Home > Citizens Banking Company > Income and Expense
Citizens Banking Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,590,000 | 1,373 |
| Total interest expense | $9,813,000 | 1,334 |
| Net interest income | $12,777,000 | 1,405 |
| Provision for loan and lease losses | $530,000 | 1,473 |
| Total noninterest income | $2,567,000 | 1,535 |
| Gross Fiduciary activities income | $484,000 | 744 |
| Service charges on deposit accounts | $1,223,000 | 1,086 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $860,000 | 2,044 |
| Total noninterest expense | $9,710,000 | 1,516 |
| Salaries and employee benefits | $4,192,000 | 1,591 |
| Premises and equipment expense | $1,373,000 | 1,516 |
| Additional noninterest expense | $4,145,000 | 1,378 |
| Pre-tax net operating income | $5,104,000 | 1,446 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,494,000 | 1,562 |
| Income before extraordinary items | $3,610,000 | 1,381 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,610,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,879 |
| Cash dividends | $1,363,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,610,000 | 1,398 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,311,000 | 1,423 |
| Total interest expense | $9,709,000 | 1,386 |
| Net interest income | $12,602,000 | 1,440 |
| Provision for loan and lease losses | $1,080,000 | 1,232 |
| Total noninterest income | $2,236,000 | 1,819 |
| Gross Fiduciary activities income | $430,000 | 814 |
| Service charges on deposit accounts | $1,077,000 | 1,257 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $729,000 | 2,525 |
| Total noninterest expense | $9,979,000 | 1,528 |
| Salaries and employee benefits | $4,351,000 | 1,553 |
| Premises and equipment expense | $1,535,000 | 1,393 |
| Additional noninterest expense | $4,093,000 | 1,488 |
| Pre-tax net operating income | $3,779,000 | 1,825 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,105,000 | 2,060 |
| Income before extraordinary items | $2,674,000 | 1,864 |
| Extraordinary gains, net | $325,000 | 654 |
| Net income | $2,999,000 | 1,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 2,396 |
| Cash dividends | $865,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,674,000 | 1,761 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,175,000 | 1,957 |
| Total interest expense | $8,392,000 | 2,033 |
| Net interest income | $9,783,000 | 1,873 |
| Provision for loan and lease losses | $720,000 | 2,319 |
| Total noninterest income | $1,868,000 | 2,030 |
| Gross Fiduciary activities income | $344,000 | 899 |
| Service charges on deposit accounts | $896,000 | 1,509 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $628,000 | 2,745 |
| Total noninterest expense | $7,455,000 | 1,983 |
| Salaries and employee benefits | $3,727,000 | 1,783 |
| Premises and equipment expense | $1,346,000 | 1,581 |
| Additional noninterest expense | $2,382,000 | 2,415 |
| Pre-tax net operating income | $3,476,000 | 1,778 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $966,000 | 2,176 |
| Income before extraordinary items | $2,513,000 | 1,806 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,513,000 | 1,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 2,399 |
| Cash dividends | $788,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,510,840 | 1,669 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.