Home > Citizens Banking Company > Loan Charge- Offs and Recoveries
Citizens Banking Company, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $494,000 | 1,829 |
| Loans secured by real estate, total | $200,000 | 1,343 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $200,000 | 1,343 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $41,000 | 1,899 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $159,000 | 793 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $118,000 | 2,171 |
| Loans to individuals | $176,000 | 1,468 |
| Credit card loan charge offs | $33,000 | 1,134 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $143,000 | 1,444 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $188,000 | 1,784 |
| Loans secured by real estate, total | $44,000 | 1,636 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $44,000 | 1,636 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $44,000 | 836 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $18,000 | 4,219 |
| Loans to individuals | $126,000 | 941 |
| Credit card loan recoveries | $9,000 | 996 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $117,000 | 850 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $306,000 | 1,879 |
| Loans secured by real estate, total | $156,000 | 1,251 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $156,000 | 1,252 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $41,000 | 1,605 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $115,000 | 763 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $100,000 | 1,690 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $50,000 | 2,529 |
| Credit card loan net charge offs | $24,000 | 1,181 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $26,000 | 3,203 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $490,000 | 2,300 |
| Loans secured by real estate, total | $1,000 | 6,977 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,000 | 6,975 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $1,000 | 3,140 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $217,000 | 1,878 |
| Loans to individuals | $272,000 | 1,216 |
| Credit card loan charge offs | $51,000 | 1,005 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $221,000 | 1,134 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $175,000 | 2,036 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $77,000 | 1,883 |
| Loans to individuals | $98,000 | 1,217 |
| Credit card loan recoveries | $8,000 | 1,104 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $90,000 | 1,156 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $315,000 | 2,396 |
| Loans secured by real estate, total | $1,000 | 5,908 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,000 | 5,906 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,754 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $140,000 | 1,949 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $174,000 | 1,245 |
| Credit card loan net charge offs | $43,000 | 981 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $131,000 | 1,158 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $777,000 | 2,194 |
| Loans secured by real estate, total | $143,000 | 2,533 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $143,000 | 2,533 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $143,000 | 1,446 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $191,000 | 2,771 |
| Loans to individuals | $443,000 | 1,053 |
| Credit card loan charge offs | $29,000 | 1,469 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $414,000 | 870 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $255,000 | 1,599 |
| Loans secured by real estate, total | $1,000 | 5,629 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,000 | 5,622 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,276 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $154,000 | 1,085 |
| Loans to individuals | $100,000 | 1,267 |
| Credit card loan recoveries | $4,000 | 1,507 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $96,000 | 1,144 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $522,000 | 2,399 |
| Loans secured by real estate, total | $142,000 | 2,282 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $142,000 | 2,282 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $142,000 | 1,348 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $37,000 | 5,171 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $343,000 | 997 |
| Credit card loan net charge offs | $25,000 | 1,443 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $318,000 | 782 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.