Home > Citizens Community Bank > Income and Expense
Citizens Community Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,013,000 | 1,890 |
| Total interest expense | $8,962,000 | 1,403 |
| Net interest income | $11,051,000 | 2,244 |
| Provision for loan and lease losses | $2,670,000 | 473 |
| Total noninterest income | $1,037,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $166,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $871,000 | 2,424 |
| Total noninterest expense | $7,038,000 | 2,551 |
| Salaries and employee benefits | $4,458,000 | 2,362 |
| Premises and equipment expense | $557,000 | 2,813 |
| Additional noninterest expense | $871,000 | 2,424 |
| Pre-tax net operating income | $2,380,000 | 2,759 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $226,000 | 2,382 |
| Income before extraordinary items | $2,154,000 | 2,703 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,154,000 | 2,731 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,154,000 | 2,705 |
| Net charge-offs | $2,132,000 | 373 |
| Cash dividends | $1,813,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,154,000 | 2,727 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,568,000 | 1,894 |
| Total interest expense | $6,037,000 | 1,399 |
| Net interest income | $8,531,000 | 2,204 |
| Provision for loan and lease losses | $2,520,000 | 402 |
| Total noninterest income | $784,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $124,000 | 2,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $660,000 | 2,391 |
| Total noninterest expense | $5,124,000 | 2,583 |
| Salaries and employee benefits | $3,256,000 | 2,398 |
| Premises and equipment expense | $383,000 | 2,935 |
| Additional noninterest expense | $660,000 | 2,390 |
| Pre-tax net operating income | $1,671,000 | 2,906 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $119,000 | 2,608 |
| Income before extraordinary items | $1,552,000 | 2,819 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,552,000 | 2,848 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,552,000 | 2,820 |
| Net charge-offs | $2,079,000 | 292 |
| Cash dividends | $1,088,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,552,000 | 2,844 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,399,000 | 1,922 |
| Total interest expense | $3,582,000 | 1,392 |
| Net interest income | $5,817,000 | 2,186 |
| Provision for loan and lease losses | $300,000 | 1,014 |
| Total noninterest income | $513,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $79,000 | 2,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 2,345 |
| Total noninterest expense | $3,450,000 | 2,553 |
| Salaries and employee benefits | $2,236,000 | 2,344 |
| Premises and equipment expense | $239,000 | 3,026 |
| Additional noninterest expense | $434,000 | 2,341 |
| Pre-tax net operating income | $2,580,000 | 1,920 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $457,000 | 1,556 |
| Income before extraordinary items | $2,123,000 | 1,989 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,123,000 | 2,013 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,123,000 | 1,989 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,123,000 | 1,996 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,570,000 | 1,938 |
| Total interest expense | $1,602,000 | 1,369 |
| Net interest income | $2,968,000 | 2,170 |
| Provision for loan and lease losses | $150,000 | 1,007 |
| Total noninterest income | $277,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $43,000 | 2,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 2,258 |
| Total noninterest expense | $1,653,000 | 2,639 |
| Salaries and employee benefits | $1,031,000 | 2,505 |
| Premises and equipment expense | $110,000 | 3,187 |
| Additional noninterest expense | $234,000 | 2,258 |
| Pre-tax net operating income | $1,442,000 | 1,841 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $305,000 | 1,376 |
| Income before extraordinary items | $1,137,000 | 1,936 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,137,000 | 1,936 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,137,000 | 1,936 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,137,000 | 1,954 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,679,000 | 1,885 |
| Total interest expense | $3,234,000 | 1,111 |
| Net interest income | $12,445,000 | 2,049 |
| Provision for loan and lease losses | $700,000 | 1,020 |
| Total noninterest income | $995,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $159,000 | 2,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $836,000 | 2,534 |
| Total noninterest expense | $6,355,000 | 2,659 |
| Salaries and employee benefits | $3,981,000 | 2,503 |
| Premises and equipment expense | $418,000 | 3,236 |
| Additional noninterest expense | $836,000 | 2,534 |
| Pre-tax net operating income | $6,385,000 | 1,751 |
| Securities gains (losses) | $41,000 | 262 |
| Applicable income taxes | $1,397,000 | 1,313 |
| Income before extraordinary items | $5,029,000 | 1,811 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,029,000 | 1,809 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,029,000 | 1,810 |
| Net charge-offs | $524,000 | 582 |
| Cash dividends | $2,455,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,996,610 | 1,852 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,357,000 | 1,883 |
| Total interest expense | $2,121,000 | 963 |
| Net interest income | $9,236,000 | 2,047 |
| Provision for loan and lease losses | $350,000 | 1,158 |
| Total noninterest income | $763,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $119,000 | 3,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $644,000 | 2,523 |
| Total noninterest expense | $4,901,000 | 2,610 |
| Salaries and employee benefits | $3,229,000 | 2,385 |
| Premises and equipment expense | $275,000 | 3,424 |
| Additional noninterest expense | $644,000 | 2,523 |
| Pre-tax net operating income | $4,748,000 | 1,761 |
| Securities gains (losses) | $41,000 | 263 |
| Applicable income taxes | $1,040,000 | 1,320 |
| Income before extraordinary items | $3,749,000 | 1,811 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,749,000 | 1,809 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,749,000 | 1,810 |
| Net charge-offs | $-48,000 | 4,077 |
| Cash dividends | $1,094,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,716,610 | 1,851 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,130,000 | 1,908 |
| Total interest expense | $1,323,000 | 874 |
| Net interest income | $5,807,000 | 2,091 |
| Provision for loan and lease losses | $250,000 | 1,023 |
| Total noninterest income | $486,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $76,000 | 3,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 2,614 |
| Total noninterest expense | $3,207,000 | 2,619 |
| Salaries and employee benefits | $2,126,000 | 2,408 |
| Premises and equipment expense | $179,000 | 3,464 |
| Additional noninterest expense | $902,000 | 2,787 |
| Pre-tax net operating income | $2,836,000 | 1,794 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $597,000 | 1,355 |
| Income before extraordinary items | $2,239,000 | 1,849 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,239,000 | 1,850 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,239,000 | 1,849 |
| Net charge-offs | $-48,000 | 4,176 |
| Cash dividends | $5,000 | 2,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,239,000 | 1,892 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,420,000 | 1,921 |
| Total interest expense | $665,000 | 819 |
| Net interest income | $2,755,000 | 2,127 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $242,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $38,000 | 3,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 2,548 |
| Total noninterest expense | $1,547,000 | 2,683 |
| Salaries and employee benefits | $1,007,000 | 2,494 |
| Premises and equipment expense | $90,000 | 3,480 |
| Additional noninterest expense | $450,000 | 2,779 |
| Pre-tax net operating income | $1,300,000 | 1,815 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $278,000 | 1,373 |
| Income before extraordinary items | $1,022,000 | 1,894 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,022,000 | 1,893 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,022,000 | 1,894 |
| Net charge-offs | $-48,000 | 4,389 |
| Cash dividends | $5,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,022,000 | 1,909 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,178,000 | 1,950 |
| Total interest expense | $3,294,000 | 833 |
| Net interest income | $10,884,000 | 2,194 |
| Provision for loan and lease losses | $550,000 | 965 |
| Total noninterest income | $1,074,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $193,000 | 2,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $881,000 | 2,740 |
| Total noninterest expense | $6,283,000 | 2,652 |
| Salaries and employee benefits | $4,403,000 | 2,349 |
| Premises and equipment expense | $329,000 | 3,609 |
| Additional noninterest expense | $1,551,000 | 3,043 |
| Pre-tax net operating income | $5,125,000 | 2,025 |
| Securities gains (losses) | $2,000 | 1,964 |
| Applicable income taxes | $1,152,000 | 1,503 |
| Income before extraordinary items | $3,975,000 | 2,176 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,975,000 | 2,177 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,975,000 | 2,177 |
| Net charge-offs | $547,000 | 600 |
| Cash dividends | $2,452,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,973,420 | 2,153 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,758,000 | 1,971 |
| Total interest expense | $2,550,000 | 856 |
| Net interest income | $8,208,000 | 2,219 |
| Provision for loan and lease losses | $400,000 | 973 |
| Total noninterest income | $789,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $143,000 | 2,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $646,000 | 2,797 |
| Total noninterest expense | $4,638,000 | 2,692 |
| Salaries and employee benefits | $3,251,000 | 2,387 |
| Premises and equipment expense | $231,000 | 3,745 |
| Additional noninterest expense | $1,156,000 | 3,079 |
| Pre-tax net operating income | $3,959,000 | 2,066 |
| Securities gains (losses) | $2,000 | 1,903 |
| Applicable income taxes | $906,000 | 1,542 |
| Income before extraordinary items | $3,055,000 | 2,221 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,055,000 | 2,220 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,055,000 | 2,221 |
| Net charge-offs | $-16,000 | 3,803 |
| Cash dividends | $1,275,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,053,420 | 2,192 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,337,000 | 1,934 |
| Total interest expense | $1,756,000 | 868 |
| Net interest income | $5,581,000 | 2,167 |
| Provision for loan and lease losses | $250,000 | 1,025 |
| Total noninterest income | $649,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $97,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $552,000 | 2,535 |
| Total noninterest expense | $3,139,000 | 2,651 |
| Salaries and employee benefits | $2,107,000 | 2,426 |
| Premises and equipment expense | $205,000 | 3,357 |
| Additional noninterest expense | $827,000 | 2,919 |
| Pre-tax net operating income | $2,841,000 | 1,954 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $663,000 | 1,457 |
| Income before extraordinary items | $2,178,000 | 2,124 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,178,000 | 2,124 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,178,000 | 2,124 |
| Net charge-offs | $-16,000 | 3,970 |
| Cash dividends | $8,000 | 3,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,178,000 | 2,090 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 1,854 |
| Total interest expense | $905,000 | 883 |
| Net interest income | $2,934,000 | 2,061 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $337,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $50,000 | 2,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 2,502 |
| Total noninterest expense | $1,537,000 | 2,669 |
| Salaries and employee benefits | $1,043,000 | 2,443 |
| Premises and equipment expense | $92,000 | 3,533 |
| Additional noninterest expense | $402,000 | 2,929 |
| Pre-tax net operating income | $1,584,000 | 1,813 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $380,000 | 1,356 |
| Income before extraordinary items | $1,204,000 | 1,985 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,204,000 | 1,985 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,204,000 | 1,985 |
| Net charge-offs | $19,000 | 1,167 |
| Cash dividends | $8,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,204,000 | 1,952 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,758,000 | 1,819 |
| Total interest expense | $4,470,000 | 1,047 |
| Net interest income | $11,288,000 | 2,052 |
| Provision for loan and lease losses | $600,000 | 2,051 |
| Total noninterest income | $1,348,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $196,000 | 2,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,152,000 | 2,342 |
| Total noninterest expense | $6,469,000 | 2,584 |
| Salaries and employee benefits | $4,339,000 | 2,364 |
| Premises and equipment expense | $494,000 | 3,081 |
| Additional noninterest expense | $1,636,000 | 2,889 |
| Pre-tax net operating income | $5,567,000 | 1,644 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,249,000 | 1,277 |
| Income before extraordinary items | $4,318,000 | 1,818 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,318,000 | 1,817 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,318,000 | 1,818 |
| Net charge-offs | $49,000 | 2,399 |
| Cash dividends | $4,472,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,318,000 | 1,777 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,027,000 | 1,801 |
| Total interest expense | $3,440,000 | 1,091 |
| Net interest income | $8,587,000 | 2,026 |
| Provision for loan and lease losses | $450,000 | 2,049 |
| Total noninterest income | $931,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $144,000 | 2,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $787,000 | 2,391 |
| Total noninterest expense | $4,720,000 | 2,606 |
| Salaries and employee benefits | $3,197,000 | 2,366 |
| Premises and equipment expense | $326,000 | 3,279 |
| Additional noninterest expense | $1,197,000 | 2,924 |
| Pre-tax net operating income | $4,348,000 | 1,575 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $975,000 | 1,201 |
| Income before extraordinary items | $3,373,000 | 1,752 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,373,000 | 1,752 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,373,000 | 1,752 |
| Net charge-offs | $32,000 | 2,285 |
| Cash dividends | $851,000 | 1,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,373,000 | 1,702 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,255,000 | 1,775 |
| Total interest expense | $2,361,000 | 1,151 |
| Net interest income | $5,894,000 | 1,988 |
| Provision for loan and lease losses | $300,000 | 2,042 |
| Total noninterest income | $470,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $95,000 | 2,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 2,679 |
| Total noninterest expense | $3,057,000 | 2,669 |
| Salaries and employee benefits | $2,074,000 | 2,413 |
| Premises and equipment expense | $205,000 | 3,365 |
| Additional noninterest expense | $778,000 | 2,956 |
| Pre-tax net operating income | $3,007,000 | 1,440 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $672,000 | 1,111 |
| Income before extraordinary items | $2,335,000 | 1,618 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,335,000 | 1,619 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,335,000 | 1,619 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $429,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,335,000 | 1,572 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 1,802 |
| Total interest expense | $1,237,000 | 1,198 |
| Net interest income | $2,777,000 | 2,046 |
| Provision for loan and lease losses | $150,000 | 1,627 |
| Total noninterest income | $250,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $53,000 | 2,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 2,455 |
| Total noninterest expense | $1,593,000 | 2,626 |
| Salaries and employee benefits | $1,104,000 | 2,319 |
| Premises and equipment expense | $97,000 | 3,470 |
| Additional noninterest expense | $392,000 | 2,970 |
| Pre-tax net operating income | $1,284,000 | 1,498 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $272,000 | 1,148 |
| Income before extraordinary items | $1,012,000 | 1,651 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,012,000 | 1,652 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,012,000 | 1,652 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $429,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,012,000 | 1,623 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,005,000 | 1,829 |
| Total interest expense | $5,049,000 | 1,230 |
| Net interest income | $10,956,000 | 2,077 |
| Provision for loan and lease losses | $600,000 | 1,331 |
| Total noninterest income | $945,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $258,000 | 2,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $687,000 | 2,690 |
| Total noninterest expense | $5,949,000 | 2,715 |
| Salaries and employee benefits | $4,010,000 | 2,429 |
| Premises and equipment expense | $370,000 | 3,598 |
| Additional noninterest expense | $1,569,000 | 2,994 |
| Pre-tax net operating income | $5,352,000 | 1,678 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,134,000 | 1,318 |
| Income before extraordinary items | $4,218,000 | 1,808 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,218,000 | 1,810 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,218,000 | 1,810 |
| Net charge-offs | $567,000 | 956 |
| Cash dividends | $996,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,218,000 | 1,776 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,913,000 | 1,864 |
| Total interest expense | $3,773,000 | 1,238 |
| Net interest income | $8,140,000 | 2,113 |
| Provision for loan and lease losses | $450,000 | 1,249 |
| Total noninterest income | $781,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $197,000 | 2,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $584,000 | 2,540 |
| Total noninterest expense | $4,528,000 | 2,700 |
| Salaries and employee benefits | $3,055,000 | 2,416 |
| Premises and equipment expense | $280,000 | 3,615 |
| Additional noninterest expense | $1,193,000 | 2,986 |
| Pre-tax net operating income | $3,943,000 | 1,745 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $820,000 | 1,403 |
| Income before extraordinary items | $3,123,000 | 1,884 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,123,000 | 1,883 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,123,000 | 1,885 |
| Net charge-offs | $488,000 | 776 |
| Cash dividends | $996,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,123,000 | 1,848 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,860,000 | 1,875 |
| Total interest expense | $2,473,000 | 1,231 |
| Net interest income | $5,387,000 | 2,140 |
| Provision for loan and lease losses | $300,000 | 1,195 |
| Total noninterest income | $532,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $127,000 | 2,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $405,000 | 2,466 |
| Total noninterest expense | $2,967,000 | 2,752 |
| Salaries and employee benefits | $1,978,000 | 2,475 |
| Premises and equipment expense | $177,000 | 3,723 |
| Additional noninterest expense | $812,000 | 2,973 |
| Pre-tax net operating income | $2,652,000 | 1,703 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $556,000 | 1,355 |
| Income before extraordinary items | $2,096,000 | 1,839 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,096,000 | 1,838 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,096,000 | 1,839 |
| Net charge-offs | $355,000 | 703 |
| Cash dividends | $494,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,096,000 | 1,811 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,927,000 | 1,880 |
| Total interest expense | $1,210,000 | 1,224 |
| Net interest income | $2,717,000 | 2,139 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $245,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $63,000 | 2,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 2,516 |
| Total noninterest expense | $1,473,000 | 2,777 |
| Salaries and employee benefits | $1,014,000 | 2,462 |
| Premises and equipment expense | $89,000 | 3,724 |
| Additional noninterest expense | $370,000 | 3,178 |
| Pre-tax net operating income | $1,339,000 | 1,669 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $281,000 | 1,302 |
| Income before extraordinary items | $1,058,000 | 1,787 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,058,000 | 1,785 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,058,000 | 1,786 |
| Net charge-offs | $100,000 | 888 |
| Cash dividends | $494,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,058,000 | 1,772 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,859,000 | 1,874 |
| Total interest expense | $4,076,000 | 1,114 |
| Net interest income | $10,783,000 | 2,113 |
| Provision for loan and lease losses | $500,000 | 1,444 |
| Total noninterest income | $937,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $274,000 | 2,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $663,000 | 2,709 |
| Total noninterest expense | $5,684,000 | 2,808 |
| Salaries and employee benefits | $3,609,000 | 2,624 |
| Premises and equipment expense | $391,000 | 3,562 |
| Additional noninterest expense | $1,684,000 | 2,933 |
| Pre-tax net operating income | $5,536,000 | 1,647 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,205,000 | 1,214 |
| Income before extraordinary items | $4,331,000 | 1,789 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,331,000 | 1,788 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,331,000 | 1,788 |
| Net charge-offs | $430,000 | 1,052 |
| Cash dividends | $729,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,331,000 | 1,782 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,952,000 | 1,886 |
| Total interest expense | $2,911,000 | 1,091 |
| Net interest income | $8,041,000 | 2,128 |
| Provision for loan and lease losses | $450,000 | 1,204 |
| Total noninterest income | $749,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $203,000 | 2,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $546,000 | 2,641 |
| Total noninterest expense | $4,321,000 | 2,798 |
| Salaries and employee benefits | $2,756,000 | 2,597 |
| Premises and equipment expense | $283,000 | 3,669 |
| Additional noninterest expense | $1,282,000 | 2,891 |
| Pre-tax net operating income | $4,019,000 | 1,688 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $871,000 | 1,285 |
| Income before extraordinary items | $3,148,000 | 1,838 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,148,000 | 1,836 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,148,000 | 1,837 |
| Net charge-offs | $89,000 | 1,812 |
| Cash dividends | $729,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,148,000 | 1,832 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,221,000 | 1,895 |
| Total interest expense | $1,884,000 | 1,064 |
| Net interest income | $5,337,000 | 2,129 |
| Provision for loan and lease losses | $400,000 | 972 |
| Total noninterest income | $491,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $134,000 | 2,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 2,680 |
| Total noninterest expense | $2,814,000 | 2,865 |
| Salaries and employee benefits | $1,770,000 | 2,681 |
| Premises and equipment expense | $181,000 | 3,768 |
| Additional noninterest expense | $863,000 | 2,896 |
| Pre-tax net operating income | $2,614,000 | 1,695 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $565,000 | 1,295 |
| Income before extraordinary items | $2,049,000 | 1,850 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,049,000 | 1,848 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,049,000 | 1,849 |
| Net charge-offs | $-126,000 | 5,257 |
| Cash dividends | $368,000 | 2,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,049,000 | 1,840 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 1,890 |
| Total interest expense | $926,000 | 1,014 |
| Net interest income | $2,662,000 | 2,144 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $222,000 | 3,027 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $68,000 | 2,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 2,806 |
| Total noninterest expense | $1,447,000 | 2,846 |
| Salaries and employee benefits | $925,000 | 2,631 |
| Premises and equipment expense | $84,000 | 3,937 |
| Additional noninterest expense | $438,000 | 2,890 |
| Pre-tax net operating income | $1,187,000 | 1,793 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $251,000 | 1,365 |
| Income before extraordinary items | $936,000 | 1,931 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $936,000 | 1,930 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $936,000 | 1,931 |
| Net charge-offs | $-152,000 | 5,450 |
| Cash dividends | $368,000 | 1,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $936,000 | 1,919 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,172,000 | 1,864 |
| Total interest expense | $3,487,000 | 939 |
| Net interest income | $10,685,000 | 2,113 |
| Provision for loan and lease losses | $740,000 | 1,110 |
| Total noninterest income | $912,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $251,000 | 3,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $661,000 | 2,801 |
| Total noninterest expense | $5,576,000 | 2,909 |
| Salaries and employee benefits | $3,335,000 | 2,799 |
| Premises and equipment expense | $345,000 | 3,928 |
| Additional noninterest expense | $1,896,000 | 2,751 |
| Pre-tax net operating income | $5,281,000 | 1,640 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,434,000 | 1,133 |
| Income before extraordinary items | $2,847,000 | 2,140 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,847,000 | 2,141 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,847,000 | 2,141 |
| Net charge-offs | $903,000 | 745 |
| Cash dividends | $646,000 | 2,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,847,000 | 2,122 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,597,000 | 1,865 |
| Total interest expense | $2,588,000 | 930 |
| Net interest income | $8,009,000 | 2,123 |
| Provision for loan and lease losses | $440,000 | 1,288 |
| Total noninterest income | $643,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $182,000 | 3,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 2,916 |
| Total noninterest expense | $4,227,000 | 2,909 |
| Salaries and employee benefits | $2,527,000 | 2,803 |
| Premises and equipment expense | $256,000 | 3,992 |
| Additional noninterest expense | $1,444,000 | 2,734 |
| Pre-tax net operating income | $3,985,000 | 1,640 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,258,000 | 1,262 |
| Income before extraordinary items | $2,727,000 | 1,883 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,727,000 | 1,883 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,727,000 | 1,883 |
| Net charge-offs | $820,000 | 562 |
| Cash dividends | $646,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,727,000 | 1,853 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,021,000 | 1,857 |
| Total interest expense | $1,688,000 | 933 |
| Net interest income | $5,333,000 | 2,114 |
| Provision for loan and lease losses | $200,000 | 1,539 |
| Total noninterest income | $363,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $119,000 | 3,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 3,211 |
| Total noninterest expense | $2,795,000 | 2,935 |
| Salaries and employee benefits | $1,644,000 | 2,861 |
| Premises and equipment expense | $169,000 | 4,014 |
| Additional noninterest expense | $982,000 | 2,703 |
| Pre-tax net operating income | $2,701,000 | 1,602 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $849,000 | 1,227 |
| Income before extraordinary items | $1,852,000 | 1,814 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,852,000 | 1,814 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,852,000 | 1,814 |
| Net charge-offs | $473,000 | 590 |
| Cash dividends | $325,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,852,000 | 1,790 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 1,842 |
| Total interest expense | $835,000 | 920 |
| Net interest income | $2,695,000 | 2,077 |
| Provision for loan and lease losses | $120,000 | 1,315 |
| Total noninterest income | $96,000 | 4,321 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $60,000 | 3,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,629 |
| Total noninterest expense | $1,421,000 | 2,937 |
| Salaries and employee benefits | $875,000 | 2,774 |
| Premises and equipment expense | $88,000 | 3,977 |
| Additional noninterest expense | $458,000 | 2,836 |
| Pre-tax net operating income | $1,250,000 | 1,664 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $386,000 | 1,270 |
| Income before extraordinary items | $864,000 | 1,859 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $864,000 | 1,859 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $864,000 | 1,859 |
| Net charge-offs | $281,000 | 485 |
| Cash dividends | $325,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $864,000 | 1,848 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,267,000 | 1,902 |
| Total interest expense | $3,062,000 | 955 |
| Net interest income | $10,205,000 | 2,145 |
| Provision for loan and lease losses | $870,000 | 1,022 |
| Total noninterest income | $1,258,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $257,000 | 3,220 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,001,000 | 2,402 |
| Total noninterest expense | $5,397,000 | 3,043 |
| Salaries and employee benefits | $3,220,000 | 2,904 |
| Premises and equipment expense | $358,000 | 3,990 |
| Additional noninterest expense | $1,819,000 | 2,940 |
| Pre-tax net operating income | $5,196,000 | 1,575 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,567,000 | 1,232 |
| Income before extraordinary items | $3,629,000 | 1,791 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,629,000 | 1,790 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,629,000 | 1,790 |
| Net charge-offs | $1,213,000 | 567 |
| Cash dividends | $915,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,629,000 | 1,753 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,928,000 | 1,910 |
| Total interest expense | $2,270,000 | 960 |
| Net interest income | $7,658,000 | 2,143 |
| Provision for loan and lease losses | $830,000 | 801 |
| Total noninterest income | $1,049,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $195,000 | 3,219 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $854,000 | 2,240 |
| Total noninterest expense | $3,974,000 | 3,065 |
| Salaries and employee benefits | $2,447,000 | 2,874 |
| Premises and equipment expense | $257,000 | 4,085 |
| Additional noninterest expense | $1,270,000 | 3,080 |
| Pre-tax net operating income | $3,903,000 | 1,583 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,162,000 | 1,277 |
| Income before extraordinary items | $2,741,000 | 1,808 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,741,000 | 1,808 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,741,000 | 1,808 |
| Net charge-offs | $171,000 | 1,580 |
| Cash dividends | $915,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,741,000 | 1,756 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,578,000 | 1,920 |
| Total interest expense | $1,483,000 | 975 |
| Net interest income | $5,095,000 | 2,144 |
| Provision for loan and lease losses | $200,000 | 1,606 |
| Total noninterest income | $545,000 | 2,889 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $126,000 | 3,254 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $419,000 | 2,598 |
| Total noninterest expense | $2,602,000 | 3,127 |
| Salaries and employee benefits | $1,608,000 | 2,927 |
| Premises and equipment expense | $170,000 | 4,125 |
| Additional noninterest expense | $824,000 | 3,163 |
| Pre-tax net operating income | $2,838,000 | 1,470 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $919,000 | 1,145 |
| Income before extraordinary items | $1,919,000 | 1,727 |
| Extraordinary gains, net | $198,000 | 5 |
| Net income | $2,117,000 | 1,577 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,117,000 | 1,577 |
| Net charge-offs | $67,000 | 1,934 |
| Cash dividends | $666,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,919,000 | 1,674 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 1,936 |
| Total interest expense | $733,000 | 985 |
| Net interest income | $2,533,000 | 2,155 |
| Provision for loan and lease losses | $80,000 | 1,699 |
| Total noninterest income | $223,000 | 3,192 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $58,000 | 3,385 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $165,000 | 2,865 |
| Total noninterest expense | $1,359,000 | 3,064 |
| Salaries and employee benefits | $857,000 | 2,814 |
| Premises and equipment expense | $91,000 | 4,023 |
| Additional noninterest expense | $411,000 | 3,171 |
| Pre-tax net operating income | $1,317,000 | 1,538 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $425,000 | 1,189 |
| Income before extraordinary items | $892,000 | 1,792 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $892,000 | 1,793 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $892,000 | 1,793 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $666,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $892,000 | 1,751 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,710,000 | 1,936 |
| Total interest expense | $2,838,000 | 996 |
| Net interest income | $9,872,000 | 2,167 |
| Provision for loan and lease losses | $1,252,000 | 661 |
| Total noninterest income | $1,079,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $259,000 | 3,291 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $820,000 | 2,616 |
| Total noninterest expense | $5,050,000 | 3,189 |
| Salaries and employee benefits | $3,085,000 | 2,979 |
| Premises and equipment expense | $366,000 | 4,068 |
| Additional noninterest expense | $1,599,000 | 3,272 |
| Pre-tax net operating income | $4,649,000 | 1,677 |
| Securities gains (losses) | $7,000 | 2,729 |
| Applicable income taxes | $1,281,000 | 1,364 |
| Income before extraordinary items | $3,375,000 | 1,850 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,375,000 | 1,850 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,375,000 | 1,852 |
| Net charge-offs | $736,000 | 864 |
| Cash dividends | $711,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,369,960 | 1,816 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,465,000 | 1,966 |
| Total interest expense | $2,104,000 | 1,015 |
| Net interest income | $7,361,000 | 2,190 |
| Provision for loan and lease losses | $570,000 | 942 |
| Total noninterest income | $796,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $194,000 | 3,318 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $602,000 | 2,662 |
| Total noninterest expense | $3,743,000 | 3,234 |
| Salaries and employee benefits | $2,243,000 | 3,064 |
| Premises and equipment expense | $275,000 | 4,128 |
| Additional noninterest expense | $1,225,000 | 3,237 |
| Pre-tax net operating income | $3,844,000 | 1,571 |
| Securities gains (losses) | $7,000 | 2,511 |
| Applicable income taxes | $1,103,000 | 1,279 |
| Income before extraordinary items | $2,748,000 | 1,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,748,000 | 1,759 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,748,000 | 1,760 |
| Net charge-offs | $42,000 | 2,903 |
| Cash dividends | $711,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,743,030 | 1,722 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,253,000 | 1,978 |
| Total interest expense | $1,385,000 | 1,031 |
| Net interest income | $4,868,000 | 2,200 |
| Provision for loan and lease losses | $360,000 | 971 |
| Total noninterest income | $516,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $119,000 | 3,432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $397,000 | 2,684 |
| Total noninterest expense | $2,572,000 | 3,204 |
| Salaries and employee benefits | $1,569,000 | 2,990 |
| Premises and equipment expense | $188,000 | 4,107 |
| Additional noninterest expense | $815,000 | 3,263 |
| Pre-tax net operating income | $2,452,000 | 1,598 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $692,000 | 1,335 |
| Income before extraordinary items | $1,760,000 | 1,797 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,760,000 | 1,802 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,760,000 | 1,802 |
| Net charge-offs | $-7,000 | 5,146 |
| Cash dividends | $711,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,760,000 | 1,758 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 1,979 |
| Total interest expense | $679,000 | 1,061 |
| Net interest income | $2,428,000 | 2,188 |
| Provision for loan and lease losses | $120,000 | 1,278 |
| Total noninterest income | $251,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $57,000 | 3,478 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $194,000 | 2,676 |
| Total noninterest expense | $1,222,000 | 3,331 |
| Salaries and employee benefits | $742,000 | 3,122 |
| Premises and equipment expense | $68,000 | 4,761 |
| Additional noninterest expense | $412,000 | 3,231 |
| Pre-tax net operating income | $1,337,000 | 1,471 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $390,000 | 1,212 |
| Income before extraordinary items | $947,000 | 1,685 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $947,000 | 1,687 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $947,000 | 1,687 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $711,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $947,000 | 1,619 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,442,000 | 1,979 |
| Total interest expense | $2,714,000 | 1,097 |
| Net interest income | $9,728,000 | 2,185 |
| Provision for loan and lease losses | $260,000 | 2,149 |
| Total noninterest income | $1,064,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $262,000 | 3,448 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $802,000 | 2,640 |
| Total noninterest expense | $5,059,000 | 3,282 |
| Salaries and employee benefits | $3,095,000 | 3,010 |
| Premises and equipment expense | $273,000 | 4,843 |
| Additional noninterest expense | $1,691,000 | 3,256 |
| Pre-tax net operating income | $5,473,000 | 1,401 |
| Securities gains (losses) | $-12,000 | 6,069 |
| Applicable income taxes | $1,973,000 | 990 |
| Income before extraordinary items | $3,488,000 | 1,773 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,488,000 | 1,773 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,488,000 | 1,772 |
| Net charge-offs | $234,000 | 2,299 |
| Cash dividends | $415,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,495,680 | 1,735 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,321,000 | 1,994 |
| Total interest expense | $2,026,000 | 1,111 |
| Net interest income | $7,295,000 | 2,202 |
| Provision for loan and lease losses | $160,000 | 2,313 |
| Total noninterest income | $786,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $194,000 | 3,515 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $592,000 | 2,663 |
| Total noninterest expense | $3,755,000 | 3,330 |
| Salaries and employee benefits | $2,272,000 | 3,076 |
| Premises and equipment expense | $197,000 | 4,953 |
| Additional noninterest expense | $1,286,000 | 3,233 |
| Pre-tax net operating income | $4,166,000 | 1,411 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $1,511,000 | 988 |
| Income before extraordinary items | $2,656,000 | 1,754 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,656,000 | 1,755 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,656,000 | 1,754 |
| Net charge-offs | $58,000 | 3,145 |
| Cash dividends | $415,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,655,360 | 1,724 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,155,000 | 2,006 |
| Total interest expense | $1,351,000 | 1,110 |
| Net interest income | $4,804,000 | 2,206 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $522,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $128,000 | 3,522 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $394,000 | 2,646 |
| Total noninterest expense | $2,496,000 | 3,350 |
| Salaries and employee benefits | $1,553,000 | 3,042 |
| Premises and equipment expense | $134,000 | 4,960 |
| Additional noninterest expense | $809,000 | 3,377 |
| Pre-tax net operating income | $2,710,000 | 1,400 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $981,000 | 980 |
| Income before extraordinary items | $1,730,000 | 1,739 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,730,000 | 1,742 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,730,000 | 1,741 |
| Net charge-offs | $-24,000 | 5,949 |
| Cash dividends | $415,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,729,360 | 1,704 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 1,989 |
| Total interest expense | $680,000 | 1,114 |
| Net interest income | $2,409,000 | 2,197 |
| Provision for loan and lease losses | $80,000 | 1,764 |
| Total noninterest income | $246,000 | 3,090 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $66,000 | 3,449 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $180,000 | 2,713 |
| Total noninterest expense | $1,219,000 | 3,442 |
| Salaries and employee benefits | $744,000 | 3,155 |
| Premises and equipment expense | $69,000 | 4,976 |
| Additional noninterest expense | $406,000 | 3,377 |
| Pre-tax net operating income | $1,356,000 | 1,372 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $494,000 | 936 |
| Income before extraordinary items | $862,000 | 1,695 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $862,000 | 1,699 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $862,000 | 1,698 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $415,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $862,000 | 1,664 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,078,000 | 2,044 |
| Total interest expense | $2,935,000 | 1,151 |
| Net interest income | $9,143,000 | 2,293 |
| Provision for loan and lease losses | $285,000 | 2,521 |
| Total noninterest income | $524,000 | 4,351 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $283,000 | 3,454 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $241,000 | 4,364 |
| Total noninterest expense | $4,697,000 | 3,559 |
| Salaries and employee benefits | $2,835,000 | 3,228 |
| Premises and equipment expense | $262,000 | 5,103 |
| Additional noninterest expense | $1,600,000 | 3,489 |
| Pre-tax net operating income | $4,685,000 | 1,497 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $1,671,000 | 1,036 |
| Income before extraordinary items | $3,023,000 | 1,889 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,023,000 | 1,892 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,023,000 | 1,891 |
| Net charge-offs | $132,000 | 3,459 |
| Cash dividends | $306,000 | 3,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,017,240 | 1,859 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,905,000 | 2,083 |
| Total interest expense | $2,223,000 | 1,178 |
| Net interest income | $6,682,000 | 2,372 |
| Provision for loan and lease losses | $160,000 | 2,863 |
| Total noninterest income | $444,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $214,000 | 3,465 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $230,000 | 4,132 |
| Total noninterest expense | $3,359,000 | 3,674 |
| Salaries and employee benefits | $2,033,000 | 3,356 |
| Premises and equipment expense | $192,000 | 5,173 |
| Additional noninterest expense | $1,134,000 | 3,638 |
| Pre-tax net operating income | $3,607,000 | 1,501 |
| Securities gains (losses) | $9,000 | 2,535 |
| Applicable income taxes | $1,286,000 | 1,049 |
| Income before extraordinary items | $2,330,000 | 1,883 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,330,000 | 1,888 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,330,000 | 1,888 |
| Net charge-offs | $96,000 | 3,296 |
| Cash dividends | $306,000 | 2,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,324,240 | 1,835 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,858,000 | 2,112 |
| Total interest expense | $1,506,000 | 1,188 |
| Net interest income | $4,352,000 | 2,415 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $481,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $140,000 | 3,475 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $341,000 | 3,024 |
| Total noninterest expense | $2,227,000 | 3,712 |
| Salaries and employee benefits | $1,401,000 | 3,294 |
| Premises and equipment expense | $124,000 | 5,249 |
| Additional noninterest expense | $702,000 | 3,830 |
| Pre-tax net operating income | $2,486,000 | 1,444 |
| Securities gains (losses) | $9,000 | 2,315 |
| Applicable income taxes | $931,000 | 994 |
| Income before extraordinary items | $1,564,000 | 1,857 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,564,000 | 1,862 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,564,000 | 1,863 |
| Net charge-offs | $81,000 | 2,949 |
| Cash dividends | $80,000 | 3,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,558,240 | 1,790 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 2,110 |
| Total interest expense | $768,000 | 1,200 |
| Net interest income | $2,181,000 | 2,413 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $249,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $69,000 | 3,493 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $180,000 | 2,922 |
| Total noninterest expense | $1,082,000 | 3,797 |
| Salaries and employee benefits | $677,000 | 3,408 |
| Premises and equipment expense | $66,000 | 5,171 |
| Additional noninterest expense | $339,000 | 3,933 |
| Pre-tax net operating income | $1,268,000 | 1,395 |
| Securities gains (losses) | $9,000 | 1,515 |
| Applicable income taxes | $457,000 | 986 |
| Income before extraordinary items | $820,000 | 1,733 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $820,000 | 1,735 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $820,000 | 1,735 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $75,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $814,240 | 1,684 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,247,000 | 2,129 |
| Total interest expense | $3,439,000 | 1,308 |
| Net interest income | $8,808,000 | 2,437 |
| Provision for loan and lease losses | $946,000 | 1,839 |
| Total noninterest income | $1,079,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $331,000 | 3,302 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $748,000 | 2,793 |
| Total noninterest expense | $4,579,000 | 3,698 |
| Salaries and employee benefits | $2,558,000 | 3,513 |
| Premises and equipment expense | $249,000 | 5,354 |
| Additional noninterest expense | $1,772,000 | 3,381 |
| Pre-tax net operating income | $4,362,000 | 1,552 |
| Securities gains (losses) | $5,000 | 3,522 |
| Applicable income taxes | $1,566,000 | 1,063 |
| Income before extraordinary items | $2,801,000 | 1,976 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,801,000 | 1,975 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,801,000 | 1,977 |
| Net charge-offs | $552,000 | 2,522 |
| Cash dividends | $1,125,000 | 1,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,797,800 | 1,874 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,131,000 | 2,187 |
| Total interest expense | $2,606,000 | 1,347 |
| Net interest income | $6,525,000 | 2,500 |
| Provision for loan and lease losses | $325,000 | 2,856 |
| Total noninterest income | $882,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $245,000 | 3,365 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $637,000 | 2,591 |
| Total noninterest expense | $3,134,000 | 3,935 |
| Salaries and employee benefits | $1,835,000 | 3,644 |
| Premises and equipment expense | $172,000 | 5,565 |
| Additional noninterest expense | $1,127,000 | 3,807 |
| Pre-tax net operating income | $3,948,000 | 1,343 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $1,463,000 | 929 |
| Income before extraordinary items | $2,488,000 | 1,758 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,488,000 | 1,757 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,488,000 | 1,759 |
| Net charge-offs | $521,000 | 2,127 |
| Cash dividends | $278,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,486,080 | 1,655 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,017,000 | 2,220 |
| Total interest expense | $1,763,000 | 1,378 |
| Net interest income | $4,254,000 | 2,559 |
| Provision for loan and lease losses | $220,000 | 2,858 |
| Total noninterest income | $539,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $166,000 | 3,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $373,000 | 2,739 |
| Total noninterest expense | $2,091,000 | 3,957 |
| Salaries and employee benefits | $1,267,000 | 3,566 |
| Premises and equipment expense | $126,000 | 5,402 |
| Additional noninterest expense | $698,000 | 3,990 |
| Pre-tax net operating income | $2,482,000 | 1,401 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $918,000 | 950 |
| Income before extraordinary items | $1,564,000 | 1,824 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,564,000 | 1,821 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,564,000 | 1,824 |
| Net charge-offs | $195,000 | 2,786 |
| Cash dividends | $278,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,564,000 | 1,733 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 2,221 |
| Total interest expense | $907,000 | 1,389 |
| Net interest income | $2,139,000 | 2,558 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $300,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $84,000 | 3,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $216,000 | 2,552 |
| Total noninterest expense | $979,000 | 4,155 |
| Salaries and employee benefits | $584,000 | 3,801 |
| Premises and equipment expense | $54,000 | 5,718 |
| Additional noninterest expense | $341,000 | 4,046 |
| Pre-tax net operating income | $1,310,000 | 1,338 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $489,000 | 908 |
| Income before extraordinary items | $821,000 | 1,761 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $821,000 | 1,763 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $821,000 | 1,762 |
| Net charge-offs | $97,000 | 2,472 |
| Cash dividends | $278,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $821,000 | 1,658 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,010,000 | 2,320 |
| Total interest expense | $4,023,000 | 1,507 |
| Net interest income | $7,987,000 | 2,739 |
| Provision for loan and lease losses | $495,000 | 3,472 |
| Total noninterest income | $305,000 | 5,179 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $362,000 | 3,222 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-57,000 | 6,838 |
| Total noninterest expense | $4,171,000 | 3,999 |
| Salaries and employee benefits | $2,489,000 | 3,570 |
| Premises and equipment expense | $263,000 | 5,511 |
| Additional noninterest expense | $1,419,000 | 4,006 |
| Pre-tax net operating income | $3,626,000 | 1,551 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,287,000 | 1,116 |
| Income before extraordinary items | $2,339,000 | 1,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,339,000 | 1,976 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,339,000 | 1,976 |
| Net charge-offs | $674,000 | 2,830 |
| Cash dividends | $210,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,339,000 | 1,894 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 2,360 |
| Total interest expense | $3,078,000 | 1,534 |
| Net interest income | $5,871,000 | 2,798 |
| Provision for loan and lease losses | $345,000 | 3,428 |
| Total noninterest income | $384,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $264,000 | 3,290 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $120,000 | 4,870 |
| Total noninterest expense | $3,179,000 | 3,962 |
| Salaries and employee benefits | $1,808,000 | 3,657 |
| Premises and equipment expense | $223,000 | 5,296 |
| Additional noninterest expense | $1,148,000 | 3,805 |
| Pre-tax net operating income | $2,731,000 | 1,609 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,004,000 | 1,089 |
| Income before extraordinary items | $1,727,000 | 2,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,727,000 | 2,059 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,727,000 | 2,060 |
| Net charge-offs | $674,000 | 2,332 |
| Cash dividends | $210,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,727,000 | 1,970 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,911,000 | 2,401 |
| Total interest expense | $2,065,000 | 1,582 |
| Net interest income | $3,846,000 | 2,836 |
| Provision for loan and lease losses | $245,000 | 3,276 |
| Total noninterest income | $361,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $173,000 | 3,304 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $188,000 | 3,592 |
| Total noninterest expense | $2,205,000 | 3,907 |
| Salaries and employee benefits | $1,223,000 | 3,645 |
| Premises and equipment expense | $151,000 | 5,303 |
| Additional noninterest expense | $831,000 | 3,646 |
| Pre-tax net operating income | $1,757,000 | 1,625 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $648,000 | 1,080 |
| Income before extraordinary items | $1,109,000 | 2,083 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,109,000 | 2,083 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,109,000 | 2,083 |
| Net charge-offs | $629,000 | 1,903 |
| Cash dividends | $210,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,109,000 | 2,016 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 2,477 |
| Total interest expense | $1,038,000 | 1,632 |
| Net interest income | $1,837,000 | 2,942 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $210,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $82,000 | 3,383 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $128,000 | 3,163 |
| Total noninterest expense | $1,030,000 | 4,103 |
| Salaries and employee benefits | $566,000 | 3,891 |
| Premises and equipment expense | $71,000 | 5,484 |
| Additional noninterest expense | $393,000 | 3,776 |
| Pre-tax net operating income | $992,000 | 1,450 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $373,000 | 936 |
| Income before extraordinary items | $619,000 | 1,870 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $619,000 | 1,869 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $619,000 | 1,870 |
| Net charge-offs | $96,000 | 2,777 |
| Cash dividends | $169,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $619,000 | 1,815 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,243,000 | 2,666 |
| Total interest expense | $4,522,000 | 1,793 |
| Net interest income | $6,721,000 | 3,186 |
| Provision for loan and lease losses | $152,000 | 5,627 |
| Total noninterest income | $592,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $368,000 | 3,233 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $224,000 | 4,419 |
| Total noninterest expense | $4,315,000 | 4,004 |
| Salaries and employee benefits | $2,364,000 | 3,742 |
| Premises and equipment expense | $290,000 | 5,486 |
| Additional noninterest expense | $1,661,000 | 3,735 |
| Pre-tax net operating income | $2,846,000 | 1,696 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $997,000 | 1,219 |
| Income before extraordinary items | $1,851,000 | 2,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,851,000 | 2,156 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,851,000 | 2,157 |
| Net charge-offs | $48,000 | 5,935 |
| Cash dividends | $130,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,849,700 | 2,079 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,398,000 | 2,733 |
| Total interest expense | $3,423,000 | 1,839 |
| Net interest income | $4,975,000 | 3,260 |
| Provision for loan and lease losses | $152,000 | 5,229 |
| Total noninterest income | $331,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $278,000 | 3,289 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $53,000 | 5,925 |
| Total noninterest expense | $3,220,000 | 4,030 |
| Salaries and employee benefits | $1,735,000 | 3,845 |
| Premises and equipment expense | $233,000 | 5,403 |
| Additional noninterest expense | $1,252,000 | 3,702 |
| Pre-tax net operating income | $1,934,000 | 1,942 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $676,000 | 1,366 |
| Income before extraordinary items | $1,260,000 | 2,463 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,260,000 | 2,460 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,260,000 | 2,464 |
| Net charge-offs | $105,000 | 4,853 |
| Cash dividends | $103,000 | 3,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,258,700 | 2,329 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 2,781 |
| Total interest expense | $2,301,000 | 1,890 |
| Net interest income | $3,249,000 | 3,315 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $388,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $183,000 | 3,329 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $205,000 | 3,470 |
| Total noninterest expense | $2,103,000 | 4,101 |
| Salaries and employee benefits | $1,122,000 | 3,954 |
| Premises and equipment expense | $149,000 | 5,528 |
| Additional noninterest expense | $832,000 | 3,693 |
| Pre-tax net operating income | $1,534,000 | 1,695 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $546,000 | 1,144 |
| Income before extraordinary items | $988,000 | 2,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $988,000 | 2,141 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $988,000 | 2,145 |
| Net charge-offs | $109,000 | 4,150 |
| Cash dividends | $95,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $988,000 | 2,066 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 2,894 |
| Total interest expense | $1,173,000 | 1,952 |
| Net interest income | $1,531,000 | 3,493 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $284,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $94,000 | 3,271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $190,000 | 2,479 |
| Total noninterest expense | $1,000,000 | 4,281 |
| Salaries and employee benefits | $557,000 | 4,031 |
| Premises and equipment expense | $76,000 | 5,569 |
| Additional noninterest expense | $367,000 | 4,024 |
| Pre-tax net operating income | $815,000 | 1,595 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $291,000 | 1,076 |
| Income before extraordinary items | $524,000 | 2,067 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $524,000 | 2,066 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $524,000 | 2,067 |
| Net charge-offs | $93,000 | 3,170 |
| Cash dividends | $85,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $524,000 | 1,979 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,785,000 | 2,801 |
| Total interest expense | $5,426,000 | 2,099 |
| Net interest income | $6,359,000 | 3,291 |
| Provision for loan and lease losses | $5,331,000 | 1,365 |
| Total noninterest income | $727,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $431,000 | 3,179 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $296,000 | 4,007 |
| Total noninterest expense | $4,068,000 | 4,294 |
| Salaries and employee benefits | $2,139,000 | 4,152 |
| Premises and equipment expense | $272,000 | 5,866 |
| Additional noninterest expense | $1,657,000 | 3,814 |
| Pre-tax net operating income | $-2,313,000 | 6,717 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-940,000 | 7,257 |
| Income before extraordinary items | $-1,373,000 | 6,520 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,373,000 | 6,520 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,373,000 | 6,520 |
| Net charge-offs | $3,734,000 | 1,405 |
| Cash dividends | $258,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,373,000 | 6,522 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,107,000 | 2,751 |
| Total interest expense | $4,177,000 | 2,133 |
| Net interest income | $4,930,000 | 3,228 |
| Provision for loan and lease losses | $1,930,000 | 1,955 |
| Total noninterest income | $757,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $329,000 | 3,155 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $428,000 | 3,061 |
| Total noninterest expense | $3,032,000 | 4,320 |
| Salaries and employee benefits | $1,585,000 | 4,212 |
| Premises and equipment expense | $220,000 | 5,749 |
| Additional noninterest expense | $1,227,000 | 3,821 |
| Pre-tax net operating income | $725,000 | 3,269 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $230,000 | 2,179 |
| Income before extraordinary items | $495,000 | 3,707 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $495,000 | 3,705 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $495,000 | 3,706 |
| Net charge-offs | $1,057,000 | 2,146 |
| Cash dividends | $248,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $495,000 | 3,613 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,173,000 | 2,746 |
| Total interest expense | $2,874,000 | 2,171 |
| Net interest income | $3,299,000 | 3,199 |
| Provision for loan and lease losses | $1,491,000 | 1,656 |
| Total noninterest income | $517,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $215,000 | 3,170 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $302,000 | 2,990 |
| Total noninterest expense | $1,970,000 | 4,422 |
| Salaries and employee benefits | $1,005,000 | 4,423 |
| Premises and equipment expense | $150,000 | 5,750 |
| Additional noninterest expense | $815,000 | 3,823 |
| Pre-tax net operating income | $355,000 | 3,898 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $103,000 | 2,613 |
| Income before extraordinary items | $252,000 | 4,237 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $252,000 | 4,237 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $252,000 | 4,237 |
| Net charge-offs | $903,000 | 1,721 |
| Cash dividends | $248,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $252,000 | 4,131 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 2,675 |
| Total interest expense | $1,491,000 | 2,189 |
| Net interest income | $1,729,000 | 3,067 |
| Provision for loan and lease losses | $316,000 | 2,237 |
| Total noninterest income | $279,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $104,000 | 3,190 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $175,000 | 2,695 |
| Total noninterest expense | $886,000 | 4,658 |
| Salaries and employee benefits | $497,000 | 4,485 |
| Premises and equipment expense | $81,000 | 5,625 |
| Additional noninterest expense | $308,000 | 4,335 |
| Pre-tax net operating income | $806,000 | 1,584 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $299,000 | 1,057 |
| Income before extraordinary items | $507,000 | 2,104 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $507,000 | 2,105 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $507,000 | 2,105 |
| Net charge-offs | $-112,000 | 8,195 |
| Cash dividends | $248,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $507,000 | 1,975 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,439,000 | 2,744 |
| Total interest expense | $6,668,000 | 2,289 |
| Net interest income | $6,771,000 | 3,155 |
| Provision for loan and lease losses | $560,000 | 3,631 |
| Total noninterest income | $628,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $495,000 | 3,037 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $133,000 | 5,511 |
| Total noninterest expense | $3,554,000 | 4,590 |
| Salaries and employee benefits | $2,075,000 | 4,332 |
| Premises and equipment expense | $274,000 | 6,014 |
| Additional noninterest expense | $1,205,000 | 4,285 |
| Pre-tax net operating income | $3,285,000 | 1,654 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,176,000 | 1,056 |
| Income before extraordinary items | $2,109,000 | 1,891 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,109,000 | 1,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $658,000 | 2,438 |
| Cash dividends | $307,000 | 4,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,109,000 | 2,012 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,030,000 | 2,806 |
| Total interest expense | $5,111,000 | 2,346 |
| Net interest income | $4,919,000 | 3,267 |
| Provision for loan and lease losses | $200,000 | 4,198 |
| Total noninterest income | $502,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $380,000 | 3,009 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 5,275 |
| Total noninterest expense | $2,601,000 | 4,659 |
| Salaries and employee benefits | $1,504,000 | 4,466 |
| Premises and equipment expense | $216,000 | 5,909 |
| Additional noninterest expense | $881,000 | 4,274 |
| Pre-tax net operating income | $2,620,000 | 1,853 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $937,000 | 1,216 |
| Income before extraordinary items | $1,683,000 | 2,096 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,683,000 | 2,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,617 |
| Cash dividends | $234,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,683,000 | 2,195 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 2,869 |
| Total interest expense | $3,475,000 | 2,388 |
| Net interest income | $3,179,000 | 3,334 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $438,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $252,000 | 2,987 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $186,000 | 3,904 |
| Total noninterest expense | $1,631,000 | 4,855 |
| Salaries and employee benefits | $987,000 | 4,562 |
| Premises and equipment expense | $143,000 | 5,958 |
| Additional noninterest expense | $501,000 | 4,720 |
| Pre-tax net operating income | $1,836,000 | 1,816 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $660,000 | 1,289 |
| Income before extraordinary items | $1,176,000 | 2,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,176,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $208,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,176,000 | 2,194 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 2,944 |
| Total interest expense | $1,844,000 | 2,404 |
| Net interest income | $1,470,000 | 3,529 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $235,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $125,000 | 2,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $110,000 | 3,594 |
| Total noninterest expense | $854,000 | 4,741 |
| Salaries and employee benefits | $530,000 | 4,347 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $254,000 | 4,634 |
| Pre-tax net operating income | $776,000 | 2,221 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $276,000 | 1,565 |
| Income before extraordinary items | $500,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $500,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $199,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $500,000 | 2,617 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,950,000 | 2,871 |
| Total interest expense | $7,642,000 | 2,428 |
| Net interest income | $6,308,000 | 3,381 |
| Provision for loan and lease losses | $175,000 | 4,119 |
| Total noninterest income | $862,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $530,000 | 2,920 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $332,000 | 4,067 |
| Total noninterest expense | $3,250,000 | 4,765 |
| Salaries and employee benefits | $2,034,000 | 4,342 |
| Premises and equipment expense | $248,000 | 6,277 |
| Additional noninterest expense | $968,000 | 4,760 |
| Pre-tax net operating income | $3,745,000 | 2,085 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,321,000 | 1,541 |
| Income before extraordinary items | $2,424,000 | 2,447 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,424,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,926 |
| Cash dividends | $215,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,424,000 | 2,437 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,415,000 | 2,885 |
| Total interest expense | $5,715,000 | 2,419 |
| Net interest income | $4,700,000 | 3,396 |
| Provision for loan and lease losses | $125,000 | 3,799 |
| Total noninterest income | $627,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $383,000 | 3,002 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $244,000 | 4,132 |
| Total noninterest expense | $2,503,000 | 4,658 |
| Salaries and employee benefits | $1,596,000 | 4,177 |
| Premises and equipment expense | $188,000 | 6,231 |
| Additional noninterest expense | $719,000 | 4,718 |
| Pre-tax net operating income | $2,699,000 | 2,286 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $956,000 | 1,703 |
| Income before extraordinary items | $1,743,000 | 2,662 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,743,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,750 |
| Cash dividends | $205,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,743,000 | 2,640 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 2,944 |
| Total interest expense | $3,769,000 | 2,444 |
| Net interest income | $3,080,000 | 3,461 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $386,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $245,000 | 3,069 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $141,000 | 4,441 |
| Total noninterest expense | $1,662,000 | 4,673 |
| Salaries and employee benefits | $1,052,000 | 4,258 |
| Premises and equipment expense | $128,000 | 6,211 |
| Additional noninterest expense | $482,000 | 4,689 |
| Pre-tax net operating income | $1,724,000 | 2,423 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $611,000 | 1,823 |
| Income before extraordinary items | $1,113,000 | 2,808 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,113,000 | 2,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,026 |
| Cash dividends | $205,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,113,000 | 2,788 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 2,981 |
| Total interest expense | $1,862,000 | 2,457 |
| Net interest income | $1,503,000 | 3,537 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $176,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $127,000 | 2,953 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $49,000 | 5,151 |
| Total noninterest expense | $852,000 | 4,600 |
| Salaries and employee benefits | $533,000 | 4,235 |
| Premises and equipment expense | $69,000 | 6,070 |
| Additional noninterest expense | $250,000 | 4,540 |
| Pre-tax net operating income | $787,000 | 2,586 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $276,000 | 1,967 |
| Income before extraordinary items | $511,000 | 2,985 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $511,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $205,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $511,000 | 2,966 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,869,000 | 2,916 |
| Total interest expense | $6,894,000 | 2,315 |
| Net interest income | $5,975,000 | 3,533 |
| Provision for loan and lease losses | $185,000 | 3,669 |
| Total noninterest income | $821,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $510,000 | 3,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $311,000 | 4,233 |
| Total noninterest expense | $3,173,000 | 4,702 |
| Salaries and employee benefits | $1,988,000 | 4,287 |
| Premises and equipment expense | $263,000 | 6,076 |
| Additional noninterest expense | $922,000 | 4,780 |
| Pre-tax net operating income | $3,438,000 | 2,520 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,207,000 | 1,950 |
| Income before extraordinary items | $2,231,000 | 2,859 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,231,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,535 |
| Cash dividends | $214,000 | 4,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,231,000 | 2,847 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,530,000 | 2,928 |
| Total interest expense | $5,025,000 | 2,309 |
| Net interest income | $4,505,000 | 3,538 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $577,000 | 4,156 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $384,000 | 3,027 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $193,000 | 4,599 |
| Total noninterest expense | $2,414,000 | 4,647 |
| Salaries and employee benefits | $1,517,000 | 4,204 |
| Premises and equipment expense | $172,000 | 6,447 |
| Additional noninterest expense | $725,000 | 4,588 |
| Pre-tax net operating income | $2,533,000 | 2,623 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $894,000 | 2,035 |
| Income before extraordinary items | $1,639,000 | 2,999 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,639,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,004 |
| Cash dividends | $214,000 | 4,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,639,000 | 2,991 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,222,000 | 2,933 |
| Total interest expense | $3,261,000 | 2,277 |
| Net interest income | $2,961,000 | 3,583 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $398,000 | 4,059 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $241,000 | 3,143 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $157,000 | 4,214 |
| Total noninterest expense | $1,584,000 | 4,711 |
| Salaries and employee benefits | $1,000,000 | 4,258 |
| Premises and equipment expense | $113,000 | 6,491 |
| Additional noninterest expense | $471,000 | 4,655 |
| Pre-tax net operating income | $1,680,000 | 2,648 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $594,000 | 2,067 |
| Income before extraordinary items | $1,086,000 | 3,018 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,086,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,270 |
| Cash dividends | $214,000 | 3,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,086,000 | 3,007 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 2,908 |
| Total interest expense | $1,569,000 | 2,243 |
| Net interest income | $1,499,000 | 3,538 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $183,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $110,000 | 3,276 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,340 |
| Total noninterest expense | $808,000 | 4,659 |
| Salaries and employee benefits | $509,000 | 4,232 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $239,000 | 4,605 |
| Pre-tax net operating income | $829,000 | 2,634 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $275,000 | 2,122 |
| Income before extraordinary items | $554,000 | 2,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $554,000 | 2,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $214,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $554,000 | 2,899 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,025,000 | 2,899 |
| Total interest expense | $5,123,000 | 2,155 |
| Net interest income | $5,902,000 | 3,469 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $758,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $457,000 | 3,244 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $301,000 | 4,327 |
| Total noninterest expense | $2,993,000 | 4,772 |
| Salaries and employee benefits | $1,959,000 | 4,186 |
| Premises and equipment expense | $235,000 | 6,366 |
| Additional noninterest expense | $799,000 | 5,176 |
| Pre-tax net operating income | $3,467,000 | 2,476 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,235,000 | 1,959 |
| Income before extraordinary items | $2,232,000 | 2,811 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,232,000 | 2,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,121 |
| Cash dividends | $170,000 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,232,000 | 2,776 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,093,000 | 2,903 |
| Total interest expense | $3,681,000 | 2,128 |
| Net interest income | $4,412,000 | 3,469 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $559,000 | 4,227 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $332,000 | 3,326 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,330 |
| Total noninterest expense | $2,220,000 | 4,776 |
| Salaries and employee benefits | $1,381,000 | 4,363 |
| Premises and equipment expense | $197,000 | 6,082 |
| Additional noninterest expense | $642,000 | 4,892 |
| Pre-tax net operating income | $2,601,000 | 2,496 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $925,000 | 1,988 |
| Income before extraordinary items | $1,676,000 | 2,868 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,676,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,672 |
| Cash dividends | $170,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,676,000 | 2,827 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 2,895 |
| Total interest expense | $2,347,000 | 2,098 |
| Net interest income | $2,924,000 | 3,467 |
| Provision for loan and lease losses | $95,000 | 3,438 |
| Total noninterest income | $358,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $204,000 | 3,467 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $154,000 | 4,261 |
| Total noninterest expense | $1,467,000 | 4,791 |
| Salaries and employee benefits | $911,000 | 4,375 |
| Premises and equipment expense | $137,000 | 5,971 |
| Additional noninterest expense | $419,000 | 4,931 |
| Pre-tax net operating income | $1,720,000 | 2,455 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $614,000 | 1,969 |
| Income before extraordinary items | $1,106,000 | 2,864 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,106,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,697 |
| Cash dividends | $170,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,106,000 | 2,821 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 2,934 |
| Total interest expense | $1,117,000 | 2,106 |
| Net interest income | $1,442,000 | 3,521 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $154,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $95,000 | 3,552 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,816 |
| Total noninterest expense | $704,000 | 4,982 |
| Salaries and employee benefits | $435,000 | 4,548 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $211,000 | 4,905 |
| Pre-tax net operating income | $842,000 | 2,474 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $300,000 | 1,977 |
| Income before extraordinary items | $542,000 | 2,854 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $542,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,673 |
| Cash dividends | $170,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $542,000 | 2,800 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,649,000 | 2,925 |
| Total interest expense | $3,807,000 | 2,136 |
| Net interest income | $5,842,000 | 3,359 |
| Provision for loan and lease losses | $228,000 | 3,473 |
| Total noninterest income | $680,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $447,000 | 3,399 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $233,000 | 4,780 |
| Total noninterest expense | $2,764,000 | 4,946 |
| Salaries and employee benefits | $1,720,000 | 4,481 |
| Premises and equipment expense | $238,000 | 6,319 |
| Additional noninterest expense | $806,000 | 5,073 |
| Pre-tax net operating income | $3,530,000 | 2,259 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,273,000 | 1,828 |
| Income before extraordinary items | $2,257,000 | 2,636 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,257,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,257,000 | 2,586 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 2,941 |
| Total interest expense | $2,773,000 | 2,156 |
| Net interest income | $4,338,000 | 3,367 |
| Provision for loan and lease losses | $168,000 | 3,352 |
| Total noninterest income | $515,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $338,000 | 3,389 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $177,000 | 4,755 |
| Total noninterest expense | $2,016,000 | 5,001 |
| Salaries and employee benefits | $1,242,000 | 4,575 |
| Premises and equipment expense | $173,000 | 6,379 |
| Additional noninterest expense | $601,000 | 5,045 |
| Pre-tax net operating income | $2,669,000 | 2,263 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $962,000 | 1,840 |
| Income before extraordinary items | $1,707,000 | 2,663 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,707,000 | 2,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,903 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,707,000 | 2,597 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 2,971 |
| Total interest expense | $1,796,000 | 2,188 |
| Net interest income | $2,867,000 | 3,389 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $340,000 | 4,488 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $226,000 | 3,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $114,000 | 4,901 |
| Total noninterest expense | $1,318,000 | 5,081 |
| Salaries and employee benefits | $796,000 | 4,740 |
| Premises and equipment expense | $117,000 | 6,389 |
| Additional noninterest expense | $405,000 | 5,020 |
| Pre-tax net operating income | $1,809,000 | 2,225 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $655,000 | 1,795 |
| Income before extraordinary items | $1,154,000 | 2,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,154,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,154,000 | 2,544 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 3,027 |
| Total interest expense | $878,000 | 2,254 |
| Net interest income | $1,410,000 | 3,425 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $160,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $106,000 | 3,438 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $608,000 | 5,405 |
| Salaries and employee benefits | $357,000 | 5,120 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $194,000 | 5,186 |
| Pre-tax net operating income | $942,000 | 2,119 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $343,000 | 1,753 |
| Income before extraordinary items | $599,000 | 2,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $599,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $599,000 | 2,419 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,573,000 | 3,237 |
| Total interest expense | $3,526,000 | 2,488 |
| Net interest income | $5,047,000 | 3,648 |
| Provision for loan and lease losses | $210,000 | 3,929 |
| Total noninterest income | $675,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $434,000 | 3,466 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $241,000 | 4,918 |
| Total noninterest expense | $2,557,000 | 5,142 |
| Salaries and employee benefits | $1,547,000 | 4,755 |
| Premises and equipment expense | $257,000 | 6,101 |
| Additional noninterest expense | $753,000 | 5,251 |
| Pre-tax net operating income | $2,955,000 | 2,541 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,048,000 | 2,116 |
| Income before extraordinary items | $1,907,000 | 2,966 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,907,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,907,000 | 2,844 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,302,000 | 3,341 |
| Total interest expense | $2,673,000 | 2,544 |
| Net interest income | $3,629,000 | 3,795 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $496,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $321,000 | 3,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 5,035 |
| Total noninterest expense | $1,810,000 | 5,308 |
| Salaries and employee benefits | $1,099,000 | 4,912 |
| Premises and equipment expense | $172,000 | 6,445 |
| Additional noninterest expense | $539,000 | 5,386 |
| Pre-tax net operating income | $2,165,000 | 2,681 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $797,000 | 2,207 |
| Income before extraordinary items | $1,368,000 | 3,180 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,368,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,594 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,368,000 | 3,024 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 3,398 |
| Total interest expense | $1,836,000 | 2,558 |
| Net interest income | $2,321,000 | 3,934 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $323,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $206,000 | 3,556 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $117,000 | 5,041 |
| Total noninterest expense | $1,214,000 | 5,292 |
| Salaries and employee benefits | $748,000 | 4,848 |
| Premises and equipment expense | $113,000 | 6,446 |
| Additional noninterest expense | $353,000 | 5,448 |
| Pre-tax net operating income | $1,335,000 | 2,848 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $493,000 | 2,340 |
| Income before extraordinary items | $842,000 | 3,364 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $842,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $842,000 | 3,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 3,522 |
| Total interest expense | $945,000 | 2,553 |
| Net interest income | $1,055,000 | 4,234 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $163,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $583,000 | 5,432 |
| Salaries and employee benefits | $348,000 | 5,123 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $177,000 | 5,409 |
| Pre-tax net operating income | $600,000 | 3,077 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $223,000 | 2,517 |
| Income before extraordinary items | $377,000 | 3,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $377,000 | 3,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $377,000 | 3,449 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,935,000 | 3,664 |
| Total interest expense | $4,096,000 | 2,686 |
| Net interest income | $3,839,000 | 4,484 |
| Provision for loan and lease losses | $188,000 | 4,487 |
| Total noninterest income | $667,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $443,000 | 3,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $224,000 | 4,797 |
| Total noninterest expense | $2,333,000 | 5,327 |
| Salaries and employee benefits | $1,385,000 | 4,979 |
| Premises and equipment expense | $277,000 | 5,803 |
| Additional noninterest expense | $671,000 | 5,543 |
| Pre-tax net operating income | $1,985,000 | 3,447 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $720,000 | 2,791 |
| Income before extraordinary items | $1,265,000 | 3,945 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,265,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,705 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,265,000 | 3,848 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,537,000 | 3,799 |
| Total interest expense | $5,240,000 | 3,034 |
| Net interest income | $3,297,000 | 4,755 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $473,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $410,000 | 3,321 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $63,000 | 7,311 |
| Total noninterest expense | $2,103,000 | 5,554 |
| Salaries and employee benefits | $1,189,000 | 5,361 |
| Premises and equipment expense | $283,000 | 5,716 |
| Additional noninterest expense | $631,000 | 5,655 |
| Pre-tax net operating income | $1,547,000 | 3,772 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $536,000 | 3,205 |
| Income before extraordinary items | $1,011,000 | 4,257 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,011,000 | 4,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,516 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,011,000 | 4,144 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,199,000 | 4,047 |
| Total interest expense | $4,979,000 | 3,330 |
| Net interest income | $3,220,000 | 4,902 |
| Provision for loan and lease losses | $315,000 | 2,731 |
| Total noninterest income | $466,000 | 5,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,469 |
| Total noninterest expense | $1,946,000 | 5,771 |
| Salaries and employee benefits | $1,051,000 | 5,732 |
| Premises and equipment expense | $279,000 | 5,663 |
| Additional noninterest expense | $616,000 | 5,676 |
| Pre-tax net operating income | $1,425,000 | 4,208 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $456,000 | 3,698 |
| Income before extraordinary items | $969,000 | 4,475 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $969,000 | 4,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,911 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $969,000 | 4,473 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,724,000 | 4,555 |
| Total interest expense | $3,822,000 | 3,733 |
| Net interest income | $2,902,000 | 5,293 |
| Provision for loan and lease losses | $312,000 | 2,566 |
| Total noninterest income | $393,000 | 5,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 3,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,811 |
| Total noninterest expense | $1,642,000 | 6,435 |
| Salaries and employee benefits | $898,000 | 6,318 |
| Premises and equipment expense | $219,000 | 6,514 |
| Additional noninterest expense | $525,000 | 6,322 |
| Pre-tax net operating income | $1,341,000 | 4,430 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $400,000 | 4,165 |
| Income before extraordinary items | $941,000 | 4,609 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $941,000 | 4,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,472 |
| Cash dividends | $81,000 | 6,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $941,000 | 4,571 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 4,998 |
| Total interest expense | $3,568,000 | 4,054 |
| Net interest income | $2,439,000 | 5,932 |
| Provision for loan and lease losses | $281,000 | 2,766 |
| Total noninterest income | $354,000 | 5,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,300 |
| Total noninterest expense | $1,328,000 | 7,163 |
| Salaries and employee benefits | $718,000 | 7,088 |
| Premises and equipment expense | $175,000 | 7,150 |
| Additional noninterest expense | $435,000 | 6,929 |
| Pre-tax net operating income | $1,184,000 | 4,927 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $466,000 | 4,030 |
| Income before extraordinary items | $718,000 | 5,534 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $718,000 | 5,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,133 |
| Cash dividends | $82,000 | 6,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $718,000 | 5,428 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,195,000 | 5,644 |
| Total interest expense | $2,971,000 | 4,761 |
| Net interest income | $2,224,000 | 6,487 |
| Provision for loan and lease losses | $112,000 | 4,932 |
| Total noninterest income | $279,000 | 6,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $1,160,000 | 7,814 |
| Salaries and employee benefits | $617,000 | 7,806 |
| Premises and equipment expense | $153,000 | 7,732 |
| Additional noninterest expense | $390,000 | 7,438 |
| Pre-tax net operating income | $1,231,000 | 5,157 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $455,000 | 4,491 |
| Income before extraordinary items | $776,000 | 5,564 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $776,000 | 5,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,842 |
| Cash dividends | $223,000 | 5,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $776,000 | 5,519 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,295,000 | 6,590 |
| Total interest expense | $2,387,000 | 5,695 |
| Net interest income | $1,908,000 | 7,334 |
| Provision for loan and lease losses | $64,000 | 6,010 |
| Total noninterest income | $209,000 | 8,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $943,000 | 8,905 |
| Salaries and employee benefits | $516,000 | 8,745 |
| Premises and equipment expense | $137,000 | 8,364 |
| Additional noninterest expense | $290,000 | 8,984 |
| Pre-tax net operating income | $1,110,000 | 5,381 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $437,000 | 4,603 |
| Income before extraordinary items | $673,000 | 5,879 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $673,000 | 5,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $138,000 | 6,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $673,000 | 5,822 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,235,000 | 7,883 |
| Total interest expense | $1,662,000 | 7,240 |
| Net interest income | $1,573,000 | 8,326 |
| Provision for loan and lease losses | $110,000 | 4,388 |
| Total noninterest income | $149,000 | 9,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $847,000 | 9,569 |
| Salaries and employee benefits | $466,000 | 9,401 |
| Premises and equipment expense | $110,000 | 9,315 |
| Additional noninterest expense | $271,000 | 9,586 |
| Pre-tax net operating income | $765,000 | 6,979 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $267,000 | 6,412 |
| Income before extraordinary items | $498,000 | 7,271 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $498,000 | 7,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,530 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $498,000 | 7,232 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 9,639 |
| Total interest expense | $956,000 | 8,882 |
| Net interest income | $1,129,000 | 9,971 |
| Provision for loan and lease losses | $76,000 | 5,132 |
| Total noninterest income | $127,000 | 10,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $742,000 | 10,513 |
| Salaries and employee benefits | $396,000 | 10,325 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $233,000 | 10,727 |
| Pre-tax net operating income | $438,000 | 9,073 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $17,000 | 11,218 |
| Income before extraordinary items | $421,000 | 7,982 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $421,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,331,000 | 374 |
| Net operating income | $421,000 | 8,030 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $987,000 | 12,321 |
| Total interest expense | $517,000 | 11,605 |
| Net interest income | $470,000 | 12,636 |
| Provision for loan and lease losses | $174,000 | 4,292 |
| Total noninterest income | $54,000 | 12,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $659,000 | 11,351 |
| Salaries and employee benefits | $333,000 | 11,329 |
| Premises and equipment expense | $112,000 | 10,057 |
| Additional noninterest expense | $214,000 | 11,548 |
| Pre-tax net operating income | $-309,000 | 12,771 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-309,000 | 12,831 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-309,000 | 12,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 749 |
| Net operating income | $-309,000 | 12,761 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,000 | 13,926 |
| Total interest expense | $3,000 | 13,895 |
| Net interest income | $17,000 | 13,898 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,000 | 13,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 13,843 |
| Total noninterest expense | $104,000 | 13,893 |
| Salaries and employee benefits | $37,000 | 13,896 |
| Premises and equipment expense | $13,000 | 13,799 |
| Additional noninterest expense | $54,000 | 13,831 |
| Pre-tax net operating income | $-86,000 | 12,919 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-86,000 | 13,050 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-86,000 | 13,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $3,101,000 | 236 |
| Net operating income | $-86,000 | 12,884 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.