Home > Citizens City & County Bank > Assets and Liabilities
Citizens City & County Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 12 | 7,364 |
| Assets and Liabilities | ||
| Total Assets: | $29,879,000 | 7,818 |
| Cash and due from depository institutions | $1,030,000 | 7,364 |
| Interest-bearing balances | $88,000 | 4,931 |
| Securities | $2,992,000 | 7,642 |
| Federal funds sold & reverse repurchase agreements | $2,547,000 | 3,882 |
| Net loans & leases | $20,013,000 | 7,477 |
| Loan loss allowance | $299,000 | 7,116 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,807,000 | 4,784 |
| Other real estate owned | $116,000 | 7,364 |
| Goodwill and other intangibles | $785,000 | 1,882 |
| All other assets | $589,000 | 7,633 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $29,879,000 | 7,818 |
| Total liabilities | $25,581,000 | 7,782 |
| Total deposits | $25,012,000 | 7,716 |
| Interest-bearing deposits | $23,071,000 | 7,549 |
| Deposits held in domestic offices | $25,012,000 | 7,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $268,000 | 5,219 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $301,000 | 6,694 |
| Total equity capital | $4,298,000 | 7,529 |
| Total bank equity capital | $4,298,000 | 7,529 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,749,000 | 2,155 |
| Surplus | $2,807,000 | 5,089 |
| Undivided profits | $-258,000 | 7,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 6,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $299,000 | 7,281 |
| Earning assets | $25,640,000 | 7,902 |
| Long-term assets (5+ years) | $1,613,000 | 6,946 |
| Average Assets, year-to-date | $30,131,670 | 7,780 |
| Average Assets, quarterly | $29,964,500 | 7,810 |
| Volatile liabilities | $6,322,000 | 6,996 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $268,000 | 4,920 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $1,823,000 | 7,391 |
| Tier 1 (core) risk-based capital | $3,542,000 | 7,825 |
| Tier 2 risk-based capital | $272,000 | 7,104 |
| Total risk weighted assets | $21,704,000 | 7,558 |
| Total unused commitments | $1,823,000 | 7,396 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 13 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $30,050,000 | 7,838 |
| Cash and due from depository institutions | $1,217,000 | 7,222 |
| Interest-bearing balances | $87,000 | 5,000 |
| Securities | $3,021,000 | 7,676 |
| Federal funds sold & reverse repurchase agreements | $4,878,000 | 3,393 |
| Net loans & leases | $17,687,000 | 7,634 |
| Loan loss allowance | $303,000 | 7,113 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,821,000 | 4,744 |
| Other real estate owned | $92,000 | 7,222 |
| Goodwill and other intangibles | $806,000 | 1,855 |
| All other assets | $528,000 | 7,742 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $30,050,000 | 7,838 |
| Total liabilities | $25,676,000 | 7,802 |
| Total deposits | $25,073,000 | 7,755 |
| Interest-bearing deposits | $23,002,000 | 7,584 |
| Deposits held in domestic offices | $25,073,000 | 7,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $309,000 | 5,139 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $294,000 | 6,712 |
| Total equity capital | $4,374,000 | 7,514 |
| Total bank equity capital | $4,374,000 | 7,514 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,749,000 | 2,145 |
| Surplus | $2,807,000 | 5,065 |
| Undivided profits | $-182,000 | 7,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 6,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $227,000 | 7,696 |
| Earning assets | $25,673,000 | 7,932 |
| Long-term assets (5+ years) | $614,000 | 7,356 |
| Average Assets, year-to-date | $30,258,000 | 7,809 |
| Average Assets, quarterly | $30,258,000 | 7,809 |
| Volatile liabilities | $6,503,000 | 6,898 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $309,000 | 4,874 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $2,399,000 | 7,156 |
| Tier 1 (core) risk-based capital | $3,598,000 | 7,811 |
| Tier 2 risk-based capital | $251,000 | 7,247 |
| Total risk weighted assets | $20,047,000 | 7,676 |
| Total unused commitments | $2,399,000 | 7,157 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 13 | 7,227 |
| Assets and Liabilities | ||
| Total Assets: | $30,466,000 | 7,825 |
| Cash and due from depository institutions | $4,151,000 | 7,227 |
| Interest-bearing balances | $86,000 | 5,036 |
| Securities | $3,030,000 | 7,705 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,791 |
| Net loans & leases | $17,065,000 | 7,702 |
| Loan loss allowance | $272,000 | 7,301 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,837,000 | 4,698 |
| Other real estate owned | $25,000 | 7,227 |
| Goodwill and other intangibles | $828,000 | 1,838 |
| All other assets | $530,000 | 7,808 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $30,466,000 | 7,825 |
| Total liabilities | $26,172,000 | 7,798 |
| Total deposits | $25,583,000 | 7,739 |
| Interest-bearing deposits | $23,318,000 | 7,571 |
| Deposits held in domestic offices | $25,583,000 | 7,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $351,000 | 5,272 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $238,000 | 7,050 |
| Total equity capital | $4,294,000 | 7,541 |
| Total bank equity capital | $4,294,000 | 7,541 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,749,000 | 2,136 |
| Surplus | $2,807,000 | 5,051 |
| Undivided profits | $-262,000 | 7,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 6,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $246,000 | 7,649 |
| Earning assets | $23,181,000 | 8,043 |
| Long-term assets (5+ years) | $476,000 | 7,449 |
| Average Assets, year-to-date | $29,255,200 | 7,812 |
| Average Assets, quarterly | $30,172,000 | 7,800 |
| Volatile liabilities | $6,798,000 | 6,880 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $351,000 | 4,991 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $2,129,000 | 7,200 |
| Tier 1 (core) risk-based capital | $3,524,000 | 7,840 |
| Tier 2 risk-based capital | $244,000 | 7,317 |
| Total risk weighted assets | $19,480,000 | 7,730 |
| Total unused commitments | $2,129,000 | 7,202 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 12 | 7,435 |
| Assets and Liabilities | ||
| Total Assets: | $29,878,000 | 7,863 |
| Cash and due from depository institutions | $1,109,000 | 7,435 |
| Interest-bearing balances | $85,000 | 5,053 |
| Securities | $3,043,000 | 7,776 |
| Federal funds sold & reverse repurchase agreements | $1,825,000 | 4,005 |
| Net loans & leases | $20,613,000 | 7,487 |
| Loan loss allowance | $283,000 | 7,279 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,785,000 | 4,747 |
| Other real estate owned | $92,000 | 7,435 |
| Goodwill and other intangibles | $854,000 | 1,818 |
| All other assets | $557,000 | 7,805 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $29,878,000 | 7,863 |
| Total liabilities | $25,826,000 | 7,833 |
| Total deposits | $25,215,000 | 7,758 |
| Interest-bearing deposits | $23,277,000 | 7,588 |
| Deposits held in domestic offices | $25,215,000 | 7,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $392,000 | 5,474 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $219,000 | 7,282 |
| Total equity capital | $4,052,000 | 7,668 |
| Total bank equity capital | $4,052,000 | 7,668 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,749,000 | 2,143 |
| Surplus | $2,807,000 | 5,041 |
| Undivided profits | $-504,000 | 8,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $453,000 | 6,450 |
| Earning assets | $25,566,000 | 7,957 |
| Long-term assets (5+ years) | $543,000 | 7,454 |
| Average Assets, year-to-date | $28,952,500 | 7,871 |
| Average Assets, quarterly | $29,076,000 | 7,885 |
| Volatile liabilities | $7,192,000 | 6,846 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $392,000 | 5,164 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $1,305,000 | 7,696 |
| Tier 1 (core) risk-based capital | $3,270,000 | 8,008 |
| Tier 2 risk-based capital | $264,000 | 7,223 |
| Total risk weighted assets | $21,077,000 | 7,648 |
| Total unused commitments | $1,305,000 | 7,696 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 15 | 6,942 |
| Assets and Liabilities | ||
| Total Assets: | $28,274,000 | 7,969 |
| Cash and due from depository institutions | $1,046,000 | 6,942 |
| Interest-bearing balances | $84,000 | 5,123 |
| Securities | $3,038,000 | 7,848 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,217 |
| Net loans & leases | $19,448,000 | 7,581 |
| Loan loss allowance | $289,000 | 7,247 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,540,000 | 5,060 |
| Other real estate owned | $92,000 | 6,942 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $410,000 | 8,118 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $28,274,000 | 7,969 |
| Total liabilities | $25,495,000 | 7,870 |
| Total deposits | $24,879,000 | 7,800 |
| Interest-bearing deposits | $23,031,000 | 7,624 |
| Deposits held in domestic offices | $24,879,000 | 7,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $436,000 | 5,421 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $180,000 | 7,376 |
| Total equity capital | $2,779,000 | 8,203 |
| Total bank equity capital | $2,779,000 | 8,203 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,749,000 | 2,133 |
| Surplus | $1,669,000 | 5,998 |
| Undivided profits | $-639,000 | 8,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $302,000 | 7,169 |
| Earning assets | $25,270,000 | 7,995 |
| Long-term assets (5+ years) | $850,000 | 7,310 |
| Average Assets, year-to-date | $28,644,000 | 7,930 |
| Average Assets, quarterly | $28,142,000 | 7,956 |
| Volatile liabilities | $7,170,000 | 6,834 |
| Insider loans | $460,000 | 5,642 |
| FHLB advances | $436,000 | 5,161 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $2,154,000 | 7,308 |
| Tier 1 (core) risk-based capital | $2,886,000 | 8,169 |
| Tier 2 risk-based capital | $251,000 | 7,305 |
| Total risk weighted assets | $20,048,000 | 7,741 |
| Total unused commitments | $2,154,000 | 7,308 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 15 | 6,945 |
| Assets and Liabilities | ||
| Total Assets: | $28,010,000 | 7,985 |
| Cash and due from depository institutions | $1,059,000 | 6,945 |
| Interest-bearing balances | $83,000 | 5,246 |
| Securities | $3,076,000 | 7,894 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 3,386 |
| Net loans & leases | $18,394,000 | 7,630 |
| Loan loss allowance | $264,000 | 7,406 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,560,000 | 4,990 |
| Other real estate owned | $187,000 | 6,945 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $359,000 | 8,202 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $28,010,000 | 7,985 |
| Total liabilities | $25,298,000 | 7,901 |
| Total deposits | $24,617,000 | 7,833 |
| Interest-bearing deposits | $22,693,000 | 7,681 |
| Deposits held in domestic offices | $24,617,000 | 7,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $476,000 | 5,307 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $205,000 | 7,106 |
| Total equity capital | $2,712,000 | 8,230 |
| Total bank equity capital | $2,712,000 | 8,230 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,749,000 | 2,123 |
| Surplus | $1,669,000 | 5,958 |
| Undivided profits | $-706,000 | 8,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 5,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $261,000 | 7,359 |
| Earning assets | $24,928,000 | 8,011 |
| Long-term assets (5+ years) | $656,000 | 7,431 |
| Average Assets, year-to-date | $28,829,000 | 7,933 |
| Average Assets, quarterly | $28,829,000 | 7,933 |
| Volatile liabilities | $7,053,000 | 6,759 |
| Insider loans | $460,000 | 5,599 |
| FHLB advances | $476,000 | 5,096 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $2,801,000 | 6,991 |
| Tier 1 (core) risk-based capital | $2,808,000 | 8,190 |
| Tier 2 risk-based capital | $242,000 | 7,361 |
| Total risk weighted assets | $19,290,000 | 7,772 |
| Total unused commitments | $2,801,000 | 6,993 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 15 | 6,984 |
| Assets and Liabilities | ||
| Total Assets: | $29,648,000 | 7,941 |
| Cash and due from depository institutions | $1,635,000 | 6,984 |
| Interest-bearing balances | $82,000 | 5,304 |
| Securities | $2,855,000 | 8,000 |
| Federal funds sold & reverse repurchase agreements | $5,225,000 | 2,413 |
| Net loans & leases | $17,897,000 | 7,714 |
| Loan loss allowance | $320,000 | 7,079 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,559,000 | 4,991 |
| Other real estate owned | $157,000 | 6,984 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $320,000 | 8,332 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $29,648,000 | 7,941 |
| Total liabilities | $26,987,000 | 7,848 |
| Total deposits | $26,281,000 | 7,779 |
| Interest-bearing deposits | $24,272,000 | 7,564 |
| Deposits held in domestic offices | $26,281,000 | 7,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $516,000 | 5,364 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $190,000 | 7,192 |
| Total equity capital | $2,661,000 | 8,291 |
| Total bank equity capital | $2,661,000 | 8,291 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,749,000 | 2,118 |
| Surplus | $1,669,000 | 5,946 |
| Undivided profits | $-757,000 | 8,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 5,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $210,000 | 7,801 |
| Earning assets | $26,059,000 | 7,988 |
| Long-term assets (5+ years) | $821,000 | 7,396 |
| Average Assets, year-to-date | $28,275,400 | 7,947 |
| Average Assets, quarterly | $28,986,500 | 7,953 |
| Volatile liabilities | $6,711,000 | 6,829 |
| Insider loans | $504,000 | 5,393 |
| FHLB advances | $516,000 | 5,084 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $1,803,000 | 7,447 |
| Tier 1 (core) risk-based capital | $2,754,000 | 8,234 |
| Tier 2 risk-based capital | $243,000 | 7,368 |
| Total risk weighted assets | $19,337,000 | 7,804 |
| Total unused commitments | $1,803,000 | 7,448 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 15 | 7,017 |
| Assets and Liabilities | ||
| Total Assets: | $28,325,000 | 8,025 |
| Cash and due from depository institutions | $1,103,000 | 7,017 |
| Interest-bearing balances | $81,000 | 5,324 |
| Securities | $2,909,000 | 8,011 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 4,569 |
| Net loans & leases | $21,019,000 | 7,524 |
| Loan loss allowance | $306,000 | 7,192 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,610,000 | 4,867 |
| Other real estate owned | $162,000 | 7,017 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $497,000 | 7,938 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $28,325,000 | 8,025 |
| Total liabilities | $25,692,000 | 7,933 |
| Total deposits | $23,932,000 | 7,919 |
| Interest-bearing deposits | $22,452,000 | 7,728 |
| Deposits held in domestic offices | $23,932,000 | 7,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,542,000 | 4,955 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $218,000 | 7,064 |
| Total equity capital | $2,633,000 | 8,333 |
| Total bank equity capital | $2,633,000 | 8,333 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,749,000 | 2,089 |
| Surplus | $1,669,000 | 5,922 |
| Undivided profits | $-785,000 | 8,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 5,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $372,000 | 6,631 |
| Earning assets | $25,034,000 | 8,067 |
| Long-term assets (5+ years) | $891,000 | 7,424 |
| Average Assets, year-to-date | $27,932,250 | 8,003 |
| Average Assets, quarterly | $27,849,500 | 8,029 |
| Volatile liabilities | $7,602,000 | 6,600 |
| Insider loans | $619,000 | 5,055 |
| FHLB advances | $1,542,000 | 4,739 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $1,874,000 | 7,356 |
| Tier 1 (core) risk-based capital | $2,705,000 | 8,277 |
| Tier 2 risk-based capital | $259,000 | 7,283 |
| Total risk weighted assets | $20,695,000 | 7,728 |
| Total unused commitments | $1,874,000 | 7,357 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 15 | 7,011 |
| Assets and Liabilities | ||
| Total Assets: | $27,374,000 | 8,061 |
| Cash and due from depository institutions | $1,056,000 | 7,011 |
| Interest-bearing balances | $80,000 | 5,342 |
| Securities | $2,961,000 | 8,024 |
| Federal funds sold & reverse repurchase agreements | $1,225,000 | 4,102 |
| Net loans & leases | $20,088,000 | 7,566 |
| Loan loss allowance | $311,000 | 7,162 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,541,000 | 4,953 |
| Other real estate owned | $142,000 | 7,011 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $361,000 | 8,208 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $27,374,000 | 8,061 |
| Total liabilities | $24,837,000 | 7,978 |
| Total deposits | $24,653,000 | 7,881 |
| Interest-bearing deposits | $23,261,000 | 7,689 |
| Deposits held in domestic offices | $24,653,000 | 7,880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $184,000 | 7,179 |
| Total equity capital | $2,537,000 | 8,368 |
| Total bank equity capital | $2,537,000 | 8,368 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,743,000 | 2,072 |
| Surplus | $1,666,000 | 5,901 |
| Undivided profits | $-872,000 | 8,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 6,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $272,000 | 7,188 |
| Earning assets | $24,354,000 | 8,092 |
| Long-term assets (5+ years) | $757,000 | 7,503 |
| Average Assets, year-to-date | $27,801,330 | 8,022 |
| Average Assets, quarterly | $27,790,000 | 8,026 |
| Volatile liabilities | $6,386,000 | 6,851 |
| Insider loans | $598,000 | 5,078 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $1,832,000 | 7,436 |
| Tier 1 (core) risk-based capital | $2,593,000 | 8,324 |
| Tier 2 risk-based capital | $250,000 | 7,355 |
| Total risk weighted assets | $19,930,000 | 7,766 |
| Total unused commitments | $1,832,000 | 7,438 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 14 | 7,208 |
| Assets and Liabilities | ||
| Total Assets: | $28,206,000 | 8,080 |
| Cash and due from depository institutions | $945,000 | 7,208 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,952,000 | 8,098 |
| Federal funds sold & reverse repurchase agreements | $3,625,000 | 2,960 |
| Net loans & leases | $18,726,000 | 7,682 |
| Loan loss allowance | $306,000 | 7,235 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,532,000 | 4,984 |
| Other real estate owned | $147,000 | 7,208 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $279,000 | 8,468 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $28,206,000 | 8,080 |
| Total liabilities | $25,810,000 | 7,980 |
| Total deposits | $25,623,000 | 7,889 |
| Interest-bearing deposits | $24,052,000 | 7,700 |
| Deposits held in domestic offices | $25,623,000 | 7,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $187,000 | 7,034 |
| Total equity capital | $2,396,000 | 8,445 |
| Total bank equity capital | $2,396,000 | 8,445 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,744,000 | 2,077 |
| Surplus | $1,666,000 | 5,919 |
| Undivided profits | $-1,014,000 | 8,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 6,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $207,000 | 7,721 |
| Earning assets | $25,303,000 | 8,097 |
| Long-term assets (5+ years) | $1,223,000 | 7,335 |
| Average Assets, year-to-date | $28,015,000 | 8,076 |
| Average Assets, quarterly | $28,015,000 | 8,076 |
| Volatile liabilities | $6,172,000 | 6,872 |
| Insider loans | $560,000 | 5,216 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,879,000 | 7,473 |
| Tier 1 (core) risk-based capital | $2,490,000 | 8,396 |
| Tier 2 risk-based capital | $242,000 | 7,443 |
| Total risk weighted assets | $19,266,000 | 7,852 |
| Total unused commitments | $1,879,000 | 7,476 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 13 | 7,405 |
| Assets and Liabilities | ||
| Total Assets: | $27,824,000 | 8,132 |
| Cash and due from depository institutions | $1,763,000 | 7,405 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $2,524,000 | 8,254 |
| Federal funds sold & reverse repurchase agreements | $3,875,000 | 2,717 |
| Net loans & leases | $17,631,000 | 7,813 |
| Loan loss allowance | $324,000 | 7,134 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,557,000 | 4,924 |
| Other real estate owned | $214,000 | 7,405 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $260,000 | 8,552 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $27,824,000 | 8,132 |
| Total liabilities | $25,484,000 | 8,036 |
| Total deposits | $25,351,000 | 7,941 |
| Interest-bearing deposits | $23,464,000 | 7,755 |
| Deposits held in domestic offices | $25,351,000 | 7,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $133,000 | 7,537 |
| Total equity capital | $2,340,000 | 8,507 |
| Total bank equity capital | $2,340,000 | 8,507 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,744,000 | 2,057 |
| Surplus | $1,666,000 | 5,909 |
| Undivided profits | $-1,070,000 | 8,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $184,000 | 7,926 |
| Earning assets | $24,030,000 | 8,191 |
| Long-term assets (5+ years) | $1,366,000 | 7,328 |
| Average Assets, year-to-date | $26,645,000 | 8,135 |
| Average Assets, quarterly | $27,199,500 | 8,145 |
| Volatile liabilities | $5,671,000 | 6,979 |
| Insider loans | $569,000 | 5,237 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $1,216,000 | 7,838 |
| Tier 1 (core) risk-based capital | $2,382,000 | 8,465 |
| Tier 2 risk-based capital | $235,000 | 7,525 |
| Total risk weighted assets | $18,709,000 | 7,933 |
| Total unused commitments | $1,216,000 | 7,840 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $26,575,000 | 8,208 |
| Cash and due from depository institutions | $1,045,000 | 7,238 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $2,570,000 | 8,278 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,309 |
| Net loans & leases | $19,565,000 | 7,667 |
| Loan loss allowance | $307,000 | 7,272 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,582,000 | 4,858 |
| Other real estate owned | $188,000 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $425,000 | 8,164 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $26,575,000 | 8,208 |
| Total liabilities | $24,315,000 | 8,124 |
| Total deposits | $24,135,000 | 8,018 |
| Interest-bearing deposits | $22,557,000 | 7,834 |
| Deposits held in domestic offices | $24,135,000 | 8,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $180,000 | 7,302 |
| Total equity capital | $2,260,000 | 8,609 |
| Total bank equity capital | $2,260,000 | 8,609 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,743,000 | 2,058 |
| Surplus | $1,666,000 | 5,889 |
| Undivided profits | $-1,149,000 | 8,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 5,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $340,000 | 6,729 |
| Earning assets | $23,335,000 | 8,257 |
| Long-term assets (5+ years) | $1,336,000 | 7,409 |
| Average Assets, year-to-date | $26,350,250 | 8,192 |
| Average Assets, quarterly | $26,271,000 | 8,209 |
| Volatile liabilities | $5,243,000 | 7,168 |
| Insider loans | $569,000 | 5,203 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $1,151,000 | 7,887 |
| Tier 1 (core) risk-based capital | $2,285,000 | 8,569 |
| Tier 2 risk-based capital | $241,000 | 7,509 |
| Total risk weighted assets | $19,208,000 | 7,906 |
| Total unused commitments | $1,151,000 | 7,891 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 14 | 7,300 |
| Assets and Liabilities | ||
| Total Assets: | $25,967,000 | 8,280 |
| Cash and due from depository institutions | $783,000 | 7,300 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $2,540,000 | 8,360 |
| Federal funds sold & reverse repurchase agreements | $1,825,000 | 3,629 |
| Net loans & leases | $18,658,000 | 7,768 |
| Loan loss allowance | $305,000 | 7,310 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,609,000 | 4,790 |
| Other real estate owned | $229,000 | 7,300 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $323,000 | 8,453 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $25,967,000 | 8,280 |
| Total liabilities | $23,880,000 | 8,186 |
| Total deposits | $23,716,000 | 8,097 |
| Interest-bearing deposits | $22,463,000 | 7,897 |
| Deposits held in domestic offices | $23,716,000 | 8,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $164,000 | 7,230 |
| Total equity capital | $2,087,000 | 8,703 |
| Total bank equity capital | $2,087,000 | 8,703 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,730,000 | 2,064 |
| Surplus | $1,664,000 | 5,902 |
| Undivided profits | $-1,307,000 | 8,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 6,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $267,000 | 7,200 |
| Earning assets | $23,023,000 | 8,322 |
| Long-term assets (5+ years) | $1,979,000 | 7,251 |
| Average Assets, year-to-date | $26,275,330 | 8,238 |
| Average Assets, quarterly | $26,171,000 | 8,258 |
| Volatile liabilities | $4,741,000 | 7,328 |
| Insider loans | $576,000 | 5,185 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $1,450,000 | 7,787 |
| Tier 1 (core) risk-based capital | $2,172,000 | 8,662 |
| Tier 2 risk-based capital | $238,000 | 7,550 |
| Total risk weighted assets | $18,956,000 | 7,954 |
| Total unused commitments | $1,450,000 | 7,791 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 15 | 7,137 |
| Assets and Liabilities | ||
| Total Assets: | $26,375,000 | 8,290 |
| Cash and due from depository institutions | $1,161,000 | 7,137 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $2,686,000 | 8,306 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 4,474 |
| Net loans & leases | $18,202,000 | 7,779 |
| Loan loss allowance | $292,000 | 7,407 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,734,000 | 4,566 |
| Other real estate owned | $161,000 | 7,137 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $281,000 | 8,567 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $26,375,000 | 8,290 |
| Total liabilities | $24,247,000 | 8,202 |
| Total deposits | $24,109,000 | 8,114 |
| Interest-bearing deposits | $22,919,000 | 7,907 |
| Deposits held in domestic offices | $24,109,000 | 8,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $138,000 | 7,702 |
| Total equity capital | $2,128,000 | 8,747 |
| Total bank equity capital | $2,128,000 | 8,747 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,730,000 | 2,062 |
| Surplus | $1,664,000 | 5,897 |
| Undivided profits | $-1,266,000 | 8,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $229,000 | 7,525 |
| Earning assets | $23,038,000 | 8,340 |
| Long-term assets (5+ years) | $1,866,000 | 7,293 |
| Average Assets, year-to-date | $26,429,500 | 8,273 |
| Average Assets, quarterly | $26,429,500 | 8,273 |
| Volatile liabilities | $4,940,000 | 7,195 |
| Insider loans | $576,000 | 5,176 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $1,200,000 | 7,973 |
| Tier 1 (core) risk-based capital | $2,128,000 | 8,705 |
| Tier 2 risk-based capital | $239,000 | 7,548 |
| Total risk weighted assets | $19,098,000 | 7,929 |
| Total unused commitments | $1,200,000 | 7,982 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 16 | 6,974 |
| Assets and Liabilities | ||
| Total Assets: | $26,484,000 | 8,317 |
| Cash and due from depository institutions | $1,535,000 | 6,974 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $2,415,000 | 8,442 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 3,391 |
| Net loans & leases | $17,568,000 | 7,891 |
| Loan loss allowance | $331,000 | 7,148 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,761,000 | 4,531 |
| Other real estate owned | $138,000 | 6,974 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $217,000 | 8,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,484,000 | 8,317 |
| Total liabilities | $24,419,000 | 8,234 |
| Total deposits | $24,271,000 | 8,135 |
| Interest-bearing deposits | $22,870,000 | 7,919 |
| Deposits held in domestic offices | $24,271,000 | 8,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $148,000 | 7,546 |
| Total equity capital | $2,065,000 | 8,811 |
| Total bank equity capital | $2,065,000 | 8,811 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,730,000 | 2,076 |
| Surplus | $1,664,000 | 5,900 |
| Undivided profits | $-1,329,000 | 8,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $263,000 | 5,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $204,000 | 7,872 |
| Earning assets | $22,833,000 | 8,377 |
| Long-term assets (5+ years) | $1,641,000 | 7,405 |
| Average Assets, year-to-date | $26,250,600 | 8,284 |
| Average Assets, quarterly | $26,076,000 | 8,325 |
| Volatile liabilities | $4,640,000 | 7,331 |
| Insider loans | $266,000 | 6,447 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $1,400,000 | 7,787 |
| Tier 1 (core) risk-based capital | $2,092,000 | 8,760 |
| Tier 2 risk-based capital | $233,000 | 7,636 |
| Total risk weighted assets | $18,571,000 | 8,030 |
| Total unused commitments | $1,400,000 | 7,789 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 16 | 7,012 |
| Assets and Liabilities | ||
| Total Assets: | $25,668,000 | 8,400 |
| Cash and due from depository institutions | $1,037,000 | 7,012 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $2,864,000 | 8,350 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 5,760 |
| Net loans & leases | $18,855,000 | 7,809 |
| Loan loss allowance | $383,000 | 6,876 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,748,000 | 4,544 |
| Other real estate owned | $85,000 | 7,012 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $429,000 | 8,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,668,000 | 8,400 |
| Total liabilities | $23,650,000 | 8,306 |
| Total deposits | $23,460,000 | 8,219 |
| Interest-bearing deposits | $22,176,000 | 8,023 |
| Deposits held in domestic offices | $23,460,000 | 8,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $190,000 | 7,423 |
| Total equity capital | $2,018,000 | 8,877 |
| Total bank equity capital | $2,018,000 | 8,877 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,730,000 | 2,081 |
| Surplus | $1,664,000 | 5,903 |
| Undivided profits | $-1,376,000 | 8,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 5,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $356,000 | 6,627 |
| Earning assets | $22,369,000 | 8,450 |
| Long-term assets (5+ years) | $1,615,000 | 7,466 |
| Average Assets, year-to-date | $26,192,250 | 8,347 |
| Average Assets, quarterly | $26,095,000 | 8,374 |
| Volatile liabilities | $4,686,000 | 7,345 |
| Insider loans | $238,000 | 6,598 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,315,000 | 7,878 |
| Tier 1 (core) risk-based capital | $2,046,000 | 8,820 |
| Tier 2 risk-based capital | $238,000 | 7,627 |
| Total risk weighted assets | $18,893,000 | 8,071 |
| Total unused commitments | $1,315,000 | 7,884 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 16 | 7,034 |
| Assets and Liabilities | ||
| Total Assets: | $26,522,000 | 8,384 |
| Cash and due from depository institutions | $1,926,000 | 7,034 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $3,068,000 | 8,300 |
| Federal funds sold & reverse repurchase agreements | $1,075,000 | 5,698 |
| Net loans & leases | $18,119,000 | 7,901 |
| Loan loss allowance | $390,000 | 6,795 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,776,000 | 4,482 |
| Other real estate owned | $224,000 | 7,034 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $334,000 | 8,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,522,000 | 8,384 |
| Total liabilities | $24,486,000 | 8,273 |
| Total deposits | $24,328,000 | 8,199 |
| Interest-bearing deposits | $22,946,000 | 8,001 |
| Deposits held in domestic offices | $24,328,000 | 8,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $158,000 | 7,802 |
| Total equity capital | $2,036,000 | 8,894 |
| Total bank equity capital | $2,036,000 | 8,894 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,730,000 | 2,081 |
| Surplus | $1,664,000 | 5,897 |
| Undivided profits | $-1,358,000 | 9,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 5,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $243,000 | 7,572 |
| Earning assets | $22,262,000 | 8,500 |
| Long-term assets (5+ years) | $1,866,000 | 7,349 |
| Average Assets, year-to-date | $26,367,000 | 8,355 |
| Average Assets, quarterly | $26,300,000 | 8,376 |
| Volatile liabilities | $5,089,000 | 7,228 |
| Insider loans | $252,000 | 6,536 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,804,000 | 7,506 |
| Tier 1 (core) risk-based capital | $2,021,000 | 8,852 |
| Tier 2 risk-based capital | $236,000 | 7,665 |
| Total risk weighted assets | $18,744,000 | 8,084 |
| Total unused commitments | $1,804,000 | 7,519 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $26,078,000 | 8,420 |
| Cash and due from depository institutions | $1,198,000 | 7,213 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $4,065,000 | 8,066 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,943 |
| Net loans & leases | $17,268,000 | 7,983 |
| Loan loss allowance | $501,000 | 5,998 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,803,000 | 4,399 |
| Other real estate owned | $85,000 | 7,213 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $359,000 | 8,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,078,000 | 8,420 |
| Total liabilities | $24,059,000 | 8,319 |
| Total deposits | $23,879,000 | 8,241 |
| Interest-bearing deposits | $22,287,000 | 8,083 |
| Deposits held in domestic offices | $23,879,000 | 8,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $180,000 | 7,643 |
| Total equity capital | $2,019,000 | 8,924 |
| Total bank equity capital | $2,019,000 | 8,924 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,710,000 | 2,096 |
| Surplus | $1,654,000 | 5,899 |
| Undivided profits | $-1,345,000 | 9,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 4,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $250,000 | 7,558 |
| Earning assets | $22,633,000 | 8,483 |
| Long-term assets (5+ years) | $1,912,000 | 7,311 |
| Average Assets, year-to-date | $26,289,500 | 8,386 |
| Average Assets, quarterly | $26,289,500 | 8,386 |
| Volatile liabilities | $4,580,000 | 7,433 |
| Insider loans | $265,000 | 6,481 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $806,000 | 8,331 |
| Tier 1 (core) risk-based capital | $1,995,000 | 8,894 |
| Tier 2 risk-based capital | $231,000 | 7,706 |
| Total risk weighted assets | $18,228,000 | 8,135 |
| Total unused commitments | $806,000 | 8,338 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 13 | 7,607 |
| Assets and Liabilities | ||
| Total Assets: | $26,501,000 | 8,417 |
| Cash and due from depository institutions | $1,419,000 | 7,607 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $4,624,000 | 7,936 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,209 |
| Net loans & leases | $16,520,000 | 8,103 |
| Loan loss allowance | $474,000 | 6,137 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,832,000 | 4,335 |
| Other real estate owned | $150,000 | 7,607 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $356,000 | 8,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,501,000 | 8,417 |
| Total liabilities | $24,458,000 | 8,327 |
| Total deposits | $24,290,000 | 8,245 |
| Interest-bearing deposits | $22,121,000 | 8,106 |
| Deposits held in domestic offices | $24,290,000 | 8,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $168,000 | 7,881 |
| Total equity capital | $2,043,000 | 8,946 |
| Total bank equity capital | $2,043,000 | 8,946 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,690,000 | 2,104 |
| Surplus | $1,644,000 | 5,899 |
| Undivided profits | $-1,291,000 | 9,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $274,000 | 7,488 |
| Earning assets | $22,744,000 | 8,495 |
| Long-term assets (5+ years) | $1,780,000 | 7,346 |
| Average Assets, year-to-date | $26,698,200 | 8,320 |
| Average Assets, quarterly | $25,949,500 | 8,422 |
| Volatile liabilities | $4,548,000 | 7,477 |
| Insider loans | $276,000 | 6,439 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,580,000 | 7,585 |
| Tier 1 (core) risk-based capital | $2,024,000 | 8,909 |
| Tier 2 risk-based capital | $225,000 | 7,775 |
| Total risk weighted assets | $17,744,000 | 8,221 |
| Total unused commitments | $1,580,000 | 7,589 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $28,236,000 | 8,418 |
| Cash and due from depository institutions | $1,180,000 | 6,738 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $3,026,000 | 8,560 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,629 |
| Net loans & leases | $18,004,000 | 8,034 |
| Loan loss allowance | $350,000 | 6,963 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,944,000 | 4,110 |
| Other real estate owned | $247,000 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $435,000 | 8,535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,236,000 | 8,418 |
| Total liabilities | $25,843,000 | 8,343 |
| Total deposits | $25,624,000 | 8,246 |
| Interest-bearing deposits | $23,821,000 | 8,042 |
| Deposits held in domestic offices | $25,624,000 | 8,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $219,000 | 7,706 |
| Total equity capital | $2,393,000 | 8,883 |
| Total bank equity capital | $2,393,000 | 8,883 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,597,000 | 2,222 |
| Surplus | $1,597,000 | 5,994 |
| Undivided profits | $-801,000 | 9,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 5,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $360,000 | 7,011 |
| Earning assets | $24,430,000 | 8,505 |
| Long-term assets (5+ years) | $582,000 | 8,108 |
| Average Assets, year-to-date | $28,365,200 | 8,280 |
| Average Assets, quarterly | $28,104,000 | 8,386 |
| Volatile liabilities | $3,965,000 | 7,838 |
| Insider loans | $237,000 | 6,726 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $893,000 | 8,367 |
| Tier 1 (core) risk-based capital | $2,367,000 | 8,843 |
| Tier 2 risk-based capital | $255,000 | 7,511 |
| Total risk weighted assets | $20,344,000 | 8,042 |
| Total unused commitments | $893,000 | 8,378 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 19 | 6,692 |
| Assets and Liabilities | ||
| Total Assets: | $28,926,000 | 8,429 |
| Cash and due from depository institutions | $1,640,000 | 6,692 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $3,765,000 | 8,776 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 3,954 |
| Net loans & leases | $18,795,000 | 8,049 |
| Loan loss allowance | $269,000 | 7,639 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,992,000 | 4,014 |
| Other real estate owned | $34,000 | 6,692 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $450,000 | 8,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,926,000 | 8,429 |
| Total liabilities | $26,172,000 | 8,358 |
| Total deposits | $25,881,000 | 8,251 |
| Interest-bearing deposits | $23,740,000 | 8,038 |
| Deposits held in domestic offices | $25,881,000 | 8,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $291,000 | 7,385 |
| Total equity capital | $2,754,000 | 8,795 |
| Total bank equity capital | $2,754,000 | 8,795 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,647,000 | 2,217 |
| Surplus | $1,647,000 | 5,962 |
| Undivided profits | $-540,000 | 9,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $310,000 | 6,818 |
| Earning assets | $24,810,000 | 8,553 |
| Long-term assets (5+ years) | $297,000 | 8,460 |
| Average Assets, year-to-date | $27,031,000 | 8,437 |
| Average Assets, quarterly | $28,008,500 | 8,445 |
| Volatile liabilities | $3,413,000 | 8,174 |
| Insider loans | $215,000 | 7,028 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $839,000 | 8,508 |
| Tier 1 (core) risk-based capital | $2,732,000 | 8,744 |
| Tier 2 risk-based capital | $257,650 | 7,461 |
| Total risk weighted assets | $20,600,750 | 8,057 |
| Total unused commitments | $839,000 | 8,513 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $26,213,000 | 8,839 |
| Cash and due from depository institutions | $1,361,000 | 7,085 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $2,724,000 | 9,410 |
| Federal funds sold & reverse repurchase agreements | $3,790,000 | 2,421 |
| Net loans & leases | $16,048,000 | 8,490 |
| Loan loss allowance | $229,000 | 8,119 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,930,000 | 4,111 |
| Other real estate owned | $30,000 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $330,000 | 9,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,213,000 | 8,839 |
| Total liabilities | $23,343,000 | 8,809 |
| Total deposits | $23,129,000 | 8,698 |
| Interest-bearing deposits | $21,042,000 | 8,529 |
| Deposits held in domestic offices | $23,129,000 | 8,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $214,000 | 7,898 |
| Total equity capital | $2,870,000 | 8,770 |
| Total bank equity capital | $2,870,000 | 8,770 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,647,000 | 2,245 |
| Surplus | $1,647,000 | 6,036 |
| Undivided profits | $-424,000 | 9,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $248,000 | 7,118 |
| Earning assets | $22,562,000 | 8,941 |
| Long-term assets (5+ years) | $21,000 | 8,962 |
| Average Assets, year-to-date | $23,852,000 | 8,914 |
| Average Assets, quarterly | $24,968,000 | 8,902 |
| Volatile liabilities | $2,915,000 | 8,449 |
| Insider loans | $363,000 | 6,088 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $855,000 | 8,735 |
| Tier 1 (core) risk-based capital | $2,901,000 | 8,769 |
| Tier 2 risk-based capital | $223,490 | 7,903 |
| Total risk weighted assets | $17,873,590 | 8,497 |
| Total unused commitments | $855,000 | 8,743 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $22,833,000 | 9,278 |
| Cash and due from depository institutions | $1,260,000 | 8,043 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $2,008,000 | 9,794 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,556 |
| Net loans & leases | $15,643,000 | 8,606 |
| Loan loss allowance | $214,000 | 8,364 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $350,000 | 8,448 |
| Other real estate owned | $0 | 8,043 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $272,000 | 9,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,833,000 | 9,278 |
| Total liabilities | $20,021,000 | 9,266 |
| Total deposits | $19,824,000 | 9,188 |
| Interest-bearing deposits | $17,868,000 | 9,032 |
| Deposits held in domestic offices | $19,824,000 | 9,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000 | 5,182 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $190,000 | 8,722 |
| Total equity capital | $2,812,000 | 8,968 |
| Total bank equity capital | $2,812,000 | 8,968 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,633,000 | 2,215 |
| Surplus | $1,633,000 | 5,984 |
| Undivided profits | $-454,000 | 10,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $190,000 | 8,041 |
| Earning assets | $20,951,000 | 9,255 |
| Long-term assets (5+ years) | $43,000 | 9,131 |
| Average Assets, year-to-date | $18,705,600 | 9,546 |
| Average Assets, quarterly | $21,321,500 | 9,365 |
| Volatile liabilities | $4,002,000 | 7,581 |
| Insider loans | $806,000 | 4,094 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,527,000 | 7,968 |
| Tier 1 (core) risk-based capital | $2,808,000 | 8,878 |
| Tier 2 risk-based capital | $195,760 | 8,305 |
| Total risk weighted assets | $15,642,460 | 8,889 |
| Total unused commitments | $1,527,000 | 7,979 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $15,729,000 | 10,271 |
| Cash and due from depository institutions | $711,000 | 8,601 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $1,000,000 | 10,594 |
| Federal funds sold & reverse repurchase agreements | $2,925,000 | 4,011 |
| Net loans & leases | $10,612,000 | 9,770 |
| Loan loss allowance | $139,000 | 9,600 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $253,000 | 9,209 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $106,000 | 2,580 |
| All other assets | $122,000 | 10,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,729,000 | 10,271 |
| Total liabilities | $12,784,000 | 10,357 |
| Total deposits | $12,676,000 | 10,296 |
| Interest-bearing deposits | $10,439,000 | 10,277 |
| Deposits held in domestic offices | $12,676,000 | 10,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $108,000 | 10,123 |
| Total equity capital | $2,945,000 | 9,086 |
| Total bank equity capital | $2,945,000 | 9,086 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,632,000 | 2,229 |
| Surplus | $1,631,000 | 6,032 |
| Undivided profits | $-318,000 | 10,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 8,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $103,000 | 9,767 |
| Earning assets | $14,537,000 | 10,231 |
| Long-term assets (5+ years) | $323,000 | 9,199 |
| Average Assets, year-to-date | $10,071,250 | 10,648 |
| Average Assets, quarterly | $13,315,500 | 10,454 |
| Volatile liabilities | $2,745,000 | 8,693 |
| Insider loans | $549,000 | 5,158 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $881,000 | 8,964 |
| Tier 1 (core) risk-based capital | $2,837,000 | 9,116 |
| Tier 2 risk-based capital | $134,180 | 9,387 |
| Total risk weighted assets | $10,729,280 | 9,913 |
| Total unused commitments | $881,000 | 8,976 |
| Derivatives | $0 | 533 |