Home > Citizens Commercial Trust and Savings Bank of Pasadena > Income and Expense
Citizens Commercial Trust and Savings Bank of Pasadena, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,555,000 | 3,423 |
| Total interest expense | $1,659,000 | 7,246 |
| Net interest income | $7,896,000 | 2,280 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $4,951,000 | 967 |
| Gross Fiduciary activities income | $3,029,000 | 299 |
| Service charges on deposit accounts | $512,000 | 2,648 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,410,000 | 1,415 |
| Total noninterest expense | $9,796,000 | 1,448 |
| Salaries and employee benefits | $5,568,000 | 1,205 |
| Premises and equipment expense | $740,000 | 2,663 |
| Additional noninterest expense | $3,488,000 | 1,488 |
| Pre-tax net operating income | $3,016,000 | 2,420 |
| Securities gains (losses) | $-81,000 | 11,397 |
| Applicable income taxes | $1,200,000 | 2,029 |
| Income before extraordinary items | $1,735,000 | 2,844 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,735,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,213 |
| Cash dividends | $126,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,786,840 | 2,728 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,833,000 | 3,402 |
| Total interest expense | $1,622,000 | 6,552 |
| Net interest income | $7,211,000 | 2,504 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $3,960,000 | 1,084 |
| Gross Fiduciary activities income | $3,007,000 | 302 |
| Service charges on deposit accounts | $500,000 | 2,747 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $453,000 | 3,158 |
| Total noninterest expense | $9,712,000 | 1,515 |
| Salaries and employee benefits | $5,560,000 | 1,211 |
| Premises and equipment expense | $754,000 | 2,659 |
| Additional noninterest expense | $3,398,000 | 1,626 |
| Pre-tax net operating income | $1,384,000 | 4,711 |
| Securities gains (losses) | $-47,000 | 10,984 |
| Applicable income taxes | $600,000 | 3,517 |
| Income before extraordinary items | $737,000 | 5,681 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $737,000 | 5,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $72,000 | 7,492 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,085 |
| Net operating income | $767,080 | 5,587 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,315,000 | 3,674 |
| Total interest expense | $1,776,000 | 6,400 |
| Net interest income | $6,539,000 | 2,762 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $4,135,000 | 1,140 |
| Gross Fiduciary activities income | $2,924,000 | 312 |
| Service charges on deposit accounts | $574,000 | 2,397 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $637,000 | 2,776 |
| Total noninterest expense | $9,618,000 | 1,575 |
| Salaries and employee benefits | $5,068,000 | 1,322 |
| Premises and equipment expense | $708,000 | 2,843 |
| Additional noninterest expense | $3,842,000 | 1,574 |
| Pre-tax net operating income | $1,046,000 | 5,717 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $520,000 | 4,044 |
| Income before extraordinary items | $528,000 | 7,320 |
| Extraordinary gains, net | $724,000 | 315 |
| Net income | $1,252,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $72,000 | 7,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $526,720 | 7,080 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,836,000 | 3,923 |
| Total interest expense | $2,377,000 | 6,233 |
| Net interest income | $6,459,000 | 2,838 |
| Provision for loan and lease losses | $195,000 | 5,287 |
| Total noninterest income | $3,710,000 | 1,208 |
| Gross Fiduciary activities income | $2,620,000 | 330 |
| Service charges on deposit accounts | $542,000 | 2,546 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $548,000 | 3,008 |
| Total noninterest expense | $8,531,000 | 1,783 |
| Salaries and employee benefits | $4,664,000 | 1,419 |
| Premises and equipment expense | $740,000 | 2,791 |
| Additional noninterest expense | $3,127,000 | 1,933 |
| Pre-tax net operating income | $1,443,000 | 4,188 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $434,000 | 4,508 |
| Income before extraordinary items | $1,011,000 | 4,451 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,011,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $72,000 | 7,205 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 13,781 |
| Net operating income | $1,009,600 | 4,145 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.