Total liabilities and capital | $213,247,000 | 3,046 |
| Total liabilities | $185,146,000 | 3,138 |
| Total deposits | $135,412,000 | 3,634 |
| Interest-bearing deposits | $105,537,000 | 3,901 |
| Deposits held in domestic offices | $135,412,000 | 3,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,913,000 | 1,049 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $34,400,000 | 1,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,421,000 | 3,024 |
| Total equity capital | $28,101,000 | 2,424 |
| Total bank equity capital | $28,101,000 | 2,424 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,193,000 | 1,865 |
| Surplus | $19,099,000 | 1,588 |
| Undivided profits | $6,809,000 | 3,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 3,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $905,000 | 4,181 |
| Earning assets | $185,232,000 | 3,190 |
| Long-term assets (5+ years) | $40,108,000 | 2,628 |
| Average Assets, year-to-date | $197,184,000 | 3,181 |
| Average Assets, quarterly | $208,821,000 | 3,085 |
| Volatile liabilities | $79,533,000 | 1,791 |
| Insider loans | $1,970,000 | 3,181 |
| FHLB advances | $34,400,000 | 1,468 |
| Loans and leases held for sale | $3,367,000 | 394 |
| Unused loan commitments | $38,521,000 | 2,068 |
| Tier 1 (core) risk-based capital | $18,927,000 | 3,347 |
| Tier 2 risk-based capital | $2,150,000 | 2,387 |
| Total risk weighted assets | $171,656,000 | 2,803 |
| Total unused commitments | $38,521,000 | 2,070 |
| Derivatives | $8,982,000 | 490 |
| 2008-06-30 | Rank | |
| # of Employees: | 62 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $204,395,000 | 3,152 |
| Cash and due from depository institutions | $7,298,000 | 2,759 |
| Interest-bearing balances | $2,043,000 | 2,189 |
| Securities | $29,302,000 | 3,508 |
| Federal funds sold & reverse repurchase agreements | $534,000 | 5,172 |
| Net loans & leases | $143,821,000 | 3,065 |
| Loan loss allowance | $2,377,000 | 2,310 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,445,000 | 2,025 |
| Other real estate owned | $1,104,000 | 2,759 |
| Goodwill and other intangibles | $10,018,000 | 654 |
| All other assets | $5,873,000 | 2,788 |
| Life insurance assets | $2,111,000 | 2,266 |
| Total liabilities and capital | $204,395,000 | 3,152 |
| Total liabilities | $176,826,000 | 3,231 |
| Total deposits | $133,181,000 | 3,693 |
| Interest-bearing deposits | $103,562,000 | 3,957 |
| Deposits held in domestic offices | $133,181,000 | 3,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,682,000 | 1,111 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $28,500,000 | 1,710 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,463,000 | 2,946 |
| Total equity capital | $27,569,000 | 2,478 |
| Total bank equity capital | $27,569,000 | 2,478 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,193,000 | 1,874 |
| Surplus | $19,071,000 | 1,568 |
| Undivided profits | $6,305,000 | 4,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 6,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $770,000 | 4,574 |
| Earning assets | $175,700,000 | 3,313 |
| Long-term assets (5+ years) | $47,978,000 | 2,309 |
| Average Assets, year-to-date | $191,829,670 | 3,270 |
| Average Assets, quarterly | $196,403,000 | 3,243 |
| Volatile liabilities | $76,500,000 | 1,852 |
| Insider loans | $1,857,000 | 3,289 |
| FHLB advances | $28,500,000 | 1,621 |
| Loans and leases held for sale | $6,176,000 | 316 |
| Unused loan commitments | $41,092,000 | 2,047 |
| Tier 1 (core) risk-based capital | $18,335,000 | 3,442 |
| Tier 2 risk-based capital | $2,039,000 | 2,453 |
| Total risk weighted assets | $162,790,000 | 2,911 |
| Total unused commitments | $41,092,000 | 2,047 |
| Derivatives | $17,408,000 | 383 |
| 2008-03-31 | Rank | |
| # of Employees: | 63 | 2,708 |
| Assets and Liabilities | ||
| Total Assets: | $188,411,000 | 3,352 |
| Cash and due from depository institutions | $14,705,000 | 2,708 |
| Interest-bearing balances | $10,093,000 | 766 |
| Securities | $13,033,000 | 5,413 |
| Federal funds sold & reverse repurchase agreements | $4,979,000 | 3,218 |
| Net loans & leases | $133,955,000 | 3,199 |
| Loan loss allowance | $2,307,000 | 2,307 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,540,000 | 1,973 |
| Other real estate owned | $209,000 | 2,708 |
| Goodwill and other intangibles | $10,049,000 | 674 |
| All other assets | $4,941,000 | 3,052 |
| Life insurance assets | $2,088,000 | 2,274 |
| Total liabilities and capital | $188,411,000 | 3,352 |
| Total liabilities | $160,889,000 | 3,466 |
| Total deposits | $144,594,000 | 3,496 |
| Interest-bearing deposits | $113,808,000 | 3,713 |
| Deposits held in domestic offices | $144,594,000 | 3,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,813,000 | 1,031 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,482,000 | 3,100 |
| Total equity capital | $27,522,000 | 2,533 |
| Total bank equity capital | $27,522,000 | 2,533 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,193,000 | 1,873 |
| Surplus | $19,049,000 | 1,553 |
| Undivided profits | $6,280,000 | 4,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,099,000 | 3,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $681,000 | 4,942 |
| Earning assets | $162,060,000 | 3,508 |
| Long-term assets (5+ years) | $26,146,000 | 3,363 |
| Average Assets, year-to-date | $185,547,000 | 3,353 |
| Average Assets, quarterly | $185,547,000 | 3,353 |
| Volatile liabilities | $54,089,000 | 2,464 |
| Insider loans | $3,229,000 | 2,244 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $3,100,000 | 539 |
| Unused loan commitments | $42,589,000 | 2,023 |
| Tier 1 (core) risk-based capital | $17,856,000 | 3,537 |
| Tier 2 risk-based capital | $1,902,000 | 2,544 |
| Total risk weighted assets | $151,760,000 | 3,039 |
| Total unused commitments | $42,589,000 | 2,026 |
| Derivatives | $5,382,000 | 612 |
| 2007-12-31 | Rank | |
| # of Employees: | 61 | 2,810 |
| Assets and Liabilities | ||
| Total Assets: | $182,683,000 | 3,384 |
| Cash and due from depository institutions | $12,059,000 | 2,810 |
| Interest-bearing balances | $6,934,000 | 827 |
| Securities | $11,255,000 | 5,800 |
| Federal funds sold & reverse repurchase agreements | $6,304,000 | 2,110 |
| Net loans & leases | $131,988,000 | 3,225 |
| Loan loss allowance | $2,274,000 | 2,302 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,641,000 | 1,936 |
| Other real estate owned | $209,000 | 2,810 |
| Goodwill and other intangibles | $10,085,000 | 665 |
| All other assets | $4,142,000 | 3,455 |
| Life insurance assets | $2,067,000 | 2,279 |
| Total liabilities and capital | $182,683,000 | 3,384 |
| Total liabilities | $154,876,000 | 3,522 |
| Total deposits | $139,227,000 | 3,551 |
| Interest-bearing deposits | $110,395,000 | 3,726 |
| Deposits held in domestic offices | $139,227,000 | 3,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,529,000 | 1,074 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,120,000 | 3,734 |
| Total equity capital | $27,807,000 | 2,493 |
| Total bank equity capital | $27,807,000 | 2,493 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,193,000 | 1,865 |
| Surplus | $19,011,000 | 1,534 |
| Undivided profits | $6,603,000 | 4,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $768,000 | 4,834 |
| Earning assets | $156,481,000 | 3,559 |
| Long-term assets (5+ years) | $20,105,000 | 3,643 |
| Average Assets, year-to-date | $179,134,000 | 3,341 |
| Average Assets, quarterly | $186,162,500 | 3,312 |
| Volatile liabilities | $50,162,000 | 2,605 |
| Insider loans | $1,627,000 | 3,471 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $1,190,000 | 858 |
| Unused loan commitments | $39,145,000 | 2,147 |
| Tier 1 (core) risk-based capital | $17,724,000 | 3,532 |
| Tier 2 risk-based capital | $1,864,000 | 2,564 |
| Total risk weighted assets | $148,711,000 | 3,055 |
| Total unused commitments | $39,145,000 | 2,149 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 59 | 2,893 |
| Assets and Liabilities | ||
| Total Assets: | $189,642,000 | 3,255 |
| Cash and due from depository institutions | $13,812,000 | 2,893 |
| Interest-bearing balances | $6,150,000 | 850 |
| Securities | $13,555,000 | 5,447 |
| Federal funds sold & reverse repurchase agreements | $13,115,000 | 1,092 |
| Net loans & leases | $127,971,000 | 3,266 |
| Loan loss allowance | $2,345,000 | 2,193 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,771,000 | 1,859 |
| Other real estate owned | $209,000 | 2,893 |
| Goodwill and other intangibles | $10,120,000 | 643 |
| All other assets | $4,089,000 | 3,530 |
| Life insurance assets | $2,046,000 | 2,249 |
| Total liabilities and capital | $189,642,000 | 3,255 |
| Total liabilities | $162,419,000 | 3,360 |
| Total deposits | $150,794,000 | 3,302 |
| Interest-bearing deposits | $117,302,000 | 3,558 |
| Deposits held in domestic offices | $150,794,000 | 3,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,533,000 | 1,211 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,092,000 | 3,871 |
| Total equity capital | $27,223,000 | 2,503 |
| Total bank equity capital | $27,223,000 | 2,503 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,193,000 | 1,844 |
| Surplus | $19,019,000 | 1,497 |
| Undivided profits | $6,011,000 | 4,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $774,000 | 5,053 |
| Earning assets | $160,791,000 | 3,465 |
| Long-term assets (5+ years) | $19,963,000 | 3,548 |
| Average Assets, year-to-date | $178,246,750 | 3,347 |
| Average Assets, quarterly | $185,342,500 | 3,289 |
| Volatile liabilities | $48,737,000 | 2,630 |
| Insider loans | $1,633,000 | 3,425 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $2,676,000 | 513 |
| Unused loan commitments | $41,152,000 | 2,081 |
| Tier 1 (core) risk-based capital | $17,107,000 | 3,638 |
| Tier 2 risk-based capital | $1,849,000 | 2,553 |
| Total risk weighted assets | $147,411,000 | 3,029 |
| Total unused commitments | $41,152,000 | 2,081 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 61 | 2,855 |
| Assets and Liabilities | ||
| Total Assets: | $181,043,000 | 3,371 |
| Cash and due from depository institutions | $19,671,000 | 2,855 |
| Interest-bearing balances | $14,689,000 | 424 |
| Securities | $6,333,000 | 6,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $134,053,000 | 3,126 |
| Loan loss allowance | $2,327,000 | 2,221 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,656,000 | 1,873 |
| Other real estate owned | $208,000 | 2,855 |
| Goodwill and other intangibles | $10,156,000 | 651 |
| All other assets | $3,966,000 | 3,556 |
| Life insurance assets | $2,005,000 | 2,274 |
| Total liabilities and capital | $181,043,000 | 3,371 |
| Total liabilities | $154,333,000 | 3,486 |
| Total deposits | $137,749,000 | 3,565 |
| Interest-bearing deposits | $109,188,000 | 3,751 |
| Deposits held in domestic offices | $137,749,000 | 3,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,439,000 | 955 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,145,000 | 3,539 |
| Total equity capital | $26,710,000 | 2,523 |
| Total bank equity capital | $26,710,000 | 2,523 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,193,000 | 1,839 |
| Surplus | $18,974,000 | 1,503 |
| Undivided profits | $5,543,000 | 4,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 5,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $790,000 | 4,753 |
| Earning assets | $155,075,000 | 3,548 |
| Long-term assets (5+ years) | $13,394,000 | 4,252 |
| Average Assets, year-to-date | $174,448,330 | 3,424 |
| Average Assets, quarterly | $175,529,500 | 3,431 |
| Volatile liabilities | $50,830,000 | 2,491 |
| Insider loans | $2,795,000 | 2,420 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $4,510,000 | 444 |
| Unused loan commitments | $42,411,000 | 2,052 |
| Tier 1 (core) risk-based capital | $16,549,000 | 3,727 |
| Tier 2 risk-based capital | $1,825,000 | 2,572 |
| Total risk weighted assets | $145,500,000 | 3,055 |
| Total unused commitments | $42,411,000 | 2,052 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 60 | 2,871 |
| Assets and Liabilities | ||
| Total Assets: | $170,016,000 | 3,536 |
| Cash and due from depository institutions | $6,346,000 | 2,871 |
| Interest-bearing balances | $1,120,000 | 2,427 |
| Securities | $6,464,000 | 6,898 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $136,440,000 | 3,063 |
| Loan loss allowance | $2,306,000 | 2,226 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,673,000 | 1,842 |
| Other real estate owned | $0 | 2,871 |
| Goodwill and other intangibles | $10,191,000 | 639 |
| All other assets | $3,902,000 | 3,521 |
| Life insurance assets | $1,986,000 | 2,279 |
| Total liabilities and capital | $170,016,000 | 3,536 |
| Total liabilities | $143,846,000 | 3,690 |
| Total deposits | $132,543,000 | 3,684 |
| Interest-bearing deposits | $103,570,000 | 3,905 |
| Deposits held in domestic offices | $132,543,000 | 3,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $285,000 | 2,847 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $9,706,000 | 2,503 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,312,000 | 3,300 |
| Total equity capital | $26,170,000 | 2,582 |
| Total bank equity capital | $26,170,000 | 2,582 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,193,000 | 1,825 |
| Surplus | $18,910,000 | 1,482 |
| Undivided profits | $5,067,000 | 4,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 5,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $761,000 | 4,746 |
| Earning assets | $144,024,000 | 3,781 |
| Long-term assets (5+ years) | $9,671,000 | 4,785 |
| Average Assets, year-to-date | $171,151,000 | 3,494 |
| Average Assets, quarterly | $171,151,000 | 3,494 |
| Volatile liabilities | $44,078,000 | 2,753 |
| Insider loans | $1,627,000 | 3,362 |
| FHLB advances | $9,706,000 | 2,394 |
| Loans and leases held for sale | $1,303,000 | 874 |
| Unused loan commitments | $41,463,000 | 2,110 |
| Tier 1 (core) risk-based capital | $15,989,000 | 3,802 |
| Tier 2 risk-based capital | $1,832,000 | 2,565 |
| Total risk weighted assets | $146,053,000 | 3,028 |
| Total unused commitments | $41,463,000 | 2,110 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 55 | 3,101 |
| Assets and Liabilities | ||
| Total Assets: | $172,286,000 | 3,466 |
| Cash and due from depository institutions | $5,126,000 | 3,101 |
| Interest-bearing balances | $1,621,000 | 2,072 |
| Securities | $9,323,000 | 6,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $137,780,000 | 3,009 |
| Loan loss allowance | $2,285,000 | 2,226 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,924,000 | 2,039 |
| Other real estate owned | $0 | 3,101 |
| Goodwill and other intangibles | $10,231,000 | 624 |
| All other assets | $3,902,000 | 3,570 |
| Life insurance assets | $1,967,000 | 2,257 |
| Total liabilities and capital | $172,286,000 | 3,466 |
| Total liabilities | $146,602,000 | 3,631 |
| Total deposits | $128,317,000 | 3,737 |
| Interest-bearing deposits | $100,572,000 | 3,939 |
| Deposits held in domestic offices | $128,317,000 | 3,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,241,000 | 1,084 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,915,000 | 3,542 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,129,000 | 3,575 |
| Total equity capital | $25,684,000 | 2,573 |
| Total bank equity capital | $25,684,000 | 2,573 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,193,000 | 1,816 |
| Surplus | $18,859,000 | 1,459 |
| Undivided profits | $4,632,000 | 4,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 4,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $848,000 | 4,511 |
| Earning assets | $148,724,000 | 3,636 |
| Long-term assets (5+ years) | $10,514,000 | 4,585 |
| Average Assets, year-to-date | $160,513,800 | 3,538 |
| Average Assets, quarterly | $171,056,000 | 3,445 |
| Volatile liabilities | $56,800,000 | 2,416 |
| Insider loans | $1,185,000 | 3,928 |
| FHLB advances | $4,915,000 | 3,416 |
| Loans and leases held for sale | $3,584,000 | 486 |
| Unused loan commitments | $43,756,000 | 2,008 |
| Tier 1 (core) risk-based capital | $15,470,000 | 3,861 |
| Tier 2 risk-based capital | $1,842,000 | 2,536 |
| Total risk weighted assets | $146,935,000 | 2,970 |
| Total unused commitments | $43,756,000 | 2,008 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 51 | 3,313 |
| Assets and Liabilities | ||
| Total Assets: | $169,826,000 | 3,470 |
| Cash and due from depository institutions | $6,530,000 | 3,313 |
| Interest-bearing balances | $605,000 | 2,896 |
| Securities | $5,469,000 | 7,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $138,368,000 | 2,975 |
| Loan loss allowance | $2,319,000 | 2,196 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,331,000 | 2,237 |
| Other real estate owned | $0 | 3,313 |
| Goodwill and other intangibles | $10,271,000 | 619 |
| All other assets | $3,857,000 | 3,600 |
| Life insurance assets | $1,949,000 | 2,224 |
| Total liabilities and capital | $169,826,000 | 3,470 |
| Total liabilities | $144,783,000 | 3,623 |
| Total deposits | $124,157,000 | 3,768 |
| Interest-bearing deposits | $95,599,000 | 4,018 |
| Deposits held in domestic offices | $124,157,000 | 3,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,800,000 | 1,349 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,400,000 | 2,443 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,426,000 | 3,022 |
| Total equity capital | $25,043,000 | 2,606 |
| Total bank equity capital | $25,043,000 | 2,606 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,193,000 | 1,818 |
| Surplus | $18,568,000 | 1,459 |
| Undivided profits | $4,282,000 | 5,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $621,000 | 3,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $861,000 | 4,471 |
| Earning assets | $144,442,000 | 3,698 |
| Long-term assets (5+ years) | $10,286,000 | 4,587 |
| Average Assets, year-to-date | $157,570,750 | 3,598 |
| Average Assets, quarterly | $166,809,500 | 3,494 |
| Volatile liabilities | $55,713,000 | 2,418 |
| Insider loans | $1,671,000 | 3,286 |
| FHLB advances | $11,400,000 | 2,323 |
| Loans and leases held for sale | $2,987,000 | 540 |
| Unused loan commitments | $49,710,000 | 1,861 |
| Tier 1 (core) risk-based capital | $14,795,000 | 3,974 |
| Tier 2 risk-based capital | $1,846,000 | 2,537 |
| Total risk weighted assets | $147,245,000 | 2,952 |
| Total unused commitments | $49,710,000 | 1,861 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 51 | 3,307 |
| Assets and Liabilities | ||
| Total Assets: | $163,793,000 | 3,536 |
| Cash and due from depository institutions | $8,197,000 | 3,307 |
| Interest-bearing balances | $1,819,000 | 1,892 |
| Securities | $5,563,000 | 7,231 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $131,129,000 | 3,093 |
| Loan loss allowance | $2,080,000 | 2,366 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,888,000 | 2,387 |
| Other real estate owned | $51,000 | 3,307 |
| Goodwill and other intangibles | $10,311,000 | 609 |
| All other assets | $3,654,000 | 3,693 |
| Life insurance assets | $1,930,000 | 2,196 |
| Total liabilities and capital | $163,793,000 | 3,536 |
| Total liabilities | $139,415,000 | 3,688 |
| Total deposits | $121,256,000 | 3,802 |
| Interest-bearing deposits | $91,522,000 | 4,102 |
| Deposits held in domestic offices | $121,256,000 | 3,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,112 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $14,000,000 | 2,219 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,159,000 | 3,188 |
| Total equity capital | $24,378,000 | 2,576 |
| Total bank equity capital | $24,378,000 | 2,576 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,193,000 | 1,814 |
| Surplus | $18,457,000 | 1,435 |
| Undivided profits | $3,728,000 | 5,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $625,000 | 3,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $724,000 | 4,659 |
| Earning assets | $138,511,000 | 3,772 |
| Long-term assets (5+ years) | $10,598,000 | 4,509 |
| Average Assets, year-to-date | $153,485,670 | 3,679 |
| Average Assets, quarterly | $158,250,000 | 3,604 |
| Volatile liabilities | $49,517,000 | 2,609 |
| Insider loans | $1,459,000 | 3,513 |
| FHLB advances | $14,000,000 | 2,106 |
| Loans and leases held for sale | $3,408,000 | 489 |
| Unused loan commitments | $49,365,000 | 1,875 |
| Tier 1 (core) risk-based capital | $14,112,000 | 4,074 |
| Tier 2 risk-based capital | $1,755,000 | 2,609 |
| Total risk weighted assets | $140,047,000 | 3,046 |
| Total unused commitments | $49,365,000 | 1,875 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 50 | 3,344 |
| Assets and Liabilities | ||
| Total Assets: | $152,707,000 | 3,715 |
| Cash and due from depository institutions | $5,685,000 | 3,344 |
| Interest-bearing balances | $1,795,000 | 2,025 |
| Securities | $5,620,000 | 7,256 |
| Federal funds sold & reverse repurchase agreements | $3,525,000 | 3,296 |
| Net loans & leases | $119,328,000 | 3,271 |
| Loan loss allowance | $1,976,000 | 2,437 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,799,000 | 2,352 |
| Other real estate owned | $51,000 | 3,344 |
| Goodwill and other intangibles | $10,351,000 | 580 |
| All other assets | $3,348,000 | 3,826 |
| Life insurance assets | $1,913,000 | 2,157 |
| Total liabilities and capital | $152,707,000 | 3,715 |
| Total liabilities | $129,131,000 | 3,891 |
| Total deposits | $117,781,000 | 3,878 |
| Interest-bearing deposits | $90,089,000 | 4,157 |
| Deposits held in domestic offices | $117,781,000 | 3,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,350,000 | 2,905 |
| Total equity capital | $23,576,000 | 2,612 |
| Total bank equity capital | $23,576,000 | 2,612 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,193,000 | 1,804 |
| Surplus | $18,157,000 | 1,409 |
| Undivided profits | $3,226,000 | 5,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $716,000 | 4,502 |
| Earning assets | $130,268,000 | 3,932 |
| Long-term assets (5+ years) | $7,887,000 | 4,989 |
| Average Assets, year-to-date | $148,332,000 | 3,781 |
| Average Assets, quarterly | $148,332,000 | 3,781 |
| Volatile liabilities | $41,100,000 | 2,866 |
| Insider loans | $2,037,000 | 2,805 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $2,601,000 | 509 |
| Unused loan commitments | $48,160,000 | 1,873 |
| Tier 1 (core) risk-based capital | $13,257,000 | 4,224 |
| Tier 2 risk-based capital | $1,632,000 | 2,734 |
| Total risk weighted assets | $130,219,000 | 3,179 |
| Total unused commitments | $48,160,000 | 1,873 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 49 | 3,409 |
| Assets and Liabilities | ||
| Total Assets: | $143,957,000 | 3,875 |
| Cash and due from depository institutions | $6,821,000 | 3,409 |
| Interest-bearing balances | $2,212,000 | 1,826 |
| Securities | $4,861,000 | 7,493 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 4,803 |
| Net loans & leases | $113,314,000 | 3,377 |
| Loan loss allowance | $1,880,000 | 2,506 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,306,000 | 2,577 |
| Other real estate owned | $51,000 | 3,409 |
| Goodwill and other intangibles | $10,395,000 | 567 |
| All other assets | $3,184,000 | 3,944 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $143,957,000 | 3,875 |
| Total liabilities | $120,928,000 | 4,066 |
| Total deposits | $110,053,000 | 4,057 |
| Interest-bearing deposits | $79,960,000 | 4,470 |
| Deposits held in domestic offices | $110,053,000 | 4,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $875,000 | 3,811 |
| Total equity capital | $23,029,000 | 2,631 |
| Total bank equity capital | $23,029,000 | 2,631 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,193,000 | 1,793 |
| Surplus | $18,157,000 | 1,382 |
| Undivided profits | $2,679,000 | 5,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $643,000 | 4,904 |
| Earning assets | $121,412,000 | 4,115 |
| Long-term assets (5+ years) | $9,491,000 | 4,670 |
| Average Assets, year-to-date | $129,149,400 | 4,036 |
| Average Assets, quarterly | $142,856,000 | 3,849 |
| Volatile liabilities | $37,501,000 | 3,013 |
| Insider loans | $1,713,000 | 3,126 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $3,499,000 | 419 |
| Unused loan commitments | $48,532,000 | 1,832 |
| Tier 1 (core) risk-based capital | $12,665,000 | 4,300 |
| Tier 2 risk-based capital | $1,534,000 | 2,832 |
| Total risk weighted assets | $122,353,000 | 3,310 |
| Total unused commitments | $48,532,000 | 1,832 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 47 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $141,755,000 | 3,863 |
| Cash and due from depository institutions | $7,595,000 | 3,534 |
| Interest-bearing balances | $2,603,000 | 1,710 |
| Securities | $4,920,000 | 7,503 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,253 |
| Net loans & leases | $106,600,000 | 3,485 |
| Loan loss allowance | $1,822,000 | 2,570 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,156,000 | 2,597 |
| Other real estate owned | $51,000 | 3,534 |
| Goodwill and other intangibles | $10,439,000 | 543 |
| All other assets | $2,894,000 | 4,112 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $141,755,000 | 3,863 |
| Total liabilities | $119,455,000 | 4,023 |
| Total deposits | $110,768,000 | 3,972 |
| Interest-bearing deposits | $79,036,000 | 4,447 |
| Deposits held in domestic offices | $110,768,000 | 3,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,000,000 | 3,000 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $687,000 | 4,337 |
| Total equity capital | $22,300,000 | 2,699 |
| Total bank equity capital | $22,300,000 | 2,699 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,193,000 | 1,762 |
| Surplus | $17,957,000 | 1,354 |
| Undivided profits | $2,150,000 | 6,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $569,000 | 5,321 |
| Earning assets | $119,223,000 | 4,113 |
| Long-term assets (5+ years) | $11,024,000 | 4,442 |
| Average Assets, year-to-date | $125,447,500 | 4,120 |
| Average Assets, quarterly | $136,954,000 | 3,925 |
| Volatile liabilities | $34,972,000 | 3,065 |
| Insider loans | $1,713,000 | 3,099 |
| FHLB advances | $8,000,000 | 2,859 |
| Loans and leases held for sale | $4,421,000 | 432 |
| Unused loan commitments | $40,078,000 | 2,049 |
| Tier 1 (core) risk-based capital | $11,873,000 | 4,476 |
| Tier 2 risk-based capital | $1,443,000 | 2,923 |
| Total risk weighted assets | $115,086,000 | 3,409 |
| Total unused commitments | $40,078,000 | 2,051 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 46 | 3,596 |
| Assets and Liabilities | ||
| Total Assets: | $132,153,000 | 4,025 |
| Cash and due from depository institutions | $6,555,000 | 3,596 |
| Interest-bearing balances | $2,733,000 | 1,674 |
| Securities | $4,972,000 | 7,539 |
| Federal funds sold & reverse repurchase agreements | $4,475,000 | 2,285 |
| Net loans & leases | $98,962,000 | 3,626 |
| Loan loss allowance | $1,769,000 | 2,593 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,875,000 | 2,716 |
| Other real estate owned | $51,000 | 3,596 |
| Goodwill and other intangibles | $10,483,000 | 537 |
| All other assets | $2,780,000 | 4,093 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $132,153,000 | 4,025 |
| Total liabilities | $110,058,000 | 4,233 |
| Total deposits | $105,063,000 | 4,086 |
| Interest-bearing deposits | $78,552,000 | 4,421 |
| Deposits held in domestic offices | $105,063,000 | 4,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,930 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $995,000 | 3,252 |
| Total equity capital | $22,095,000 | 2,676 |
| Total bank equity capital | $22,095,000 | 2,676 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,193,000 | 1,743 |
| Surplus | $17,957,000 | 1,331 |
| Undivided profits | $1,945,000 | 6,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $500,000 | 5,462 |
| Earning assets | $111,142,000 | 4,292 |
| Long-term assets (5+ years) | $8,194,000 | 5,059 |
| Average Assets, year-to-date | $120,011,670 | 4,250 |
| Average Assets, quarterly | $123,534,500 | 4,190 |
| Volatile liabilities | $31,261,000 | 3,186 |
| Insider loans | $1,829,000 | 2,935 |
| FHLB advances | $4,000,000 | 3,768 |
| Loans and leases held for sale | $3,245,000 | 550 |
| Unused loan commitments | $33,869,000 | 2,247 |
| Tier 1 (core) risk-based capital | $11,605,000 | 4,478 |
| Tier 2 risk-based capital | $1,336,000 | 3,067 |
| Total risk weighted assets | $106,990,000 | 3,542 |
| Total unused commitments | $33,869,000 | 2,247 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 45 | 3,633 |
| Assets and Liabilities | ||
| Total Assets: | $114,916,000 | 4,444 |
| Cash and due from depository institutions | $6,297,000 | 3,633 |
| Interest-bearing balances | $2,699,000 | 1,670 |
| Securities | $5,000,000 | 7,597 |
| Federal funds sold & reverse repurchase agreements | $7,025,000 | 1,736 |
| Net loans & leases | $89,240,000 | 3,877 |
| Loan loss allowance | $1,747,000 | 2,616 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,337,000 | 2,418 |
| Other real estate owned | $0 | 3,633 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,017,000 | 3,842 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $114,916,000 | 4,444 |
| Total liabilities | $103,409,000 | 4,424 |
| Total deposits | $100,797,000 | 4,222 |
| Interest-bearing deposits | $75,008,000 | 4,607 |
| Deposits held in domestic offices | $100,797,000 | 4,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,509 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $612,000 | 4,322 |
| Total equity capital | $11,507,000 | 4,524 |
| Total bank equity capital | $11,507,000 | 4,524 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,193,000 | 1,747 |
| Surplus | $6,821,000 | 2,897 |
| Undivided profits | $2,493,000 | 6,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $469,000 | 3,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 801 |
| Income earned, not collected on loans | $428,000 | 5,856 |
| Earning assets | $103,964,000 | 4,500 |
| Long-term assets (5+ years) | $6,977,000 | 5,430 |
| Average Assets, year-to-date | $113,941,000 | 4,444 |
| Average Assets, quarterly | $113,941,000 | 4,444 |
| Volatile liabilities | $27,059,000 | 3,417 |
| Insider loans | $1,829,000 | 2,939 |
| FHLB advances | $2,000,000 | 4,330 |
| Loans and leases held for sale | $3,051,000 | 498 |
| Unused loan commitments | $32,037,000 | 2,293 |
| Tier 1 (core) risk-based capital | $11,507,000 | 4,456 |
| Tier 2 risk-based capital | $1,236,000 | 3,246 |
| Total risk weighted assets | $98,370,000 | 3,721 |
| Total unused commitments | $32,037,000 | 2,297 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 44 | 3,711 |
| Assets and Liabilities | ||
| Total Assets: | $112,966,000 | 4,481 |
| Cash and due from depository institutions | $9,392,000 | 3,711 |
| Interest-bearing balances | $6,090,000 | 923 |
| Securities | $5,000,000 | 7,643 |
| Federal funds sold & reverse repurchase agreements | $7,650,000 | 1,512 |
| Net loans & leases | $83,790,000 | 4,030 |
| Loan loss allowance | $1,340,000 | 3,225 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,285,000 | 2,416 |
| Other real estate owned | $0 | 3,711 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,849,000 | 3,924 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $112,966,000 | 4,481 |
| Total liabilities | $101,316,000 | 4,474 |
| Total deposits | $96,813,000 | 4,334 |
| Interest-bearing deposits | $71,831,000 | 4,719 |
| Deposits held in domestic offices | $96,813,000 | 4,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,000,000 | 3,847 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $503,000 | 4,694 |
| Total equity capital | $11,650,000 | 4,477 |
| Total bank equity capital | $11,650,000 | 4,477 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,193,000 | 1,729 |
| Surplus | $6,821,000 | 2,849 |
| Undivided profits | $2,636,000 | 6,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $522,000 | 3,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 598 |
| Income earned, not collected on loans | $407,000 | 5,998 |
| Earning assets | $102,530,000 | 4,516 |
| Long-term assets (5+ years) | $6,107,000 | 5,726 |
| Average Assets, year-to-date | $103,523,200 | 4,634 |
| Average Assets, quarterly | $111,605,000 | 4,478 |
| Volatile liabilities | $28,733,000 | 3,233 |
| Insider loans | $1,667,000 | 3,105 |
| FHLB advances | $4,000,000 | 3,675 |
| Loans and leases held for sale | $1,767,000 | 658 |
| Unused loan commitments | $25,920,000 | 2,538 |
| Tier 1 (core) risk-based capital | $11,650,000 | 4,348 |
| Tier 2 risk-based capital | $1,172,000 | 3,369 |
| Total risk weighted assets | $93,571,000 | 3,835 |
| Total unused commitments | $25,920,000 | 2,539 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $110,244,000 | 4,517 |
| Cash and due from depository institutions | $7,242,000 | 3,788 |
| Interest-bearing balances | $3,975,000 | 1,366 |
| Securities | $5,076,000 | 7,660 |
| Federal funds sold & reverse repurchase agreements | $11,375,000 | 1,004 |
| Net loans & leases | $82,162,000 | 4,038 |
| Loan loss allowance | $1,298,000 | 3,308 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,513,000 | 4,947 |
| Other real estate owned | $60,000 | 3,788 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,816,000 | 3,953 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $110,244,000 | 4,517 |
| Total liabilities | $100,344,000 | 4,454 |
| Total deposits | $97,931,000 | 4,238 |
| Interest-bearing deposits | $70,801,000 | 4,743 |
| Deposits held in domestic offices | $97,931,000 | 4,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $413,000 | 5,417 |
| Total equity capital | $9,900,000 | 5,022 |
| Total bank equity capital | $9,900,000 | 5,022 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,193,000 | 1,721 |
| Surplus | $5,221,000 | 3,375 |
| Undivided profits | $2,486,000 | 6,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $331,000 | 4,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $388,000 | 6,318 |
| Earning assets | $102,588,000 | 4,478 |
| Long-term assets (5+ years) | $6,987,000 | 5,598 |
| Average Assets, year-to-date | $101,162,500 | 4,711 |
| Average Assets, quarterly | $107,047,500 | 4,575 |
| Volatile liabilities | $27,019,000 | 3,328 |
| Insider loans | $1,918,000 | 2,763 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $2,911,000 | 482 |
| Unused loan commitments | $24,954,000 | 2,581 |
| Tier 1 (core) risk-based capital | $9,900,000 | 4,890 |
| Tier 2 risk-based capital | $1,123,000 | 3,459 |
| Total risk weighted assets | $89,649,000 | 3,918 |
| Total unused commitments | $24,954,000 | 2,585 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 43 | 3,820 |
| Assets and Liabilities | ||
| Total Assets: | $103,851,000 | 4,683 |
| Cash and due from depository institutions | $7,341,000 | 3,820 |
| Interest-bearing balances | $4,787,000 | 1,213 |
| Securities | $3,575,000 | 8,091 |
| Federal funds sold & reverse repurchase agreements | $11,425,000 | 949 |
| Net loans & leases | $77,303,000 | 4,162 |
| Loan loss allowance | $1,266,000 | 3,366 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,481,000 | 5,001 |
| Other real estate owned | $0 | 3,820 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,726,000 | 4,005 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $103,851,000 | 4,683 |
| Total liabilities | $96,239,000 | 4,572 |
| Total deposits | $92,688,000 | 4,402 |
| Interest-bearing deposits | $69,267,000 | 4,828 |
| Deposits held in domestic offices | $92,688,000 | 4,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,200,000 | 4,071 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $351,000 | 5,457 |
| Total equity capital | $7,612,000 | 5,817 |
| Total bank equity capital | $7,612,000 | 5,817 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,193,000 | 1,725 |
| Surplus | $3,221,000 | 4,513 |
| Undivided profits | $2,198,000 | 6,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 4,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $338,000 | 6,554 |
| Earning assets | $97,090,000 | 4,617 |
| Long-term assets (5+ years) | $6,050,000 | 5,956 |
| Average Assets, year-to-date | $98,135,330 | 4,827 |
| Average Assets, quarterly | $101,250,000 | 4,764 |
| Volatile liabilities | $26,523,000 | 3,303 |
| Insider loans | $1,751,000 | 2,943 |
| FHLB advances | $3,200,000 | 3,916 |
| Loans and leases held for sale | $2,475,000 | 557 |
| Unused loan commitments | $23,783,000 | 2,668 |
| Tier 1 (core) risk-based capital | $7,612,000 | 5,743 |
| Tier 2 risk-based capital | $1,053,000 | 3,595 |
| Total risk weighted assets | $84,024,000 | 4,073 |
| Total unused commitments | $23,783,000 | 2,671 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 43 | 3,816 |
| Assets and Liabilities | ||
| Total Assets: | $98,649,000 | 4,867 |
| Cash and due from depository institutions | $7,187,000 | 3,816 |
| Interest-bearing balances | $4,209,000 | 1,496 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $12,575,000 | 1,163 |
| Net loans & leases | $75,409,000 | 4,170 |
| Loan loss allowance | $1,246,000 | 3,342 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,493,000 | 4,947 |
| Other real estate owned | $0 | 3,816 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,985,000 | 4,674 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $98,649,000 | 4,867 |
| Total liabilities | $91,259,000 | 4,742 |
| Total deposits | $87,025,000 | 4,632 |
| Interest-bearing deposits | $67,545,000 | 4,927 |
| Deposits held in domestic offices | $87,025,000 | 4,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,700,000 | 3,812 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $534,000 | 4,707 |
| Total equity capital | $7,390,000 | 6,023 |
| Total bank equity capital | $7,390,000 | 6,023 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,193,000 | 1,720 |
| Surplus | $3,221,000 | 4,490 |
| Undivided profits | $1,976,000 | 6,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $425,000 | 4,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $308,000 | 6,756 |
| Earning assets | $92,193,000 | 4,804 |
| Long-term assets (5+ years) | $6,793,000 | 5,709 |
| Average Assets, year-to-date | $95,277,500 | 4,942 |
| Average Assets, quarterly | $95,277,500 | 4,942 |
| Volatile liabilities | $25,482,000 | 3,293 |
| Insider loans | $1,602,000 | 3,084 |
| FHLB advances | $3,700,000 | 3,669 |
| Loans and leases held for sale | $3,584,000 | 495 |
| Unused loan commitments | $20,136,000 | 2,918 |
| Tier 1 (core) risk-based capital | $7,390,000 | 5,815 |
| Tier 2 risk-based capital | $969,000 | 3,765 |
| Total risk weighted assets | $77,218,000 | 4,262 |
| Total unused commitments | $20,136,000 | 2,925 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 42 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $91,906,000 | 5,073 |
| Cash and due from depository institutions | $5,562,000 | 3,887 |
| Interest-bearing balances | $3,536,000 | 1,564 |
| Securities | $500,000 | 8,874 |
| Federal funds sold & reverse repurchase agreements | $10,125,000 | 1,155 |
| Net loans & leases | $71,883,000 | 4,281 |
| Loan loss allowance | $1,198,000 | 3,463 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,488,000 | 4,967 |
| Other real estate owned | $350,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,998,000 | 4,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,906,000 | 5,073 |
| Total liabilities | $84,675,000 | 4,979 |
| Total deposits | $80,297,000 | 4,900 |
| Interest-bearing deposits | $61,288,000 | 5,224 |
| Deposits held in domestic offices | $80,297,000 | 4,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,700,000 | 3,793 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $678,000 | 3,975 |
| Total equity capital | $7,231,000 | 6,027 |
| Total bank equity capital | $7,231,000 | 6,027 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,193,000 | 1,732 |
| Surplus | $3,221,000 | 4,465 |
| Undivided profits | $1,817,000 | 6,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 5,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $341,000 | 6,609 |
| Earning assets | $86,044,000 | 5,007 |
| Long-term assets (5+ years) | $5,677,000 | 6,025 |
| Average Assets, year-to-date | $86,127,600 | 5,184 |
| Average Assets, quarterly | $90,118,000 | 5,116 |
| Volatile liabilities | $22,085,000 | 3,655 |
| Insider loans | $2,547,000 | 2,144 |
| FHLB advances | $3,700,000 | 3,644 |
| Loans and leases held for sale | $2,212,000 | 603 |
| Unused loan commitments | $21,113,000 | 2,747 |
| Tier 1 (core) risk-based capital | $7,231,000 | 5,852 |
| Tier 2 risk-based capital | $973,000 | 3,754 |
| Total risk weighted assets | $77,644,000 | 4,229 |
| Total unused commitments | $21,113,000 | 2,751 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 39 | 4,164 |
| Assets and Liabilities | ||
| Total Assets: | $88,330,000 | 5,202 |
| Cash and due from depository institutions | $3,593,000 | 4,164 |
| Interest-bearing balances | $1,669,000 | 2,533 |
| Securities | $500,000 | 8,918 |
| Federal funds sold & reverse repurchase agreements | $12,925,000 | 1,128 |
| Net loans & leases | $67,699,000 | 4,469 |
| Loan loss allowance | $1,116,000 | 3,639 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,404,000 | 5,075 |
| Other real estate owned | $350,000 | 4,164 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,859,000 | 4,905 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,330,000 | 5,202 |
| Total liabilities | $81,307,000 | 5,103 |
| Total deposits | $78,981,000 | 4,941 |
| Interest-bearing deposits | $60,779,000 | 5,258 |
| Deposits held in domestic offices | $78,981,000 | 4,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,700,000 | 4,552 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $626,000 | 4,393 |
| Total equity capital | $7,023,000 | 6,108 |
| Total bank equity capital | $7,023,000 | 6,108 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,205,000 | 1,725 |
| Surplus | $3,208,000 | 4,420 |
| Undivided profits | $1,610,000 | 6,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 4,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $292,000 | 7,190 |
| Earning assets | $82,793,000 | 5,119 |
| Long-term assets (5+ years) | $6,011,000 | 5,959 |
| Average Assets, year-to-date | $84,683,000 | 5,259 |
| Average Assets, quarterly | $88,786,500 | 5,166 |
| Volatile liabilities | $22,858,000 | 3,546 |
| Insider loans | $994,000 | 4,050 |
| FHLB advances | $1,700,000 | 4,352 |
| Loans and leases held for sale | $2,462,000 | 775 |
| Unused loan commitments | $19,328,000 | 2,908 |
| Tier 1 (core) risk-based capital | $7,023,000 | 5,957 |
| Tier 2 risk-based capital | $921,000 | 3,902 |
| Total risk weighted assets | $73,468,000 | 4,400 |
| Total unused commitments | $19,328,000 | 2,910 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 37 | 4,346 |
| Assets and Liabilities | ||
| Total Assets: | $89,243,000 | 5,159 |
| Cash and due from depository institutions | $5,223,000 | 4,346 |
| Interest-bearing balances | $1,756,000 | 2,629 |
| Securities | $499,000 | 8,948 |
| Federal funds sold & reverse repurchase agreements | $8,875,000 | 1,803 |
| Net loans & leases | $71,100,000 | 4,297 |
| Loan loss allowance | $1,016,000 | 3,867 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,356,000 | 5,164 |
| Other real estate owned | $350,000 | 4,346 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,840,000 | 4,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,243,000 | 5,159 |
| Total liabilities | $82,510,000 | 5,036 |
| Total deposits | $79,271,000 | 4,907 |
| Interest-bearing deposits | $57,228,000 | 5,466 |
| Deposits held in domestic offices | $79,271,000 | 4,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,700,000 | 4,055 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $539,000 | 4,885 |
| Total equity capital | $6,733,000 | 6,264 |
| Total bank equity capital | $6,733,000 | 6,264 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,193,000 | 1,731 |
| Surplus | $3,194,000 | 4,408 |
| Undivided profits | $1,346,000 | 7,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $296,000 | 7,080 |
| Earning assets | $82,230,000 | 5,126 |
| Long-term assets (5+ years) | $11,571,000 | 4,626 |
| Average Assets, year-to-date | $83,467,330 | 5,311 |
| Average Assets, quarterly | $87,176,000 | 5,201 |
| Volatile liabilities | $19,908,000 | 3,827 |
| Insider loans | $800,000 | 4,489 |
| FHLB advances | $2,700,000 | 3,869 |
| Loans and leases held for sale | $7,439,000 | 559 |
| Unused loan commitments | $18,744,000 | 2,939 |
| Tier 1 (core) risk-based capital | $6,733,000 | 6,037 |
| Tier 2 risk-based capital | $920,000 | 3,858 |
| Total risk weighted assets | $73,471,000 | 4,358 |
| Total unused commitments | $18,744,000 | 2,949 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 35 | 4,504 |
| Assets and Liabilities | ||
| Total Assets: | $85,109,000 | 5,266 |
| Cash and due from depository institutions | $4,436,000 | 4,504 |
| Interest-bearing balances | $1,808,000 | 2,605 |
| Securities | $498,000 | 8,998 |
| Federal funds sold & reverse repurchase agreements | $12,050,000 | 1,393 |
| Net loans & leases | $64,532,000 | 4,532 |
| Loan loss allowance | $993,000 | 3,894 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,315,000 | 5,206 |
| Other real estate owned | $440,000 | 4,504 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,838,000 | 4,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,109,000 | 5,266 |
| Total liabilities | $78,662,000 | 5,161 |
| Total deposits | $75,123,000 | 5,062 |
| Interest-bearing deposits | $56,718,000 | 5,486 |
| Deposits held in domestic offices | $75,123,000 | 5,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,000,000 | 3,806 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $539,000 | 4,927 |
| Total equity capital | $6,447,000 | 6,343 |
| Total bank equity capital | $6,447,000 | 6,343 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,193,000 | 1,741 |
| Surplus | $3,194,000 | 4,371 |
| Undivided profits | $1,060,000 | 7,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 6,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $273,000 | 7,333 |
| Earning assets | $78,888,000 | 5,217 |
| Long-term assets (5+ years) | $7,592,000 | 5,398 |
| Average Assets, year-to-date | $80,579,500 | 5,428 |
| Average Assets, quarterly | $80,579,500 | 5,428 |
| Volatile liabilities | $19,198,000 | 3,855 |
| Insider loans | $833,000 | 4,347 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $3,865,000 | 734 |
| Unused loan commitments | $14,718,000 | 3,334 |
| Tier 1 (core) risk-based capital | $6,447,000 | 6,141 |
| Tier 2 risk-based capital | $869,000 | 3,985 |
| Total risk weighted assets | $69,379,000 | 4,481 |
| Total unused commitments | $14,718,000 | 3,343 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 34 | 4,589 |
| Assets and Liabilities | ||
| Total Assets: | $76,050,000 | 5,628 |
| Cash and due from depository institutions | $4,404,000 | 4,589 |
| Interest-bearing balances | $1,705,000 | 2,559 |
| Securities | $3,506,000 | 8,276 |
| Federal funds sold & reverse repurchase agreements | $4,825,000 | 2,888 |
| Net loans & leases | $60,123,000 | 4,764 |
| Loan loss allowance | $899,000 | 4,125 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,331,000 | 5,175 |
| Other real estate owned | $0 | 4,589 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,861,000 | 4,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,050,000 | 5,628 |
| Total liabilities | $70,280,000 | 5,509 |
| Total deposits | $66,714,000 | 5,422 |
| Interest-bearing deposits | $51,515,000 | 5,768 |
| Deposits held in domestic offices | $66,714,000 | 5,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,000,000 | 3,865 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $566,000 | 4,873 |
| Total equity capital | $5,770,000 | 6,706 |
| Total bank equity capital | $5,770,000 | 6,706 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,192,000 | 1,735 |
| Surplus | $1,994,000 | 5,513 |
| Undivided profits | $1,584,000 | 7,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 5,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $311,000 | 7,149 |
| Earning assets | $70,159,000 | 5,600 |
| Long-term assets (5+ years) | $6,326,000 | 5,704 |
| Average Assets, year-to-date | $71,936,000 | 5,634 |
| Average Assets, quarterly | $75,522,000 | 5,608 |
| Volatile liabilities | $17,540,000 | 4,086 |
| Insider loans | $1,068,000 | 3,793 |
| FHLB advances | $3,000,000 | 3,644 |
| Loans and leases held for sale | $3,104,000 | 877 |
| Unused loan commitments | $14,001,000 | 3,322 |
| Tier 1 (core) risk-based capital | $5,770,000 | 6,502 |
| Tier 2 risk-based capital | $793,000 | 4,234 |
| Total risk weighted assets | $63,312,000 | 4,761 |
| Total unused commitments | $14,001,000 | 3,326 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $67,537,000 | 5,916 |
| Cash and due from depository institutions | $2,915,000 | 4,210 |
| Interest-bearing balances | $1,112,000 | 2,854 |
| Securities | $1,494,000 | 9,010 |
| Federal funds sold & reverse repurchase agreements | $6,725,000 | 2,158 |
| Net loans & leases | $54,355,000 | 4,992 |
| Loan loss allowance | $700,000 | 4,727 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,372,000 | 5,088 |
| Other real estate owned | $0 | 4,210 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $676,000 | 7,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,537,000 | 5,916 |
| Total liabilities | $62,323,000 | 5,828 |
| Total deposits | $59,034,000 | 5,742 |
| Interest-bearing deposits | $47,185,000 | 5,979 |
| Deposits held in domestic offices | $59,034,000 | 5,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 3,654 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $289,000 | 7,007 |
| Total equity capital | $5,214,000 | 6,958 |
| Total bank equity capital | $5,214,000 | 6,958 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,174,000 | 1,752 |
| Surplus | $1,971,000 | 5,538 |
| Undivided profits | $1,069,000 | 7,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 6,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $234,000 | 8,127 |
| Earning assets | $63,686,000 | 5,820 |
| Long-term assets (5+ years) | $9,904,000 | 4,821 |
| Average Assets, year-to-date | $62,561,000 | 6,014 |
| Average Assets, quarterly | $66,954,000 | 5,920 |
| Volatile liabilities | $17,746,000 | 3,997 |
| Insider loans | $442,000 | 5,679 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $4,885,000 | 596 |
| Unused loan commitments | $12,164,000 | 3,489 |
| Tier 1 (core) risk-based capital | $5,214,000 | 6,781 |
| Tier 2 risk-based capital | $690,000 | 4,487 |
| Total risk weighted assets | $55,157,000 | 5,100 |
| Total unused commitments | $12,164,000 | 3,497 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $53,831,000 | 6,585 |
| Cash and due from depository institutions | $2,665,000 | 4,753 |
| Interest-bearing balances | $46,000 | 5,432 |
| Securities | $2,107,000 | 9,246 |
| Federal funds sold & reverse repurchase agreements | $5,050,000 | 2,336 |
| Net loans & leases | $42,245,000 | 5,741 |
| Loan loss allowance | $562,000 | 5,331 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,288,000 | 5,283 |
| Other real estate owned | $0 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $476,000 | 8,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,831,000 | 6,585 |
| Total liabilities | $49,174,000 | 6,491 |
| Total deposits | $48,078,000 | 6,340 |
| Interest-bearing deposits | $39,131,000 | 6,494 |
| Deposits held in domestic offices | $48,078,000 | 6,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $500,000 | 4,970 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $596,000 | 5,209 |
| Total equity capital | $4,657,000 | 7,343 |
| Total bank equity capital | $4,657,000 | 7,343 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,078,000 | 1,816 |
| Surplus | $1,859,000 | 5,693 |
| Undivided profits | $720,000 | 8,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 6,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $221,000 | 7,773 |
| Earning assets | $49,448,000 | 6,577 |
| Long-term assets (5+ years) | $10,149,000 | 4,549 |
| Average Assets, year-to-date | $44,069,400 | 7,103 |
| Average Assets, quarterly | $50,777,500 | 6,742 |
| Volatile liabilities | $13,703,000 | 4,726 |
| Insider loans | $1,120,000 | 3,579 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $5,742,000 | 313 |
| Unused loan commitments | $9,772,000 | 3,803 |
| Tier 1 (core) risk-based capital | $4,649,000 | 7,246 |
| Tier 2 risk-based capital | $535,870 | 5,172 |
| Total risk weighted assets | $42,843,470 | 5,849 |
| Total unused commitments | $9,772,000 | 3,806 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 26 | 5,778 |
| Assets and Liabilities | ||
| Total Assets: | $37,084,000 | 7,891 |
| Cash and due from depository institutions | $2,546,000 | 5,778 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $1,032,000 | 9,850 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 2,680 |
| Net loans & leases | $29,094,000 | 6,892 |
| Loan loss allowance | $429,000 | 6,199 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $788,000 | 6,665 |
| Other real estate owned | $0 | 5,778 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $324,000 | 9,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,084,000 | 7,891 |
| Total liabilities | $33,556,000 | 7,840 |
| Total deposits | $32,645,000 | 7,745 |
| Interest-bearing deposits | $25,669,000 | 7,972 |
| Deposits held in domestic offices | $32,645,000 | 7,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $700,000 | 4,829 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $211,000 | 7,932 |
| Total equity capital | $3,528,000 | 8,211 |
| Total bank equity capital | $3,528,000 | 8,211 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,693,000 | 2,209 |
| Surplus | $1,280,000 | 6,630 |
| Undivided profits | $555,000 | 8,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 6,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $170,000 | 8,188 |
| Earning assets | $33,426,000 | 7,907 |
| Long-term assets (5+ years) | $3,216,000 | 7,065 |
| Average Assets, year-to-date | $32,292,000 | 8,179 |
| Average Assets, quarterly | $36,723,000 | 7,886 |
| Volatile liabilities | $5,430,000 | 7,128 |
| Insider loans | $800,000 | 4,281 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $942,000 | 713 |
| Unused loan commitments | $7,214,000 | 4,541 |
| Tier 1 (core) risk-based capital | $3,528,000 | 8,252 |
| Tier 2 risk-based capital | $392,800 | 6,152 |
| Total risk weighted assets | $31,387,500 | 6,842 |
| Total unused commitments | $7,214,000 | 4,545 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $25,651,000 | 9,028 |
| Cash and due from depository institutions | $1,518,000 | 7,081 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $36,000 | 10,355 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 3,749 |
| Net loans & leases | $19,142,000 | 8,112 |
| Loan loss allowance | $260,000 | 7,819 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $353,000 | 8,434 |
| Other real estate owned | $0 | 7,081 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $202,000 | 9,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,651,000 | 9,028 |
| Total liabilities | $22,290,000 | 9,045 |
| Total deposits | $21,438,000 | 9,012 |
| Interest-bearing deposits | $14,765,000 | 9,414 |
| Deposits held in domestic offices | $21,438,000 | 9,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $700,000 | 4,023 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $152,000 | 9,176 |
| Total equity capital | $3,361,000 | 8,501 |
| Total bank equity capital | $3,361,000 | 8,501 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,693,000 | 2,168 |
| Surplus | $1,280,000 | 6,619 |
| Undivided profits | $388,000 | 9,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $90,000 | 9,488 |
| Earning assets | $23,578,000 | 8,991 |
| Long-term assets (5+ years) | $4,631,000 | 6,391 |
| Average Assets, year-to-date | $19,145,000 | 9,497 |
| Average Assets, quarterly | $24,665,000 | 9,058 |
| Volatile liabilities | $2,983,000 | 8,281 |
| Insider loans | $635,000 | 4,672 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,193,000 | 668 |
| Unused loan commitments | $3,355,000 | 6,312 |
| Tier 1 (core) risk-based capital | $3,361,000 | 8,395 |
| Tier 2 risk-based capital | $244,650 | 7,676 |
| Total risk weighted assets | $19,556,350 | 8,294 |
| Total unused commitments | $3,355,000 | 6,319 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 15 | 8,124 |
| Assets and Liabilities | ||
| Total Assets: | $11,089,000 | 10,626 |
| Cash and due from depository institutions | $879,000 | 8,124 |
| Interest-bearing balances | $228,000 | 3,816 |
| Securities | $12,000 | 10,845 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $7,872,000 | 10,216 |
| Loan loss allowance | $50,000 | 10,564 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $223,000 | 9,388 |
| Other real estate owned | $0 | 8,124 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $103,000 | 10,762 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,089,000 | 10,626 |
| Total liabilities | $7,848,000 | 10,716 |
| Total deposits | $7,017,000 | 10,716 |
| Interest-bearing deposits | $4,502,000 | 10,728 |
| Deposits held in domestic offices | $7,017,000 | 10,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,096 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $228,000 | 4,466 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $103,000 | 10,178 |
| Total equity capital | $3,241,000 | 8,790 |
| Total bank equity capital | $3,241,000 | 8,790 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,693,000 | 2,183 |
| Surplus | $1,280,000 | 6,741 |
| Undivided profits | $268,000 | 9,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $42,000 | 10,496 |
| Earning assets | $10,112,000 | 10,590 |
| Long-term assets (5+ years) | $1,281,000 | 8,259 |
| Average Assets, year-to-date | $7,849,670 | 10,801 |
| Average Assets, quarterly | $9,622,000 | 10,704 |
| Volatile liabilities | $1,797,000 | 9,476 |
| Insider loans | $541,000 | 5,207 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,159,000 | 773 |
| Unused loan commitments | $2,591,000 | 6,873 |
| Tier 1 (core) risk-based capital | $3,241,000 | 8,696 |
| Tier 2 risk-based capital | $50,000 | 10,507 |
| Total risk weighted assets | $8,187,700 | 10,296 |
| Total unused commitments | $2,591,000 | 6,880 |
| Derivatives | $0 | 533 |