Home > Citizens Commerce Bank > Income and Expense
Citizens Commerce Bank, Income and Expense
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,426,000 | 2,026 |
| Total interest expense | $860,000 | 2,433 |
| Net interest income | $12,566,000 | 1,970 |
| Provision for loan and lease losses | $180,000 | 1,802 |
| Total noninterest income | $2,086,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $414,000 | 1,822 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,672,000 | 2,102 |
| Total noninterest expense | $8,368,000 | 2,217 |
| Salaries and employee benefits | $4,562,000 | 2,288 |
| Premises and equipment expense | $1,070,000 | 1,952 |
| Additional noninterest expense | $2,736,000 | 2,113 |
| Pre-tax net operating income | $6,104,000 | 1,803 |
| Securities gains (losses) | $50,000 | 1,125 |
| Applicable income taxes | $1,586,000 | 1,270 |
| Income before extraordinary items | $4,568,000 | 1,998 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,568,000 | 1,998 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,568,000 | 1,999 |
| Net charge-offs | $-74,000 | 4,263 |
| Cash dividends | $605,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,528,500 | 1,981 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,653,000 | 1,988 |
| Total interest expense | $673,000 | 2,462 |
| Net interest income | $9,980,000 | 1,925 |
| Provision for loan and lease losses | $135,000 | 1,755 |
| Total noninterest income | $1,613,000 | 2,197 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $289,000 | 1,904 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,324,000 | 2,091 |
| Total noninterest expense | $6,273,000 | 2,232 |
| Salaries and employee benefits | $3,389,000 | 2,309 |
| Premises and equipment expense | $794,000 | 1,990 |
| Additional noninterest expense | $2,090,000 | 2,098 |
| Pre-tax net operating income | $5,185,000 | 1,706 |
| Securities gains (losses) | $2,000 | 1,903 |
| Applicable income taxes | $1,305,000 | 1,265 |
| Income before extraordinary items | $3,882,000 | 1,912 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,882,000 | 1,911 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,882,000 | 1,912 |
| Net charge-offs | $-51,000 | 4,217 |
| Cash dividends | $380,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,880,420 | 1,890 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,440,000 | 1,910 |
| Total interest expense | $467,000 | 2,472 |
| Net interest income | $6,973,000 | 1,834 |
| Provision for loan and lease losses | $90,000 | 1,757 |
| Total noninterest income | $1,076,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $177,000 | 1,953 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $899,000 | 2,032 |
| Total noninterest expense | $4,150,000 | 2,230 |
| Salaries and employee benefits | $2,225,000 | 2,331 |
| Premises and equipment expense | $536,000 | 1,971 |
| Additional noninterest expense | $1,389,000 | 2,077 |
| Pre-tax net operating income | $3,809,000 | 1,581 |
| Securities gains (losses) | $-5,000 | 4,583 |
| Applicable income taxes | $957,000 | 1,170 |
| Income before extraordinary items | $2,847,000 | 1,766 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,847,000 | 1,766 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,847,000 | 1,766 |
| Net charge-offs | $4,000 | 1,958 |
| Cash dividends | $190,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,850,950 | 1,736 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 2,373 |
| Total interest expense | $247,000 | 2,463 |
| Net interest income | $2,485,000 | 2,341 |
| Provision for loan and lease losses | $45,000 | 1,795 |
| Total noninterest income | $542,000 | 2,150 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $91,000 | 1,913 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $451,000 | 2,020 |
| Total noninterest expense | $2,049,000 | 2,233 |
| Salaries and employee benefits | $1,111,000 | 2,328 |
| Premises and equipment expense | $278,000 | 1,941 |
| Additional noninterest expense | $660,000 | 2,111 |
| Pre-tax net operating income | $933,000 | 2,464 |
| Securities gains (losses) | $1,000 | 1,331 |
| Applicable income taxes | $237,000 | 1,683 |
| Income before extraordinary items | $697,000 | 2,698 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $697,000 | 2,696 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $697,000 | 2,698 |
| Net charge-offs | $-4,000 | 3,680 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $696,210 | 2,670 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,414,000 | 2,317 |
| Total interest expense | $1,591,000 | 2,293 |
| Net interest income | $9,823,000 | 2,280 |
| Provision for loan and lease losses | $535,000 | 2,172 |
| Total noninterest income | $1,971,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $380,000 | 1,959 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,591,000 | 2,029 |
| Total noninterest expense | $8,012,000 | 2,272 |
| Salaries and employee benefits | $4,370,000 | 2,348 |
| Premises and equipment expense | $1,006,000 | 2,032 |
| Additional noninterest expense | $2,636,000 | 2,129 |
| Pre-tax net operating income | $3,247,000 | 2,335 |
| Securities gains (losses) | $22,000 | 2,079 |
| Applicable income taxes | $666,000 | 1,732 |
| Income before extraordinary items | $2,603,000 | 2,494 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,603,000 | 2,494 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,603,000 | 2,494 |
| Net charge-offs | $-94,000 | 4,735 |
| Cash dividends | $1,145,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 485 |
| Net operating income | $2,585,400 | 2,449 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,229,000 | 2,388 |
| Total interest expense | $1,288,000 | 2,280 |
| Net interest income | $6,941,000 | 2,377 |
| Provision for loan and lease losses | $210,000 | 2,714 |
| Total noninterest income | $1,317,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $283,000 | 1,962 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,034,000 | 2,116 |
| Total noninterest expense | $5,906,000 | 2,273 |
| Salaries and employee benefits | $3,244,000 | 2,338 |
| Premises and equipment expense | $744,000 | 2,038 |
| Additional noninterest expense | $1,918,000 | 2,140 |
| Pre-tax net operating income | $2,142,000 | 2,481 |
| Securities gains (losses) | $22,000 | 1,887 |
| Applicable income taxes | $438,000 | 1,824 |
| Income before extraordinary items | $1,726,000 | 2,646 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,726,000 | 2,645 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,726,000 | 2,646 |
| Net charge-offs | $6,000 | 2,872 |
| Cash dividends | $1,145,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,708,400 | 2,610 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,444,000 | 2,421 |
| Total interest expense | $921,000 | 2,265 |
| Net interest income | $4,523,000 | 2,432 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $822,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $195,000 | 1,951 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $627,000 | 2,138 |
| Total noninterest expense | $3,896,000 | 2,289 |
| Salaries and employee benefits | $2,136,000 | 2,361 |
| Premises and equipment expense | $496,000 | 2,040 |
| Additional noninterest expense | $1,264,000 | 2,144 |
| Pre-tax net operating income | $1,349,000 | 2,544 |
| Securities gains (losses) | $23,000 | 1,627 |
| Applicable income taxes | $277,000 | 1,801 |
| Income before extraordinary items | $1,095,000 | 2,684 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,095,000 | 2,683 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,095,000 | 2,684 |
| Net charge-offs | $-27,000 | 4,599 |
| Cash dividends | $1,145,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,076,600 | 2,663 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 2,432 |
| Total interest expense | $502,000 | 2,285 |
| Net interest income | $2,202,000 | 2,436 |
| Provision for loan and lease losses | $25,000 | 2,983 |
| Total noninterest income | $420,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $125,000 | 1,863 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $295,000 | 2,020 |
| Total noninterest expense | $1,948,000 | 2,311 |
| Salaries and employee benefits | $1,064,000 | 2,372 |
| Premises and equipment expense | $249,000 | 2,059 |
| Additional noninterest expense | $635,000 | 2,156 |
| Pre-tax net operating income | $649,000 | 2,448 |
| Securities gains (losses) | $-4,000 | 4,748 |
| Applicable income taxes | $130,000 | 1,742 |
| Income before extraordinary items | $515,000 | 2,601 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $515,000 | 2,600 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $515,000 | 2,602 |
| Net charge-offs | $-23,000 | 4,698 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $518,200 | 2,568 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,613,000 | 2,487 |
| Total interest expense | $2,411,000 | 2,087 |
| Net interest income | $8,202,000 | 2,573 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,640,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $529,000 | 1,844 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,111,000 | 2,132 |
| Total noninterest expense | $7,648,000 | 2,315 |
| Salaries and employee benefits | $4,115,000 | 2,386 |
| Premises and equipment expense | $979,000 | 2,066 |
| Additional noninterest expense | $2,554,000 | 2,185 |
| Pre-tax net operating income | $2,194,000 | 2,915 |
| Securities gains (losses) | $31,000 | 1,450 |
| Applicable income taxes | $444,000 | 2,085 |
| Income before extraordinary items | $1,781,000 | 3,055 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,781,000 | 3,054 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,781,000 | 3,056 |
| Net charge-offs | $-2,000 | 4,221 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 516 |
| Net operating income | $1,756,200 | 3,045 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,903,000 | 2,530 |
| Total interest expense | $1,788,000 | 2,113 |
| Net interest income | $6,115,000 | 2,615 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,255,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $395,000 | 1,848 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $860,000 | 2,084 |
| Total noninterest expense | $5,691,000 | 2,335 |
| Salaries and employee benefits | $3,038,000 | 2,428 |
| Premises and equipment expense | $714,000 | 2,115 |
| Additional noninterest expense | $1,939,000 | 2,164 |
| Pre-tax net operating income | $1,679,000 | 2,960 |
| Securities gains (losses) | $31,000 | 1,258 |
| Applicable income taxes | $341,000 | 2,128 |
| Income before extraordinary items | $1,369,000 | 3,081 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,369,000 | 3,081 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,369,000 | 3,081 |
| Net charge-offs | $-7,000 | 4,332 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,344,200 | 3,074 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 2,558 |
| Total interest expense | $1,111,000 | 2,188 |
| Net interest income | $4,089,000 | 2,621 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $827,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $252,000 | 1,894 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $575,000 | 2,054 |
| Total noninterest expense | $3,813,000 | 2,342 |
| Salaries and employee benefits | $2,059,000 | 2,420 |
| Premises and equipment expense | $478,000 | 2,122 |
| Additional noninterest expense | $1,276,000 | 2,187 |
| Pre-tax net operating income | $1,103,000 | 2,968 |
| Securities gains (losses) | $-5,000 | 4,829 |
| Applicable income taxes | $217,000 | 2,148 |
| Income before extraordinary items | $881,000 | 3,122 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $881,000 | 3,120 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $881,000 | 3,120 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $885,000 | 3,091 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 2,535 |
| Total interest expense | $533,000 | 2,217 |
| Net interest income | $2,090,000 | 2,598 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $358,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $116,000 | 1,998 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $242,000 | 2,190 |
| Total noninterest expense | $1,895,000 | 2,357 |
| Salaries and employee benefits | $1,042,000 | 2,416 |
| Premises and equipment expense | $250,000 | 2,084 |
| Additional noninterest expense | $603,000 | 2,264 |
| Pre-tax net operating income | $553,000 | 2,931 |
| Securities gains (losses) | $-4,000 | 4,984 |
| Applicable income taxes | $109,000 | 2,081 |
| Income before extraordinary items | $440,000 | 3,075 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $440,000 | 3,072 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $440,000 | 3,074 |
| Net charge-offs | $-6,000 | 4,462 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $443,200 | 3,055 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,060,000 | 2,515 |
| Total interest expense | $1,492,000 | 2,345 |
| Net interest income | $8,568,000 | 2,531 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,385,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $481,000 | 2,046 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $904,000 | 2,353 |
| Total noninterest expense | $7,636,000 | 2,328 |
| Salaries and employee benefits | $4,109,000 | 2,409 |
| Premises and equipment expense | $859,000 | 2,261 |
| Additional noninterest expense | $2,668,000 | 2,115 |
| Pre-tax net operating income | $2,317,000 | 2,901 |
| Securities gains (losses) | $-10,000 | 4,411 |
| Applicable income taxes | $462,000 | 2,056 |
| Income before extraordinary items | $1,845,000 | 3,050 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,845,000 | 3,049 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,845,000 | 3,049 |
| Net charge-offs | $56,000 | 2,565 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 592 |
| Net operating income | $1,853,000 | 3,041 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 2,506 |
| Total interest expense | $1,026,000 | 2,408 |
| Net interest income | $6,554,000 | 2,505 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,025,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $351,000 | 2,093 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $674,000 | 2,384 |
| Total noninterest expense | $5,617,000 | 2,361 |
| Salaries and employee benefits | $2,993,000 | 2,456 |
| Premises and equipment expense | $630,000 | 2,305 |
| Additional noninterest expense | $1,994,000 | 2,127 |
| Pre-tax net operating income | $1,962,000 | 2,769 |
| Securities gains (losses) | $-7,000 | 4,683 |
| Applicable income taxes | $394,000 | 1,995 |
| Income before extraordinary items | $1,561,000 | 2,929 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,561,000 | 2,928 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,561,000 | 2,928 |
| Net charge-offs | $-60,000 | 4,981 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,566,600 | 2,910 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 2,419 |
| Total interest expense | $647,000 | 2,414 |
| Net interest income | $4,601,000 | 2,404 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $651,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $230,000 | 2,115 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $421,000 | 2,459 |
| Total noninterest expense | $3,726,000 | 2,376 |
| Salaries and employee benefits | $2,011,000 | 2,458 |
| Premises and equipment expense | $395,000 | 2,428 |
| Additional noninterest expense | $1,320,000 | 2,147 |
| Pre-tax net operating income | $1,526,000 | 2,495 |
| Securities gains (losses) | $-4,000 | 4,827 |
| Applicable income taxes | $309,000 | 1,842 |
| Income before extraordinary items | $1,213,000 | 2,653 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,213,000 | 2,652 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,213,000 | 2,652 |
| Net charge-offs | $-43,000 | 4,975 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,216,200 | 2,638 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 2,748 |
| Total interest expense | $308,000 | 2,419 |
| Net interest income | $1,896,000 | 2,775 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $307,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $116,000 | 2,094 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $191,000 | 2,548 |
| Total noninterest expense | $1,812,000 | 2,451 |
| Salaries and employee benefits | $1,033,000 | 2,446 |
| Premises and equipment expense | $189,000 | 2,526 |
| Additional noninterest expense | $590,000 | 2,310 |
| Pre-tax net operating income | $391,000 | 3,468 |
| Securities gains (losses) | $-3,000 | 5,077 |
| Applicable income taxes | $76,000 | 2,392 |
| Income before extraordinary items | $312,000 | 3,614 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $312,000 | 3,614 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $312,000 | 3,614 |
| Net charge-offs | $41,000 | 1,295 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $314,400 | 3,602 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,546,000 | 2,542 |
| Total interest expense | $1,382,000 | 2,048 |
| Net interest income | $8,164,000 | 2,597 |
| Provision for loan and lease losses | $-500,000 | 5,512 |
| Total noninterest income | $1,362,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $447,000 | 2,218 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $915,000 | 2,387 |
| Total noninterest expense | $7,230,000 | 2,459 |
| Salaries and employee benefits | $3,885,000 | 2,516 |
| Premises and equipment expense | $655,000 | 2,777 |
| Additional noninterest expense | $2,690,000 | 2,133 |
| Pre-tax net operating income | $2,796,000 | 2,589 |
| Securities gains (losses) | $13,000 | 1,489 |
| Applicable income taxes | $-3,596,000 | 5,641 |
| Income before extraordinary items | $6,405,000 | 1,110 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,405,000 | 1,110 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,405,000 | 1,110 |
| Net charge-offs | $60,000 | 2,844 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $6,392,000 | 1,097 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 2,594 |
| Total interest expense | $1,053,000 | 2,005 |
| Net interest income | $5,926,000 | 2,680 |
| Provision for loan and lease losses | $-500,000 | 5,623 |
| Total noninterest income | $1,040,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $331,000 | 2,248 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $709,000 | 2,385 |
| Total noninterest expense | $5,487,000 | 2,442 |
| Salaries and employee benefits | $2,914,000 | 2,523 |
| Premises and equipment expense | $493,000 | 2,786 |
| Additional noninterest expense | $2,080,000 | 2,051 |
| Pre-tax net operating income | $1,979,000 | 2,726 |
| Securities gains (losses) | $14,000 | 1,480 |
| Applicable income taxes | $18,000 | 3,745 |
| Income before extraordinary items | $1,975,000 | 2,429 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,975,000 | 2,428 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,975,000 | 2,429 |
| Net charge-offs | $25,000 | 2,878 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,961,140 | 2,419 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 2,493 |
| Total interest expense | $698,000 | 1,971 |
| Net interest income | $4,162,000 | 2,569 |
| Provision for loan and lease losses | $-500,000 | 5,701 |
| Total noninterest income | $742,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $217,000 | 2,258 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $525,000 | 2,268 |
| Total noninterest expense | $3,677,000 | 2,435 |
| Salaries and employee benefits | $1,938,000 | 2,544 |
| Premises and equipment expense | $327,000 | 2,795 |
| Additional noninterest expense | $1,412,000 | 2,027 |
| Pre-tax net operating income | $1,727,000 | 2,249 |
| Securities gains (losses) | $13,000 | 1,152 |
| Applicable income taxes | $15,000 | 3,724 |
| Income before extraordinary items | $1,725,000 | 1,922 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,725,000 | 1,922 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,725,000 | 1,922 |
| Net charge-offs | $3,000 | 3,240 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,712,130 | 1,914 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 2,881 |
| Total interest expense | $348,000 | 1,961 |
| Net interest income | $1,638,000 | 3,025 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $288,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $103,000 | 2,343 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $185,000 | 2,673 |
| Total noninterest expense | $1,837,000 | 2,459 |
| Salaries and employee benefits | $1,007,000 | 2,508 |
| Premises and equipment expense | $161,000 | 2,871 |
| Additional noninterest expense | $669,000 | 2,112 |
| Pre-tax net operating income | $89,000 | 5,044 |
| Securities gains (losses) | $-5,000 | 5,586 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $84,000 | 4,991 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $84,000 | 4,991 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $84,000 | 4,991 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $89,000 | 4,937 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,434,000 | 2,744 |
| Total interest expense | $1,727,000 | 1,593 |
| Net interest income | $6,707,000 | 2,969 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,243,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $421,000 | 2,367 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $822,000 | 2,627 |
| Total noninterest expense | $7,388,000 | 2,447 |
| Salaries and employee benefits | $3,776,000 | 2,608 |
| Premises and equipment expense | $646,000 | 2,884 |
| Additional noninterest expense | $2,966,000 | 2,001 |
| Pre-tax net operating income | $562,000 | 4,721 |
| Securities gains (losses) | $195,000 | 896 |
| Applicable income taxes | $4,000 | 4,104 |
| Income before extraordinary items | $753,000 | 4,260 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $753,000 | 4,258 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $753,000 | 4,259 |
| Net charge-offs | $-23,000 | 5,151 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $559,950 | 4,568 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,296,000 | 2,756 |
| Total interest expense | $1,306,000 | 1,582 |
| Net interest income | $4,990,000 | 3,002 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $944,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $312,000 | 2,398 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $632,000 | 2,602 |
| Total noninterest expense | $5,584,000 | 2,424 |
| Salaries and employee benefits | $2,835,000 | 2,600 |
| Premises and equipment expense | $500,000 | 2,837 |
| Additional noninterest expense | $2,249,000 | 1,970 |
| Pre-tax net operating income | $350,000 | 4,955 |
| Securities gains (losses) | $195,000 | 815 |
| Applicable income taxes | $4,000 | 4,144 |
| Income before extraordinary items | $541,000 | 4,401 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $541,000 | 4,399 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $541,000 | 4,401 |
| Net charge-offs | $308,000 | 1,106 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $347,950 | 4,822 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 2,722 |
| Total interest expense | $877,000 | 1,579 |
| Net interest income | $3,431,000 | 2,938 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $625,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $205,000 | 2,402 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $420,000 | 2,596 |
| Total noninterest expense | $3,672,000 | 2,468 |
| Salaries and employee benefits | $1,885,000 | 2,610 |
| Premises and equipment expense | $337,000 | 2,830 |
| Additional noninterest expense | $1,450,000 | 2,029 |
| Pre-tax net operating income | $384,000 | 4,487 |
| Securities gains (losses) | $177,000 | 650 |
| Applicable income taxes | $4,000 | 4,116 |
| Income before extraordinary items | $557,000 | 3,807 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $557,000 | 3,804 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $557,000 | 3,806 |
| Net charge-offs | $-65,000 | 5,583 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $381,770 | 4,261 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 2,593 |
| Total interest expense | $439,000 | 1,569 |
| Net interest income | $1,850,000 | 2,776 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $282,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $99,000 | 2,444 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $183,000 | 2,730 |
| Total noninterest expense | $1,848,000 | 2,469 |
| Salaries and employee benefits | $956,000 | 2,597 |
| Premises and equipment expense | $166,000 | 2,875 |
| Additional noninterest expense | $726,000 | 2,017 |
| Pre-tax net operating income | $284,000 | 3,947 |
| Securities gains (losses) | $109,000 | 490 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $393,000 | 3,164 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $393,000 | 3,162 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $393,000 | 3,163 |
| Net charge-offs | $-12,000 | 5,253 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $284,000 | 3,659 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,877,000 | 2,866 |
| Total interest expense | $1,765,000 | 1,546 |
| Net interest income | $6,112,000 | 3,150 |
| Provision for loan and lease losses | $-668,000 | 5,988 |
| Total noninterest income | $1,302,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $431,000 | 2,376 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $871,000 | 2,550 |
| Total noninterest expense | $7,215,000 | 2,509 |
| Salaries and employee benefits | $3,773,000 | 2,591 |
| Premises and equipment expense | $649,000 | 2,947 |
| Additional noninterest expense | $2,793,000 | 2,137 |
| Pre-tax net operating income | $867,000 | 4,282 |
| Securities gains (losses) | $100,000 | 1,170 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $967,000 | 3,993 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $967,000 | 3,993 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $967,000 | 3,994 |
| Net charge-offs | $-626,000 | 6,036 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $867,000 | 4,075 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,853,000 | 2,909 |
| Total interest expense | $1,322,000 | 1,563 |
| Net interest income | $4,531,000 | 3,195 |
| Provision for loan and lease losses | $-550,000 | 6,097 |
| Total noninterest income | $997,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $327,000 | 2,377 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $670,000 | 2,530 |
| Total noninterest expense | $5,377,000 | 2,532 |
| Salaries and employee benefits | $2,859,000 | 2,589 |
| Premises and equipment expense | $483,000 | 3,009 |
| Additional noninterest expense | $2,035,000 | 2,177 |
| Pre-tax net operating income | $701,000 | 4,291 |
| Securities gains (losses) | $84,000 | 1,136 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $785,000 | 3,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $785,000 | 3,915 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $785,000 | 3,918 |
| Net charge-offs | $-492,000 | 6,107 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $701,000 | 4,057 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 2,929 |
| Total interest expense | $881,000 | 1,570 |
| Net interest income | $2,983,000 | 3,235 |
| Provision for loan and lease losses | $-550,000 | 6,213 |
| Total noninterest income | $710,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $218,000 | 2,360 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $492,000 | 2,429 |
| Total noninterest expense | $3,527,000 | 2,588 |
| Salaries and employee benefits | $1,927,000 | 2,592 |
| Premises and equipment expense | $322,000 | 3,018 |
| Additional noninterest expense | $1,278,000 | 2,306 |
| Pre-tax net operating income | $716,000 | 3,614 |
| Securities gains (losses) | $75,000 | 985 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $791,000 | 3,187 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $791,000 | 3,187 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $791,000 | 3,188 |
| Net charge-offs | $-524,000 | 6,225 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $716,000 | 3,307 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 2,999 |
| Total interest expense | $443,000 | 1,571 |
| Net interest income | $1,425,000 | 3,337 |
| Provision for loan and lease losses | $-550,000 | 6,336 |
| Total noninterest income | $373,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $107,000 | 2,356 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $266,000 | 2,274 |
| Total noninterest expense | $1,683,000 | 2,675 |
| Salaries and employee benefits | $1,007,000 | 2,511 |
| Premises and equipment expense | $158,000 | 3,085 |
| Additional noninterest expense | $518,000 | 2,711 |
| Pre-tax net operating income | $665,000 | 2,513 |
| Securities gains (losses) | $68,000 | 727 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $733,000 | 2,056 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $733,000 | 2,057 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $733,000 | 2,057 |
| Net charge-offs | $-540,000 | 6,356 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $665,000 | 2,167 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,131,000 | 2,858 |
| Total interest expense | $1,877,000 | 1,573 |
| Net interest income | $6,254,000 | 3,146 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,194,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $471,000 | 2,367 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $723,000 | 2,764 |
| Total noninterest expense | $7,456,000 | 2,465 |
| Salaries and employee benefits | $3,881,000 | 2,565 |
| Premises and equipment expense | $740,000 | 2,807 |
| Additional noninterest expense | $2,835,000 | 2,135 |
| Pre-tax net operating income | $-8,000 | 6,092 |
| Securities gains (losses) | $124,000 | 1,107 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $116,000 | 5,850 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $116,000 | 5,850 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $116,000 | 5,851 |
| Net charge-offs | $238,000 | 2,276 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-8,000 | 6,102 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,204,000 | 2,836 |
| Total interest expense | $1,421,000 | 1,573 |
| Net interest income | $4,783,000 | 3,127 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $912,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $352,000 | 2,397 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $560,000 | 2,738 |
| Total noninterest expense | $5,621,000 | 2,453 |
| Salaries and employee benefits | $2,920,000 | 2,562 |
| Premises and equipment expense | $583,000 | 2,746 |
| Additional noninterest expense | $2,118,000 | 2,132 |
| Pre-tax net operating income | $74,000 | 5,967 |
| Securities gains (losses) | $90,000 | 1,067 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $164,000 | 5,689 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $164,000 | 5,688 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $164,000 | 5,689 |
| Net charge-offs | $190,000 | 2,050 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $74,000 | 5,940 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,148,000 | 2,835 |
| Total interest expense | $944,000 | 1,589 |
| Net interest income | $3,204,000 | 3,109 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $611,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $228,000 | 2,433 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $383,000 | 2,693 |
| Total noninterest expense | $3,803,000 | 2,431 |
| Salaries and employee benefits | $1,976,000 | 2,535 |
| Premises and equipment expense | $414,000 | 2,639 |
| Additional noninterest expense | $1,413,000 | 2,127 |
| Pre-tax net operating income | $12,000 | 6,132 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $9,000 | 6,174 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,000 | 6,176 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $9,000 | 6,176 |
| Net charge-offs | $84,000 | 2,359 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $12,000 | 6,142 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 2,847 |
| Total interest expense | $466,000 | 1,628 |
| Net interest income | $1,605,000 | 3,108 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $256,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $108,000 | 2,513 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $148,000 | 2,988 |
| Total noninterest expense | $1,952,000 | 2,382 |
| Salaries and employee benefits | $1,013,000 | 2,479 |
| Premises and equipment expense | $217,000 | 2,592 |
| Additional noninterest expense | $722,000 | 2,086 |
| Pre-tax net operating income | $-91,000 | 6,433 |
| Securities gains (losses) | $-2,000 | 6,289 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-93,000 | 6,445 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-93,000 | 6,445 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-93,000 | 6,446 |
| Net charge-offs | $99,000 | 1,376 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-91,000 | 6,435 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,107,000 | 2,914 |
| Total interest expense | $1,983,000 | 1,720 |
| Net interest income | $6,124,000 | 3,224 |
| Provision for loan and lease losses | $-1,500,000 | 6,708 |
| Total noninterest income | $1,371,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $509,000 | 2,345 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $862,000 | 2,575 |
| Total noninterest expense | $8,091,000 | 2,311 |
| Salaries and employee benefits | $3,913,000 | 2,529 |
| Premises and equipment expense | $828,000 | 2,628 |
| Additional noninterest expense | $3,350,000 | 1,891 |
| Pre-tax net operating income | $904,000 | 4,235 |
| Securities gains (losses) | $778,000 | 303 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,682,000 | 2,933 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,682,000 | 2,935 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,682,000 | 2,936 |
| Net charge-offs | $160,000 | 3,270 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $904,000 | 4,020 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,053,000 | 2,948 |
| Total interest expense | $1,497,000 | 1,756 |
| Net interest income | $4,556,000 | 3,260 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,102,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $392,000 | 2,313 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $710,000 | 2,489 |
| Total noninterest expense | $6,218,000 | 2,281 |
| Salaries and employee benefits | $2,946,000 | 2,521 |
| Premises and equipment expense | $632,000 | 2,620 |
| Additional noninterest expense | $2,640,000 | 1,795 |
| Pre-tax net operating income | $-560,000 | 6,634 |
| Securities gains (losses) | $778,000 | 274 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $218,000 | 5,572 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $218,000 | 5,573 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $218,000 | 5,573 |
| Net charge-offs | $107,000 | 3,191 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-560,000 | 6,638 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 2,956 |
| Total interest expense | $1,005,000 | 1,776 |
| Net interest income | $3,026,000 | 3,260 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $707,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $258,000 | 2,306 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $449,000 | 2,627 |
| Total noninterest expense | $4,206,000 | 2,254 |
| Salaries and employee benefits | $1,988,000 | 2,514 |
| Premises and equipment expense | $428,000 | 2,601 |
| Additional noninterest expense | $1,790,000 | 1,764 |
| Pre-tax net operating income | $-473,000 | 6,676 |
| Securities gains (losses) | $780,000 | 243 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $307,000 | 4,707 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $307,000 | 4,710 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $307,000 | 4,711 |
| Net charge-offs | $121,000 | 2,568 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-473,000 | 6,692 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 2,907 |
| Total interest expense | $507,000 | 1,817 |
| Net interest income | $1,558,000 | 3,205 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $306,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $125,000 | 2,352 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,912 |
| Total noninterest expense | $2,101,000 | 2,264 |
| Salaries and employee benefits | $995,000 | 2,521 |
| Premises and equipment expense | $216,000 | 2,612 |
| Additional noninterest expense | $890,000 | 1,787 |
| Pre-tax net operating income | $-237,000 | 6,755 |
| Securities gains (losses) | $393,000 | 258 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $156,000 | 4,670 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $156,000 | 4,671 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $156,000 | 4,672 |
| Net charge-offs | $42,000 | 2,538 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-237,000 | 6,762 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,249,000 | 2,762 |
| Total interest expense | $2,470,000 | 1,773 |
| Net interest income | $6,779,000 | 3,063 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,761,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $556,000 | 2,287 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,205,000 | 2,137 |
| Total noninterest expense | $9,178,000 | 2,085 |
| Salaries and employee benefits | $4,197,000 | 2,348 |
| Premises and equipment expense | $869,000 | 2,567 |
| Additional noninterest expense | $4,112,000 | 1,646 |
| Pre-tax net operating income | $-638,000 | 6,548 |
| Securities gains (losses) | $1,113,000 | 469 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $475,000 | 5,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $475,000 | 5,001 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $475,000 | 5,002 |
| Net charge-offs | $1,145,000 | 1,678 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-638,000 | 6,579 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,130,000 | 2,751 |
| Total interest expense | $1,919,000 | 1,783 |
| Net interest income | $5,211,000 | 3,045 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,140,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $415,000 | 2,322 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $725,000 | 2,408 |
| Total noninterest expense | $6,896,000 | 2,089 |
| Salaries and employee benefits | $3,170,000 | 2,333 |
| Premises and equipment expense | $659,000 | 2,556 |
| Additional noninterest expense | $3,067,000 | 1,642 |
| Pre-tax net operating income | $-545,000 | 6,705 |
| Securities gains (losses) | $964,000 | 413 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $419,000 | 4,915 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $419,000 | 4,916 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $419,000 | 4,916 |
| Net charge-offs | $659,000 | 1,883 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-545,000 | 6,719 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 2,719 |
| Total interest expense | $1,311,000 | 1,793 |
| Net interest income | $3,513,000 | 3,032 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $764,000 | 2,552 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $274,000 | 2,321 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $490,000 | 2,365 |
| Total noninterest expense | $4,666,000 | 2,055 |
| Salaries and employee benefits | $2,124,000 | 2,332 |
| Premises and equipment expense | $450,000 | 2,527 |
| Additional noninterest expense | $2,092,000 | 1,608 |
| Pre-tax net operating income | $-389,000 | 6,749 |
| Securities gains (losses) | $830,000 | 333 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $441,000 | 4,197 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $441,000 | 4,202 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $441,000 | 4,201 |
| Net charge-offs | $483,000 | 1,815 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-389,000 | 6,769 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 2,581 |
| Total interest expense | $668,000 | 1,833 |
| Net interest income | $1,908,000 | 2,830 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $397,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $133,000 | 2,364 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $264,000 | 2,264 |
| Total noninterest expense | $2,454,000 | 1,956 |
| Salaries and employee benefits | $1,075,000 | 2,323 |
| Premises and equipment expense | $236,000 | 2,426 |
| Additional noninterest expense | $1,143,000 | 1,476 |
| Pre-tax net operating income | $-149,000 | 6,803 |
| Securities gains (losses) | $270,000 | 484 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $121,000 | 5,147 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $121,000 | 5,148 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $121,000 | 5,149 |
| Net charge-offs | $269,000 | 1,588 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-149,000 | 6,814 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,074,000 | 2,519 |
| Total interest expense | $3,562,000 | 1,673 |
| Net interest income | $7,512,000 | 2,891 |
| Provision for loan and lease losses | $1,940,000 | 1,605 |
| Total noninterest income | $1,774,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $643,000 | 2,127 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,131,000 | 1,983 |
| Total noninterest expense | $10,782,000 | 1,794 |
| Salaries and employee benefits | $4,125,000 | 2,340 |
| Premises and equipment expense | $831,000 | 2,827 |
| Additional noninterest expense | $5,826,000 | 1,197 |
| Pre-tax net operating income | $-3,436,000 | 6,957 |
| Securities gains (losses) | $869,000 | 506 |
| Applicable income taxes | $-424,000 | 7,033 |
| Income before extraordinary items | $-2,143,000 | 6,859 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,143,000 | 6,859 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,143,000 | 6,859 |
| Net charge-offs | $4,098,000 | 948 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,864,270 | 6,920 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,662,000 | 2,445 |
| Total interest expense | $2,823,000 | 1,668 |
| Net interest income | $5,839,000 | 2,808 |
| Provision for loan and lease losses | $1,940,000 | 1,267 |
| Total noninterest income | $986,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $485,000 | 2,131 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $501,000 | 2,705 |
| Total noninterest expense | $7,762,000 | 1,852 |
| Salaries and employee benefits | $3,104,000 | 2,322 |
| Premises and equipment expense | $636,000 | 2,800 |
| Additional noninterest expense | $4,022,000 | 1,278 |
| Pre-tax net operating income | $-2,877,000 | 7,095 |
| Securities gains (losses) | $857,000 | 402 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-2,020,000 | 7,065 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,020,000 | 7,066 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,020,000 | 7,066 |
| Net charge-offs | $3,872,000 | 763 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,877,000 | 7,125 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,030,000 | 2,356 |
| Total interest expense | $2,014,000 | 1,623 |
| Net interest income | $4,016,000 | 2,727 |
| Provision for loan and lease losses | $1,940,000 | 933 |
| Total noninterest income | $584,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $324,000 | 2,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $260,000 | 3,105 |
| Total noninterest expense | $4,823,000 | 2,008 |
| Salaries and employee benefits | $2,104,000 | 2,305 |
| Premises and equipment expense | $424,000 | 2,810 |
| Additional noninterest expense | $2,295,000 | 1,505 |
| Pre-tax net operating income | $-2,163,000 | 7,191 |
| Securities gains (losses) | $196,000 | 746 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,967,000 | 7,205 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,967,000 | 7,206 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,967,000 | 7,206 |
| Net charge-offs | $2,581,000 | 771 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,163,000 | 7,214 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 2,194 |
| Total interest expense | $1,037,000 | 1,636 |
| Net interest income | $2,232,000 | 2,463 |
| Provision for loan and lease losses | $1,940,000 | 535 |
| Total noninterest income | $292,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $160,000 | 2,103 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $132,000 | 3,119 |
| Total noninterest expense | $2,472,000 | 1,961 |
| Salaries and employee benefits | $1,070,000 | 2,289 |
| Premises and equipment expense | $211,000 | 2,861 |
| Additional noninterest expense | $1,191,000 | 1,465 |
| Pre-tax net operating income | $-1,888,000 | 7,386 |
| Securities gains (losses) | $73,000 | 627 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,815,000 | 7,391 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,815,000 | 7,391 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,815,000 | 7,391 |
| Net charge-offs | $1,027,000 | 845 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,888,000 | 7,396 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,876,000 | 2,177 |
| Total interest expense | $6,582,000 | 1,252 |
| Net interest income | $7,294,000 | 2,972 |
| Provision for loan and lease losses | $6,285,000 | 959 |
| Total noninterest income | $1,894,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $846,000 | 1,735 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,048,000 | 2,123 |
| Total noninterest expense | $11,409,000 | 1,730 |
| Salaries and employee benefits | $4,058,000 | 2,379 |
| Premises and equipment expense | $910,000 | 2,678 |
| Additional noninterest expense | $6,441,000 | 1,151 |
| Pre-tax net operating income | $-8,506,000 | 7,310 |
| Securities gains (losses) | $1,681,000 | 316 |
| Applicable income taxes | $-12,000 | 6,581 |
| Income before extraordinary items | $-6,813,000 | 7,270 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,813,000 | 7,270 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,813,000 | 7,270 |
| Net charge-offs | $6,168,000 | 860 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-8,494,000 | 7,323 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,954,000 | 2,105 |
| Total interest expense | $5,169,000 | 1,236 |
| Net interest income | $5,785,000 | 2,848 |
| Provision for loan and lease losses | $5,975,000 | 768 |
| Total noninterest income | $1,531,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $691,000 | 1,665 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $840,000 | 2,018 |
| Total noninterest expense | $8,548,000 | 1,732 |
| Salaries and employee benefits | $2,998,000 | 2,417 |
| Premises and equipment expense | $676,000 | 2,742 |
| Additional noninterest expense | $4,874,000 | 1,104 |
| Pre-tax net operating income | $-7,207,000 | 7,472 |
| Securities gains (losses) | $1,670,000 | 262 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-5,537,000 | 7,451 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,537,000 | 7,451 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,537,000 | 7,451 |
| Net charge-offs | $5,506,000 | 727 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-7,207,000 | 7,497 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,600,000 | 2,054 |
| Total interest expense | $3,644,000 | 1,220 |
| Net interest income | $3,956,000 | 2,780 |
| Provision for loan and lease losses | $4,975,000 | 640 |
| Total noninterest income | $1,058,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $472,000 | 1,630 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $586,000 | 1,890 |
| Total noninterest expense | $5,549,000 | 1,784 |
| Salaries and employee benefits | $1,950,000 | 2,497 |
| Premises and equipment expense | $462,000 | 2,690 |
| Additional noninterest expense | $3,137,000 | 1,134 |
| Pre-tax net operating income | $-5,510,000 | 7,576 |
| Securities gains (losses) | $930,000 | 279 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,580,000 | 7,561 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,580,000 | 7,561 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,580,000 | 7,561 |
| Net charge-offs | $4,073,000 | 657 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,510,000 | 7,601 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 2,067 |
| Total interest expense | $1,869,000 | 1,251 |
| Net interest income | $2,001,000 | 2,781 |
| Provision for loan and lease losses | $3,250,000 | 509 |
| Total noninterest income | $404,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $234,000 | 1,636 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $170,000 | 2,637 |
| Total noninterest expense | $2,284,000 | 2,134 |
| Salaries and employee benefits | $961,000 | 2,562 |
| Premises and equipment expense | $251,000 | 2,592 |
| Additional noninterest expense | $1,072,000 | 1,640 |
| Pre-tax net operating income | $-3,129,000 | 7,699 |
| Securities gains (losses) | $516,000 | 245 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,613,000 | 7,691 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,613,000 | 7,692 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,613,000 | 7,692 |
| Net charge-offs | $1,911,000 | 665 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-3,129,000 | 7,715 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,852,000 | 2,133 |
| Total interest expense | $7,550,000 | 1,555 |
| Net interest income | $8,302,000 | 2,634 |
| Provision for loan and lease losses | $16,772,000 | 561 |
| Total noninterest income | $2,103,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,156,000 | 1,481 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $947,000 | 2,217 |
| Total noninterest expense | $9,702,000 | 2,082 |
| Salaries and employee benefits | $3,984,000 | 2,456 |
| Premises and equipment expense | $889,000 | 2,853 |
| Additional noninterest expense | $4,829,000 | 1,542 |
| Pre-tax net operating income | $-16,069,000 | 7,650 |
| Securities gains (losses) | $786,000 | 615 |
| Applicable income taxes | $-1,163,000 | 7,334 |
| Income before extraordinary items | $-14,120,000 | 7,661 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-14,120,000 | 7,659 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-14,120,000 | 7,660 |
| Net charge-offs | $11,972,000 | 592 |
| Cash dividends | $780,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-14,843,120 | 7,673 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,900,000 | 2,170 |
| Total interest expense | $5,570,000 | 1,667 |
| Net interest income | $6,330,000 | 2,583 |
| Provision for loan and lease losses | $11,017,000 | 580 |
| Total noninterest income | $1,611,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $866,000 | 1,484 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $745,000 | 2,213 |
| Total noninterest expense | $6,422,000 | 2,309 |
| Salaries and employee benefits | $3,074,000 | 2,428 |
| Premises and equipment expense | $667,000 | 2,889 |
| Additional noninterest expense | $2,681,000 | 1,971 |
| Pre-tax net operating income | $-9,498,000 | 7,725 |
| Securities gains (losses) | $758,000 | 495 |
| Applicable income taxes | $-3,141,000 | 7,824 |
| Income before extraordinary items | $-5,599,000 | 7,621 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,599,000 | 7,621 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,599,000 | 7,621 |
| Net charge-offs | $4,903,000 | 828 |
| Cash dividends | $780,000 | 1,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,084,120 | 7,664 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,560,000 | 2,280 |
| Total interest expense | $3,552,000 | 1,814 |
| Net interest income | $4,008,000 | 2,714 |
| Provision for loan and lease losses | $7,000,000 | 591 |
| Total noninterest income | $1,103,000 | 2,030 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $577,000 | 1,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $526,000 | 2,148 |
| Total noninterest expense | $4,434,000 | 2,266 |
| Salaries and employee benefits | $2,208,000 | 2,287 |
| Premises and equipment expense | $441,000 | 2,948 |
| Additional noninterest expense | $1,785,000 | 1,999 |
| Pre-tax net operating income | $-6,323,000 | 7,804 |
| Securities gains (losses) | $542,000 | 478 |
| Applicable income taxes | $-2,050,000 | 7,901 |
| Income before extraordinary items | $-3,731,000 | 7,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,731,000 | 7,697 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,731,000 | 7,697 |
| Net charge-offs | $1,747,000 | 1,228 |
| Cash dividends | $780,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-4,083,300 | 7,749 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 2,199 |
| Total interest expense | $1,759,000 | 1,893 |
| Net interest income | $2,261,000 | 2,396 |
| Provision for loan and lease losses | $411,000 | 1,968 |
| Total noninterest income | $559,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $287,000 | 1,432 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $272,000 | 2,091 |
| Total noninterest expense | $2,242,000 | 2,187 |
| Salaries and employee benefits | $1,165,000 | 2,188 |
| Premises and equipment expense | $198,000 | 3,247 |
| Additional noninterest expense | $879,000 | 1,831 |
| Pre-tax net operating income | $167,000 | 4,332 |
| Securities gains (losses) | $437,000 | 381 |
| Applicable income taxes | $166,000 | 1,640 |
| Income before extraordinary items | $438,000 | 2,388 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $438,000 | 2,388 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $438,000 | 2,390 |
| Net charge-offs | $-28,000 | 8,052 |
| Cash dividends | $380,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $118,990 | 4,541 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,342,000 | 2,296 |
| Total interest expense | $8,043,000 | 1,967 |
| Net interest income | $8,299,000 | 2,620 |
| Provision for loan and lease losses | $2,537,000 | 1,548 |
| Total noninterest income | $1,899,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,043,000 | 1,699 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $856,000 | 2,362 |
| Total noninterest expense | $6,974,000 | 2,694 |
| Salaries and employee benefits | $3,659,000 | 2,716 |
| Premises and equipment expense | $807,000 | 3,158 |
| Additional noninterest expense | $2,508,000 | 2,332 |
| Pre-tax net operating income | $687,000 | 4,426 |
| Securities gains (losses) | $190,000 | 740 |
| Applicable income taxes | $163,000 | 2,997 |
| Income before extraordinary items | $714,000 | 3,912 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $714,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,960,000 | 1,308 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $560,100 | 4,423 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,258,000 | 2,347 |
| Total interest expense | $6,113,000 | 2,022 |
| Net interest income | $6,145,000 | 2,668 |
| Provision for loan and lease losses | $1,307,000 | 1,563 |
| Total noninterest income | $1,487,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $792,000 | 1,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $695,000 | 2,325 |
| Total noninterest expense | $5,200,000 | 2,691 |
| Salaries and employee benefits | $2,771,000 | 2,720 |
| Premises and equipment expense | $611,000 | 3,148 |
| Additional noninterest expense | $1,818,000 | 2,341 |
| Pre-tax net operating income | $1,125,000 | 3,450 |
| Securities gains (losses) | $245,000 | 536 |
| Applicable income taxes | $364,000 | 2,267 |
| Income before extraordinary items | $1,006,000 | 3,091 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,006,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,080,000 | 1,242 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $827,150 | 3,638 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,116,000 | 2,390 |
| Total interest expense | $4,126,000 | 2,073 |
| Net interest income | $3,990,000 | 2,707 |
| Provision for loan and lease losses | $341,000 | 2,360 |
| Total noninterest income | $936,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $512,000 | 1,727 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $424,000 | 2,490 |
| Total noninterest expense | $3,467,000 | 2,698 |
| Salaries and employee benefits | $1,848,000 | 2,746 |
| Premises and equipment expense | $414,000 | 3,121 |
| Additional noninterest expense | $1,205,000 | 2,336 |
| Pre-tax net operating income | $1,118,000 | 2,725 |
| Securities gains (losses) | $236,000 | 545 |
| Applicable income taxes | $391,000 | 1,897 |
| Income before extraordinary items | $963,000 | 2,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $963,000 | 2,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $698,000 | 1,069 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $795,440 | 3,014 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 2,436 |
| Total interest expense | $2,147,000 | 2,118 |
| Net interest income | $1,922,000 | 2,800 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $459,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $228,000 | 1,856 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $231,000 | 2,342 |
| Total noninterest expense | $1,687,000 | 2,745 |
| Salaries and employee benefits | $973,000 | 2,646 |
| Premises and equipment expense | $201,000 | 3,212 |
| Additional noninterest expense | $513,000 | 2,662 |
| Pre-tax net operating income | $594,000 | 2,726 |
| Securities gains (losses) | $196,000 | 446 |
| Applicable income taxes | $233,000 | 1,766 |
| Income before extraordinary items | $557,000 | 2,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $557,000 | 2,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,212 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $417,840 | 3,024 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,153,000 | 2,403 |
| Total interest expense | $8,887,000 | 2,134 |
| Net interest income | $8,266,000 | 2,649 |
| Provision for loan and lease losses | $470,000 | 2,435 |
| Total noninterest income | $2,268,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,122,000 | 1,593 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,146,000 | 2,032 |
| Total noninterest expense | $6,533,000 | 2,742 |
| Salaries and employee benefits | $3,522,000 | 2,788 |
| Premises and equipment expense | $644,000 | 3,661 |
| Additional noninterest expense | $2,367,000 | 2,286 |
| Pre-tax net operating income | $3,531,000 | 2,179 |
| Securities gains (losses) | $122,000 | 559 |
| Applicable income taxes | $1,095,000 | 1,755 |
| Income before extraordinary items | $2,558,000 | 2,307 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,558,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,923 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,472,600 | 2,382 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,685,000 | 2,433 |
| Total interest expense | $6,585,000 | 2,153 |
| Net interest income | $6,100,000 | 2,696 |
| Provision for loan and lease losses | $380,000 | 1,935 |
| Total noninterest income | $1,400,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $842,000 | 1,563 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $558,000 | 2,671 |
| Total noninterest expense | $4,749,000 | 2,789 |
| Salaries and employee benefits | $2,508,000 | 2,912 |
| Premises and equipment expense | $456,000 | 3,803 |
| Additional noninterest expense | $1,785,000 | 2,224 |
| Pre-tax net operating income | $2,371,000 | 2,519 |
| Securities gains (losses) | $42,000 | 657 |
| Applicable income taxes | $710,000 | 2,063 |
| Income before extraordinary items | $1,703,000 | 2,715 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,703,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,608 |
| Cash dividends | $750,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,673,180 | 2,725 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,291,000 | 2,486 |
| Total interest expense | $4,250,000 | 2,213 |
| Net interest income | $4,041,000 | 2,728 |
| Provision for loan and lease losses | $165,000 | 2,459 |
| Total noninterest income | $911,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $556,000 | 1,580 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $355,000 | 2,749 |
| Total noninterest expense | $3,143,000 | 2,849 |
| Salaries and employee benefits | $1,650,000 | 2,991 |
| Premises and equipment expense | $278,000 | 4,068 |
| Additional noninterest expense | $1,215,000 | 2,191 |
| Pre-tax net operating income | $1,644,000 | 2,518 |
| Securities gains (losses) | $27,000 | 649 |
| Applicable income taxes | $494,000 | 2,084 |
| Income before extraordinary items | $1,177,000 | 2,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,177,000 | 2,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,343 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,158,100 | 2,696 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 2,480 |
| Total interest expense | $2,106,000 | 2,222 |
| Net interest income | $2,043,000 | 2,705 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $433,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $259,000 | 1,664 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $174,000 | 2,761 |
| Total noninterest expense | $1,554,000 | 2,890 |
| Salaries and employee benefits | $827,000 | 2,991 |
| Premises and equipment expense | $127,000 | 4,340 |
| Additional noninterest expense | $600,000 | 2,199 |
| Pre-tax net operating income | $832,000 | 2,498 |
| Securities gains (losses) | $27,000 | 501 |
| Applicable income taxes | $254,000 | 2,070 |
| Income before extraordinary items | $605,000 | 2,611 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $605,000 | 2,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $586,100 | 2,666 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,454,000 | 2,492 |
| Total interest expense | $7,657,000 | 2,123 |
| Net interest income | $7,797,000 | 2,817 |
| Provision for loan and lease losses | $350,000 | 2,520 |
| Total noninterest income | $1,820,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,046,000 | 1,685 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $774,000 | 2,627 |
| Total noninterest expense | $5,889,000 | 2,916 |
| Salaries and employee benefits | $3,208,000 | 2,947 |
| Premises and equipment expense | $523,000 | 4,149 |
| Additional noninterest expense | $2,158,000 | 2,395 |
| Pre-tax net operating income | $3,378,000 | 2,559 |
| Securities gains (losses) | $48,000 | 692 |
| Applicable income taxes | $978,000 | 2,224 |
| Income before extraordinary items | $2,448,000 | 2,661 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,448,000 | 2,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,401 |
| Cash dividends | $1,163,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,413,920 | 2,677 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,327,000 | 2,534 |
| Total interest expense | $5,500,000 | 2,151 |
| Net interest income | $5,827,000 | 2,848 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $1,382,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $777,000 | 1,706 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $605,000 | 2,552 |
| Total noninterest expense | $4,358,000 | 2,945 |
| Salaries and employee benefits | $2,320,000 | 3,031 |
| Premises and equipment expense | $400,000 | 4,110 |
| Additional noninterest expense | $1,638,000 | 2,362 |
| Pre-tax net operating income | $2,601,000 | 2,574 |
| Securities gains (losses) | $50,000 | 557 |
| Applicable income taxes | $755,000 | 2,288 |
| Income before extraordinary items | $1,896,000 | 2,687 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,896,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,744 |
| Cash dividends | $919,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,860,000 | 2,713 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,372,000 | 2,551 |
| Total interest expense | $3,476,000 | 2,142 |
| Net interest income | $3,896,000 | 2,845 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $970,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $504,000 | 1,731 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $466,000 | 2,318 |
| Total noninterest expense | $2,943,000 | 2,925 |
| Salaries and employee benefits | $1,592,000 | 2,974 |
| Premises and equipment expense | $261,000 | 4,170 |
| Additional noninterest expense | $1,090,000 | 2,373 |
| Pre-tax net operating income | $1,743,000 | 2,569 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $494,000 | 2,329 |
| Income before extraordinary items | $1,249,000 | 2,705 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,249,000 | 2,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,446 |
| Cash dividends | $462,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,249,000 | 2,691 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 2,544 |
| Total interest expense | $1,675,000 | 2,131 |
| Net interest income | $1,946,000 | 2,840 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $359,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $241,000 | 1,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $118,000 | 3,406 |
| Total noninterest expense | $1,469,000 | 2,933 |
| Salaries and employee benefits | $799,000 | 2,975 |
| Premises and equipment expense | $127,000 | 4,250 |
| Additional noninterest expense | $543,000 | 2,365 |
| Pre-tax net operating income | $746,000 | 2,848 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $203,000 | 2,586 |
| Income before extraordinary items | $543,000 | 2,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $543,000 | 2,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,516 |
| Cash dividends | $230,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $543,000 | 2,942 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,205,000 | 2,496 |
| Total interest expense | $5,486,000 | 2,039 |
| Net interest income | $7,719,000 | 2,795 |
| Provision for loan and lease losses | $342,000 | 2,567 |
| Total noninterest income | $1,548,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $963,000 | 1,786 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $585,000 | 3,105 |
| Total noninterest expense | $5,556,000 | 2,953 |
| Salaries and employee benefits | $2,893,000 | 3,070 |
| Premises and equipment expense | $475,000 | 4,327 |
| Additional noninterest expense | $2,188,000 | 2,288 |
| Pre-tax net operating income | $3,369,000 | 2,522 |
| Securities gains (losses) | $78,000 | 785 |
| Applicable income taxes | $983,000 | 2,290 |
| Income before extraordinary items | $2,464,000 | 2,631 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,464,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,573 |
| Cash dividends | $901,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,408,620 | 2,643 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,634,000 | 2,499 |
| Total interest expense | $3,899,000 | 2,032 |
| Net interest income | $5,735,000 | 2,789 |
| Provision for loan and lease losses | $342,000 | 1,981 |
| Total noninterest income | $1,160,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $723,000 | 1,788 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $437,000 | 3,119 |
| Total noninterest expense | $4,206,000 | 2,890 |
| Salaries and employee benefits | $2,199,000 | 2,990 |
| Premises and equipment expense | $357,000 | 4,307 |
| Additional noninterest expense | $1,650,000 | 2,240 |
| Pre-tax net operating income | $2,347,000 | 2,699 |
| Securities gains (losses) | $78,000 | 746 |
| Applicable income taxes | $683,000 | 2,431 |
| Income before extraordinary items | $1,742,000 | 2,757 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,742,000 | 2,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,243 |
| Cash dividends | $675,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,685,840 | 2,813 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,262,000 | 2,507 |
| Total interest expense | $2,485,000 | 2,000 |
| Net interest income | $3,777,000 | 2,793 |
| Provision for loan and lease losses | $162,000 | 2,506 |
| Total noninterest income | $715,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $463,000 | 1,809 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $252,000 | 3,358 |
| Total noninterest expense | $2,745,000 | 2,939 |
| Salaries and employee benefits | $1,466,000 | 2,983 |
| Premises and equipment expense | $233,000 | 4,340 |
| Additional noninterest expense | $1,046,000 | 2,332 |
| Pre-tax net operating income | $1,585,000 | 2,640 |
| Securities gains (losses) | $22,000 | 1,077 |
| Applicable income taxes | $460,000 | 2,379 |
| Income before extraordinary items | $1,147,000 | 2,761 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,147,000 | 2,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,968 |
| Cash dividends | $450,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,131,380 | 2,758 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 2,531 |
| Total interest expense | $1,172,000 | 2,010 |
| Net interest income | $1,881,000 | 2,796 |
| Provision for loan and lease losses | $96,000 | 2,123 |
| Total noninterest income | $333,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $224,000 | 1,808 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,573 |
| Total noninterest expense | $1,343,000 | 2,998 |
| Salaries and employee benefits | $731,000 | 3,002 |
| Premises and equipment expense | $117,000 | 4,378 |
| Additional noninterest expense | $495,000 | 2,464 |
| Pre-tax net operating income | $775,000 | 2,642 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $220,000 | 2,449 |
| Income before extraordinary items | $551,000 | 2,801 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $551,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $225,000 | 2,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $553,840 | 2,743 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,485,000 | 2,500 |
| Total interest expense | $4,207,000 | 1,937 |
| Net interest income | $7,278,000 | 2,786 |
| Provision for loan and lease losses | $383,000 | 2,448 |
| Total noninterest income | $1,382,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $951,000 | 1,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $431,000 | 3,578 |
| Total noninterest expense | $5,207,000 | 2,998 |
| Salaries and employee benefits | $2,877,000 | 2,947 |
| Premises and equipment expense | $417,000 | 4,631 |
| Additional noninterest expense | $1,913,000 | 2,521 |
| Pre-tax net operating income | $3,070,000 | 2,536 |
| Securities gains (losses) | $284,000 | 662 |
| Applicable income taxes | $1,037,000 | 2,097 |
| Income before extraordinary items | $2,317,000 | 2,577 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,317,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,946 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,121,040 | 2,716 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,441,000 | 2,508 |
| Total interest expense | $3,083,000 | 1,947 |
| Net interest income | $5,358,000 | 2,805 |
| Provision for loan and lease losses | $323,000 | 2,131 |
| Total noninterest income | $1,043,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $721,000 | 1,835 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $322,000 | 3,605 |
| Total noninterest expense | $4,017,000 | 2,898 |
| Salaries and employee benefits | $2,148,000 | 2,939 |
| Premises and equipment expense | $310,000 | 4,663 |
| Additional noninterest expense | $1,559,000 | 2,314 |
| Pre-tax net operating income | $2,061,000 | 2,804 |
| Securities gains (losses) | $283,000 | 623 |
| Applicable income taxes | $722,000 | 2,259 |
| Income before extraordinary items | $1,622,000 | 2,768 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,622,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,126 |
| Cash dividends | $400,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,426,730 | 3,015 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 2,523 |
| Total interest expense | $1,993,000 | 1,972 |
| Net interest income | $3,541,000 | 2,815 |
| Provision for loan and lease losses | $118,000 | 3,243 |
| Total noninterest income | $672,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $474,000 | 1,838 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $198,000 | 3,753 |
| Total noninterest expense | $2,747,000 | 2,849 |
| Salaries and employee benefits | $1,444,000 | 2,932 |
| Premises and equipment expense | $201,000 | 4,744 |
| Additional noninterest expense | $1,102,000 | 2,199 |
| Pre-tax net operating income | $1,348,000 | 2,818 |
| Securities gains (losses) | $178,000 | 704 |
| Applicable income taxes | $471,000 | 2,293 |
| Income before extraordinary items | $1,055,000 | 2,803 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,055,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,266 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $932,180 | 3,023 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 2,546 |
| Total interest expense | $1,004,000 | 1,985 |
| Net interest income | $1,740,000 | 2,857 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $331,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $214,000 | 1,960 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $117,000 | 3,389 |
| Total noninterest expense | $1,451,000 | 2,711 |
| Salaries and employee benefits | $723,000 | 2,931 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $629,000 | 1,871 |
| Pre-tax net operating income | $575,000 | 3,187 |
| Securities gains (losses) | $178,000 | 552 |
| Applicable income taxes | $231,000 | 2,321 |
| Income before extraordinary items | $522,000 | 2,839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $522,000 | 2,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,673 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $399,180 | 3,410 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,540,000 | 2,679 |
| Total interest expense | $4,126,000 | 2,156 |
| Net interest income | $6,414,000 | 3,000 |
| Provision for loan and lease losses | $560,000 | 1,978 |
| Total noninterest income | $1,687,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $869,000 | 1,975 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $818,000 | 2,707 |
| Total noninterest expense | $4,614,000 | 3,279 |
| Salaries and employee benefits | $2,564,000 | 3,212 |
| Premises and equipment expense | $381,000 | 4,910 |
| Additional noninterest expense | $1,669,000 | 2,798 |
| Pre-tax net operating income | $2,927,000 | 2,559 |
| Securities gains (losses) | $284,000 | 1,083 |
| Applicable income taxes | $987,000 | 2,191 |
| Income before extraordinary items | $2,224,000 | 2,632 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,224,000 | 2,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 3,175 |
| Cash dividends | $425,000 | 3,818 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 772 |
| Net operating income | $2,028,040 | 2,710 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,864,000 | 2,738 |
| Total interest expense | $3,101,000 | 2,228 |
| Net interest income | $4,763,000 | 3,035 |
| Provision for loan and lease losses | $495,000 | 1,677 |
| Total noninterest income | $1,345,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $645,000 | 2,004 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $700,000 | 2,558 |
| Total noninterest expense | $3,437,000 | 3,294 |
| Salaries and employee benefits | $1,905,000 | 3,236 |
| Premises and equipment expense | $308,000 | 4,631 |
| Additional noninterest expense | $1,224,000 | 2,836 |
| Pre-tax net operating income | $2,176,000 | 2,673 |
| Securities gains (losses) | $234,000 | 1,138 |
| Applicable income taxes | $727,000 | 2,340 |
| Income before extraordinary items | $1,683,000 | 2,710 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,683,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,430 |
| Cash dividends | $425,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 604 |
| Net operating income | $1,519,200 | 2,789 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,171,000 | 2,800 |
| Total interest expense | $2,085,000 | 2,273 |
| Net interest income | $3,086,000 | 3,112 |
| Provision for loan and lease losses | $355,000 | 1,569 |
| Total noninterest income | $876,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $414,000 | 2,033 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $462,000 | 2,563 |
| Total noninterest expense | $2,258,000 | 3,328 |
| Salaries and employee benefits | $1,249,000 | 3,273 |
| Premises and equipment expense | $203,000 | 4,657 |
| Additional noninterest expense | $806,000 | 2,853 |
| Pre-tax net operating income | $1,349,000 | 2,825 |
| Securities gains (losses) | $218,000 | 992 |
| Applicable income taxes | $472,000 | 2,403 |
| Income before extraordinary items | $1,095,000 | 2,778 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,095,000 | 2,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,995 |
| Cash dividends | $425,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 479 |
| Net operating income | $942,400 | 2,939 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 2,853 |
| Total interest expense | $1,050,000 | 2,320 |
| Net interest income | $1,497,000 | 3,172 |
| Provision for loan and lease losses | $255,000 | 1,093 |
| Total noninterest income | $407,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $202,000 | 2,001 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $205,000 | 2,685 |
| Total noninterest expense | $1,096,000 | 3,398 |
| Salaries and employee benefits | $600,000 | 3,368 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $399,000 | 2,873 |
| Pre-tax net operating income | $553,000 | 3,272 |
| Securities gains (losses) | $206,000 | 643 |
| Applicable income taxes | $231,000 | 2,453 |
| Income before extraordinary items | $528,000 | 2,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $528,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $425,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $383,800 | 3,405 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,126,000 | 2,984 |
| Total interest expense | $4,430,000 | 2,511 |
| Net interest income | $5,696,000 | 3,277 |
| Provision for loan and lease losses | $565,000 | 2,175 |
| Total noninterest income | $1,457,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $816,000 | 1,963 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $641,000 | 2,857 |
| Total noninterest expense | $4,165,000 | 3,451 |
| Salaries and employee benefits | $2,138,000 | 3,539 |
| Premises and equipment expense | $424,000 | 4,444 |
| Additional noninterest expense | $1,603,000 | 2,801 |
| Pre-tax net operating income | $2,423,000 | 2,956 |
| Securities gains (losses) | $96,000 | 1,795 |
| Applicable income taxes | $811,000 | 2,571 |
| Income before extraordinary items | $1,708,000 | 3,165 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,708,000 | 3,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,639 |
| Cash dividends | $1,095,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,642,720 | 3,167 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,254,000 | 3,236 |
| Total interest expense | $5,464,000 | 2,904 |
| Net interest income | $4,790,000 | 3,561 |
| Provision for loan and lease losses | $325,000 | 3,038 |
| Total noninterest income | $1,287,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $809,000 | 1,883 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $478,000 | 3,211 |
| Total noninterest expense | $3,814,000 | 3,573 |
| Salaries and employee benefits | $1,892,000 | 3,749 |
| Premises and equipment expense | $481,000 | 4,024 |
| Additional noninterest expense | $1,441,000 | 2,975 |
| Pre-tax net operating income | $1,938,000 | 3,248 |
| Securities gains (losses) | $155,000 | 1,381 |
| Applicable income taxes | $679,000 | 2,726 |
| Income before extraordinary items | $1,414,000 | 3,372 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,414,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,135 |
| Cash dividends | $628,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,308,600 | 3,474 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,537,000 | 3,546 |
| Total interest expense | $5,181,000 | 3,205 |
| Net interest income | $4,356,000 | 3,906 |
| Provision for loan and lease losses | $381,000 | 2,362 |
| Total noninterest income | $573,000 | 4,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $521,000 | 2,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,733 |
| Total noninterest expense | $3,077,000 | 4,146 |
| Salaries and employee benefits | $1,459,000 | 4,457 |
| Premises and equipment expense | $469,000 | 3,990 |
| Additional noninterest expense | $1,149,000 | 3,582 |
| Pre-tax net operating income | $1,471,000 | 4,119 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $468,000 | 3,630 |
| Income before extraordinary items | $1,003,000 | 4,385 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,003,000 | 4,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,678 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,003,000 | 4,381 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,517,000 | 4,146 |
| Total interest expense | $3,749,000 | 3,795 |
| Net interest income | $3,768,000 | 4,397 |
| Provision for loan and lease losses | $218,000 | 3,382 |
| Total noninterest income | $417,000 | 5,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,576 |
| Total noninterest expense | $2,539,000 | 4,827 |
| Salaries and employee benefits | $1,290,000 | 4,901 |
| Premises and equipment expense | $329,000 | 5,181 |
| Additional noninterest expense | $920,000 | 4,304 |
| Pre-tax net operating income | $1,428,000 | 4,227 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $476,000 | 3,736 |
| Income before extraordinary items | $952,000 | 4,577 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $952,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $800,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $952,000 | 4,534 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 5,183 |
| Total interest expense | $2,829,000 | 4,927 |
| Net interest income | $2,854,000 | 5,329 |
| Provision for loan and lease losses | $160,000 | 4,005 |
| Total noninterest income | $311,000 | 6,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 4,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,932 |
| Total noninterest expense | $2,080,000 | 5,451 |
| Salaries and employee benefits | $1,030,000 | 5,662 |
| Premises and equipment expense | $280,000 | 5,588 |
| Additional noninterest expense | $770,000 | 4,805 |
| Pre-tax net operating income | $925,000 | 5,648 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $55,000 | 8,243 |
| Income before extraordinary items | $870,000 | 4,935 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $870,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,238,000 | 442 |
| Net operating income | $870,000 | 4,854 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 7,773 |
| Total interest expense | $1,523,000 | 7,291 |
| Net interest income | $1,459,000 | 8,075 |
| Provision for loan and lease losses | $465,000 | 1,895 |
| Total noninterest income | $145,000 | 8,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $1,426,000 | 6,974 |
| Salaries and employee benefits | $717,000 | 7,225 |
| Premises and equipment expense | $189,000 | 7,042 |
| Additional noninterest expense | $520,000 | 6,344 |
| Pre-tax net operating income | $-287,000 | 10,626 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-287,000 | 10,664 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-287,000 | 10,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $339,000 | 595 |
| Net operating income | $-287,000 | 10,642 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $88,000 | 11,418 |
| Total interest expense | $32,000 | 11,382 |
| Net interest income | $56,000 | 11,422 |
| Provision for loan and lease losses | $51,000 | 6,537 |
| Total noninterest income | $3,000 | 11,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $283,000 | 11,260 |
| Salaries and employee benefits | $109,000 | 11,342 |
| Premises and equipment expense | $34,000 | 11,051 |
| Additional noninterest expense | $140,000 | 10,671 |
| Pre-tax net operating income | $-275,000 | 11,121 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-275,000 | 11,162 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-275,000 | 11,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $4,184,000 | 179 |
| Net operating income | $-275,000 | 11,127 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.