Home > Citizens Commerce Bank > Net charge- offs to loans
Citizens Commerce Bank, Net charge- offs to loans
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0326% | 4,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 4,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0530% | 4,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0602% | 4,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0812% | 4,110 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0958% | 4,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0479% | 2,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0302% | 4,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 4,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0688% | 4,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0780% | 4,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0120% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 2,038 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0499% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 4,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0437% | 4,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0578% | 4,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0563% | 4,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0647% | 4,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0960% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0445% | 2,695 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 4,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 4,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0223% | 4,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1467% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2339% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2924% | 1,540 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0259% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 4,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0295% | 4,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 4,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0627% | 4,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0854% | 2,208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0463% | 4,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0370% | 4,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0601% | 4,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0699% | 4,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1355% | 4,486 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1678% | 4,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 4,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 4,287 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1787% | 4,792 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4257% | 931 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1288% | 4,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 4,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0375% | 4,214 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0927% | 4,667 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4547% | 936 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 4,024 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0656% | 4,523 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2554% | 915 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2662% | 4,833 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5035% | 933 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1809% | 4,689 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2577% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 1,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3070% | 4,932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3713% | 1,849 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5454% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2527% | 4,980 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0486% | 4,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0418% | 4,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 1,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3266% | 4,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5830% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0631% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2765% | 4,994 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0534% | 4,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0638% | 5,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5636% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0698% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4764% | 5,133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1026% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2346% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2787% | 249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1012% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3845% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7477% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6867% | 5,236 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 2,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 1,825 |
| Percentage Net Loans Charged-off:Construction & development | 1.1751% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0348% | 5,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 4,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3419% | 5,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1617% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7827% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4462% | 5,336 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 2,985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 4,078 |
| Percentage Net Loans Charged-off:Construction & development | -0.1114% | 4,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0241% | 4,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 5,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2741% | 5,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6067% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9833% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4837% | 5,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 3,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | -0.1761% | 4,954 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 5,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0445% | 5,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3694% | 5,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3354% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2112% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7148% | 5,463 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 2,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0758% | 5,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0914% | 5,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6432% | 5,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1431% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9467% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8357% | 5,505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 5,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 4,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5673% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0322% | 714 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6754% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1380% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1543% | 5,389 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2892% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4500% | 5,559 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2259% | 5,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3107% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3517% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7670% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0438% | 592 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9113% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1169% | 5,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1031% | 2,912 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1600% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6003% | 5,628 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2189% | 5,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0984% | 5,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 4,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 5,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0682% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0436% | 5,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4286% | 5,526 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0461% | 5,891 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1929% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | -5.2505% | 5,878 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2195% | 5,390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0366% | 5,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 5,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0522% | 5,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2569% | 5,448 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6157% | 5,678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3822% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2887% | 5,803 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2200% | 5,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5058% | 6,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4618% | 6,028 |
| Percentage Net Loans Charged-off:Construction & development | -9.5232% | 5,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 2,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 1,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1380% | 5,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0252% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3993% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4595% | 196 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2886% | 5,487 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5372% | 6,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6147% | 6,138 |
| Percentage Net Loans Charged-off:Construction & development | -12.2081% | 5,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1242% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1437% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5228% | 5,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4971% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4922% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1956% | 126 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3135% | 5,553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8680% | 6,260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9885% | 6,227 |
| Percentage Net Loans Charged-off:Construction & development | -16.7815% | 5,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0659% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0760% | 1,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6672% | 5,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0081% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5540% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7682% | 84 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1821% | 5,532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.8267% | 6,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.1172% | 6,317 |
| Percentage Net Loans Charged-off:Construction & development | -31.3737% | 5,801 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0864% | 5,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0997% | 5,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8002% | 5,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7734% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0845% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.3342% | 40 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1822% | 5,565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2036% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 2,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0938% | 2,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 2,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6616% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1372% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8047% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1291% | 5,686 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7760% | 5,814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2170% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0587% | 873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 1,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1497% | 1,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5176% | 294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2166% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9488% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0857% | 5,490 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9171% | 5,877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1460% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0914% | 2,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0899% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2048% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2318% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0666% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8687% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0431% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1087% | 5,916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3491% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2052% | 1,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.1194% | 491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4760% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5368% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7586% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3675% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0270% | 6,325 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1686% | 5,764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1492% | 3,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1820% | 2,441 |
| Percentage Net Loans Charged-off:Construction & development | 1.3637% | 727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3893% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1937% | 5,395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2012% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3651% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1846% | 2,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5863% | 6,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7573% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0818% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8801% | 6,486 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2989% | 5,954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1345% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1669% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | -0.4937% | 5,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5310% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.8843% | 5,442 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4597% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5104% | 628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4549% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6136% | 6,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7271% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2346% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9976% | 6,550 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3475% | 6,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2286% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2700% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | -0.7337% | 6,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7997% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.0268% | 5,438 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6970% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7880% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6886% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5452% | 6,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5386% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6304% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5921% | 6,639 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1829% | 5,932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1758% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | -1.3818% | 6,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6498% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | -7.7755% | 5,459 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1444% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2512% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4749% | 6,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9250% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6165% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2217% | 5,919 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1813% | 5,963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9781% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7240% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 4.1445% | 661 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0199% | 6,487 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5215% | 5,602 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9346% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4914% | 1,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9798% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8560% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7389% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8830% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2242% | 6,413 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2091% | 504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7343% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6706% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | 3.7236% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8646% | 5,631 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9056% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2420% | 1,205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9744% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6300% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3225% | 2,679 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0373% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1157% | 6,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3853% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7802% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6630% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.8288% | 1,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0785% | 2,115 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.5730% | 5,642 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7101% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3536% | 964 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8510% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5637% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2085% | 6,348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5583% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6656% | 6,732 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2544% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8488% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5602% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 1.4480% | 837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 1,621 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.8562% | 5,673 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8419% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6811% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9660% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0196% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4981% | 6,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2736% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9401% | 6,814 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.9243% | 6,478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5041% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6219% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 10.0528% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2254% | 2,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8661% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6424% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8130% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3220% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8896% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0072% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2525% | 589 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6095% | 6,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0125% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1273% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 12.3866% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2870% | 2,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3463% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6063% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7718% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8545% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7876% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1397% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9615% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7292% | 6,509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8754% | 373 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9096% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 10.6316% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7244% | 7,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.2704% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1841% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3073% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9495% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0613% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1879% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7543% | 303 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5231% | 6,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1935% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0278% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 4.6530% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.9656% | 7,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1561% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6172% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0633% | 985 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7824% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8888% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5093% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0244% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.5428% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9079% | 6,464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7544% | 646 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1641% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 5.9861% | 1,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6453% | 1,760 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3431% | 5,927 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0096% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3431% | 1,419 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1937% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9121% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4688% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8353% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3860% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1791% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4974% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 6.3599% | 899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6119% | 1,578 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4556% | 5,966 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3853% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4494% | 1,160 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5994% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4727% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4984% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3213% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.1539% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4537% | 432 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6526% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 8.1972% | 615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2957% | 1,817 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2845% | 5,971 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9319% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6664% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0723% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3692% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6218% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4607% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.0882% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1669% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9763% | 764 |
| Percentage Net Loans Charged-off:Construction & development | 3.4732% | 969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8211% | 316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6684% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9549% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8559% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.7809% | 190 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3820% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2484% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3425% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0251% | 258 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3132% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 11.2840% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1843% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2609% | 776 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7980% | 743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9774% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 20.1582% | 61 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3465% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1208% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2010% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7709% | 639 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6414% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 11.0548% | 431 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5638% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1510% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2634% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4711% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2349% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3742% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1439% | 6,895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5347% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1910% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 2.2639% | 1,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2015% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3632% | 1,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3981% | 1,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3104% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9140% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4191% | 978 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1833% | 6,934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0514% | 7,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0890% | 7,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2211% | 7,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2424% | 7,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 6,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6251% | 2,683 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2121% | 1,606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1910% | 6,908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9450% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9552% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 3.1394% | 801 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2413% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8297% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9175% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5309% | 2,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2595% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5151% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6986% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7340% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 2.3349% | 655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3232% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5057% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5605% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2564% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5333% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1227% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6799% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6131% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 1.1641% | 714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4764% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7294% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8083% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6168% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3633% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0406% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4186% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2211% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9205% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7604% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3014% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2037% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 2,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 2,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1660% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 2,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 2,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0432% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1991% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5685% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1927% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2203% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0420% | 1,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8730% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8645% | 1,614 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8626% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0834% | 3,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2296% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2173% | 1,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1903% | 3,716 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9418% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 4,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 7,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2556% | 2,901 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9376% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0756% | 3,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7667% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8663% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 4,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0431% | 2,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3900% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8254% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 3,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3402% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4760% | 2,436 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1401% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1212% | 8,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3854% | 8,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4086% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2953% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 2,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1440% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1567% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8350% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0738% | 1,699 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5520% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2440% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5427% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8984% | 1,825 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8582% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1162% | 2,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5463% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8338% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1197% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 4,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2583% | 3,345 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8535% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1034% | 4,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 1,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1815% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0198% | 4,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7092% | 2,947 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8733% | 1,382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 7,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0276% | 8,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0652% | 8,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0709% | 8,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2192% | 4,866 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3139% | 1,136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0177% | 7,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 8,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0996% | 8,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1081% | 8,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2455% | 4,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1622% | 1,350 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0791% | 8,263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0896% | 8,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2034% | 8,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2212% | 8,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1245% | 7,648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 4,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.3326% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0770% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 2,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 2,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0978% | 4,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1483% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7737% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 2,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.4424% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9851% | 2,196 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9849% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 3,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.6470% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6732% | 2,926 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1915% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0345% | 4,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5042% | 3,181 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8436% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2199% | 3,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0534% | 2,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 2,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 2,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3909% | 3,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7394% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4144% | 1,503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 5,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0641% | 2,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1414% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1520% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1375% | 3,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3433% | 5,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5262% | 1,936 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3914% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 4,949 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 7,216 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 6,560 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |