Home > Citizens Commerce Bank > Income and Expense

Citizens Commerce Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$13,426,0002,026
Total interest expense$860,0002,433
Net interest income$12,566,0001,970
Provision for loan and lease losses$180,0001,802
Total noninterest income$2,086,0002,172
Gross Fiduciary activities income$0994
Service charges on deposit accounts$414,0001,822
Trading account gains and fees$0132
Additional Noninterest Income$1,672,0002,102
Total noninterest expense$8,368,0002,217
Salaries and employee benefits$4,562,0002,288
Premises and equipment expense$1,070,0001,952
Additional noninterest expense$2,736,0002,113
Pre-tax net operating income$6,104,0001,803
Securities gains (losses)$50,0001,125
Applicable income taxes$1,586,0001,270
Income before extraordinary items$4,568,0001,998
Extraordinary gains, net$010
Net income$4,568,0001,998
Minority interest net income$074
Net income of bank and minority interests.$4,568,0001,999
Net charge-offs$-74,0004,263
Cash dividends$605,0002,669
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,528,5001,981
2021-09-30 (YTD Data)Rank
Total interest income$10,653,0001,988
Total interest expense$673,0002,462
Net interest income$9,980,0001,925
Provision for loan and lease losses$135,0001,755
Total noninterest income$1,613,0002,197
Gross Fiduciary activities income$0957
Service charges on deposit accounts$289,0001,904
Trading account gains and fees$0132
Additional Noninterest Income$1,324,0002,091
Total noninterest expense$6,273,0002,232
Salaries and employee benefits$3,389,0002,309
Premises and equipment expense$794,0001,990
Additional noninterest expense$2,090,0002,098
Pre-tax net operating income$5,185,0001,706
Securities gains (losses)$2,0001,903
Applicable income taxes$1,305,0001,265
Income before extraordinary items$3,882,0001,912
Extraordinary gains, net$08
Net income$3,882,0001,911
Minority interest net income$069
Net income of bank and minority interests.$3,882,0001,912
Net charge-offs$-51,0004,217
Cash dividends$380,0002,521
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,880,4201,890
2021-06-30 (YTD Data)Rank
Total interest income$7,440,0001,910
Total interest expense$467,0002,472
Net interest income$6,973,0001,834
Provision for loan and lease losses$90,0001,757
Total noninterest income$1,076,0002,160
Gross Fiduciary activities income$0951
Service charges on deposit accounts$177,0001,953
Trading account gains and fees$0133
Additional Noninterest Income$899,0002,032
Total noninterest expense$4,150,0002,230
Salaries and employee benefits$2,225,0002,331
Premises and equipment expense$536,0001,971
Additional noninterest expense$1,389,0002,077
Pre-tax net operating income$3,809,0001,581
Securities gains (losses)$-5,0004,583
Applicable income taxes$957,0001,170
Income before extraordinary items$2,847,0001,766
Extraordinary gains, net$06
Net income$2,847,0001,766
Minority interest net income$067
Net income of bank and minority interests.$2,847,0001,766
Net charge-offs$4,0001,958
Cash dividends$190,0002,645
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,850,9501,736
2021-03-31 (YTD Data)Rank
Total interest income$2,732,0002,373
Total interest expense$247,0002,463
Net interest income$2,485,0002,341
Provision for loan and lease losses$45,0001,795
Total noninterest income$542,0002,150
Gross Fiduciary activities income$0922
Service charges on deposit accounts$91,0001,913
Trading account gains and fees$0127
Additional Noninterest Income$451,0002,020
Total noninterest expense$2,049,0002,233
Salaries and employee benefits$1,111,0002,328
Premises and equipment expense$278,0001,941
Additional noninterest expense$660,0002,111
Pre-tax net operating income$933,0002,464
Securities gains (losses)$1,0001,331
Applicable income taxes$237,0001,683
Income before extraordinary items$697,0002,698
Extraordinary gains, net$03
Net income$697,0002,696
Minority interest net income$055
Net income of bank and minority interests.$697,0002,698
Net charge-offs$-4,0003,680
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$696,2102,670
2020-12-31 (YTD Data)Rank
Total interest income$11,414,0002,317
Total interest expense$1,591,0002,293
Net interest income$9,823,0002,280
Provision for loan and lease losses$535,0002,172
Total noninterest income$1,971,0002,139
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$380,0001,959
Trading account gains and fees$0133
Additional Noninterest Income$1,591,0002,029
Total noninterest expense$8,012,0002,272
Salaries and employee benefits$4,370,0002,348
Premises and equipment expense$1,006,0002,032
Additional noninterest expense$2,636,0002,129
Pre-tax net operating income$3,247,0002,335
Securities gains (losses)$22,0002,079
Applicable income taxes$666,0001,732
Income before extraordinary items$2,603,0002,494
Extraordinary gains, net$04
Net income$2,603,0002,494
Minority interest net income$072
Net income of bank and minority interests.$2,603,0002,494
Net charge-offs$-94,0004,735
Cash dividends$1,145,0002,067
Sale, conversion, retirement of capital stock, net$58,000485
Net operating income$2,585,4002,449
2020-09-30 (YTD Data)Rank
Total interest income$8,229,0002,388
Total interest expense$1,288,0002,280
Net interest income$6,941,0002,377
Provision for loan and lease losses$210,0002,714
Total noninterest income$1,317,0002,226
Gross Fiduciary activities income$0981
Service charges on deposit accounts$283,0001,962
Trading account gains and fees$0125
Additional Noninterest Income$1,034,0002,116
Total noninterest expense$5,906,0002,273
Salaries and employee benefits$3,244,0002,338
Premises and equipment expense$744,0002,038
Additional noninterest expense$1,918,0002,140
Pre-tax net operating income$2,142,0002,481
Securities gains (losses)$22,0001,887
Applicable income taxes$438,0001,824
Income before extraordinary items$1,726,0002,646
Extraordinary gains, net$04
Net income$1,726,0002,645
Minority interest net income$065
Net income of bank and minority interests.$1,726,0002,646
Net charge-offs$6,0002,872
Cash dividends$1,145,0001,569
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,708,4002,610
2020-06-30 (YTD Data)Rank
Total interest income$5,444,0002,421
Total interest expense$921,0002,265
Net interest income$4,523,0002,432
Provision for loan and lease losses$100,0002,943
Total noninterest income$822,0002,229
Gross Fiduciary activities income$0970
Service charges on deposit accounts$195,0001,951
Trading account gains and fees$0123
Additional Noninterest Income$627,0002,138
Total noninterest expense$3,896,0002,289
Salaries and employee benefits$2,136,0002,361
Premises and equipment expense$496,0002,040
Additional noninterest expense$1,264,0002,144
Pre-tax net operating income$1,349,0002,544
Securities gains (losses)$23,0001,627
Applicable income taxes$277,0001,801
Income before extraordinary items$1,095,0002,684
Extraordinary gains, net$04
Net income$1,095,0002,683
Minority interest net income$065
Net income of bank and minority interests.$1,095,0002,684
Net charge-offs$-27,0004,599
Cash dividends$1,145,0001,200
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,076,6002,663
2020-03-31 (YTD Data)Rank
Total interest income$2,704,0002,432
Total interest expense$502,0002,285
Net interest income$2,202,0002,436
Provision for loan and lease losses$25,0002,983
Total noninterest income$420,0002,130
Gross Fiduciary activities income$0941
Service charges on deposit accounts$125,0001,863
Trading account gains and fees$0106
Additional Noninterest Income$295,0002,020
Total noninterest expense$1,948,0002,311
Salaries and employee benefits$1,064,0002,372
Premises and equipment expense$249,0002,059
Additional noninterest expense$635,0002,156
Pre-tax net operating income$649,0002,448
Securities gains (losses)$-4,0004,748
Applicable income taxes$130,0001,742
Income before extraordinary items$515,0002,601
Extraordinary gains, net$04
Net income$515,0002,600
Minority interest net income$056
Net income of bank and minority interests.$515,0002,602
Net charge-offs$-23,0004,698
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$518,2002,568
2019-12-31 (YTD Data)Rank
Total interest income$10,613,0002,487
Total interest expense$2,411,0002,087
Net interest income$8,202,0002,573
Provision for loan and lease losses$03,973
Total noninterest income$1,640,0002,199
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$529,0001,844
Trading account gains and fees$0135
Additional Noninterest Income$1,111,0002,132
Total noninterest expense$7,648,0002,315
Salaries and employee benefits$4,115,0002,386
Premises and equipment expense$979,0002,066
Additional noninterest expense$2,554,0002,185
Pre-tax net operating income$2,194,0002,915
Securities gains (losses)$31,0001,450
Applicable income taxes$444,0002,085
Income before extraordinary items$1,781,0003,055
Extraordinary gains, net$011
Net income$1,781,0003,054
Minority interest net income$076
Net income of bank and minority interests.$1,781,0003,056
Net charge-offs$-2,0004,221
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$68,000516
Net operating income$1,756,2003,045
2019-09-30 (YTD Data)Rank
Total interest income$7,903,0002,530
Total interest expense$1,788,0002,113
Net interest income$6,115,0002,615
Provision for loan and lease losses$03,836
Total noninterest income$1,255,0002,169
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$395,0001,848
Trading account gains and fees$0129
Additional Noninterest Income$860,0002,084
Total noninterest expense$5,691,0002,335
Salaries and employee benefits$3,038,0002,428
Premises and equipment expense$714,0002,115
Additional noninterest expense$1,939,0002,164
Pre-tax net operating income$1,679,0002,960
Securities gains (losses)$31,0001,258
Applicable income taxes$341,0002,128
Income before extraordinary items$1,369,0003,081
Extraordinary gains, net$011
Net income$1,369,0003,081
Minority interest net income$072
Net income of bank and minority interests.$1,369,0003,081
Net charge-offs$-7,0004,332
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,344,2003,074
2019-06-30 (YTD Data)Rank
Total interest income$5,200,0002,558
Total interest expense$1,111,0002,188
Net interest income$4,089,0002,621
Provision for loan and lease losses$03,685
Total noninterest income$827,0002,163
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$252,0001,894
Trading account gains and fees$0131
Additional Noninterest Income$575,0002,054
Total noninterest expense$3,813,0002,342
Salaries and employee benefits$2,059,0002,420
Premises and equipment expense$478,0002,122
Additional noninterest expense$1,276,0002,187
Pre-tax net operating income$1,103,0002,968
Securities gains (losses)$-5,0004,829
Applicable income taxes$217,0002,148
Income before extraordinary items$881,0003,122
Extraordinary gains, net$011
Net income$881,0003,120
Minority interest net income$069
Net income of bank and minority interests.$881,0003,120
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$885,0003,091
2019-03-31 (YTD Data)Rank
Total interest income$2,623,0002,535
Total interest expense$533,0002,217
Net interest income$2,090,0002,598
Provision for loan and lease losses$03,406
Total noninterest income$358,0002,306
Gross Fiduciary activities income$0972
Service charges on deposit accounts$116,0001,998
Trading account gains and fees$0126
Additional Noninterest Income$242,0002,190
Total noninterest expense$1,895,0002,357
Salaries and employee benefits$1,042,0002,416
Premises and equipment expense$250,0002,084
Additional noninterest expense$603,0002,264
Pre-tax net operating income$553,0002,931
Securities gains (losses)$-4,0004,984
Applicable income taxes$109,0002,081
Income before extraordinary items$440,0003,075
Extraordinary gains, net$05
Net income$440,0003,072
Minority interest net income$052
Net income of bank and minority interests.$440,0003,074
Net charge-offs$-6,0004,462
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$443,2003,055
2018-12-31 (YTD Data)Rank
Total interest income$10,060,0002,515
Total interest expense$1,492,0002,345
Net interest income$8,568,0002,531
Provision for loan and lease losses$04,082
Total noninterest income$1,385,0002,429
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$481,0002,046
Trading account gains and fees$0126
Additional Noninterest Income$904,0002,353
Total noninterest expense$7,636,0002,328
Salaries and employee benefits$4,109,0002,409
Premises and equipment expense$859,0002,261
Additional noninterest expense$2,668,0002,115
Pre-tax net operating income$2,317,0002,901
Securities gains (losses)$-10,0004,411
Applicable income taxes$462,0002,056
Income before extraordinary items$1,845,0003,050
Extraordinary gains, net$06
Net income$1,845,0003,049
Minority interest net income$072
Net income of bank and minority interests.$1,845,0003,049
Net charge-offs$56,0002,565
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$27,000592
Net operating income$1,853,0003,041
2018-09-30 (YTD Data)Rank
Total interest income$7,580,0002,506
Total interest expense$1,026,0002,408
Net interest income$6,554,0002,505
Provision for loan and lease losses$03,948
Total noninterest income$1,025,0002,469
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$351,0002,093
Trading account gains and fees$0138
Additional Noninterest Income$674,0002,384
Total noninterest expense$5,617,0002,361
Salaries and employee benefits$2,993,0002,456
Premises and equipment expense$630,0002,305
Additional noninterest expense$1,994,0002,127
Pre-tax net operating income$1,962,0002,769
Securities gains (losses)$-7,0004,683
Applicable income taxes$394,0001,995
Income before extraordinary items$1,561,0002,929
Extraordinary gains, net$05
Net income$1,561,0002,928
Minority interest net income$066
Net income of bank and minority interests.$1,561,0002,928
Net charge-offs$-60,0004,981
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,566,6002,910
2018-06-30 (YTD Data)Rank
Total interest income$5,248,0002,419
Total interest expense$647,0002,414
Net interest income$4,601,0002,404
Provision for loan and lease losses$03,782
Total noninterest income$651,0002,543
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$230,0002,115
Trading account gains and fees$0130
Additional Noninterest Income$421,0002,459
Total noninterest expense$3,726,0002,376
Salaries and employee benefits$2,011,0002,458
Premises and equipment expense$395,0002,428
Additional noninterest expense$1,320,0002,147
Pre-tax net operating income$1,526,0002,495
Securities gains (losses)$-4,0004,827
Applicable income taxes$309,0001,842
Income before extraordinary items$1,213,0002,653
Extraordinary gains, net$06
Net income$1,213,0002,652
Minority interest net income$065
Net income of bank and minority interests.$1,213,0002,652
Net charge-offs$-43,0004,975
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,216,2002,638
2018-03-31 (YTD Data)Rank
Total interest income$2,204,0002,748
Total interest expense$308,0002,419
Net interest income$1,896,0002,775
Provision for loan and lease losses$03,508
Total noninterest income$307,0002,591
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$116,0002,094
Trading account gains and fees$0123
Additional Noninterest Income$191,0002,548
Total noninterest expense$1,812,0002,451
Salaries and employee benefits$1,033,0002,446
Premises and equipment expense$189,0002,526
Additional noninterest expense$590,0002,310
Pre-tax net operating income$391,0003,468
Securities gains (losses)$-3,0005,077
Applicable income taxes$76,0002,392
Income before extraordinary items$312,0003,614
Extraordinary gains, net$07
Net income$312,0003,614
Minority interest net income$052
Net income of bank and minority interests.$312,0003,614
Net charge-offs$41,0001,295
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$314,4003,602
2017-12-31 (YTD Data)Rank
Total interest income$9,546,0002,542
Total interest expense$1,382,0002,048
Net interest income$8,164,0002,597
Provision for loan and lease losses$-500,0005,512
Total noninterest income$1,362,0002,522
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$447,0002,218
Trading account gains and fees$0151
Additional Noninterest Income$915,0002,387
Total noninterest expense$7,230,0002,459
Salaries and employee benefits$3,885,0002,516
Premises and equipment expense$655,0002,777
Additional noninterest expense$2,690,0002,133
Pre-tax net operating income$2,796,0002,589
Securities gains (losses)$13,0001,489
Applicable income taxes$-3,596,0005,641
Income before extraordinary items$6,405,0001,110
Extraordinary gains, net$09
Net income$6,405,0001,110
Minority interest net income$076
Net income of bank and minority interests.$6,405,0001,110
Net charge-offs$60,0002,844
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,392,0001,097
2017-09-30 (YTD Data)Rank
Total interest income$6,979,0002,594
Total interest expense$1,053,0002,005
Net interest income$5,926,0002,680
Provision for loan and lease losses$-500,0005,623
Total noninterest income$1,040,0002,515
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$331,0002,248
Trading account gains and fees$0145
Additional Noninterest Income$709,0002,385
Total noninterest expense$5,487,0002,442
Salaries and employee benefits$2,914,0002,523
Premises and equipment expense$493,0002,786
Additional noninterest expense$2,080,0002,051
Pre-tax net operating income$1,979,0002,726
Securities gains (losses)$14,0001,480
Applicable income taxes$18,0003,745
Income before extraordinary items$1,975,0002,429
Extraordinary gains, net$09
Net income$1,975,0002,428
Minority interest net income$071
Net income of bank and minority interests.$1,975,0002,429
Net charge-offs$25,0002,878
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,961,1402,419
2017-06-30 (YTD Data)Rank
Total interest income$4,860,0002,493
Total interest expense$698,0001,971
Net interest income$4,162,0002,569
Provision for loan and lease losses$-500,0005,701
Total noninterest income$742,0002,439
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$217,0002,258
Trading account gains and fees$0139
Additional Noninterest Income$525,0002,268
Total noninterest expense$3,677,0002,435
Salaries and employee benefits$1,938,0002,544
Premises and equipment expense$327,0002,795
Additional noninterest expense$1,412,0002,027
Pre-tax net operating income$1,727,0002,249
Securities gains (losses)$13,0001,152
Applicable income taxes$15,0003,724
Income before extraordinary items$1,725,0001,922
Extraordinary gains, net$011
Net income$1,725,0001,922
Minority interest net income$071
Net income of bank and minority interests.$1,725,0001,922
Net charge-offs$3,0003,240
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,712,1301,914
2017-03-31 (YTD Data)Rank
Total interest income$1,986,0002,881
Total interest expense$348,0001,961
Net interest income$1,638,0003,025
Provision for loan and lease losses$03,537
Total noninterest income$288,0002,761
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$103,0002,343
Trading account gains and fees$0142
Additional Noninterest Income$185,0002,673
Total noninterest expense$1,837,0002,459
Salaries and employee benefits$1,007,0002,508
Premises and equipment expense$161,0002,871
Additional noninterest expense$669,0002,112
Pre-tax net operating income$89,0005,044
Securities gains (losses)$-5,0005,586
Applicable income taxes$04,086
Income before extraordinary items$84,0004,991
Extraordinary gains, net$08
Net income$84,0004,991
Minority interest net income$055
Net income of bank and minority interests.$84,0004,991
Net charge-offs$4,0002,506
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$89,0004,937
2016-12-31 (YTD Data)Rank
Total interest income$8,434,0002,744
Total interest expense$1,727,0001,593
Net interest income$6,707,0002,969
Provision for loan and lease losses$04,332
Total noninterest income$1,243,0002,724
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$421,0002,367
Trading account gains and fees$0170
Additional Noninterest Income$822,0002,627
Total noninterest expense$7,388,0002,447
Salaries and employee benefits$3,776,0002,608
Premises and equipment expense$646,0002,884
Additional noninterest expense$2,966,0002,001
Pre-tax net operating income$562,0004,721
Securities gains (losses)$195,000896
Applicable income taxes$4,0004,104
Income before extraordinary items$753,0004,260
Extraordinary gains, net$05
Net income$753,0004,258
Minority interest net income$082
Net income of bank and minority interests.$753,0004,259
Net charge-offs$-23,0005,151
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$559,9504,568
2016-09-30 (YTD Data)Rank
Total interest income$6,296,0002,756
Total interest expense$1,306,0001,582
Net interest income$4,990,0003,002
Provision for loan and lease losses$04,186
Total noninterest income$944,0002,705
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$312,0002,398
Trading account gains and fees$0169
Additional Noninterest Income$632,0002,602
Total noninterest expense$5,584,0002,424
Salaries and employee benefits$2,835,0002,600
Premises and equipment expense$500,0002,837
Additional noninterest expense$2,249,0001,970
Pre-tax net operating income$350,0004,955
Securities gains (losses)$195,000815
Applicable income taxes$4,0004,144
Income before extraordinary items$541,0004,401
Extraordinary gains, net$05
Net income$541,0004,399
Minority interest net income$071
Net income of bank and minority interests.$541,0004,401
Net charge-offs$308,0001,106
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$347,9504,822
2016-06-30 (YTD Data)Rank
Total interest income$4,308,0002,722
Total interest expense$877,0001,579
Net interest income$3,431,0002,938
Provision for loan and lease losses$04,017
Total noninterest income$625,0002,701
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$205,0002,402
Trading account gains and fees$0157
Additional Noninterest Income$420,0002,596
Total noninterest expense$3,672,0002,468
Salaries and employee benefits$1,885,0002,610
Premises and equipment expense$337,0002,830
Additional noninterest expense$1,450,0002,029
Pre-tax net operating income$384,0004,487
Securities gains (losses)$177,000650
Applicable income taxes$4,0004,116
Income before extraordinary items$557,0003,807
Extraordinary gains, net$016
Net income$557,0003,804
Minority interest net income$071
Net income of bank and minority interests.$557,0003,806
Net charge-offs$-65,0005,583
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$381,7704,261
2016-03-31 (YTD Data)Rank
Total interest income$2,289,0002,593
Total interest expense$439,0001,569
Net interest income$1,850,0002,776
Provision for loan and lease losses$03,656
Total noninterest income$282,0002,819
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$99,0002,444
Trading account gains and fees$0142
Additional Noninterest Income$183,0002,730
Total noninterest expense$1,848,0002,469
Salaries and employee benefits$956,0002,597
Premises and equipment expense$166,0002,875
Additional noninterest expense$726,0002,017
Pre-tax net operating income$284,0003,947
Securities gains (losses)$109,000490
Applicable income taxes$04,259
Income before extraordinary items$393,0003,164
Extraordinary gains, net$012
Net income$393,0003,162
Minority interest net income$062
Net income of bank and minority interests.$393,0003,163
Net charge-offs$-12,0005,253
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$284,0003,659
2015-12-31 (YTD Data)Rank
Total interest income$7,877,0002,866
Total interest expense$1,765,0001,546
Net interest income$6,112,0003,150
Provision for loan and lease losses$-668,0005,988
Total noninterest income$1,302,0002,674
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$431,0002,376
Trading account gains and fees$0159
Additional Noninterest Income$871,0002,550
Total noninterest expense$7,215,0002,509
Salaries and employee benefits$3,773,0002,591
Premises and equipment expense$649,0002,947
Additional noninterest expense$2,793,0002,137
Pre-tax net operating income$867,0004,282
Securities gains (losses)$100,0001,170
Applicable income taxes$04,402
Income before extraordinary items$967,0003,993
Extraordinary gains, net$023
Net income$967,0003,993
Minority interest net income$081
Net income of bank and minority interests.$967,0003,994
Net charge-offs$-626,0006,036
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$867,0004,075
2015-09-30 (YTD Data)Rank
Total interest income$5,853,0002,909
Total interest expense$1,322,0001,563
Net interest income$4,531,0003,195
Provision for loan and lease losses$-550,0006,097
Total noninterest income$997,0002,666
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$327,0002,377
Trading account gains and fees$0153
Additional Noninterest Income$670,0002,530
Total noninterest expense$5,377,0002,532
Salaries and employee benefits$2,859,0002,589
Premises and equipment expense$483,0003,009
Additional noninterest expense$2,035,0002,177
Pre-tax net operating income$701,0004,291
Securities gains (losses)$84,0001,136
Applicable income taxes$04,489
Income before extraordinary items$785,0003,918
Extraordinary gains, net$021
Net income$785,0003,915
Minority interest net income$078
Net income of bank and minority interests.$785,0003,918
Net charge-offs$-492,0006,107
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$701,0004,057
2015-06-30 (YTD Data)Rank
Total interest income$3,864,0002,929
Total interest expense$881,0001,570
Net interest income$2,983,0003,235
Provision for loan and lease losses$-550,0006,213
Total noninterest income$710,0002,592
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$218,0002,360
Trading account gains and fees$0157
Additional Noninterest Income$492,0002,429
Total noninterest expense$3,527,0002,588
Salaries and employee benefits$1,927,0002,592
Premises and equipment expense$322,0003,018
Additional noninterest expense$1,278,0002,306
Pre-tax net operating income$716,0003,614
Securities gains (losses)$75,000985
Applicable income taxes$04,497
Income before extraordinary items$791,0003,187
Extraordinary gains, net$022
Net income$791,0003,187
Minority interest net income$075
Net income of bank and minority interests.$791,0003,188
Net charge-offs$-524,0006,225
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$716,0003,307
2015-03-31 (YTD Data)Rank
Total interest income$1,868,0002,999
Total interest expense$443,0001,571
Net interest income$1,425,0003,337
Provision for loan and lease losses$-550,0006,336
Total noninterest income$373,0002,488
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$107,0002,356
Trading account gains and fees$0152
Additional Noninterest Income$266,0002,274
Total noninterest expense$1,683,0002,675
Salaries and employee benefits$1,007,0002,511
Premises and equipment expense$158,0003,085
Additional noninterest expense$518,0002,711
Pre-tax net operating income$665,0002,513
Securities gains (losses)$68,000727
Applicable income taxes$04,400
Income before extraordinary items$733,0002,056
Extraordinary gains, net$013
Net income$733,0002,057
Minority interest net income$064
Net income of bank and minority interests.$733,0002,057
Net charge-offs$-540,0006,356
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$665,0002,167
2014-12-31 (YTD Data)Rank
Total interest income$8,131,0002,858
Total interest expense$1,877,0001,573
Net interest income$6,254,0003,146
Provision for loan and lease losses$04,603
Total noninterest income$1,194,0002,845
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$471,0002,367
Trading account gains and fees$0180
Additional Noninterest Income$723,0002,764
Total noninterest expense$7,456,0002,465
Salaries and employee benefits$3,881,0002,565
Premises and equipment expense$740,0002,807
Additional noninterest expense$2,835,0002,135
Pre-tax net operating income$-8,0006,092
Securities gains (losses)$124,0001,107
Applicable income taxes$04,531
Income before extraordinary items$116,0005,850
Extraordinary gains, net$017
Net income$116,0005,850
Minority interest net income$084
Net income of bank and minority interests.$116,0005,851
Net charge-offs$238,0002,276
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-8,0006,102
2014-09-30 (YTD Data)Rank
Total interest income$6,204,0002,836
Total interest expense$1,421,0001,573
Net interest income$4,783,0003,127
Provision for loan and lease losses$04,401
Total noninterest income$912,0002,840
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$352,0002,397
Trading account gains and fees$0174
Additional Noninterest Income$560,0002,738
Total noninterest expense$5,621,0002,453
Salaries and employee benefits$2,920,0002,562
Premises and equipment expense$583,0002,746
Additional noninterest expense$2,118,0002,132
Pre-tax net operating income$74,0005,967
Securities gains (losses)$90,0001,067
Applicable income taxes$04,583
Income before extraordinary items$164,0005,689
Extraordinary gains, net$015
Net income$164,0005,688
Minority interest net income$081
Net income of bank and minority interests.$164,0005,689
Net charge-offs$190,0002,050
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$74,0005,940
2014-06-30 (YTD Data)Rank
Total interest income$4,148,0002,835
Total interest expense$944,0001,589
Net interest income$3,204,0003,109
Provision for loan and lease losses$04,196
Total noninterest income$611,0002,798
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$228,0002,433
Trading account gains and fees$0172
Additional Noninterest Income$383,0002,693
Total noninterest expense$3,803,0002,431
Salaries and employee benefits$1,976,0002,535
Premises and equipment expense$414,0002,639
Additional noninterest expense$1,413,0002,127
Pre-tax net operating income$12,0006,132
Securities gains (losses)$-3,0006,148
Applicable income taxes$04,568
Income before extraordinary items$9,0006,174
Extraordinary gains, net$020
Net income$9,0006,176
Minority interest net income$080
Net income of bank and minority interests.$9,0006,176
Net charge-offs$84,0002,359
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$12,0006,142
2014-03-31 (YTD Data)Rank
Total interest income$2,071,0002,847
Total interest expense$466,0001,628
Net interest income$1,605,0003,108
Provision for loan and lease losses$03,817
Total noninterest income$256,0003,025
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$108,0002,513
Trading account gains and fees$0147
Additional Noninterest Income$148,0002,988
Total noninterest expense$1,952,0002,382
Salaries and employee benefits$1,013,0002,479
Premises and equipment expense$217,0002,592
Additional noninterest expense$722,0002,086
Pre-tax net operating income$-91,0006,433
Securities gains (losses)$-2,0006,289
Applicable income taxes$04,445
Income before extraordinary items$-93,0006,445
Extraordinary gains, net$016
Net income$-93,0006,445
Minority interest net income$066
Net income of bank and minority interests.$-93,0006,446
Net charge-offs$99,0001,376
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-91,0006,435
2013-12-31 (YTD Data)Rank
Total interest income$8,107,0002,914
Total interest expense$1,983,0001,720
Net interest income$6,124,0003,224
Provision for loan and lease losses$-1,500,0006,708
Total noninterest income$1,371,0002,730
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$509,0002,345
Trading account gains and fees$0184
Additional Noninterest Income$862,0002,575
Total noninterest expense$8,091,0002,311
Salaries and employee benefits$3,913,0002,529
Premises and equipment expense$828,0002,628
Additional noninterest expense$3,350,0001,891
Pre-tax net operating income$904,0004,235
Securities gains (losses)$778,000303
Applicable income taxes$04,631
Income before extraordinary items$1,682,0002,933
Extraordinary gains, net$029
Net income$1,682,0002,935
Minority interest net income$090
Net income of bank and minority interests.$1,682,0002,936
Net charge-offs$160,0003,270
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$904,0004,020
2013-09-30 (YTD Data)Rank
Total interest income$6,053,0002,948
Total interest expense$1,497,0001,756
Net interest income$4,556,0003,260
Provision for loan and lease losses$04,941
Total noninterest income$1,102,0002,673
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$392,0002,313
Trading account gains and fees$0180
Additional Noninterest Income$710,0002,489
Total noninterest expense$6,218,0002,281
Salaries and employee benefits$2,946,0002,521
Premises and equipment expense$632,0002,620
Additional noninterest expense$2,640,0001,795
Pre-tax net operating income$-560,0006,634
Securities gains (losses)$778,000274
Applicable income taxes$04,713
Income before extraordinary items$218,0005,572
Extraordinary gains, net$025
Net income$218,0005,573
Minority interest net income$084
Net income of bank and minority interests.$218,0005,573
Net charge-offs$107,0003,191
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-560,0006,638
2013-06-30 (YTD Data)Rank
Total interest income$4,031,0002,956
Total interest expense$1,005,0001,776
Net interest income$3,026,0003,260
Provision for loan and lease losses$04,788
Total noninterest income$707,0002,745
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$258,0002,306
Trading account gains and fees$0157
Additional Noninterest Income$449,0002,627
Total noninterest expense$4,206,0002,254
Salaries and employee benefits$1,988,0002,514
Premises and equipment expense$428,0002,601
Additional noninterest expense$1,790,0001,764
Pre-tax net operating income$-473,0006,676
Securities gains (losses)$780,000243
Applicable income taxes$04,679
Income before extraordinary items$307,0004,707
Extraordinary gains, net$022
Net income$307,0004,710
Minority interest net income$082
Net income of bank and minority interests.$307,0004,711
Net charge-offs$121,0002,568
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-473,0006,692
2013-03-31 (YTD Data)Rank
Total interest income$2,065,0002,907
Total interest expense$507,0001,817
Net interest income$1,558,0003,205
Provision for loan and lease losses$04,409
Total noninterest income$306,0002,981
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$125,0002,352
Trading account gains and fees$0148
Additional Noninterest Income$181,0002,912
Total noninterest expense$2,101,0002,264
Salaries and employee benefits$995,0002,521
Premises and equipment expense$216,0002,612
Additional noninterest expense$890,0001,787
Pre-tax net operating income$-237,0006,755
Securities gains (losses)$393,000258
Applicable income taxes$04,602
Income before extraordinary items$156,0004,670
Extraordinary gains, net$010
Net income$156,0004,671
Minority interest net income$076
Net income of bank and minority interests.$156,0004,672
Net charge-offs$42,0002,538
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-237,0006,762
2012-12-31 (YTD Data)Rank
Total interest income$9,249,0002,762
Total interest expense$2,470,0001,773
Net interest income$6,779,0003,063
Provision for loan and lease losses$05,905
Total noninterest income$1,761,0002,387
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$556,0002,287
Trading account gains and fees$0166
Additional Noninterest Income$1,205,0002,137
Total noninterest expense$9,178,0002,085
Salaries and employee benefits$4,197,0002,348
Premises and equipment expense$869,0002,567
Additional noninterest expense$4,112,0001,646
Pre-tax net operating income$-638,0006,548
Securities gains (losses)$1,113,000469
Applicable income taxes$04,751
Income before extraordinary items$475,0005,003
Extraordinary gains, net$029
Net income$475,0005,001
Minority interest net income$093
Net income of bank and minority interests.$475,0005,002
Net charge-offs$1,145,0001,678
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-638,0006,579
2012-09-30 (YTD Data)Rank
Total interest income$7,130,0002,751
Total interest expense$1,919,0001,783
Net interest income$5,211,0003,045
Provision for loan and lease losses$05,790
Total noninterest income$1,140,0002,590
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$415,0002,322
Trading account gains and fees$0157
Additional Noninterest Income$725,0002,408
Total noninterest expense$6,896,0002,089
Salaries and employee benefits$3,170,0002,333
Premises and equipment expense$659,0002,556
Additional noninterest expense$3,067,0001,642
Pre-tax net operating income$-545,0006,705
Securities gains (losses)$964,000413
Applicable income taxes$04,802
Income before extraordinary items$419,0004,915
Extraordinary gains, net$020
Net income$419,0004,916
Minority interest net income$086
Net income of bank and minority interests.$419,0004,916
Net charge-offs$659,0001,883
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-545,0006,719
2012-06-30 (YTD Data)Rank
Total interest income$4,824,0002,719
Total interest expense$1,311,0001,793
Net interest income$3,513,0003,032
Provision for loan and lease losses$05,619
Total noninterest income$764,0002,552
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$274,0002,321
Trading account gains and fees$0153
Additional Noninterest Income$490,0002,365
Total noninterest expense$4,666,0002,055
Salaries and employee benefits$2,124,0002,332
Premises and equipment expense$450,0002,527
Additional noninterest expense$2,092,0001,608
Pre-tax net operating income$-389,0006,749
Securities gains (losses)$830,000333
Applicable income taxes$04,770
Income before extraordinary items$441,0004,197
Extraordinary gains, net$019
Net income$441,0004,202
Minority interest net income$084
Net income of bank and minority interests.$441,0004,201
Net charge-offs$483,0001,815
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-389,0006,769
2012-03-31 (YTD Data)Rank
Total interest income$2,576,0002,581
Total interest expense$668,0001,833
Net interest income$1,908,0002,830
Provision for loan and lease losses$05,254
Total noninterest income$397,0002,489
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$133,0002,364
Trading account gains and fees$0148
Additional Noninterest Income$264,0002,264
Total noninterest expense$2,454,0001,956
Salaries and employee benefits$1,075,0002,323
Premises and equipment expense$236,0002,426
Additional noninterest expense$1,143,0001,476
Pre-tax net operating income$-149,0006,803
Securities gains (losses)$270,000484
Applicable income taxes$04,704
Income before extraordinary items$121,0005,147
Extraordinary gains, net$019
Net income$121,0005,148
Minority interest net income$078
Net income of bank and minority interests.$121,0005,149
Net charge-offs$269,0001,588
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-149,0006,814
2011-12-31 (YTD Data)Rank
Total interest income$11,074,0002,519
Total interest expense$3,562,0001,673
Net interest income$7,512,0002,891
Provision for loan and lease losses$1,940,0001,605
Total noninterest income$1,774,0002,186
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$643,0002,127
Trading account gains and fees$0146
Additional Noninterest Income$1,131,0001,983
Total noninterest expense$10,782,0001,794
Salaries and employee benefits$4,125,0002,340
Premises and equipment expense$831,0002,827
Additional noninterest expense$5,826,0001,197
Pre-tax net operating income$-3,436,0006,957
Securities gains (losses)$869,000506
Applicable income taxes$-424,0007,033
Income before extraordinary items$-2,143,0006,859
Extraordinary gains, net$029
Net income$-2,143,0006,859
Minority interest net income$096
Net income of bank and minority interests.$-2,143,0006,859
Net charge-offs$4,098,000948
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,864,2706,920
2011-09-30 (YTD Data)Rank
Total interest income$8,662,0002,445
Total interest expense$2,823,0001,668
Net interest income$5,839,0002,808
Provision for loan and lease losses$1,940,0001,267
Total noninterest income$986,0002,649
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$485,0002,131
Trading account gains and fees$0145
Additional Noninterest Income$501,0002,705
Total noninterest expense$7,762,0001,852
Salaries and employee benefits$3,104,0002,322
Premises and equipment expense$636,0002,800
Additional noninterest expense$4,022,0001,278
Pre-tax net operating income$-2,877,0007,095
Securities gains (losses)$857,000402
Applicable income taxes$04,740
Income before extraordinary items$-2,020,0007,065
Extraordinary gains, net$021
Net income$-2,020,0007,066
Minority interest net income$087
Net income of bank and minority interests.$-2,020,0007,066
Net charge-offs$3,872,000763
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,877,0007,125
2011-06-30 (YTD Data)Rank
Total interest income$6,030,0002,356
Total interest expense$2,014,0001,623
Net interest income$4,016,0002,727
Provision for loan and lease losses$1,940,000933
Total noninterest income$584,0002,842
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$324,0002,098
Trading account gains and fees$0153
Additional Noninterest Income$260,0003,105
Total noninterest expense$4,823,0002,008
Salaries and employee benefits$2,104,0002,305
Premises and equipment expense$424,0002,810
Additional noninterest expense$2,295,0001,505
Pre-tax net operating income$-2,163,0007,191
Securities gains (losses)$196,000746
Applicable income taxes$04,697
Income before extraordinary items$-1,967,0007,205
Extraordinary gains, net$015
Net income$-1,967,0007,206
Minority interest net income$089
Net income of bank and minority interests.$-1,967,0007,206
Net charge-offs$2,581,000771
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,163,0007,214
2011-03-31 (YTD Data)Rank
Total interest income$3,269,0002,194
Total interest expense$1,037,0001,636
Net interest income$2,232,0002,463
Provision for loan and lease losses$1,940,000535
Total noninterest income$292,0002,875
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$160,0002,103
Trading account gains and fees$0158
Additional Noninterest Income$132,0003,119
Total noninterest expense$2,472,0001,961
Salaries and employee benefits$1,070,0002,289
Premises and equipment expense$211,0002,861
Additional noninterest expense$1,191,0001,465
Pre-tax net operating income$-1,888,0007,386
Securities gains (losses)$73,000627
Applicable income taxes$04,545
Income before extraordinary items$-1,815,0007,391
Extraordinary gains, net$09
Net income$-1,815,0007,391
Minority interest net income$086
Net income of bank and minority interests.$-1,815,0007,391
Net charge-offs$1,027,000845
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,888,0007,396
2010-12-31 (YTD Data)Rank
Total interest income$13,876,0002,177
Total interest expense$6,582,0001,252
Net interest income$7,294,0002,972
Provision for loan and lease losses$6,285,000959
Total noninterest income$1,894,0002,151
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$846,0001,735
Trading account gains and fees$0175
Additional Noninterest Income$1,048,0002,123
Total noninterest expense$11,409,0001,730
Salaries and employee benefits$4,058,0002,379
Premises and equipment expense$910,0002,678
Additional noninterest expense$6,441,0001,151
Pre-tax net operating income$-8,506,0007,310
Securities gains (losses)$1,681,000316
Applicable income taxes$-12,0006,581
Income before extraordinary items$-6,813,0007,270
Extraordinary gains, net$029
Net income$-6,813,0007,270
Minority interest net income$0111
Net income of bank and minority interests.$-6,813,0007,270
Net charge-offs$6,168,000860
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-8,494,0007,323
2010-09-30 (YTD Data)Rank
Total interest income$10,954,0002,105
Total interest expense$5,169,0001,236
Net interest income$5,785,0002,848
Provision for loan and lease losses$5,975,000768
Total noninterest income$1,531,0002,062
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$691,0001,665
Trading account gains and fees$0165
Additional Noninterest Income$840,0002,018
Total noninterest expense$8,548,0001,732
Salaries and employee benefits$2,998,0002,417
Premises and equipment expense$676,0002,742
Additional noninterest expense$4,874,0001,104
Pre-tax net operating income$-7,207,0007,472
Securities gains (losses)$1,670,000262
Applicable income taxes$04,726
Income before extraordinary items$-5,537,0007,451
Extraordinary gains, net$023
Net income$-5,537,0007,451
Minority interest net income$0110
Net income of bank and minority interests.$-5,537,0007,451
Net charge-offs$5,506,000727
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-7,207,0007,497
2010-06-30 (YTD Data)Rank
Total interest income$7,600,0002,054
Total interest expense$3,644,0001,220
Net interest income$3,956,0002,780
Provision for loan and lease losses$4,975,000640
Total noninterest income$1,058,0001,971
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$472,0001,630
Trading account gains and fees$0152
Additional Noninterest Income$586,0001,890
Total noninterest expense$5,549,0001,784
Salaries and employee benefits$1,950,0002,497
Premises and equipment expense$462,0002,690
Additional noninterest expense$3,137,0001,134
Pre-tax net operating income$-5,510,0007,576
Securities gains (losses)$930,000279
Applicable income taxes$04,691
Income before extraordinary items$-4,580,0007,561
Extraordinary gains, net$019
Net income$-4,580,0007,561
Minority interest net income$0105
Net income of bank and minority interests.$-4,580,0007,561
Net charge-offs$4,073,000657
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-5,510,0007,601
2010-03-31 (YTD Data)Rank
Total interest income$3,870,0002,067
Total interest expense$1,869,0001,251
Net interest income$2,001,0002,781
Provision for loan and lease losses$3,250,000509
Total noninterest income$404,0002,350
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$234,0001,636
Trading account gains and fees$0175
Additional Noninterest Income$170,0002,637
Total noninterest expense$2,284,0002,134
Salaries and employee benefits$961,0002,562
Premises and equipment expense$251,0002,592
Additional noninterest expense$1,072,0001,640
Pre-tax net operating income$-3,129,0007,699
Securities gains (losses)$516,000245
Applicable income taxes$04,611
Income before extraordinary items$-2,613,0007,691
Extraordinary gains, net$016
Net income$-2,613,0007,692
Minority interest net income$091
Net income of bank and minority interests.$-2,613,0007,692
Net charge-offs$1,911,000665
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-3,129,0007,715
2009-12-31 (YTD Data)Rank
Total interest income$15,852,0002,133
Total interest expense$7,550,0001,555
Net interest income$8,302,0002,634
Provision for loan and lease losses$16,772,000561
Total noninterest income$2,103,0002,053
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,156,0001,481
Trading account gains and fees$0211
Additional Noninterest Income$947,0002,217
Total noninterest expense$9,702,0002,082
Salaries and employee benefits$3,984,0002,456
Premises and equipment expense$889,0002,853
Additional noninterest expense$4,829,0001,542
Pre-tax net operating income$-16,069,0007,650
Securities gains (losses)$786,000615
Applicable income taxes$-1,163,0007,334
Income before extraordinary items$-14,120,0007,661
Extraordinary gains, net$034
Net income$-14,120,0007,659
Minority interest net income$0115
Net income of bank and minority interests.$-14,120,0007,660
Net charge-offs$11,972,000592
Cash dividends$780,0001,967
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-14,843,1207,673
2009-09-30 (YTD Data)Rank
Total interest income$11,900,0002,170
Total interest expense$5,570,0001,667
Net interest income$6,330,0002,583
Provision for loan and lease losses$11,017,000580
Total noninterest income$1,611,0002,058
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$866,0001,484
Trading account gains and fees$0212
Additional Noninterest Income$745,0002,213
Total noninterest expense$6,422,0002,309
Salaries and employee benefits$3,074,0002,428
Premises and equipment expense$667,0002,889
Additional noninterest expense$2,681,0001,971
Pre-tax net operating income$-9,498,0007,725
Securities gains (losses)$758,000495
Applicable income taxes$-3,141,0007,824
Income before extraordinary items$-5,599,0007,621
Extraordinary gains, net$027
Net income$-5,599,0007,621
Minority interest net income$0118
Net income of bank and minority interests.$-5,599,0007,621
Net charge-offs$4,903,000828
Cash dividends$780,0001,524
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-6,084,1207,664
2009-06-30 (YTD Data)Rank
Total interest income$7,560,0002,280
Total interest expense$3,552,0001,814
Net interest income$4,008,0002,714
Provision for loan and lease losses$7,000,000591
Total noninterest income$1,103,0002,030
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$577,0001,461
Trading account gains and fees$0193
Additional Noninterest Income$526,0002,148
Total noninterest expense$4,434,0002,266
Salaries and employee benefits$2,208,0002,287
Premises and equipment expense$441,0002,948
Additional noninterest expense$1,785,0001,999
Pre-tax net operating income$-6,323,0007,804
Securities gains (losses)$542,000478
Applicable income taxes$-2,050,0007,901
Income before extraordinary items$-3,731,0007,698
Extraordinary gains, net$021
Net income$-3,731,0007,697
Minority interest net income$0112
Net income of bank and minority interests.$-3,731,0007,697
Net charge-offs$1,747,0001,228
Cash dividends$780,0001,163
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-4,083,3007,749
2009-03-31 (YTD Data)Rank
Total interest income$4,020,0002,199
Total interest expense$1,759,0001,893
Net interest income$2,261,0002,396
Provision for loan and lease losses$411,0001,968
Total noninterest income$559,0001,970
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$287,0001,432
Trading account gains and fees$0171
Additional Noninterest Income$272,0002,091
Total noninterest expense$2,242,0002,187
Salaries and employee benefits$1,165,0002,188
Premises and equipment expense$198,0003,247
Additional noninterest expense$879,0001,831
Pre-tax net operating income$167,0004,332
Securities gains (losses)$437,000381
Applicable income taxes$166,0001,640
Income before extraordinary items$438,0002,388
Extraordinary gains, net$015
Net income$438,0002,388
Minority interest net income$0102
Net income of bank and minority interests.$438,0002,390
Net charge-offs$-28,0008,052
Cash dividends$380,0001,154
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$118,9904,541
2008-12-31 (YTD Data)Rank
Total interest income$16,342,0002,296
Total interest expense$8,043,0001,967
Net interest income$8,299,0002,620
Provision for loan and lease losses$2,537,0001,548
Total noninterest income$1,899,0002,227
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,043,0001,699
Trading account gains and fees$0154
Additional Noninterest Income$856,0002,362
Total noninterest expense$6,974,0002,694
Salaries and employee benefits$3,659,0002,716
Premises and equipment expense$807,0003,158
Additional noninterest expense$2,508,0002,332
Pre-tax net operating income$687,0004,426
Securities gains (losses)$190,000740
Applicable income taxes$163,0002,997
Income before extraordinary items$714,0003,912
Extraordinary gains, net$039
Net income$714,0003,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,960,0001,308
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$560,1004,423
2008-09-30 (YTD Data)Rank
Total interest income$12,258,0002,347
Total interest expense$6,113,0002,022
Net interest income$6,145,0002,668
Provision for loan and lease losses$1,307,0001,563
Total noninterest income$1,487,0002,223
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$792,0001,685
Trading account gains and fees$0148
Additional Noninterest Income$695,0002,325
Total noninterest expense$5,200,0002,691
Salaries and employee benefits$2,771,0002,720
Premises and equipment expense$611,0003,148
Additional noninterest expense$1,818,0002,341
Pre-tax net operating income$1,125,0003,450
Securities gains (losses)$245,000536
Applicable income taxes$364,0002,267
Income before extraordinary items$1,006,0003,091
Extraordinary gains, net$031
Net income$1,006,0003,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,080,0001,242
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$827,1503,638
2008-06-30 (YTD Data)Rank
Total interest income$8,116,0002,390
Total interest expense$4,126,0002,073
Net interest income$3,990,0002,707
Provision for loan and lease losses$341,0002,360
Total noninterest income$936,0002,341
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$512,0001,727
Trading account gains and fees$0149
Additional Noninterest Income$424,0002,490
Total noninterest expense$3,467,0002,698
Salaries and employee benefits$1,848,0002,746
Premises and equipment expense$414,0003,121
Additional noninterest expense$1,205,0002,336
Pre-tax net operating income$1,118,0002,725
Securities gains (losses)$236,000545
Applicable income taxes$391,0001,897
Income before extraordinary items$963,0002,649
Extraordinary gains, net$021
Net income$963,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$698,0001,069
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$795,4403,014
2008-03-31 (YTD Data)Rank
Total interest income$4,069,0002,436
Total interest expense$2,147,0002,118
Net interest income$1,922,0002,800
Provision for loan and lease losses$100,0002,696
Total noninterest income$459,0002,358
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$228,0001,856
Trading account gains and fees$0158
Additional Noninterest Income$231,0002,342
Total noninterest expense$1,687,0002,745
Salaries and employee benefits$973,0002,646
Premises and equipment expense$201,0003,212
Additional noninterest expense$513,0002,662
Pre-tax net operating income$594,0002,726
Securities gains (losses)$196,000446
Applicable income taxes$233,0001,766
Income before extraordinary items$557,0002,462
Extraordinary gains, net$015
Net income$557,0002,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0001,212
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$417,8403,024
2007-12-31 (YTD Data)Rank
Total interest income$17,153,0002,403
Total interest expense$8,887,0002,134
Net interest income$8,266,0002,649
Provision for loan and lease losses$470,0002,435
Total noninterest income$2,268,0002,028
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,122,0001,593
Trading account gains and fees$0178
Additional Noninterest Income$1,146,0002,032
Total noninterest expense$6,533,0002,742
Salaries and employee benefits$3,522,0002,788
Premises and equipment expense$644,0003,661
Additional noninterest expense$2,367,0002,286
Pre-tax net operating income$3,531,0002,179
Securities gains (losses)$122,000559
Applicable income taxes$1,095,0001,755
Income before extraordinary items$2,558,0002,307
Extraordinary gains, net$039
Net income$2,558,0002,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,0001,923
Cash dividends$1,000,0002,600
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,472,6002,382
2007-09-30 (YTD Data)Rank
Total interest income$12,685,0002,433
Total interest expense$6,585,0002,153
Net interest income$6,100,0002,696
Provision for loan and lease losses$380,0001,935
Total noninterest income$1,400,0002,334
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$842,0001,563
Trading account gains and fees$0184
Additional Noninterest Income$558,0002,671
Total noninterest expense$4,749,0002,789
Salaries and employee benefits$2,508,0002,912
Premises and equipment expense$456,0003,803
Additional noninterest expense$1,785,0002,224
Pre-tax net operating income$2,371,0002,519
Securities gains (losses)$42,000657
Applicable income taxes$710,0002,063
Income before extraordinary items$1,703,0002,715
Extraordinary gains, net$033
Net income$1,703,0002,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0001,608
Cash dividends$750,0002,379
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,673,1802,725
2007-06-30 (YTD Data)Rank
Total interest income$8,291,0002,486
Total interest expense$4,250,0002,213
Net interest income$4,041,0002,728
Provision for loan and lease losses$165,0002,459
Total noninterest income$911,0002,373
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$556,0001,580
Trading account gains and fees$0168
Additional Noninterest Income$355,0002,749
Total noninterest expense$3,143,0002,849
Salaries and employee benefits$1,650,0002,991
Premises and equipment expense$278,0004,068
Additional noninterest expense$1,215,0002,191
Pre-tax net operating income$1,644,0002,518
Securities gains (losses)$27,000649
Applicable income taxes$494,0002,084
Income before extraordinary items$1,177,0002,680
Extraordinary gains, net$029
Net income$1,177,0002,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,343
Cash dividends$500,0002,415
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,158,1002,696
2007-03-31 (YTD Data)Rank
Total interest income$4,149,0002,480
Total interest expense$2,106,0002,222
Net interest income$2,043,0002,705
Provision for loan and lease losses$90,0002,153
Total noninterest income$433,0002,426
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$259,0001,664
Trading account gains and fees$0195
Additional Noninterest Income$174,0002,761
Total noninterest expense$1,554,0002,890
Salaries and employee benefits$827,0002,991
Premises and equipment expense$127,0004,340
Additional noninterest expense$600,0002,199
Pre-tax net operating income$832,0002,498
Securities gains (losses)$27,000501
Applicable income taxes$254,0002,070
Income before extraordinary items$605,0002,611
Extraordinary gains, net$022
Net income$605,0002,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$250,0002,166
Sale, conversion, retirement of capital stock, net$0885
Net operating income$586,1002,666
2006-12-31 (YTD Data)Rank
Total interest income$15,454,0002,492
Total interest expense$7,657,0002,123
Net interest income$7,797,0002,817
Provision for loan and lease losses$350,0002,520
Total noninterest income$1,820,0002,375
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,046,0001,685
Trading account gains and fees$0130
Additional Noninterest Income$774,0002,627
Total noninterest expense$5,889,0002,916
Salaries and employee benefits$3,208,0002,947
Premises and equipment expense$523,0004,149
Additional noninterest expense$2,158,0002,395
Pre-tax net operating income$3,378,0002,559
Securities gains (losses)$48,000692
Applicable income taxes$978,0002,224
Income before extraordinary items$2,448,0002,661
Extraordinary gains, net$051
Net income$2,448,0002,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,401
Cash dividends$1,163,0002,320
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,413,9202,677
2006-09-30 (YTD Data)Rank
Total interest income$11,327,0002,534
Total interest expense$5,500,0002,151
Net interest income$5,827,0002,848
Provision for loan and lease losses$250,0002,440
Total noninterest income$1,382,0002,364
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$777,0001,706
Trading account gains and fees$0126
Additional Noninterest Income$605,0002,552
Total noninterest expense$4,358,0002,945
Salaries and employee benefits$2,320,0003,031
Premises and equipment expense$400,0004,110
Additional noninterest expense$1,638,0002,362
Pre-tax net operating income$2,601,0002,574
Securities gains (losses)$50,000557
Applicable income taxes$755,0002,288
Income before extraordinary items$1,896,0002,687
Extraordinary gains, net$045
Net income$1,896,0002,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,744
Cash dividends$919,0002,044
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,860,0002,713
2006-06-30 (YTD Data)Rank
Total interest income$7,372,0002,551
Total interest expense$3,476,0002,142
Net interest income$3,896,0002,845
Provision for loan and lease losses$180,0002,262
Total noninterest income$970,0002,271
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$504,0001,731
Trading account gains and fees$0126
Additional Noninterest Income$466,0002,318
Total noninterest expense$2,943,0002,925
Salaries and employee benefits$1,592,0002,974
Premises and equipment expense$261,0004,170
Additional noninterest expense$1,090,0002,373
Pre-tax net operating income$1,743,0002,569
Securities gains (losses)$01,185
Applicable income taxes$494,0002,329
Income before extraordinary items$1,249,0002,705
Extraordinary gains, net$039
Net income$1,249,0002,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,446
Cash dividends$462,0002,504
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,249,0002,691
2006-03-31 (YTD Data)Rank
Total interest income$3,621,0002,544
Total interest expense$1,675,0002,131
Net interest income$1,946,0002,840
Provision for loan and lease losses$90,0002,132
Total noninterest income$359,0002,726
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$241,0001,748
Trading account gains and fees$0115
Additional Noninterest Income$118,0003,406
Total noninterest expense$1,469,0002,933
Salaries and employee benefits$799,0002,975
Premises and equipment expense$127,0004,250
Additional noninterest expense$543,0002,365
Pre-tax net operating income$746,0002,848
Securities gains (losses)$0955
Applicable income taxes$203,0002,586
Income before extraordinary items$543,0002,958
Extraordinary gains, net$021
Net income$543,0002,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,516
Cash dividends$230,0002,243
Sale, conversion, retirement of capital stock, net$0648
Net operating income$543,0002,942
2005-12-31 (YTD Data)Rank
Total interest income$13,205,0002,496
Total interest expense$5,486,0002,039
Net interest income$7,719,0002,795
Provision for loan and lease losses$342,0002,567
Total noninterest income$1,548,0002,635
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$963,0001,786
Trading account gains and fees$0138
Additional Noninterest Income$585,0003,105
Total noninterest expense$5,556,0002,953
Salaries and employee benefits$2,893,0003,070
Premises and equipment expense$475,0004,327
Additional noninterest expense$2,188,0002,288
Pre-tax net operating income$3,369,0002,522
Securities gains (losses)$78,000785
Applicable income taxes$983,0002,290
Income before extraordinary items$2,464,0002,631
Extraordinary gains, net$046
Net income$2,464,0002,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,573
Cash dividends$901,0002,648
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,408,6202,643
2005-09-30 (YTD Data)Rank
Total interest income$9,634,0002,499
Total interest expense$3,899,0002,032
Net interest income$5,735,0002,789
Provision for loan and lease losses$342,0001,981
Total noninterest income$1,160,0002,642
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$723,0001,788
Trading account gains and fees$0126
Additional Noninterest Income$437,0003,119
Total noninterest expense$4,206,0002,890
Salaries and employee benefits$2,199,0002,990
Premises and equipment expense$357,0004,307
Additional noninterest expense$1,650,0002,240
Pre-tax net operating income$2,347,0002,699
Securities gains (losses)$78,000746
Applicable income taxes$683,0002,431
Income before extraordinary items$1,742,0002,757
Extraordinary gains, net$035
Net income$1,742,0002,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,0001,243
Cash dividends$675,0002,356
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,685,8402,813
2005-06-30 (YTD Data)Rank
Total interest income$6,262,0002,507
Total interest expense$2,485,0002,000
Net interest income$3,777,0002,793
Provision for loan and lease losses$162,0002,506
Total noninterest income$715,0002,729
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$463,0001,809
Trading account gains and fees$0116
Additional Noninterest Income$252,0003,358
Total noninterest expense$2,745,0002,939
Salaries and employee benefits$1,466,0002,983
Premises and equipment expense$233,0004,340
Additional noninterest expense$1,046,0002,332
Pre-tax net operating income$1,585,0002,640
Securities gains (losses)$22,0001,077
Applicable income taxes$460,0002,379
Income before extraordinary items$1,147,0002,761
Extraordinary gains, net$030
Net income$1,147,0002,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0001,968
Cash dividends$450,0002,360
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,131,3802,758
2005-03-31 (YTD Data)Rank
Total interest income$3,053,0002,531
Total interest expense$1,172,0002,010
Net interest income$1,881,0002,796
Provision for loan and lease losses$96,0002,123
Total noninterest income$333,0002,824
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$224,0001,808
Trading account gains and fees$0115
Additional Noninterest Income$109,0003,573
Total noninterest expense$1,343,0002,998
Salaries and employee benefits$731,0003,002
Premises and equipment expense$117,0004,378
Additional noninterest expense$495,0002,464
Pre-tax net operating income$775,0002,642
Securities gains (losses)$-4,0008,340
Applicable income taxes$220,0002,449
Income before extraordinary items$551,0002,801
Extraordinary gains, net$024
Net income$551,0002,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,609
Cash dividends$225,0002,079
Sale, conversion, retirement of capital stock, net$0491
Net operating income$553,8402,743
2004-12-31 (YTD Data)Rank
Total interest income$11,485,0002,500
Total interest expense$4,207,0001,937
Net interest income$7,278,0002,786
Provision for loan and lease losses$383,0002,448
Total noninterest income$1,382,0002,840
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$951,0001,838
Trading account gains and fees$0138
Additional Noninterest Income$431,0003,578
Total noninterest expense$5,207,0002,998
Salaries and employee benefits$2,877,0002,947
Premises and equipment expense$417,0004,631
Additional noninterest expense$1,913,0002,521
Pre-tax net operating income$3,070,0002,536
Securities gains (losses)$284,000662
Applicable income taxes$1,037,0002,097
Income before extraordinary items$2,317,0002,577
Extraordinary gains, net$034
Net income$2,317,0002,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,946
Cash dividends$800,0002,706
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,121,0402,716
2004-09-30 (YTD Data)Rank
Total interest income$8,441,0002,508
Total interest expense$3,083,0001,947
Net interest income$5,358,0002,805
Provision for loan and lease losses$323,0002,131
Total noninterest income$1,043,0002,841
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$721,0001,835
Trading account gains and fees$0134
Additional Noninterest Income$322,0003,605
Total noninterest expense$4,017,0002,898
Salaries and employee benefits$2,148,0002,939
Premises and equipment expense$310,0004,663
Additional noninterest expense$1,559,0002,314
Pre-tax net operating income$2,061,0002,804
Securities gains (losses)$283,000623
Applicable income taxes$722,0002,259
Income before extraordinary items$1,622,0002,768
Extraordinary gains, net$026
Net income$1,622,0002,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,126
Cash dividends$400,0003,011
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,426,7303,015
2004-06-30 (YTD Data)Rank
Total interest income$5,534,0002,523
Total interest expense$1,993,0001,972
Net interest income$3,541,0002,815
Provision for loan and lease losses$118,0003,243
Total noninterest income$672,0002,922
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$474,0001,838
Trading account gains and fees$0130
Additional Noninterest Income$198,0003,753
Total noninterest expense$2,747,0002,849
Salaries and employee benefits$1,444,0002,932
Premises and equipment expense$201,0004,744
Additional noninterest expense$1,102,0002,199
Pre-tax net operating income$1,348,0002,818
Securities gains (losses)$178,000704
Applicable income taxes$471,0002,293
Income before extraordinary items$1,055,0002,803
Extraordinary gains, net$021
Net income$1,055,0002,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,266
Cash dividends$200,0003,418
Sale, conversion, retirement of capital stock, net$0638
Net operating income$932,1803,023
2004-03-31 (YTD Data)Rank
Total interest income$2,744,0002,546
Total interest expense$1,004,0001,985
Net interest income$1,740,0002,857
Provision for loan and lease losses$45,0003,437
Total noninterest income$331,0002,910
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$214,0001,960
Trading account gains and fees$0121
Additional Noninterest Income$117,0003,389
Total noninterest expense$1,451,0002,711
Salaries and employee benefits$723,0002,931
Premises and equipment expense$99,0004,820
Additional noninterest expense$629,0001,871
Pre-tax net operating income$575,0003,187
Securities gains (losses)$178,000552
Applicable income taxes$231,0002,321
Income before extraordinary items$522,0002,839
Extraordinary gains, net$016
Net income$522,0002,839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,673
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$399,1803,410
2003-12-31 (YTD Data)Rank
Total interest income$10,540,0002,679
Total interest expense$4,126,0002,156
Net interest income$6,414,0003,000
Provision for loan and lease losses$560,0001,978
Total noninterest income$1,687,0002,603
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$869,0001,975
Trading account gains and fees$0160
Additional Noninterest Income$818,0002,707
Total noninterest expense$4,614,0003,279
Salaries and employee benefits$2,564,0003,212
Premises and equipment expense$381,0004,910
Additional noninterest expense$1,669,0002,798
Pre-tax net operating income$2,927,0002,559
Securities gains (losses)$284,0001,083
Applicable income taxes$987,0002,191
Income before extraordinary items$2,224,0002,632
Extraordinary gains, net$054
Net income$2,224,0002,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0003,175
Cash dividends$425,0003,818
Sale, conversion, retirement of capital stock, net$27,000772
Net operating income$2,028,0402,710
2003-09-30 (YTD Data)Rank
Total interest income$7,864,0002,738
Total interest expense$3,101,0002,228
Net interest income$4,763,0003,035
Provision for loan and lease losses$495,0001,677
Total noninterest income$1,345,0002,551
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$645,0002,004
Trading account gains and fees$0153
Additional Noninterest Income$700,0002,558
Total noninterest expense$3,437,0003,294
Salaries and employee benefits$1,905,0003,236
Premises and equipment expense$308,0004,631
Additional noninterest expense$1,224,0002,836
Pre-tax net operating income$2,176,0002,673
Securities gains (losses)$234,0001,138
Applicable income taxes$727,0002,340
Income before extraordinary items$1,683,0002,710
Extraordinary gains, net$040
Net income$1,683,0002,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,430
Cash dividends$425,0002,932
Sale, conversion, retirement of capital stock, net$27,000604
Net operating income$1,519,2002,789
2003-06-30 (YTD Data)Rank
Total interest income$5,171,0002,800
Total interest expense$2,085,0002,273
Net interest income$3,086,0003,112
Provision for loan and lease losses$355,0001,569
Total noninterest income$876,0002,574
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$414,0002,033
Trading account gains and fees$0150
Additional Noninterest Income$462,0002,563
Total noninterest expense$2,258,0003,328
Salaries and employee benefits$1,249,0003,273
Premises and equipment expense$203,0004,657
Additional noninterest expense$806,0002,853
Pre-tax net operating income$1,349,0002,825
Securities gains (losses)$218,000992
Applicable income taxes$472,0002,403
Income before extraordinary items$1,095,0002,778
Extraordinary gains, net$030
Net income$1,095,0002,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,995
Cash dividends$425,0002,359
Sale, conversion, retirement of capital stock, net$27,000479
Net operating income$942,4002,939
2003-03-31 (YTD Data)Rank
Total interest income$2,547,0002,853
Total interest expense$1,050,0002,320
Net interest income$1,497,0003,172
Provision for loan and lease losses$255,0001,093
Total noninterest income$407,0002,634
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$202,0002,001
Trading account gains and fees$0134
Additional Noninterest Income$205,0002,685
Total noninterest expense$1,096,0003,398
Salaries and employee benefits$600,0003,368
Premises and equipment expense$97,0004,800
Additional noninterest expense$399,0002,873
Pre-tax net operating income$553,0003,272
Securities gains (losses)$206,000643
Applicable income taxes$231,0002,453
Income before extraordinary items$528,0002,830
Extraordinary gains, net$021
Net income$528,0002,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,852
Cash dividends$425,0001,395
Sale, conversion, retirement of capital stock, net$0419
Net operating income$383,8003,405
2002-12-31 (YTD Data)Rank
Total interest income$10,126,0002,984
Total interest expense$4,430,0002,511
Net interest income$5,696,0003,277
Provision for loan and lease losses$565,0002,175
Total noninterest income$1,457,0002,668
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$816,0001,963
Trading account gains and fees$0153
Additional Noninterest Income$641,0002,857
Total noninterest expense$4,165,0003,451
Salaries and employee benefits$2,138,0003,539
Premises and equipment expense$424,0004,444
Additional noninterest expense$1,603,0002,801
Pre-tax net operating income$2,423,0002,956
Securities gains (losses)$96,0001,795
Applicable income taxes$811,0002,571
Income before extraordinary items$1,708,0003,165
Extraordinary gains, net$070
Net income$1,708,0003,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0002,639
Cash dividends$1,095,0002,087
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,642,7203,167
2001-12-31 (YTD Data)Rank
Total interest income$10,254,0003,236
Total interest expense$5,464,0002,904
Net interest income$4,790,0003,561
Provision for loan and lease losses$325,0003,038
Total noninterest income$1,287,0002,796
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$809,0001,883
Trading account gains and fees$0177
Additional Noninterest Income$478,0003,211
Total noninterest expense$3,814,0003,573
Salaries and employee benefits$1,892,0003,749
Premises and equipment expense$481,0004,024
Additional noninterest expense$1,441,0002,975
Pre-tax net operating income$1,938,0003,248
Securities gains (losses)$155,0001,381
Applicable income taxes$679,0002,726
Income before extraordinary items$1,414,0003,372
Extraordinary gains, net$0105
Net income$1,414,0003,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,135
Cash dividends$628,0003,052
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,308,6003,474
2000-12-31 (YTD Data)Rank
Total interest income$9,537,0003,546
Total interest expense$5,181,0003,205
Net interest income$4,356,0003,906
Provision for loan and lease losses$381,0002,362
Total noninterest income$573,0004,526
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$521,0002,595
Trading account gains and feesNANA
Additional Noninterest Income$52,0007,733
Total noninterest expense$3,077,0004,146
Salaries and employee benefits$1,459,0004,457
Premises and equipment expense$469,0003,990
Additional noninterest expense$1,149,0003,582
Pre-tax net operating income$1,471,0004,119
Securities gains (losses)$01,956
Applicable income taxes$468,0003,630
Income before extraordinary items$1,003,0004,385
Extraordinary gains, net$038
Net income$1,003,0004,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,678
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,003,0004,381
1999-12-31 (YTD Data)Rank
Total interest income$7,517,0004,146
Total interest expense$3,749,0003,795
Net interest income$3,768,0004,397
Provision for loan and lease losses$218,0003,382
Total noninterest income$417,0005,485
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$352,0003,551
Trading account gains and feesNANA
Additional Noninterest Income$65,0007,576
Total noninterest expense$2,539,0004,827
Salaries and employee benefits$1,290,0004,901
Premises and equipment expense$329,0005,181
Additional noninterest expense$920,0004,304
Pre-tax net operating income$1,428,0004,227
Securities gains (losses)$03,155
Applicable income taxes$476,0003,736
Income before extraordinary items$952,0004,577
Extraordinary gains, net$035
Net income$952,0004,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,347
Cash dividends$800,0002,646
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$952,0004,534
1998-12-31 (YTD Data)Rank
Total interest income$5,683,0005,183
Total interest expense$2,829,0004,927
Net interest income$2,854,0005,329
Provision for loan and lease losses$160,0004,005
Total noninterest income$311,0006,363
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$223,0004,832
Trading account gains and feesNANA
Additional Noninterest Income$88,0006,932
Total noninterest expense$2,080,0005,451
Salaries and employee benefits$1,030,0005,662
Premises and equipment expense$280,0005,588
Additional noninterest expense$770,0004,805
Pre-tax net operating income$925,0005,648
Securities gains (losses)$04,449
Applicable income taxes$55,0008,243
Income before extraordinary items$870,0004,935
Extraordinary gains, net$032
Net income$870,0004,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$1,238,000442
Net operating income$870,0004,854
1997-12-31 (YTD Data)Rank
Total interest income$2,982,0007,773
Total interest expense$1,523,0007,291
Net interest income$1,459,0008,075
Provision for loan and lease losses$465,0001,895
Total noninterest income$145,0008,671
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0006,437
Trading account gains and feesNANA
Additional Noninterest Income$9,00010,473
Total noninterest expense$1,426,0006,974
Salaries and employee benefits$717,0007,225
Premises and equipment expense$189,0007,042
Additional noninterest expense$520,0006,344
Pre-tax net operating income$-287,00010,626
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-287,00010,664
Extraordinary gains, net$044
Net income$-287,00010,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,932
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$339,000595
Net operating income$-287,00010,642
1996-12-31 (YTD Data)Rank
Total interest income$88,00011,418
Total interest expense$32,00011,382
Net interest income$56,00011,422
Provision for loan and lease losses$51,0006,537
Total noninterest income$3,00011,374
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0009,845
Trading account gains and feesNANA
Additional Noninterest Income$011,390
Total noninterest expense$283,00011,260
Salaries and employee benefits$109,00011,342
Premises and equipment expense$34,00011,051
Additional noninterest expense$140,00010,671
Pre-tax net operating income$-275,00011,121
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-275,00011,162
Extraordinary gains, net$053
Net income$-275,00011,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$4,184,000179
Net operating income$-275,00011,127

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.