Home > Citizens Commerce Bank > Net charge- offs to loans

Citizens Commerce Bank, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0326%4,157
Percentage Net Loans Charged-off: Total real estate loans-0.0270%4,171
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0530%4,274
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0602%4,319
Percentage Net Loans Charged-off: Commercial and industrial-0.0812%4,110
Percentage Net Loans Charged-off: Loans to individuals-0.0958%4,192
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0479%2,165
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0302%4,135
Percentage Net Loans Charged-off: Total real estate loans-0.0353%4,324
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0688%4,427
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0780%4,462
Percentage Net Loans Charged-off: Commercial and industrial0.0120%1,174
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,293
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,198
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0036%2,038
Percentage Net Loans Charged-off: Total real estate loans-0.0020%3,462
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial0.0499%841
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0072%3,528
Percentage Net Loans Charged-off: Total real estate loans-0.0021%3,536
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0459%4,117
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0437%4,642
Percentage Net Loans Charged-off: Total real estate loans-0.0578%4,680
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0563%4,570
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0647%4,611
Percentage Net Loans Charged-off: Commercial and industrial0.0960%1,472
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0445%2,695
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0037%3,031
Percentage Net Loans Charged-off: Total real estate loans-0.0141%4,298
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0193%4,285
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0223%4,346
Percentage Net Loans Charged-off: Commercial and industrial0.1467%1,111
Percentage Net Loans Charged-off: Loans to individuals0.2339%1,845
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2924%1,540
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0259%4,491
Percentage Net Loans Charged-off: Total real estate loans-0.0204%4,467
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0295%4,439
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0343%4,505
Percentage Net Loans Charged-off: Commercial and industrial-0.0627%4,317
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,624
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0854%2,208
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0463%4,611
Percentage Net Loans Charged-off: Total real estate loans-0.0370%4,662
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0601%4,675
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0699%4,711
Percentage Net Loans Charged-off: Commercial and industrial-0.1355%4,486
Percentage Net Loans Charged-off: Loans to individuals-0.1678%4,524
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0011%4,175
Percentage Net Loans Charged-off: Total real estate loans0.0070%1,944
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0284%870
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0133%1,570
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0155%1,438
Percentage Net Loans Charged-off: Commercial and industrial-0.0459%4,287
Percentage Net Loans Charged-off: Loans to individuals-0.1787%4,792
Percentage Net Loans Charged-off: Credit card loans-0.4257%931
Percentage Net Loans Charged-off: Other loans to individual-0.1288%4,691
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0051%4,207
Percentage Net Loans Charged-off: Total real estate loans0.0008%1,919
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0177%1,249
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0207%1,135
Percentage Net Loans Charged-off: Commercial and industrial-0.0375%4,214
Percentage Net Loans Charged-off: Loans to individuals-0.0927%4,667
Percentage Net Loans Charged-off: Credit card loans-0.4547%936
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,021
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,172
Percentage Net Loans Charged-off: Total real estate loans0.0059%1,484
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0267%971
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0311%862
Percentage Net Loans Charged-off: Commercial and industrial-0.0195%4,024
Percentage Net Loans Charged-off: Loans to individuals-0.0656%4,523
Percentage Net Loans Charged-off: Credit card loans-0.2554%915
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0132%4,334
Percentage Net Loans Charged-off: Total real estate loans-0.0071%4,301
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals-0.2662%4,833
Percentage Net Loans Charged-off: Credit card loans-0.5035%933
Percentage Net Loans Charged-off: Other loans to individual-0.1809%4,689
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0335%2,734
Percentage Net Loans Charged-off: Total real estate loans0.0488%1,217
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.2577%339
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0160%1,726
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0187%1,610
Percentage Net Loans Charged-off: Commercial and industrial-0.3070%4,932
Percentage Net Loans Charged-off: Loans to individuals0.3713%1,849
Percentage Net Loans Charged-off: Credit card loans1.5454%363
Percentage Net Loans Charged-off: Other loans to individual-0.2527%4,980
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0486%4,920
Percentage Net Loans Charged-off: Total real estate loans-0.0418%4,865
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0218%1,399
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0256%1,289
Percentage Net Loans Charged-off: Commercial and industrial-0.3266%4,970
Percentage Net Loans Charged-off: Loans to individuals0.5830%1,260
Percentage Net Loans Charged-off: Credit card loans2.0631%277
Percentage Net Loans Charged-off: Other loans to individual-0.2765%4,994
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0534%4,945
Percentage Net Loans Charged-off: Total real estate loans-0.0638%5,051
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0224%1,213
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0264%1,109
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,594
Percentage Net Loans Charged-off: Loans to individuals0.5636%1,221
Percentage Net Loans Charged-off: Credit card loans2.0698%268
Percentage Net Loans Charged-off: Other loans to individual-0.4764%5,133
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1032%1,167
Percentage Net Loans Charged-off: Total real estate loans0.1026%474
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.2346%290
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.2787%249
Percentage Net Loans Charged-off: Commercial and industrial0.1012%839
Percentage Net Loans Charged-off: Loans to individuals0.3845%1,528
Percentage Net Loans Charged-off: Credit card loans1.7477%278
Percentage Net Loans Charged-off: Other loans to individual-0.6867%5,236
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0414%2,957
Percentage Net Loans Charged-off: Total real estate loans0.0307%1,825
Percentage Net Loans Charged-off:Construction & development1.1751%104
Percentage Net Loans Charged-off: Commercial real estate-0.0348%5,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0176%4,829
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net-0.0210%4,892
Percentage Net Loans Charged-off: Commercial and industrial-0.3419%5,170
Percentage Net Loans Charged-off: Loans to individuals2.1617%314
Percentage Net Loans Charged-off: Credit card loans5.7827%76
Percentage Net Loans Charged-off: Other loans to individual-0.4462%5,336
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0235%2,985
Percentage Net Loans Charged-off: Total real estate loans-0.0010%4,078
Percentage Net Loans Charged-off:Construction & development-0.1114%4,843
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0241%4,927
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net-0.0288%5,002
Percentage Net Loans Charged-off: Commercial and industrial-0.2741%5,134
Percentage Net Loans Charged-off: Loans to individuals2.6067%229
Percentage Net Loans Charged-off: Credit card loans6.9833%60
Percentage Net Loans Charged-off: Other loans to individual-0.4837%5,382
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0043%3,334
Percentage Net Loans Charged-off: Total real estate loans0.0047%1,908
Percentage Net Loans Charged-off:Construction & development-0.1761%4,954
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0371%5,071
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.0445%5,152
Percentage Net Loans Charged-off: Commercial and industrial-0.3694%5,260
Percentage Net Loans Charged-off: Loans to individuals1.3354%554
Percentage Net Loans Charged-off: Credit card loans4.2112%115
Percentage Net Loans Charged-off: Other loans to individual-0.7148%5,463
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0120%2,578
Percentage Net Loans Charged-off: Total real estate loans0.0329%1,088
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0758%5,354
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0914%5,416
Percentage Net Loans Charged-off: Commercial and industrial-0.6432%5,444
Percentage Net Loans Charged-off: Loans to individuals1.1431%721
Percentage Net Loans Charged-off: Credit card loans3.9467%139
Percentage Net Loans Charged-off: Other loans to individual-0.8357%5,505
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0174%5,086
Percentage Net Loans Charged-off: Total real estate loans-0.0033%4,547
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.5673%213
Percentage Net Loans Charged-off: Home equity loans0.0322%714
All other 1-4 family - Percent of loans charged-off, net0.6754%183
Percentage Net Loans Charged-off: Commercial and industrial-0.1380%5,131
Percentage Net Loans Charged-off: Loans to individuals-0.1543%5,389
Percentage Net Loans Charged-off: Credit card loans0.2892%681
Percentage Net Loans Charged-off: Other loans to individual-0.4500%5,559
Percentage Net Loans Charged-off: All other loans and lease-0.2259%5,300
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3107%743
Percentage Net Loans Charged-off: Total real estate loans0.3517%307
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.7670%126
Percentage Net Loans Charged-off: Home equity loans0.0438%592
All other 1-4 family - Percent of loans charged-off, net0.9113%115
Percentage Net Loans Charged-off: Commercial and industrial-0.1169%5,068
Percentage Net Loans Charged-off: Loans to individuals0.1031%2,912
Percentage Net Loans Charged-off: Credit card loans1.1600%446
Percentage Net Loans Charged-off: Other loans to individual-0.6003%5,628
Percentage Net Loans Charged-off: All other loans and lease-0.2189%5,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0984%5,609
Percentage Net Loans Charged-off: Total real estate loans-0.0117%4,807
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0256%5,202
Percentage Net Loans Charged-off: Home equity loans0.0682%468
All other 1-4 family - Percent of loans charged-off, net-0.0436%5,397
Percentage Net Loans Charged-off: Commercial and industrial-0.4286%5,526
Percentage Net Loans Charged-off: Loans to individuals-3.0461%5,891
Percentage Net Loans Charged-off: Credit card loans0.1929%597
Percentage Net Loans Charged-off: Other loans to individual-5.2505%5,878
Percentage Net Loans Charged-off: All other loans and lease-0.2195%5,390
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0366%5,164
Percentage Net Loans Charged-off: Total real estate loans-0.0067%4,628
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0441%5,431
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0522%5,518
Percentage Net Loans Charged-off: Commercial and industrial-0.2569%5,448
Percentage Net Loans Charged-off: Loans to individuals-0.6157%5,678
Percentage Net Loans Charged-off: Credit card loans0.3822%482
Percentage Net Loans Charged-off: Other loans to individual-1.2887%5,803
Percentage Net Loans Charged-off: All other loans and lease-0.2200%5,393
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5058%6,083
Percentage Net Loans Charged-off: Total real estate loans-0.4618%6,028
Percentage Net Loans Charged-off:Construction & development-9.5232%5,684
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0757%2,031
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0878%1,835
Percentage Net Loans Charged-off: Commercial and industrial-2.1380%5,889
Percentage Net Loans Charged-off: Loans to individuals2.0252%304
Percentage Net Loans Charged-off: Credit card loans1.3993%422
Percentage Net Loans Charged-off: Other loans to individual2.4595%196
Percentage Net Loans Charged-off: All other loans and lease-0.2886%5,487
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5372%6,165
Percentage Net Loans Charged-off: Total real estate loans-0.6147%6,138
Percentage Net Loans Charged-off:Construction & development-12.2081%5,745
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1242%1,410
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.1437%1,261
Percentage Net Loans Charged-off: Commercial and industrial-0.5228%5,740
Percentage Net Loans Charged-off: Loans to individuals2.4971%215
Percentage Net Loans Charged-off: Credit card loans1.4922%361
Percentage Net Loans Charged-off: Other loans to individual3.1956%126
Percentage Net Loans Charged-off: All other loans and lease-0.3135%5,553
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.8680%6,260
Percentage Net Loans Charged-off: Total real estate loans-0.9885%6,227
Percentage Net Loans Charged-off:Construction & development-16.7815%5,775
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0659%1,823
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0760%1,646
Percentage Net Loans Charged-off: Commercial and industrial-0.6672%5,852
Percentage Net Loans Charged-off: Loans to individuals3.0081%183
Percentage Net Loans Charged-off: Credit card loans0.5540%499
Percentage Net Loans Charged-off: Other loans to individual4.7682%84
Percentage Net Loans Charged-off: All other loans and lease-0.1821%5,532
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.8267%6,353
Percentage Net Loans Charged-off: Total real estate loans-2.1172%6,317
Percentage Net Loans Charged-off:Construction & development-31.3737%5,801
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0864%5,899
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0997%5,939
Percentage Net Loans Charged-off: Commercial and industrial-0.8002%5,963
Percentage Net Loans Charged-off: Loans to individuals5.7734%85
Percentage Net Loans Charged-off: Credit card loans1.0845%360
Percentage Net Loans Charged-off: Other loans to individual9.3342%40
Percentage Net Loans Charged-off: All other loans and lease-0.1822%5,565
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2036%2,039
Percentage Net Loans Charged-off: Total real estate loans0.1004%2,367
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0938%2,446
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.1067%2,232
Percentage Net Loans Charged-off: Commercial and industrial1.6616%492
Percentage Net Loans Charged-off: Loans to individuals1.1372%799
Percentage Net Loans Charged-off: Credit card loans2.8047%231
Percentage Net Loans Charged-off: Other loans to individual-0.1291%5,686
Percentage Net Loans Charged-off: All other loans and lease-0.7760%5,814
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2170%1,737
Percentage Net Loans Charged-off: Total real estate loans0.0587%2,602
Percentage Net Loans Charged-off:Construction & development0.0587%873
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1319%1,934
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.1497%1,724
Percentage Net Loans Charged-off: Commercial and industrial2.5176%294
Percentage Net Loans Charged-off: Loans to individuals1.2166%695
Percentage Net Loans Charged-off: Credit card loans2.9488%200
Percentage Net Loans Charged-off: Other loans to individual-0.0857%5,490
Percentage Net Loans Charged-off: All other loans and lease-0.9171%5,877
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1460%2,217
Percentage Net Loans Charged-off: Total real estate loans0.0914%2,114
Percentage Net Loans Charged-off:Construction & development0.0899%722
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2048%1,442
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.2318%1,277
Percentage Net Loans Charged-off: Commercial and industrial1.0666%615
Percentage Net Loans Charged-off: Loans to individuals0.8687%1,004
Percentage Net Loans Charged-off: Credit card loans2.0431%297
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease-1.1087%5,916
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3491%1,024
Percentage Net Loans Charged-off: Total real estate loans0.2052%1,168
Percentage Net Loans Charged-off:Construction & development0.1194%491
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.4760%675
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.5368%593
Percentage Net Loans Charged-off: Commercial and industrial2.7586%235
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loans1.3675%350
Percentage Net Loans Charged-off: Other loans to individual-1.0270%6,325
Percentage Net Loans Charged-off: All other loans and lease-0.1686%5,764
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1492%3,311
Percentage Net Loans Charged-off: Total real estate loans0.1820%2,441
Percentage Net Loans Charged-off:Construction & development1.3637%727
Percentage Net Loans Charged-off: Commercial real estate0.3893%1,248
Percentage Net Loans Charged-off: Multi-family residential-2.1937%5,395
Percentage Net Loans Charged-off: 1-4 family residential0.2012%2,215
Percentage Net Loans Charged-off: Home equity loans0.3651%809
All other 1-4 family - Percent of loans charged-off, net0.1846%2,264
Percentage Net Loans Charged-off: Commercial and industrial-0.5863%6,239
Percentage Net Loans Charged-off: Loans to individuals0.7573%1,506
Percentage Net Loans Charged-off: Credit card loans3.0818%225
Percentage Net Loans Charged-off: Other loans to individual-0.8801%6,486
Percentage Net Loans Charged-off: All other loans and lease-0.2989%5,954
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1345%3,197
Percentage Net Loans Charged-off: Total real estate loans0.1669%2,400
Percentage Net Loans Charged-off:Construction & development-0.4937%5,908
Percentage Net Loans Charged-off: Commercial real estate0.5310%926
Percentage Net Loans Charged-off: Multi-family residential-2.8843%5,442
Percentage Net Loans Charged-off: 1-4 family residential0.4597%1,147
Percentage Net Loans Charged-off: Home equity loans0.5104%628
All other 1-4 family - Percent of loans charged-off, net0.4549%1,130
Percentage Net Loans Charged-off: Commercial and industrial-0.6136%6,303
Percentage Net Loans Charged-off: Loans to individuals0.7271%1,411
Percentage Net Loans Charged-off: Credit card loans3.2346%214
Percentage Net Loans Charged-off: Other loans to individual-0.9976%6,550
Percentage Net Loans Charged-off: All other loans and lease-0.3475%6,027
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2286%2,357
Percentage Net Loans Charged-off: Total real estate loans0.2700%1,764
Percentage Net Loans Charged-off:Construction & development-0.7337%6,017
Percentage Net Loans Charged-off: Commercial real estate0.7997%637
Percentage Net Loans Charged-off: Multi-family residential-4.0268%5,438
Percentage Net Loans Charged-off: 1-4 family residential0.6970%796
Percentage Net Loans Charged-off: Home equity loans0.7880%473
All other 1-4 family - Percent of loans charged-off, net0.6886%779
Percentage Net Loans Charged-off: Commercial and industrial-0.5452%6,289
Percentage Net Loans Charged-off: Loans to individuals0.5386%1,696
Percentage Net Loans Charged-off: Credit card loans3.6304%185
Percentage Net Loans Charged-off: Other loans to individual-1.5921%6,639
Percentage Net Loans Charged-off: All other loans and lease-0.1829%5,932
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1587%2,454
Percentage Net Loans Charged-off: Total real estate loans0.1758%1,883
Percentage Net Loans Charged-off:Construction & development-1.3818%6,129
Percentage Net Loans Charged-off: Commercial real estate0.6498%608
Percentage Net Loans Charged-off: Multi-family residential-7.7755%5,459
Percentage Net Loans Charged-off: 1-4 family residential1.1444%464
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net1.2512%413
Percentage Net Loans Charged-off: Commercial and industrial-0.4749%6,308
Percentage Net Loans Charged-off: Loans to individuals0.9250%1,084
Percentage Net Loans Charged-off: Credit card loans2.6165%269
Percentage Net Loans Charged-off: Other loans to individual-0.2217%5,919
Percentage Net Loans Charged-off: All other loans and lease-0.1813%5,963
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9781%1,114
Percentage Net Loans Charged-off: Total real estate loans0.7240%1,426
Percentage Net Loans Charged-off:Construction & development4.1445%661
Percentage Net Loans Charged-off: Commercial real estate-0.0199%6,487
Percentage Net Loans Charged-off: Multi-family residential-1.5215%5,602
Percentage Net Loans Charged-off: 1-4 family residential0.9346%970
Percentage Net Loans Charged-off: Home equity loans0.4914%1,032
All other 1-4 family - Percent of loans charged-off, net0.9798%922
Percentage Net Loans Charged-off: Commercial and industrial4.8560%281
Percentage Net Loans Charged-off: Loans to individuals1.7389%739
Percentage Net Loans Charged-off: Credit card loans4.8830%149
Percentage Net Loans Charged-off: Other loans to individual-0.2242%6,413
Percentage Net Loans Charged-off: All other loans and lease1.2091%504
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7343%1,508
Percentage Net Loans Charged-off: Total real estate loans0.6706%1,483
Percentage Net Loans Charged-off:Construction & development3.7236%692
Percentage Net Loans Charged-off: Commercial real estate0.0321%2,684
Percentage Net Loans Charged-off: Multi-family residential-1.8646%5,631
Percentage Net Loans Charged-off: 1-4 family residential0.9056%983
Percentage Net Loans Charged-off: Home equity loans0.2420%1,205
All other 1-4 family - Percent of loans charged-off, net0.9744%912
Percentage Net Loans Charged-off: Commercial and industrial1.6300%920
Percentage Net Loans Charged-off: Loans to individuals0.3225%2,679
Percentage Net Loans Charged-off: Credit card loans1.0373%598
Percentage Net Loans Charged-off: Other loans to individual-0.1157%6,153
Percentage Net Loans Charged-off: All other loans and lease2.3853%319
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7802%1,408
Percentage Net Loans Charged-off: Total real estate loans0.6630%1,494
Percentage Net Loans Charged-off:Construction & development0.8288%1,351
Percentage Net Loans Charged-off: Commercial real estate0.0785%2,115
Percentage Net Loans Charged-off: Multi-family residential-2.5730%5,642
Percentage Net Loans Charged-off: 1-4 family residential1.7101%459
Percentage Net Loans Charged-off: Home equity loans0.3536%964
All other 1-4 family - Percent of loans charged-off, net1.8510%427
Percentage Net Loans Charged-off: Commercial and industrial2.5637%638
Percentage Net Loans Charged-off: Loans to individuals-0.2085%6,348
Percentage Net Loans Charged-off: Credit card loans0.5583%650
Percentage Net Loans Charged-off: Other loans to individual-0.6656%6,732
Percentage Net Loans Charged-off: All other loans and lease4.2544%207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8488%1,210
Percentage Net Loans Charged-off: Total real estate loans0.5602%1,481
Percentage Net Loans Charged-off:Construction & development1.4480%837
Percentage Net Loans Charged-off: Commercial real estate0.0307%1,621
Percentage Net Loans Charged-off: Multi-family residential-4.8562%5,673
Percentage Net Loans Charged-off: 1-4 family residential1.8419%430
Percentage Net Loans Charged-off: Home equity loans0.6811%615
All other 1-4 family - Percent of loans charged-off, net1.9660%429
Percentage Net Loans Charged-off: Commercial and industrial7.0196%221
Percentage Net Loans Charged-off: Loans to individuals-0.4981%6,609
Percentage Net Loans Charged-off: Credit card loans0.2736%562
Percentage Net Loans Charged-off: Other loans to individual-0.9401%6,814
Percentage Net Loans Charged-off: All other loans and lease-2.9243%6,478
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5041%466
Percentage Net Loans Charged-off: Total real estate loans2.6219%407
Percentage Net Loans Charged-off:Construction & development10.0528%454
Percentage Net Loans Charged-off: Commercial real estate0.2254%2,643
Percentage Net Loans Charged-off: Multi-family residential4.8661%232
Percentage Net Loans Charged-off: 1-4 family residential1.6424%723
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net1.8130%658
Percentage Net Loans Charged-off: Commercial and industrial1.3220%1,670
Percentage Net Loans Charged-off: Loans to individuals2.8896%515
Percentage Net Loans Charged-off: Credit card loans4.0072%272
Percentage Net Loans Charged-off: Other loans to individual2.2525%589
Percentage Net Loans Charged-off: All other loans and lease-1.6095%6,462
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0125%315
Percentage Net Loans Charged-off: Total real estate loans3.1273%269
Percentage Net Loans Charged-off:Construction & development12.3866%303
Percentage Net Loans Charged-off: Commercial real estate0.2870%2,115
Percentage Net Loans Charged-off: Multi-family residential6.3463%175
Percentage Net Loans Charged-off: 1-4 family residential1.6063%672
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net1.7718%631
Percentage Net Loans Charged-off: Commercial and industrial1.8545%1,149
Percentage Net Loans Charged-off: Loans to individuals3.7876%357
Percentage Net Loans Charged-off: Credit card loans5.1397%205
Percentage Net Loans Charged-off: Other loans to individual2.9615%396
Percentage Net Loans Charged-off: All other loans and lease-1.7292%6,509
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8754%373
Percentage Net Loans Charged-off: Total real estate loans2.9096%352
Percentage Net Loans Charged-off:Construction & development10.6316%391
Percentage Net Loans Charged-off: Commercial real estate-0.7244%7,266
Percentage Net Loans Charged-off: Multi-family residential9.2704%125
Percentage Net Loans Charged-off: 1-4 family residential1.1841%1,005
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net1.3073%894
Percentage Net Loans Charged-off: Commercial and industrial1.9495%1,048
Percentage Net Loans Charged-off: Loans to individuals5.0613%261
Percentage Net Loans Charged-off: Credit card loans7.1879%134
Percentage Net Loans Charged-off: Other loans to individual3.7543%303
Percentage Net Loans Charged-off: All other loans and lease-0.5231%6,432
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1935%557
Percentage Net Loans Charged-off: Total real estate loans2.0278%566
Percentage Net Loans Charged-off:Construction & development4.6530%654
Percentage Net Loans Charged-off: Commercial real estate-1.9656%7,353
Percentage Net Loans Charged-off: Multi-family residential4.1561%163
Percentage Net Loans Charged-off: 1-4 family residential1.6172%638
Percentage Net Loans Charged-off: Home equity loans0.0633%985
All other 1-4 family - Percent of loans charged-off, net1.7824%567
Percentage Net Loans Charged-off: Commercial and industrial1.8888%866
Percentage Net Loans Charged-off: Loans to individuals8.5093%153
Percentage Net Loans Charged-off: Credit card loans10.0244%107
Percentage Net Loans Charged-off: Other loans to individual6.5428%153
Percentage Net Loans Charged-off: All other loans and lease-0.9079%6,464
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7544%646
Percentage Net Loans Charged-off: Total real estate loans2.1641%836
Percentage Net Loans Charged-off:Construction & development5.9861%1,043
Percentage Net Loans Charged-off: Commercial real estate0.6453%1,760
Percentage Net Loans Charged-off: Multi-family residential-0.3431%5,927
Percentage Net Loans Charged-off: 1-4 family residential2.0096%645
Percentage Net Loans Charged-off: Home equity loans0.3431%1,419
All other 1-4 family - Percent of loans charged-off, net2.1937%605
Percentage Net Loans Charged-off: Commercial and industrial6.9121%387
Percentage Net Loans Charged-off: Loans to individuals5.4688%277
Percentage Net Loans Charged-off: Credit card loans8.8353%128
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.3860%265
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1791%462
Percentage Net Loans Charged-off: Total real estate loans2.4974%642
Percentage Net Loans Charged-off:Construction & development6.3599%899
Percentage Net Loans Charged-off: Commercial real estate0.6119%1,578
Percentage Net Loans Charged-off: Multi-family residential-0.4556%5,966
Percentage Net Loans Charged-off: 1-4 family residential2.3853%452
Percentage Net Loans Charged-off: Home equity loans0.4494%1,160
All other 1-4 family - Percent of loans charged-off, net2.5994%428
Percentage Net Loans Charged-off: Commercial and industrial8.4727%273
Percentage Net Loans Charged-off: Loans to individuals4.4984%352
Percentage Net Loans Charged-off: Credit card loans5.3213%289
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.1539%208
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4537%432
Percentage Net Loans Charged-off: Total real estate loans2.6526%568
Percentage Net Loans Charged-off:Construction & development8.1972%615
Percentage Net Loans Charged-off: Commercial real estate0.2957%1,817
Percentage Net Loans Charged-off: Multi-family residential-1.2845%5,971
Percentage Net Loans Charged-off: 1-4 family residential1.9319%612
Percentage Net Loans Charged-off: Home equity loans0.6664%860
All other 1-4 family - Percent of loans charged-off, net2.0723%589
Percentage Net Loans Charged-off: Commercial and industrial8.3692%300
Percentage Net Loans Charged-off: Loans to individuals4.6218%366
Percentage Net Loans Charged-off: Credit card loans6.4607%236
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease16.0882%116
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1669%472
Percentage Net Loans Charged-off: Total real estate loans1.9763%764
Percentage Net Loans Charged-off:Construction & development3.4732%969
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.8211%316
Percentage Net Loans Charged-off: 1-4 family residential2.6684%402
Percentage Net Loans Charged-off: Home equity loans0.9549%572
All other 1-4 family - Percent of loans charged-off, net2.8559%395
Percentage Net Loans Charged-off: Commercial and industrial12.7809%190
Percentage Net Loans Charged-off: Loans to individuals6.3820%263
Percentage Net Loans Charged-off: Credit card loans10.2484%136
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.3425%306
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.0251%258
Percentage Net Loans Charged-off: Total real estate loans3.3132%554
Percentage Net Loans Charged-off:Construction & development11.2840%513
Percentage Net Loans Charged-off: Commercial real estate1.1843%975
Percentage Net Loans Charged-off: Multi-family residential0.2609%776
Percentage Net Loans Charged-off: 1-4 family residential1.7980%743
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net1.9774%666
Percentage Net Loans Charged-off: Commercial and industrial20.1582%61
Percentage Net Loans Charged-off: Loans to individuals2.3465%1,111
Percentage Net Loans Charged-off: Credit card loans2.1208%787
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2010%913
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7709%639
Percentage Net Loans Charged-off: Total real estate loans2.6414%585
Percentage Net Loans Charged-off:Construction & development11.0548%431
Percentage Net Loans Charged-off: Commercial real estate1.5638%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.1510%951
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net1.2634%867
Percentage Net Loans Charged-off: Commercial and industrial4.4711%697
Percentage Net Loans Charged-off: Loans to individuals2.2349%1,111
Percentage Net Loans Charged-off: Credit card loans2.3742%687
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1439%6,895
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5347%1,237
Percentage Net Loans Charged-off: Total real estate loans1.1910%1,195
Percentage Net Loans Charged-off:Construction & development2.2639%1,360
Percentage Net Loans Charged-off: Commercial real estate2.2015%322
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.3632%1,911
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.3981%1,697
Percentage Net Loans Charged-off: Commercial and industrial4.3104%665
Percentage Net Loans Charged-off: Loans to individuals1.9140%1,255
Percentage Net Loans Charged-off: Credit card loans0.4191%978
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1833%6,934
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0514%7,702
Percentage Net Loans Charged-off: Total real estate loans-0.0890%7,947
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.2211%7,984
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.2424%7,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0166%6,824
Percentage Net Loans Charged-off: Loans to individuals0.6251%2,683
Percentage Net Loans Charged-off: Credit card loans-0.2121%1,606
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1910%6,908
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9450%1,306
Percentage Net Loans Charged-off: Total real estate loans0.9552%964
Percentage Net Loans Charged-off:Construction & development3.1394%801
Percentage Net Loans Charged-off: Commercial real estate0.2413%1,307
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.8297%766
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.9175%643
Percentage Net Loans Charged-off: Commercial and industrial0.5309%2,641
Percentage Net Loans Charged-off: Loans to individuals2.2595%833
Percentage Net Loans Charged-off: Credit card loans3.5151%435
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6986%1,233
Percentage Net Loans Charged-off: Total real estate loans0.7340%854
Percentage Net Loans Charged-off:Construction & development2.3349%655
Percentage Net Loans Charged-off: Commercial real estate0.3232%746
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.5057%899
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.5605%769
Percentage Net Loans Charged-off: Commercial and industrial0.2564%2,652
Percentage Net Loans Charged-off: Loans to individuals1.5333%1,166
Percentage Net Loans Charged-off: Credit card loans4.1227%343
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6799%1,048
Percentage Net Loans Charged-off: Total real estate loans0.6131%783
Percentage Net Loans Charged-off:Construction & development1.1641%714
Percentage Net Loans Charged-off: Commercial real estate0.4764%469
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.7294%551
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.8083%454
Percentage Net Loans Charged-off: Commercial and industrial0.6168%1,469
Percentage Net Loans Charged-off: Loans to individuals2.3633%622
Percentage Net Loans Charged-off: Credit card loans6.0406%172
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4186%1,227
Percentage Net Loans Charged-off: Total real estate loans0.2211%1,174
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.9205%184
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.7604%953
Percentage Net Loans Charged-off: Loans to individuals3.3014%398
Percentage Net Loans Charged-off: Credit card loans7.2037%133
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2112%2,525
Percentage Net Loans Charged-off: Total real estate loans0.0505%2,839
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.1660%882
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0213%2,910
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0234%2,673
Percentage Net Loans Charged-off: Commercial and industrial1.0432%1,129
Percentage Net Loans Charged-off: Loans to individuals1.1991%1,304
Percentage Net Loans Charged-off: Credit card loans2.5685%479
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1927%2,053
Percentage Net Loans Charged-off: Total real estate loans0.0722%1,790
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.2203%496
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0420%1,981
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0461%1,811
Percentage Net Loans Charged-off: Commercial and industrial0.8730%1,010
Percentage Net Loans Charged-off: Loans to individuals0.8645%1,614
Percentage Net Loans Charged-off: Credit card loans1.8626%589
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0834%3,004
Percentage Net Loans Charged-off: Total real estate loans0.0622%1,545
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.2296%373
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.2173%1,788
Percentage Net Loans Charged-off: Loans to individuals0.1903%3,716
Percentage Net Loans Charged-off: Credit card loans0.9418%752
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0085%4,181
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0422%7,044
Percentage Net Loans Charged-off: Loans to individuals0.2556%2,901
Percentage Net Loans Charged-off: Credit card loans1.9376%507
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0462%4,500
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0756%3,110
Percentage Net Loans Charged-off: Loans to individuals0.7667%1,997
Percentage Net Loans Charged-off: Credit card loans1.8663%622
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0239%4,600
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0431%2,773
Percentage Net Loans Charged-off: Loans to individuals0.3900%3,006
Percentage Net Loans Charged-off: Credit card loans1.8254%588
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0590%3,226
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.3402%1,391
Percentage Net Loans Charged-off: Loans to individuals0.4760%2,436
Percentage Net Loans Charged-off: Credit card loans3.1401%342
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1212%8,193
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-1.3854%8,187
Percentage Net Loans Charged-off: Loans to individuals0.4086%2,412
Percentage Net Loans Charged-off: Credit card loans3.2953%337
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2048%2,263
Percentage Net Loans Charged-off: Total real estate loans0.0559%1,838
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1440%1,103
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1567%1,033
Percentage Net Loans Charged-off: Commercial and industrial0.8350%1,337
Percentage Net Loans Charged-off: Loans to individuals1.0738%1,699
Percentage Net Loans Charged-off: Credit card loans2.5520%667
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2440%1,627
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial1.5427%675
Percentage Net Loans Charged-off: Loans to individuals0.8984%1,825
Percentage Net Loans Charged-off: Credit card loans2.8582%539
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1162%2,653
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.5463%1,329
Percentage Net Loans Charged-off: Loans to individuals0.8338%1,885
Percentage Net Loans Charged-off: Credit card loans1.1197%909
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0146%4,198
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.2583%3,345
Percentage Net Loans Charged-off: Credit card loans0.8535%799
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1034%4,132
Percentage Net Loans Charged-off: Total real estate loans0.0702%1,987
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1669%1,111
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1815%1,042
Percentage Net Loans Charged-off: Commercial and industrial0.0198%4,141
Percentage Net Loans Charged-off: Loans to individuals0.7092%2,947
Percentage Net Loans Charged-off: Credit card loans0.8733%1,382
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0079%7,769
Percentage Net Loans Charged-off: Total real estate loans-0.0276%8,355
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0652%8,520
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0709%8,509
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.2192%4,866
Percentage Net Loans Charged-off: Credit card loans1.3139%1,136
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0177%7,789
Percentage Net Loans Charged-off: Total real estate loans-0.0429%8,454
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0996%8,617
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.1081%8,624
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.2455%4,364
Percentage Net Loans Charged-off: Credit card loans0.1622%1,350
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0791%8,263
Percentage Net Loans Charged-off: Total real estate loans-0.0896%8,660
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.2034%8,751
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.2212%8,755
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals-0.1245%7,648
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1243%4,368
Percentage Net Loans Charged-off: Total real estate loans0.0422%2,711
Percentage Net Loans Charged-off:Construction & development0.3326%391
Percentage Net Loans Charged-off: Commercial real estate0.0770%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0283%2,743
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0308%2,580
Percentage Net Loans Charged-off: Commercial and industrial0.0978%4,126
Percentage Net Loans Charged-off: Loans to individuals1.1483%1,988
Percentage Net Loans Charged-off: Credit card loans2.7737%925
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0881%4,560
Percentage Net Loans Charged-off: Total real estate loans0.0264%2,593
Percentage Net Loans Charged-off:Construction & development0.4424%274
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0404%2,080
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0439%1,969
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.9851%2,196
Percentage Net Loans Charged-off: Credit card loans2.9849%828
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1067%3,869
Percentage Net Loans Charged-off: Total real estate loans0.0766%1,567
Percentage Net Loans Charged-off:Construction & development0.6470%205
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.6732%2,926
Percentage Net Loans Charged-off: Credit card loans3.1915%744
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0345%4,524
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.5042%3,181
Percentage Net Loans Charged-off: Credit card loans4.8436%464
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2199%3,453
Percentage Net Loans Charged-off: Total real estate loans0.0534%2,491
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0348%2,566
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0379%2,416
Percentage Net Loans Charged-off: Commercial and industrial0.3909%3,119
Percentage Net Loans Charged-off: Loans to individuals1.7394%1,095
Percentage Net Loans Charged-off: Credit card loans1.4144%1,503
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0944%5,209
Percentage Net Loans Charged-off: Total real estate loans0.0641%2,149
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1414%1,222
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.1520%1,129
Percentage Net Loans Charged-off: Commercial and industrial0.1375%3,963
Percentage Net Loans Charged-off: Loans to individuals0.3433%5,017
Percentage Net Loans Charged-off: Credit card loans0.5262%1,936
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3914%1,705
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0943%4,949
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0238%7,216
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0561%6,560
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,805
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA