Home > Citizens Business Bank > Net charge- offs to loans
Citizens Business Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 2,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,270 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 4,316 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0481% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1106% | 2,299 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1106% | 2,171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 2,518 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,269 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0304% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0183% | 2,501 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0183% | 2,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 2,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0149% | 4,410 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0502% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0271% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0271% | 2,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,402 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 4,498 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0521% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 3,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,082 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 4,390 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0526% | 4,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0242% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0242% | 2,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0138% | 3,841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,047 |
| Percentage Net Loans Charged-off:Construction & development | -0.0176% | 4,439 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0802% | 4,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0323% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0323% | 2,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 3,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 2,998 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 4,060 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1198% | 4,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0240% | 2,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0240% | 2,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,197 |
| Percentage Net Loans Charged-off:Construction & development | -0.0177% | 4,135 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0059% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0505% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0505% | 1,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,419 |
| Percentage Net Loans Charged-off:Construction & development | -0.0708% | 4,208 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 3,982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0361% | 3,316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0206% | 3,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2689% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1004% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1004% | 1,883 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0845% | 4,288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0260% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0196% | 3,320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 4,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3065% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1138% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1138% | 1,624 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,637 |
| Percentage Net Loans Charged-off:Construction & development | -0.0979% | 4,348 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 4,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0401% | 4,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4195% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1410% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1410% | 1,356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1147% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,806 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 4,223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0649% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0777% | 4,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6570% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 3,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,999 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 4,141 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0522% | 4,551 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0626% | 3,545 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0499% | 4,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0399% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6762% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6762% | 850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 3,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,081 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 4,188 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0694% | 4,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0813% | 3,597 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0667% | 4,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0369% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9232% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9232% | 588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 3,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 4,106 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0865% | 4,734 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0289% | 3,522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1001% | 4,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0272% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1538% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1538% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0075% | 3,974 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 4,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1703% | 4,881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0547% | 3,601 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1989% | 4,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1825% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1825% | 288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 4,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,957 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 4,629 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 3,429 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0467% | 4,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0055% | 2,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0142% | 3,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0142% | 3,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 4,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,966 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0502% | 4,763 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0052% | 3,451 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0609% | 4,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0036% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0486% | 2,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0486% | 2,843 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,870 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 4,176 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0710% | 4,891 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 3,480 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0868% | 4,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0272% | 1,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0452% | 2,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0452% | 2,564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 4,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 4,147 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0524% | 4,891 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 3,558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0641% | 4,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 4,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0297% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0297% | 2,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0424% | 4,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0547% | 4,957 |
| Percentage Net Loans Charged-off:Construction & development | -2.5054% | 4,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0400% | 4,824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1844% | 3,911 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 4,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0292% | 1,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0465% | 4,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0610% | 5,013 |
| Percentage Net Loans Charged-off:Construction & development | -2.7859% | 4,999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0429% | 4,871 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2866% | 3,978 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 4,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0840% | 2,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0840% | 2,671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0830% | 5,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0974% | 5,171 |
| Percentage Net Loans Charged-off:Construction & development | -4.7796% | 5,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,337 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0474% | 3,814 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 4,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1133% | 2,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1133% | 2,344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1122% | 5,245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1340% | 5,323 |
| Percentage Net Loans Charged-off:Construction & development | -6.7596% | 5,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 4,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0835% | 3,942 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0119% | 4,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2204% | 1,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2204% | 1,755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1406% | 5,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1674% | 5,449 |
| Percentage Net Loans Charged-off:Construction & development | -7.7766% | 5,227 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0646% | 5,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0682% | 3,997 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0641% | 5,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 4,244 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2178% | 5,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2178% | 5,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1761% | 5,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2106% | 5,533 |
| Percentage Net Loans Charged-off:Construction & development | -9.9301% | 5,263 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0333% | 5,020 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0795% | 4,043 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 4,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 3,987 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2878% | 5,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2878% | 5,272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1823% | 5,560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2108% | 5,575 |
| Percentage Net Loans Charged-off:Construction & development | -9.4567% | 5,286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0464% | 5,149 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0997% | 4,073 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0401% | 5,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0616% | 4,627 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4840% | 5,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4840% | 5,371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1928% | 5,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2274% | 5,651 |
| Percentage Net Loans Charged-off:Construction & development | -10.2102% | 5,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0841% | 5,393 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1520% | 4,177 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0760% | 5,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0516% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2029% | 5,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2029% | 5,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2080% | 5,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2307% | 5,730 |
| Percentage Net Loans Charged-off:Construction & development | -8.3914% | 5,456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 5,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 4,876 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2340% | 4,285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1355% | 5,120 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3206% | 5,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3206% | 5,498 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0551% | 5,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1226% | 5,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1330% | 5,632 |
| Percentage Net Loans Charged-off:Construction & development | -4.0822% | 5,476 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0415% | 5,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,781 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2965% | 4,336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 4,754 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5308% | 5,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5308% | 5,608 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0733% | 5,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0860% | 5,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0857% | 5,555 |
| Percentage Net Loans Charged-off:Construction & development | -2.1137% | 5,478 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0505% | 5,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 1,652 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0364% | 4,098 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0340% | 4,569 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9828% | 5,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9828% | 5,748 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1087% | 5,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 4,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0459% | 4,969 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 5,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1054% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0374% | 4,121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1240% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 4,179 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8956% | 5,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8956% | 5,729 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1098% | 5,327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1287% | 5,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1431% | 5,817 |
| Percentage Net Loans Charged-off:Construction & development | -1.0244% | 5,493 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1537% | 5,730 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2604% | 4,869 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0775% | 2,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3784% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0357% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0018% | 2,461 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0770% | 5,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0770% | 5,307 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1220% | 5,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1347% | 5,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1413% | 5,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.1439% | 5,165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1679% | 5,840 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3521% | 4,921 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5043% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 2,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0626% | 4,911 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3918% | 5,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3918% | 5,760 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1297% | 5,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0917% | 5,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0891% | 5,790 |
| Percentage Net Loans Charged-off:Construction & development | -0.1905% | 5,291 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1218% | 5,850 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0937% | 4,888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7596% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 2,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0627% | 4,915 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4591% | 5,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4591% | 5,806 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1305% | 5,508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0939% | 5,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1129% | 5,940 |
| Percentage Net Loans Charged-off:Construction & development | -0.0651% | 5,189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1471% | 6,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 5,356 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5274% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2429% | 6,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1191% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0601% | 5,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0601% | 5,027 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1245% | 5,525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0191% | 5,691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0452% | 5,875 |
| Percentage Net Loans Charged-off:Construction & development | -1.6231% | 5,789 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 5,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1551% | 6,191 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2668% | 4,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1391% | 6,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 2,610 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2940% | 5,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2940% | 5,928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1892% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 5,568 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0494% | 5,936 |
| Percentage Net Loans Charged-off:Construction & development | -2.0483% | 5,867 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 5,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1474% | 6,226 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3544% | 4,751 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1183% | 6,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 4,773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3141% | 5,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3141% | 5,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3031% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0476% | 5,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0514% | 5,983 |
| Percentage Net Loans Charged-off:Construction & development | -3.1937% | 5,931 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0181% | 5,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0366% | 5,978 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0401% | 4,530 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0361% | 5,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0801% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3651% | 6,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3651% | 5,975 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1212% | 5,730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1139% | 6,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1397% | 6,327 |
| Percentage Net Loans Charged-off:Construction & development | -6.8697% | 6,015 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 5,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0495% | 6,070 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0437% | 4,560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0502% | 6,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1428% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4927% | 6,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4927% | 6,075 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1128% | 5,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 5,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0565% | 6,331 |
| Percentage Net Loans Charged-off:Construction & development | -1.3546% | 6,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0320% | 6,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0568% | 6,354 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 4,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0637% | 6,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6610% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4251% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4251% | 2,152 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0231% | 5,597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 3,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 6,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.2090% | 5,759 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 6,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 3,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0106% | 1,250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 3,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8976% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7041% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7041% | 1,332 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0086% | 5,531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 4,034 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 6,009 |
| Percentage Net Loans Charged-off:Construction & development | -0.2490% | 5,836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 6,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 6,198 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 4,703 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 6,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6013% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6968% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6968% | 1,278 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0058% | 5,517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 3,667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 5,914 |
| Percentage Net Loans Charged-off:Construction & development | -0.0821% | 5,739 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 6,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 6,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0202% | 4,689 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0286% | 6,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3309% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6592% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6592% | 558 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0129% | 5,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 4,856 |
| Percentage Net Loans Charged-off:Construction & development | -1.8917% | 6,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 3,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3029% | 2,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3563% | 1,199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2941% | 2,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0693% | 5,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8933% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8933% | 1,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2237% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 4,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 4,380 |
| Percentage Net Loans Charged-off:Construction & development | -2.3996% | 6,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0446% | 2,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3374% | 2,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1270% | 1,378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3722% | 1,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0826% | 5,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1543% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1543% | 998 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3480% | 796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 3,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 3,940 |
| Percentage Net Loans Charged-off:Construction & development | -2.1970% | 6,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0754% | 2,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3002% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0285% | 5,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3555% | 1,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 2,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3747% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3747% | 846 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5210% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 2,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 3,332 |
| Percentage Net Loans Charged-off:Construction & development | -0.1325% | 6,184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 1,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1659% | 2,292 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 5,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1980% | 2,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6766% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1533% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1533% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0138% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5150% | 2,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5114% | 2,606 |
| Percentage Net Loans Charged-off:Construction & development | 5.4557% | 910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2537% | 2,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2314% | 869 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5049% | 2,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3326% | 1,437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5357% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2832% | 3,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4442% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4194% | 1,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6434% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6245% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6295% | 2,087 |
| Percentage Net Loans Charged-off:Construction & development | 6.7411% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2759% | 2,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3140% | 695 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5877% | 1,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3220% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6354% | 1,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1199% | 3,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7251% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6865% | 759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8654% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8505% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8602% | 1,597 |
| Percentage Net Loans Charged-off:Construction & development | 8.8281% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3738% | 1,695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4864% | 524 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5643% | 1,805 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1219% | 5,344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6906% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 3,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8756% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8169% | 650 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2654% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2251% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2861% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 13.1085% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3955% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0339% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8846% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0517% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0518% | 2,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3828% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2712% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5539% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6598% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8955% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 5.5511% | 1,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9161% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6047% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4360% | 1,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6345% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9426% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5168% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1927% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7609% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0587% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 6.3589% | 900 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0125% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6426% | 1,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4911% | 1,116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6689% | 1,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9309% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2490% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0838% | 1,479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6808% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6413% | 2,175 |
| Percentage Net Loans Charged-off:Construction & development | 4.4430% | 1,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1553% | 2,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7426% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2427% | 1,175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8276% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3561% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9093% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8767% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8133% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 5.6532% | 719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2058% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6152% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4589% | 736 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6412% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2955% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0523% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6831% | 3,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8050% | 2,206 |
| Percentage Net Loans Charged-off:Construction & development | 5.5481% | 1,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1111% | 2,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2293% | 3,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3304% | 1,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2164% | 3,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8564% | 3,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9736% | 2,754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0152% | 2,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7901% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9477% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | 6.6449% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0637% | 2,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2760% | 2,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4591% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2538% | 2,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8662% | 2,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7174% | 3,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0231% | 1,808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1555% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3931% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | 9.7123% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0958% | 1,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2476% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6930% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1951% | 2,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2771% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9565% | 2,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0075% | 1,619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1040% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2244% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 7.7994% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1924% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1847% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7167% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1229% | 1,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4598% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3713% | 1,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0457% | 1,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1603% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1624% | 3,122 |
| Percentage Net Loans Charged-off:Construction & development | 1.1576% | 1,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 4,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 3,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2820% | 3,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8074% | 2,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0661% | 1,656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 4,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 3,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.2584% | 1,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 7,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 7,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3319% | 2,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8238% | 2,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0785% | 1,378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 5,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 7,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0277% | 1,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0905% | 8,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0982% | 8,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2954% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8580% | 1,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0599% | 1,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 4,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0285% | 7,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1795% | 8,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1945% | 8,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1118% | 1,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6503% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0424% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 5,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 2,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4200% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2607% | 6,076 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4787% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1432% | 7,613 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0101% | 7,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0069% | 1,721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 7,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 7,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,554 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 5,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1470% | 7,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0896% | 4,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0504% | 1,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0104% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0827% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1298% | 4,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0287% | 1,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 3,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0554% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3239% | 2,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0481% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0540% | 8,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0516% | 8,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0803% | 8,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1711% | 7,704 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3195% | 8,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0007% | 6,782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0626% | 8,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0627% | 8,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0979% | 8,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2109% | 7,736 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0832% | 7,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0057% | 1,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0924% | 8,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0951% | 8,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1487% | 8,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2796% | 7,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1063% | 4,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0014% | 6,846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 7,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 8,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2032% | 7,646 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1513% | 7,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0046% | 6,904 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 6,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 3,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0180% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1684% | 7,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8701% | 2,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0028% | 6,870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0585% | 8,208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0403% | 8,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0619% | 8,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3015% | 7,887 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3409% | 8,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0087% | 6,931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0794% | 8,201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0584% | 8,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0901% | 8,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3833% | 7,932 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3577% | 8,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0054% | 6,919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1260% | 8,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1135% | 8,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1739% | 8,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3904% | 7,971 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0763% | 8,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0626% | 8,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 3,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0709% | 8,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0854% | 8,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9464% | 8,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6718% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0077% | 1,628 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1265% | 8,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 8,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0383% | 8,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0438% | 8,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4938% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1550% | 8,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2604% | 8,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7905% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0169% | 7,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0933% | 8,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 8,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0362% | 8,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1186% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7830% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 8,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9504% | 8,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4160% | 3,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0255% | 7,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1617% | 8,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 8,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0658% | 8,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3395% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6381% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5540% | 8,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7071% | 2,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0723% | 7,297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 4,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 2,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0810% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 8,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 8,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3667% | 3,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0772% | 6,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0558% | 1,656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 5,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 7,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1256% | 8,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1424% | 8,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3775% | 2,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0475% | 6,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1017% | 1,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 3,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 8,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 8,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1897% | 8,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2105% | 8,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1598% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0164% | 7,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 5,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 8,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 8,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 8,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 8,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2627% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9672% | 8,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 5,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0630% | 8,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0775% | 8,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1125% | 8,982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1278% | 8,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0192% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4809% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 6,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 2,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2323% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2635% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0718% | 8,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0755% | 6,808 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0413% | 6,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0733% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1208% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7020% | 840 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 4,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0696% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0614% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0670% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8454% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3648% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0862% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6154% | 870 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0022% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 5,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0876% | 322 |
| Percentage Net Loans Charged-off:Construction & development | -0.2858% | 1,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1360% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2348% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3964% | 424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1507% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5402% | 706 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5693% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8546% | 21 |
| Percentage Net Loans Charged-off:Construction & development | 3.0961% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5682% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6094% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1577% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3620% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7717% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 4,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2477% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2843% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.6833% | 1,438 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1508% | 18 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5510% | 14 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2666% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4905% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4945% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6568% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5995% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8628% | 14 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5850% | 7 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2293% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5513% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7684% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1811% | 4,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0629% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5663% | 95 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7949% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5244% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6060% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4730% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 5,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1716% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.4227% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1019% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2855% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4293% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3767% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5340% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3523% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 7,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4593% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3857% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1376% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |